Nissan Rogue vs. Kia Sportage Car Insurance Price Comparisons

Does a Nissan Rogue or a Kia Sportage have lower insurance cost? We compare both models in detail to find out which is cheaper.

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  • If the cheapest auto insurance is a huge factor in deciding model you take home from the dealership, you will most likely want to buy the Nissan Rogue over the Kia Sportage.
  • When compared to the average U.S. car insurance rate of $2,221 per year, the Nissan Rogue averages $115 less per year, while the Kia Sportage costs an average of $73 more per year.
  • For a 2024 Nissan Rogue, insurance prices cost from $1,996 to $2,206 per year, while auto insurance for the 2024 Kia Sportage costs from $2,158 to $2,408.

Is it cheaper to insure a Nissan Rogue or Kia Sportage?

Average car insurance rates for a 2024 Nissan Rogue are $2,106 per year, and insurance for a 2024 Kia Sportage averages $2,294 per year, making the Nissan Rogue the cheaper option by $188 per year.

Out of eight trims for the 2024 Nissan Rogue, the cheapest average insurance prices are on the S 2WD trim at a cost of $1,996 per year, or around $166 per month. For the 10 trim levels available for the Kia Sportage, the cheapest 2024 trim to insure is the LX model at a cost of $2,158 per year, or around $180 per month.

When looking at the aggregated rates by trim for both models, the lowest-cost model and trim is the Nissan Rogue S 2WD at an average rate of $1,996 per year. The most expensive trim is the Kia Sportage X-Pro Prestige costing $2,408 per year.

The table below compares the cost of car insurance for 2024 Nissan Rogue and Kia Sportage models, with average cost for each trim level.

2024 Model Year Nissan Rogue vs. Kia Sportage Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,996$166
$2,038$170
$2,040$170
$2,076$173
$2,142$179
$2,158$180
$2,172$181
$2,172$181
$2,178$182
$2,206$184
$2,220$185
$2,272$189
$2,286$191
$2,300$192
$2,344$195
$2,384$199
$2,390$199
$2,408$201

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025

Annual and monthly insurance cost by trim level for a 2024 Nissan Rogue and a 2024 Kia Sportage
Annual and monthly insurance cost by trim level for a 2024 Nissan Rogue and a 2024 Kia Sportage

The next chart visualizes the average cost to insure the two models with different driver age groups. Average insurance cost ranges from $1,874 to $4,194 per year for a 2024 Nissan Rogue, and $2,042 to $4,658 for a 2024 Kia Sportage for the driver ages used.

Average car insurance premiums for 2024 Nissan Rogue and Kia Sportage models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Nissan Rogue and Kia Sportage models for different driver ages. Rates updated on June 27, 2025.

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Data Methodology: Rates based on a 2024 model year Nissan Rogue and Kia Sportage. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Nissan Rogue vs. Kia Sportage Insurance Cost
Driver Age Nissan Rogue Kia Sportage
18-Year-Old$6,414$7,177
20-Year-Old$4,194$4,658
25-Year-Old$2,438$2,662
30-Year-Old$2,238$2,438
40-Year-Old$2,106$2,294
50-Year-Old$1,874$2,042
60-Year-Old$1,750$1,912

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated June 27, 2025

The next two tables display all the available trims for both 2024 models, along with the average rate for each model. The 2024 Nissan Rogue has cheaper overall car insurance rates than the 2024 Kia Sportage.

2024 Nissan Rogue

$2,106

Insurance Rates by Trim Level for a 2024 Nissan Rogue
2024 Nissan Rogue TrimsRate
S 2WD$1,996
S AWD2,038
SV 2WD2,040
SV AWD2,076
SL 2WD2,142
SL AWD2,172
Platinum 2WD2,178
Platinum AWD2,206
2024 Nissan Rogue Average Rate$2,106

2024 Kia Sportage

$2,294

Insurance Rates by Trim Level for 2024 Nissan Rogue
2024 Kia Sportage TrimsRate
LX$2,158
LX Hybrid2,172
EX2,220
EX Hybrid2,272
X-Line AWD2,286
SX2,300
SX Prestige2,344
X-Pro2,384
SX Prestige Hybrid2,390
X-Pro Prestige2,408
2024 Kia Sportage Average Rate$2,294

2023 Nissan Rogue vs. Kia Sportage

Insurance rates for a 2023 Nissan Rogue average $2,094 per year, while insurance for a 2023 Kia Sportage costs an average of $2,270 per year, making the Nissan Rogue the winner with the cheapest average insurance rates.

