Nissan Rogue vs. Kia Sportage Car Insurance Price Comparisons

• If the cheapest auto insurance is a huge factor in deciding model you take home from the dealership, you will most likely want to buy the Nissan Rogue over the Kia Sportage.
• When compared to the average U.S. car insurance rate of $2,276 per year, the Nissan Rogue averages $122 less per year, while the Kia Sportage costs an average of $74 more per year.
• For a 2024 Nissan Rogue, insurance prices cost from $2,044 to $2,258 per year, while auto insurance for the 2024 Kia Sportage costs from $2,212 to $2,466.

Is it cheaper to insure a Nissan Rogue or Kia Sportage?

Average car insurance rates for a 2024 Nissan Rogue are $2,154 per year, and insurance for a 2024 Kia Sportage averages $2,350 per year, making the Nissan Rogue the cheaper option by $196 per year.

Out of eight trims for the 2024 Nissan Rogue, the cheapest average insurance prices are on the S 2WD trim at a cost of $2,044 per year, or around $170 per month. For the 10 trim levels available for the Kia Sportage, the cheapest 2024 trim to insure is the LX model at a cost of $2,212 per year, or around $184 per month.

When looking at the aggregated rates by trim for both models, the lowest-cost model and trim is the Nissan Rogue S 2WD at an average rate of $2,044 per year. The most expensive trim is the Kia Sportage X-Pro Prestige costing $2,466 per year.

The table below compares the cost of car insurance for 2024 Nissan Rogue and Kia Sportage models, with average cost for each trim level.

The next chart visualizes the average cost to insure the two models with different driver age groups. Average insurance cost ranges from $1,920 to $4,300 per year for a 2024 Nissan Rogue, and $2,092 to $4,772 for a 2024 Kia Sportage for the driver ages used.

The next two tables display all the available trims for both 2024 models, along with the average rate for each model. The 2024 Nissan Rogue has cheaper overall car insurance rates than the 2024 Kia Sportage.

2023 Nissan Rogue vs. Kia Sportage

Insurance rates for a 2023 Nissan Rogue average $2,144 per year, while insurance for a 2023 Kia Sportage costs an average of $2,324 per year, making the Nissan Rogue the winner with the cheapest average insurance rates.

Out of 10 trims for the 2023 Nissan Rogue, the cheapest auto insurance rates are on the S 2WD model at a cost of $2,016 per year, or about $168 per month.

The 2023 Kia Sportage has 12 trims available, with the cheapest trim to insure being the LX trim at an average cost of $2,156 per year, or around $180 per month.

When trim-level rates for both models are compared, the cheapest vehicle to insure is the Nissan Rogue S 2WD at an average rate of $2,016 per year, and the most expensive trim is the Kia Sportage X-Line Prestige Plug-in Hybrid at a cost of $2,492 per year.

For previous model years, U.S. national average car insurance rates for a Rogue and a Sportage compare as shown below. Click on a model year to show full trim level rate data for that year.

• Cheapest 2022 Model – Nissan Rogue ($2,142 vs. Kia Sportage at $2,188)
• Cheapest 2021 Model – Kia Sportage ($1,816 vs. Nissan Rogue at $1,910)
• Cheapest 2020 Model – Kia Sportage ($1,764 vs. Nissan Rogue at $1,852)
• Cheapest 2019 Model – Nissan Rogue ($1,802 vs. Kia Sportage at $1,894)
• Cheapest 2018 Model – Nissan Rogue ($1,696 vs. Kia Sportage at $1,798)
• Cheapest 2017 Model – Nissan Rogue ($1,658 vs. Kia Sportage at $1,724)
• Cheapest 2016 Model – Nissan Rogue ($1,556 vs. Kia Sportage at $1,576)
• Cheapest 2015 Model – Nissan Rogue ($1,466 vs. Kia Sportage at $1,488)

The table shown below compares and ranks the annual and monthly cost of car insurance for 2023 Nissan Rogue and Kia Sportage models, showing average premium cost for each trim level.

The rate chart below illustrates the average cost to insure both 2023 models for the 20 to 50-year-old driver age groups. For a 2023 Nissan Rogue, average insurance cost ranges from $1,904 to $4,316 per year for the illustrated age groups. A 2023 Kia Sportage costs from $2,068 to $4,726 to insure per year.

The next two tables show the average cost to insure all 2023 trim levels, along with the average rate for each model.

2022 Nissan Rogue vs. Kia Sportage

For 2022, the model with cheaper average insurance rates is the Nissan Rogue. Insurance rates for the Nissan Rogue average $2,142 per year, whereas insurance for a Kia Sportage averages $2,188 per year.

Nissan Rogue insurance rates range from $1,972 per year for the S 2WD model up to $2,308 for the Platinum AWD model.

For the 2022 Kia Sportage, rates range from $2,040 per year for the LX model up to $2,378 for the most expensive to insure SX Turbo model.

For a 2022 Nissan Rogue, the lowest-cost models to insure are the S 2WD, S AWD, and SV 2WD. The cheapest Kia Sportage trim levels to insure include the LX, Nightfall Edition, and EX. On a monthly basis, car insurance rates for all 2022 Nissan Rogue and Kia Sportage models and trims cost from $164 to $198 per month.

