Nissan Sentra and Volkswagen Jetta Insurance Quote Comparisons

Are car insurance rates cheaper for a Nissan Sentra or a Volkswagen Jetta? We compared insurance cost for a Nissan Sentra and a Volkswagen Jetta head-to-head since 2015 to find out which costs less to insure.

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  • At an annual average cost of $2,146 per year, a 2024 Nissan Sentra has more affordable car insurance rates than a 2024 Volkswagen Jetta by an average of $224 per year.
  • For the 2024 model year Nissan Sentra, car insurance prices cost from $2,098 to $2,206 per year, while insurance on the 2024 Volkswagen Jetta costs from $2,218 to $2,512, depending on the trim level being insured.
  • The Nissan Sentra costs an average of $75 less per year than the average U.S. car insurance rate of $2,221, while the Volkswagen Jetta costs $149 more per year.

Is it cheaper to insure a Nissan Sentra or Volkswagen Jetta?

For the 2024 model year, the model with cheaper average insurance rates is the Nissan Sentra. Insurance rates for the Nissan Sentra average $2,146 per year, while insurance for a Volkswagen Jetta costs an average of $2,370 per year.

Out of three Nissan Sentra trim levels, the cheapest 2024 model to insure is the S trim at an average cost of $2,098 per year, or about $175 per month.

For the six trims available for the Volkswagen Jetta, the cheapest 2024 trim to insure is the S model at a cost of $2,218.

When rates are compared for the nine trim levels of both 2024 models, the overall cheapest vehicle to insure is the Nissan Sentra S at an average of $2,098 per year, and the most expensive model and trim level is the Volkswagen Jetta GLI Autobahn at a cost of $2,512 per year.

The next table compares and ranks the annual and monthly car insurance cost for 2024 Nissan Sentra and Volkswagen Jetta models, with average rates for every trim level for each model.

2024 Model Year Nissan Sentra vs. Volkswagen Jetta Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,098$175
$2,136$178
$2,206$184
$2,218$185
$2,262$189
$2,344$195
$2,430$203
$2,450$204
$2,512$209

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025

Annual and monthly insurance cost by trim level for a 2024 Nissan Sentra and a 2024 Volkswagen Jetta
Annual and monthly insurance cost by trim level for a 2024 Nissan Sentra and a 2024 Volkswagen Jetta

The next chart illustrates the average cost to insure both models for the 20 to 50-year-old driver age groups. For a 2024 Nissan Sentra, average insurance cost ranges from $1,918 to $4,240 per year for the driver ages used. A 2024 Volkswagen Jetta costs from $2,110 to $4,702 to insure per year.

Average car insurance premiums for 2024 Nissan Sentra and Volkswagen Jetta models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on June 26, 2025.

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Data Methodology: Rates based on a 2024 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$6,453$7,177
20-Year-Old$4,240$4,702
25-Year-Old$2,480$2,742
30-Year-Old$2,278$2,522
40-Year-Old$2,146$2,370
50-Year-Old$1,918$2,110
60-Year-Old$1,790$1,970

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated June 26, 2025

The tables shown below illustrate average cost to insure each trim level for a 2024 Nissan Sentra and Volkswagen Jetta, along with an average cost for each model. The model with the cheapest average car insurance rates for 2024 is the Nissan Sentra.

2024 Nissan Sentra

$2,146

Insurance Rates by Trim Level for a 2024 Nissan Sentra
2024 Nissan Sentra TrimsRate
S$2,098
SV2,136
SR2,206
2024 Nissan Sentra Average Rate$2,146

2024 Volkswagen Jetta

$2,370

Insurance Rates by Trim Level for 2024 Nissan Sentra
2024 Volkswagen Jetta TrimsRate
S$2,218
Sport2,262
SE2,344
GLI 40th Anniversary Edition2,430
SEL2,450
GLI Autobahn2,512
2024 Volkswagen Jetta Average Rate$2,370

2023 Nissan Sentra vs. Volkswagen Jetta

For 2023, the model with the cheapest average car insurance rates is the Volkswagen Jetta. Insurance on a Nissan Sentra costs an average of $2,108 per year, while insurance for a Volkswagen Jetta costs an average of $2,074 per year.

