Does a Nissan Rogue or Altima Cost Less to Insure?

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  • A 2024 Nissan Rogue is cheaper to insure than a 2024 Nissan Altima by an average of $432 per year, $2,106 compared to $2,538.
  • For the 2024 Nissan Rogue, average insurance prices range from $1,996 to $2,206 per year, while a 2024 Nissan Altima costs from $2,396 to $2,696.
  • If the cheapest insurance payments are of high importance, the S 2WD and S AWD trim levels are the most affordable Nissan Rogue models to insure, while the S and SV trims are the cheapest Nissan Altima models to insure.

Does a Nissan Rogue or Altima have cheaper insurance?

Insurance cost for a 2024 Nissan Rogue averages $2,106 per year, and the 2024 Nissan Altima costs an average of $2,538 per year, making the Nissan Rogue the model with cheaper overall insurance rates.

Out of eight Nissan Rogue trims, the cheapest 2024 trim to insure is the S 2WD trim at an average cost of $1,996 per year. Out of the eight trim levels available for the Nissan Altima, the cheapest 2024 trim to insure is the S trim at a cost of $2,396.

When comparing both models at a trim-level basis, the cheapest model and trim level is the Nissan Rogue S 2WD at an average of $1,996 per year, and the most expensive model and trim level is the Nissan Altima SR VC-Turbo costing an average of $2,696 per year.

The rate table below compares and ranks the 12-month and monthly car insurance cost for 2024 Nissan Rogue and Nissan Altima models, broken down by trim level.

2024 Model Year Nissan Rogue vs. Nissan Altima Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,996$166
$2,038$170
$2,040$170
$2,076$173
$2,142$179
$2,172$181
$2,178$182
$2,206$184
$2,396$200
$2,432$203
$2,484$207
$2,488$207
$2,532$211
$2,622$219
$2,662$222
$2,696$225

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025

Annual and monthly insurance cost by trim level for a 2024 Nissan Rogue and a 2024 Nissan Altima
Annual and monthly insurance cost by trim level for a 2024 Nissan Rogue and a 2024 Nissan Altima

The chart below displays the average cost to insure the two models with different drivers at the wheel. The average car insurance cost ranges from $1,874 to $4,194 per year for a 2024 Nissan Rogue, and $2,246 to $5,086 for a 2024 Nissan Altima for the illustrated age groups.

Average car insurance premiums for 2024 Nissan Rogue and Nissan Altima models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Nissan Rogue and Nissan Altima models for different driver ages. Rates updated on June 27, 2025.

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Data Methodology: Rates based on a 2024 model year Nissan Rogue and Nissan Altima. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Nissan Rogue vs. Nissan Altima Insurance Cost
Driver Age Nissan Rogue Nissan Altima
18-Year-Old$6,414$7,809
20-Year-Old$4,194$5,086
25-Year-Old$2,438$2,948
30-Year-Old$2,238$2,708
40-Year-Old$2,106$2,538
50-Year-Old$1,874$2,246
60-Year-Old$1,750$2,100

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated June 27, 2025

The next two rate tables illustrate the expected annual car insurance cost by trim level for both 2024 models, including the average rate for each model.

2024 Nissan Rogue

$2,106

Insurance Rates by Trim Level for a 2024 Nissan Rogue
2024 Nissan Rogue TrimsRate
S 2WD$1,996
S AWD2,038
SV 2WD2,040
SV AWD2,076
SL 2WD2,142
SL AWD2,172
Platinum 2WD2,178
Platinum AWD2,206
2024 Nissan Rogue Average Rate$2,106

2024 Nissan Altima

$2,538

Insurance Rates by Trim Level for 2024 Nissan Rogue
2024 Nissan Altima TrimsRate
S$2,396
SV2,432
SR2,484
SV AWD2,488
SR AWD2,532
SL2,622
SL AWD2,662
SR VC-Turbo2,696
2024 Nissan Altima Average Rate$2,538

2023 Nissan Rogue vs. Nissan Altima

Insurance on a 2023 Nissan Rogue averages $2,094 per year, while insurance for a Nissan Altima costs an average of $2,428 per year, making the Nissan Rogue the cheapest to insure.

