Is a Nissan Rogue or Ford Escape Cheaper to Insure?

• When insurance for 2024 models is compared, a Nissan Rogue costs less to insure than a Ford Escape by an average of $32 per year.
• For the 2024 model year Nissan Rogue, average full-coverage car insurance rates range from $1,996 to $2,206 per year, while the insurance price for the 2024 Ford Escape costs from $2,002 to $2,228, depending on trim level and options.
• The Nissan Rogue S 2WD and the Ford Escape Active are the trim levels with the most affordable insurance for each model based on our comparison.

Is Nissan Rogue or Ford Escape insurance cheaper?

Insurance cost for a 2024 Nissan Rogue averages $2,106 per year, whereas a 2024 Ford Escape averages $2,138 per year, making the Nissan Rogue the winner with cheaper average insurance rates.

Out of eight trim levels for the 2024 Nissan Rogue, the cheapest average insurance prices are on the S 2WD model at a cost of $1,996 per year, or $166 per month. For the 10 trim levels available for the Ford Escape, the cheapest 2024 model to insure is the Active trim at a cost of $2,002.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest model and trim level is the Nissan Rogue S 2WD at an average of $1,996 per year, and the overall most expensive vehicle to insure is the Ford Escape Plug-in Hybrid costing $2,228 per year.

The rate table below ranks the 12-month and monthly car insurance cost for 2024 Nissan Rogue and Ford Escape models, showing average premium cost for each trim level.

The chart below visualizes the average cost to insure both 2024 models using different driver ages. Average car insurance cost ranges from $1,874 to $4,194 per year for a 2024 Nissan Rogue, and $1,898 to $4,312 for a 2024 Ford Escape.

The two tables below show average cost to insure each trim level for a 2024 Nissan Rogue and Ford Escape, along with the average rate for each model. The cheapest model to insure for the 2024 model year is the Nissan Rogue.

2023 Nissan Rogue vs. Ford Escape

Insurance cost for a 2023 Nissan Rogue averages $2,094 per year, and a 2023 Ford Escape averages $2,086 per year, making the Ford Escape the cheaper option by $8 per year.

Out of 10 Nissan Rogue trims, the cheapest 2023 trim level to insure is the S 2WD trim at an average cost of $1,970 per year.

For the 14 trims available for the Ford Escape, the cheapest 2023 trim level to insure is the Base trim at a cost of $1,948 per year, or around $162 per month.

When rates for all 24 trims of both models are combined and sorted by cost, the lowest-cost model and trim level to insure is the Ford Escape Base at a cost of $1,948 per year, and the highest-cost model and trim level is the Ford Escape ST-Line Elite Hybrid AWD costing an average of $2,188 per year.

The rate table below compares the annual and monthly cost of car insurance for 2023 Nissan Rogue and Ford Escape models, broken down by individual trim level.

The next chart displays the average cost to insure both models for drivers from age 20 to 50. Insurance cost ranges from $1,860 to $4,212 per year for a 2023 Nissan Rogue, and $1,854 to $4,216 for a 2023 Ford Escape for the included age groups.

The rate tables below display both 2023 models and all trim levels available for each one, including the average rate for each model.

2022 Nissan Rogue vs. Ford Escape

Car insurance on a 2022 Nissan Rogue costs an average of $2,092 per year, and insurance for a Ford Escape averages $2,102 per year, making the Nissan Rogue the cheaper model to insure by $10 per year.

Within each different model, however, car insurance cost varies considerably for different trim levels. For a 2022 Nissan Rogue, rates range from $1,924 per year for the S 2WD model up to $2,256 for the Platinum AWD model. For the 2022 Ford Escape, rates range from $1,904 per year on the S model up to $2,302 for the most expensive Titanium Plug-in Hybrid model.

The rate table below compares the annual and monthly car insurance cost for 2022 Nissan Rogue and Ford Escape models, broken down by individual trim level.

The next chart visualizes the average car insurance cost for both models rated for a variety of different driver ages. For the 2022 Nissan Rogue, average insurance cost ranges from $1,858 to $4,220 per year for the example age groups. A full-coverage policy for the 2022 Ford Escape ranges from $1,866 to $4,254 on average per year.

Out of eight trim levels for the 2022 Nissan Rogue, the cheapest average car insurance prices are on the S 2WD trim at a cost of $1,924 per year.

A 2022 Ford Escape has 15 different trims available, with the lowest-cost trim level to insure being the S trim at an average cost of $1,904 per year.

