Does a Nissan Altima or Hyundai Sonata Cost Less to Insure?

• At an average cost of $2,538 per year, a 2024 Hyundai Sonata has less-expensive car insurance than a 2024 Nissan Altima by an average of $166 per year.
• For a 2024 Nissan Altima, car insurance prices cost from $2,396 to $2,696 per year, while a 2024 Hyundai Sonata costs from $2,326 to $2,428, depending on the model being insured.
• The Nissan Altima S and the Hyundai Sonata Hybrid Blue are the cheapest models to insure for each vehicle in our comparison.

Does a Nissan Altima or Hyundai Sonata cost less to insure?

For 2024 Altima and Sonata models, the vehicle with the cheapest average car insurance rates is the Hyundai Sonata. Average car insurance rates for the Nissan Altima are $2,538 per year, and insurance for the Hyundai Sonata costs an average of $2,372 per year.

Out of eight Nissan Altima trim levels, the cheapest 2024 trim level to insure is the S trim at an average cost of $2,396 per year. For the eight trims available for the Hyundai Sonata, the cheapest 2024 trim level to insure is the Hybrid Blue trim at a cost of $2,326 per year, or about $194 per month.

When car insurance rates for all 16 trims of both models are combined and sorted by cost, the cheapest vehicle to insure is the Hyundai Sonata Hybrid Blue at a cost of $2,326 per year. The most expensive vehicle to insure is the Nissan Altima SR VC-Turbo costing $2,696 per year.

The table shown below compares the yearly and monthly cost of car insurance for 2024 Nissan Altima and Hyundai Sonata models, broken down by trim level.

The chart below illustrates the average cost to insure the two models with different ages of drivers. Average insurance cost ranges from $2,246 to $5,086 per year for a 2024 Nissan Altima, and $2,106 to $4,738 for a 2024 Hyundai Sonata for these driver ages.

The two tables below show the cost to insure the available trim levels for both 2024 models, plus the average rate for each model. The model with the cheapest average car insurance rates for 2024 is the Hyundai Sonata.

2023 Nissan Altima vs. Hyundai Sonata

When comparing 2023 Nissan Altima and Hyundai Sonata models, the model with cheaper average insurance rates is the Nissan Altima. Insurance rates on a Nissan Altima cost an average of $2,428 per year, whereas insurance for a Hyundai Sonata averages $2,538 per year.

For the eight trims available for the 2023 Nissan Altima, the cheapest trim to insure is the S trim at an average cost of $2,302 per year, or around $192 per month.

The 2023 Hyundai Sonata has eight trim levels available, with the cheapest trim level to insure being the SE trim at an average cost of $2,322 per year.

When comparing both models at a trim-level basis, the cheapest trim to insure is the Nissan Altima S at an average cost of $2,302 per year, and the most expensive model and trim level is the Hyundai Sonata Hybrid Limited at an average cost of $2,722 per year.

The rate table below compares the yearly and monthly cost of car insurance for 2023 Nissan Altima and Hyundai Sonata models, showing average cost by trim level for each model.

The chart below illustrates the average cost to insure the two models for different driver ages. The average car insurance cost ranges from $2,158 to $4,882 per year for a 2023 Nissan Altima, and $2,256 to $5,088 for a 2023 Hyundai Sonata for the included age groups.

The next two rate tables display both 2023 models and all trim levels available for each one, along with the average rate for each model.

2022 Nissan Altima vs. Hyundai Sonata

For 2022, the model with cheaper average insurance rates is the Nissan Altima. Insurance rates for the Nissan Altima average $2,390 per year, and insurance for the Hyundai Sonata costs an average of $2,432 per year.

For a 2022 Altima, insurance cost ranges from the cheapest rate of $2,296 per year for the S model up to the highest rate of $2,518 for the Platinum AWD model. The cheapest models to insure are the S, SV, and SL.

For a 2022 Sonata, insurance rates can range from $2,270 per year on the SE model up to $2,596 for the most expensive N Line Night model. The cheapest Hyundai Sonata models to insure include the SE, SEL, and Hybrid Blue.

Insurance rates for all 2022 Nissan Altima and Hyundai Sonata trim levels cost from $189 to $216 per month.

The table below ranks the annual and monthly cost of car insurance for 2022 Nissan Altima and Hyundai Sonata models, broken down by trim level.

The following chart demonstrates the average car insurance cost for both models with different drivers at the wheel. Average car insurance cost ranges from $2,124 to $4,828 per year for a 2022 Nissan Altima, and $2,164 to $4,910 for the 2022 Hyundai Sonata for the five driver age examples in the chart.

Out of 11 Nissan Altima trims, the lowest-cost 2022 model to insure is the S model at an average cost of $2,296 per year, or about $191 per month.