Out of four trim levels for the 2023 Nissan Sentra, the cheapest auto insurance rates are on the S trim at a cost of $2,046 per year.

For the five trims available for the Volkswagen Jetta, the cheapest 2023 trim level to insure is the S model at a cost of $1,956.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim level to insure is the Volkswagen Jetta S at a cost of $1,956 per year. The highest-cost model and trim is the Volkswagen Jetta GLI Autobahn costing an average of $2,212 per year.

The table below compares the 12-month and monthly car insurance cost for 2023 Nissan Sentra and Volkswagen Jetta models, showing average cost for each trim level.

2023 Model Year Nissan Sentra vs. Volkswagen Jetta Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,956$163
$1,986$166
$2,046$171
$2,068$172
$2,084$174
$2,140$178
$2,154$180
$2,164$180
$2,212$184

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025

Annual and monthly insurance cost by trim level for a 2023 Nissan Sentra and a 2023 Volkswagen Jetta
Annual and monthly insurance cost by trim level for a 2023 Nissan Sentra and a 2023 Volkswagen Jetta

The chart below displays the average cost to insure both models using a range of rated driver ages. The average car insurance cost ranges from $1,886 to $4,172 per year for a 2023 Nissan Sentra, and $1,856 to $4,116 for a 2023 Volkswagen Jetta for the illustrated age groups.

Average car insurance premiums for 2023 Nissan Sentra and Volkswagen Jetta models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2023 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$6,352$6,276
20-Year-Old$4,172$4,116
25-Year-Old$2,434$2,398
30-Year-Old$2,236$2,200
40-Year-Old$2,108$2,074
50-Year-Old$1,886$1,856
60-Year-Old$1,758$1,732

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated June 27, 2025

The tables below show all the available trims for both 2023 models, including an overall average cost for each model.

2023 Nissan Sentra

$2,108

Insurance Rates by Trim Level for a 2023 Nissan Sentra
2023 Nissan Sentra TrimsRate
S$2,046
SV2,084
SR2,140
SR Midnight Edition2,164
2023 Nissan Sentra Average Rate$2,108

2023 Volkswagen Jetta

$2,074

Insurance Rates by Trim Level for 2023 Nissan Sentra
2023 Volkswagen Jetta TrimsRate
S$1,956
Sport1,986
SE2,068
SEL2,154
GLI Autobahn2,212
2023 Volkswagen Jetta Average Rate$2,074

2022 Nissan Sentra vs. Volkswagen Jetta

When comparing 2022 Nissan Sentra and Volkswagen Jetta models, the cheapest to insure is the Volkswagen Jetta. Average car insurance rates for the Nissan Sentra are $2,082 per year, whereas the Volkswagen Jetta averages $2,074 per year.

Within each model, however, cost varies greatly for different trim levels. Using the Nissan Sentra to illustrate this point, average insurance rates range from the lowest rate of $1,998 per year for the S model up to $2,178 for the SR Premium model. For the 2022 Volkswagen Jetta, rates can range from $1,912 per year for the S model up to $2,184 for the GLI Autobahn model.

For a 2022 Nissan Sentra, the most affordable trims to insure are the S, SV, and SR. The cheapest Volkswagen Jetta models to insure include the S, R-Line, and SE.

The rate table below compares the cost of car insurance for 2022 Nissan Sentra and Volkswagen Jetta models, broken down by trim level.

