Nissan Sentra and Volkswagen Jetta Insurance Quote Comparisons

Are car insurance rates cheaper for a Nissan Sentra or a Volkswagen Jetta? We compared insurance cost for a Nissan Sentra and a Volkswagen Jetta head-to-head since 2015 to find out which costs less to insure.

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  • At an annual average cost of $2,200 per year, a 2024 Nissan Sentra has more affordable car insurance rates than a 2024 Volkswagen Jetta by an average of $226 per year.
  • For the 2024 model year Nissan Sentra, car insurance prices cost from $2,150 to $2,260 per year, while insurance on the 2024 Volkswagen Jetta costs from $2,272 to $2,572, depending on the trim level being insured.
  • The Nissan Sentra costs an average of $76 less per year than the average U.S. car insurance rate of $2,276, while the Volkswagen Jetta costs $150 more per year.

Is it cheaper to insure a Nissan Sentra or Volkswagen Jetta?

For the 2024 model year, the model with cheaper average insurance rates is the Nissan Sentra. Insurance rates for the Nissan Sentra average $2,200 per year, while insurance for a Volkswagen Jetta costs an average of $2,426 per year.

Out of three Nissan Sentra trim levels, the cheapest 2024 model to insure is the S trim at an average cost of $2,150 per year, or about $179 per month.

For the six trims available for the Volkswagen Jetta, the cheapest 2024 trim to insure is the S model at a cost of $2,272.

When rates are compared for the nine trim levels of both 2024 models, the overall cheapest vehicle to insure is the Nissan Sentra S at an average of $2,150 per year, and the most expensive model and trim level is the Volkswagen Jetta GLI Autobahn at a cost of $2,572 per year.

The next table compares and ranks the annual and monthly car insurance cost for 2024 Nissan Sentra and Volkswagen Jetta models, with average rates for every trim level for each model.

2024 Model Year Nissan Sentra vs. Volkswagen Jetta Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,150$179
$2,188$182
$2,260$188
$2,272$189
$2,318$193
$2,400$200
$2,490$208
$2,510$209
$2,572$214

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2024 Nissan Sentra and a 2024 Volkswagen Jetta
Annual and monthly insurance cost by trim level for a 2024 Nissan Sentra and a 2024 Volkswagen Jetta

The next chart illustrates the average cost to insure both models for the 20 to 50-year-old driver age groups. For a 2024 Nissan Sentra, average insurance cost ranges from $1,968 to $4,348 per year for the driver ages used. A 2024 Volkswagen Jetta costs from $2,164 to $4,818 to insure per year.

Average car insurance premiums for 2024 Nissan Sentra and Volkswagen Jetta models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on October 24, 2025.

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Data Methodology: Rates based on a 2024 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$6,614$7,354
20-Year-Old$4,348$4,818
25-Year-Old$2,542$2,812
30-Year-Old$2,332$2,580
40-Year-Old$2,200$2,426
50-Year-Old$1,968$2,164
60-Year-Old$1,836$2,018

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated October 24, 2025

The tables shown below illustrate average cost to insure each trim level for a 2024 Nissan Sentra and Volkswagen Jetta, along with an average cost for each model. The model with the cheapest average car insurance rates for 2024 is the Nissan Sentra.

2024 Nissan Sentra

$2,200

Insurance Rates by Trim Level for a 2024 Nissan Sentra
2024 Nissan Sentra TrimsRate
S$2,150
SV2,188
SR2,260
2024 Nissan Sentra Average Rate$2,200

2024 Volkswagen Jetta

$2,426

Insurance Rates by Trim Level for 2024 Nissan Sentra
2024 Volkswagen Jetta TrimsRate
S$2,272
Sport2,318
SE2,400
GLI 40th Anniversary Edition2,490
SEL2,510
GLI Autobahn2,572
2024 Volkswagen Jetta Average Rate$2,426

2023 Nissan Sentra vs. Volkswagen Jetta

For 2023, the model with the cheapest average car insurance rates is the Volkswagen Jetta. Insurance on a Nissan Sentra costs an average of $2,160 per year, while insurance for a Volkswagen Jetta costs an average of $2,124 per year.

