Nissan Sentra and Volkswagen Jetta Insurance Quote Comparisons

Are car insurance rates cheaper for a Nissan Sentra or a Volkswagen Jetta? We compared insurance cost for a Nissan Sentra and a Volkswagen Jetta head-to-head since 2015 to find out which costs less to insure.

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  • At an annual average cost of $1,738 per year, a 2024 Nissan Sentra has more affordable car insurance rates than a 2024 Volkswagen Jetta by an average of $180 per year.
  • For the 2024 model year Nissan Sentra, car insurance prices cost from $1,700 to $1,786 per year, while insurance on the 2024 Volkswagen Jetta costs from $1,796 to $2,034, depending on the trim level being insured.
  • The Nissan Sentra costs an average of $145 less per year than the average U.S. car insurance rate of $1,883, while the Volkswagen Jetta costs $35 more per year.

Is it cheaper to insure a Nissan Sentra or Volkswagen Jetta?

For the 2024 model year, the model with cheaper average insurance rates is the Nissan Sentra. Insurance rates for the Nissan Sentra average $1,738 per year, while insurance for a Volkswagen Jetta costs an average of $1,918 per year.

Out of three Nissan Sentra trim levels, the cheapest 2024 model to insure is the S trim at an average cost of $1,700 per year, or about $142 per month.

For the six trims available for the Volkswagen Jetta, the cheapest 2024 trim to insure is the S model at a cost of $1,796.

When rates are compared for the nine trim levels of both 2024 models, the overall cheapest vehicle to insure is the Nissan Sentra S at an average of $1,700 per year, and the most expensive model and trim level is the Volkswagen Jetta GLI Autobahn at a cost of $2,034 per year.

The next table compares and ranks the annual and monthly car insurance cost for 2024 Nissan Sentra and Volkswagen Jetta models, with average rates for every trim level for each model.

2024 Model Year Nissan Sentra vs. Volkswagen Jetta Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,700$142
$1,730$144
$1,786$149
$1,796$150
$1,832$153
$1,898$158
$1,966$164
$1,984$165
$2,034$170

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on February 23, 2024

2024 Nissan Sentra vs Volkswagen Jetta Insurance Cost by Trim Level

The next chart illustrates the average cost to insure both models for the 20 to 50-year-old driver age groups. For a 2024 Nissan Sentra, average insurance cost ranges from $1,556 to $3,436 per year for the driver ages used. A 2024 Volkswagen Jetta costs from $1,712 to $3,810 to insure per year.

Figure 1: Average car insurance premiums for 2024 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on February 23, 2024.

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Data Methodology: Rates based on a 2024 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Nissan Sentra vs. 2024 Volkswagen Jetta Insurance Cost
2024 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$5,231$5,817
20-Year-Old$3,436$3,810
25-Year-Old$2,012$2,224
30-Year-Old$1,846$2,040
40-Year-Old$1,738$1,918
50-Year-Old$1,556$1,712
60-Year-Old$1,450$1,596

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated February 23, 2024

The tables shown below illustrate average cost to insure each trim level for a 2024 Nissan Sentra and Volkswagen Jetta, along with an average cost for each model. The model with the cheapest average car insurance rates for 2024 is the Nissan Sentra.

2024 Nissan Sentra

$1,738

Insurance Rates by Trim Level for a 2024 Nissan Sentra
2024 Nissan Sentra TrimsRate
S$1,700
SV1,730
SR1,786
2024 Nissan Sentra Average Rate$1,738

2024 Volkswagen Jetta

$1,918

Insurance Rates by Trim Level for 2024 Nissan Sentra
2024 Volkswagen Jetta TrimsRate
S$1,796
Sport1,832
SE1,898
GLI 40th Anniversary Edition1,966
SEL1,984
GLI Autobahn2,034
2024 Volkswagen Jetta Average Rate$1,918

2023 Nissan Sentra vs. Volkswagen Jetta

For 2023, the model with the cheapest average car insurance rates is the Volkswagen Jetta. Insurance on a Nissan Sentra costs an average of $1,708 per year, while insurance for a Volkswagen Jetta costs an average of $1,682 per year.