2022 Model Year Nissan Sentra vs. Volkswagen Jetta Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,912$159
$1,998$167
$2,034$170
$2,036$170
$2,064$172
$2,080$173
$2,084$174
$2,098$175
$2,112$176
$2,142$179
$2,178$182
$2,184$182

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025

Annual and monthly insurance cost by trim level for a 2022 Nissan Sentra and a 2022 Volkswagen Jetta
Annual and monthly insurance cost by trim level for a 2022 Nissan Sentra and a 2022 Volkswagen Jetta

The following chart visualizes the average car insurance cost for the two models using drivers aged 20 to 50. The average cost of car insurance ranges from $1,862 to $4,136 per year on a 2022 Nissan Sentra, and $1,856 to $4,124 on a 2022 Volkswagen Jetta for the sample drivers in the chart.

Average car insurance premiums for 2022 Nissan Sentra and Volkswagen Jetta models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2022 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$6,306$6,293
20-Year-Old$4,136$4,124
25-Year-Old$2,404$2,398
30-Year-Old$2,208$2,200
40-Year-Old$2,082$2,074
50-Year-Old$1,862$1,856
60-Year-Old$1,738$1,732

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated June 26, 2025

A 2022 Nissan Sentra has five trim levels available, with the lowest-cost model to insure being the S model at an average cost of $1,998 per year. For the seven different trims available for the Volkswagen Jetta, the most affordable 2022 trim to insure is the S trim at a cost of $1,912.

When all 12 trims of both models are combined and compared, the cheapest trim to put coverage on is the Volkswagen Jetta S at an average cost of $1,912 per year, and the overall most expensive vehicle to insure is the Volkswagen Jetta GLI Autobahn costing an average of $2,184 per year.

The two tables below display average car insurance rates for every trim level for both 2022 models, including an overall average rate. The winner for the 2022 car insurance battle is the Volkswagen Jetta.

2022 Nissan Sentra

$2,082

Insurance Rates by Trim Level for a 2022 Nissan Sentra
2022 Nissan Sentra TrimsRate
S$1,998
SV2,064
SR2,080
SR Midnight Edition2,084
SR Premium2,178
2022 Nissan Sentra Average Rate$2,082

2022 Volkswagen Jetta

$2,074

Insurance Rates by Trim Level for 2022 Nissan Sentra
2022 Volkswagen Jetta TrimsRate
S$1,912
R-Line2,034
SE2,036
SEL2,098
GLI S2,112
SEL Premium2,142
GLI Autobahn2,184
2022 Volkswagen Jetta Average Rate$2,074

2021 Nissan Sentra vs. Volkswagen Jetta

For the 2021 Nissan Sentra and Volkswagen Jetta models, the Nissan Sentra costs less to insure by an average of $284 per year for this comparison year.

The chart below illustrates the average car insurance cost for both 2021 models with different ages of drivers. A full-coverage car insurance policy ranges from $1,672 to $3,708 per year for a 2021 Nissan Sentra, and $1,932 to $4,320 on a 2021 Volkswagen Jetta for the included driver ages.

Average car insurance premiums for 2021 Nissan Sentra and Volkswagen Jetta models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2021 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$5,645$6,604
20-Year-Old$3,708$4,320
25-Year-Old$2,164$2,498
30-Year-Old$1,986$2,284
40-Year-Old$1,872$2,156
50-Year-Old$1,672$1,932
60-Year-Old$1,562$1,806

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated June 27, 2025

The 2021 Nissan Sentra has five trims available, with the most affordable trim to insure being the S Sedan trim at an average cost of $1,794 per year. For the seven trim levels available for a Volkswagen Jetta, the cheapest 2021 trim package to insure is the S Sedan model at a cost of $1,988.

When rates for all 12 trims of both models are combined and sorted by cost, the cheapest trim to put coverage on is the Nissan Sentra S Sedan at an average rate of $1,794 per year, and the highest-cost model and trim level is the Volkswagen Jetta GLI 2.0 Autobahn Sedan at an average of $2,324 per year.

The tables below detail average car insurance cost by trim level for a 2021 Nissan Sentra and Volkswagen Jetta, including the average rate for each model. The cheapest of the two models to insure for the 2021 model year is the Nissan Sentra.

