- Mazda CX-30 insurance costs $1,710 per year on average, or about $143 per month, for a policy with full coverage.
- With an insurance cost range of $188, the cheapest CX-30 trim level to insure is the 2.5 S Select Sport at around $1,580 per year, and the most expensive trim being the 2.5 Turbo Premium Plus at $1,768 annually.
- Ranked 21st out of 47 vehicles in the 2024 small SUV segment, average car insurance rates for the Mazda CX-30 cost $35 less per year than the segment average.
How much does Mazda CX-30 insurance cost?
Ranked 21st out of 47 vehicles in the small SUV class, Mazda CX-30 car insurance costs around $1,710 yearly, or $143 monthly. With the average small SUV costing $1,745 a year to insure, the Mazda CX-30 could save around $35 or more each year.
When compared to all 2024 model year vehicles (not just compact SUVs), average Mazda CX-30 insurance costs 9.6% less than the national average car insurance rate of $1,883 per year.
The next price chart shows how Mazda CX-30 car insurance rates change depending on driver age and the deductibles for comprehensive and collision coverage.
The table below breaks down average insurance rate data for a Mazda CX-30 for the 2020 to 2024 model years.
| Model Year and Vehicle | Annual Premium | Cost Per Month |
|---|---|---|
| 2024 Mazda CX-30 | $1,710 | $143 |
| 2023 Mazda CX-30 | $1,572 | $131 |
| 2022 Mazda CX-30 | $1,532 | $128 |
| 2021 Mazda CX-30 | $1,388 | $116 |
| 2020 Mazda CX-30 | $1,348 | $112 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mazda CX-30 trim levels for each model year. Updated February 22, 2024
The next table details the average annual and 6-month policy costs, including a monthly budget amount, for each Mazda CX-30 model trim level.
| 2024 Mazda CX-30 Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| 2.5 S Select Sport | $1,580 | $132 |
| 2.5 S Preferred | $1,648 | $137 |
| 2.5 S Carbon Edition | $1,730 | $144 |
| 2.5 S Premium | $1,730 | $144 |
| 2.5 Turbo Premium | $1,730 | $144 |
| 2.5 S | $1,734 | $145 |
| 2.5 Carbon Turbo | $1,768 | $147 |
| 2.5 Turbo Premium Plus | $1,768 | $147 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 23, 2024
How do CX-30 car insurance rates compare?
When compared to other popular small SUVs, Mazda CX-30 insurance costs $38 less per year than the Toyota RAV4, $92 more than the Honda CR-V, and $36 less than the Chevrolet Equinox.
The Mazda CX-30 ranks 21st out of 47 comparison vehicles in the small SUV category for auto insurance affordability. The CX-30 costs an average of $1,710 per year for a car insurance policy with full coverage, while the segment median cost is $1,745 annually, a difference of $35 per year.
The following table shows how average Mazda CX-30 car insurance cost compares to all 47 models in the 2024 small SUV category.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,402 | -$308 |
| 2 | Chevrolet Trailblazer | $1,424 | -$286 |
| 3 | Kia Soul | $1,482 | -$228 |
| 4 | Nissan Kicks | $1,494 | -$216 |
| 5 | Buick Envision | $1,520 | -$190 |
| 6 | Toyota Corolla Cross | $1,530 | -$180 |
| 7 | Hyundai Venue | $1,540 | -$170 |
| 8 | Mazda CX-5 | $1,548 | -$162 |
| 9 | Ford Bronco Sport | $1,554 | -$156 |
| 10 | Volkswagen Tiguan | $1,570 | -$140 |
| 11 | Buick Encore | $1,612 | -$98 |
| 12 | Honda CR-V | $1,618 | -$92 |
| 13 | Volkswagen Taos | $1,624 | -$86 |
| 14 | Kia Niro | $1,626 | -$84 |
| 15 | Honda HR-V | $1,650 | -$60 |
| 16 | Subaru Forester | $1,692 | -$18 |
| 17 | Kia Seltos | $1,694 | -$16 |
| 18 | GMC Terrain | $1,698 | -$12 |
| 19 | Nissan Rogue | $1,704 | -$6 |
| 20 | Hyundai Kona | $1,706 | -$4 |
| 21 | Mazda CX-30 | $1,710 | -- |
| 22 | Volkswagen ID4 | $1,720 | $10 |
| 23 | Ford Escape | $1,730 | $20 |
| 24 | Chevrolet Equinox | $1,746 | $36 |
| 25 | Toyota RAV4 | $1,748 | $38 |
| 26 | Mazda MX-30 | $1,760 | $50 |
| 27 | Hyundai Tucson | $1,764 | $54 |
| 28 | Chevrolet Trax | $1,794 | $84 |
| 29 | Mini Cooper Clubman | $1,798 | $88 |
| 30 | Mini Cooper | $1,800 | $90 |
| 31 | Mitsubishi Eclipse Cross | $1,820 | $110 |
| 32 | Jeep Renegade | $1,824 | $114 |
| 33 | Mitsubishi Outlander | $1,848 | $138 |
| 34 | Nissan Ariya | $1,856 | $146 |
| 35 | Kia Sportage | $1,858 | $148 |
| 36 | Hyundai Ioniq 5 | $1,864 | $154 |
| 37 | Fiat 500X | $1,870 | $160 |
| 38 | Mazda CX-50 | $1,884 | $174 |
| 39 | Toyota bz4X | $1,890 | $180 |
| 40 | Mini Cooper Countryman | $1,892 | $182 |
| 41 | Subaru Solterra | $1,898 | $188 |
| 42 | Mitsubishi Mirage | $1,900 | $190 |
| 43 | Kia EV6 | $1,958 | $248 |
| 44 | Dodge Hornet | $2,018 | $308 |
| 45 | Jeep Compass | $2,054 | $344 |
| 46 | Hyundai Nexo | $2,094 | $384 |
| 47 | Ford Mustang Mach-E | $2,220 | $510 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated February 23, 2024
From the table above, we can see that the Mazda CX-30 has some of the most affordable car insurance rates in the compact SUV segment.
