Lexus RX 350 vs. Acura MDX Car Insurance Cost

• A 2023 Lexus RX 350 is generally cheaper to insure than a 2023 Acura MDX by an average of $180 per year, $1,620 compared to $1,800.
• Average car insurance cost per month for the Acura MDX is 10.5% more expensive than the Lexus RX 350, at $135 versus $150, a difference of $15.
• Out of 37 models in the 2023 midsize luxury SUV segment, the Lexus RX 350 ranks first and the Acura MDX ranks fifth for most affordable car insurance rates.

Does insurance cost less for a Lexus RX 350 or Acura MDX?

When comparing 2023 Lexus RX 350 and Acura MDX models, the one with the cheapest average auto insurance rates is the Lexus RX 350. Insurance rates for the Lexus RX 350 average $1,620 per year, and insurance for the Acura MDX costs an average of $1,800 per year.

For the four trim levels available for the 2023 Lexus RX 350, the cheapest model to insure is the Base 2WD trim at an average cost of $1,580 per year, or about $132 per month. Out of the eight trims available for the Acura MDX, the cheapest 2023 model to insure is the Base 2WD trim at a cost of $1,674.

When looking at the aggregated rates by trim for both models, the most affordable model and trim level to insure is the Lexus RX 350 Base 2WD at an average cost of $1,580 per year, and the most expensive model and trim level is the Acura MDX Type S Advance AWD costing an average of $1,942 per year.

The rate table below compares the 12-month and monthly car insurance cost for 2023 Lexus RX 350 and Acura MDX models, showing cost for each trim level of both models.

The chart below visualizes the average cost to insure both 2023 models for drivers aged 20 to 50. For a 2023 Lexus RX 350, average insurance cost ranges from $1,474 to $3,192 per year. A 2023 Acura MDX costs from $1,642 to $3,630 to insure per year.

The tables shown below show the cost to insure the available trim levels for both 2023 models, including an overall average rate.

2022 Lexus RX 350 vs. Acura MDX

Insurance rates on a 2022 Lexus RX 350 cost an average of $1,742 per year, whereas insurance for an Acura MDX averages $1,754 per year, making the Lexus RX 350 the cheaper model to insure by $12 per year.

For a 2022 Lexus RX 350, rates range from $1,674 per year for the 2WD model up to the most expensive rate of $1,806 for the Black Line Special Edition AWD model.

For a 2022 Acura MDX, rates range from $1,632 per year for the 2WD model up to $1,896 for the most expensive Type S Advance model.

When comparing rates by trim level for both models, the lowest-cost model and trim is the Acura MDX 2WD at a cost of $1,632 per year. The most expensive model and trim level is the Acura MDX Type S Advance at a cost of $1,896 per year.

For a 2022 Lexus RX 350, the cheapest models are the 2WD, AWD, and F Sport 2WD. The cheapest Acura MDX models include the 2WD, AWD, and Technology 2WD.

From a cost-per-month basis, car insurance rates for all 2022 Lexus RX 350 and Acura MDX models range from $136 to $158 per month.

The next table compares the cost of car insurance for 2022 Lexus RX 350 and Acura MDX models, showing average cost for every trim level.

For the 2022 Lexus RX 350 and Acura MDX models, the Lexus RX 350 is cheaper to insure by an average of $12 per year for this model year.

The chart shown below demonstrates the average cost to insure both 2022 models for the 20 to 50-year-old driver age groups. For a 2022 Lexus RX 350, the average car insurance cost ranges from $1,584 to $3,456 per year for the driver ages used. A 2022 Acura MDX costs from $1,600 to $3,534 to insure per year.

For the six trims available for the 2022 Lexus RX 350, the cheapest model to insure is the 2WD model at an average cost of $1,674 per year, or $140 per month. The 2022 Acura MDX has eight trims available, with the cheapest trim to insure being the 2WD trim at an average cost of $1,632 per year.

When all 14 trims of both models are combined and compared, the overall cheapest vehicle to insure is the Acura MDX 2WD at an average of $1,632 per year. The most expensive model and trim level is the Acura MDX Type S Advance costing an average of $1,896 per year.