2021 Nissan Sentra

$1,872

Insurance Rates by Trim Level for a 2021 Nissan Sentra
2021 Nissan Sentra TrimsRate
S Sedan$1,794
SR Sedan1,860
SV Sedan1,860
SR Premium Sedan1,922
SV Premium Sedan1,922
2021 Nissan Sentra Average Rate$1,872

2021 Volkswagen Jetta

$2,156

Insurance Rates by Trim Level for 2021 Nissan Sentra
2021 Volkswagen Jetta TrimsRate
S Sedan$1,988
R-Line Sedan2,000
SE Sedan2,116
SEL Sedan2,180
GLI 2.0 S Sedan2,246
SEL Premium Sedan2,246
GLI 2.0 Autobahn Sedan2,324
2021 Volkswagen Jetta Average Rate$2,156

2020 Nissan Sentra vs. Volkswagen Jetta

For 2020 Nissan Sentra and Volkswagen Jetta models, the Nissan Sentra is cheaper to insure by an average of $280 per year for this comparison year.

The chart shown below shows the average car insurance cost for the two models rated for different driver ages. The average cost of car insurance ranges from $1,628 to $3,606 per year for the 2020 Nissan Sentra, and $1,882 to $4,208 for a 2020 Volkswagen Jetta for the driver examples in the chart.

Average car insurance premiums for 2020 Nissan Sentra and Volkswagen Jetta models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2020 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$5,491$6,431
20-Year-Old$3,606$4,208
25-Year-Old$2,106$2,430
30-Year-Old$1,930$2,224
40-Year-Old$1,820$2,100
50-Year-Old$1,628$1,882
60-Year-Old$1,518$1,758

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated June 27, 2025

For the five trims available for the 2020 Nissan Sentra, the cheapest trim level to insure is the S Sedan trim at an average cost of $1,746 per year, or around $146 per month.

For the seven option levels available for the Volkswagen Jetta, the lowest-cost 2020 trim level to insure is the S Sedan trim at a cost of $1,938.

When average car insurance prices for all 12 trim levels for both vehicles are compared, the most affordable model and trim level to put coverage on is the Nissan Sentra S Sedan at an average of $1,746 per year, and the most expensive model and trim level is the Volkswagen Jetta GLI 2.0 Autobahn Sedan at a cost of $2,260 per year.

The tables shown below display both 2020 models and all trim levels available for each one, including an overall average cost for each model. The 2020 Nissan Sentra takes the win over the 2020 Volkswagen Jetta for cheapest overall car insurance cost.

2020 Nissan Sentra

$1,820

Insurance Rates by Trim Level for a 2020 Nissan Sentra
2020 Nissan Sentra TrimsRate
S Sedan$1,746
SR Sedan1,808
SV Sedan1,808
SR Premium Sedan1,870
SV Premium Sedan1,870
2020 Nissan Sentra Average Rate$1,820

2020 Volkswagen Jetta

$2,100

Insurance Rates by Trim Level for 2020 Nissan Sentra
2020 Volkswagen Jetta TrimsRate
S Sedan$1,938
R-Line Sedan1,948
SE Sedan2,062
SEL Sedan2,122
GLI 2.0 S Sedan2,186
SEL Premium Sedan2,186
GLI 2.0 Autobahn Sedan2,260
2020 Volkswagen Jetta Average Rate$2,100

2019 Nissan Sentra vs. Volkswagen Jetta

A 2019 Nissan Sentra is $302 cheaper to insure per year on average than a 2019 Volkswagen Jetta, a difference of 15.2%.

The following chart shows the average cost to insure both models rated for drivers aged 20 to 50. For a 2019 Nissan Sentra, average car insurance cost ranges from $1,654 to $3,648 per year for the driver examples in the chart. Auto insurance for the 2019 Volkswagen Jetta costs from $1,928 to $4,300 on average per year.