Out of 10 trims for the 2023 Nissan Rogue, the cheapest rates are on the S 2WD model at a cost of $1,970 per year.

Out of the eight trim levels available for the Nissan Altima, the cheapest 2023 trim to insure is the S trim at a cost of $2,302.

When trim-level rates for both models are compared, the most affordable model and trim level to insure is the Nissan Rogue S 2WD at an average cost of $1,970 per year, and the most expensive model and trim level is the Nissan Altima SR VC-Turbo costing $2,570 per year.

The table below compares and ranks the cost of car insurance for 2023 Nissan Rogue and Nissan Altima models, showing average cost for every trim level.

2023 Model Year Nissan Rogue vs. Nissan Altima Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,970$164
$2,010$168
$2,018$168
$2,058$172
$2,112$176
$2,124$177
$2,144$179
$2,152$179
$2,160$180
$2,188$182
$2,302$192
$2,328$194
$2,378$198
$2,382$199
$2,424$202
$2,502$209
$2,536$211
$2,570$214

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025

Annual and monthly insurance cost by trim level for a 2023 Nissan Rogue and a 2023 Nissan Altima
Annual and monthly insurance cost by trim level for a 2023 Nissan Rogue and a 2023 Nissan Altima

The rate chart below illustrates the average cost to insure both 2023 models rated for drivers aged 20 to 50. The average cost of car insurance ranges from $1,860 to $4,212 per year for a 2023 Nissan Rogue, and $2,158 to $4,882 for a 2023 Nissan Altima for the driver ages used.

Average car insurance premiums for 2023 Nissan Rogue and Nissan Altima models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Nissan Rogue and Nissan Altima models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2023 model year Nissan Rogue and Nissan Altima. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Nissan Rogue vs. Nissan Altima Insurance Cost
Driver Age Nissan Rogue Nissan Altima
18-Year-Old$6,468$7,496
20-Year-Old$4,212$4,882
25-Year-Old$2,430$2,816
30-Year-Old$2,224$2,584
40-Year-Old$2,094$2,428
50-Year-Old$1,860$2,158
60-Year-Old$1,742$2,018

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated June 27, 2025

The tables shown below show average cost to insure each trim level for a 2023 Nissan Rogue and Nissan Altima, including an overall average cost for each model.

2023 Nissan Rogue

$2,094

Insurance Rates by Trim Level for a 2023 Nissan Rogue
2023 Nissan Rogue TrimsRate
S 2WD$1,970
S AWD2,010
SV 2WD2,018
SV AWD2,058
Midnight Edition 2WD2,112
SL 2WD2,124
Midnight Edition AWD2,144
SL AWD2,152
Platinum 2WD2,160
Platinum AWD2,188
2023 Nissan Rogue Average Rate$2,094

2023 Nissan Altima

$2,428

Insurance Rates by Trim Level for 2023 Nissan Rogue
2023 Nissan Altima TrimsRate
S$2,302
SV2,328
SR2,378
SV AWD2,382
SR AWD2,424
SL2,502
SL AWD2,536
SR VC-Turbo2,570
2023 Nissan Altima Average Rate$2,428

2022 Nissan Rogue vs. Nissan Altima

Insurance rates for a 2022 Nissan Rogue average $2,092 per year, and the 2022 Nissan Altima costs an average of $2,390 per year, making the Nissan Rogue the cheaper option by $298 per year.

The cost of insurance varies noticeably depending on the vehicle trim level, however.

For a 2022 Nissan Rogue, insurance rates range from the cheapest rate of $1,924 per year for the S 2WD model up to the most expensive rate of $2,256 for the Platinum AWD model.

For the 2022 Nissan Altima, rates can range from $2,296 per year for the S model up to $2,518 for the most expensive Platinum AWD model.

