Car Insurance Cost in Tucson, AZ (2022 Rates + Cheapest)

How much will auto insurance cost in Tucson? We break down six different automotive segments to find the vehicles with cheap Tucson car insurance quotes.

Start QuoteCompare Tucson car insurance rates and save on your next policy.

  • Average car insurance cost in Tucson is $1,476 per year, or about $123 per month. This is 5.8% less than the national average rate of $1,567.
  • For cheap car insurance in Tucson, compact crossovers and SUVs like the Mazda CX-5, Nissan Kicks, Nissan Rogue Sport, and Buick Encore rank well for overall auto insurance cost.
  • Models with segment-leading car insurance rates in Tucson include the Subaru Impreza ($1,280 per year), Mercedes-Benz A220 ($1,450 per year), Mazda CX-5 ($1,122 per year), and Acura ILX ($1,358 per year).

How much does car insurance cost in Tucson?

In Tucson, the average price for car insurance is $1,476 per year, which is 5.8% less than the overall national average rate of $1,567. Per month, Tucson car insurance costs approximately $123 for a policy that provides full coverage.

In the state of Arizona, average auto insurance cost is $1,356 per year, so the cost in Tucson averages $120 more per year. The average cost of auto insurance in Tucson compared to other Arizona locations is about $272 per year less than in Phoenix, $194 per year cheaper than in Glendale, and $60 per year less than in Mesa.

The age of the rated driver influences the cost of auto insurance, so the list below details how driver age influences cost by showing average car insurance rates depending on driver age.

Car insurance cost in Tucson, AZ, for drivers age 16 to 60

  • 16 year old – $5,290 per year or $441 per month
  • 17 year old – $4,940 per year or $412 per month
  • 18 year old – $4,614 per year or $385 per month
  • 19 year old – $4,172 per year or $348 per month
  • 20 year old – $2,930 per year or $244 per month
  • 30 year old – $1,556 per year or $130 per month
  • 40 year old – $1,476 per year or $123 per month
  • 50 year old – $1,344 per year or $112 per month
  • 60 year old – $1,320 per year or $110 per month

The next chart shows average auto insurance rates in Tucson, Arizona, for 2022 model year vehicles not only for different driver ages, but also for different comprehensive and collision deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average Tucson car insurance rates for 2022 model year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all Tucson zip codes.Data last updated on November 22, 2022
Average Car Insurance Cost in Tucson, AZ
Average Car Insurance Cost in Tucson, AZ
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,488$207
$500$2,930$244
$250$3,398$283
30$1,000$1,308$109
$500$1,556$130
$250$1,816$151
40$1,000$1,248$104
$500$1,476$123
$250$1,714$143
50$1,000$1,140$95
$500$1,344$112
$250$1,558$130
60$1,000$1,120$93
$500$1,320$110
$250$1,530$128

Average rates in the previous chart range from $1,120 per year for a 60-year-old driver with $1,000 deductibles to $3,398 per year for a 20-year-old driver with $250 deductibles. The average rate we use to compare different vehicles or locations is a 40-year-old driver with $500 deductibles for comprehensive and collision coverage, which is an average cost of $1,476 per year in Tucson.

As a monthly rate, the average cost of car insurance in Tucson ranges from $93 to $283 for the same driver risk profiles shown in the prior chart.

The vehicles that sell well in Tucson tend to be small or midsize sedans like the Toyota Corolla, Honda Civic, and Honda Accord and small or midsize SUVs like the Chevy Equinox and Jeep Grand Cherokee.

Other popular models from different automotive segments include luxury SUVs like the Acura MDX and Infiniti QX60, luxury cars like the Tesla Model S and BMW 530i, and pickup trucks like the Ford Ranger and Toyota Tacoma.

We get into different rates in much more detail later on in this article, but before we delve that deep, let’s take a quick look at the concepts that we covered in this first section.