Average car insurance premiums for 2019 Nissan Sentra and Volkswagen Jetta models for different driver ages.
Figure 6: Average car insurance premiums for 2019 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2019 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$5,546$6,573
20-Year-Old$3,648$4,300
25-Year-Old$2,128$2,478
30-Year-Old$1,948$2,264
40-Year-Old$1,842$2,144
50-Year-Old$1,654$1,928
60-Year-Old$1,542$1,796

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated June 26, 2025

A 2019 Nissan Sentra has five trims available, with the most affordable trim to insure being the S Sedan trim at an average cost of $1,716 per year.

Out of the eight trim levels available for a Volkswagen Jetta, the lowest-cost 2019 trim to insure is the R-Line Sedan model at a cost of $1,860 per year, or about $155 per month.

When rates for all 13 trim levels for both vehicles are combined and compared, the cheapest trim to put coverage on is the Nissan Sentra S Sedan at an average of $1,716 per year. The most expensive trim is the Volkswagen Jetta GLI 2.0 Autobahn Sedan costing an average of $2,290 per year.

The next two tables illustrate average car insurance cost by trim level for a 2019 Nissan Sentra and Volkswagen Jetta, plus an average rate for each model. The 2019 Nissan Sentra has cheaper average car insurance rates than the 2019 Volkswagen Jetta.

2019 Nissan Sentra

$1,842

Insurance Rates by Trim Level for a 2019 Nissan Sentra
2019 Nissan Sentra TrimsRate
S Sedan$1,716
SV Sedan1,776
SL Sedan1,894
SR Sedan1,894
Nismo Sedan1,936
2019 Nissan Sentra Average Rate$1,842

2019 Volkswagen Jetta

$2,144

Insurance Rates by Trim Level for 2019 Nissan Sentra
2019 Volkswagen Jetta TrimsRate
R-Line Sedan$1,860
S Sedan2,010
SE Sedan2,128
SEL Sedan2,188
GLI 2.0 S Sedan2,208
GLI 2.0 35th Anniversary Edition Sedan2,230
SEL Premium Sedan2,230
GLI 2.0 Autobahn Sedan2,290
2019 Volkswagen Jetta Average Rate$2,144

2018 Nissan Sentra vs. Volkswagen Jetta

For 2018 Nissan Sentra and Volkswagen Jetta models, the Nissan Sentra is cheaper to insure by an average of $318 per year for this comparison year.

The chart below visualizes the average car insurance cost for both models for different driver ages. For the 2018 Nissan Sentra, average car insurance cost ranges from $1,584 to $3,484 per year for the driver examples in the chart. Full-coverage insurance for the 2018 Volkswagen Jetta costs from $1,870 to $4,170 on average per year.

Average car insurance premiums for 2018 Nissan Sentra and Volkswagen Jetta models for different driver ages.
Figure 7: Average car insurance premiums for 2018 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2018 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$5,291$6,364
20-Year-Old$3,484$4,170
25-Year-Old$2,032$2,400
30-Year-Old$1,862$2,192
40-Year-Old$1,760$2,078
50-Year-Old$1,584$1,870
60-Year-Old$1,476$1,746

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated June 27, 2025

Out of five Nissan Sentra trim levels, the lowest-cost 2018 trim level to insure is the S Sedan trim at an average cost of $1,638 per year. For the four trims available for a Volkswagen Jetta, the cheapest 2018 trim level to insure is the S Sedan trim at a cost of $1,944.

When rates for all nine trim levels for both vehicles are combined and compared, the cheapest trim to insure is the Nissan Sentra S Sedan at an average rate of $1,638 per year. The most expensive model and trim level is the Volkswagen Jetta 2.0T GLI Sedan at an average of $2,204 per year.

The tables below illustrate average car insurance rates for every trim level for both 2018 models, including the average rate for each model. The 2018 Nissan Sentra takes the win over the 2018 Volkswagen Jetta for cheapest car insurance rates.