For a 2022 Nissan Rogue, the lowest-cost models to insure are the S 2WD, S AWD, and SV 2WD. The lowest-cost Nissan Altima models to insure include the S, SV, and SL. From a monthly standpoint, insurance rates for all 2022 Nissan Rogue and Nissan Altima models cost from $160 to $210 per month.

The table below compares and ranks the annual and monthly cost of car insurance for 2022 Nissan Rogue and Nissan Altima models, showing average cost for each trim level.

2022 Model Year Nissan Rogue vs. Nissan Altima Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,924$160
$1,992$166
$2,004$167
$2,058$172
$2,124$177
$2,190$183
$2,196$183
$2,256$188
$2,296$191
$2,314$193
$2,326$194
$2,362$197
$2,374$198
$2,382$199
$2,400$200
$2,408$201
$2,418$202
$2,494$208
$2,518$210

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025

Annual and monthly insurance cost by trim level for a 2022 Nissan Rogue and a 2022 Nissan Altima
Annual and monthly insurance cost by trim level for a 2022 Nissan Rogue and a 2022 Nissan Altima

The rate chart below demonstrates the average insurance cost for the two models rated for different driver ages. For the 2022 Nissan Rogue, the average cost of car insurance ranges from $1,858 to $4,220 per year. Car insurance for a 2022 Nissan Altima costs from $2,124 to $4,828 on average per year.

Average car insurance premiums for 2022 Nissan Rogue and Nissan Altima models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Nissan Rogue and Nissan Altima models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2022 model year Nissan Rogue and Nissan Altima. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Nissan Rogue vs. Nissan Altima Insurance Cost
Driver Age Nissan Rogue Nissan Altima
18-Year-Old$6,485$7,421
20-Year-Old$4,220$4,828
25-Year-Old$2,428$2,772
30-Year-Old$2,226$2,544
40-Year-Old$2,092$2,390
50-Year-Old$1,858$2,124
60-Year-Old$1,740$1,988

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated June 27, 2025

Out of eight trim levels for a 2022 Nissan Rogue, the lowest-cost insurance rates are on the S 2WD trim at a cost of $1,924 per year, or around $160 per month.

For the 11 different trim levels available for a Nissan Altima, the most affordable 2022 model to insure is the S model at a cost of $2,296 per year, or $191 per month.

When average car insurance prices for all 19 trims of both models are combined and sorted by cost, the most affordable model and trim level to insure is the Nissan Rogue S 2WD at an average rate of $1,924 per year. The highest-cost model and trim is the Nissan Altima Platinum AWD costing $2,518 per year.

The next tables illustrate trim level insurance cost averages for both 2022 models, including an overall average cost for each model. The cheapest model to insure for the 2022 model year is the Nissan Rogue.

2022 Nissan Rogue

$2,092

Insurance Rates by Trim Level for a 2022 Nissan Rogue
2022 Nissan Rogue TrimsRate
S 2WD$1,924
S AWD1,992
SV 2WD2,004
SV AWD2,058
SL 2WD2,124
SL AWD2,190
Platinum 2WD2,196
Platinum AWD2,256
2022 Nissan Rogue Average Rate$2,092

2022 Nissan Altima

$2,390

Insurance Rates by Trim Level for 2022 Nissan Rogue
2022 Nissan Altima TrimsRate
S$2,296
SV2,314
SL2,326
SV AWD2,362
SL AWD2,374
SR2,382
SR AWD2,400
SR Midnight Edition2,408
SR Midnight Edition AWD2,418
SR VC-Turbo2,494
Platinum AWD2,518
2022 Nissan Altima Average Rate$2,390

2021 Nissan Rogue vs. Nissan Altima

For 2021 Nissan Rogue and Nissan Altima models, the Nissan Rogue is cheaper to insure by an average of $282 per year.