The table below ranks the 12-month and monthly car insurance cost for 2022 Nissan Rogue and Kia Sportage models, showing average cost by trim level for each model.

The chart shown below visualizes the average cost to insure both 2022 models rated for different driver ages. For the 2022 Nissan Rogue, average insurance cost ranges from $1,902 to $4,324 per year for the five driver ages sampled in the chart. Car insurance on the 2022 Kia Sportage costs from $1,952 to $4,458 on average per year.

The 2022 Nissan Rogue has eight trim levels available, with the lowest-cost trim to insure being the S 2WD trim at an average cost of $1,972 per year.

For the four trims available for the Kia Sportage, the most affordable 2022 trim level to insure is the LX trim at a cost of $2,040.

When average car insurance prices for all 12 trims of both models are combined and sorted by cost, the cheapest vehicle to insure is the Nissan Rogue S 2WD at an average cost of $1,972 per year. The most expensive model and trim level is the Kia Sportage SX Turbo costing an average of $2,378 per year.

The next tables illustrate the average cost to insure all 2022 trim levels, including an overall average cost for each model. The winner for the 2022 car insurance battle is the Nissan Rogue.

2021 Nissan Rogue vs. Kia Sportage

When comparing average insurance rates for the 2021 Nissan Rogue and Kia Sportage models, the Kia Sportage is cheaper by $94 per year for this model year.

The rate chart below shows the average car insurance cost for both models for the 20, 30, 40, and 50-year-old driver age groups. For the 2021 Nissan Rogue, the average car insurance cost ranges from $1,696 to $3,824 per year for the chosen age groups in the chart. Car insurance on a 2021 Kia Sportage ranges from $1,616 to $3,682 on average per year.

Out of eight Nissan Rogue trim levels, the most affordable 2021 model to insure is the S 2WD trim at an average cost of $1,784 per year. Out of the eight trim and option levels available for a Kia Sportage, the lowest-cost 2021 model to insure is the LX 2WD model at a cost of $1,660.

When comparing both models combined at a trim-level basis, the cheapest vehicle to buy insurance for is the Kia Sportage LX 2WD at an average cost of $1,660 per year. The most expensive trim is the Kia Sportage SX 4WD costing an average of $1,990 per year.

The two tables below break down trim level insurance rates for each 2021 model, as well as the overall average rate for each model. The cheapest to insure for the 2021 model year is the Kia Sportage.

2020 Nissan Rogue vs. Kia Sportage

For the 2020 Nissan Rogue and Kia Sportage models, the Kia Sportage is cheaper to insure by an average of $88 per year.

The chart shown below illustrates the average cost to insure the two models for four different driver age groups. Average insurance cost ranges from $1,648 to $3,712 per year for a 2020 Nissan Rogue, and $1,570 to $3,576 on a 2020 Kia Sportage for the age groups used in this illustration.

A 2020 Nissan Rogue has eight trim levels available, with the lowest-cost model to insure being the S 2WD model at an average cost of $1,734 per year, or $145 per month.

Out of the eight trim and option levels available for a Kia Sportage, the cheapest 2020 trim level to insure is the LX 2WD trim at a cost of $1,614 per year, or around $135 per month.

When average insurance prices for all 16 trim levels for the 2020 model year of both models are compared, the most affordable model and trim level to insure is the Kia Sportage LX 2WD at a cost of $1,614 per year. The highest-cost model and trim is the Kia Sportage SX 4WD costing an average of $1,930 per year.

The next two tables illustrate the average insurance cost by trim level for both 2020 models, as well as an average rate for each model. The model with the cheapest auto insurance rates for 2020 is the Kia Sportage.

2019 Nissan Rogue vs. Kia Sportage

When comparing insurance cost for 2019 models, a Nissan Rogue costs an average of $1,802 per year to insure and a Kia Sportage costs $1,894, making the Nissan Rogue cheaper to insure by $92 per year for this comparison year.

The next chart illustrates the average insurance cost for both models with different ages of drivers. For a 2019 Nissan Rogue, the average car insurance cost ranges from $1,610 to $3,618 per year for the sample drivers in the chart. Car insurance on the 2019 Kia Sportage costs from $1,688 to $3,862 on average per year.

Out of 16 Nissan Rogue trim levels, the most affordable 2019 trim to insure is the Sport S AWD Hatchback trim at an average cost of $1,616 per year.

Out of the six different option levels available for the Kia Sportage, the cheapest 2019 model to insure is the LX 2WD model at a cost of $1,732.

When comparing car insurance rates for both models by trim level, the cheapest model and trim level to buy insurance for is the Nissan Rogue Sport S AWD Hatchback at an average cost of $1,616 per year, and the highest-cost model and trim is the Kia Sportage SX 4WD Turbo at an average cost of $2,036 per year.

The tables below display average car insurance rates for every trim level for both 2019 models, including an overall average cost for each model. The 2019 Nissan Rogue has lower-cost car average car insurance rates than the 2019 Kia Sportage.

