Nissan Rogue Insurance Cost for 2022

How much does Nissan Rogue car insurance cost? We break down average rates from the base S model up to the loaded SV AWD trim to see how prices compare to the compact SUV competitors.

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How much does Nissan Rogue car insurance cost?

Nissan Rogue insurance costs on average $1,492 a year for full coverage, or $124 a month. Overall, the Rogue costs about the same as the small SUV class average, and $75 less per year than the $1,567 average for all vehicles.

Depending on the trim level being insured, average monthly car insurance cost for a Nissan Rogue ranges from $114 to $134.

The following chart demonstrates how average 2022 Nissan Rogue insurance cost changes based on the age of the rated driver and comprehensive and collision deductibles. Prices range from $1,138 per year for a 60-year-old driver with $1,000 comprehensive and collision deductibles up to $3,426 each year for a driver age 20 with $250 comprehensive and collision deductibles.

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Chart Data Details: Chart shows average insurance cost for a 2022 Nissan Rogue with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Nissan Rogue trim levels.Data last updated on September 8, 2022
Nissan Rogue Car Insurance Rates
Nissan Rogue Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,534$211
$500$2,968$247
$250$3,426$286
30$1,000$1,326$111
$500$1,570$131
$250$1,822$152
40$1,000$1,270$106
$500$1,492$124
$250$1,724$144
50$1,000$1,160$97
$500$1,360$113
$250$1,570$131
60$1,000$1,138$95
$500$1,334$111
$250$1,540$128

To help you grasp how variable Nissan Rogue auto insurance cost can be, consider that a liability-only policy for a Nissan Rogue in the cheaper areas of Wisconsin or Idaho may be as cheap as $248 a year.

For an identical Nissan Rogue, a newly-licensed teen driver with a propensity for speed in a few California zip codes might be as much as $12,190 a year for full coverage.

Some other insights as they relate to insurance cost on a Nissan Rogue include:

  • Be a careful driver and pay less for insurance. Having frequent accidents may increase rates, as much as $2,094 per year for a 20-year-old driver and as much as $618 per year for a 40-year-old driver. The more at-fault accidents you have, the higher your rates will go.
  • Driving violations increase insurance rates. Just one or two minor incidents on your driving report could result in increasing rates by up to $394 per year. Being convicted of a serious infraction such as DUI and hit-and-run could raise rates by an additional $1,376 or more and even result in non-renewal of your policy.
  • Your profession could save you a few bucks. Most insurance companies offer discounts for specific professions like architects, lawyers, doctors, high school and elementary teachers, emergency medical technicians, farmers, and other occupations. By working in a job that qualifies, you could save between $45 and $159 on your annual Rogue insurance bill, subject to the policy coverages selected.
  • Qualify for discounts to save money. Discounts may be available if your vehicle has safety or anti-theft features, you work in certain occupations, are claim-free, are a good student, are a loyal customer, or many other discounts which could save as much as $254 per year on their insurance cost.
  • Improve your credit for cheaper car insurance. In states that have car insurance regulations that allow a policyholder’s credit score to be used to calculate an insurance rate, drivers with high 800+ credit scores could save as much as $234 per year versus a credit rating of 670-739. On the flip side of that coin, a poor credit rating could cost you up to $272 more per year.
  • Rogue insurance for teen drivers is expensive. Average rates for full coverage Nissan Rogue insurance for teenagers costs $5,408 per year for a 16-year-old driver, $5,038 per year for a 17-year-old driver, and $4,698 per year for a 18-year-old driver.

Which Nissan Rogue has the cheapest insurance?

The cheapest model of Nissan Rogue to insure is the base S 2WD model at $1,372 per year. The next cheapest model is the S AWD at $1,420 per year, and the third cheapest model to insure is the SV 2WD also at $1,430 per year.

The highest cost trim levels of are the Platinum AWD and the Platinum 2WD, both costing $1,564 per year. Those trim levels will cost an extra $236 per year over the lowest cost S 2WD model.

Average Nissan Rogue insurance essentially mirrors the overall cost of the vehicle by trim level. The 2-wheel drive S trim model has the lowest base MSRP of $25,650 along with the cheapest insurance rates. As the cost goes up with each trim level, insurance cost also increases.

The next table shows average annual and semi-annual car insurance rates for a 2022 Nissan Rogue, plus a monthly amount for budgeting, for each available trim level and powertrain option.

2022 Nissan Rogue Insurance Cost by Trim Level
Nissan Rogue Trim Level Annual Policy 6-month Policy Per Month
S 2WD$1,372$686$114
S AWD$1,420$710$118
SV 2WD$1,430$715$119
SV AWD$1,466$733$122
SL 2WD$1,514$757$126
SL AWD$1,562$781$130
Platinum 2WD$1,564$782$130
Platinum AWD$1,608$804$134

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Table Data Details: Average rates are for a 2022 Nissan Rogue, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 8, 2022
Nissan Rogue Insurance Cost by Trim Level

How much does used Nissan Rogue insurance cost?

