Is Insurance Cheaper for a Kia Telluride or Hyundai Palisade?

• The Hyundai Palisade triumphs over the Kia Telluride, costing an average of $50 less per year to insure.
• Out of 34 models in the 2024 midsize SUV class, the Kia Telluride ranks 25^th and the Hyundai Palisade ranks 23^rd for average car insurance affordability.
• When compared to the average U.S. car insurance rate of $2,221 per year, the Kia Telluride costs $223 more per year, while the Hyundai Palisade costs $173 more per year.

Is it cheaper to insure a Kia Telluride or Hyundai Palisade?

Car insurance rates for a 2024 Kia Telluride cost an average of $2,444 per year, while insurance for a Hyundai Palisade costs an average of $2,394 per year, making the Hyundai Palisade the model with better average insurance cost.

For the 10 trims available for the 2024 Kia Telluride, the cheapest trim to insure is the LX model at an average cost of $2,222 per year.

Out of the six trim levels available for the Hyundai Palisade, the cheapest 2024 trim to insure is the SE trim at a cost of $2,204 per year, or about $184 per month.

When trim-level rates for both models are compared, the overall cheapest vehicle to insure is the Hyundai Palisade SE at an average of $2,204 per year. The highest-cost model and trim level is the Kia Telluride SX Prestige X-Pro at a cost of $2,564 per year.

The rate table below ranks the annual and monthly cost of car insurance for 2024 Kia Telluride and Hyundai Palisade models, showing average cost by trim level for each model.

The chart below illustrates the average cost to insure both 2024 models for a range of driver ages. The average cost of car insurance ranges from $2,156 to $4,938 per year for a 2024 Kia Telluride, and $2,104 to $4,872 for a 2024 Hyundai Palisade.

The next tables show trim level insurance rates for each 2024 model, as well as the overall average rate for each model. The winner for the 2024 car insurance rate comparison is the Hyundai Palisade.

2023 Kia Telluride vs. Hyundai Palisade

Car insurance for a 2023 Kia Telluride averages $2,266 per year, whereas insurance for a 2023 Hyundai Palisade averages $2,118 per year, making the Hyundai Palisade the model with the cheapest overall car insurance rates.

Out of nine trim levels for the 2023 Kia Telluride, the cheapest car insurance rates are on the LX trim at a cost of $2,068 per year. Out of the five trims available for the Hyundai Palisade, the cheapest 2023 trim to insure is the SE model at a cost of $1,976.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest trim to insure is the Hyundai Palisade SE at an average rate of $1,976 per year, and the overall most expensive vehicle to insure is the Kia Telluride SX Prestige X-Pro costing an average of $2,372 per year.

The table shown below compares and ranks the annual and monthly car insurance cost for 2023 Kia Telluride and Hyundai Palisade models, with average rates for every trim level for each model.

The chart below demonstrates the average cost to insure both models using a range of rated driver ages. For a 2023 Kia Telluride, insurance cost ranges from $2,002 to $4,546 per year for the age groups used in the chart. A 2023 Hyundai Palisade costs from $1,868 to $4,246 to insure per year.

The rate tables below illustrate the average insurance cost by trim level for both 2023 models, as well as an average rate for each model.

2022 Kia Telluride vs. Hyundai Palisade

Insurance on a 2022 Kia Telluride costs an average of $2,238 per year, while a 2022 Hyundai Palisade averages $2,052 per year, making the Hyundai Palisade the cheaper of the two to insure.

The exact cost of insurance can vary considerably depending on the vehicle trim level, however.

For a 2022 Kia Telluride, average insurance rates range from the lowest full-coverage rate of $2,156 per year for the LX model up to the most expensive rate of $2,322 for the SX model.

For a 2022 Hyundai Palisade, rates can range from $1,928 per year on the SE model up to $2,160 on the most expensive to insure Calligraphy model.

From a cost-per-month basis, car insurance rates for all 2022 Kia Telluride and Hyundai Palisade models cost from $161 to $194 per month.

The rate table below compares and ranks the cost of car insurance for 2022 Kia Telluride and Hyundai Palisade models, showing cost for each trim level of both models.

The following chart demonstrates the average cost to insure both 2022 models for different driver ages. The average car insurance cost ranges from $1,984 to $4,514 per year on a 2022 Kia Telluride, and $1,810 to $4,120 for a 2022 Hyundai Palisade.

Out of four trim levels for the 2022 Kia Telluride, the cheapest average car insurance prices are on the LX model at a cost of $2,156 per year, or around $180 per month.

Out of the four trims available for the Hyundai Palisade, the cheapest 2022 trim to insure is the SE model at a cost of $1,928.

When trim-level rates for both models are compared, the most affordable model and trim level to buy insurance for is the Hyundai Palisade SE at a cost of $1,928 per year. The highest-cost model and trim level is the Kia Telluride SX costing an average of $2,322 per year.

The tables shown below detail trim level insurance rates for each 2022 model, including the average rate for each model. The model with the cheapest average car insurance rates for 2022 is the Hyundai Palisade.

2021 Kia Telluride vs. Hyundai Palisade

When comparing insurance rates for 2021 models, the Kia Telluride costs an average of $1,832 per year for a full-coverage policy and the Hyundai Palisade costs $2,008, making the Kia Telluride the model with cheaper insurance by $176.

The chart shown below illustrates the average car insurance cost for both models rated for multiple driver ages. The average cost of full-coverage insurance ranges from $1,618 to $3,678 per year for a 2021 Kia Telluride, and $1,778 to $4,056 for a 2021 Hyundai Palisade for the different drivers illustrated in the chart

For the eight trims available for the 2021 Kia Telluride, the cheapest model to insure is the LX 2WD model at an average cost of $1,686 per year, or $141 per month. For the 10 trim options available for the Hyundai Palisade, the cheapest 2021 trim package to insure is the SE 2WD model at a cost of $1,898 per year, or $158 per month.

When trim-level rates for both models are compared, the cheapest vehicle to buy insurance for is the Kia Telluride LX 2WD at an average of $1,686 per year, and the most expensive vehicle to insure is the Hyundai Palisade Limited AWD at a cost of $2,156 per year.

The tables below illustrate all the available trims for both 2021 models, including an overall average rate. The winner for the 2021 car insurance rate comparison is the Kia Telluride.

2020 Kia Telluride vs. Hyundai Palisade

For 2020 Kia Telluride and Hyundai Palisade models, the Kia Telluride is cheaper to insure by an average of $170 per year for this comparison year.

The following chart displays the average car insurance cost for both models using drivers aged 20 to 50. The average full-coverage insurance policy ranges from $1,570 to $3,562 per year for a 2020 Kia Telluride, and $1,730 to $3,936 on a 2020 Hyundai Palisade for the sample drivers in the chart

Out of eight trims for the 2020 Kia Telluride, the cheapest insurance prices are on the LX 2WD model at a cost of $1,636 per year, or $136 per month. For the 10 different trims available for the Hyundai Palisade, the cheapest 2020 trim level to insure is the SE 2WD model at a cost of $1,842.

When trim-level rates for both models are compared, the cheapest trim to buy insurance for is the Kia Telluride LX 2WD at an average rate of $1,636 per year, and the most expensive model and trim level is the Hyundai Palisade Limited AWD costing $2,090 per year.

The next two tables show the average insurance cost by trim level for both 2020 models, as well as the overall average rate for each model. The model with the cheapest auto insurance rates for 2020 is the Kia Telluride.

Additional Kia Telluride and Hyundai Palisade Resources

• Kia Telluride Insurance Cost
• Hyundai Palisade Insurance Cost
• Midsize SUV Insurance Cost Comparisons