The chart shown below visualizes the average insurance cost for the two models for the 20, 30, 40, and 50-year-old driver age groups. For the 2021 Nissan Rogue, the average car insurance cost ranges from $1,656 to $3,736 per year for the illustrated age groups. Insurance on a 2021 Nissan Altima costs from $1,904 to $4,318 on average per year.

Average car insurance premiums for 2021 Nissan Rogue and Nissan Altima models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Nissan Rogue and Nissan Altima models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2021 model year Nissan Rogue and Nissan Altima. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Nissan Rogue vs. Nissan Altima Insurance Cost
Driver Age Nissan Rogue Nissan Altima
18-Year-Old$5,728$6,632
20-Year-Old$3,736$4,318
25-Year-Old$2,160$2,490
30-Year-Old$1,984$2,282
40-Year-Old$1,864$2,146
50-Year-Old$1,656$1,904
60-Year-Old$1,550$1,782

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated June 27, 2025

For the eight trims available for a 2021 Nissan Rogue, the most affordable trim level to insure is the S 2WD model at an average cost of $1,742 per year.

For the 10 different option levels available for a Nissan Altima, the lowest-cost 2021 trim to insure is the S AWD trim at a cost of $2,104 per year, or $175 per month.

When trim-level rates for both models are compared, the lowest-cost model and trim level to put coverage on is the Nissan Rogue S 2WD at an average of $1,742 per year, and the highest-cost model and trim is the Nissan Altima Platinum AWD at an average cost of $2,298 per year.

The next tables detail all the available trims for both 2021 models, as well as the overall average rate for each model. The winner for the 2021 car insurance battle is the Nissan Rogue.

2021 Nissan Rogue

$1,864

Insurance Rates by Trim Level for a 2021 Nissan Rogue
2021 Nissan Rogue TrimsRate
S 2WD$1,742
S AWD1,808
SV 2WD1,808
SV AWD1,808
SL 2WD1,936
SL AWD1,936
SV Sun and Sound 2WD1,936
SV Sun and Sound AWD1,936
2021 Nissan Rogue Average Rate$1,864

2021 Nissan Altima

$2,146

Insurance Rates by Trim Level for 2021 Nissan Rogue
2021 Nissan Altima TrimsRate
S AWD$2,104
S Sedan2,104
SL AWD2,104
SL Sedan2,104
SR Sedan2,104
SV Sedan2,104
SV AWD2,124
SR AWD2,170
Platinum Sedan2,232
Platinum AWD2,298
2021 Nissan Altima Average Rate$2,146

2020 Nissan Rogue vs. Nissan Altima

For 2020 Nissan Rogue and Nissan Altima models, the Nissan Rogue has lower-cost car insurance by an average of $274 per year.

The rate chart below demonstrates the average car insurance cost for both models rated for multiple driver ages. For a 2020 Nissan Rogue, average insurance cost ranges from $1,610 to $3,624 per year. Full-coverage insurance on a 2020 Nissan Altima ranges from $1,850 to $4,192 on average per year.

Average car insurance premiums for 2020 Nissan Rogue and Nissan Altima models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Nissan Rogue and Nissan Altima models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2020 model year Nissan Rogue and Nissan Altima. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Nissan Rogue vs. Nissan Altima Insurance Cost
Driver Age Nissan Rogue Nissan Altima
18-Year-Old$5,558$6,435
20-Year-Old$3,624$4,192
25-Year-Old$2,096$2,418
30-Year-Old$1,924$2,214
40-Year-Old$1,808$2,082
50-Year-Old$1,610$1,850
60-Year-Old$1,504$1,732

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated June 27, 2025

Out of eight trims for a 2020 Nissan Rogue, the most affordable average insurance prices are on the S 2WD trim at a cost of $1,694 per year.

The 2020 Nissan Altima has 10 different option levels available, with the most affordable model to insure being the S AWD trim at an average cost of $2,042 per year.

When rates for all 18 trim levels for both vehicles are compared, the lowest-cost model and trim level to insure is the Nissan Rogue S 2WD at an average cost of $1,694 per year, and the most expensive trim is the Nissan Altima Platinum AWD costing $2,230 per year.