Insuring a used 2013 Nissan Rogue instead of a new 2022 model could reduce the cost of insurance by $378 per year or more, depending on the age of the vehicle and policy limits.

The following data table shows average Nissan Rogue car insurance rates for the 2013 to 2022 model years and also for different driver ages. Insurance rates range from the cheapest price of $956 for a 60-year-old driver rated on a 2014 Nissan Rogue to the most expensive rate of $2,616 for a 20-year-old driving a 2021 model.

Nissan Rogue Insurance Cost for 2013-2022 Models
Model Year Driver Age 20 Age 30 Age 40 Age 50 Age 60
2022$2,968$1,570$1,492$1,360$1,334
2021$2,616$1,392$1,322$1,206$1,184
2020$2,570$1,364$1,298$1,182$1,162
2019$2,518$1,328$1,272$1,160$1,140
2018$2,444$1,288$1,234$1,128$1,106
2017$2,400$1,260$1,208$1,104$1,084
2016$2,312$1,212$1,166$1,066$1,044
2015$2,218$1,160$1,120$1,022$1,002
2014$2,106$1,104$1,068$976$956
2013$2,208$1,142$1,114$1,020$1,002

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 8, 2022
Nissan Rogue Insurance Cost by Model Year

At some point down the road, owners have to decide whether to remove either comprehensive or collision or both from an insurance policy. As a Nissan Rogue depreciates over time, the expense of carrying physical damage coverage outweighs the added benefit.

Deleting physical damage coverage on an older Nissan Rogue could save the average driver $502 a year, depending on the coverage deductibles and the age of the driver.

How does Nissan Rogue insurance cost compare?

When compared to top-selling vehicles in the 2022 small SUV class, insurance for a Nissan Rogue costs $52 more per year than the Toyota RAV4, $156 more than the Honda CR-V, $68 more than the Chevrolet Equinox, and $6 less than the Ford Escape.

The Nissan Rogue ranks #32 out of 46 total comparison vehicles in the small SUV class. The Rogue costs an average of $1,492 per year for insurance, while the segment average rate is $1,426 annually.

The chart below shows how average Nissan Rogue car insurance rates compare to the other top 10 selling compact SUVs and crossovers. A more complete table is added after the chart detailing insurance rate rankings for the entire 2022 small SUV class.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Nissan Rogue, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Nissan Rogue trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 8, 2022
Nissan Rogue vs Top 10 Small SUVs Insurance Rate Comparison
Nissan Rogue Insurance Cost Compared to All Small SUVs
Rank Make/Model Insurance Cost Difference
1Mazda CX-5$1,158-$334
2Nissan Kicks$1,190-$302
3Chevrolet Trailblazer$1,196-$296
4Subaru Crosstrek$1,224-$268
5Toyota C-HR$1,254-$238
6Buick Encore$1,260-$232
7Nissan Rogue Sport$1,272-$220
8Hyundai Venue$1,294-$198
9Buick Envision$1,298-$194
10Kia Seltos$1,300-$192
11Toyota Corolla Cross$1,310-$182
12Hyundai Kona$1,318-$174
13Subaru Forester$1,320-$172
14Volkswagen Tiguan$1,324-$168
15Honda CR-V$1,336-$156
16Mazda CX-30$1,350-$142
17Honda HR-V$1,370-$122
18Ford Ecosport$1,380-$112
19Chevrolet Trax$1,398-$94
20GMC Terrain$1,404-$88
21Mitsubishi Eclipse Cross$1,408-$84
22Hyundai Tucson$1,416-$76
23Chevrolet Bolt$1,420-$72
24Chevrolet Equinox$1,424-$68
25Volkswagen Taos$1,428-$64
26Fiat 500X$1,434-$58
27Toyota RAV4$1,440-$52
28Kia Soul$1,442-$50
29Mazda MX-30$1,472-$20
30Jeep Compass$1,478-$14
31Kia Niro$1,480-$12
32Nissan Rogue$1,492--
33Ford Escape$1,498$6
34Hyundai Ioniq 5$1,514$22
35Mini Cooper Clubman$1,516$24
36Jeep Renegade$1,518$26
37Kia Sportage$1,524$32
38Ford Bronco$1,532$40
39Volkswagen ID4$1,554$62
40Mini Cooper$1,564$72
41Mini Cooper Countryman$1,582$90
42Mitsubishi Outlander$1,640$148
43Mitsubishi Mirage$1,658$166
44Ford Mustang Mach-E$1,726$234
45Hyundai Nexo$1,744$252
46Jeep Wrangler$1,746$254

With an average MSRP of $31,205, the cost to buy a new 2022 Nissan Rogue ranges from the S 2WD trim at $26,050 to the Platinum AWD trim at $37,230, before documentation fees and delivery charges.

