Kia Sportage vs. Mazda CX-30 Car Insurance Cost (2020 to 2025 Models)

• For a 2024 Kia Sportage, average insurance rates cost from $2,212 to $2,466 per year, while insurance on a 2024 Mazda CX-30 costs from $2,000 to $2,234.
• The average cost per month to insure the Kia Sportage is 8.5% more than the Mazda CX-30, at $196 compared to $180, a difference of $16.
• Out of 47 models in the 2024 small SUV segment, the Kia Sportage ranks 34^th and the Mazda CX-30 ranks 21^st for overall insurance affordability.

Is insurance cheaper on a Kia Sportage or Mazda CX-30?

For the 2024 model year, the cheapest to insure is the Mazda CX-30. Insurance cost for the Kia Sportage averages $2,350 per year, while insurance for a Mazda CX-30 costs an average of $2,164 per year.

For the 10 trims available for the 2024 Kia Sportage, the cheapest trim to insure is the LX trim at an average cost of $2,212 per year.

For the eight trims available for the Mazda CX-30, the cheapest 2024 model to insure is the 2.5 S Select Sport model at a cost of $2,000 per year, or about $167 per month.

When comparing car insurance rates for both models by trim level, the cheapest model and trim level is the Mazda CX-30 2.5 S Select Sport at an average rate of $2,000 per year, and the most expensive model and trim level is the Kia Sportage X-Pro Prestige at an average cost of $2,466 per year.

The table below compares the annual and monthly car insurance cost for 2024 Kia Sportage and Mazda CX-30 models, broken down by individual trim level.

The chart below demonstrates the average cost to insure both 2024 models rated for multiple driver ages. For a 2024 Kia Sportage, insurance cost ranges from $2,092 to $4,772 per year for these driver ages. A 2024 Mazda CX-30 costs from $1,924 to $4,354 to insure per year.

The tables below show the cost to insure the available trim levels for both 2024 models, as well as an average rate for each model. The cheapest of the two models to insure for the 2024 model year is the Mazda CX-30.

2023 Kia Sportage vs. Mazda CX-30

When comparing the Kia Sportage and Mazda CX-30 for the 2023 model year, the model with the cheapest average insurance rates is the Mazda CX-30. Insurance rates for the Kia Sportage average $2,324 per year, while the Mazda CX-30 costs an average of $1,982 per year.

Out of 12 trim levels for the 2023 Kia Sportage, the cheapest car insurance rates are on the LX trim at a cost of $2,156 per year, or $180 per month. Out of the seven trims available for the Mazda CX-30, the cheapest 2023 trim level to insure is the 2.5 S AWD trim at a cost of $1,768 per year, or around $147 per month.

When comparing both models at a trim-level basis, the cheapest model and trim level to insure is the Mazda CX-30 2.5 S AWD at an average rate of $1,768 per year, and the most expensive model and trim level is the Kia Sportage X-Line Prestige Plug-in Hybrid at an average of $2,492 per year.

The table below ranks the 12-month and monthly car insurance cost for 2023 Kia Sportage and Mazda CX-30 models, with average cost for each trim level.

The chart shown below visualizes the average cost to insure both 2023 models rated for different driver ages. For a 2023 Kia Sportage, average insurance cost ranges from $2,068 to $4,726 per year for these driver ages. A 2023 Mazda CX-30 costs from $1,764 to $3,978 to insure per year.

The tables below display the average insurance cost by trim level for both 2023 models, plus an average rate for each model.

2022 Kia Sportage vs. Mazda CX-30

For 2022 Kia Sportage and Mazda CX-30 models, the one with the cheapest average auto insurance rates is the Mazda CX-30. Insurance on the Kia Sportage averages $2,188 per year, whereas insurance for a Mazda CX-30 averages $1,936 per year.

Kia Sportage insurance rates (2022 model) range from $2,040 per year for the LX model up to $2,378 for the SX Turbo model.

For a 2022 Mazda CX-30, rates can range from $1,728 per year for the 2.5 S AWD model up to $2,194 for the most expensive 2.5 Turbo Premium Plus AWD model.

On a monthly basis, insurance rates for all 2022 Kia Sportage and Mazda CX-30 trim levels range from $144 to $198 per month.