Out of four trim levels for the 2023 Nissan Sentra, the cheapest auto insurance rates are on the S trim at a cost of $1,658 per year.

For the five trims available for the Volkswagen Jetta, the cheapest 2023 trim level to insure is the S model at a cost of $1,586.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim level to insure is the Volkswagen Jetta S at a cost of $1,586 per year. The highest-cost model and trim is the Volkswagen Jetta GLI Autobahn costing an average of $1,792 per year.

The table below compares the 12-month and monthly car insurance cost for 2023 Nissan Sentra and Volkswagen Jetta models, showing average cost for each trim level.

2023 Model Year Nissan Sentra vs. Volkswagen Jetta Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,586$132
$1,608$134
$1,658$138
$1,674$140
$1,686$141
$1,736$145
$1,744$145
$1,752$146
$1,792$149

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on February 22, 2024

2023 Nissan Sentra vs Volkswagen Jetta Insurance Cost by Trim Level

The chart below displays the average cost to insure both models using a range of rated driver ages. The average car insurance cost ranges from $1,526 to $3,380 per year for a 2023 Nissan Sentra, and $1,504 to $3,336 for a 2023 Volkswagen Jetta for the illustrated age groups.

Figure 2: Average car insurance premiums for 2023 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on February 22, 2024.

Data Methodology: Rates based on a 2023 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Nissan Sentra vs. 2023 Volkswagen Jetta Insurance Cost
2023 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$5,149$5,087
20-Year-Old$3,380$3,336
25-Year-Old$1,972$1,942
30-Year-Old$1,810$1,780
40-Year-Old$1,708$1,682
50-Year-Old$1,526$1,504
60-Year-Old$1,426$1,404

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated February 22, 2024

The tables below show all the available trims for both 2023 models, including an overall average cost for each model.

2023 Nissan Sentra

$1,708

Insurance Rates by Trim Level for a 2023 Nissan Sentra
2023 Nissan Sentra TrimsRate
S$1,658
SV1,686
SR1,736
SR Midnight Edition1,752
2023 Nissan Sentra Average Rate$1,708

2023 Volkswagen Jetta

$1,682

Insurance Rates by Trim Level for 2023 Nissan Sentra
2023 Volkswagen Jetta TrimsRate
S$1,586
Sport1,608
SE1,674
SEL1,744
GLI Autobahn1,792
2023 Volkswagen Jetta Average Rate$1,682

2022 Nissan Sentra vs. Volkswagen Jetta

When comparing 2022 Nissan Sentra and Volkswagen Jetta models, the cheapest to insure is the Volkswagen Jetta. Average car insurance rates for the Nissan Sentra are $1,686 per year, whereas the Volkswagen Jetta averages $1,680 per year.

Within each model, however, cost varies greatly for different trim levels. Using the Nissan Sentra to illustrate this point, average insurance rates range from the lowest rate of $1,620 per year for the S model up to $1,764 for the SR Premium model. For the 2022 Volkswagen Jetta, rates can range from $1,550 per year for the S model up to $1,770 for the GLI Autobahn model.

For a 2022 Nissan Sentra, the most affordable trims to insure are the S, SV, and SR. The cheapest Volkswagen Jetta models to insure include the S, R-Line, and SE.

The rate table below compares the cost of car insurance for 2022 Nissan Sentra and Volkswagen Jetta models, broken down by trim level.

2022 Model Year Nissan Sentra vs. Volkswagen Jetta Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,550$129
$1,620$135
$1,648$137
$1,650$138
$1,674$140
$1,684$140
$1,688$141
$1,700$142
$1,710$143
$1,736$145
$1,764$147
$1,770$148

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on February 23, 2024

2022 Nissan Sentra vs Volkswagen Jetta Insurance Cost by Trim Level

The following chart visualizes the average car insurance cost for the two models using drivers aged 20 to 50. The average cost of car insurance ranges from $1,508 to $3,350 per year on a 2022 Nissan Sentra, and $1,504 to $3,342 on a 2022 Volkswagen Jetta for the sample drivers in the chart.

