- Average Nissan Rogue insurance cost is $1,482 per year, or $124 per month for full coverage.
- Rogue insurance cost ranges from $1,364 to $1,596 per year on average, depending on trim level.
- Eliminating comprehensive and collision coverage on an older Nissan Rogue may save you $498 annually, depending on the policy deductibles and the driver age.
- Rogue insurance rates in a few larger cities include $1,516 in Nashville, TN, $2,372 in Louisville, KY, and $1,374 in El Paso, TX.
How much does Nissan Rogue car insurance cost?
Nissan Rogue insurance costs on average $1,482 a year for full coverage, or $124 a month. Overall, the Rogue costs about the same as the small SUV class average, and $69 less per year than the $1,551 average for all vehicles.
Depending on the trim level being insured, average monthly car insurance cost for a Nissan Rogue ranges from $114 to $133.
The following chart demonstrates how average 2022 Nissan Rogue insurance cost changes based on the age of the rated driver and comprehensive and collision deductibles. Prices range from $1,128 per year for a 60-year-old driver with $1,000 comprehensive and collision deductibles up to $3,398 each year for a driver age 20 with $250 comprehensive and collision deductibles.
|Driver Age||Deductible||Annual Cost||Monthly Cost|
To help you grasp how variable Nissan Rogue auto insurance cost can be, consider that a liability-only policy for a Nissan Rogue in the cheaper areas of Wisconsin or Idaho may be as cheap as $248 a year.
Some other insights as they relate to insurance cost on a Nissan Rogue include:
- Be a careful driver and pay less for insurance. Having frequent accidents may increase rates, as much as $2,076 per year for a 20-year-old driver and as much as $612 per year for a 40-year-old driver. The more at-fault accidents you have, the higher your rates will go.
- Driving violations increase insurance rates. Just one or two minor incidents on your driving report could result in increasing rates by up to $390 per year. Being convicted of a serious infraction such as DUI and hit-and-run could raise rates by an additional $1,364 or more and even result in non-renewal of your policy.
- Your profession could save you a few bucks. Most insurance companies offer discounts for specific professions like architects, lawyers, doctors, high school and elementary teachers, emergency medical technicians, farmers, and other occupations. By working in a job that qualifies, you could save between $44 and $158 on your annual Rogue insurance bill, subject to the policy coverages selected.
- Qualify for discounts to save money. Discounts may be available if your vehicle has safety or anti-theft features, you work in certain occupations, are claim-free, are a good student, are a loyal customer, or many other discounts which could save as much as $252 per year on their insurance cost.
- Improve your credit for cheaper car insurance. In states that have car insurance regulations that allow a policyholder’s credit score to be used to calculate an insurance rate, drivers with high 800+ credit scores could save as much as $233 per year versus a credit rating of 670-739. On the flip side of that coin, a poor credit rating could cost you up to $270 more per year.
- Rogue insurance for teen drivers is expensive. Average rates for full coverage Nissan Rogue insurance for teenagers costs $5,364 per year for a 16-year-old driver, $4,998 per year for a 17-year-old driver, and $4,662 per year for a 18-year-old driver.
Which Nissan Rogue has the cheapest insurance?
The cheapest model of Nissan Rogue to insure is the base S 2WD model at $1,364 per year. The next cheapest model is the S AWD at $1,412 per year, and the third cheapest model to insure is the SV 2WD also at $1,420 per year.
The highest cost trim levels of are the Platinum AWD and the Platinum 2WD, both costing $1,556 per year. Those trim levels will cost an extra $232 per year over the lowest cost S 2WD model.
Average Nissan Rogue insurance essentially mirrors the overall cost of the vehicle by trim level. The 2-wheel drive S trim model has the lowest base MSRP of $25,650 along with the cheapest insurance rates. As the cost goes up with each trim level, insurance cost also increases.
The next table shows average annual and semi-annual car insurance rates for a 2022 Nissan Rogue, plus a monthly amount for budgeting, for each available trim level and powertrain option.
|Nissan Rogue Trim Level||Annual Policy||6-month Policy||Per Month|
How much does used Nissan Rogue insurance cost?
Insuring a used 2013 Nissan Rogue instead of a new 2022 model could reduce the cost of insurance by $376 per year or more, depending on the age of the vehicle and policy limits.