For models prior to 2022, average insurance rates for a Sportage and a CX-30 compare as shown below. Click on any link for complete comparisons.

• Cheapest 2021 Model – Mazda CX-30 ($1,756 vs. Kia Sportage at $1,816)
• Cheapest 2020 Model – Mazda CX-30 ($1,704 vs. Kia Sportage at $1,764)

The table below ranks the cost of car insurance for 2022 Kia Sportage and Mazda CX-30 models, showing average cost by trim level for each model.

The chart shown below illustrates the average car insurance cost for the two models rated for drivers aged 20 to 50. For a 2022 Kia Sportage, insurance cost ranges from $1,952 to $4,458 per year. Full-coverage insurance for a 2022 Mazda CX-30 ranges from $1,722 to $3,892 on average per year.

For the four trim levels available for the 2022 Kia Sportage, the cheapest model to insure is the LX model at an average cost of $2,040 per year, or $170 per month.

For the eight different trim levels available for the Mazda CX-30, the cheapest 2022 model to insure is the 2.5 S AWD trim at a cost of $1,728.

When rates for all 12 trim levels for both vehicles are combined and compared, the cheapest trim to insure is the Mazda CX-30 2.5 S AWD at an average cost of $1,728 per year. The most expensive vehicle to insure is the Kia Sportage SX Turbo at a cost of $2,378 per year.

The next two rate tables detail average car insurance rates for every trim level for both 2022 models, plus an average rate for each model. The 2022 Mazda CX-30 has more affordable average car insurance than the 2022 Kia Sportage.

2021 Kia Sportage vs. Mazda CX-30

When comparing insurance rates for the 2021 Kia Sportage and Mazda CX-30 models, the Mazda CX-30 has cheaper rates by $60 per year.

The following chart illustrates the average car insurance cost for both models using a range of rated driver ages. Average car insurance cost ranges from $1,616 to $3,682 per year on a 2021 Kia Sportage, and $1,566 to $3,498 for a 2021 Mazda CX-30.

Out of eight Kia Sportage trim levels, the cheapest 2021 trim level to insure is the LX 2WD model at an average cost of $1,660 per year, or about $138 per month. For the eight trim options available for the Mazda CX-30, the cheapest 2021 trim level to insure is the Base 2WD model at a cost of $1,608 per year, or about $134 per month.

When auto insurance rates for all 16 trims of both models are combined and sorted by cost, the lowest-cost model and trim level to insure is the Mazda CX-30 Base 2WD at an average rate of $1,608 per year, and the highest-cost model and trim is the Kia Sportage SX 4WD at an average cost of $1,990 per year.

The tables shown below detail average car insurance cost by trim level for each 2021 model, including the average rate for each model. The 2021 Mazda CX-30 can declare victory over the 2021 Kia Sportage for cheapest overall car insurance cost.

2020 Kia Sportage vs. Mazda CX-30

When comparing car insurance rates for 2020 models, the Kia Sportage costs $1,764 per year to insure and the Mazda CX-30 costs $1,704, making the Mazda CX-30 the model with cheaper insurance by $60.

The chart below displays the average insurance cost for both 2020 models for drivers aged 20 to 50. For a 2020 Kia Sportage, the average car insurance cost ranges from $1,570 to $3,576 per year for the included driver ages. Car insurance for a 2020 Mazda CX-30 costs from $1,520 to $3,400 on average per year.

Out of eight trim levels for the 2020 Kia Sportage, the cheapest rates are on the LX 2WD trim at a cost of $1,614 per year, or around $135 per month. For the eight trims available for the Mazda CX-30, the cheapest 2020 model to insure is the Base 2WD model at a cost of $1,562 per year, or $130 per month.

When looking at the combined rates by trim for both models, the lowest-cost model and trim level to put coverage on is the Mazda CX-30 Base 2WD at a cost of $1,562 per year, and the highest-cost model and trim is the Kia Sportage SX 4WD costing $1,930 per year.

The tables shown below detail the average cost to insure all 2020 trim levels, as well as the overall average rate for each model. The cheapest to insure for the 2020 model year is the Mazda CX-30.

Additional Kia Sportage and Mazda CX-30 Resources

• Kia Sportage Insurance Cost
• Mazda CX-30 Insurance Cost
• Small SUV Insurance Cost Comparisons