Figure 3: Average car insurance premiums for 2022 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2022 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Nissan Sentra vs. 2022 Volkswagen Jetta Insurance Cost
2022 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$5,110$5,098
20-Year-Old$3,350$3,342
25-Year-Old$1,950$1,944
30-Year-Old$1,790$1,782
40-Year-Old$1,686$1,680
50-Year-Old$1,508$1,504
60-Year-Old$1,406$1,402

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated February 23, 2024

A 2022 Nissan Sentra has five trim levels available, with the lowest-cost model to insure being the S model at an average cost of $1,620 per year. For the seven different trims available for the Volkswagen Jetta, the most affordable 2022 trim to insure is the S trim at a cost of $1,550.

When all 12 trims of both models are combined and compared, the cheapest trim to put coverage on is the Volkswagen Jetta S at an average cost of $1,550 per year, and the overall most expensive vehicle to insure is the Volkswagen Jetta GLI Autobahn costing an average of $1,770 per year.

The two tables below display average car insurance rates for every trim level for both 2022 models, including an overall average rate. The winner for the 2022 car insurance battle is the Volkswagen Jetta.

2022 Nissan Sentra

$1,686

Insurance Rates by Trim Level for a 2022 Nissan Sentra
2022 Nissan Sentra TrimsRate
S$1,620
SV1,674
SR1,684
SR Midnight Edition1,688
SR Premium1,764
2022 Nissan Sentra Average Rate$1,686

2022 Volkswagen Jetta

$1,680

Insurance Rates by Trim Level for 2022 Nissan Sentra
2022 Volkswagen Jetta TrimsRate
S$1,550
R-Line1,648
SE1,650
SEL1,700
GLI S1,710
SEL Premium1,736
GLI Autobahn1,770
2022 Volkswagen Jetta Average Rate$1,680

2021 Nissan Sentra vs. Volkswagen Jetta

For the 2021 Nissan Sentra and Volkswagen Jetta models, the Nissan Sentra costs less to insure by an average of $234 per year for this comparison year.

The chart below illustrates the average car insurance cost for both 2021 models with different ages of drivers. A full-coverage car insurance policy ranges from $1,354 to $3,004 per year for a 2021 Nissan Sentra, and $1,566 to $3,500 on a 2021 Volkswagen Jetta for the included driver ages.

Figure 4: Average car insurance premiums for 2021 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on February 22, 2024.

Data Methodology: Rates based on a 2021 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Nissan Sentra vs. 2021 Volkswagen Jetta Insurance Cost
2021 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$4,575$5,353
20-Year-Old$3,004$3,500
25-Year-Old$1,754$2,022
30-Year-Old$1,610$1,850
40-Year-Old$1,516$1,750
50-Year-Old$1,354$1,566
60-Year-Old$1,264$1,462

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated February 22, 2024

The 2021 Nissan Sentra has five trims available, with the most affordable trim to insure being the S Sedan trim at an average cost of $1,452 per year. For the seven trim levels available for a Volkswagen Jetta, the cheapest 2021 trim package to insure is the S Sedan model at a cost of $1,612.

When rates for all 12 trims of both models are combined and sorted by cost, the cheapest trim to put coverage on is the Nissan Sentra S Sedan at an average rate of $1,452 per year, and the highest-cost model and trim level is the Volkswagen Jetta GLI 2.0 Autobahn Sedan at an average of $1,884 per year.

The tables below detail average car insurance cost by trim level for a 2021 Nissan Sentra and Volkswagen Jetta, including the average rate for each model. The cheapest of the two models to insure for the 2021 model year is the Nissan Sentra.