The next tables show average car insurance rates for each trim level, including the average rate for each model. The 2022 Lexus RX 350 defeats the 2022 Acura MDX for cheapest overall car insurance cost.

2021 Lexus RX 350 vs. Acura MDX

For the 2021 Lexus RX 350 and Acura MDX models, the Lexus RX 350 is cheaper to insure by an average of $90 per year for this model year.

The next chart displays the average cost to insure the two models using a range of rated driver ages. Average car insurance cost ranges from $1,540 to $3,360 per year for a 2021 Lexus RX 350, and $1,626 to $3,598 for a 2021 Acura MDX.

Out of eight trim levels for the 2021 Lexus RX 350, the cheapest auto insurance rates are on the 2WD trim at a cost of $1,638 per year, or $137 per month.

The 2021 Acura MDX has 13 trims available, with the cheapest trim level to insure being the 2WD model at an average cost of $1,680 per year, or around $140 per month.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim to insure is the Lexus RX 350 2WD at an average cost of $1,638 per year, and the most expensive model and trim level is the Acura MDX Advance/Entertainment 4WD at an average of $1,832 per year.

The next two rate tables display both 2021 models and all trim levels available for each one, as well as the overall average rate for each model. The model with the cheapest auto insurance rates for 2021 is the Lexus RX 350.

2020 Lexus RX 350 vs. Acura MDX

For 2020 Lexus RX 350 and Acura MDX models, the Lexus RX 350 has cheaper car insurance rates by an average of $88 per year.

The next chart shows the average cost to insure both 2020 models using different driver ages. For a 2020 Lexus RX 350, the average cost of car insurance ranges from $1,518 to $3,312 per year for these driver ages. A 2020 Acura MDX costs from $1,604 to $3,550 to insure per year.

Out of eight Lexus RX 350 trims, the cheapest 2020 trim level to insure is the 2WD model at an average cost of $1,610 per year, or about $134 per month.

Out of the 13 trims available for the Acura MDX, the cheapest 2020 model to insure is the 2WD trim at a cost of $1,658.

When comparing both models at a trim-level basis, the lowest-cost model and trim level to insure is the Lexus RX 350 2WD at an average of $1,610 per year, and the highest-cost model and trim is the Acura MDX Advance/Entertainment 4WD at an average cost of $1,804 per year.

The tables below display the average cost to insure all 2020 trim levels, plus the average rate for each model.

2019 Lexus RX 350 vs. Acura MDX

When comparing insurance rates for the 2019 Lexus RX 350 and Acura MDX models, the Lexus RX 350 has cheaper rates by an average of $60 per year for this comparison year.

The chart shown below illustrates the average cost to insure both 2019 models with different ages of drivers. For a 2019 Lexus RX 350, the average car insurance cost ranges from $1,482 to $3,238 per year for the included driver ages. A 2019 Acura MDX costs from $1,542 to $3,408 to insure per year.

The 2019 Lexus RX 350 has three trims available, with the cheapest model to insure being the 2WD model at an average cost of $1,612 per year, or $134 per month. Out of the 13 trim levels available for the Acura MDX, the cheapest 2019 trim level to insure is the 2WD model at a cost of $1,582 per year, or around $132 per month.

When rates are compared for the 16 trim levels of both 2019 models, the lowest-cost model and trim to insure is the Acura MDX 2WD at an average of $1,582 per year. The most expensive model and trim level is the Acura MDX Advance/Entertainment 4WD at an average cost of $1,770 per year.

The next tables illustrate all the available trims for both 2019 models, along with an average cost for each model.

2018 Lexus RX 350 vs. Acura MDX

When comparing average insurance cost for 2018 models, the Lexus RX 350 costs an average of $1,554 per year to insure and the Acura MDX costs $1,632, making the Lexus RX 350 the winner by $78.

The chart shown below shows the average cost to insure both 2018 models with different ages of drivers. The average cost of car insurance ranges from $1,416 to $3,090 per year for a 2018 Lexus RX 350, and $1,492 to $3,296 for a 2018 Acura MDX for these driver ages.

Out of four Lexus RX 350 trim levels, the cheapest 2018 trim to insure is the 2WD model at an average cost of $1,520 per year, or about $127 per month.