Out of 10 trims for the 2023 Nissan Rogue, the cheapest auto insurance rates are on the S 2WD model at a cost of $1,970 per year, or about $164 per month.

The 2023 Kia Sportage has 12 trims available, with the cheapest trim to insure being the LX trim at an average cost of $2,104 per year, or around $175 per month.

When trim-level rates for both models are compared, the cheapest vehicle to insure is the Nissan Rogue S 2WD at an average rate of $1,970 per year, and the most expensive trim is the Kia Sportage X-Line Prestige Plug-in Hybrid at a cost of $2,434 per year.

For previous model years, U.S. national average car insurance rates for a Rogue and a Sportage compare as shown below. Click on a model year to show full trim level rate data for that year.

The table shown below compares and ranks the annual and monthly cost of car insurance for 2023 Nissan Rogue and Kia Sportage models, showing average premium cost for each trim level.

2023 Model Year Nissan Rogue vs. Kia Sportage Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,970$164
$2,010$168
$2,018$168
$2,058$172
$2,104$175
$2,112$176
$2,124$177
$2,142$179
$2,144$179
$2,152$179
$2,160$180
$2,164$180
$2,188$182
$2,236$186
$2,236$186
$2,250$188
$2,288$191
$2,318$193
$2,340$195
$2,346$196
$2,372$198
$2,434$203

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025

Annual and monthly insurance cost by trim level for a 2023 Nissan Rogue and a 2023 Kia Sportage
Annual and monthly insurance cost by trim level for a 2023 Nissan Rogue and a 2023 Kia Sportage

The rate chart below illustrates the average cost to insure both 2023 models for the 20 to 50-year-old driver age groups. For a 2023 Nissan Rogue, average insurance cost ranges from $1,860 to $4,212 per year for the illustrated age groups. A 2023 Kia Sportage costs from $2,018 to $4,614 to insure per year.

Average car insurance premiums for 2023 Nissan Rogue and Kia Sportage models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Nissan Rogue and Kia Sportage models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2023 model year Nissan Rogue and Kia Sportage. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Nissan Rogue vs. Kia Sportage Insurance Cost
Driver Age Nissan Rogue Kia Sportage
18-Year-Old$6,468$7,110
20-Year-Old$4,212$4,614
25-Year-Old$2,430$2,634
30-Year-Old$2,224$2,410
40-Year-Old$2,094$2,270
50-Year-Old$1,860$2,018
60-Year-Old$1,742$1,890

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated June 27, 2025

The next two tables show the average cost to insure all 2023 trim levels, along with the average rate for each model.

2023 Nissan Rogue

$2,094

Insurance Rates by Trim Level for a 2023 Nissan Rogue
2023 Nissan Rogue TrimsRate
S 2WD$1,970
S AWD2,010
SV 2WD2,018
SV AWD2,058
Midnight Edition 2WD2,112
SL 2WD2,124
Midnight Edition AWD2,144
SL AWD2,152
Platinum 2WD2,160
Platinum AWD2,188
2023 Nissan Rogue Average Rate$2,094

2023 Kia Sportage

$2,270

Insurance Rates by Trim Level for 2023 Nissan Rogue
2023 Kia Sportage TrimsRate
LX$2,104
LX Hybrid2,142
EX2,164
X-Line AWD2,236
EX Hybrid2,236
SX2,250
SX Prestige2,288
X-Pro2,318
SX Prestige Hybrid2,340
X-Pro Prestige2,346
X-Line Plug-in Hybrid2,372
X-Line Prestige Plug-in Hybrid2,434
2023 Kia Sportage Average Rate$2,270

2022 Nissan Rogue vs. Kia Sportage

For 2022, the model with cheaper average insurance rates is the Nissan Rogue. Insurance rates for the Nissan Rogue average $2,092 per year, whereas insurance for a Kia Sportage averages $2,136 per year.