Out of four trim levels for the 2023 Nissan Sentra, the cheapest auto insurance rates are on the S trim at a cost of $2,094 per year.

For the five trims available for the Volkswagen Jetta, the cheapest 2023 trim level to insure is the S model at a cost of $2,004.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim level to insure is the Volkswagen Jetta S at a cost of $2,004 per year. The highest-cost model and trim is the Volkswagen Jetta GLI Autobahn costing an average of $2,266 per year.

The table below compares the 12-month and monthly car insurance cost for 2023 Nissan Sentra and Volkswagen Jetta models, showing average cost for each trim level.

2023 Model Year Nissan Sentra vs. Volkswagen Jetta Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,004$167
$2,034$170
$2,094$175
$2,116$176
$2,132$178
$2,194$183
$2,206$184
$2,216$185
$2,266$189

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2023 Nissan Sentra and a 2023 Volkswagen Jetta
Annual and monthly insurance cost by trim level for a 2023 Nissan Sentra and a 2023 Volkswagen Jetta

The chart below displays the average cost to insure both models using a range of rated driver ages. The average car insurance cost ranges from $1,930 to $4,274 per year for a 2023 Nissan Sentra, and $1,902 to $4,218 for a 2023 Volkswagen Jetta for the illustrated age groups.

Average car insurance premiums for 2023 Nissan Sentra and Volkswagen Jetta models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2023 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$6,508$6,432
20-Year-Old$4,274$4,218
25-Year-Old$2,496$2,458
30-Year-Old$2,290$2,252
40-Year-Old$2,160$2,124
50-Year-Old$1,930$1,902
60-Year-Old$1,802$1,776

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated October 24, 2025

The tables below show all the available trims for both 2023 models, including an overall average cost for each model.

2023 Nissan Sentra

$2,160

Insurance Rates by Trim Level for a 2023 Nissan Sentra
2023 Nissan Sentra TrimsRate
S$2,094
SV2,132
SR2,194
SR Midnight Edition2,216
2023 Nissan Sentra Average Rate$2,160

2023 Volkswagen Jetta

$2,124

Insurance Rates by Trim Level for 2023 Nissan Sentra
2023 Volkswagen Jetta TrimsRate
S$2,004
Sport2,034
SE2,116
SEL2,206
GLI Autobahn2,266
2023 Volkswagen Jetta Average Rate$2,124

2022 Nissan Sentra vs. Volkswagen Jetta

When comparing 2022 Nissan Sentra and Volkswagen Jetta models, the cheapest to insure is the Volkswagen Jetta. Average car insurance rates for the Nissan Sentra are $2,132 per year, whereas the Volkswagen Jetta averages $2,124 per year.

Within each model, however, cost varies greatly for different trim levels. Using the Nissan Sentra to illustrate this point, average insurance rates range from the lowest rate of $2,048 per year for the S model up to $2,230 for the SR Premium model. For the 2022 Volkswagen Jetta, rates can range from $1,960 per year for the S model up to $2,238 for the GLI Autobahn model.

For a 2022 Nissan Sentra, the most affordable trims to insure are the S, SV, and SR. The cheapest Volkswagen Jetta models to insure include the S, R-Line, and SE.

The rate table below compares the cost of car insurance for 2022 Nissan Sentra and Volkswagen Jetta models, broken down by trim level.

2022 Model Year Nissan Sentra vs. Volkswagen Jetta Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,960$163
$2,048$171
$2,082$174
$2,084$174
$2,114$176
$2,130$178
$2,134$178
$2,150$179
$2,162$180
$2,194$183
$2,230$186
$2,238$187

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2022 Nissan Sentra and a 2022 Volkswagen Jetta
Annual and monthly insurance cost by trim level for a 2022 Nissan Sentra and a 2022 Volkswagen Jetta

The following chart visualizes the average car insurance cost for the two models using drivers aged 20 to 50. The average cost of car insurance ranges from $1,906 to $4,238 per year on a 2022 Nissan Sentra, and $1,900 to $4,228 on a 2022 Volkswagen Jetta for the sample drivers in the chart.

