Jeep Gladiator Insurance Cost for 2022

How much does Jeep Gladiator insurance cost? We compared average rates for the Sport, Overland, and Rubicon trims to the rest of the midsize truck market to see how the Gladiator ranks for car insurance affordability.

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How much does Jeep Gladiator insurance cost?

Jeep Gladiator car insurance rates average $1,498 per year for full coverage. Depending on the trim level being insured, monthly car insurance for a 2022 Jeep Gladiator costs from $117 to $133.

Overall, expect to pay approximately $34 more each year for Jeep Gladiator insurance when compared to the average rate for all midsize trucks, and $69 less per year than the all-vehicle national average of $1,567.

The chart below shows average car insurance cost on a 2022 Jeep Gladiator using different driver ages and risk profiles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Jeep Gladiator with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Jeep Gladiator trim levels.Data last updated on September 8, 2022
Jeep Gladiator Insurance Cost Summary
Jeep Gladiator Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,412$284
Safe Driver Age 20$2,988$249
At-fault Accidents Age 40$2,124$177
Low Deductibles Age 40$1,934$161
Safe Driver Age 30$1,576$131
Safe Driver Age 40$1,498$125
Safe Driver Age 50$1,366$114
Safe Driver Age 60$1,342$112
High Deductibles Age 40$1,272$106
Discount Rate Age 40$1,244$104

Additional rate information and ideas to keep insurance cost down:

  • Increasing deductibles lowers insurance cost. Increasing your deductibles from $500 to $1,000 could save around $226 per year for a 40-year-old driver and $438 per year for a 20-year-old driver.
  • Low deductibles increase auto insurance cost. Lowering your physical damage coverage deductibles from $500 to $250 could cost an additional $234 per year for a 40-year-old driver and $464 per year for a 20-year-old driver.
  • Citations and violations increase rates. If you want to receive the best Gladiator insurance rates, you need to keep calm behind the wheel. Not surprisingly, just a couple of blemishes on your motor vehicle report can raise policy rates by up to $398 per year. Major convictions like DUI/DWI and leaving the scene of an accident could raise rates by an additional $1,390 or more.
  • Avoid accidents and save. Too frequent at-fault accidents can raise rates, possibly by an additional $2,114 per year for a 20-year-old driver and even as much as $626 per year for a 40-year-old driver.
  • High risk insurance is expensive. For a 40-year-old driver, the need to buy a high-risk policy could increase the cost by $1,820 or more per year.
  • Your choice of occupation could lower your rates. Many car insurance providers offer discounts for earning a living in occupations like police officers and law enforcement, scientists, doctors, engineers, farmers, architects, and other occupations. Obtaining this discount may save between $45 and $159 on your auto insurance bill, depending on your policy.
  • Jeep Gladiator teen driver insurance is expensive. Average rates for full coverage Gladiator insurance costs $5,454 per year for a 16-year-old driver, $5,080 per year for a 17-year-old driver, and $4,736 per year for a 18-year-old driver.
2021 Jeep Gladiator Willys 4x4 in Hydro Blue Pearl-Coat
2021 Jeep Gladiator Willys 4×4 in Hydro Blue Pearl-Coat

What is the cheapest Jeep Gladiator insurance?

With Jeep Gladiator insurance rates ranging from $1,406 to $1,596 per year for the average driver, the cheapest car insurance rates are on the Sport. The highest cost model to insure is the High Altitude at $1,596 per year.

The next table displays average car insurance rates for annual and semi-annual policy terms, including a monthly budget amount, for each Jeep Gladiator model trim level.

2022 Jeep Gladiator Insurance Cost by Trim Level
Jeep Gladiator Trim Level Annual Policy 6-month Policy Per Month
Sport$1,406$703$117
Willys Sport$1,438$719$120
Sport S$1,456$728$121
Altitude$1,480$740$123
Willys$1,494$747$125
Overland$1,512$756$126
Rubicon$1,550$775$129
Mojave$1,554$777$130
High Altitude$1,596$798$133

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Jeep Gladiator, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 8, 2022
Jeep Gladiator Insurance Cost by Trim Level

How does Gladiator insurance compare?

The Jeep Gladiator ranks #9 out of 10 total vehicles in the 2022 midsize truck category. The Gladiator costs an average of $1,498 per year for insurance and the segment average rate is $1,464 annually, a difference of $34 per year.

When compared to other midsize trucks, insurance for a Gladiator costs $84 more per year than the Toyota Tacoma, $242 more than the Chevrolet Colorado, $144 more than the Ford Ranger, and $46 more than the Nissan Frontier.

The chart below shows how the Gladiator compares to the rest of the midsize pickup truck segment for insurance affordability.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Jeep Gladiator, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Jeep Gladiator trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 8, 2022
Jeep Gladiator Insurance Cost vs Other Midsize Trucks
Jeep Gladiator Insurance Cost Compared to All Midsize Trucks
Rank Make/Model Insurance Cost Difference
1Chevrolet Colorado$1,256-$242
2Ford Maverick$1,304-$194
3Ford Ranger$1,354-$144
4Toyota Tacoma$1,414-$84
5Nissan Frontier$1,452-$46
6Hyundai Santa Cruz$1,464-$34
7GMC Canyon$1,470-$28
8Honda Ridgeline$1,486-$12
9Jeep Gladiator$1,498--
10Rivian R1T$1,938$440

When we factor in MSRP, it enables us to see how rates compare between the Gladiator and models in a similar price range. A 2022 model year Gladiator has an average purchase price of $42,898, which ranges from $35,610 to $52,510.

The four midsize pickup models closest in price to the Jeep Gladiator are the Honda Ridgeline, GMC Canyon, Chevrolet Colorado, and Toyota Tacoma.

The data below shows how those models compare to a 2022 Jeep Gladiator by sticker price and insurance policy cost.

  • Compared to the Honda Ridgeline – With an average MSRP of $41,725 ($37,640 to $45,070), the Honda Ridgeline costs $1,173 less than the average MSRP for the Gladiator. The cost to insure a Gladiator compared to the Honda Ridgeline is $12 more annually on average.
  • Compared to the GMC Canyon – The GMC Canyon has an average sticker price of $37,220 ($37,640 to $45,895), which is $5,678 cheaper than the average sticker price for the Gladiator. The cost to insure a Jeep Gladiator compared to the GMC Canyon is $28 more every 12 months on average.
  • Compared to the Chevrolet Colorado – The Chevrolet Colorado has an average retail price of $35,276 ($27,880 to $45,395), which is $7,622 cheaper than the average MSRP for the Gladiator. Drivers can expect to pay around $242 less every 12 months to insure the Chevrolet Colorado compared to a Gladiator.
  • Compared to the Toyota Tacoma – The 2022 Toyota Tacoma has an average retail price of $35,157, ranging from $26,700 to $48,840, which is $7,741 cheaper than the average MSRP for the Gladiator. The cost to insure a 2022 Gladiator compared to the Toyota Tacoma is $84 more annually on average.

Gladiator insurance cost by model year

The table below shows typical full coverage car insurance policy costs for a Jeep Gladiator for the 2020 through 2022 model years. Cost ranges from $1,410 to  $1,498, averaged across all trim levels for each model year.

Jeep Gladiator Insurance Cost for 2020-2022 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2022 Jeep Gladiator$1,498$749$125
2021 Jeep Gladiator$1,436$718$120
2020 Jeep Gladiator$1,410$705$118

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 8, 2022
Jeep Gladiator Insurance Cost by Model Year