  • Tucson, AZ, car insurance costs less than the U.S. average – $1,476 (Tucson average) versus $1,567 (U.S. average)
  • Auto insurance rates fall substantially in your twenties – The average 30-year-old Tucson, AZ, driver will pay $1,374 less per year than a 20-year-old driver, $1,556 compared to $2,930.
  • Tucson auto insurance prices are more expensive than the Arizona state average – $1,476 (Tucson average) versus $1,356 (Arizona average)
  • Lower deductible insurance is more expensive than high deductible – A 50-year-old driver pays an average of $574 more per year for a $250 deductible policy versus a $1,000 deductible policy.
  • Insuring teens is not cheap – Average cost ranges from $3,710 to $5,290 per year for car insurance for teens in Tucson, AZ.
  • Car insurance gets more affordable as you get older – Average car insurance rates for a 50-year-old driver in Tucson are $1,586 per year cheaper than for a 20-year-old driver.

Which vehicles have the cheapest car insurance rates?

When comparing rates for all cars, SUVs, and pickups, the models with the most affordable auto insurance rates in Tucson tend to be small SUVs like the Nissan Kicks, Mazda CX-5, and Nissan Rogue Sport. Average auto insurance quotes for those small SUVs cost $103 or less per month for full coverage.

Examples of other vehicles that have low-cost car insurance rates in the cost comparison table are the Kia Seltos, Subaru Forester, Hyundai Venue, and Acura RDX.

Insurance is a little higher for those models than the crossovers and compact SUVs that rank at the top, but they still have an average insurance cost of $107 or less per month.

The table below ranks the top 20 models with the cheapest car insurance rates in Tucson, ordered by annual cost.

Top 20 Cheapest Auto Insurance Rates in Tucson
Rank Make/Model Annual Cost Monthly Cost
1Mazda CX-5$1,122$94
2Nissan Kicks$1,150$96
3Chevrolet Trailblazer$1,158$97
4Honda Passport$1,186$99
5Subaru Crosstrek$1,186$99
6Chevrolet Colorado$1,214$101
7Toyota C-HR$1,214$101
8Buick Encore$1,218$102
9Nissan Rogue Sport$1,230$103
10Hyundai Venue$1,254$105
11Buick Envision$1,256$105
12Kia Seltos$1,256$105
13Acura RDX$1,264$105
14Ford Maverick$1,266$106
15Subaru Ascent$1,266$106
16Toyota Corolla Cross$1,266$106
17Hyundai Kona$1,274$106
18Subaru Forester$1,276$106
19Mazda MX-5 Miata$1,280$107
20Subaru Impreza$1,280$107

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Tucson, AZ.Data last updated on November 22, 2022
    Top 20 Cheapest Auto Insurance Rates in Tucson

    The above table containing 20 vehicles with the cheapest insurance in Tucson is great if you’re just wanting the lowest rates. A better way to analyze rates for different vehicles is by organizing them by vehicle segment.

    The next section goes into more detail about the cost of car insurance based on automotive segment. The rates shown will give you a good idea of which types of vehicles have the most affordable auto insurance rates in Tucson. Then the six sections following the chart display the 20 cheapest models for each segment.

    Tucson auto insurance rates by automotive segment

    If you’re shopping for a new or used vehicle, it’s in your best interest to know which styles of vehicles have less expensive car insurance rates in Tucson. To illustrate this, some common questions are if midsize SUVs have cheaper auto insurance than small SUVs or if regular SUVs are cheaper to insure than luxury SUVs.

    The next chart shows average car insurance rates in Tucson for different vehicle segments. When comparing rates from a segment perspective, compact and midsize SUVs, vans, and midsize pickups tend to have the least expensive rates, while large luxury, performance, and sports cars have the highest average cost of insurance.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average Tucson car insurance cost by segment is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Tucson Zip Codes.Data last updated on November 22, 2022
    Tucson, AZ, Auto Insurance Rates by Automotive Segment
    Tucson Car Insurance Rates by Vehicle Segment
    Vehicle Segment Annual Rate Monthly Rate
    Compact SUV$1,382$115
    Midsize Pickup$1,420$118
    Minivan$1,486$124
    Midsize SUV$1,494$125
    Compact Car$1,522$127
    Midsize Car$1,538$128
    Half-ton Pickup$1,606$134
    Compact Luxury SUV$1,662$139
    Large SUV$1,664$139
    Compact Luxury Car$1,676$140
    Large Car$1,708$142
    Heavy Duty Pickup$1,762$147
    Midsize Luxury SUV$1,782$149
    Midsize Luxury Car$1,956$163
    Sports Car$2,086$174
    Large Luxury SUV$2,232$186
    Large Luxury Car$2,336$195

    Average rates by segment are handy for getting a ballpark comparison, but cost varies significantly within each vehicle segment listed in the previous chart.