Average car insurance premiums for 2022 Nissan Sentra and Volkswagen Jetta models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2022 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$6,460$6,445
20-Year-Old$4,238$4,228
25-Year-Old$2,464$2,458
30-Year-Old$2,260$2,252
40-Year-Old$2,132$2,124
50-Year-Old$1,906$1,900
60-Year-Old$1,780$1,776

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated October 24, 2025

A 2022 Nissan Sentra has five trim levels available, with the lowest-cost model to insure being the S model at an average cost of $2,048 per year. For the seven different trims available for the Volkswagen Jetta, the most affordable 2022 trim to insure is the S trim at a cost of $1,960.

When all 12 trims of both models are combined and compared, the cheapest trim to put coverage on is the Volkswagen Jetta S at an average cost of $1,960 per year, and the overall most expensive vehicle to insure is the Volkswagen Jetta GLI Autobahn costing an average of $2,238 per year.

The two tables below display average car insurance rates for every trim level for both 2022 models, including an overall average rate. The winner for the 2022 car insurance battle is the Volkswagen Jetta.

2022 Nissan Sentra

$2,132

Insurance Rates by Trim Level for a 2022 Nissan Sentra
2022 Nissan Sentra TrimsRate
S$2,048
SV2,114
SR2,130
SR Midnight Edition2,134
SR Premium2,230
2022 Nissan Sentra Average Rate$2,132

2022 Volkswagen Jetta

$2,124

Insurance Rates by Trim Level for 2022 Nissan Sentra
2022 Volkswagen Jetta TrimsRate
S$1,960
R-Line2,082
SE2,084
SEL2,150
GLI S2,162
SEL Premium2,194
GLI Autobahn2,238
2022 Volkswagen Jetta Average Rate$2,124

2021 Nissan Sentra vs. Volkswagen Jetta

For the 2021 Nissan Sentra and Volkswagen Jetta models, the Nissan Sentra costs less to insure by an average of $292 per year for this comparison year.

The chart below illustrates the average car insurance cost for both 2021 models with different ages of drivers. A full-coverage car insurance policy ranges from $1,712 to $3,798 per year for a 2021 Nissan Sentra, and $1,980 to $4,428 on a 2021 Volkswagen Jetta for the included driver ages.

Average car insurance premiums for 2021 Nissan Sentra and Volkswagen Jetta models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2021 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$5,786$6,768
20-Year-Old$3,798$4,428
25-Year-Old$2,218$2,558
30-Year-Old$2,036$2,342
40-Year-Old$1,918$2,210
50-Year-Old$1,712$1,980
60-Year-Old$1,596$1,848

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated October 24, 2025

The 2021 Nissan Sentra has five trims available, with the most affordable trim to insure being the S Sedan trim at an average cost of $1,838 per year. For the seven trim levels available for a Volkswagen Jetta, the cheapest 2021 trim package to insure is the S Sedan model at a cost of $2,036.

When rates for all 12 trims of both models are combined and sorted by cost, the cheapest trim to put coverage on is the Nissan Sentra S Sedan at an average rate of $1,838 per year, and the highest-cost model and trim level is the Volkswagen Jetta GLI 2.0 Autobahn Sedan at an average of $2,380 per year.

The tables below detail average car insurance cost by trim level for a 2021 Nissan Sentra and Volkswagen Jetta, including the average rate for each model. The cheapest of the two models to insure for the 2021 model year is the Nissan Sentra.

