Baltimore Car Insurance Cost – 2022 Rates + Cheapest to Insure

What does average Baltimore auto insurance cost? We break down average insurance rates and reveal the vehicles with the cheapest car insurance in Baltimore, MD.

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How much is car insurance in Baltimore?

Average car insurance rates in Baltimore cost $1,998 per year, or about $167 per month. When compared to the U.S. overall average rate, Baltimore car insurance cost is 27.5% more expensive per year.

The average car insurance expense in Maryland is $1,374 per year, so Baltimore drivers pay an average of $624 more per year than the overall Maryland state-wide average rate. When compared to other cities in Maryland, the cost of insurance in Baltimore is approximately $808 per year more than in Frederick, $462 per year more than in Bowie, and $576 per year more expensive than in Rockville.

The chart below shows a summary of auto insurance rates in Baltimore for 2022 model year vehicles, averaged based on a number of different driver ages, policy physical damage deductibles, and risk scenarios.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for the 2022 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Baltimore includes all Zip Codes and vehicle trim levels.Data last updated on June 24, 2022
Baltimore Car Insurance Cost Summary
Average Car Insurance Cost in Baltimore, MD
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4,524$377
Safe Driver Age 20$3,966$331
At-fault Accidents Age 40$2,818$235
Low Deductibles Age 40$2,594$216
Safe Driver Age 30$2,104$175
Safe Driver Age 40$1,998$167
Safe Driver Age 50$1,818$152
Safe Driver Age 60$1,784$149
High Deductibles Age 40$1,690$141
Discount Rate Age 40$1,660$138

Average car insurance rates in the chart range from $1,660 per year for a 40-year-old driver with a great rate thanks to policy discounts to $4,524 per year for a 30-year-old driver who has a few accidents and violations and has to buy a high risk policy.

From a monthly budgeting standpoint, the average cost of car insurance per month in Baltimore ranges from $138 to $377.

Car insurance rates are different for every driver and can also be very different depending on the company. The likelihood of significant rate variability increases the need to get accurate auto insurance quotes when shopping online for a cheaper policy.

Driver age is the one factor that has the largest impact on the cost of auto insurance. The list below illustrates this point by breaking down average car insurance rates in Baltimore for drivers from 16 to 60.

Average car insurance cost for Baltimore drivers age 16 to 60

  • 16 year old – $7,150 per year or $596 per month
  • 17 year old – $6,680 per year or $557 per month
  • 18 year old – $6,236 per year or $520 per month
  • 19 year old – $5,642 per year or $470 per month
  • 20 year old – $3,966 per year or $331 per month
  • 30 year old – $2,104 per year or $175 per month
  • 40 year old – $1,998 per year or $167 per month
  • 50 year old – $1,818 per year or $152 per month
  • 60 year old – $1,784 per year or $149 per month

What vehicles have the cheapest car insurance in Baltimore?

When rates are compared for all models, the vehicles with the cheapest car insurance rates in Baltimore tend to be crossovers and compact SUVs like the Mazda CX-5, Chevrolet Trailblazer, Subaru Crosstrek, and Toyota C-HR.

Average auto insurance quotes for those compact SUVs cost $1,666 or less per year, or $139 per month, for full coverage.

A few other models that rank very well in the comparison table below are the Buick Envision, Toyota Corolla Cross, Hyundai Kona, and Kia Seltos. Insurance is somewhat higher for those models than the cheapest small SUVs and crossovers that rank near the top, but they still have average rates of $1,734 or less per year, or $145 per month.

The following table ranks the top 30 models with the cheapest car insurance rates in Baltimore, sorted by annual and monthly insurance cost.