    For example, in the midsize car segment, Tucson auto insurance rates range from the Subaru Legacy costing $1,430 per year for a full coverage policy to the Kia Stinger at $1,742 per year. For another example, in the large truck segment, the average cost of insurance ranges from the Ford F150 at $1,428 per year to the GMC Hummer EV Pickup at $1,880 per year.

    In these next sections, we eliminate this variability by comparing the cost of car insurance in Tucson for specific vehicles.

    Cheapest cars to insure in Tucson

    Ranking #1 in Tucson for the lowest-cost average insurance in the non-luxury car segment is the Subaru Impreza, costing an average of $1,280 per year. Second place is the Chevrolet Spark at $1,288 per year, the third cheapest is the Volkswagen Golf, at an average of $1,418 per year, and coming in fourth is the Subaru Legacy, costing an average of $1,430 per year.

    Additional cars that rank well in our comparison are the Toyota Camry, Nissan Sentra, Honda Insight, and Kia K5, with an average car insurance cost of $1,452 per year or less.

    Additional 2022 models on the list include the Volkswagen Passat, Honda Civic, Kia Forte, Chevrolet Malibu, and Hyundai Veloster, which cost between $1,452 and $1,536 per year for full-coverage insurance.

    From a monthly standpoint, full-coverage insurance in Tucson on this segment for a middle-age safe driver can cost as low as $107 per month, depending on your company and location.

    When the car segment is analyzed by vehicle size, the cheapest compact car to insure in Tucson is the Subaru Impreza at $1,280 per year. For midsize models, the Subaru Legacy is the cheapest model to insure at $1,430 per year. And for full-size non-luxury cars, the Toyota Avalon has the best rates at $1,552 per year.

    The rate comparison table below ranks the twenty cars with the cheapest car insurance rates in Tucson, starting with the Subaru Impreza at $107 per month and ending with the Chevrolet Malibu at $128 per month.

    Cheapest Cars to Insure in Tucson, Arizona
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$1,280$107
    Chevrolet SparkCompact$1,288$107
    Volkswagen GolfCompact$1,418$118
    Subaru LegacyMidsize$1,430$119
    Volkswagen JettaCompact$1,436$120
    Honda InsightMidsize$1,438$120
    Nissan SentraCompact$1,442$120
    Kia K5Midsize$1,452$121
    Toyota CamryMidsize$1,452$121
    Toyota CorollaCompact$1,454$121
    Volkswagen PassatMidsize$1,458$122
    Kia RioCompact$1,460$122
    Honda CivicCompact$1,462$122
    Mazda 3Compact$1,470$123
    Mazda 6Midsize$1,472$123
    Toyota PriusCompact$1,474$123
    Hyundai AccentCompact$1,496$125
    Hyundai VelosterCompact$1,510$126
    Kia ForteCompact$1,512$126
    Chevrolet MalibuMidsize$1,536$128

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Tucson, AZ.Data last updated on November 22, 2022
      Cheapest Cars to Insure in Tucson, Arizona

      Some of the more popular non-luxury cars that did not make the list include the Volkswagen Jetta costing an average of $1,436 per year, the Volkswagen GTI costing an average of $1,480, the Chrysler 300 costing $1,544, and the Tesla Model 3 costing an average of $1,510.

      See our comprehensive guides for compact car insurance, midsize car insurance, and full-size car insurance to view data for vehicles not featured in the table.

      Is your vehicle not in the list? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Arizona.

      Cheapest SUVs to insure in Tucson

      Ranking at the top for the lowest-cost Tucson auto insurance rates in the non-luxury SUV segment are the Honda Passport, Chevrolet Trailblazer, Subaru Crosstrek, Mazda CX-5, and Nissan Kicks. Auto insurance prices for these vehicles average $1,186 or less per year.

      Additional SUVs that rank well in our comparison are the Nissan Rogue Sport, Buick Encore, Toyota C-HR, and Buick Envision, with an average cost to insure of $1,256 per year or less.

