Nissan Rogue Insurance Cost for 2023

We evaluated average insurance rates from the S 2WD trim to the Platinum AWD model to look at how insurance for the Rogue ranks against competing small SUVs.

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How much does Nissan Rogue car insurance cost?

Nissan Rogue insurance costs on average $1,622 a year for full coverage, or $135 a month. Overall, the Rogue costs just a little more than the small SUV class average, and $63 less per year than the $1,685 average for all vehicles.

Depending on the trim level being insured, average monthly car insurance cost for a Nissan Rogue ranges from $127 to $141.

The following chart demonstrates how average 2023 Nissan Rogue insurance cost changes based on the age of the rated driver and comprehensive and collision deductibles. Prices range from $1,240 per year for a 60-year-old driver with $1,000 comprehensive and collision deductibles up to $3,716 each year for a driver age 20 with $250 comprehensive and collision deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2023 Nissan Rogue with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Nissan Rogue trim levels.Data last updated on January 23, 2023
Nissan Rogue Car Insurance Rates
2023 Nissan Rogue Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,758$230
$500$3,224$269
$250$3,716$310
30$1,000$1,442$120
$500$1,704$142
$250$1,976$165
40$1,000$1,384$115
$500$1,622$135
$250$1,872$156
50$1,000$1,264$105
$500$1,480$123
$250$1,704$142
60$1,000$1,240$103
$500$1,452$121
$250$1,670$139

To help you grasp how variable Nissan Rogue auto insurance cost can be, consider that a liability-only policy for a Nissan Rogue in the cheaper areas of Wisconsin or Idaho may be as cheap as $248 a year.

For an identical Nissan Rogue, a newly-licensed teen driver with a propensity for speed in a few California zip codes might be as much as $12,474 a year for full coverage.

Some other insights as they relate to insurance cost on a Nissan Rogue include:

  • Be a careful driver and pay less for insurance. Having frequent accidents may increase rates, as much as $2,276 per year for a 20-year-old driver and as much as $672 per year for a 40-year-old driver. The more at-fault accidents you have, the higher your rates will go.
  • Driving violations increase insurance rates. Just one or two minor incidents on your driving report could result in increasing rates by up to $430 per year. Being convicted of a serious infraction such as DUI and hit-and-run could raise rates by an additional $1,496 or more and even result in non-renewal of your policy.
  • Your profession could save you a few bucks. Most insurance companies offer discounts for specific professions like architects, lawyers, doctors, high school and elementary teachers, emergency medical technicians, farmers, and other occupations. By working in a job that qualifies, you could save between $49 and $178 on your annual Rogue insurance bill, subject to the policy coverages selected.
  • Qualify for discounts to save money. Discounts may be available if your vehicle has safety or anti-theft features, you work in certain occupations, are claim-free, are a good student, are a loyal customer, or many other discounts which could save as much as $276 per year on their insurance cost.
  • Improve your credit for cheaper car insurance. In states that have car insurance regulations that allow a policyholder’s credit score to be used to calculate an insurance rate, drivers with high 800+ credit scores could save as much as $255 per year versus a credit rating of 670-739. On the flip side of that coin, a poor credit rating could cost you up to $295 more per year.
  • Rogue insurance for teen drivers is expensive. Average rates for full coverage Nissan Rogue insurance for teenagers costs $5,892 per year for a 16-year-old driver, $5,484 per year for a 17-year-old driver, and $5,112 per year for an 18-year-old driver.

Which Nissan Rogue has the cheapest insurance?

The cheapest model of Nissan Rogue to insure for the 2023 model year is the base S 2WD model at $1,528 per year. The next cheapest model is the S AWD at $1,558 per year, and the third cheapest model to insure is the SV 2WD also at $1,564 per year.

The highest cost trim levels are the Platinum AWD and the Platinum 2WD, both costing $1,674 per year. Those trim levels will cost an extra $166 per year over the lowest cost S 2WD model.

Average Nissan Rogue insurance essentially mirrors the overall cost of the vehicle by trim level. The S 2WD trim model has the lowest base MSRP of $27,360 along with the cheapest insurance rates. As the cost goes up with each trim level, insurance cost also increases.

The next table shows average annual and semi-annual car insurance rates for a 2023 Nissan Rogue, plus a monthly amount for budgeting, for each available trim level and powertrain option.