Cheapest Auto Insurance Rates in Baltimore
Rank Make/Model Annual Cost Monthly Cost
1Mazda CX-5$1,520$127
2Nissan Kicks$1,556$130
3Chevrolet Trailblazer$1,566$131
4Subaru Crosstrek$1,602$134
5Honda Passport$1,604$134
6Toyota C-HR$1,642$137
7Chevrolet Colorado$1,644$137
8Buick Encore$1,652$138
9Nissan Rogue Sport$1,666$139
10Hyundai Venue$1,698$142
11Buick Envision$1,700$142
12Kia Seltos$1,702$142
13Ford Maverick$1,706$142
14Acura RDX$1,710$143
15Toyota Corolla Cross$1,714$143
16Subaru Ascent$1,716$143
17Hyundai Kona$1,726$144
18Subaru Forester$1,728$144
19Subaru Impreza$1,730$144
20Mazda MX-5 Miata$1,732$144
21Volkswagen Tiguan$1,734$145
22Chevrolet Spark$1,740$145
23Honda CR-V$1,748$146
24Cadillac XT4$1,754$146
25Mazda CX-30$1,766$147
26Ford Ranger$1,776$148
27Honda HR-V$1,794$150
28Ford Edge$1,800$150
29Ford Ecosport$1,810$151
30Chevrolet Trax$1,830$153

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Baltimore, MD.Data last updated on June 24, 2022
    Cheapest Auto Insurance Rates in Baltimore

    A table of 30 ranked vehicles is great if you just want the lowest rates. A more thorough way to group rates in a logical manner is by sorting them by automotive segment. The following sections break out the vehicles with the cheapest insurance rates for the most popular segments.

    Cheapest car insurance rates in Baltimore

    The #1 ranking in Baltimore for the lowest-cost insurance in the 2-door and 4-door sedan and hatchback segment is the Subaru Impreza, with a cost of $1,730 per year. Second place is the Chevrolet Spark at $1,740 per year, the third cheapest is the Volkswagen Golf, at an average of $1,920 per year, and the fourth most affordable is the Subaru Legacy, costing an average of $1,936 per year.

    Other cars that have good average insurance rates include the Toyota Camry, Kia K5, Honda Insight, and Toyota Corolla, with average insurance cost of $1,964 per year or less.

    Additional cars that rank well include the Chevrolet Malibu, Toyota Prius, Kia Forte, Kia Rio, and Hyundai Veloster, which cost between $1,964 and $2,076 per year to insure in Baltimore.

    From a cost per month standpoint, car insurance on this segment in Baltimore starts at around $144 per month, depending on the company and where you live. The rate comparison table below ranks the cars with the most affordable insurance rates in Baltimore, starting with the Subaru Impreza at $1,730 per year ($144 per month) and ending with the Chevrolet Malibu at $2,076 per year ($173 per month).

    Cheapest Insurance for Cars in Baltimore
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$1,730$144
    Chevrolet SparkCompact$1,740$145
    Volkswagen GolfCompact$1,920$160
    Subaru LegacyMidsize$1,936$161
    Volkswagen JettaCompact$1,940$162
    Honda InsightMidsize$1,942$162
    Nissan SentraCompact$1,948$162
    Kia K5Midsize$1,962$164
    Toyota CorollaCompact$1,962$164
    Toyota CamryMidsize$1,964$164
    Kia RioCompact$1,972$164
    Volkswagen PassatMidsize$1,974$165
    Honda CivicCompact$1,978$165
    Mazda 3Compact$1,986$166
    Mazda 6Midsize$1,990$166
    Toyota PriusCompact$1,994$166
    Hyundai AccentCompact$2,024$169
    Hyundai VelosterCompact$2,040$170
    Kia ForteCompact$2,044$170
    Chevrolet MalibuMidsize$2,076$173

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Baltimore, MD.Data last updated on June 24, 2022
      Cheapest Insurance for Cars in Baltimore

      A few of the more popular models that have more expensive auto insurance rates than those above include the Volkswagen GTI at an average of $2,000 per year, the Volkswagen Jetta at an average of $1,902, and the Chrysler 300 at $2,088.

      See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.

      Don’t see insurance rates for your vehicle? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Baltimore car insurance quotes from the best auto insurance companies in Maryland.