Nissan Rogue insurance rates range from $1,924 per year for the S 2WD model up to $2,256 for the Platinum AWD model.

For the 2022 Kia Sportage, rates range from $1,992 per year for the LX model up to $2,322 for the most expensive to insure SX Turbo model.

For a 2022 Nissan Rogue, the lowest-cost models to insure are the S 2WD, S AWD, and SV 2WD. The cheapest Kia Sportage trim levels to insure include the LX, Nightfall Edition, and EX. On a monthly basis, car insurance rates for all 2022 Nissan Rogue and Kia Sportage models and trims cost from $160 to $194 per month.

The table below ranks the 12-month and monthly car insurance cost for 2022 Nissan Rogue and Kia Sportage models, showing average cost by trim level for each model.

2022 Model Year Nissan Rogue vs. Kia Sportage Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,924$160
$1,992$166
$1,992$166
$2,004$167
$2,058$172
$2,106$176
$2,124$177
$2,124$177
$2,190$183
$2,196$183
$2,256$188
$2,322$194

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025

Annual and monthly insurance cost by trim level for a 2022 Nissan Rogue and a 2022 Kia Sportage
Annual and monthly insurance cost by trim level for a 2022 Nissan Rogue and a 2022 Kia Sportage

The chart shown below visualizes the average cost to insure both 2022 models rated for different driver ages. For the 2022 Nissan Rogue, average insurance cost ranges from $1,858 to $4,220 per year for the five driver ages sampled in the chart. Car insurance on the 2022 Kia Sportage costs from $1,906 to $4,348 on average per year.

Average car insurance premiums for 2022 Nissan Rogue and Kia Sportage models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Nissan Rogue and Kia Sportage models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2022 model year Nissan Rogue and Kia Sportage. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Nissan Rogue vs. Kia Sportage Insurance Cost
Driver Age Nissan Rogue Kia Sportage
18-Year-Old$6,485$6,704
20-Year-Old$4,220$4,348
25-Year-Old$2,428$2,478
30-Year-Old$2,226$2,268
40-Year-Old$2,092$2,136
50-Year-Old$1,858$1,906
60-Year-Old$1,740$1,782

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated June 26, 2025

The 2022 Nissan Rogue has eight trim levels available, with the lowest-cost trim to insure being the S 2WD trim at an average cost of $1,924 per year.

For the four trims available for the Kia Sportage, the most affordable 2022 trim level to insure is the LX trim at a cost of $1,992.

When average car insurance prices for all 12 trims of both models are combined and sorted by cost, the cheapest vehicle to insure is the Nissan Rogue S 2WD at an average cost of $1,924 per year. The most expensive model and trim level is the Kia Sportage SX Turbo costing an average of $2,322 per year.

The next tables illustrate the average cost to insure all 2022 trim levels, including an overall average cost for each model. The winner for the 2022 car insurance battle is the Nissan Rogue.

2022 Nissan Rogue

$2,092

Insurance Rates by Trim Level for a 2022 Nissan Rogue
2022 Nissan Rogue TrimsRate
S 2WD$1,924
S AWD1,992
SV 2WD2,004
SV AWD2,058
SL 2WD2,124
SL AWD2,190
Platinum 2WD2,196
Platinum AWD2,256
2022 Nissan Rogue Average Rate$2,092

2022 Kia Sportage

$2,136

Insurance Rates by Trim Level for 2022 Nissan Rogue
2022 Kia Sportage TrimsRate
LX$1,992
Nightfall Edition2,106
EX2,124
SX Turbo2,322
2022 Kia Sportage Average Rate$2,136

2021 Nissan Rogue vs. Kia Sportage

When comparing average insurance rates for the 2021 Nissan Rogue and Kia Sportage models, the Kia Sportage is cheaper by $90 per year for this model year.