The vehicles that are closest in purchase price to the Nissan Rogue for the 2022 model year are the Kia Niro, Volkswagen Tiguan, Mitsubishi Outlander, and Honda CR-V.

The list below shows how those models compare to the Rogue both for average MSRP and average cost to insure.

  • Compared to the Kia Niro – The MSRP for the 2022 Kia Niro averages $126 less than the MSRP for the Rogue ($31,079 compared to $31,205). Expect to pay approximately $12 less every 12 months to insure the Kia Niro compared to a Rogue.
  • Compared to the Volkswagen Tiguan – The average MSRP for a 2022 Nissan Rogue is $253 more expensive than the Volkswagen Tiguan, at $31,205 compared to $30,952. The cost to insure a Nissan Rogue compared to the Volkswagen Tiguan is $168 more per year on average.
  • Compared to the Mitsubishi Outlander – The 2022 Mitsubishi Outlander has an average retail price of $31,555 ($26,095 to $36,445), which is $350 more expensive than the average cost of the Rogue. The average insurance cost for a 2022 Nissan Rogue compared to the Mitsubishi Outlander is $148 less each year.
  • Compared to the Honda CR-V – The 2022 Nissan Rogue has an average MSRP that is $523 cheaper than the Honda CR-V ($31,205 versus $31,728). The average insurance cost for a 2022 Rogue compared to the Honda CR-V is $156 more every 12 months.

Which cities have cheap Nissan Rogue insurance?

Depending on your location, the cost of insurance for a Nissan Rogue spans a wide range, from cheaper premiums like $1,068 a year in Charlotte, NC, or $1,000 in Virginia Beach, VA, to expensive rates like $2,882 a year in Miami, FL, and $3,492 in New Orleans, LA.

Costs in some other cities include Seattle, WA, at $1,580 per year, San Francisco, CA, costing $2,126, Chicago, IL, at an estimated $1,622, and San Antonio, TX, averaging $1,428.

The chart data below shows average insurance cost data for a Nissan Rogue for the 15 cities with highest population in the U.S. In addition, a more complete rate table is included that breaks down insurance policy costs in the 50 biggest cities.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2022 Nissan Rogue, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Nissan Rogue trim levels.Data last updated on September 8, 2022
Nissan Rogue Insurance Rates in Large U.S. Cities
Nissan Rogue Insurance Rates by Location
City/State Annual Rate Monthly Rate
Detroit, MI$5,842$487
New Orleans, LA$3,492$291
Miami, FL$2,882$240
New York, NY$2,818$235
Philadelphia, PA$2,484$207
Las Vegas, NV$2,482$207
Los Angeles, CA$2,474$206
Louisville, KY$2,372$198
San Francisco, CA$2,126$177
Jacksonville, FL$2,116$176
Oakland, CA$2,112$176
Sacramento, CA$2,000$167
Baltimore, MD$1,956$163
Long Beach, CA$1,940$162
Tulsa, OK$1,894$158
Oklahoma City, OK$1,882$157
Kansas City, MO$1,882$157
Denver, CO$1,840$153
Memphis, TN$1,840$153
Atlanta, GA$1,816$151
Colorado Springs, CO$1,800$150
Fresno, CA$1,774$148
San Jose, CA$1,762$147
Phoenix, AZ$1,714$143
Portland, OR$1,690$141
San Diego, CA$1,676$140
Boston, MA$1,672$139
Wichita, KS$1,626$136
Chicago, IL$1,622$135
Dallas, TX$1,594$133
Houston, TX$1,584$132
Seattle, WA$1,580$132
Minneapolis, MN$1,570$131
Birmingham, AL$1,566$131
Nashville, TN$1,516$126
Milwaukee, WI$1,508$126
Mesa, AZ$1,502$125
Indianapolis, IN$1,500$125
Albuquerque, NM$1,478$123
Tucson, AZ$1,448$121
San Antonio, TX$1,428$119
Omaha, NE$1,384$115
Fort Worth, TX$1,376$115
El Paso, TX$1,374$115
Austin, TX$1,358$113
Cleveland, OH$1,182$99
Columbus, OH$1,122$94
Charlotte, NC$1,068$89
Virginia Beach, VA$1,000$83
Raleigh, NC$930$78

2021 Nissan Rogue Crash Test Update

In recent NHTSA crash tests, 2021 Nissan Rogues manufactured prior to January 28, 2021, received only two stars for the front passenger side crash test. This is a drop from four stars from the previous version.

The front driver side test did receive four stars, resulting in an overall front crash test rating of three stars. All side crash tests on the 2021 Nissan Rogue AWD model received five stars, and the rollover rating for the vehicle received four.

Rogue models manufactured after January 28, 2021 fared very well in the same test, and the earlier models will be retrofitted with an updated air bag module, a new front passenger seat belt, and a software update.