2021 Nissan Sentra

$1,516

Insurance Rates by Trim Level for a 2021 Nissan Sentra
2021 Nissan Sentra TrimsRate
S Sedan$1,452
SR Sedan1,504
SV Sedan1,504
SR Premium Sedan1,558
SV Premium Sedan1,558
2021 Nissan Sentra Average Rate$1,516

2021 Volkswagen Jetta

$1,750

Insurance Rates by Trim Level for 2021 Nissan Sentra
2021 Volkswagen Jetta TrimsRate
S Sedan$1,612
R-Line Sedan1,620
SE Sedan1,716
SEL Sedan1,768
GLI 2.0 S Sedan1,820
SEL Premium Sedan1,820
GLI 2.0 Autobahn Sedan1,884
2021 Volkswagen Jetta Average Rate$1,750

2020 Nissan Sentra vs. Volkswagen Jetta

For 2020 Nissan Sentra and Volkswagen Jetta models, the Nissan Sentra is cheaper to insure by an average of $228 per year for this comparison year.

The chart shown below shows the average car insurance cost for the two models rated for different driver ages. The average cost of car insurance ranges from $1,318 to $2,924 per year for the 2020 Nissan Sentra, and $1,526 to $3,410 for a 2020 Volkswagen Jetta for the driver examples in the chart.

Figure 5: Average car insurance premiums for 2020 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2020 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Nissan Sentra vs. 2020 Volkswagen Jetta Insurance Cost
2020 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$4,450$5,213
20-Year-Old$2,924$3,410
25-Year-Old$1,706$1,968
30-Year-Old$1,566$1,804
40-Year-Old$1,476$1,704
50-Year-Old$1,318$1,526
60-Year-Old$1,232$1,424

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated February 23, 2024

For the five trims available for the 2020 Nissan Sentra, the cheapest trim level to insure is the S Sedan trim at an average cost of $1,414 per year, or around $118 per month.

For the seven option levels available for the Volkswagen Jetta, the lowest-cost 2020 trim level to insure is the S Sedan trim at a cost of $1,570.

When average car insurance prices for all 12 trim levels for both vehicles are compared, the most affordable model and trim level to put coverage on is the Nissan Sentra S Sedan at an average of $1,414 per year, and the most expensive model and trim level is the Volkswagen Jetta GLI 2.0 Autobahn Sedan at a cost of $1,832 per year.

The tables shown below display both 2020 models and all trim levels available for each one, including an overall average cost for each model. The 2020 Nissan Sentra takes the win over the 2020 Volkswagen Jetta for cheapest overall car insurance cost.

2020 Nissan Sentra

$1,476

Insurance Rates by Trim Level for a 2020 Nissan Sentra
2020 Nissan Sentra TrimsRate
S Sedan$1,414
SR Sedan1,464
SV Sedan1,464
SR Premium Sedan1,516
SV Premium Sedan1,516
2020 Nissan Sentra Average Rate$1,476

2020 Volkswagen Jetta

$1,704

Insurance Rates by Trim Level for 2020 Nissan Sentra
2020 Volkswagen Jetta TrimsRate
S Sedan$1,570
R-Line Sedan1,578
SE Sedan1,672
SEL Sedan1,722
GLI 2.0 S Sedan1,772
SEL Premium Sedan1,772
GLI 2.0 Autobahn Sedan1,832
2020 Volkswagen Jetta Average Rate$1,704

2019 Nissan Sentra vs. Volkswagen Jetta

A 2019 Nissan Sentra is $246 cheaper to insure per year on average than a 2019 Volkswagen Jetta, a difference of 15.3%.

The following chart shows the average cost to insure both models rated for drivers aged 20 to 50. For a 2019 Nissan Sentra, average car insurance cost ranges from $1,340 to $2,956 per year for the driver examples in the chart. Auto insurance for the 2019 Volkswagen Jetta costs from $1,562 to $3,488 on average per year.

Figure 6: Average car insurance premiums for 2019 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2019 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Nissan Sentra vs. 2019 Volkswagen Jetta Insurance Cost
2019 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$4,493$5,328
20-Year-Old$2,956$3,488
25-Year-Old$1,724$2,006
30-Year-Old$1,578$1,832
40-Year-Old$1,490$1,736
50-Year-Old$1,340$1,562
60-Year-Old$1,250$1,456

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated February 23, 2024

A 2019 Nissan Sentra has five trims available, with the most affordable trim to insure being the S Sedan trim at an average cost of $1,388 per year.

