Lexus RX 350 vs. Acura MDX Car Insurance Cost

• A 2024 Acura MDX is generally cheaper to insure than a 2024 Lexus RX 350 by an average of $2 per year, $1,898 compared to $1,896.
• Out of 41 models in the 2024 midsize luxury SUV segment, the Lexus RX 350 ranks eighth and the Acura MDX ranks seventh for most affordable car insurance rates.

Does insurance cost less for a Lexus RX 350 or Acura MDX?

When comparing the Lexus RX 350 and Acura MDX for the 2024 model year, the model with the cheapest average insurance rates is the Acura MDX. Insurance rates on a Lexus RX 350 cost an average of $1,898 per year, while insurance for the Acura MDX costs an average of $1,896 per year.

Out of nine Lexus RX 350 trim levels, the cheapest 2024 trim level to insure is the Base FWD model at an average cost of $1,814 per year, or about $151 per month.

The 2024 Acura MDX has eight trim levels available, with the cheapest trim to insure being the Base 2WD trim at an average cost of $1,760 per year.

When looking at the aggregated rates by trim for both models, the lowest-cost model and trim is the Acura MDX Base 2WD at an average cost of $1,760 per year. The overall most expensive vehicle to insure is the Acura MDX Type S Advance AWD costing an average of $2,046 per year.

The next table compares and ranks the cost of car insurance for 2024 Lexus RX 350 and Acura MDX models, showing average cost for every trim level.

The next chart demonstrates the average cost to insure both 2024 models using a range of rated driver ages. The average cost of car insurance ranges from $1,670 to $3,832 per year for a 2024 Lexus RX 350, and $1,668 to $3,874 for a 2024 Acura MDX.

The next tables display the average cost to insure all 2024 trim levels, including the average rate for each model. The 2024 Acura MDX has lower-cost car average car insurance rates than the 2024 Lexus RX 350.

2023 Lexus RX 350 vs. Acura MDX

When comparing 2023 Lexus RX 350 and Acura MDX models, the one with the cheapest average auto insurance rates is the Lexus RX 350. Insurance rates for the Lexus RX 350 average $1,656 per year, and insurance for the Acura MDX costs an average of $1,842 per year.

For the four trim levels available for the 2023 Lexus RX 350, the cheapest model to insure is the Base 2WD trim at an average cost of $1,618 per year, or about $135 per month. Out of the eight trims available for the Acura MDX, the cheapest 2023 model to insure is the Base 2WD trim at a cost of $1,712.

When looking at the aggregated rates by trim for both models, the most affordable model and trim level to insure is the Lexus RX 350 Base 2WD at an average cost of $1,618 per year, and the most expensive model and trim level is the Acura MDX Type S Advance AWD costing an average of $1,986 per year.

The rate table below compares the 12-month and monthly car insurance cost for 2023 Lexus RX 350 and Acura MDX models, showing cost for each trim level of both models.

The chart below visualizes the average cost to insure both 2023 models for drivers aged 20 to 50. For a 2023 Lexus RX 350, average insurance cost ranges from $1,456 to $3,292 per year. A 2023 Acura MDX costs from $1,618 to $3,764 to insure per year.

The tables shown below show the cost to insure the available trim levels for both 2023 models, including an overall average rate.

2022 Lexus RX 350 vs. Acura MDX

Insurance rates on a 2022 Lexus RX 350 cost an average of $1,784 per year, whereas insurance for an Acura MDX averages $1,796 per year, making the Lexus RX 350 the cheaper model to insure by $12 per year.

For a 2022 Lexus RX 350, rates range from $1,712 per year for the 2WD model up to the most expensive rate of $1,852 for the Black Line Special Edition AWD model.

For a 2022 Acura MDX, rates range from $1,670 per year for the 2WD model up to $1,946 for the most expensive Type S Advance model.

When comparing rates by trim level for both models, the lowest-cost model and trim is the Acura MDX 2WD at a cost of $1,670 per year. The most expensive model and trim level is the Acura MDX Type S Advance at a cost of $1,946 per year.

For a 2022 Lexus RX 350, the cheapest models are the 2WD, AWD, and F Sport 2WD. The cheapest Acura MDX models include the 2WD, AWD, and Technology 2WD.

From a cost-per-month basis, car insurance rates for all 2022 Lexus RX 350 and Acura MDX models range from $139 to $162 per month.

The next table compares the cost of car insurance for 2022 Lexus RX 350 and Acura MDX models, showing average cost for every trim level.

For the 2022 Lexus RX 350 and Acura MDX models, the Lexus RX 350 is cheaper to insure by an average of $12 per year for this model year.