The two tables below display the average cost to insure all 2020 trim levels, plus the average rate for each model.

2020 Nissan Rogue

$1,808

Insurance Rates by Trim Level for a 2020 Nissan Rogue
2020 Nissan Rogue TrimsRate
S 2WD$1,694
S AWD1,754
SV 2WD1,754
SV AWD1,754
SL 2WD1,878
SL AWD1,878
SV Sun and Sound 2WD1,878
SV Sun and Sound AWD1,878
2020 Nissan Rogue Average Rate$1,808

2020 Nissan Altima

$2,082

Insurance Rates by Trim Level for 2020 Nissan Rogue
2020 Nissan Altima TrimsRate
S AWD$2,042
S Sedan2,042
SL AWD2,042
SL Sedan2,042
SR Sedan2,042
SV Sedan2,042
SV AWD2,062
SR AWD2,106
Platinum Sedan2,168
Platinum AWD2,230
2020 Nissan Altima Average Rate$2,082

2019 Nissan Rogue vs. Nissan Altima

A 2019 Nissan Rogue costs $302 less per year to insure per year on average than a 2019 Nissan Altima, a difference of 16%.

The chart below displays the average insurance cost for the two models rated for drivers aged 20 to 50. For the 2019 Nissan Rogue, insurance cost ranges from $1,554 to $3,486 per year for the chosen age groups in the chart. Car insurance for a 2019 Nissan Altima costs from $1,818 to $4,116 on average per year.

Average car insurance premiums for 2019 Nissan Rogue and Nissan Altima models for different driver ages.
Figure 6: Average car insurance premiums for 2019 Nissan Rogue and Nissan Altima models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2019 model year Nissan Rogue and Nissan Altima. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Nissan Rogue vs. Nissan Altima Insurance Cost
Driver Age Nissan Rogue Nissan Altima
18-Year-Old$5,337$6,324
20-Year-Old$3,486$4,116
25-Year-Old$2,014$2,366
30-Year-Old$1,846$2,166
40-Year-Old$1,738$2,040
50-Year-Old$1,554$1,818
60-Year-Old$1,454$1,698

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated June 27, 2025

Out of 16 trim levels for the 2019 Nissan Rogue, the lowest-cost rates are on the Sport S AWD Hatchback model at a cost of $1,558 per year.

For the 10 trim levels available for a Nissan Altima, the cheapest 2019 trim package to insure is the SV Sedan trim at a cost of $1,904 per year, or $159 per month.

When all 26 trims of both models are combined and compared, the cheapest vehicle to put coverage on is the Nissan Rogue Sport S AWD Hatchback at an average cost of $1,558 per year, and the most expensive model and trim level is the Nissan Altima Platinum AWD at an average cost of $2,222 per year.

The next two rate tables detail average car insurance rates for every trim level for both 2019 models, including the average rate for each model. The model with the cheapest overall car insurance cost for 2019 is the Nissan Rogue.

2019 Nissan Rogue

$1,738

Insurance Rates by Trim Level for a 2019 Nissan Rogue
2019 Nissan Rogue TrimsRate
Sport S AWD Hatchback$1,558
Sport S Hatchback1,558
Sport SV AWD Hatchback1,618
Sport SV Hatchback1,618
Sport SL Hatchback1,678
S 2WD1,702
Sport SL AWD Hatchback1,738
S AWD1,762
SV 2WD1,762
SV AWD1,762
SV Hybrid 2WD1,762
SV Hybrid AWD1,822
SL 2WD1,882
SL AWD1,882
SL Hybrid 2WD1,882
SL Hybrid AWD1,882
2019 Nissan Rogue Average Rate$1,738

2019 Nissan Altima

$2,040

Insurance Rates by Trim Level for 2019 Nissan Rogue
2019 Nissan Altima TrimsRate
SV Sedan$1,904
SV AWD1,920
SL Sedan1,982
S Sedan1,986
SL AWD2,040
S AWD2,044
SR Sedan2,044
SR AWD2,104
Platinum Sedan2,162
Platinum AWD2,222
2019 Nissan Altima Average Rate$2,040

2018 Nissan Rogue vs. Nissan Altima

For the 2018 Nissan Rogue and Nissan Altima models, the Nissan Rogue costs less to insure by $340 per year for this model year.