Out of the eight trim levels available for a Volkswagen Jetta, the lowest-cost 2019 trim to insure is the R-Line Sedan model at a cost of $1,504 per year, or about $125 per month.

When rates for all 13 trim levels for both vehicles are combined and compared, the cheapest trim to put coverage on is the Nissan Sentra S Sedan at an average of $1,388 per year. The most expensive trim is the Volkswagen Jetta GLI 2.0 Autobahn Sedan costing an average of $1,854 per year.

The next two tables illustrate average car insurance cost by trim level for a 2019 Nissan Sentra and Volkswagen Jetta, plus an average rate for each model. The 2019 Nissan Sentra has cheaper average car insurance rates than the 2019 Volkswagen Jetta.

2019 Nissan Sentra

$1,490

Insurance Rates by Trim Level for a 2019 Nissan Sentra
2019 Nissan Sentra TrimsRate
S Sedan$1,388
SV Sedan1,436
SL Sedan1,532
SR Sedan1,532
Nismo Sedan1,566
2019 Nissan Sentra Average Rate$1,490

2019 Volkswagen Jetta

$1,736

Insurance Rates by Trim Level for 2019 Nissan Sentra
2019 Volkswagen Jetta TrimsRate
R-Line Sedan$1,504
S Sedan1,628
SE Sedan1,724
SEL Sedan1,772
GLI 2.0 S Sedan1,788
GLI 2.0 35th Anniversary Edition Sedan1,806
SEL Premium Sedan1,806
GLI 2.0 Autobahn Sedan1,854
2019 Volkswagen Jetta Average Rate$1,736

2018 Nissan Sentra vs. Volkswagen Jetta

For 2018 Nissan Sentra and Volkswagen Jetta models, the Nissan Sentra is cheaper to insure by an average of $252 per year for this comparison year.

The chart below visualizes the average car insurance cost for both models for different driver ages. For the 2018 Nissan Sentra, average car insurance cost ranges from $1,286 to $2,834 per year for the driver examples in the chart. Full-coverage insurance for the 2018 Volkswagen Jetta costs from $1,516 to $3,378 on average per year.

Figure 7: Average car insurance premiums for 2018 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2018 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Nissan Sentra vs. 2018 Volkswagen Jetta Insurance Cost
2018 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$4,305$5,158
20-Year-Old$2,834$3,378
25-Year-Old$1,652$1,948
30-Year-Old$1,512$1,774
40-Year-Old$1,432$1,684
50-Year-Old$1,286$1,516
60-Year-Old$1,200$1,416

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated February 23, 2024

Out of five Nissan Sentra trim levels, the lowest-cost 2018 trim level to insure is the S Sedan trim at an average cost of $1,330 per year. For the four trims available for a Volkswagen Jetta, the cheapest 2018 trim level to insure is the S Sedan trim at a cost of $1,574.

When rates for all nine trim levels for both vehicles are combined and compared, the cheapest trim to insure is the Nissan Sentra S Sedan at an average rate of $1,330 per year. The most expensive model and trim level is the Volkswagen Jetta 2.0T GLI Sedan at an average of $1,786 per year.

The tables below illustrate average car insurance rates for every trim level for both 2018 models, including the average rate for each model. The 2018 Nissan Sentra takes the win over the 2018 Volkswagen Jetta for cheapest car insurance rates.