The chart shown below demonstrates the average cost to insure both 2022 models for the 20 to 50-year-old driver age groups. For a 2022 Lexus RX 350, the average car insurance cost ranges from $1,572 to $3,574 per year for the driver ages used. A 2022 Acura MDX costs from $1,578 to $3,674 to insure per year.

For the six trims available for the 2022 Lexus RX 350, the cheapest model to insure is the 2WD model at an average cost of $1,712 per year, or $143 per month. The 2022 Acura MDX has eight trims available, with the cheapest trim to insure being the 2WD trim at an average cost of $1,670 per year.

When all 14 trims of both models are combined and compared, the overall cheapest vehicle to insure is the Acura MDX 2WD at an average of $1,670 per year. The most expensive model and trim level is the Acura MDX Type S Advance costing an average of $1,946 per year.

The next tables show average car insurance rates for each trim level, including the average rate for each model. The 2022 Lexus RX 350 defeats the 2022 Acura MDX for cheapest overall car insurance cost.

2021 Lexus RX 350 vs. Acura MDX

For the 2021 Lexus RX 350 and Acura MDX models, the Lexus RX 350 is cheaper to insure by an average of $88 per year for this model year.

The next chart displays the average cost to insure the two models using a range of rated driver ages. Average car insurance cost ranges from $1,534 to $3,488 per year for a 2021 Lexus RX 350, and $1,610 to $3,742 for a 2021 Acura MDX.

Out of eight trim levels for the 2021 Lexus RX 350, the cheapest auto insurance rates are on the 2WD trim at a cost of $1,678 per year, or $140 per month.

The 2021 Acura MDX has 13 trims available, with the cheapest trim level to insure being the 2WD model at an average cost of $1,722 per year, or around $144 per month.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim to insure is the Lexus RX 350 2WD at an average cost of $1,678 per year, and the most expensive model and trim level is the Acura MDX Advance/Entertainment 4WD at an average of $1,878 per year.

The next two rate tables display both 2021 models and all trim levels available for each one, as well as the overall average rate for each model. The model with the cheapest auto insurance rates for 2021 is the Lexus RX 350.

2020 Lexus RX 350 vs. Acura MDX

For 2020 Lexus RX 350 and Acura MDX models, the Lexus RX 350 has cheaper car insurance rates by an average of $84 per year.

The next chart shows the average cost to insure both 2020 models using different driver ages. For a 2020 Lexus RX 350, the average cost of car insurance ranges from $1,486 to $3,374 per year for these driver ages. A 2020 Acura MDX costs from $1,560 to $3,626 to insure per year.

Out of eight Lexus RX 350 trims, the cheapest 2020 trim level to insure is the 2WD model at an average cost of $1,628 per year, or about $136 per month.

Out of the 13 trims available for the Acura MDX, the cheapest 2020 model to insure is the 2WD trim at a cost of $1,666.

When comparing both models at a trim-level basis, the lowest-cost model and trim level to insure is the Lexus RX 350 2WD at an average of $1,628 per year, and the highest-cost model and trim is the Acura MDX Advance/Entertainment 4WD at an average cost of $1,818 per year.

The tables below display the average cost to insure all 2020 trim levels, plus the average rate for each model.

2019 Lexus RX 350 vs. Acura MDX

When comparing insurance rates for the 2019 Lexus RX 350 and Acura MDX models, the Lexus RX 350 has cheaper rates by an average of $54 per year for this comparison year.

The chart shown below illustrates the average cost to insure both 2019 models with different ages of drivers. For a 2019 Lexus RX 350, the average car insurance cost ranges from $1,444 to $3,290 per year for the included driver ages. A 2019 Acura MDX costs from $1,496 to $3,464 to insure per year.

The 2019 Lexus RX 350 has three trims available, with the cheapest model to insure being the 2WD model at an average cost of $1,620 per year, or $135 per month. Out of the 13 trim levels available for the Acura MDX, the cheapest 2019 trim level to insure is the 2WD model at a cost of $1,582 per year, or around $132 per month.

When rates are compared for the 16 trim levels of both 2019 models, the lowest-cost model and trim to insure is the Acura MDX 2WD at an average of $1,582 per year. The most expensive model and trim level is the Acura MDX Advance/Entertainment 4WD at an average cost of $1,774 per year.

The next tables illustrate all the available trims for both 2019 models, along with an average cost for each model.

2018 Lexus RX 350 vs. Acura MDX

When comparing average insurance cost for 2018 models, the Lexus RX 350 costs an average of $1,532 per year to insure and the Acura MDX costs $1,602, making the Lexus RX 350 the winner by $70.