      Cheapest SUVs to insure in Baltimore

      The top-ranked model in Baltimore for cheapest auto insurance rates in the SUV segment is the Mazda CX-5, with a cost of $1,520 per year. Second place is the Nissan Kicks costing $1,556 per year, third place goes to the Chevrolet Trailblazer, at an average of $1,566 per year, and the fourth cheapest is the Honda Passport, costing an average of $1,604 per year.

      Rounding out the top 10 are SUVs like the Buick Encore, Toyota C-HR, Hyundai Venue, and Nissan Rogue Sport, with average insurance cost of $1,700 per year or less.

      Some additional SUVs that rank well include the Hyundai Kona, Ford Edge, Mazda CX-30, Kia Seltos, and Toyota Corolla Cross, which cost between $1,700 and $1,800 per year for insurance.

      Auto insurance in Baltimore for this segment for a safe driver will start around $127 per month, depending on the company and your location.

      When SUV size is factored in, the cheapest compact SUV to insure in Baltimore is the Mazda CX-5 at $1,520 per year, or $127 per month. For midsize 2022 models, the Honda Passport is the cheapest model to insure at $1,604 per year, or $134 per month. And for large SUVs, the Chevrolet Tahoe has the most affordable rates at $2,004 per year, or $167 per month.

      The table below ranks the SUVs with the most affordable insurance in Baltimore.

      Cheapest Insurance for SUVs in Baltimore
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Mazda CX-5Compact$1,520$127
      Nissan KicksCompact$1,556$130
      Chevrolet TrailblazerCompact$1,566$131
      Subaru CrosstrekCompact$1,602$134
      Honda PassportMidsize$1,604$134
      Toyota C-HRCompact$1,642$137
      Buick EncoreCompact$1,652$138
      Nissan Rogue SportCompact$1,666$139
      Hyundai VenueCompact$1,698$142
      Buick EnvisionCompact$1,700$142
      Kia SeltosCompact$1,702$142
      Toyota Corolla CrossCompact$1,714$143
      Subaru AscentMidsize$1,716$143
      Hyundai KonaCompact$1,726$144
      Subaru ForesterCompact$1,728$144
      Volkswagen TiguanCompact$1,734$145
      Honda CR-VCompact$1,748$146
      Mazda CX-30Compact$1,766$147
      Honda HR-VCompact$1,794$150
      Ford EdgeMidsize$1,800$150

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Baltimore, MD.Data last updated on June 24, 2022
        Cheapest Insurance for SUVs in Baltimore

        Some of the more popular non-luxury SUVs that did not make the cut include the Toyota Highlander costing an average of $2,008 per year ($167 per month), the Ford Escape at $1,966 ($164 per month), and the Subaru Outback costing an average of $1,832 ($153 per month).

        See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.

        Is your SUV missing from the table above? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Baltimore car insurance quotes from the best auto insurance companies in Maryland.

        Cheapest luxury cars to insure in Baltimore

        The three top-ranked luxury cars with the cheapest average auto insurance rates in Baltimore are the Acura ILX at $1,838 per year, the Mercedes-Benz A220 at $1,964 per year, and the BMW 330i at $2,110 per year.

        Some other luxury cars that have cheaper rates include the BMW 228i, Lexus RC 300, BMW 230i, and Alfa Romeo Giulia, with an average cost to insure of $2,214 per year or less.

        Ranked in the lower half of the top 20, cars like the Audi S3, Cadillac CT5, Audi A3, Mercedes-Benz AMG CLA45, Mercedes-Benz AMG CLA35, and Cadillac CT4 average between $2,214 and $2,320 per year for auto insurance in Baltimore.

        From a cost per month standpoint, car insurance rates in this segment for a good driver will start around $153 per month, depending on your company and location.

        The next table ranks the luxury cars with the most affordable auto insurance rates in Baltimore, starting with the Acura ILX at $1,838 per year and ending with the Audi S3 at $2,320 per year.