2023 Nissan Rogue Insurance Cost by Trim Level
Nissan Rogue Trim Level Annual Policy Six-Month Policy Per Month
S 2WD$1,528$764$127
S AWD$1,558$779$130
SV 2WD$1,564$782$130
SV AWD$1,596$798$133
Midnight Edition 2WD$1,636$818$136
SL 2WD$1,648$824$137
Midnight Edition AWD$1,662$831$139
SL AWD$1,668$834$139
Platinum 2WD$1,674$837$140
Platinum AWD$1,694$847$141

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Nissan Rogue, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
Nissan Rogue Insurance Cost by Trim Level

How much does used Nissan Rogue insurance cost?

Insuring a used 2013 Nissan Rogue instead of a new 2023 model could reduce the cost of insurance by $418 per year or more, depending on the age of the vehicle and policy limits.

The following data table shows average Nissan Rogue car insurance rates for the 2013 to 2023 model years and also for different driver ages. Insurance rates range from the cheapest price of $1,024 for a 60-year-old driver rated on a 2014 Nissan Rogue to the most expensive rate of $1,622 for a 20-year-old driving a new 2023 model.

Nissan Rogue Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Nissan Rogue$3,224$1,622$1,452
2022 Nissan Rogue$3,230$1,622$1,450
2021 Nissan Rogue$2,856$1,442$1,292
2020 Nissan Rogue$2,822$1,422$1,274
2019 Nissan Rogue$2,734$1,382$1,236
2018 Nissan Rogue$2,660$1,340$1,200
2017 Nissan Rogue$2,576$1,300$1,164
2016 Nissan Rogue$2,500$1,260$1,128
2015 Nissan Rogue$2,360$1,196$1,066
2014 Nissan Rogue$2,264$1,146$1,024
2013 Nissan Rogue$2,386$1,204$1,080

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Nissan Rogue Insurance Cost by Model Year

At some point down the road, owners have to decide whether to remove either comprehensive or collision or both from an insurance policy. As a Nissan Rogue depreciates over time, the expense of carrying physical damage coverage outweighs the added benefit.

Deleting physical damage coverage on an older Nissan Rogue could save the average driver $530 a year, depending on the coverage deductibles and the age of the driver.

How does Nissan Rogue insurance cost compare?

When compared to top-selling vehicles in the 2023 small SUV class, insurance for a Nissan Rogue costs $12 less per year than the Toyota RAV4, $126 more than the Honda CR-V, $34 more than the Chevrolet Equinox, and $6 more than the Ford Escape.

The Nissan Rogue ranks 28th out of 47 total comparison vehicles in the small SUV class. The Rogue costs an average of $1,622 per year for insurance, while the segment average rate is $1,606 annually.

The chart below shows how average Nissan Rogue car insurance rates compare to the other top 10 selling compact SUVs and crossovers. A more complete table is added after the chart detailing insurance rate rankings for the entire 2023 small SUV class.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Nissan Rogue, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Nissan Rogue trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Nissan Rogue vs Top 10 Small SUVs Insurance Rate Comparison
Nissan Rogue Insurance Cost Compared to All Small SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Trailblazer$1,334-$288
2Subaru Crosstrek$1,346-$276
3Nissan Kicks$1,354-$268
4Nissan Rogue Sport$1,378-$244
5Mazda CX-5$1,386-$236
6Buick Encore$1,406-$216
7Buick Envision$1,410-$212
8Kia Seltos$1,430-$192
9Hyundai Venue$1,440-$182
10Honda HR-V$1,464-$158
11Hyundai Kona$1,480-$142
12Subaru Forester$1,486-$136
13Honda CR-V$1,496-$126
14Mazda CX-30$1,498-$124
15Chevrolet Trax$1,514-$108
16Volkswagen Tiguan$1,532-$90
17Ford Bronco Sport$1,536-$86
18Fiat 500X$1,564-$58
19GMC Terrain$1,566-$56
20Kia Soul$1,568-$54
21Mitsubishi Eclipse Cross$1,572-$50
22Chevrolet Equinox$1,588-$34
23Toyota Corolla Cross$1,592-$30
24Volkswagen Taos$1,600-$22
25Mazda CX-50$1,610-$12
26Hyundai Tucson$1,614-$8
27Ford Escape$1,616-$6
28Nissan Rogue$1,622--
29Toyota RAV4$1,634$12
30Mazda MX-30$1,636$14
31Kia Niro$1,638$16
32Mini Cooper$1,648$26
33Jeep Compass$1,652$30
34Mini Cooper Clubman$1,674$52
35Jeep Renegade$1,698$76
36Chevrolet Bolt$1,710$88
37Toyota bz4X$1,716$94
38Kia Sportage$1,760$138
39Hyundai Ioniq 5$1,764$142
40Mini Cooper Countryman$1,812$190
41Mitsubishi Mirage$1,818$196
42Mitsubishi Outlander$1,820$198
43Volkswagen ID4$1,832$210
44Kia EV6$1,870$248
45Dodge Hornet$1,872$250
46Hyundai Nexo$1,938$316
47Ford Mustang Mach-E$1,996$374

With an average MSRP of $32,579, the cost to buy a new 2023 Nissan Rogue ranges from the S 2WD trim at $27,360 to the Platinum AWD trim at $37,230, before documentation fees and delivery charges.