When car insurance rates for all 23 trims of both models are combined and sorted by cost, the lowest-cost model and trim level to buy insurance for is the Ford Escape S at a cost of $1,904 per year, and the most expensive model and trim level is the Ford Escape Titanium Plug-in Hybrid costing an average of $2,302 per year.

The tables below display the average insurance cost by trim level for both 2022 models, plus the average rate for each model. The winner for the 2022 car insurance cost comparison is the Nissan Rogue.

2021 Nissan Rogue vs. Ford Escape

When comparing insurance rates for 2021 models, the Nissan Rogue costs $1,864 per year for a full-coverage policy and the Ford Escape costs $1,868, making the Nissan Rogue the cheaper model to insure by $4 for this model year.

The chart below shows the average car insurance cost for both models using drivers aged 20 to 50. For the 2021 Nissan Rogue, insurance cost ranges from $1,656 to $3,736 per year for the sample drivers in the chart. Full-coverage insurance for a 2021 Ford Escape ranges from $1,660 to $3,776 on average per year.

A 2021 Nissan Rogue has eight trim levels available, with the cheapest model to insure being the S 2WD model at an average cost of $1,742 per year.

For the 10 different trims available for the Ford Escape, the most affordable 2021 trim level to insure is the S 2WD trim at a cost of $1,738 per year, or around $145 per month.

When comparing both models combined at a trim-level basis, the cheapest vehicle to insure is the Ford Escape S 2WD at an average of $1,738 per year, and the most expensive vehicle to insure is the Ford Escape Titanium AWD at an average of $2,028 per year.

The tables below display the cost to insure the available trim levels for both 2021 models, plus an average rate for each model. The 2021 Nissan Rogue comes out on top over the 2021 Ford Escape for cheapest car insurance rates.

2020 Nissan Rogue vs. Ford Escape

When comparing insurance rates for 2020 models, the Nissan Rogue costs an average of $1,808 per year for a full-coverage policy and the Ford Escape costs $1,814, making the Nissan Rogue the cheaper model by $6 for this model year.

The chart shown below displays the average car insurance cost for the two models using a range of rated driver ages. A full-coverage car insurance policy ranges from $1,610 to $3,624 per year on the 2020 Nissan Rogue, and $1,612 to $3,662 on a 2020 Ford Escape for the different drivers illustrated in the chart.

Out of eight Nissan Rogue trims, the lowest-cost 2020 trim level to insure is the S 2WD trim at an average cost of $1,694 per year, or around $141 per month. Out of the 10 option levels available for the Ford Escape, the lowest-cost 2020 trim to insure is the S 2WD model at a cost of $1,686.

When average car insurance prices for all 18 trims of both models are combined and sorted by cost, the most affordable model and trim level to buy insurance for is the Ford Escape S 2WD at an average cost of $1,686 per year, and the overall most expensive vehicle to insure is the Ford Escape Titanium AWD costing an average of $1,964 per year.

The next two rate tables show all the available trims for both 2020 models, as well as the overall average rate for each model.

2019 Nissan Rogue vs. Ford Escape

A 2019 Nissan Rogue is $124 cheaper to insure per year on average than a 2019 Ford Escape, a difference of 6.9%.

The following chart shows the average car insurance cost for both 2019 models for drivers from age 20 to 50. The average cost of full-coverage insurance ranges from $1,554 to $3,486 per year on a 2019 Nissan Rogue, and $1,656 to $3,794 on a 2019 Ford Escape for the included driver ages.

Out of 16 trims for a 2019 Nissan Rogue, the most affordable insurance rates are on the Sport S AWD Hatchback trim at a cost of $1,558 per year. For the seven different trims available for the Ford Escape, the cheapest 2019 model to insure is the S 2WD trim at a cost of $1,752 per year, or $146 per month.

When insurance prices for all 23 trim levels for both vehicles are compared, the lowest-cost model and trim to insure is the Nissan Rogue Sport S AWD Hatchback at an average rate of $1,558 per year. The most expensive model and trim level is the Ford Escape Titanium AWD costing $1,988 per year.

The tables below show the expected annual car insurance cost by trim level for both 2019 models, along with an average cost for each model. The model with the cheapest average car insurance rates for 2019 is the Nissan Rogue.

2018 Nissan Rogue vs. Ford Escape

When comparing average insurance rates for the 2018 Nissan Rogue and Ford Escape models, the Nissan Rogue has cheaper rates by an average of $112 per year for this model year.

The following chart shows the average cost to insure both models for four different driver age groups. Average insurance cost ranges from $1,482 to $3,310 per year for a 2018 Nissan Rogue, and $1,578 to $3,598 for a 2018 Ford Escape for the age groups used in the chart.

