Mazda CX-30 Insurance Cost for 2022

How much does car insurance for a Mazda CX-30 cost? We compare rates from the base 2.5 S 2WD model up to the 2.5 Turbo Premium Plus AWD trim level to see how insurance prices measure up to the compact SUV market.

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  • Mazda CX-30 insurance costs $1,340 per year on average, or about $112 per month, for a policy with full coverage.
  • With an insurance cost range of $322, the cheapest CX-30 trim level to insure is the 2.5 S AWD at around $1,196 per year, and the most expensive trim being the 2.5 Turbo Premium Plus AWD at $1,518 annually.
  • Ranked #16 out of 46 vehicles in the 2022 small SUV segment, average car insurance rates for the Mazda CX-30 cost $76 less per year than the segment average.

How much does Mazda CX-30 insurance cost?

Ranked #16 out of 46 vehicles in the small SUV class, Mazda CX-30 car insurance costs around $1,340 yearly, or $112 monthly. With the average small SUV costing $1,416 a year to insure, the Mazda CX-30 could save around $76 or more each year.

When compared to all 2022 model year vehicles (not just compact SUVs), average Mazda CX-30 insurance costs 13.6% less than the national average car insurance rate of $1,551 per year.

The next price chart shows how Mazda CX-30 car insurance rates change depending on driver age and the deductibles for comprehensive and collision coverage.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2022 Mazda CX-30 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Mazda CX-30 trim levels.Data last updated on May 19, 2022
Mazda CX-30 Car Insurance Rates
Mazda CX-30 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,256$188
$500$2,652$221
$250$3,070$256
30$1,000$1,188$99
$500$1,410$118
$250$1,640$137
40$1,000$1,134$95
$500$1,340$112
$250$1,550$129
50$1,000$1,038$87
$500$1,220$102
$250$1,412$118
60$1,000$1,018$85
$500$1,198$100
$250$1,386$116

The table below breaks down average insurance rate data for a Mazda CX-30 for the 2020 and 2021 model years.

Mazda CX-30 Insurance Cost for 2020-2022 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2022 Mazda CX-30$1,340$670$112
2021 Mazda CX-30$1,206$603$101
2020 Mazda CX-30$1,186$593$99

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 24, 2022
Mazda CX-30 Insurance Cost by Model Year

The next table details the average annual and 6-month policy costs, including a monthly budget amount, for each Mazda CX-30 model trim level.

2022 Mazda CX-30 Insurance Cost by Trim Level
Mazda CX-30 Trim Level Annual Policy 6-month Policy Per Month
2.5 S AWD$1,196$598$100
Select AWD$1,242$621$104
Preferred AWD$1,298$649$108
Carbon Edition AWD$1,316$658$110
Premium AWD$1,364$682$114
2.5 Turbo AWD$1,382$691$115
2.5 Turbo Premium AWD$1,394$697$116
2.5 Turbo Premium Plus AWD$1,518$759$127

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Mazda CX-30, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 19, 2022
Mazda CX-30 Insurance Cost by Trim Level

How do CX-30 car insurance rates compare?

When compared to other popular small SUVs, Mazda CX-30 insurance costs $90 less per year than the Toyota RAV4, $14 more than the Honda CR-V, and $76 less than the Chevrolet Equinox.

The Mazda CX-30 ranks #16 out of 46 comparison vehicles in the small SUV category for auto insurance affordability. The CX-30 costs an average of $1,340 per year for a car insurance policy with full coverage, while the segment median cost is $1,416 annually, a difference of $76 per year.

The following table shows how average Mazda CX-30 car insurance cost compares to the top 10 most popular small SUVs in the United States like the Nissan Rogue, Ford Escape, and the Jeep Wrangler.

Insurance Cost Comparison: Mazda CX-30 vs Small SUVs
Rank Make/Model Insurance Cost Difference
1Mazda CX-5$1,152-$188
2Nissan Kicks$1,180-$160
3Chevrolet Trailblazer$1,188-$152
4Subaru Crosstrek$1,216-$124
5Toyota C-HR$1,250-$90
6Buick Encore$1,252-$88
7Nissan Rogue Sport$1,262-$78
8Hyundai Venue$1,286-$54
9Buick Envision$1,288-$52
10Kia Seltos$1,290-$50
11Toyota Corolla Cross$1,298-$42
12Hyundai Kona$1,310-$30
13Subaru Forester$1,312-$28
14Volkswagen Tiguan$1,314-$26
15Honda CR-V$1,326-$14
16Mazda CX-30$1,340--
17Honda HR-V$1,360$20
18Ford Ecosport$1,372$32
19Chevrolet Trax$1,386$46
20GMC Terrain$1,394$54
21Mitsubishi Eclipse Cross$1,396$56
22Hyundai Tucson$1,406$66
23Chevrolet Bolt$1,412$72
24Chevrolet Equinox$1,416$76
25Volkswagen Taos$1,420$80
26Fiat 500X$1,424$84
27Toyota RAV4$1,430$90
28Kia Soul$1,432$92
29Mazda MX-30$1,460$120
30Jeep Compass$1,468$128
31Kia Niro$1,470$130
32Nissan Rogue$1,482$142
33Ford Escape$1,490$150
34Hyundai Ioniq 5$1,502$162
35Mini Cooper Clubman$1,504$164
36Jeep Renegade$1,508$168
37Kia Sportage$1,514$174
38Ford Bronco$1,520$180
39Volkswagen ID4$1,542$202
40Mini Cooper$1,550$210
41Mini Cooper Countryman$1,572$232
42Mitsubishi Outlander$1,628$288
43Mitsubishi Mirage$1,642$302
44Ford Mustang Mach-E$1,712$372
45Hyundai Nexo$1,730$390
46Jeep Wrangler$1,732$392