      As a cost per month, full-coverage auto insurance in Tucson on this segment for a good driver can cost as low as $94 per month, depending on the company and your location.

      When ranked by vehicle size, the most affordable compact SUV to insure in Tucson is the Mazda CX-5 at $1,122 per year, or $94 per month. For midsize SUVs, the Honda Passport is cheapest to insure at $1,186 per year, or $99 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe is the cheapest model to insure at $1,482 per year, or $124 per month.

      The comparison table below ranks the twenty SUVs with the cheapest car insurance in Tucson, starting with the Mazda CX-5 at $1,122 per year ($94 per month) and ending with the Ford Edge at $1,330 per year ($111 per month).

      Cheapest SUVs to Insure in Tucson, Arizona
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Mazda CX-5Compact$1,122$94
      Nissan KicksCompact$1,150$96
      Chevrolet TrailblazerCompact$1,158$97
      Honda PassportMidsize$1,186$99
      Subaru CrosstrekCompact$1,186$99
      Toyota C-HRCompact$1,214$101
      Buick EncoreCompact$1,218$102
      Nissan Rogue SportCompact$1,230$103
      Hyundai VenueCompact$1,254$105
      Buick EnvisionCompact$1,256$105
      Kia SeltosCompact$1,256$105
      Subaru AscentMidsize$1,266$106
      Toyota Corolla CrossCompact$1,266$106
      Hyundai KonaCompact$1,274$106
      Subaru ForesterCompact$1,276$106
      Volkswagen TiguanCompact$1,280$107
      Honda CR-VCompact$1,292$108
      Mazda CX-30Compact$1,306$109
      Honda HR-VCompact$1,328$111
      Ford EdgeMidsize$1,330$111

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Tucson, AZ.Data last updated on November 22, 2022
        Cheapest SUVs to Insure in Tucson, Arizona

        The most popular SUVs in Tucson don’t always have the cheapest car insurance rates. Examples include the Chevrolet Tahoe costing an average of $1,482 per year ($124 per month), the Nissan Pathfinder at an average of $1,494 ($125 per month), and the Toyota Highlander at $1,484 ($124 per month).

        For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

        Don’t see insurance cost for your SUV? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Arizona.

        Cheapest luxury cars to insure in Tucson

        The lowest-cost luxury cars to insure in Tucson are the Acura ILX at $1,358 per year, the Mercedes-Benz A220 at $1,450 per year, and the BMW 330i at $1,558 per year.

        Rounding out the top 10 are luxury cars like the Lexus RC 300, Alfa Romeo Giulia, BMW 228i, and BMW 330e, with average cost of $1,638 per year or less.

        Additional luxury cars on the list include the Audi A4, Mercedes-Benz AMG CLA35, Mercedes-Benz AMG CLA45, and Cadillac CT5, which average between $1,638 and $1,714 to insure per year.

        From a monthly standpoint, auto insurance in Tucson on this segment for a middle-age safe driver starts at around $113 per month, depending on your location and insurance company.

        The rate comparison table below ranks the luxury cars with the lowest-cost average insurance rates in Tucson, starting with the Acura ILX at $1,358 per year and ending with the Audi S3 at $1,714 per year.

        Cheapest Luxury Cars to Insure in Tucson, Arizona
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Acura ILXMidsize$1,358$113
        Mercedes-Benz A220Compact$1,450$121
        BMW 330iCompact$1,558$130
        Acura TLXCompact$1,572$131
        Volvo S60Compact$1,582$132
        BMW 330eCompact$1,590$133
        BMW 228iCompact$1,598$133
        BMW 230iCompact$1,610$134
        Lexus RC 300Midsize$1,636$136
        Alfa Romeo GiuliaCompact$1,638$137
        Cadillac CT4Compact$1,642$137
        Lexus RC 350Compact$1,644$137
        Genesis G70Compact$1,670$139
        Mercedes-Benz AMG CLA35Midsize$1,674$140
        BMW i4Midsize$1,682$140
        Cadillac CT5Midsize$1,692$141
        Audi A3Midsize$1,710$143
        Audi A4Compact$1,712$143
        Audi S3Compact$1,714$143
        Mercedes-Benz AMG CLA45Midsize$1,714$143

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Tucson, AZ.Data last updated on November 22, 2022
          Cheapest Luxury Cars to Insure in Tucson, Arizona

          See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.