Out of the nine trim levels available for a Hyundai Sonata, the cheapest 2022 model to insure is the SE model at a cost of $2,270 per year, or about $189 per month.

When rates are compared for the 20 different option levels of both 2022 models, the overall cheapest vehicle to buy insurance for is the Hyundai Sonata SE at an average of $2,270 per year. The most expensive model and trim level is the Hyundai Sonata N Line Night at an average of $2,596 per year.

The two tables below illustrate average car insurance rates for each trim level, as well as an average rate for each model.

2021 Nissan Altima vs. Hyundai Sonata

For the 2021 Nissan Altima and Hyundai Sonata models, the Nissan Altima costs less to insure by $254 per year.

The chart below shows the average car insurance cost for the two models for drivers from age 20 to 50. For a 2021 Nissan Altima, the average car insurance cost ranges from $1,904 to $4,318 per year for the five driver age examples in the chart. Full-coverage car insurance for the 2021 Hyundai Sonata ranges from $2,142 to $4,852 on average per year.

A 2021 Nissan Altima has 10 trim levels available, with the lowest-cost trim level to insure being the S AWD model at an average cost of $2,104 per year, or around $175 per month. For the 10 different option levels available for a Hyundai Sonata, the most affordable 2021 trim to insure is the SE Sedan model at a cost of $2,270 per year, or about $189 per month.

When comparing both models combined at a trim-level basis, the cheapest vehicle to put coverage on is the Nissan Altima S AWD at an average cost of $2,104 per year. The overall most expensive vehicle to insure is the Hyundai Sonata Limited Sedan at a cost of $2,528 per year.

The two tables below display average car insurance cost by trim level for each 2021 model, along with the average rate for each model.

2020 Nissan Altima vs. Hyundai Sonata

When comparing average insurance cost for 2020 models, the Nissan Altima costs $2,082 per year for full coverage and the Hyundai Sonata costs $2,334, making the Nissan Altima the cheaper model by $252.

The following chart shows the average insurance cost for both models with different ages of drivers. Insurance cost ranges from $1,850 to $4,192 per year on a 2020 Nissan Altima, and $2,084 to $4,716 for the 2020 Hyundai Sonata for the age groups in the chart.

The 2020 Nissan Altima has 10 trim levels available, with the cheapest trim level to insure being the S AWD trim at an average cost of $2,042 per year, or about $170 per month. The 2020 Hyundai Sonata has 10 trim options available, with the cheapest model to insure being the SE Sedan model at an average cost of $2,210 per year.

When comparing rates by trim level for both models, the cheapest trim to put coverage on is the Nissan Altima S AWD at an average rate of $2,042 per year, and the most expensive trim is the Hyundai Sonata Limited Sedan at an average cost of $2,458 per year.

The next tables show average car insurance rates for every trim level for both 2020 models, plus the average rate for each model.

2019 Nissan Altima vs. Hyundai Sonata

When comparing insurance rates for 2019 models, the Nissan Altima costs an average of $2,040 per year for full coverage and the Hyundai Sonata costs $2,058, making the Nissan Altima the cheaper model by $18.

The chart shown below illustrates the average insurance cost for the two models for drivers from age 20 to 50. For the 2019 Nissan Altima, insurance cost ranges from $1,818 to $4,116 per year for the age groups used in the chart. Full-coverage car insurance on the 2019 Hyundai Sonata ranges from $1,836 to $4,148 on average per year.

Out of 10 Nissan Altima trim levels, the most affordable 2019 trim level to insure is the SV Sedan model at an average cost of $1,904 per year. For the 11 option levels available for a Hyundai Sonata, the cheapest 2019 trim level to insure is the Hybrid SE Sedan model at a cost of $1,840.

When all 21 trims of both models are combined and compared, the lowest-cost model and trim to put coverage on is the Hyundai Sonata Hybrid SE Sedan at a cost of $1,840 per year. The most expensive model and trim level is the Nissan Altima Platinum AWD at a cost of $2,222 per year.

The tables shown below display the average cost to insure each trim level for a 2019 Nissan Altima and Hyundai Sonata, including the average rate for each model. The 2019 Nissan Altima has more affordable average car insurance than the 2019 Hyundai Sonata.

2018 Nissan Altima vs. Hyundai Sonata

When comparing insurance rates for the 2018 Nissan Altima and Hyundai Sonata models, the Hyundai Sonata is cheaper to insure by $10 per year.

The next chart illustrates the average cost to insure the two models for different driver ages. Average full-coverage insurance ranges from $1,784 to $4,018 per year for the 2018 Nissan Altima, and $1,774 to $4,002 on the 2018 Hyundai Sonata for the illustrated age groups.

