- Mazda CX-30 insurance costs $1,498 per year on average, or about $125 per month, for a policy with full coverage.
- With an insurance cost range of $360, the cheapest CX-30 trim level to insure is the 2.5 S AWD at around $1,340 per year, and the most expensive trim being the 2.5 Turbo Premium Plus AWD at $1,700 annually.
- Ranked 14th out of 47 vehicles in the 2023 small SUV segment, average car insurance rates for the Mazda CX-30 cost $108 less per year than the segment average.
How much does Mazda CX-30 insurance cost?
Ranked 14th out of 47 vehicles in the small SUV class, Mazda CX-30 car insurance costs around $1,498 yearly, or $125 monthly. With the average small SUV costing $1,606 a year to insure, the Mazda CX-30 could save around $108 or more each year.
When compared to all 2023 model year vehicles (not just compact SUVs), average Mazda CX-30 insurance costs 11.7% less than the national average car insurance rate of $1,685 per year.
The next price chart shows how Mazda CX-30 car insurance rates change depending on driver age and the deductibles for comprehensive and collision coverage.
The table below breaks down average insurance rate data for a Mazda CX-30 for the 2020 to 2023 model years.
| Model Year and Vehicle | Annual Rate | 6-month Rate | Monthly Rate |
|---|---|---|---|
| 2023 Mazda CX-30 | $1,498 | $749 | $125 |
| 2022 Mazda CX-30 | $1,464 | $732 | $122 |
| 2021 Mazda CX-30 | $1,330 | $665 | $111 |
| 2020 Mazda CX-30 | $1,310 | $655 | $109 |
The next table details the average annual and 6-month policy costs, including a monthly budget amount, for each Mazda CX-30 model trim level.
| Mazda CX-30 Trim Level | Annual Policy | Six-Month Policy | Per Month |
|---|---|---|---|
| 2.5 S AWD | $1,340 | $670 | $112 |
| 2.5 S Select AWD | $1,392 | $696 | $116 |
| 2.5 S Preferred AWD | $1,454 | $727 | $121 |
| 2.5 S Premium AWD | $1,528 | $764 | $127 |
| 2.5 S Carbon Edition AWD | $1,528 | $764 | $127 |
| 2.5 Turbo Premium AWD | $1,562 | $781 | $130 |
| 2.5 Turbo Premium Plus AWD | $1,700 | $850 | $142 |
How do CX-30 car insurance rates compare?
When compared to other popular small SUVs, Mazda CX-30 insurance costs $136 less per year than the Toyota RAV4, $2 more than the Honda CR-V, and $90 less than the Chevrolet Equinox.
The Mazda CX-30 ranks 14th out of 47 comparison vehicles in the small SUV category for auto insurance affordability. The CX-30 costs an average of $1,498 per year for a car insurance policy with full coverage, while the segment median cost is $1,606 annually, a difference of $108 per year.
The following table shows how average Mazda CX-30 car insurance cost compares to all 47 models in the 2023 small SUV category.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Chevrolet Trailblazer | $1,334 | -$164 |
| 2 | Subaru Crosstrek | $1,346 | -$152 |
| 3 | Nissan Kicks | $1,354 | -$144 |
| 4 | Nissan Rogue Sport | $1,378 | -$120 |
| 5 | Mazda CX-5 | $1,386 | -$112 |
| 6 | Buick Encore | $1,406 | -$92 |
| 7 | Buick Envision | $1,410 | -$88 |
| 8 | Kia Seltos | $1,430 | -$68 |
| 9 | Hyundai Venue | $1,440 | -$58 |
| 10 | Honda HR-V | $1,464 | -$34 |
| 11 | Hyundai Kona | $1,480 | -$18 |
| 12 | Subaru Forester | $1,486 | -$12 |
| 13 | Honda CR-V | $1,496 | -$2 |
| 14 | Mazda CX-30 | $1,498 | -- |
| 15 | Chevrolet Trax | $1,514 | $16 |
| 16 | Volkswagen Tiguan | $1,532 | $34 |
| 17 | Ford Bronco Sport | $1,536 | $38 |
| 18 | Fiat 500X | $1,564 | $66 |
| 19 | GMC Terrain | $1,566 | $68 |
| 20 | Kia Soul | $1,568 | $70 |
| 21 | Mitsubishi Eclipse Cross | $1,572 | $74 |
| 22 | Chevrolet Equinox | $1,588 | $90 |
| 23 | Toyota Corolla Cross | $1,592 | $94 |
| 24 | Volkswagen Taos | $1,600 | $102 |
| 25 | Mazda CX-50 | $1,610 | $112 |
| 26 | Hyundai Tucson | $1,614 | $116 |
| 27 | Ford Escape | $1,616 | $118 |
| 28 | Nissan Rogue | $1,622 | $124 |
| 29 | Toyota RAV4 | $1,634 | $136 |
| 30 | Mazda MX-30 | $1,636 | $138 |
| 31 | Kia Niro | $1,638 | $140 |
| 32 | Mini Cooper | $1,648 | $150 |
| 33 | Jeep Compass | $1,652 | $154 |
| 34 | Mini Cooper Clubman | $1,674 | $176 |
| 35 | Jeep Renegade | $1,698 | $200 |
| 36 | Chevrolet Bolt | $1,710 | $212 |
| 37 | Toyota bz4X | $1,716 | $218 |
| 38 | Kia Sportage | $1,760 | $262 |
| 39 | Hyundai Ioniq 5 | $1,764 | $266 |
| 40 | Mini Cooper Countryman | $1,812 | $314 |
| 41 | Mitsubishi Mirage | $1,818 | $320 |
| 42 | Mitsubishi Outlander | $1,820 | $322 |
| 43 | Volkswagen ID4 | $1,832 | $334 |
| 44 | Kia EV6 | $1,870 | $372 |
| 45 | Dodge Hornet | $1,872 | $374 |
| 46 | Hyundai Nexo | $1,938 | $440 |
| 47 | Ford Mustang Mach-E | $1,996 | $498 |
From the table above, we can see that the Mazda CX-30 has some of the most affordable car insurance rates in the compact SUV segment.