          Looking for rates for a different vehicle? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Tucson car insurance quotes from top companies in Arizona.

          Cheapest luxury SUVs to insure in Tucson, Arizona

          The four most affordable luxury SUVs to insure in Tucson are the Acura RDX at $1,264 per year, Cadillac XT4 at $1,296 per year, Volvo XC40 at $1,422 per year, and Cadillac XT5 at $1,450 per year.

          Other luxury SUVs that have cheaper rates are the Lexus UX 250h, Lexus UX 200, BMW X1, and Lexus NX 350h, with an average cost to insure of $1,510 per year or less.

          Ranked between 10th and 20th place, SUVs like the Lexus RX 350, Acura MDX, Lexus NX 450h, Jaguar E-Pace, Lexus RX 450h, and Mercedes-Benz GLB 250 average between $1,510 and $1,562 per year for auto insurance in Tucson.

          On a monthly basis, car insurance on this segment in Tucson for a good driver starts at around $105 per month, depending on where you live and the company you use.

          When rates are compared by vehicle size, the cheapest compact luxury SUV model to insure in Tucson is the Acura RDX at $1,264 per year, or $105 per month. For midsize 2022 models, the Cadillac XT5 is the cheapest model to insure at $1,450 per year, or $121 per month. And for full-size luxury SUVs, the Volvo XC90 has the best rates at $1,596 per year, or $133 per month.

          The rate comparison table below ranks the twenty luxury SUVs with the most affordable auto insurance rates in Tucson.

          Cheapest Luxury SUVs to Insure in Tucson, Arizona
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura RDXCompact$1,264$105
          Cadillac XT4Compact$1,296$108
          Volvo XC40Compact$1,422$119
          Cadillac XT5Midsize$1,450$121
          Lexus NX 250Compact$1,468$122
          BMW X1Compact$1,470$123
          Lexus NX 350hCompact$1,478$123
          Lexus UX 250hCompact$1,478$123
          Lexus NX 350Compact$1,504$125
          Lexus UX 200Compact$1,510$126
          Jaguar E-PaceMidsize$1,514$126
          Lexus RX 350Midsize$1,520$127
          Acura MDXMidsize$1,528$127
          Lincoln NautilusMidsize$1,542$129
          Lexus NX 450hCompact$1,546$129
          Mercedes-Benz GLB 250Compact$1,554$130
          Lexus RX 450hMidsize$1,558$130
          Land Rover EvoqueCompact$1,560$130
          Infiniti QX50Midsize$1,562$130
          Lincoln CorsairCompact$1,562$130

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Tucson, AZ.Data last updated on November 22, 2022
            Cheapest Luxury SUVs to Insure in Tucson, Arizona

            For more car insurance comparisons, see our guide for luxury SUV insurance.

            Looking for rates for a different model? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Tucson car insurance quotes from the best auto insurance companies in Arizona.

            Cheapest pickup insurance rates in Tucson, Arizona

            When comparing 2022 models, the top five cheapest pickup trucks to insure in Tucson are the Chevrolet Colorado, Ford Maverick, Ford Ranger, Toyota Tacoma, and Nissan Frontier. Insurance rates for these five models range from $1,214 to $1,408 per year.

            Some other pickups that have cheaper rates are the Hyundai Santa Cruz, GMC Canyon, Jeep Gladiator, and Honda Ridgeline, with average insurance cost of $1,452 per year or less.

            Full-coverage insurance in Tucson for this segment for the average driver starts at around $101 per month, depending on the company. The table below ranks the twenty pickups with the lowest-cost car insurance rates in Tucson.