The chart shown below shows the average cost to insure both 2018 models with different ages of drivers. The average cost of car insurance ranges from $1,354 to $3,068 per year for a 2018 Lexus RX 350, and $1,418 to $3,276 for a 2018 Acura MDX for these driver ages.

Out of four Lexus RX 350 trim levels, the cheapest 2018 trim to insure is the 2WD model at an average cost of $1,498 per year, or about $125 per month.

Out of the 12 trim levels available for the Acura MDX, the cheapest 2018 trim to insure is the 2WD trim at a cost of $1,510 per year, or around $126 per month.

When comparing both models at a trim-level basis, the cheapest vehicle to insure is the Lexus RX 350 2WD at an average rate of $1,498 per year. The most expensive trim is the Acura MDX Sport Hybrid Advance Package AWD at an average cost of $1,686 per year.

The two tables below show trim level insurance cost averages for both 2018 models, including an overall average cost for each model. The cheapest to insure for the 2018 model year is the Lexus RX 350.

2017 Lexus RX 350 vs. Acura MDX

For the 2017 Lexus RX 350 and Acura MDX models, the Lexus RX 350 has cheaper car insurance cost by an average of $72 per year for this comparison year.

The rate chart below illustrates the average cost to insure the two models rated for multiple driver ages. For a 2017 Lexus RX 350, average car insurance cost ranges from $1,300 to $2,938 per year for the driver ages used. A 2017 Acura MDX costs from $1,364 to $3,142 to insure per year.

The 2017 Lexus RX 350 has four trim levels available, with the cheapest model to insure being the 2WD trim at an average cost of $1,436 per year.

For the 14 trims available for the Acura MDX, the cheapest 2017 trim to insure is the 2WD trim at a cost of $1,452 per year, or around $121 per month.

When average insurance prices for all 18 trims of both models are combined and sorted by cost, the overall cheapest vehicle to insure is the Lexus RX 350 2WD at an average cost of $1,436 per year, and the most expensive trim is the Acura MDX Sport Hybrid Advance Package AWD at a cost of $1,620 per year.

The next two rate tables display all the available trims for both 2017 models, including an overall average cost for each model. The winner for the 2017 car insurance rate comparison is the Lexus RX 350.

2016 Lexus RX 350 vs. Acura MDX

For the 2016 Lexus RX 350 and Acura MDX models, the Lexus RX 350 is cheaper to insure by an average of $118 per year.

The rate chart below shows the average cost to insure both models for drivers from age 20 to 50. For a 2016 Lexus RX 350, insurance cost ranges from $1,230 to $2,774 per year for the included age groups. A 2016 Acura MDX costs from $1,342 to $3,080 to insure per year.

For the three trims available for the 2016 Lexus RX 350, the cheapest trim level to insure is the 2WD trim at an average cost of $1,378 per year, or about $115 per month.

Out of the 10 trim levels available for the Acura MDX, the cheapest 2016 model to insure is the 2WD model at a cost of $1,444.

When looking at the aggregated rates by trim for both models, the cheapest trim to insure is the Lexus RX 350 2WD at an average of $1,378 per year, and the most expensive trim is the Acura MDX Advance/Entertainment 4WD at an average cost of $1,562 per year.

The two tables below show both 2016 models and all trim levels available for each one, along with an average cost for each model.

2015 Lexus RX 350 vs. Acura MDX

For 2015 Lexus RX 350 and Acura MDX models, the Acura MDX has lower-cost car insurance by an average of $172 per year.

The chart below visualizes the average cost to insure the two models for drivers from age 20 to 50. Average car insurance cost ranges from $1,288 to $2,902 per year for a 2015 Lexus RX 350, and $1,128 to $2,564 for a 2015 Acura MDX for these driver ages.

Out of three Lexus RX 350 trim levels, the cheapest 2015 model to insure is the 2WD trim at an average cost of $1,432 per year.

Out of the eight trim levels available for the Acura MDX, the cheapest 2015 trim to insure is the 2WD model at a cost of $1,228.

When comparing both models at a trim-level basis, the lowest-cost model and trim to insure is the Acura MDX 2WD at an average of $1,228 per year, and the most expensive model and trim level is the Lexus RX 350 F Sport 4WD at a cost of $1,468 per year.

The tables shown below show average car insurance rates for each trim level, along with the average rate for each model.

Additional Lexus RX 350 and Acura MDX Resources

• Lexus RX 350 Insurance Rates
• Acura MDX Insurance Rates
• Midsize Luxury SUV Insurance Rate Comparisons