Mazda CX-30 Insurance Cost for 2021

How much does car insurance for a Mazda CX-30 cost? We compare rates from the base CX-30 2WD model up to the loaded Premium AWD trim level to see how insurance prices measure up to the compact SUV market.

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  • Mazda CX-30 insurance costs $1,226 per year on average, or about $102 per month, for a policy with full coverage.
  • With an insurance cost range of $184, the cheapest CX-30 trim level to insure is the Base 2WD at around $1,122 per year, and the most expensive trim being the Premium AWD at $1,306 annually.
  • Ranked #4 out of 41 vehicles in the 2021 small SUV segment, average car insurance rates for the Mazda CX-30 cost $131 less per year than the segment average.

How much does Mazda CX-30 insurance cost?

Ranked #4 out of 41 vehicles in the small SUV class, Mazda CX-30 car insurance costs around $1,226 yearly, or $102 monthly. With the average small SUV costing $1,357 a year to insure, the Mazda CX-30 could save around $131 or more each year.

When compared to all 2021 model year vehicles (not just compact SUVs), average Mazda CX-30 insurance costs 19.5% less than the national average car insurance rate of $1,523 per year.

The next price chart shows how Mazda CX-30 car insurance rates change depending on driver age and the deductibles for comprehensive and collision coverage.

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Chart Data Details: Chart shows average insurance cost for a 2021 Mazda CX-30 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Mazda CX-30 trim levels.
Mazda CX-30 Car Insurance Rates
Mazda CX-30 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,058$172
$500$2,406$201
$250$2,770$231
30$1,000$1,086$91
$500$1,286$107
$250$1,490$124
40$1,000$1,044$87
$500$1,226$102
$250$1,414$118
50$1,000$952$79
$500$1,114$93
$250$1,284$107
60$1,000$936$78
$500$1,094$91
$250$1,260$105

The table below breaks down average insurance rate data for a Mazda CX-30 for the 2020 and 2021 model years.

Mazda CX-30 Insurance Cost for 2020-2021 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2021 Mazda CX-30$1,226$613$102
2020 Mazda CX-30$1,196$598$100

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.
Mazda CX-30 Insurance Cost by Model Year

The next table details the average annual and 6-month policy costs, including a monthly budget amount, for each Mazda CX-30 model trim level.

2021 Mazda CX-30 Insurance Cost by Trim Level
Mazda CX-30 Trim Level Annual Policy 6-month Policy Per Month
Base 2WD$1,122$561$94
Base AWD$1,168$584$97
Select 2WD$1,168$584$97
Select AWD$1,214$607$101
Preferred 2WD$1,260$630$105
Preferred AWD$1,260$630$105
Premium 2WD$1,306$653$109
Premium AWD$1,306$653$109

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2021 Mazda CX-30, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.
Mazda CX-30 Insurance Cost by Trim Level

How do CX-30 car insurance rates compare?

When compared to other popular small SUVs, Mazda CX-30 insurance costs $210 less per year than the Toyota RAV4, $20 more than the Honda CR-V, and $56 less than the Chevrolet Equinox.

The Mazda CX-30 ranks #4 out of 41 comparison vehicles in the small SUV category for auto insurance affordability. The CX-30 costs an average of $1,226 per year for a car insurance policy with full coverage, while the segment median cost is $1,357 annually, a difference of $131 per year.

The following table shows how average Mazda CX-30 car insurance cost compares to the top 10 most popular small SUVs in the United States like the Nissan Rogue, Ford Escape, and the Jeep Wrangler.

Insurance Cost Comparison: Mazda CX-30 vs Small SUVs
Rank Make/Model Insurance Cost Difference
1Mazda CX-3$1,160-$66
2Honda CR-V$1,206-$20
3Mazda CX-5$1,222-$4
4Mazda CX-30$1,226--
5Ford Ecosport$1,230$4
6Toyota C-HR$1,234$8
7Nissan Rogue Sport$1,242$16
8Hyundai Kona$1,244$18
9Chevrolet Trax$1,246$20
10Buick Envision$1,254$28
11Nissan Kicks$1,256$30
12Hyundai Venue$1,258$32
13Mitsubishi Eclipse Cross$1,260$34
14Hyundai Tucson$1,264$38
15Kia Sportage$1,268$42
16Jeep Compass$1,270$44
17Kia Soul$1,274$48
18Chevrolet Equinox$1,282$56
19Chevrolet Trailblazer$1,290$64
20Honda HR-V$1,302$76
21Volkswagen Tiguan$1,308$82
22Subaru Forester$1,318$92
23Ford Escape$1,328$102
24Buick Encore$1,334$108
25Nissan Rogue$1,334$108
26Subaru Crosstrek$1,334$108
27Kia Seltos$1,344$118
28GMC Terrain$1,346$120
29Volkswagen ID4$1,382$156
30Fiat 500X$1,386$160
31Jeep Renegade$1,394$168
32Toyota RAV4$1,436$210
33Kia Niro$1,450$224
34Mini Cooper Countryman$1,486$260
35Mini Cooper$1,512$286
36Mitsubishi Mirage$1,540$314
37Ford Bronco$1,612$386
38Mini Cooper Clubman$1,650$424
39Mitsubishi Outlander$1,678$452
40Jeep Wrangler$1,706$480
41Hyundai Nexo$1,788$562

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2021 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.
Insurance Cost Comparison: Mazda CX-30 vs Small SUVs

More CX-30 insurance rates and insights

Some other relevant data observations regarding the cost of insurance for a Mazda CX-30 include:

  • Raising deductibles makes insurance more affordable. Boosting your physical damage deductibles from $500 to $1,000 could save around $182 per year for a 40-year-old driver and $348 per year for a 20-year-old driver.
  • Lower deductibles raise insurance cost. Decreasing your policy deductibles from $500 to $250 could cost an additional $188 per year for a 40-year-old driver and $364 per year for a 20-year-old driver.
  • Driver gender influences rates. For a 2021 Mazda CX-30, a 20-year-old male pays an average price of $2,406 per year, while a 20-year-old female driver pays $1,800, a difference of $606 per year. Women get significantly cheaper rates. But by age 50, male driver rates are $1,114 and female rates are $1,094, a difference of only $20.
  • Violations and tickets cost more than a fine. If you want the lowest-priced CX-30 insurance rates, it pays off to be a safe driver. Not surprisingly, just a couple of traffic violations have the ramification of increasing insurance policy rates by as much as $314 per year. Serious misdemeanors such as reckless driving could raise rates by an additional $1,096 or more.
  • Lots of policy discounts equals cheaper CX-30 insurance. Discounts may be available if the insured drivers are accident-free, drive a vehicle with safety or anti-theft features, drive low annual mileage, take a defensive driving course, work in certain occupations, or many other policy discounts which could save the average driver as much as $206 per year on the cost of insuring a Mazda CX-30.
  • Older drivers tend to pay cheaper insurance rates. The difference in insurance rates for a CX-30 between a 40-year-old driver ($1,226 per year) and a 20-year-old driver ($2,406 per year) is $1,180, or a savings of 49%.
  • Get better rates due to your occupation. Just about all car insurance companies offer policy discounts for being employed in occupations like architects, lawyers, doctors, emergency medical technicians, scientists, dentists, and others. If you can earn this discount, you could potentially save between $37 and $151 on your annual premium.
  • Plan on paying a lot to insure a teen driver. Average rates for full coverage CX-30 insurance costs $4,370 per year for a 16-year-old driver, $4,068 per year for a 17-year-old driver, $3,794 per year for a 18-year-old driver, and $3,426 per year for a 19-year-old driver.