The rate chart below shows the average car insurance cost for both models for the 20, 30, 40, and 50-year-old driver age groups. For the 2021 Nissan Rogue, the average car insurance cost ranges from $1,656 to $3,736 per year for the chosen age groups in the chart. Car insurance on a 2021 Kia Sportage ranges from $1,578 to $3,598 on average per year.

Average car insurance premiums for 2021 Nissan Rogue and Kia Sportage models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Nissan Rogue and Kia Sportage models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2021 model year Nissan Rogue and Kia Sportage. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Nissan Rogue vs. Kia Sportage Insurance Cost
Driver Age Nissan Rogue Kia Sportage
18-Year-Old$5,728$5,540
20-Year-Old$3,736$3,598
25-Year-Old$2,160$2,058
30-Year-Old$1,984$1,884
40-Year-Old$1,864$1,774
50-Year-Old$1,656$1,578
60-Year-Old$1,550$1,478

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated June 26, 2025

Out of eight Nissan Rogue trim levels, the most affordable 2021 model to insure is the S 2WD trim at an average cost of $1,742 per year. Out of the eight trim and option levels available for a Kia Sportage, the lowest-cost 2021 model to insure is the LX 2WD model at a cost of $1,622.

When comparing both models combined at a trim-level basis, the cheapest vehicle to buy insurance for is the Kia Sportage LX 2WD at an average cost of $1,622 per year. The most expensive trim is the Kia Sportage SX 4WD costing an average of $1,944 per year.

The two tables below break down trim level insurance rates for each 2021 model, as well as the overall average rate for each model. The cheapest to insure for the 2021 model year is the Kia Sportage.

2021 Nissan Rogue

$1,864

Insurance Rates by Trim Level for a 2021 Nissan Rogue
2021 Nissan Rogue TrimsRate
S 2WD$1,742
S AWD1,808
SV 2WD1,808
SV AWD1,808
SL 2WD1,936
SL AWD1,936
SV Sun and Sound 2WD1,936
SV Sun and Sound AWD1,936
2021 Nissan Rogue Average Rate$1,864

2021 Kia Sportage

$1,774

Insurance Rates by Trim Level for 2021 Nissan Rogue
2021 Kia Sportage TrimsRate
LX 2WD$1,622
LX 4WD1,684
S 2WD1,684
EX 2WD1,750
S 4WD1,750
EX 4WD1,814
SX 2WD1,944
SX 4WD1,944
2021 Kia Sportage Average Rate$1,774

2020 Nissan Rogue vs. Kia Sportage

For the 2020 Nissan Rogue and Kia Sportage models, the Kia Sportage is cheaper to insure by an average of $86 per year.

The chart shown below illustrates the average cost to insure the two models for four different driver age groups. Average insurance cost ranges from $1,610 to $3,624 per year for a 2020 Nissan Rogue, and $1,534 to $3,490 on a 2020 Kia Sportage for the age groups used in this illustration.

Average car insurance premiums for 2020 Nissan Rogue and Kia Sportage models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Nissan Rogue and Kia Sportage models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2020 model year Nissan Rogue and Kia Sportage. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Nissan Rogue vs. Kia Sportage Insurance Cost
Driver Age Nissan Rogue Kia Sportage
18-Year-Old$5,558$5,376
20-Year-Old$3,624$3,490
25-Year-Old$2,096$2,000
30-Year-Old$1,924$1,830
40-Year-Old$1,808$1,722
50-Year-Old$1,610$1,534
60-Year-Old$1,504$1,438

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated June 27, 2025

A 2020 Nissan Rogue has eight trim levels available, with the lowest-cost model to insure being the S 2WD model at an average cost of $1,694 per year, or $141 per month.