2018 Nissan Sentra

$1,432

Insurance Rates by Trim Level for a 2018 Nissan Sentra
2018 Nissan Sentra TrimsRate
S Sedan$1,330
SV Sedan1,386
SR Sedan1,456
SL Sedan1,478
Nismo Sedan1,510
2018 Nissan Sentra Average Rate$1,432

2018 Volkswagen Jetta

$1,684

Insurance Rates by Trim Level for 2018 Nissan Sentra
2018 Volkswagen Jetta TrimsRate
S Sedan$1,574
SE Sedan1,634
SEL Sedan1,740
2.0T GLI Sedan1,786
2018 Volkswagen Jetta Average Rate$1,684

2017 Nissan Sentra vs. Volkswagen Jetta

When comparing insurance rates for 2017 models, a Nissan Sentra costs an average of $1,330 per year to insure and a Volkswagen Jetta costs $1,600, making the Nissan Sentra cheaper to insure by $270 per year for 2017.

The rate chart below illustrates the average car insurance cost for both models using a range of rated driver ages. For a 2017 Nissan Sentra, average insurance cost ranges from $1,202 to $2,626 per year for the five different driver ages shown in the chart. Full-coverage insurance on a 2017 Volkswagen Jetta ranges from $1,444 to $3,206 on average per year.

Figure 8: Average car insurance premiums for 2017 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2017 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Nissan Sentra vs. 2017 Volkswagen Jetta Insurance Cost
2017 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$3,981$4,888
20-Year-Old$2,626$3,206
25-Year-Old$1,534$1,850
30-Year-Old$1,402$1,686
40-Year-Old$1,330$1,600
50-Year-Old$1,202$1,444
60-Year-Old$1,118$1,348

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated February 23, 2024

Out of three trim levels for the 2017 Nissan Sentra, the most affordable insurance rates are on the S Sedan model at a cost of $1,302 per year. For the four different trim levels available for a Volkswagen Jetta, the cheapest 2017 model to insure is the S Sedan model at a cost of $1,488.

When all seven trims of both models are combined and compared, the lowest-cost model and trim level to buy insurance for is the Nissan Sentra S Sedan at an average cost of $1,302 per year, and the most expensive model and trim level is the Volkswagen Jetta 2.0T GLI Sedan at an average cost of $1,688 per year.

The tables shown below detail the cost to insure the available trim levels for both 2017 models, including an overall average cost for each model. The model with the cheapest car insurance rates for 2017 is the Nissan Sentra.

2017 Nissan Sentra

$1,330

Insurance Rates by Trim Level for a 2017 Nissan Sentra
2017 Nissan Sentra TrimsRate
S Sedan$1,302
SR Sedan1,346
SV Sedan1,346
2017 Nissan Sentra Average Rate$1,330

2017 Volkswagen Jetta

$1,600

Insurance Rates by Trim Level for 2017 Nissan Sentra
2017 Volkswagen Jetta TrimsRate
S Sedan$1,488
SE Sedan1,572
SEL Sedan1,658
2.0T GLI Sedan1,688
2017 Volkswagen Jetta Average Rate$1,600

2016 Nissan Sentra vs. Volkswagen Jetta

When comparing insurance rates for 2016 models, the Nissan Sentra costs $1,288 per year to insure and the Volkswagen Jetta costs $1,558, making the Nissan Sentra the cheaper model by $270 for 2016.

The chart shown below illustrates the average insurance cost for the two models using different driver ages. Average car insurance cost ranges from $1,164 to $2,550 per year on the 2016 Nissan Sentra, and $1,406 to $3,118 for the 2016 Volkswagen Jetta for the included age groups.

Figure 9: Average car insurance premiums for 2016 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2016 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Nissan Sentra vs. 2016 Volkswagen Jetta Insurance Cost
2016 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$3,866$4,752
20-Year-Old$2,550$3,118
25-Year-Old$1,486$1,798
30-Year-Old$1,360$1,642
40-Year-Old$1,288$1,558
50-Year-Old$1,164$1,406
60-Year-Old$1,084$1,310

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated February 23, 2024

A 2016 Nissan Sentra has five trims available, with the most affordable trim to insure being the S Sedan trim at an average cost of $1,234 per year, or around $103 per month. For the eight different trims available for the Volkswagen Jetta, the most affordable 2016 model to insure is the Hybrid Sedan model at a cost of $1,414 per year, or about $118 per month.