2018 Nissan Sentra

$1,760

Insurance Rates by Trim Level for a 2018 Nissan Sentra
2018 Nissan Sentra TrimsRate
S Sedan$1,638
SV Sedan1,712
SR Sedan1,796
SL Sedan1,818
Nismo Sedan1,834
2018 Nissan Sentra Average Rate$1,760

2018 Volkswagen Jetta

$2,078

Insurance Rates by Trim Level for 2018 Nissan Sentra
2018 Volkswagen Jetta TrimsRate
S Sedan$1,944
SE Sedan2,018
SEL Sedan2,150
2.0T GLI Sedan2,204
2018 Volkswagen Jetta Average Rate$2,078

2017 Nissan Sentra vs. Volkswagen Jetta

When comparing insurance rates for 2017 models, a Nissan Sentra costs an average of $1,642 per year to insure and a Volkswagen Jetta costs $1,974, making the Nissan Sentra cheaper to insure by $332 per year for 2017.

The rate chart below illustrates the average car insurance cost for both models using a range of rated driver ages. For a 2017 Nissan Sentra, average insurance cost ranges from $1,478 to $3,240 per year for the five different driver ages shown in the chart. Full-coverage insurance on a 2017 Volkswagen Jetta ranges from $1,780 to $3,960 on average per year.

Average car insurance premiums for 2017 Nissan Sentra and Volkswagen Jetta models for different driver ages.
Figure 8: Average car insurance premiums for 2017 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2017 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$4,913$6,035
20-Year-Old$3,240$3,960
25-Year-Old$1,892$2,280
30-Year-Old$1,732$2,080
40-Year-Old$1,642$1,974
50-Year-Old$1,478$1,780
60-Year-Old$1,380$1,664

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated June 27, 2025

Out of three trim levels for the 2017 Nissan Sentra, the most affordable insurance rates are on the S Sedan model at a cost of $1,608 per year. For the four different trim levels available for a Volkswagen Jetta, the cheapest 2017 model to insure is the S Sedan model at a cost of $1,834.

When all seven trims of both models are combined and compared, the lowest-cost model and trim level to buy insurance for is the Nissan Sentra S Sedan at an average cost of $1,608 per year, and the most expensive model and trim level is the Volkswagen Jetta 2.0T GLI Sedan at an average cost of $2,082 per year.

The tables shown below detail the cost to insure the available trim levels for both 2017 models, including an overall average cost for each model. The model with the cheapest car insurance rates for 2017 is the Nissan Sentra.

2017 Nissan Sentra

$1,642

Insurance Rates by Trim Level for a 2017 Nissan Sentra
2017 Nissan Sentra TrimsRate
S Sedan$1,608
SR Sedan1,660
SV Sedan1,660
2017 Nissan Sentra Average Rate$1,642

2017 Volkswagen Jetta

$1,974

Insurance Rates by Trim Level for 2017 Nissan Sentra
2017 Volkswagen Jetta TrimsRate
S Sedan$1,834
SE Sedan1,940
SEL Sedan2,044
2.0T GLI Sedan2,082
2017 Volkswagen Jetta Average Rate$1,974

2016 Nissan Sentra vs. Volkswagen Jetta

When comparing insurance rates for 2016 models, the Nissan Sentra costs $1,590 per year to insure and the Volkswagen Jetta costs $1,924, making the Nissan Sentra the cheaper model by $334 for 2016.

The chart shown below illustrates the average insurance cost for the two models using different driver ages. Average car insurance cost ranges from $1,436 to $3,144 per year on the 2016 Nissan Sentra, and $1,734 to $3,848 for the 2016 Volkswagen Jetta for the included age groups.

Average car insurance premiums for 2016 Nissan Sentra and Volkswagen Jetta models for different driver ages.
Figure 9: Average car insurance premiums for 2016 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2016 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$4,768$5,861
20-Year-Old$3,144$3,848
25-Year-Old$1,834$2,220
30-Year-Old$1,678$2,024
40-Year-Old$1,590$1,924
50-Year-Old$1,436$1,734
60-Year-Old$1,338$1,616

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated June 27, 2025

A 2016 Nissan Sentra has five trims available, with the most affordable trim to insure being the S Sedan trim at an average cost of $1,522 per year, or around $127 per month. For the eight different trims available for the Volkswagen Jetta, the most affordable 2016 model to insure is the Hybrid Sedan model at a cost of $1,748 per year, or about $146 per month.