Out of the eight trim and option levels available for a Kia Sportage, the cheapest 2020 trim level to insure is the LX 2WD trim at a cost of $1,576 per year, or around $131 per month.

When average insurance prices for all 16 trim levels for the 2020 model year of both models are compared, the most affordable model and trim level to insure is the Kia Sportage LX 2WD at a cost of $1,576 per year. The highest-cost model and trim is the Kia Sportage SX 4WD costing an average of $1,884 per year.

The next two tables illustrate the average insurance cost by trim level for both 2020 models, as well as an average rate for each model. The model with the cheapest auto insurance rates for 2020 is the Kia Sportage.

2020 Nissan Rogue

$1,808

Insurance Rates by Trim Level for a 2020 Nissan Rogue
2020 Nissan Rogue TrimsRate
S 2WD$1,694
S AWD1,754
SV 2WD1,754
SV AWD1,754
SL 2WD1,878
SL AWD1,878
SV Sun and Sound 2WD1,878
SV Sun and Sound AWD1,878
2020 Nissan Rogue Average Rate$1,808

2020 Kia Sportage

$1,722

Insurance Rates by Trim Level for 2020 Nissan Rogue
2020 Kia Sportage TrimsRate
LX 2WD$1,576
LX 4WD1,638
S 2WD1,638
EX 2WD1,698
S 4WD1,698
EX 4WD1,760
SX 2WD1,884
SX 4WD1,884
2020 Kia Sportage Average Rate$1,722

2019 Nissan Rogue vs. Kia Sportage

When comparing insurance cost for 2019 models, a Nissan Rogue costs an average of $1,738 per year to insure and a Kia Sportage costs $1,852, making the Nissan Rogue cheaper to insure by $114 per year for this comparison year.

The next chart illustrates the average insurance cost for both models with different ages of drivers. For a 2019 Nissan Rogue, the average car insurance cost ranges from $1,554 to $3,486 per year for the sample drivers in the chart. Car insurance on the 2019 Kia Sportage costs from $1,648 to $3,770 on average per year.

Average car insurance premiums for 2019 Nissan Rogue and Kia Sportage models for different driver ages.
Figure 6: Average car insurance premiums for 2019 Nissan Rogue and Kia Sportage models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2019 model year Nissan Rogue and Kia Sportage. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Nissan Rogue vs. Kia Sportage Insurance Cost
Driver Age Nissan Rogue Kia Sportage
18-Year-Old$5,337$5,809
20-Year-Old$3,486$3,770
25-Year-Old$2,014$2,148
30-Year-Old$1,846$1,962
40-Year-Old$1,738$1,852
50-Year-Old$1,554$1,648
60-Year-Old$1,454$1,542

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated June 27, 2025

Out of 16 Nissan Rogue trim levels, the most affordable 2019 trim to insure is the Sport S AWD Hatchback trim at an average cost of $1,558 per year.

Out of the six different option levels available for the Kia Sportage, the cheapest 2019 model to insure is the LX 2WD model at a cost of $1,692.

When comparing car insurance rates for both models by trim level, the cheapest model and trim level to buy insurance for is the Nissan Rogue Sport S AWD Hatchback at an average cost of $1,558 per year, and the highest-cost model and trim is the Kia Sportage SX 4WD Turbo at an average cost of $1,988 per year.

The tables below display average car insurance rates for every trim level for both 2019 models, including an overall average cost for each model. The 2019 Nissan Rogue has lower-cost car average car insurance rates than the 2019 Kia Sportage.