When all 13 trims of both models are combined and compared, the cheapest vehicle to put coverage on is the Nissan Sentra S Sedan at an average rate of $1,234 per year, and the most expensive model and trim level is the Volkswagen Jetta 2.0T GLI SEL Sedan at an average of $1,688 per year.

The rate tables below display the expected annual car insurance cost by trim level for both 2016 models, including the average rate for each model. The model with the cheapest auto insurance rates for 2016 is the Nissan Sentra.

2016 Nissan Sentra

$1,288

Insurance Rates by Trim Level for a 2016 Nissan Sentra
2016 Nissan Sentra TrimsRate
S Sedan$1,234
S Plus Sedan1,272
SV Sedan1,272
SR Sedan1,312
SL Sedan1,352
2016 Nissan Sentra Average Rate$1,288

2016 Volkswagen Jetta

$1,558

Insurance Rates by Trim Level for 2016 Nissan Sentra
2016 Volkswagen Jetta TrimsRate
Hybrid Sedan$1,414
S Sedan1,464
SE Sedan1,506
Sport Sedan1,544
SEL Sedan1,582
SEL Premium Sedan1,610
2.0T GLI SE Sedan1,650
2.0T GLI SEL Sedan1,688
2016 Volkswagen Jetta Average Rate$1,558

2015 Nissan Sentra vs. Volkswagen Jetta

For 2015 Nissan Sentra and Volkswagen Jetta models, the Nissan Sentra costs less to insure by an average of $248 per year.

The following chart displays the average insurance cost for both models for drivers aged 20 to 50. For a 2015 Nissan Sentra, the average cost of car insurance ranges from $1,022 to $2,230 per year for the age groups in the chart. A full-coverage policy on a 2015 Volkswagen Jetta ranges from $1,248 to $2,770 on average per year.

Figure 10: Average car insurance premiums for 2015 Nissan Sentra and Volkswagen Jetta models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2015 model year Nissan Sentra and Volkswagen Jetta. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Nissan Sentra vs. 2015 Volkswagen Jetta Insurance Cost
2015 Nissan Sentra vs. Volkswagen Jetta Insurance Cost
Driver Age Nissan Sentra Volkswagen Jetta
18-Year-Old$3,374$4,220
20-Year-Old$2,230$2,770
25-Year-Old$1,304$1,596
30-Year-Old$1,194$1,456
40-Year-Old$1,134$1,382
50-Year-Old$1,022$1,248
60-Year-Old$954$1,164

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated February 23, 2024

Out of five Nissan Sentra trim levels, the lowest-cost 2015 model to insure is the S Plus Sedan model at an average cost of $1,104 per year, or $92 per month. For the seven trim levels available for a Volkswagen Jetta, the most affordable 2015 trim to insure is the 2 Sedan model at a cost of $1,318 per year, or $110 per month.

When average insurance prices for all 12 trims of both models are combined and sorted by cost, the cheapest vehicle to insure is the Nissan Sentra S Plus Sedan at an average rate of $1,104 per year. The most expensive vehicle to insure is the Volkswagen Jetta SEL Sedan costing $1,486 per year.

The next two tables illustrate average car insurance cost by trim level for each 2015 model, plus the average rate for each model.

2015 Nissan Sentra

$1,134

Insurance Rates by Trim Level for a 2015 Nissan Sentra
2015 Nissan Sentra TrimsRate
S Plus Sedan$1,104
S Sedan1,104
SR Sedan1,140
SV Sedan1,140
SL Sedan1,178
2015 Nissan Sentra Average Rate$1,134

2015 Volkswagen Jetta

$1,382

Insurance Rates by Trim Level for 2015 Nissan Sentra
2015 Volkswagen Jetta TrimsRate
2 Sedan$1,318
S Sedan1,318
Hybrid Sedan1,334
SE Sedan1,354
2.0T S Sedan Turbo Diesel1,390
2.0T GLI SE Sedan1,486
SEL Sedan1,486
2015 Volkswagen Jetta Average Rate$1,382

Additional Nissan Sentra and Volkswagen Jetta Resources