The vehicles that are closest in purchase price to the Nissan Rogue for the 2023 model year are the Mazda CX-5, Kia Niro, Mitsubishi Outlander, and Kia Sportage.

The list below shows how those models compare to the Rogue both for average MSRP and average cost to insure. For a complete list of comparisons for the Rogue and many other vehicles, see our car insurance cost comparisons page.

  • Compared to the Mazda CX-5 – The MSRP for the 2023 Mazda CX-5 averages $32 more than the MSRP for the Rogue ($32,611 compared to $32,579). Expect to pay approximately $236 less every 12 months to insure the Mazda CX-5 compared to a Rogue.
  • Compared to the Kia Niro – The average MSRP for a 2023 Nissan Rogue is $82 more expensive than the Kia Niro, at $32,579 compared to $32,497. The cost to insure a Nissan Rogue compared to the Kia Niro is $16 less per year on average.
  • Compared to the Mitsubishi Outlander – The 2023 Mitsubishi Outlander has an average retail price of $32,988 ($27,595 to $37,395), which is $409 more expensive than the average cost of the Rogue. The average insurance cost for a 2023 Nissan Rogue compared to the Mitsubishi Outlander is $198 less each year.
  • Compared to the Kia Sportage – The 2023 Nissan Rogue has an average MSRP that is $544 cheaper than the Kia Sportage ($32,579 versus $33,123). The average insurance cost for a 2023 Rogue compared to the Kia Sportage is $138 less every 12 months.

Which cities have cheap Nissan Rogue insurance?

Depending on your location, the cost of insurance for a Nissan Rogue spans a wide range, from cheaper premiums like $1,150 a year in Charlotte, NC, or $1,086 in Virginia Beach, VA, to expensive rates like $2,338 a year in Miami, FL, and $2,814 in New Orleans, LA.

Costs in some other cities include Seattle, WA, at $1,654 per year, San Francisco, CA, costing $2,184, Chicago, IL, at an estimated $1,692, and San Antonio, TX, averaging $1,500.

The chart data below shows average insurance cost for a Nissan Rogue for the thirty cities with the largest population in the U.S.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2023 Nissan Rogue, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Nissan Rogue trim levels.Data last updated on January 23, 2023
Nissan Rogue Insurance Rates in Large U.S. Cities
Nissan Rogue Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$2,858$238
Philadelphia, PA$2,536$211
Las Vegas, NV$2,534$211
Los Angeles, CA$2,524$210
San Francisco, CA$2,184$182
Kansas City, MO$1,946$162
Oklahoma City, OK$1,946$162
Denver, CO$1,908$159
Memphis, TN$1,908$159
Atlanta, GA$1,882$157
San Jose, CA$1,828$152
Phoenix, AZ$1,784$149
Portland, OR$1,758$147
San Diego, CA$1,746$146
Boston, MA$1,742$145
Jacksonville, FL$1,738$145
Chicago, IL$1,692$141
Dallas, TX$1,664$139
Houston, TX$1,656$138
Seattle, WA$1,654$138
Nashville, TN$1,588$132
Milwaukee, WI$1,580$132
Albuquerque, NM$1,552$129
San Antonio, TX$1,500$125
Omaha, NE$1,458$122
Fort Worth, TX$1,452$121
Austin, TX$1,434$120
Indianapolis, IN$1,308$109
Columbus, OH$1,204$100
Charlotte, NC$1,150$96

2021 Nissan Rogue Crash Test Update

In recent NHTSA crash tests, 2021 Nissan Rogues manufactured prior to January 28, 2021, received only two stars for the front passenger side crash test. This is a drop from four stars from the previous version.

The front driver side test did receive four stars, resulting in an overall front crash test rating of three stars. All side crash tests on the 2021 Nissan Rogue AWD model received five stars, and the rollover rating for the vehicle received four.

Rogue models manufactured after January 28, 2021, fared very well in the same test, and the earlier models will be retrofitted with an updated air bag module, a new front passenger seat belt, and a software update.