2021 Nissan Sentra

$1,918

Insurance Rates by Trim Level for a 2021 Nissan Sentra
2021 Nissan Sentra TrimsRate
S Sedan$1,838
SR Sedan1,904
SV Sedan1,904
SR Premium Sedan1,968
SV Premium Sedan1,968
2021 Nissan Sentra Average Rate$1,918

2021 Volkswagen Jetta

$2,210

Insurance Rates by Trim Level for 2021 Nissan Sentra
2021 Volkswagen Jetta TrimsRate
S Sedan$2,036
R-Line Sedan2,050
SE Sedan2,168
SEL Sedan2,232
GLI 2.0 S Sedan2,300
SEL Premium Sedan2,300
GLI 2.0 Autobahn Sedan2,380
2021 Volkswagen Jetta Average Rate$2,210

2020 Nissan Sentra vs. Volkswagen Jetta

For 2020 Nissan Sentra and Volkswagen Jetta models, the Nissan Sentra is cheaper to insure by an average of $288 per year for this comparison year.

The chart shown below shows the average car insurance cost for the two models rated for different driver ages. The average cost of car insurance ranges from $1,666 to $3,694 per year for the 2020 Nissan Sentra, and $1,930 to $4,312 for a 2020 Volkswagen Jetta for the driver examples in the chart.

Average car insurance premiums for 2020 Nissan Sentra and Volkswagen Jetta models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2020 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$5,628$6,589
20-Year-Old$3,694$4,312
25-Year-Old$2,154$2,492
30-Year-Old$1,980$2,280
40-Year-Old$1,864$2,152
50-Year-Old$1,666$1,930
60-Year-Old$1,554$1,800

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated October 24, 2025

For the five trims available for the 2020 Nissan Sentra, the cheapest trim level to insure is the S Sedan trim at an average cost of $1,788 per year, or around $149 per month.

For the seven option levels available for the Volkswagen Jetta, the lowest-cost 2020 trim level to insure is the S Sedan trim at a cost of $1,986.

When average car insurance prices for all 12 trim levels for both vehicles are compared, the most affordable model and trim level to put coverage on is the Nissan Sentra S Sedan at an average of $1,788 per year, and the most expensive model and trim level is the Volkswagen Jetta GLI 2.0 Autobahn Sedan at a cost of $2,316 per year.

The tables shown below display both 2020 models and all trim levels available for each one, including an overall average cost for each model. The 2020 Nissan Sentra takes the win over the 2020 Volkswagen Jetta for cheapest overall car insurance cost.

2020 Nissan Sentra

$1,864

Insurance Rates by Trim Level for a 2020 Nissan Sentra
2020 Nissan Sentra TrimsRate
S Sedan$1,788
SR Sedan1,852
SV Sedan1,852
SR Premium Sedan1,914
SV Premium Sedan1,914
2020 Nissan Sentra Average Rate$1,864

2020 Volkswagen Jetta

$2,152

Insurance Rates by Trim Level for 2020 Nissan Sentra
2020 Volkswagen Jetta TrimsRate
S Sedan$1,986
R-Line Sedan1,994
SE Sedan2,112
SEL Sedan2,174
GLI 2.0 S Sedan2,240
SEL Premium Sedan2,240
GLI 2.0 Autobahn Sedan2,316
2020 Volkswagen Jetta Average Rate$2,152

2019 Nissan Sentra vs. Volkswagen Jetta

A 2019 Nissan Sentra is $306 cheaper to insure per year on average than a 2019 Volkswagen Jetta, a difference of 15%.

The following chart shows the average cost to insure both models rated for drivers aged 20 to 50. For a 2019 Nissan Sentra, average car insurance cost ranges from $1,694 to $3,738 per year for the driver examples in the chart. Auto insurance for the 2019 Volkswagen Jetta costs from $1,974 to $4,406 on average per year.

Average car insurance premiums for 2019 Nissan Sentra and Volkswagen Jetta models for different driver ages.
Figure 6: Average car insurance premiums for 2019 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2019 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$5,683$6,733
20-Year-Old$3,738$4,406
25-Year-Old$2,180$2,536
30-Year-Old$1,994$2,316
40-Year-Old$1,888$2,194
50-Year-Old$1,694$1,974
60-Year-Old$1,582$1,840

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated October 24, 2025

A 2019 Nissan Sentra has five trims available, with the most affordable trim to insure being the S Sedan trim at an average cost of $1,758 per year.