        Cheapest Insurance for Luxury Cars in Baltimore
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Acura ILXMidsize$1,838$153
        Mercedes-Benz A220Compact$1,964$164
        BMW 330iCompact$2,110$176
        Acura TLXCompact$2,122$177
        Volvo S60Compact$2,142$179
        BMW 330eCompact$2,150$179
        BMW 228iCompact$2,162$180
        BMW 230iCompact$2,176$181
        Lexus RC 300Midsize$2,212$184
        Alfa Romeo GiuliaCompact$2,214$185
        Cadillac CT4Compact$2,220$185
        Lexus RC 350Compact$2,224$185
        Genesis G70Compact$2,254$188
        Mercedes-Benz AMG CLA35Midsize$2,266$189
        BMW i4Midsize$2,278$190
        Cadillac CT5Midsize$2,286$191
        Audi A3Midsize$2,310$193
        Audi A4Compact$2,314$193
        Mercedes-Benz AMG CLA45Midsize$2,318$193
        Audi S3Compact$2,320$193

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Baltimore, MD.Data last updated on June 24, 2022
          Cheapest Insurance for Luxury Cars in Baltimore

          See our guide for luxury car insurance to view any vehicles not shown in the table.

          Need rates for a different vehicle? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Maryland.

          Cheapest luxury SUV insurance rates in Baltimore

          Ranking #1 in Baltimore for the lowest-cost average insurance in the luxury SUV segment is the Acura RDX, costing $1,710 per year. Second place is the Cadillac XT4 costing $1,754 per year, ranking third is the Volvo XC40, at an average of $1,922 per year, and ranking fourth is the Cadillac XT5, costing an average of $1,964 per year.

          Additional models that have good average insurance rates include the BMW X1, Lexus NX 350, Lexus UX 250h, and Lexus UX 200, with average insurance cost of $2,042 per year or less.

          Additional luxury SUVs worth mentioning include the Lexus RX 450h, Mercedes-Benz GLB 250, Lexus RX 350, and Lincoln Nautilus, which cost between $2,042 and $2,114 to insure per year.

          From a cost per month standpoint, full-coverage auto insurance in Baltimore on this segment for a middle-age safe driver can cost as low as $143 per month, depending on your company and location.

          When ranked by vehicle size, the cheapest compact luxury SUV to insure in Baltimore is the Acura RDX at $1,710 per year. For midsize luxury models, the Cadillac XT5 is cheapest to insure at $1,964 per year. And for large luxury SUV models, the Volvo XC90 is cheapest to insure at $2,162 per year.

          The table below ranks the twenty luxury SUVs with the lowest-cost auto insurance rates in Baltimore.

          Cheapest Insurance for Luxury SUVs in Baltimore
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura RDXCompact$1,710$143
          Cadillac XT4Compact$1,754$146
          Volvo XC40Compact$1,922$160
          Cadillac XT5Midsize$1,964$164
          Lexus NX 250Compact$1,986$166
          BMW X1Compact$1,990$166
          Lexus NX 350hCompact$2,000$167
          Lexus UX 250hCompact$2,002$167
          Lexus NX 350Compact$2,034$170
          Lexus UX 200Compact$2,042$170
          Jaguar E-PaceMidsize$2,046$171
          Lexus RX 350Midsize$2,056$171
          Acura MDXMidsize$2,066$172
          Lincoln NautilusMidsize$2,086$174
          Lexus NX 450hCompact$2,090$174
          Mercedes-Benz GLB 250Compact$2,100$175
          Lexus RX 450hMidsize$2,104$175
          Infiniti QX50Midsize$2,112$176
          Land Rover EvoqueCompact$2,112$176
          Lincoln CorsairCompact$2,114$176

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Baltimore, MD.Data last updated on June 24, 2022
            Cheapest Insurance for Luxury SUVs in Baltimore

            See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.

            Looking for rates for a different luxury SUV? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Maryland.

            Cheapest pickup truck insurance rates in Baltimore

            The four cheapest pickups to insure in Baltimore are the Chevrolet Colorado at $1,644 per year, Ford Maverick at $1,706 per year, Ford Ranger at $1,776 per year, and Toyota Tacoma at $1,854 per year.

            Not the cheapest, but still in the top 10, are models like the Hyundai Santa Cruz, GMC Canyon, Honda Ridgeline, and Ford F150, with average cost of $1,964 per year or less.