For the five trim levels available for a 2018 Nissan Altima, the most affordable model to insure is the 2.5 S Sedan model at an average cost of $1,906 per year, or around $159 per month. Out of the 11 trims available for the Hyundai Sonata, the cheapest 2018 model to insure is the Hybrid SE Sedan trim at a cost of $1,860.

When trim-level rates for both models are compared, the cheapest vehicle to buy insurance for is the Hyundai Sonata Hybrid SE Sedan at an average of $1,860 per year. The most expensive model and trim level is the Nissan Altima 3.5 SL Sedan costing $2,130 per year.

The tables shown below display average car insurance cost by trim level for each 2018 model, as well as the overall average rate for each model. The 2018 Hyundai Sonata reigns victorious over the 2018 Nissan Altima for cheapest auto insurance rates.

2017 Nissan Altima vs. Hyundai Sonata

When comparing insurance rates for 2017 models, a Nissan Altima costs an average of $1,910 per year to insure while a Hyundai Sonata costs $1,920, making the Nissan Altima more affordable to insure by $10 per year for 2017.

The chart shown below displays the average insurance cost for both models for the 20 to 50-year-old driver age groups. For the 2017 Nissan Altima, the average cost of car insurance ranges from $1,708 to $3,842 per year for the five driver ages sampled in the chart. Full-coverage insurance for a 2017 Hyundai Sonata ranges from $1,712 to $3,860 on average per year.

Out of seven Nissan Altima trims, the cheapest 2017 trim level to insure is the 2.5 S Sedan trim at an average cost of $1,844 per year, or around $154 per month.

The 2017 Hyundai Sonata has 13 different trim levels available, with the lowest-cost trim to insure being the SE Sedan trim at an average cost of $1,790 per year.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim level to buy insurance for is the Hyundai Sonata SE Sedan at an average cost of $1,790 per year, and the most expensive vehicle to insure is the Hyundai Sonata Limited 2.0T Sedan costing $2,054 per year.

The two tables below break down average car insurance rates for each trim level, including the average rate for each model. The 2017 Nissan Altima has more affordable average car insurance rates than the 2017 Hyundai Sonata.

2016 Nissan Altima vs. Hyundai Sonata

When comparing car insurance rates for 2016 models, a Nissan Altima costs an average of $1,712 per year to insure and a Hyundai Sonata costs $1,910, making the Nissan Altima cheaper to insure by $198 per year for this comparison year.

The following chart displays the average insurance cost for both models using drivers aged 20 to 50. Average insurance cost ranges from $1,532 to $3,422 per year on the 2016 Nissan Altima, and $1,710 to $3,842 on a 2016 Hyundai Sonata for the age groups in the chart.

Out of seven Nissan Altima trims, the most affordable 2016 model to insure is the 2.5 S Sedan model at an average cost of $1,650 per year. For the 11 different trims available for a Hyundai Sonata, the cheapest 2016 trim level to insure is the SE Sedan trim at a cost of $1,704 per year, or about $142 per month.

When rates are compared for the 18 trims of both 2016 models, the cheapest trim to put coverage on is the Nissan Altima 2.5 S Sedan at a cost of $1,650 per year. The most expensive trim is the Hyundai Sonata Hybrid Plug-in Limited Sedan at a cost of $2,112 per year.

The next tables show trim level insurance cost averages for both 2016 models, plus the average rate for each model. The 2016 Nissan Altima wins out over the 2016 Hyundai Sonata for cheapest car insurance rates.

2015 Nissan Altima vs. Hyundai Sonata

When comparing insurance cost for 2015 models, the Nissan Altima costs $1,560 per year for full coverage and the Hyundai Sonata costs $1,604, making the Nissan Altima the winner by $44 for 2015.

The next chart visualizes the average cost to insure both 2015 models for drivers aged 20 to 50. For a 2015 Nissan Altima, the average car insurance cost ranges from $1,398 to $3,122 per year for the included age groups. Car insurance for a 2015 Hyundai Sonata ranges from $1,434 to $3,216 on average per year.

Out of seven Nissan Altima trim levels, the most affordable 2015 trim level to insure is the 2.5 S Sedan trim at an average cost of $1,482 per year, or about $124 per month.

For the seven different trim levels available for a Hyundai Sonata, the lowest-cost 2015 trim level to insure is the SE Sedan trim at a cost of $1,512 per year, or around $126 per month.

When comparing both models combined at a trim-level basis, the cheapest trim to put coverage on is the Nissan Altima 2.5 S Sedan at an average of $1,482 per year. The highest-cost model and trim is the Hyundai Sonata Hybrid Limited Sedan at an average cost of $1,678 per year.

The next tables show both 2015 models and all trim levels available for each one, plus an average rate for each model.

Additional Nissan Altima and Hyundai Sonata Resources

• Nissan Altima Insurance Cost
• Hyundai Sonata Insurance Cost
• Midsize Car Insurance Cost Comparisons