Out of the eight trim levels available for a Volkswagen Jetta, the lowest-cost 2019 trim to insure is the R-Line Sedan model at a cost of $1,904 per year, or about $159 per month.

When rates for all 13 trim levels for both vehicles are combined and compared, the cheapest trim to put coverage on is the Nissan Sentra S Sedan at an average of $1,758 per year. The most expensive trim is the Volkswagen Jetta GLI 2.0 Autobahn Sedan costing an average of $2,342 per year.

The next two tables illustrate average car insurance cost by trim level for a 2019 Nissan Sentra and Volkswagen Jetta, plus an average rate for each model. The 2019 Nissan Sentra has cheaper average car insurance rates than the 2019 Volkswagen Jetta.

2019 Nissan Sentra

$1,888

Insurance Rates by Trim Level for a 2019 Nissan Sentra
2019 Nissan Sentra TrimsRate
S Sedan$1,758
SV Sedan1,818
SL Sedan1,940
SR Sedan1,940
Nismo Sedan1,984
2019 Nissan Sentra Average Rate$1,888

2019 Volkswagen Jetta

$2,194

Insurance Rates by Trim Level for 2019 Nissan Sentra
2019 Volkswagen Jetta TrimsRate
R-Line Sedan$1,904
S Sedan2,056
SE Sedan2,178
SEL Sedan2,238
GLI 2.0 S Sedan2,260
GLI 2.0 35th Anniversary Edition Sedan2,282
SEL Premium Sedan2,282
GLI 2.0 Autobahn Sedan2,342
2019 Volkswagen Jetta Average Rate$2,194

2018 Nissan Sentra vs. Volkswagen Jetta

For 2018 Nissan Sentra and Volkswagen Jetta models, the Nissan Sentra is cheaper to insure by an average of $324 per year for this comparison year.

The chart below visualizes the average car insurance cost for both models for different driver ages. For the 2018 Nissan Sentra, average car insurance cost ranges from $1,622 to $3,572 per year for the driver examples in the chart. Full-coverage insurance for the 2018 Volkswagen Jetta costs from $1,916 to $4,272 on average per year.

Average car insurance premiums for 2018 Nissan Sentra and Volkswagen Jetta models for different driver ages.
Figure 7: Average car insurance premiums for 2018 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2018 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$5,423$6,522
20-Year-Old$3,572$4,272
25-Year-Old$2,082$2,460
30-Year-Old$1,904$2,244
40-Year-Old$1,804$2,128
50-Year-Old$1,622$1,916
60-Year-Old$1,514$1,790

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated October 24, 2025

Out of five Nissan Sentra trim levels, the lowest-cost 2018 trim level to insure is the S Sedan trim at an average cost of $1,680 per year. For the four trims available for a Volkswagen Jetta, the cheapest 2018 trim level to insure is the S Sedan trim at a cost of $1,990.

When rates for all nine trim levels for both vehicles are combined and compared, the cheapest trim to insure is the Nissan Sentra S Sedan at an average rate of $1,680 per year. The most expensive model and trim level is the Volkswagen Jetta 2.0T GLI Sedan at an average of $2,256 per year.

The tables below illustrate average car insurance rates for every trim level for both 2018 models, including the average rate for each model. The 2018 Nissan Sentra takes the win over the 2018 Volkswagen Jetta for cheapest car insurance rates.