2019 Nissan Rogue

$1,738

Insurance Rates by Trim Level for a 2019 Nissan Rogue
2019 Nissan Rogue TrimsRate
Sport S AWD Hatchback$1,558
Sport S Hatchback1,558
Sport SV AWD Hatchback1,618
Sport SV Hatchback1,618
Sport SL Hatchback1,678
S 2WD1,702
Sport SL AWD Hatchback1,738
S AWD1,762
SV 2WD1,762
SV AWD1,762
SV Hybrid 2WD1,762
SV Hybrid AWD1,822
SL 2WD1,882
SL AWD1,882
SL Hybrid 2WD1,882
SL Hybrid AWD1,882
2019 Nissan Rogue Average Rate$1,738

2019 Kia Sportage

$1,852

Insurance Rates by Trim Level for 2019 Nissan Rogue
2019 Kia Sportage TrimsRate
LX 2WD$1,692
LX 4WD1,752
EX 2WD1,812
EX 4WD1,870
SX 2WD Turbo1,988
SX 4WD Turbo1,988
2019 Kia Sportage Average Rate$1,852

2018 Nissan Rogue vs. Kia Sportage

A 2018 Nissan Rogue costs $98 less per year to insure per year on average than a 2018 Kia Sportage, a difference of 5.7%.

The rate chart below demonstrates the average insurance cost for the two models using drivers aged 20 to 50. The average car insurance cost ranges from $1,482 to $3,310 per year for the 2018 Nissan Rogue, and $1,566 to $3,572 on the 2018 Kia Sportage for the five different driver ages shown in the chart.

Average car insurance premiums for 2018 Nissan Rogue and Kia Sportage models for different driver ages.
Figure 7: Average car insurance premiums for 2018 Nissan Rogue and Kia Sportage models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2018 model year Nissan Rogue and Kia Sportage. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Nissan Rogue vs. Kia Sportage Insurance Cost
Driver Age Nissan Rogue Kia Sportage
18-Year-Old$5,062$5,496
20-Year-Old$3,310$3,572
25-Year-Old$1,916$2,038
30-Year-Old$1,756$1,860
40-Year-Old$1,656$1,754
50-Year-Old$1,482$1,566
60-Year-Old$1,386$1,466

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated June 26, 2025

Out of 16 Nissan Rogue trim levels, the cheapest 2018 model to insure is the Sport S Hatchback trim at an average cost of $1,442 per year, or around $120 per month.

A 2018 Kia Sportage has six option levels available, with the most affordable trim to insure being the LX 2WD trim at an average cost of $1,626 per year.

When insurance prices for all 22 trims of both models are combined and sorted by cost, the lowest-cost model and trim level to put coverage on is the Nissan Rogue Sport S Hatchback at an average of $1,442 per year. The most expensive vehicle to insure is the Kia Sportage SX 4WD Turbo at an average cost of $1,896 per year.

The tables shown below detail trim level insurance rates for each 2018 model, as well as an average rate for each model. The 2018 Nissan Rogue is the winner over the 2018 Kia Sportage for cheapest car insurance rates.

2018 Nissan Rogue

$1,656

Insurance Rates by Trim Level for a 2018 Nissan Rogue
2018 Nissan Rogue TrimsRate
Sport S Hatchback$1,442
Sport S AWD Hatchback1,496
Sport SV Hatchback1,496
Sport SV AWD Hatchback1,550
Sport SL AWD Hatchback1,608
Sport SL Hatchback1,608
S 2WD1,636
SV 2WD1,636
S AWD1,692
SV AWD1,692
SV Hybrid 2WD1,692
SV Hybrid AWD1,748
SL 2WD1,788
SL AWD1,792
SL Hybrid 2WD1,796
SL Hybrid AWD1,852
2018 Nissan Rogue Average Rate$1,656

2018 Kia Sportage

$1,754

Insurance Rates by Trim Level for 2018 Nissan Rogue
2018 Kia Sportage TrimsRate
LX 2WD$1,626
LX 4WD1,680
EX 2WD1,738
EX 4WD1,754
SX 2WD Turbo1,840
SX 4WD Turbo1,896
2018 Kia Sportage Average Rate$1,754

2017 Nissan Rogue vs. Kia Sportage

When comparing insurance cost for 2017 models, a Nissan Rogue costs an average of $1,618 per year to insure while a Kia Sportage costs $1,686, making the Nissan Rogue more affordable to insure by $68 per year for this model year.