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 19, 2022
Insurance Cost Comparison: Mazda CX-30 vs Small SUVs

From the table above, we can see that the Mazda CX-30 has some of the most affordable car insurance rates in the compact SUV segment.

Another useful way we can analyze insurance cost is to consider the actual purchase price (MSRP) of a CX-30 and see how the cost to insure similarly priced models compares.

A 2022 Mazda CX-30 has an average sticker price of $28,830, which ranges from $22,200 to $34,400, dependent upon the exact model purchased.

The compact SUV models closest in price to the Mazda CX-30 for the 2022 model year (excluding destination and documentation fees) are the Kia Sportage, Hyundai Kona, Volkswagen Taos, and Fiat 500X.

The list below shows details how those four models compare to the CX-30 for both average MSRP and the cost of car insurance.

  • Mazda CX-30 vs. Kia Sportage – The purchase price for the Kia Sportage averages $250 less than the MSRP for the CX-30 ($28,580 compared to $28,830). The cost to insure a 2022 CX-30 compared to the Kia Sportage is $174 less per year on average.
  • Mazda CX-30 vs. Hyundai Kona – With an average MSRP of $29,125 and ranging from $21,150 to $42,500, the Hyundai Kona costs $295 more than the average cost of the CX-30. Car insurance for the Hyundai Kona costs an average of $30 less each year than the Mazda CX-30.
  • Mazda CX-30 vs. Volkswagen Taos – Having an average purchase price of $28,264 ($22,995 to $33,530), the Volkswagen Taos costs $566 less than the CX-30. The cost to insure a CX-30 compared to the Volkswagen Taos is $80 less each year on average.
  • Mazda CX-30 vs. Fiat 500X – The Fiat 500X sells for an average of $29,576, ranging from $27,300 to $33,280, which is $746 more expensive than the average cost for the CX-30. The cost to insure a CX-30 compared to the Fiat 500X is $84 less annually on average.

More CX-30 insurance rates and insights

Some other relevant data observations regarding the cost of insurance for a Mazda CX-30 include:

  • Raising deductibles makes insurance more affordable. Boosting your physical damage deductibles from $500 to $1,000 could save around $206 per year for a 40-year-old driver and $396 per year for a 20-year-old driver.
  • Lower deductibles raise insurance cost. Decreasing your policy deductibles from $500 to $250 could cost an additional $210 per year for a 40-year-old driver and $418 per year for a 20-year-old driver.
  • Driver gender influences rates. For a 2022 Mazda CX-30, a 20-year-old male pays an average price of $2,652 per year, while a 20-year-old female driver pays $1,972, a difference of $680 per year. Women get significantly cheaper rates. But by age 50, male driver rates are $1,220 and female rates are $1,196, a difference of only $24.
  • Violations and tickets cost more than a fine. If you want the lowest-priced CX-30 insurance rates, it pays off to be a safe driver. Not surprisingly, just a couple of traffic violations have the ramification of increasing insurance policy rates by as much as $348 per year. Serious misdemeanors such as reckless driving could raise rates by an additional $1,220 or more.
  • Lots of policy discounts equals cheaper CX-30 insurance. Discounts may be available if the insured drivers are accident-free, drive a vehicle with safety or anti-theft features, drive low annual mileage, take a defensive driving course, work in certain occupations, or many other policy discounts which could save the average driver as much as $226 per year on the cost of insuring a Mazda CX-30.
  • Older drivers tend to pay cheaper insurance rates. The difference in insurance rates for a CX-30 between a 40-year-old driver ($1,340 per year) and a 20-year-old driver ($2,652 per year) is $1,312, or a savings of 49.5%.
  • Get better rates due to your occupation. Just about all car insurance companies offer policy discounts for being employed in occupations like architects, lawyers, doctors, emergency medical technicians, scientists, dentists, and others. If you can earn this discount, you could potentially save between $40 and $158 on your annual premium.
  • Plan on paying a lot to insure a teen driver. Average rates for full coverage CX-30 insurance costs $4,800 per year for a 16-year-old driver, $4,480 per year for a 17-year-old driver, $4,182 per year for a 18-year-old driver, and $3,778 per year for a 19-year-old driver.