Out of the 12 trim levels available for the Acura MDX, the cheapest 2018 trim to insure is the 2WD trim at a cost of $1,540 per year, or around $128 per month.

When comparing both models at a trim-level basis, the cheapest vehicle to insure is the Lexus RX 350 2WD at an average rate of $1,520 per year. The most expensive trim is the Acura MDX Sport Hybrid Advance Package AWD at an average cost of $1,716 per year.

The two tables below show trim level insurance cost averages for both 2018 models, including an overall average cost for each model. The cheapest to insure for the 2018 model year is the Lexus RX 350.

2017 Lexus RX 350 vs. Acura MDX

For the 2017 Lexus RX 350 and Acura MDX models, the Lexus RX 350 has cheaper car insurance cost by an average of $78 per year for this comparison year.

The rate chart below illustrates the average cost to insure the two models rated for multiple driver ages. For a 2017 Lexus RX 350, average car insurance cost ranges from $1,354 to $2,952 per year for the driver ages used. A 2017 Acura MDX costs from $1,430 to $3,154 to insure per year.

The 2017 Lexus RX 350 has four trim levels available, with the cheapest model to insure being the 2WD trim at an average cost of $1,454 per year.

For the 14 trims available for the Acura MDX, the cheapest 2017 trim to insure is the 2WD trim at a cost of $1,476 per year, or around $123 per month.

When average insurance prices for all 18 trims of both models are combined and sorted by cost, the overall cheapest vehicle to insure is the Lexus RX 350 2WD at an average cost of $1,454 per year, and the most expensive trim is the Acura MDX Sport Hybrid Advance Package AWD at a cost of $1,642 per year.

The next two rate tables display all the available trims for both 2017 models, including an overall average cost for each model. The winner for the 2017 car insurance rate comparison is the Lexus RX 350.

2016 Lexus RX 350 vs. Acura MDX

For the 2016 Lexus RX 350 and Acura MDX models, the Lexus RX 350 is cheaper to insure by an average of $140 per year.

The rate chart below shows the average cost to insure both models for drivers from age 20 to 50. For a 2016 Lexus RX 350, insurance cost ranges from $1,318 to $2,872 per year for the included age groups. A 2016 Acura MDX costs from $1,448 to $3,192 to insure per year.

For the three trims available for the 2016 Lexus RX 350, the cheapest trim level to insure is the 2WD trim at an average cost of $1,432 per year, or about $119 per month.

Out of the 10 trim levels available for the Acura MDX, the cheapest 2016 model to insure is the 2WD model at a cost of $1,520.

When looking at the aggregated rates by trim for both models, the cheapest trim to insure is the Lexus RX 350 2WD at an average of $1,432 per year, and the most expensive trim is the Acura MDX Advance/Entertainment 4WD at an average cost of $1,642 per year.

The two tables below show both 2016 models and all trim levels available for each one, along with an average cost for each model.

2015 Lexus RX 350 vs. Acura MDX

For 2015 Lexus RX 350 and Acura MDX models, the Acura MDX has lower-cost car insurance by an average of $192 per year.

The chart below visualizes the average cost to insure the two models for drivers from age 20 to 50. Average car insurance cost ranges from $1,384 to $3,012 per year for a 2015 Lexus RX 350, and $1,206 to $2,642 for a 2015 Acura MDX for these driver ages.

Out of three Lexus RX 350 trim levels, the cheapest 2015 model to insure is the 2WD trim at an average cost of $1,504 per year.

Out of the eight trim levels available for the Acura MDX, the cheapest 2015 trim to insure is the 2WD model at a cost of $1,278.

When comparing both models at a trim-level basis, the lowest-cost model and trim to insure is the Acura MDX 2WD at an average of $1,278 per year, and the most expensive model and trim level is the Lexus RX 350 F Sport 4WD at a cost of $1,538 per year.

The tables shown below show average car insurance rates for each trim level, along with the average rate for each model.

Additional Lexus RX 350 and Acura MDX Resources

• Lexus RX 350 Insurance Rates
• Acura MDX Insurance Rates
• Midsize Luxury SUV Insurance Rate Comparisons