The following chart visualizes the average insurance cost for both models for four different driver age groups. The average cost of car insurance ranges from $1,448 to $3,242 per year for a 2017 Nissan Rogue, and $1,504 to $3,426 for the 2017 Kia Sportage for the five different driver ages shown in the chart.

Average car insurance premiums for 2017 Nissan Rogue and Kia Sportage models for different driver ages.
Figure 8: Average car insurance premiums for 2017 Nissan Rogue and Kia Sportage models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2017 model year Nissan Rogue and Kia Sportage. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Nissan Rogue vs. Kia Sportage Insurance Cost
Driver Age Nissan Rogue Kia Sportage
18-Year-Old$4,956$5,269
20-Year-Old$3,242$3,426
25-Year-Old$1,872$1,954
30-Year-Old$1,712$1,782
40-Year-Old$1,618$1,686
50-Year-Old$1,448$1,504
60-Year-Old$1,356$1,410

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated June 27, 2025

For the 16 trim levels available for the 2017 Nissan Rogue, the lowest-cost trim level to insure is the Sport S Hatchback trim at an average cost of $1,406 per year. The 2017 Kia Sportage has six different trim levels available, with the cheapest trim to insure being the LX 2WD trim at an average cost of $1,570 per year.

When comparing car insurance rates for both models by trim level, the cheapest trim to insure is the Nissan Rogue Sport S Hatchback at an average cost of $1,406 per year, and the most expensive vehicle to insure is the Kia Sportage SX 4WD at an average cost of $1,836 per year.

The next two tables break down average car insurance cost by trim level for a 2017 Nissan Rogue and Kia Sportage, along with the average rate for each model. The cheapest of the two models to insure for the 2017 model year is the Nissan Rogue.

2017 Nissan Rogue

$1,618

Insurance Rates by Trim Level for a 2017 Nissan Rogue
2017 Nissan Rogue TrimsRate
Sport S Hatchback$1,406
Sport S AWD Hatchback1,458
Sport SV Hatchback1,458
Sport SV AWD Hatchback1,510
S 2WD1,542
Sport SL AWD Hatchback1,564
Sport SL Hatchback1,564
S AWD1,594
SV 2WD1,620
SV AWD1,648
SL 2WD1,700
Hybrid SV 2WD1,720
Hybrid SV AWD1,720
SL AWD1,752
Hybrid SL 2WD1,826
Hybrid SL AWD1,826
2017 Nissan Rogue Average Rate$1,618

2017 Kia Sportage

$1,686

Insurance Rates by Trim Level for 2017 Nissan Rogue
2017 Kia Sportage TrimsRate
LX 2WD$1,570
EX 2WD1,624
LX 4WD1,624
EX 4WD1,678
SX 2WD1,782
SX 4WD1,836
2017 Kia Sportage Average Rate$1,686

2016 Nissan Rogue vs. Kia Sportage

For the 2016 Nissan Rogue and Kia Sportage models, the Nissan Rogue has cheaper car insurance rates by an average of $18 per year for this model year.

The chart below visualizes the average car insurance cost for both 2016 models for drivers aged 20 to 50. Average car insurance cost ranges from $1,366 to $3,036 per year for a 2016 Nissan Rogue, and $1,382 to $3,076 for the 2016 Kia Sportage for these driver ages.

Average car insurance premiums for 2016 Nissan Rogue and Kia Sportage models for different driver ages.
Figure 9: Average car insurance premiums for 2016 Nissan Rogue and Kia Sportage models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2016 model year Nissan Rogue and Kia Sportage. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Nissan Rogue vs. Kia Sportage Insurance Cost
Driver Age Nissan Rogue Kia Sportage
18-Year-Old$4,632$4,694
20-Year-Old$3,036$3,076
25-Year-Old$1,760$1,780
30-Year-Old$1,604$1,626
40-Year-Old$1,522$1,540
50-Year-Old$1,366$1,382
60-Year-Old$1,274$1,290

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated June 27, 2025

For the six trims available for a 2016 Nissan Rogue, the most affordable trim level to insure is the S 2WD trim at an average cost of $1,442 per year.