A 2018 Nissan Rogue has 16 trims available, with the most affordable trim to insure being the Sport S Hatchback trim at an average cost of $1,442 per year. The 2018 Ford Escape has seven different trims available, with the lowest-cost model to insure being the S 2WD model at an average cost of $1,626 per year.

When comparing aggregated rates for both models from a trim-level perspective, the most affordable model and trim level to put coverage on is the Nissan Rogue Sport S Hatchback at an average of $1,442 per year, and the most expensive model and trim level is the Ford Escape Titanium AWD at an average of $1,904 per year.

The next two tables show the expected annual car insurance cost by trim level for both 2018 models, along with an average cost for each model. The 2018 Nissan Rogue has cheaper average car insurance rates than the 2018 Ford Escape.

2017 Nissan Rogue vs. Ford Escape

A 2017 Nissan Rogue costs $58 less per year to insure per year on average than a 2017 Ford Escape, a difference of 3.5%.

The chart shown below illustrates the average cost to insure the two models rated for different driver ages. For a 2017 Nissan Rogue, the average cost of car insurance ranges from $1,448 to $3,242 per year. Full-coverage car insurance on the 2017 Ford Escape costs from $1,494 to $3,404 on average per year.

For the 16 trims available for the 2017 Nissan Rogue, the most affordable trim level to insure is the Sport S Hatchback trim at an average cost of $1,406 per year, or around $117 per month. For the five different trim levels available for a Ford Escape, the most affordable 2017 trim to insure is the S 2WD trim at a cost of $1,570 per year, or $131 per month.

When insurance rates for all 21 trim levels for both vehicles are compared, the cheapest model and trim level to put coverage on is the Nissan Rogue Sport S Hatchback at a cost of $1,406 per year, and the highest-cost model and trim level is the Nissan Rogue Hybrid SL AWD costing $1,826 per year.

The tables below display both 2017 models and all trim levels available for each one, plus the average rate for each model.

2016 Nissan Rogue vs. Ford Escape

When comparing insurance cost for 2016 models, the Nissan Rogue costs an average of $1,522 per year for a full-coverage policy and the Ford Escape costs $1,588, making the Nissan Rogue the cheaper model by $66.

The chart shown below displays the average insurance cost for both 2016 models using drivers aged 20 to 50. The average car insurance cost ranges from $1,366 to $3,036 per year on a 2016 Nissan Rogue, and $1,422 to $3,214 on the 2016 Ford Escape for the age groups used in this illustration.

Out of six trim levels for the 2016 Nissan Rogue, the cheapest insurance prices are on the S 2WD model at a cost of $1,442 per year. Out of the five different trims available for the Ford Escape, the cheapest 2016 model to insure is the S 2WD model at a cost of $1,492.

When insurance prices for all 11 trim levels for both vehicles are compared, the most affordable model and trim level to buy insurance for is the Nissan Rogue S 2WD at an average cost of $1,442 per year, and the highest-cost model and trim level is the Ford Escape Titanium AWD at a cost of $1,676 per year.

The tables below detail all the available trims for both 2016 models, along with the average rate for each model. The 2016 Nissan Rogue takes the trophy over the 2016 Ford Escape for cheapest auto insurance rates.

2015 Nissan Rogue vs. Ford Escape

For 2015 Nissan Rogue and Ford Escape models, the Ford Escape has cheaper car insurance rates by an average of $16 per year for this comparison year.

The chart shown below shows the average cost to insure the two models for the 20 to 50-year-old driver age groups. For a 2015 Nissan Rogue, average insurance cost ranges from $1,290 to $2,864 per year for the five different driver ages shown in the chart. A full-coverage policy for the 2015 Ford Escape costs from $1,268 to $2,856 on average per year.

Out of eight Nissan Rogue trim levels, the most affordable 2015 trim to insure is the Select S 2WD model at an average cost of $1,350 per year, or around $113 per month. For the five different trim levels available for a Ford Escape, the cheapest 2015 trim to insure is the S 2WD trim at a cost of $1,326 per year, or $111 per month.

When rates are compared for the 13 trim options of both 2015 models, the lowest-cost model and trim level to insure is the Ford Escape S 2WD at a cost of $1,326 per year. The highest-cost model and trim level is the Nissan Rogue SL AWD at an average cost of $1,528 per year.

The next tables break down the cost to insure the available trim levels for both 2015 models, plus an average rate for each model.

Additional Nissan Rogue and Ford Escape Resources

• Nissan Rogue Insurance Cost
• Ford Escape Insurance Cost
• Small SUV Insurance Cost Comparisons