2018 Nissan Rogue vs. Kia Sportage

A 2018 Nissan Rogue costs $102 less per year to insure per year on average than a 2018 Kia Sportage, a difference of 5.8%.

The rate chart below demonstrates the average insurance cost for the two models using drivers aged 20 to 50. The average car insurance cost ranges from $1,518 to $3,396 per year for the 2018 Nissan Rogue, and $1,604 to $3,658 on the 2018 Kia Sportage for the five different driver ages shown in the chart.

Out of 16 Nissan Rogue trim levels, the cheapest 2018 model to insure is the Sport S Hatchback trim at an average cost of $1,476 per year, or around $123 per month.

A 2018 Kia Sportage has six option levels available, with the most affordable trim to insure being the LX 2WD trim at an average cost of $1,664 per year.

When insurance prices for all 22 trims of both models are combined and sorted by cost, the lowest-cost model and trim level to put coverage on is the Nissan Rogue Sport S Hatchback at an average of $1,476 per year. The most expensive vehicle to insure is the Kia Sportage SX 4WD Turbo at an average cost of $1,942 per year.

The tables shown below detail trim level insurance rates for each 2018 model, as well as an average rate for each model. The 2018 Nissan Rogue is the winner over the 2018 Kia Sportage for cheapest car insurance rates.

2017 Nissan Rogue vs. Kia Sportage

When comparing insurance cost for 2017 models, a Nissan Rogue costs an average of $1,658 per year to insure while a Kia Sportage costs $1,724, making the Nissan Rogue more affordable to insure by $66 per year for this model year.

The following chart visualizes the average insurance cost for both models for four different driver age groups. The average cost of car insurance ranges from $1,482 to $3,322 per year for a 2017 Nissan Rogue, and $1,540 to $3,510 for the 2017 Kia Sportage for the five different driver ages shown in the chart.

For the 16 trim levels available for the 2017 Nissan Rogue, the lowest-cost trim level to insure is the Sport S Hatchback trim at an average cost of $1,436 per year. The 2017 Kia Sportage has six different trim levels available, with the cheapest trim to insure being the LX 2WD trim at an average cost of $1,606 per year.

When comparing car insurance rates for both models by trim level, the cheapest trim to insure is the Nissan Rogue Sport S Hatchback at an average cost of $1,436 per year, and the most expensive vehicle to insure is the Kia Sportage SX 4WD at an average cost of $1,878 per year.

The next two tables break down average car insurance cost by trim level for a 2017 Nissan Rogue and Kia Sportage, along with the average rate for each model. The cheapest of the two models to insure for the 2017 model year is the Nissan Rogue.

2016 Nissan Rogue vs. Kia Sportage

For the 2016 Nissan Rogue and Kia Sportage models, the Nissan Rogue has cheaper car insurance rates by an average of $20 per year for this model year.

The chart below visualizes the average car insurance cost for both 2016 models for drivers aged 20 to 50. Average car insurance cost ranges from $1,398 to $3,114 per year for a 2016 Nissan Rogue, and $1,414 to $3,154 for the 2016 Kia Sportage for these driver ages.

For the six trims available for a 2016 Nissan Rogue, the most affordable trim level to insure is the S 2WD trim at an average cost of $1,474 per year.

For the six trim levels available for the Kia Sportage, the lowest-cost 2016 model to insure is the LX 2WD trim at a cost of $1,492 per year, or about $124 per month.

When comparing rates by trim level for both models, the most affordable model and trim level to buy insurance for is the Nissan Rogue S 2WD at an average of $1,474 per year. The highest-cost model and trim level is the Kia Sportage SX 4WD at a cost of $1,688 per year.

The rate tables below display the average cost to insure all 2016 trim levels, along with the average rate for each model.

2015 Nissan Rogue vs. Kia Sportage

For the 2015 Nissan Rogue and Kia Sportage models, the Nissan Rogue is cheaper to insure by $22 per year for this model year.

The chart below visualizes the average insurance cost for the two models rated for different driver ages. The average car insurance cost ranges from $1,320 to $2,932 per year on a 2015 Nissan Rogue, and $1,338 to $2,976 for the 2015 Kia Sportage for the example age groups.

Out of eight trims for the 2015 Nissan Rogue, the cheapest insurance rates are on the Select S 2WD trim at a cost of $1,380 per year, or $115 per month. The 2015 Kia Sportage has six trims available, with the lowest-cost model to insure being the LX 2WD model at an average cost of $1,380 per year.

When all 14 trims of both models are combined and compared, the lowest-cost model and trim to insure is the Nissan Rogue Select S 2WD at an average of $1,380 per year, and the overall most expensive vehicle to insure is the Kia Sportage SX 4WD costing $1,564 per year.

The two tables below break down the average cost to insure all 2015 trim levels, plus an average rate for each model. The model with the cheapest overall car insurance cost for 2015 is the Nissan Rogue.

Additional Nissan Rogue and Kia Sportage Resources

• Nissan Rogue Insurance Cost
• Kia Sportage Insurance Cost
• Small SUV Insurance Cost Comparisons