For the six trim levels available for the Kia Sportage, the lowest-cost 2016 model to insure is the LX 2WD trim at a cost of $1,458 per year, or about $122 per month.

When comparing rates by trim level for both models, the most affordable model and trim level to buy insurance for is the Nissan Rogue S 2WD at an average of $1,442 per year. The highest-cost model and trim level is the Kia Sportage SX 4WD at a cost of $1,650 per year.

The rate tables below display the average cost to insure all 2016 trim levels, along with the average rate for each model.

2016 Nissan Rogue

$1,522

Insurance Rates by Trim Level for a 2016 Nissan Rogue
2016 Nissan Rogue TrimsRate
S 2WD$1,442
S AWD1,482
SV 2WD1,498
SV AWD1,506
SL 2WD1,596
SL AWD1,604
2016 Nissan Rogue Average Rate$1,522

2016 Kia Sportage

$1,540

Insurance Rates by Trim Level for 2016 Nissan Rogue
2016 Kia Sportage TrimsRate
LX 2WD$1,458
LX 4WD1,458
EX 2WD1,506
EX 4WD1,560
SX 2WD1,610
SX 4WD1,650
2016 Kia Sportage Average Rate$1,540

2015 Nissan Rogue vs. Kia Sportage

For the 2015 Nissan Rogue and Kia Sportage models, the Nissan Rogue is cheaper to insure by $22 per year for this model year.

The chart below visualizes the average insurance cost for the two models rated for different driver ages. The average car insurance cost ranges from $1,290 to $2,864 per year on a 2015 Nissan Rogue, and $1,308 to $2,906 for the 2015 Kia Sportage for the example age groups.

Average car insurance premiums for 2015 Nissan Rogue and Kia Sportage models for different driver ages.
Figure 10: Average car insurance premiums for 2015 Nissan Rogue and Kia Sportage models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2015 model year Nissan Rogue and Kia Sportage. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Nissan Rogue vs. Kia Sportage Insurance Cost
Driver Age Nissan Rogue Kia Sportage
18-Year-Old$4,362$4,424
20-Year-Old$2,864$2,906
25-Year-Old$1,654$1,678
30-Year-Old$1,510$1,532
40-Year-Old$1,432$1,454
50-Year-Old$1,290$1,308
60-Year-Old$1,204$1,220

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated June 26, 2025

Out of eight trims for the 2015 Nissan Rogue, the cheapest insurance rates are on the Select S 2WD trim at a cost of $1,350 per year, or $113 per month. The 2015 Kia Sportage has six trims available, with the lowest-cost model to insure being the LX 2WD model at an average cost of $1,350 per year.

When all 14 trims of both models are combined and compared, the lowest-cost model and trim to insure is the Nissan Rogue Select S 2WD at an average of $1,350 per year, and the overall most expensive vehicle to insure is the Kia Sportage SX 4WD costing $1,528 per year.

The two tables below break down the average cost to insure all 2015 trim levels, plus an average rate for each model. The model with the cheapest overall car insurance cost for 2015 is the Nissan Rogue.

2015 Nissan Rogue

$1,432

Insurance Rates by Trim Level for a 2015 Nissan Rogue
2015 Nissan Rogue TrimsRate
Select S 2WD$1,350
Select S AWD1,350
S 2WD1,394
S AWD1,438
SV 2WD1,438
SV AWD1,438
SL 2WD1,528
SL AWD1,528
2015 Nissan Rogue Average Rate$1,432

2015 Kia Sportage

$1,454

Insurance Rates by Trim Level for 2015 Nissan Rogue
2015 Kia Sportage TrimsRate
LX 2WD$1,350
LX 4WD1,394
EX 2WD1,438
EX 4WD1,482
SX 2WD1,528
SX 4WD1,528
2015 Kia Sportage Average Rate$1,454

Additional Nissan Rogue and Kia Sportage Resources