            From a cost per month standpoint, full-coverage car insurance in this segment can cost as low as $137 per month, depending on the company.

            The next table ranks the pickups with the cheapest average car insurance rates in Baltimore, starting with the Chevrolet Colorado at $137 per month and ending with the GMC Sierra 3500 at $196 per month.

            Cheapest Insurance for Pickups in Baltimore
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Chevrolet ColoradoMidsize$1,644$137
            Ford MaverickMidsize$1,706$142
            Ford RangerMidsize$1,776$148
            Toyota TacomaMidsize$1,854$155
            Nissan FrontierMidsize$1,900$158
            Hyundai Santa CruzMidsize$1,920$160
            GMC CanyonMidsize$1,922$160
            Ford F150Full-size$1,930$161
            Honda RidgelineMidsize$1,944$162
            Jeep GladiatorMidsize$1,964$164
            GMC SierraFull-size$2,032$169
            Nissan TitanFull-size$2,110$176
            Chevrolet SilveradoFull-size$2,146$179
            Toyota TundraFull-size$2,148$179
            Ford F350 Super DutyHeavy Duty$2,168$181
            Chevrolet Silverado HD 3500Heavy Duty$2,184$182
            Nissan Titan XDHeavy Duty$2,242$187
            Ram TruckFull-size$2,282$190
            GMC Sierra 2500 HDHeavy Duty$2,332$194
            GMC Sierra 3500Heavy Duty$2,348$196

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Baltimore, MD.Data last updated on June 24, 2022
              Cheapest Insurance for Pickups in Baltimore

              For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

              Don’t see your pickup model? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Maryland.

              Cheapest sports car insurance rates in Baltimore

              Ranking highest for the cheapest Baltimore car insurance rates in the sports car and performance segment are the BMW Z4, Toyota GR86, Subaru WRX, Ford Mustang, and Mazda MX-5 Miata. Auto insurance prices for these vehicles average $2,328 or less per year.

              Some other sports cars that have good average insurance rates include the BMW M3, Audi TT, Chevrolet Corvette, and Subaru BRZ, with an average car insurance cost of $2,588 per year or less.

              From a monthly standpoint, auto insurance on this segment in Baltimore for a safe driver starts at an average of $144 per month, depending on where you live. The rate comparison table below ranks the sports cars with the most affordable auto insurance rates in Baltimore, starting with the Mazda MX-5 Miata at $144 per month and ending with the Lexus LC 500 at $274 per month.

              Cheapest Insurance for Sports Cars in Baltimore
              Make/Model Vehicle Type Annual Cost Monthly Cost
              Mazda MX-5 MiataSports Car$1,732$144
              Ford MustangSports Car$2,106$176
              BMW Z4Sports Car$2,150$179
              Subaru WRXSports Car$2,270$189
              Toyota GR86Sports Car$2,328$194
              Toyota GR SupraSports Car$2,382$199
              Audi TTSports Car$2,434$203
              Subaru BRZSports Car$2,506$209
              Chevrolet CorvetteSports Car$2,514$210
              BMW M3Sports Car$2,588$216
              Porsche 718Sports Car$2,698$225
              Chevrolet CamaroSports Car$2,768$231
              Lexus RC FSports Car$2,836$236
              Dodge ChallengerSports Car$2,840$237
              Mercedes-Benz AMG GT53Sports Car$2,884$240
              Jaguar F-TypeSports Car$3,018$252
              Porsche TaycanSports Car$3,098$258
              Porsche 911Sports Car$3,174$265
              BMW M4Sports Car$3,182$265
              Lexus LC 500Sports Car$3,292$274

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Baltimore, MD.Data last updated on June 24, 2022
                Cheapest Insurance for Sports Cars in Baltimore

                Is your vehicle not in the list? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Maryland.

                Examples of car insurance price variation

                To stress the importance of the amount that auto insurance premiums can vary from one person to the next, the charts below visualize a large range of rates for four popular models in Baltimore: the Toyota Corolla, Nissan Rogue, Honda Pilot, and Toyota Camry.