The chart shown below displays the average car insurance cost for the two models using drivers aged 20 to 50. For the 2018 Nissan Rogue, the average car insurance cost ranges from $1,482 to $3,310 per year for the driver ages used. Car insurance for a 2018 Nissan Altima costs from $1,784 to $4,018 on average per year.

Average car insurance premiums for 2018 Nissan Rogue and Nissan Altima models for different driver ages.
Figure 7: Average car insurance premiums for 2018 Nissan Rogue and Nissan Altima models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2018 model year Nissan Rogue and Nissan Altima. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Nissan Rogue vs. Nissan Altima Insurance Cost
Driver Age Nissan Rogue Nissan Altima
18-Year-Old$5,062$6,157
20-Year-Old$3,310$4,018
25-Year-Old$1,916$2,314
30-Year-Old$1,756$2,118
40-Year-Old$1,656$1,996
50-Year-Old$1,482$1,784
60-Year-Old$1,386$1,666

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated June 26, 2025

For the 16 trims available for the 2018 Nissan Rogue, the lowest-cost trim level to insure is the Sport S Hatchback model at an average cost of $1,442 per year. For the five different trims available for the Nissan Altima, the lowest-cost 2018 model to insure is the 2.5 S Sedan trim at a cost of $1,906.

When looking at the aggregated rates by trim level for both models, the cheapest model and trim level to buy insurance for is the Nissan Rogue Sport S Hatchback at an average of $1,442 per year, and the most expensive vehicle to insure is the Nissan Altima 3.5 SL Sedan at an average of $2,130 per year.

The two tables below illustrate trim level insurance rates for each 2018 model, as well as the overall average rate for each model. The winner for the 2018 car insurance comparison is the Nissan Rogue.

2018 Nissan Rogue

$1,656

Insurance Rates by Trim Level for a 2018 Nissan Rogue
2018 Nissan Rogue TrimsRate
Sport S Hatchback$1,442
Sport S AWD Hatchback1,496
Sport SV Hatchback1,496
Sport SV AWD Hatchback1,550
Sport SL AWD Hatchback1,608
Sport SL Hatchback1,608
S 2WD1,636
SV 2WD1,636
S AWD1,692
SV AWD1,692
SV Hybrid 2WD1,692
SV Hybrid AWD1,748
SL 2WD1,788
SL AWD1,792
SL Hybrid 2WD1,796
SL Hybrid AWD1,852
2018 Nissan Rogue Average Rate$1,656

2018 Nissan Altima

$1,996

Insurance Rates by Trim Level for 2018 Nissan Rogue
2018 Nissan Altima TrimsRate
2.5 S Sedan$1,906
2.5 SR Sedan1,962
2.5 SV Sedan1,962
2.5 SL Sedan2,018
3.5 SL Sedan2,130
2018 Nissan Altima Average Rate$1,996

2017 Nissan Rogue vs. Nissan Altima

A 2017 Nissan Rogue costs $292 less per year to insure per year on average than a 2017 Nissan Altima, a difference of 16.6%.

The rate chart below visualizes the average cost to insure both 2017 models for a range of driver ages. Average car insurance cost ranges from $1,448 to $3,242 per year for a 2017 Nissan Rogue, and $1,708 to $3,842 on the 2017 Nissan Altima for the chosen age groups in the chart.