Another useful way we can analyze insurance cost is to consider the actual purchase price (MSRP) of a CX-30 and see how the cost to insure similarly priced models compares.
A 2023 Mazda CX-30 has an average sticker price of $29,487, which ranges from $22,950 to $35,400, dependent upon the exact model purchased.
The compact SUV models closest in price to the Mazda CX-30 for the 2023 model year (excluding destination and documentation fees) are the Chevrolet Bolt, Volkswagen Taos, Fiat 500X, and Buick Encore.
The list below shows details how those four models compare to the CX-30 for both average MSRP and the cost of car insurance.
- Mazda CX-30 vs. Chevrolet Bolt – The purchase price for the Chevrolet Bolt averages $167 less than the MSRP for the CX-30 ($29,320 compared to $29,487). The cost to insure a 2023 CX-30 compared to the Chevrolet Bolt is $212 less per year on average.
- Mazda CX-30 vs. Volkswagen Taos – With an average MSRP of $29,674 and ranging from $24,155 to $35,830, the Volkswagen Taos costs $187 more than the average cost of the CX-30. Car insurance for the Volkswagen Taos costs an average of $102 more each year than the Mazda CX-30.
- Mazda CX-30 vs. Fiat 500X – Having an average purchase price of $30,000 ($29,000 to $31,000), the Fiat 500X costs $513 more than the CX-30. The cost to insure a CX-30 compared to the Fiat 500X is $66 less each year on average.
- Mazda CX-30 vs. Buick Encore – The Buick Encore sells for an average of $30,028, ranging from $27,095 to $33,295, which is $541 more expensive than the average cost for the CX-30. The cost to insure a CX-30 compared to the Buick Encore is $92 more annually on average.
More CX-30 insurance rates and insights
Some other relevant data observations regarding the cost of insurance for a Mazda CX-30 include:
- Raising deductibles makes insurance more affordable. Boosting your physical damage deductibles from $500 to $1,000 could save around $228 per year for a 40-year-old driver and $442 per year for a 20-year-old driver.
- Lower deductibles raise insurance cost. Decreasing your policy deductibles from $500 to $250 could cost an additional $238 per year for a 40-year-old driver and $468 per year for a 20-year-old driver.
- Driver gender influences rates. For a 2023 Mazda CX-30, a 20-year-old male pays an average price of $2,974 per year, while a 20-year-old female driver pays $2,212, a difference of $762 per year. Women get significantly cheaper rates. But by age 50, male driver rates are $1,368 and female rates are $1,340, a difference of only $28.
- Violations and tickets cost more than a fine. If you want the lowest-priced CX-30 insurance rates, it pays off to be a safe driver. Not surprisingly, just a couple of traffic violations have the ramification of increasing insurance policy rates by as much as $394 per year. Serious misdemeanors such as reckless driving could raise rates by an additional $1,372 or more.
- Lots of policy discounts equals cheaper CX-30 insurance. Discounts may be available if the insured drivers are accident-free, drive a vehicle with safety or anti-theft features, drive low annual mileage, take a defensive driving course, work in certain occupations, or many other policy discounts which could save the average driver as much as $248 per year on the cost of insuring a Mazda CX-30.
- Older drivers tend to pay cheaper insurance rates. The difference in insurance rates for a CX-30 between a 40-year-old driver ($1,498 per year) and a 20-year-old driver ($2,974 per year) is $1,476, or a savings of 66%.
- Get better rates due to your occupation. Just about all car insurance companies offer policy discounts for being employed in occupations like architects, lawyers, doctors, emergency medical technicians, scientists, dentists, and others. If you can earn this discount, you could potentially save between $45 and $178 on your annual premium.
- Plan on paying a lot to insure a teen driver. Average rates for full coverage CX-30 insurance costs $5,384 per year for a 16-year-old driver, $5,022 per year for a 17-year-old driver, $4,688 per year for an 18-year-old driver, and $4,236 per year for a 19-year-old driver.