                Each illustration uses a range of risk profiles to illustrate the difference in rates based on minor driver risk profile changes.

                Toyota Corolla insurance rates

                In Baltimore, the least-expensive insurance quotes for a 2022 Toyota Corolla are on the L trim, costing an average of $1,868 per year, or about $156 per month. This model costs $20,175.

                The most expensive 2022 Toyota Corolla trim to insure in Baltimore is the XSE Apex Edition model, costing an average of $2,058 per year, or about $172 per month. The sticker price for this trim is $28,460, before destination and documentation charges.

                On a monthly basis, auto insurance rates on a Toyota Corolla for the average driver can range from $156 to $172 per month, depending on the company you’re using in Baltimore.

                The next chart visualizes how auto insurance quotes on a Toyota Corolla can change for different driver ages, policy deductibles, and potential risk scenarios.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Toyota Corolla with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Corolla car insurance cost in Baltimore includes all Zip Codes and vehicle trim levels.Data last updated on June 24, 2022
                Toyota Corolla Insurance Cost in Baltimore
                Toyota Corolla Insurance Cost in Baltimore, MD
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$4,396$366
                Safe Driver Age 20$3,854$321
                At-fault Accidents Age 40$2,780$232
                Low Deductibles Age 40$2,436$203
                Safe Driver Age 30$2,038$170
                Safe Driver Age 40$1,962$164
                Safe Driver Age 50$1,788$149
                Safe Driver Age 60$1,754$146
                High Deductibles Age 40$1,712$143
                Discount Rate Age 40$1,630$136

                The Toyota Corolla is part of the compact car segment, and other similar models that are popular in Baltimore include the Honda Civic, Chevrolet Cruze, and Hyundai Elantra.

                Nissan Rogue insurance rates

                Nissan Rogue insurance in Baltimore costs an average of $1,956 per year, ranging from $1,800 per year for the Rogue S 2WD trim up to $2,108 per year on the Rogue Platinum AWD trim.

                When Baltimore car insurance rates on the Nissan Rogue are compared to the national average cost on the same vehicle, the cost is anywhere from $428 to $500 cheaper per year in Baltimore, depending on which trim level is insured.

                The next rate chart shows how insurance quotes on a Nissan Rogue can range significantly based on a variety of different driver ages and policy risk profiles. For our example drivers, rates range from $1,622 to $4,436 per year, which is a difference of $2,814 just for changes in rated drivers.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Nissan Rogue with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Rogue car insurance cost in Baltimore includes all Zip Codes and vehicle trim levels.Data last updated on June 24, 2022
                Nissan Rogue Insurance Cost in Baltimore
                Nissan Rogue Insurance Cost in Baltimore, MD
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$4,436$370
                Safe Driver Age 20$3,886$324
                At-fault Accidents Age 40$2,764$230
                Low Deductibles Age 40$2,522$210
                Safe Driver Age 30$2,054$171
                Safe Driver Age 40$1,956$163
                Safe Driver Age 50$1,784$149
                Safe Driver Age 60$1,748$146
                High Deductibles Age 40$1,664$139
                Discount Rate Age 40$1,622$135

                The Nissan Rogue is part of the compact SUV segment, and additional models from the same segment that are popular in Baltimore include the Toyota RAV4, Mazda CX-5, Ford Escape, and Chevrolet Equinox.

                Honda Pilot insurance rates

                In Baltimore, the cheapest insurance rates on a 2022 Honda Pilot are on the Sport trim version, costing an average of $1,890 per year, or about $158 per month. This model has a sticker price of $37,580.

                The most expensive 2022 Honda Pilot model to insure in Baltimore is the Black Edition model, costing an average of $2,136 per year, or around $178 per month. The sticker price for this trim level is $51,370, before documentation and delivery charges.

                The next chart visualizes how the cost to insure a Honda Pilot can range considerably based on different driver ages, physical damage coverage deductibles, and driver risk profiles.