When all 13 trims of both models are combined and compared, the cheapest vehicle to put coverage on is the Nissan Sentra S Sedan at an average rate of $1,522 per year, and the most expensive model and trim level is the Volkswagen Jetta 2.0T GLI SEL Sedan at an average of $2,084 per year.

The rate tables below display the expected annual car insurance cost by trim level for both 2016 models, including the average rate for each model. The model with the cheapest auto insurance rates for 2016 is the Nissan Sentra.

2016 Nissan Sentra

$1,590

Insurance Rates by Trim Level for a 2016 Nissan Sentra
2016 Nissan Sentra TrimsRate
S Sedan$1,522
S Plus Sedan1,572
SV Sedan1,572
SR Sedan1,618
SL Sedan1,668
2016 Nissan Sentra Average Rate$1,590

2016 Volkswagen Jetta

$1,924

Insurance Rates by Trim Level for 2016 Nissan Sentra
2016 Volkswagen Jetta TrimsRate
Hybrid Sedan$1,748
S Sedan1,810
SE Sedan1,858
Sport Sedan1,906
SEL Sedan1,956
SEL Premium Sedan1,988
2.0T GLI SE Sedan2,036
2.0T GLI SEL Sedan2,084
2016 Volkswagen Jetta Average Rate$1,924

2015 Nissan Sentra vs. Volkswagen Jetta

For 2015 Nissan Sentra and Volkswagen Jetta models, the Nissan Sentra costs less to insure by an average of $306 per year.

The following chart displays the average insurance cost for both models for drivers aged 20 to 50. For a 2015 Nissan Sentra, the average cost of car insurance ranges from $1,260 to $2,752 per year for the age groups in the chart. A full-coverage policy on a 2015 Volkswagen Jetta ranges from $1,538 to $3,416 on average per year.

Average car insurance premiums for 2015 Nissan Sentra and Volkswagen Jetta models for different driver ages.
Figure 10: Average car insurance premiums for 2015 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2015 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$4,163$5,210
20-Year-Old$2,752$3,416
25-Year-Old$1,610$1,970
30-Year-Old$1,472$1,800
40-Year-Old$1,398$1,704
50-Year-Old$1,260$1,538
60-Year-Old$1,176$1,434

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated June 26, 2025

Out of five Nissan Sentra trim levels, the lowest-cost 2015 model to insure is the S Plus Sedan model at an average cost of $1,362 per year, or $114 per month. For the seven trim levels available for a Volkswagen Jetta, the most affordable 2015 trim to insure is the 2 Sedan model at a cost of $1,622 per year, or $135 per month.

When average insurance prices for all 12 trims of both models are combined and sorted by cost, the cheapest vehicle to insure is the Nissan Sentra S Plus Sedan at an average rate of $1,362 per year. The most expensive vehicle to insure is the Volkswagen Jetta SEL Sedan costing $1,832 per year.

The next two tables illustrate average car insurance cost by trim level for each 2015 model, plus the average rate for each model.

2015 Nissan Sentra

$1,398

Insurance Rates by Trim Level for a 2015 Nissan Sentra
2015 Nissan Sentra TrimsRate
S Plus Sedan$1,362
S Sedan1,362
SR Sedan1,408
SV Sedan1,408
SL Sedan1,452
2015 Nissan Sentra Average Rate$1,398

2015 Volkswagen Jetta

$1,704

Insurance Rates by Trim Level for 2015 Nissan Sentra
2015 Volkswagen Jetta TrimsRate
2 Sedan$1,622
S Sedan1,622
Hybrid Sedan1,648
SE Sedan1,668
2.0T S Sedan Turbo Diesel1,712
2.0T GLI SE Sedan1,832
SEL Sedan1,832
2015 Volkswagen Jetta Average Rate$1,704

Additional Nissan Sentra and Volkswagen Jetta Resources