Average car insurance premiums for 2017 Nissan Rogue and Nissan Altima models for different driver ages.
Figure 8: Average car insurance premiums for 2017 Nissan Rogue and Nissan Altima models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2017 model year Nissan Rogue and Nissan Altima. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Nissan Rogue vs. Nissan Altima Insurance Cost
Driver Age Nissan Rogue Nissan Altima
18-Year-Old$4,956$5,887
20-Year-Old$3,242$3,842
25-Year-Old$1,872$2,214
30-Year-Old$1,712$2,026
40-Year-Old$1,618$1,910
50-Year-Old$1,448$1,708
60-Year-Old$1,356$1,598

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated June 27, 2025

For the 16 trim levels available for the 2017 Nissan Rogue, the lowest-cost trim level to insure is the Sport S Hatchback trim at an average cost of $1,406 per year.

For the seven trim levels available for the Nissan Altima, the lowest-cost 2017 trim to insure is the 2.5 S Sedan trim at a cost of $1,844.

When all 23 trims of both models are combined and compared, the most affordable model and trim level to insure is the Nissan Rogue Sport S Hatchback at an average of $1,406 per year. The most expensive vehicle to insure is the Nissan Altima 3.5 SL Sedan at an average of $2,002 per year.

The two tables below detail trim level insurance cost averages for both 2017 models, along with the average rate for each model. The model with the cheapest overall car insurance rates for 2017 is the Nissan Rogue.

2017 Nissan Rogue

$1,618

Insurance Rates by Trim Level for a 2017 Nissan Rogue
2017 Nissan Rogue TrimsRate
Sport S Hatchback$1,406
Sport S AWD Hatchback1,458
Sport SV Hatchback1,458
Sport SV AWD Hatchback1,510
S 2WD1,542
Sport SL AWD Hatchback1,564
Sport SL Hatchback1,564
S AWD1,594
SV 2WD1,620
SV AWD1,648
SL 2WD1,700
Hybrid SV 2WD1,720
Hybrid SV AWD1,720
SL AWD1,752
Hybrid SL 2WD1,826
Hybrid SL AWD1,826
2017 Nissan Rogue Average Rate$1,618

2017 Nissan Altima

$1,910

Insurance Rates by Trim Level for 2017 Nissan Rogue
2017 Nissan Altima TrimsRate
2.5 S Sedan$1,844
2.5 Sedan1,844
2.5 SR Sedan1,896
2.5 SV Sedan1,896
2.5 SL Sedan1,948
3.5 SR Sedan1,948
3.5 SL Sedan2,002
2017 Nissan Altima Average Rate$1,910

2016 Nissan Rogue vs. Nissan Altima

For the 2016 Nissan Rogue and Nissan Altima models, the Nissan Rogue is cheaper to insure by an average of $190 per year for this model year.

The rate chart below shows the average car insurance cost for both 2016 models using a range of rated driver ages. For the 2016 Nissan Rogue, average car insurance cost ranges from $1,366 to $3,036 per year for these driver ages. A full-coverage policy for the 2016 Nissan Altima ranges from $1,532 to $3,422 on average per year.

Average car insurance premiums for 2016 Nissan Rogue and Nissan Altima models for different driver ages.
Figure 9: Average car insurance premiums for 2016 Nissan Rogue and Nissan Altima models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2016 model year Nissan Rogue and Nissan Altima. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Nissan Rogue vs. Nissan Altima Insurance Cost
Driver Age Nissan Rogue Nissan Altima
18-Year-Old$4,632$5,228
20-Year-Old$3,036$3,422
25-Year-Old$1,760$1,982
30-Year-Old$1,604$1,812
40-Year-Old$1,522$1,712
50-Year-Old$1,366$1,532
60-Year-Old$1,274$1,428

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated June 27, 2025

Out of six trim levels for a 2016 Nissan Rogue, the cheapest average car insurance prices are on the S 2WD trim at a cost of $1,442 per year. The 2016 Nissan Altima has seven different trims available, with the cheapest model to insure being the 2.5 S Sedan trim at an average cost of $1,650 per year, or about $138 per month.