Another useful way we can analyze insurance cost is to consider the actual purchase price (MSRP) of a CX-30 and see how the cost to insure similarly priced models compares.
A 2024 Mazda CX-30 has an average sticker price of $30,831, which ranges from $26,500 to $36,800, dependent upon the exact model purchased.
The compact SUV models closest in price to the Mazda CX-30 for the 2024 model year (excluding destination and documentation fees) are the Jeep Renegade, Fiat 500X, Buick Encore, and Volkswagen Taos.
The list below shows details how those four models compare to the CX-30 for both average MSRP and the cost of car insurance.
- Mazda CX-30 vs. Jeep Renegade – The purchase price for the Jeep Renegade averages $231 less than the MSRP for the CX-30 ($30,600 compared to $30,831). The cost to insure a 2024 CX-30 compared to the Jeep Renegade is $114 less per year on average.
- Mazda CX-30 vs. Fiat 500X – With an average MSRP of $31,340 and ranging from $29,845 to $32,835, the Fiat 500X costs $509 more than the average cost of the CX-30. Car insurance for the Fiat 500X costs an average of $160 more each year than the Mazda CX-30.
- Mazda CX-30 vs. Buick Encore – Having an average purchase price of $30,258 ($27,390 to $34,795), the Buick Encore costs $573 less than the CX-30. The cost to insure a CX-30 compared to the Buick Encore is $98 more each year on average.
- Mazda CX-30 vs. Volkswagen Taos – The Volkswagen Taos sells for an average of $29,675, ranging from $25,345 to $34,865, which is $1,156 cheaper than the average cost for the CX-30. The cost to insure a CX-30 compared to the Volkswagen Taos is $86 more annually on average.
More CX-30 insurance rates and insights
Some other relevant data observations regarding the cost of insurance for a Mazda CX-30 include:
- Raising deductibles makes insurance more affordable. Boosting your physical damage deductibles from $500 to $1,000 could save around $254 per year for a 40-year-old driver and $496 per year for a 20-year-old driver.
- Lower deductibles raise insurance cost. Decreasing your policy deductibles from $500 to $250 could cost an additional $266 per year for a 40-year-old driver and $522 per year for a 20-year-old driver.
- Driver gender influences rates. For a 2024 Mazda CX-30, a 20-year-old male pays an average price of $3,444 per year, while a 20-year-old female driver pays $2,480, a difference of $964 per year. Women get significantly cheaper rates. But by age 50, male driver rates are $1,524 and female rates are $1,482, a difference of only $42.
- Violations and tickets cost more than a fine. If you want the lowest-priced CX-30 insurance rates, it pays off to be a safe driver. Not surprisingly, just a couple of traffic violations have the ramification of increasing insurance policy rates by as much as $460 per year. Serious misdemeanors such as reckless driving could raise rates by an additional $1,598 or more.
- Lots of policy discounts equals cheaper CX-30 insurance. Discounts may be available if the insured drivers are accident-free, drive a vehicle with safety or anti-theft features, drive low annual mileage, take a defensive driving course, work in certain occupations, or many other policy discounts which could save the average driver as much as $288 per year on the cost of insuring a Mazda CX-30.
- Older drivers tend to pay cheaper insurance rates. The difference in insurance rates for a CX-30 between a 40-year-old driver ($1,710 per year) and a 20-year-old driver ($3,444 per year) is $1,734, or a savings of 67.3%.
- Get better rates due to your occupation. Just about all car insurance companies offer policy discounts for being employed in occupations like architects, lawyers, doctors, emergency medical technicians, scientists, dentists, and others. If you can earn this discount, you could potentially save between $51 and $185 on your annual premium.
- Plan on paying a lot to insure a teen driver. Average rates for full coverage CX-30 insurance costs $6,170 per year for a 16-year-old driver, $5,950 per year for a 17-year-old driver, $5,283 per year for an 18-year-old driver, and $4,828 per year for a 19-year-old driver.