The following data table shows average Nissan Rogue car insurance rates for the 2013 to 2022 model years and also for different driver ages. Insurance rates range from the cheapest price of $948 for a 60-year-old driver rated on a 2014 Nissan Rogue to the most expensive rate of $2,598 for a 20-year-old driving a 2021 model.
|Model Year||Driver Age 20||Age 30||Age 40||Age 50||Age 60|
At some point down the road, owners have to decide whether to remove either comprehensive or collision or both from an insurance policy. As a Nissan Rogue depreciates over time, the expense of carrying physical damage coverage outweighs the added benefit.
Deleting physical damage coverage on an older Nissan Rogue could save the average driver $498 a year, depending on the coverage deductibles and the age of the driver.
How does Nissan Rogue insurance cost compare?
When compared to top-selling vehicles in the 2022 small SUV class, insurance for a Nissan Rogue costs $52 more per year than the Toyota RAV4, $156 more than the Honda CR-V, $66 more than the Chevrolet Equinox, and $8 less than the Ford Escape.
The Nissan Rogue ranks #32 out of 46 total comparison vehicles in the small SUV class. The Rogue costs an average of $1,482 per year for insurance, while the segment average rate is $1,416 annually.
The chart below shows how average Nissan Rogue car insurance rates compare to the other top 10 selling compact SUVs and crossovers. A more complete table is added after the chart detailing insurance rate rankings for the entire 2022 small SUV class.
|7||Nissan Rogue Sport||$1,262||-$220|
|11||Toyota Corolla Cross||$1,298||-$184|
|21||Mitsubishi Eclipse Cross||$1,396||-$86|
|34||Hyundai Ioniq 5||$1,502||$20|
|35||Mini Cooper Clubman||$1,504||$22|
|41||Mini Cooper Countryman||$1,572||$90|
|44||Ford Mustang Mach-E||$1,712||$230|
With an average MSRP of $31,205, the cost to buy a new 2022 Nissan Rogue ranges from the S 2WD trim at $26,050 to the Platinum AWD trim at $37,230, before documentation fees and delivery charges.
The vehicles that are closest in purchase price to the Nissan Rogue for the 2022 model year are the Kia Niro, Volkswagen Tiguan, Mitsubishi Outlander, and Honda CR-V.
The list below shows how those models compare to the Rogue both for average MSRP and average cost to insure.
- Compared to the Kia Niro – The MSRP for the 2022 Kia Niro averages $126 less than the MSRP for the Rogue ($31,079 compared to $31,205). Expect to pay approximately $12 less every 12 months to insure the Kia Niro compared to a Rogue.
- Compared to the Volkswagen Tiguan – The average MSRP for a 2022 Nissan Rogue is $253 more expensive than the Volkswagen Tiguan, at $31,205 compared to $30,952. The cost to insure a Nissan Rogue compared to the Volkswagen Tiguan is $168 more per year on average.
- Compared to the Mitsubishi Outlander – The 2022 Mitsubishi Outlander has an average retail price of $31,555 ($26,095 to $36,445), which is $350 more expensive than the average cost of the Rogue. The average insurance cost for a 2022 Nissan Rogue compared to the Mitsubishi Outlander is $146 less each year.
- Compared to the Honda CR-V – The 2022 Nissan Rogue has an average MSRP that is $523 cheaper than the Honda CR-V ($31,205 versus $31,728). The average insurance cost for a 2022 Rogue compared to the Honda CR-V is $156 more every 12 months.
Which cities have cheap Nissan Rogue insurance?
Depending on your location, the cost of insurance for a Nissan Rogue spans a wide range, from cheaper premiums like $1,068 a year in Charlotte, NC, or $1,000 in Virginia Beach, VA, to expensive rates like $2,882 a year in Miami, FL, and $3,492 in New Orleans, LA.
The chart data below shows average insurance cost data for a Nissan Rogue for the 15 cities with highest population in the U.S. In addition, a more complete rate table is included that breaks down insurance policy costs in the 50 biggest cities.
2021 Nissan Rogue Crash Test Update
In recent NHTSA crash tests, 2021 Nissan Rogues manufactured prior to January 28, 2021, received only two stars for the front passenger side crash test. This is a drop from four stars from the previous version.
The front driver side test did receive four stars, resulting in an overall front crash test rating of three stars. All side crash tests on the 2021 Nissan Rogue AWD model received five stars, and the rollover rating for the vehicle received four.
Rogue models manufactured after January 28, 2021 fared very well in the same test, and the earlier models will be retrofitted with an updated air bag module, a new front passenger seat belt, and a software update.