            Cheapest Pickups to Insure in Tucson, Arizona
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Chevrolet ColoradoMidsize$1,214$101
            Ford MaverickMidsize$1,266$106
            Ford RangerMidsize$1,314$110
            Toyota TacomaMidsize$1,372$114
            Nissan FrontierMidsize$1,408$117
            GMC CanyonMidsize$1,422$119
            Hyundai Santa CruzMidsize$1,422$119
            Ford F150Full-size$1,428$119
            Honda RidgelineMidsize$1,438$120
            Jeep GladiatorMidsize$1,452$121
            GMC SierraFull-size$1,506$126
            Nissan TitanFull-size$1,560$130
            Chevrolet SilveradoFull-size$1,588$132
            Toyota TundraFull-size$1,588$132
            Ford F350 Super DutyHeavy Duty$1,604$134
            Chevrolet Silverado HD 3500Heavy Duty$1,616$135
            Nissan Titan XDHeavy Duty$1,660$138
            Ram TruckFull-size$1,688$141
            GMC Sierra 2500 HDHeavy Duty$1,724$144
            GMC Sierra 3500Heavy Duty$1,736$145

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Tucson, AZ.Data last updated on November 22, 2022
              Cheapest Pickups to Insure in Tucson, Arizona

              See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.

              Is your pickup truck not in the list? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Arizona.

              Cheapest sports cars to insure in Tucson

              Ranking #1 in Tucson for cheapest auto insurance in the sports car segment is the Mazda MX-5 Miata, at $1,280 per year. Second place is the Ford Mustang costing $1,558 per year, in third place is the BMW Z4, at an average of $1,588 per year, and ranking fourth is the Subaru WRX, costing an average of $1,680 per year.

              Also ranking well in our comparison are cars like the Audi TT, Chevrolet Corvette, Toyota GR Supra, and BMW M3, with an average cost of $1,914 per year or less.

              Full-coverage car insurance for this segment in Tucson will start around $107 per month, depending on where you live and the company you use. The next table ranks the sports cars with the cheapest car insurance in Tucson.

              Cheapest Sports Cars to Insure in Tucson, Arizona
              Make/Model Vehicle Type Annual Cost Monthly Cost
              Mazda MX-5 MiataSports Car$1,280$107
              Ford MustangSports Car$1,558$130
              BMW Z4Sports Car$1,588$132
              Subaru WRXSports Car$1,680$140
              Toyota GR86Sports Car$1,724$144
              Toyota GR SupraSports Car$1,762$147
              Audi TTSports Car$1,800$150
              Subaru BRZSports Car$1,854$155
              Chevrolet CorvetteSports Car$1,860$155
              BMW M3Sports Car$1,914$160
              Porsche 718Sports Car$2,000$167
              Chevrolet CamaroSports Car$2,048$171
              Lexus RC FSports Car$2,098$175
              Dodge ChallengerSports Car$2,102$175
              Mercedes-Benz AMG GT53Sports Car$2,130$178
              Jaguar F-TypeSports Car$2,234$186
              Porsche TaycanSports Car$2,290$191
              Porsche 911Sports Car$2,346$196
              BMW M4Sports Car$2,354$196
              Lexus LC 500Sports Car$2,434$203

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Tucson, AZ.Data last updated on November 22, 2022
                Cheapest Sports Cars to Insure in Tucson, Arizona

                Need rates for a different vehicle? Not a problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Tucson.

                How to save on auto insurance in Tucson

                Tucson drivers should always be looking to pay less for insurance, so look through the money-saving tips below and maybe you’ll find a way to save a few bucks when buying auto insurance.

                • Remain claim free and save. Most auto insurance companies give a discounted rate if you have not filed any claims. Car insurance should only be used for larger claims, not minor claims.
                • Raising deductibles results in a cheaper policy. Raising your physical damage coverage deductibles from $500 to $1,000 could save around $236 per year for a 40-year-old driver and $456 per year for a 20-year-old driver.
                • If your car is older, remove unneeded coverages. Removing comprehensive and collision coverage from vehicles whose value has dropped to the point where coverage is not cost effective can cut the cost of car insurance significantly.
                • Raise your credit score for cheaper insurance rates. Having a high credit score of 800+ may save $232 per year versus a slightly lower credit rating between 670-739. Conversely, a lesser credit rating could cost around $269 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
                • Choose vehicles that have cheaper car insurance. Vehicle performance has a significant impact on the cost of car insurance in Tucson. As an example, a Hyundai Venue costs $1,804 less per year to insure in Tucson than a Nissan GT-R. Lower performance vehicles cost less to insure.
                • More discounts means cheap car insurance rates. Discounted rates may be available if the policyholders drive low annual mileage, sign their policy early, are good students, are homeowners, or many other discounts which could save the average Tucson driver as much as $252 per year.