- Mazda CX-30 insurance costs $1,350 per year on average, or about $113 per month, for a policy with full coverage.
- With an insurance cost range of $322, the cheapest CX-30 trim level to insure is the 2.5 S AWD at around $1,206 per year, and the most expensive trim being the 2.5 Turbo Premium Plus AWD at $1,528 annually.
- Ranked #16 out of 46 vehicles in the 2022 small SUV segment, average car insurance rates for the Mazda CX-30 cost $76 less per year than the segment average.
How much does Mazda CX-30 insurance cost?
Ranked #16 out of 46 vehicles in the small SUV class, Mazda CX-30 car insurance costs around $1,350 yearly, or $113 monthly. With the average small SUV costing $1,426 a year to insure, the Mazda CX-30 could save around $76 or more each year.
When compared to all 2022 model year vehicles (not just compact SUVs), average Mazda CX-30 insurance costs 13.8% less than the national average car insurance rate of $1,567 per year.
The next price chart shows how Mazda CX-30 car insurance rates change depending on driver age and the deductibles for comprehensive and collision coverage.
|Driver Age||Deductible||Annual Cost||Monthly Cost|
The table below breaks down average insurance rate data for a Mazda CX-30 for the 2020 and 2021 model years.
|Model Year and Vehicle||Annual Rate||6-month Rate||Monthly Rate|
|2022 Mazda CX-30||$1,350||$675||$113|
|2021 Mazda CX-30||$1,216||$608||$101|
|2020 Mazda CX-30||$1,196||$598||$100|
The next table details the average annual and 6-month policy costs, including a monthly budget amount, for each Mazda CX-30 model trim level.
|Mazda CX-30 Trim Level||Annual Policy||6-month Policy||Per Month|
|2.5 S AWD||$1,206||$603||$101|
|Carbon Edition AWD||$1,326||$663||$111|
|2.5 Turbo AWD||$1,392||$696||$116|
|2.5 Turbo Premium AWD||$1,406||$703||$117|
|2.5 Turbo Premium Plus AWD||$1,528||$764||$127|
How do CX-30 car insurance rates compare?
When compared to other popular small SUVs, Mazda CX-30 insurance costs $90 less per year than the Toyota RAV4, $14 more than the Honda CR-V, and $74 less than the Chevrolet Equinox.
The Mazda CX-30 ranks #16 out of 46 comparison vehicles in the small SUV category for auto insurance affordability. The CX-30 costs an average of $1,350 per year for a car insurance policy with full coverage, while the segment median cost is $1,426 annually, a difference of $76 per year.
The following table shows how average Mazda CX-30 car insurance cost compares to the top 10 most popular small SUVs in the United States like the Nissan Rogue, Ford Escape, and the Jeep Wrangler.
|7||Nissan Rogue Sport||$1,272||-$78|
|11||Toyota Corolla Cross||$1,310||-$40|
|21||Mitsubishi Eclipse Cross||$1,408||$58|
|34||Hyundai Ioniq 5||$1,514||$164|
|35||Mini Cooper Clubman||$1,516||$166|
|41||Mini Cooper Countryman||$1,582||$232|
|44||Ford Mustang Mach-E||$1,726||$376|
From the table above, we can see that the Mazda CX-30 has some of the most affordable car insurance rates in the compact SUV segment.
Another useful way we can analyze insurance cost is to consider the actual purchase price (MSRP) of a CX-30 and see how the cost to insure similarly priced models compares.
A 2022 Mazda CX-30 has an average sticker price of $28,830, which ranges from $22,200 to $34,400, dependent upon the exact model purchased.
The compact SUV models closest in price to the Mazda CX-30 for the 2022 model year (excluding destination and documentation fees) are the Kia Sportage, Hyundai Kona, Volkswagen Taos, and Fiat 500X.
The list below shows details how those four models compare to the CX-30 for both average MSRP and the cost of car insurance.
- Mazda CX-30 vs. Kia Sportage – The purchase price for the Kia Sportage averages $250 less than the MSRP for the CX-30 ($28,580 compared to $28,830). The cost to insure a 2022 CX-30 compared to the Kia Sportage is $174 less per year on average.
- Mazda CX-30 vs. Hyundai Kona – With an average MSRP of $29,125 and ranging from $21,150 to $42,500, the Hyundai Kona costs $295 more than the average cost of the CX-30. Car insurance for the Hyundai Kona costs an average of $32 less each year than the Mazda CX-30.
- Mazda CX-30 vs. Volkswagen Taos – Having an average purchase price of $28,264 ($22,995 to $33,530), the Volkswagen Taos costs $566 less than the CX-30. The cost to insure a CX-30 compared to the Volkswagen Taos is $78 less each year on average.
- Mazda CX-30 vs. Fiat 500X – The Fiat 500X sells for an average of $29,576, ranging from $27,300 to $33,280, which is $746 more expensive than the average cost for the CX-30. The cost to insure a CX-30 compared to the Fiat 500X is $84 less annually on average.
More CX-30 insurance rates and insights
Some other relevant data observations regarding the cost of insurance for a Mazda CX-30 include:
- Raising deductibles makes insurance more affordable. Boosting your physical damage deductibles from $500 to $1,000 could save around $206 per year for a 40-year-old driver and $398 per year for a 20-year-old driver.
- Lower deductibles raise insurance cost. Decreasing your policy deductibles from $500 to $250 could cost an additional $214 per year for a 40-year-old driver and $420 per year for a 20-year-old driver.
- Driver gender influences rates. For a 2022 Mazda CX-30, a 20-year-old male pays an average price of $2,674 per year, while a 20-year-old female driver pays $1,988, a difference of $686 per year. Women get significantly cheaper rates. But by age 50, male driver rates are $1,228 and female rates are $1,206, a difference of only $22.
- Violations and tickets cost more than a fine. If you want the lowest-priced CX-30 insurance rates, it pays off to be a safe driver. Not surprisingly, just a couple of traffic violations have the ramification of increasing insurance policy rates by as much as $350 per year. Serious misdemeanors such as reckless driving could raise rates by an additional $1,232 or more.
- Lots of policy discounts equals cheaper CX-30 insurance. Discounts may be available if the insured drivers are accident-free, drive a vehicle with safety or anti-theft features, drive low annual mileage, take a defensive driving course, work in certain occupations, or many other policy discounts which could save the average driver as much as $228 per year on the cost of insuring a Mazda CX-30.
- Older drivers tend to pay cheaper insurance rates. The difference in insurance rates for a CX-30 between a 40-year-old driver ($1,350 per year) and a 20-year-old driver ($2,674 per year) is $1,324, or a savings of 49.5%.
- Get better rates due to your occupation. Just about all car insurance companies offer policy discounts for being employed in occupations like architects, lawyers, doctors, emergency medical technicians, scientists, dentists, and others. If you can earn this discount, you could potentially save between $41 and $159 on your annual premium.
- Plan on paying a lot to insure a teen driver. Average rates for full coverage CX-30 insurance costs $4,838 per year for a 16-year-old driver, $4,516 per year for a 17-year-old driver, $4,216 per year for a 18-year-old driver, and $3,808 per year for a 19-year-old driver.