When all 13 trims of both models are combined and compared, the cheapest trim to insure is the Nissan Rogue S 2WD at an average rate of $1,442 per year. The most expensive model and trim level is the Nissan Altima 3.5 SL Sedan costing $1,796 per year.

The next two tables detail trim level insurance cost averages for both 2016 models, along with an average cost for each model. The cheapest to insure for the 2016 model year is the Nissan Rogue.

2016 Nissan Rogue

$1,522

Insurance Rates by Trim Level for a 2016 Nissan Rogue
2016 Nissan Rogue TrimsRate
S 2WD$1,442
S AWD1,482
SV 2WD1,498
SV AWD1,506
SL 2WD1,596
SL AWD1,604
2016 Nissan Rogue Average Rate$1,522

2016 Nissan Altima

$1,712

Insurance Rates by Trim Level for 2016 Nissan Rogue
2016 Nissan Altima TrimsRate
2.5 S Sedan$1,650
2.5 Sedan1,650
2.5 SR Sedan1,698
2.5 SV Sedan1,698
2.5 SL Sedan1,748
3.5 SR Sedan1,748
3.5 SL Sedan1,796
2016 Nissan Altima Average Rate$1,712

2015 Nissan Rogue vs. Nissan Altima

A 2015 Nissan Rogue is $128 cheaper to insure per year on average than a 2015 Nissan Altima, a difference of 8.6%.

The rate chart below demonstrates the average insurance cost for both 2015 models rated for different driver ages. The average car insurance cost ranges from $1,290 to $2,864 per year on the 2015 Nissan Rogue, and $1,398 to $3,122 for the 2015 Nissan Altima for the included age groups.

Average car insurance premiums for 2015 Nissan Rogue and Nissan Altima models for different driver ages.
Figure 10: Average car insurance premiums for 2015 Nissan Rogue and Nissan Altima models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2015 model year Nissan Rogue and Nissan Altima. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Nissan Rogue vs. Nissan Altima Insurance Cost
Driver Age Nissan Rogue Nissan Altima
18-Year-Old$4,362$4,766
20-Year-Old$2,864$3,122
25-Year-Old$1,654$1,804
30-Year-Old$1,510$1,648
40-Year-Old$1,432$1,560
50-Year-Old$1,290$1,398
60-Year-Old$1,204$1,306

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated June 27, 2025

A 2015 Nissan Rogue has eight trims available, with the lowest-cost trim level to insure being the Select S 2WD trim at an average cost of $1,350 per year, or about $113 per month.

For the seven trim options available for a Nissan Altima, the cheapest 2015 trim to insure is the 2.5 S Sedan model at a cost of $1,482 per year, or around $124 per month.

When all 15 trims of both models are combined and compared, the overall cheapest vehicle to buy insurance for is the Nissan Rogue Select S 2WD at a cost of $1,350 per year. The most expensive model and trim level is the Nissan Altima 3.5 SL Sedan costing $1,648 per year.

The next two tables break down average car insurance cost by trim level for a 2015 Nissan Rogue and Nissan Altima, plus an average rate for each model. The model with the cheapest overall car insurance rates for 2015 is the Nissan Rogue.

2015 Nissan Rogue

$1,432

Insurance Rates by Trim Level for a 2015 Nissan Rogue
2015 Nissan Rogue TrimsRate
Select S 2WD$1,350
Select S AWD1,350
S 2WD1,394
S AWD1,438
SV 2WD1,438
SV AWD1,438
SL 2WD1,528
SL AWD1,528
2015 Nissan Rogue Average Rate$1,432

2015 Nissan Altima

$1,560

Insurance Rates by Trim Level for 2015 Nissan Rogue
2015 Nissan Altima TrimsRate
2.5 S Sedan$1,482
2.5 Sedan1,482
2.5 SV Sedan1,528
3.5 S Sedan1,574
2.5 SL Sedan1,604
3.5 SV Sedan1,604
3.5 SL Sedan1,648
2015 Nissan Altima Average Rate$1,560

Additional Nissan Rogue and Nissan Altima Resources