2018 Nissan Sentra

$1,804

Insurance Rates by Trim Level for a 2018 Nissan Sentra
2018 Nissan Sentra TrimsRate
S Sedan$1,680
SV Sedan1,754
SR Sedan1,840
SL Sedan1,864
Nismo Sedan1,878
2018 Nissan Sentra Average Rate$1,804

2018 Volkswagen Jetta

$2,128

Insurance Rates by Trim Level for 2018 Nissan Sentra
2018 Volkswagen Jetta TrimsRate
S Sedan$1,990
SE Sedan2,064
SEL Sedan2,200
2.0T GLI Sedan2,256
2018 Volkswagen Jetta Average Rate$2,128

2017 Nissan Sentra vs. Volkswagen Jetta

When comparing insurance rates for 2017 models, a Nissan Sentra costs an average of $1,682 per year to insure and a Volkswagen Jetta costs $2,022, making the Nissan Sentra cheaper to insure by $340 per year for 2017.

The rate chart below illustrates the average car insurance cost for both models using a range of rated driver ages. For a 2017 Nissan Sentra, average insurance cost ranges from $1,518 to $3,320 per year for the five different driver ages shown in the chart. Full-coverage insurance on a 2017 Volkswagen Jetta ranges from $1,826 to $4,056 on average per year.

Average car insurance premiums for 2017 Nissan Sentra and Volkswagen Jetta models for different driver ages.
Figure 8: Average car insurance premiums for 2017 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2017 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$5,035$6,182
20-Year-Old$3,320$4,056
25-Year-Old$1,940$2,334
30-Year-Old$1,774$2,132
40-Year-Old$1,682$2,022
50-Year-Old$1,518$1,826
60-Year-Old$1,414$1,704

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated October 24, 2025

Out of three trim levels for the 2017 Nissan Sentra, the most affordable insurance rates are on the S Sedan model at a cost of $1,646 per year. For the four different trim levels available for a Volkswagen Jetta, the cheapest 2017 model to insure is the S Sedan model at a cost of $1,878.

When all seven trims of both models are combined and compared, the lowest-cost model and trim level to buy insurance for is the Nissan Sentra S Sedan at an average cost of $1,646 per year, and the most expensive model and trim level is the Volkswagen Jetta 2.0T GLI Sedan at an average cost of $2,132 per year.

The tables shown below detail the cost to insure the available trim levels for both 2017 models, including an overall average cost for each model. The model with the cheapest car insurance rates for 2017 is the Nissan Sentra.

2017 Nissan Sentra

$1,682

Insurance Rates by Trim Level for a 2017 Nissan Sentra
2017 Nissan Sentra TrimsRate
S Sedan$1,646
SR Sedan1,700
SV Sedan1,700
2017 Nissan Sentra Average Rate$1,682

2017 Volkswagen Jetta

$2,022

Insurance Rates by Trim Level for 2017 Nissan Sentra
2017 Volkswagen Jetta TrimsRate
S Sedan$1,878
SE Sedan1,986
SEL Sedan2,094
2.0T GLI Sedan2,132
2017 Volkswagen Jetta Average Rate$2,022

2016 Nissan Sentra vs. Volkswagen Jetta

When comparing insurance rates for 2016 models, the Nissan Sentra costs $1,630 per year to insure and the Volkswagen Jetta costs $1,970, making the Nissan Sentra the cheaper model by $340 for 2016.

The chart shown below illustrates the average insurance cost for the two models using different driver ages. Average car insurance cost ranges from $1,470 to $3,224 per year on the 2016 Nissan Sentra, and $1,778 to $3,942 for the 2016 Volkswagen Jetta for the included age groups.

Average car insurance premiums for 2016 Nissan Sentra and Volkswagen Jetta models for different driver ages.
Figure 9: Average car insurance premiums for 2016 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2016 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$4,888$6,008
20-Year-Old$3,224$3,942
25-Year-Old$1,880$2,274
30-Year-Old$1,716$2,076
40-Year-Old$1,630$1,970
50-Year-Old$1,470$1,778
60-Year-Old$1,372$1,654

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated October 24, 2025

A 2016 Nissan Sentra has five trims available, with the most affordable trim to insure being the S Sedan trim at an average cost of $1,560 per year, or around $130 per month. For the eight different trims available for the Volkswagen Jetta, the most affordable 2016 model to insure is the Hybrid Sedan model at a cost of $1,788 per year, or about $149 per month.