                For this example, rates range from $1,680 to $4,626 per year, which is a cost difference of $2,946 just for changes in rated drivers.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Honda Pilot with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda Pilot car insurance cost in Baltimore includes all Zip Codes and vehicle trim levels.Data last updated on June 24, 2022
                Honda Pilot Insurance Cost in Baltimore
                Honda Pilot Insurance Cost in Baltimore, MD
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$4,626$386
                Safe Driver Age 20$4,052$338
                At-fault Accidents Age 40$2,858$238
                Low Deductibles Age 40$2,672$223
                Safe Driver Age 30$2,142$179
                Safe Driver Age 40$2,024$169
                Safe Driver Age 50$1,846$154
                Safe Driver Age 60$1,814$151
                High Deductibles Age 40$1,694$141
                Discount Rate Age 40$1,680$140

                The Honda Pilot is part of the midsize SUV segment, and other popular same-segment models include the Kia Sorento, Ford Edge, Jeep Grand Cherokee, and Toyota Highlander.

                Toyota Camry insurance rates

                Costing from $25,395 to $32,920, average Baltimore car insurance rates for a 2022 Toyota Camry cost from $1,834 per year for the Camry LE model up to $2,158 per year for the Camry XSE Hybrid.

                When Baltimore auto insurance rates on a Toyota Camry are compared to the average cost for the entire U.S. on the same model, rates are anywhere from $432 to $512 less per year in Baltimore, depending on which trim level is insured.

                The next rate chart might be helpful in explaining how the cost of insurance for a Toyota Camry can be very different based on driver age and common risk profiles.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Toyota Camry with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Camry car insurance cost in Baltimore includes all Zip Codes and vehicle trim levels.Data last updated on June 24, 2022
                Toyota Camry Insurance Cost in Baltimore
                Toyota Camry Insurance Cost in Baltimore, MD
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$4,446$371
                Safe Driver Age 20$3,894$325
                At-fault Accidents Age 40$2,764$230
                Low Deductibles Age 40$2,568$214
                Safe Driver Age 30$2,076$173
                Safe Driver Age 40$1,964$164
                Safe Driver Age 50$1,790$149
                Safe Driver Age 60$1,754$146
                High Deductibles Age 40$1,654$138
                Discount Rate Age 40$1,634$136

                The Toyota Camry belongs to the midsize car segment, and other models from that segment that are popular in Baltimore include the Nissan Altima, Hyundai Sonata, and Chevrolet Malibu.

                Saving money on auto insurance

                Baltimore drivers are always searching for ways to reduce the monthly expense for car insurance So study the tips below and it’s very likely you can save a little dough on your next policy.

                • Save money by raising deductibles. Raising your physical damage coverage deductibles from $500 to $1,000 could save around $236 per year for a 40-year-old driver and $456 per year for a 20-year-old driver.
                • Avoid filing small claims. Most auto insurance companies offer a discount for not having any claims. Auto insurance should be used for larger claims, not small claims.
                • Shop around anytime. Taking the time to get a few free car insurance quotes is the best way to save money. Rates change quite often and you can switch companies very easily.
                • Safe drivers have lower car insurance rates. Causing frequent accidents will increase insurance cost, potentially by an extra $2,780 per year for a 20-year-old driver and even as much as $602 per year for a 60-year-old driver. So drive safe and save!
                • Compare insurance cost before you buy the car. Different models, and even different trim levels of the same model, have very different costs for insurance, and auto insurance companies can sell policies with a wide range of costs. Get plenty of car insurance quotes before you buy in order to prevent price shock when you receive your bill.
                • Get a discount from your job. Most car insurance companies offer discounts for being employed in professions like police officers and law enforcement, emergency medical technicians, doctors, scientists, accountants, high school and elementary teachers, and others. If you qualify, you may save between $60 and $208 on your annual car insurance premium, depending on the age of the driver.
                • Choose a vehicle with lower insurance rates. The vehicle you drive has a huge impact on the cost of car insurance in Baltimore. As an example, a Volvo XC40 costs $846 less per year to insure in Baltimore than a Chevrolet Camaro. Lower performance vehicles save money.