When all 13 trims of both models are combined and compared, the cheapest vehicle to put coverage on is the Nissan Sentra S Sedan at an average rate of $1,560 per year, and the most expensive model and trim level is the Volkswagen Jetta 2.0T GLI SEL Sedan at an average of $2,134 per year.

The rate tables below display the expected annual car insurance cost by trim level for both 2016 models, including the average rate for each model. The model with the cheapest auto insurance rates for 2016 is the Nissan Sentra.

2016 Nissan Sentra

$1,630

Insurance Rates by Trim Level for a 2016 Nissan Sentra
2016 Nissan Sentra TrimsRate
S Sedan$1,560
S Plus Sedan1,610
SV Sedan1,610
SR Sedan1,660
SL Sedan1,710
2016 Nissan Sentra Average Rate$1,630

2016 Volkswagen Jetta

$1,970

Insurance Rates by Trim Level for 2016 Nissan Sentra
2016 Volkswagen Jetta TrimsRate
Hybrid Sedan$1,788
S Sedan1,852
SE Sedan1,902
Sport Sedan1,952
SEL Sedan2,000
SEL Premium Sedan2,034
2.0T GLI SE Sedan2,084
2.0T GLI SEL Sedan2,134
2016 Volkswagen Jetta Average Rate$1,970

2015 Nissan Sentra vs. Volkswagen Jetta

For 2015 Nissan Sentra and Volkswagen Jetta models, the Nissan Sentra costs less to insure by an average of $316 per year.

The following chart displays the average insurance cost for both models for drivers aged 20 to 50. For a 2015 Nissan Sentra, the average cost of car insurance ranges from $1,290 to $2,820 per year for the age groups in the chart. A full-coverage policy on a 2015 Volkswagen Jetta ranges from $1,576 to $3,500 on average per year.

Average car insurance premiums for 2015 Nissan Sentra and Volkswagen Jetta models for different driver ages.
Figure 10: Average car insurance premiums for 2015 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2015 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$4,270$5,336
20-Year-Old$2,820$3,500
25-Year-Old$1,650$2,020
30-Year-Old$1,512$1,838
40-Year-Old$1,430$1,746
50-Year-Old$1,290$1,576
60-Year-Old$1,204$1,472

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated October 24, 2025

Out of five Nissan Sentra trim levels, the lowest-cost 2015 model to insure is the S Plus Sedan model at an average cost of $1,392 per year, or $116 per month. For the seven trim levels available for a Volkswagen Jetta, the most affordable 2015 trim to insure is the 2 Sedan model at a cost of $1,664 per year, or $139 per month.

When average insurance prices for all 12 trims of both models are combined and sorted by cost, the cheapest vehicle to insure is the Nissan Sentra S Plus Sedan at an average rate of $1,392 per year. The most expensive vehicle to insure is the Volkswagen Jetta SEL Sedan costing $1,880 per year.

The next two tables illustrate average car insurance cost by trim level for each 2015 model, plus the average rate for each model.

2015 Nissan Sentra

$1,430

Insurance Rates by Trim Level for a 2015 Nissan Sentra
2015 Nissan Sentra TrimsRate
S Plus Sedan$1,392
S Sedan1,392
SR Sedan1,440
SV Sedan1,440
SL Sedan1,484
2015 Nissan Sentra Average Rate$1,430

2015 Volkswagen Jetta

$1,746

Insurance Rates by Trim Level for 2015 Nissan Sentra
2015 Volkswagen Jetta TrimsRate
2 Sedan$1,664
S Sedan1,664
Hybrid Sedan1,686
SE Sedan1,712
2.0T S Sedan Turbo Diesel1,756
2.0T GLI SE Sedan1,880
SEL Sedan1,880
2015 Volkswagen Jetta Average Rate$1,746

Additional Nissan Sentra and Volkswagen Jetta Resources