Nissan Titan vs. Frontier – Which Insurance is Cheapest?

Does the Nissan Titan or Frontier cost less to insure? We compare insurance cost by trim level for the 2015 through 2024 model years to crown the winner.

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  • At an average cost of $2,246 per year, a 2024 Nissan Titan has cheaper car insurance rates than a 2024 Nissan Frontier by an average of $24 per year.
  • Average car insurance cost per month for the Nissan Frontier is 1.1% more expensive than the Nissan Titan, at $187 versus $189, a difference of $2.
  • If cheap insurance is the most imporant factor, the SV Crew Cab 4WD and SV King Cab 4WD trims are the cheapest Nissan Titan models to insure, while the S King Cab 2WD and S Crew Cab 2WD trims are the cheapest Nissan Frontier models to insure.

Does insurance cost less for a Nissan Titan or Frontier?

When comparing the Nissan Titan and Nissan Frontier for the 2024 model year, the model with cheaper average insurance rates is the Nissan Titan. Insurance rates for the Nissan Titan average $2,246 per year, and insurance for the Nissan Frontier costs an average of $2,270 per year.

For the eight trims available for the 2024 Nissan Titan, the cheapest trim to insure is the SV Crew Cab 4WD trim at an average cost of $2,028 per year, or around $169 per month. For the 13 trim levels available for the Nissan Frontier, the cheapest 2024 trim level to insure is the S King Cab 2WD trim at a cost of $2,014 per year, or $168 per month.

When trim-level rates for both models are compared, the cheapest vehicle to insure is the Nissan Frontier S King Cab 2WD at an average rate of $2,014 per year, and the overall most expensive vehicle to insure is the Nissan Titan Platinum Reserve Crew Cab 2WD at a cost of $2,584 per year.

The table shown below compares and ranks the annual and monthly cost of car insurance for 2024 Nissan Titan and Nissan Frontier models, with average rates for every trim level for each model.

2024 Model Year Nissan Titan vs. Nissan Frontier Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,014$168
$2,028$169
$2,028$169
$2,048$171
$2,090$174
$2,120$177
$2,158$180
$2,176$181
$2,184$182
$2,186$182
$2,266$189
$2,308$192
$2,320$193
$2,346$196
$2,382$199
$2,404$200
$2,416$201
$2,452$204
$2,458$205
$2,524$210
$2,584$215

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2024 Nissan Titan and a 2024 Nissan Frontier
Annual and monthly insurance cost by trim level for a 2024 Nissan Titan and a 2024 Nissan Frontier

The chart below demonstrates the average cost to insure both models for drivers from age 20 to 50. For a 2024 Nissan Titan, the average cost of car insurance ranges from $1,998 to $4,514 per year. A 2024 Nissan Frontier costs from $2,016 to $4,580 to insure per year.

Average car insurance premiums for 2024 Nissan Titan and Nissan Frontier models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Nissan Titan and Nissan Frontier models for different driver ages. Rates updated on October 24, 2025.

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Data Methodology: Rates based on a 2024 model year Nissan Titan and Nissan Frontier. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Nissan Titan vs. Nissan Frontier Insurance Cost
Driver Age Nissan Titan Nissan Frontier
18-Year-Old$6,932$7,047
20-Year-Old$4,514$4,580
25-Year-Old$2,604$2,636
30-Year-Old$2,390$2,414
40-Year-Old$2,246$2,270
50-Year-Old$1,998$2,016
60-Year-Old$1,866$1,888

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated October 24, 2025

The two tables below illustrate trim level insurance cost averages for both 2024 models, as well as an average rate for each model. The cheapest model to insure for the 2024 model year is the Nissan Titan.

2024 Nissan Titan

$2,246

Insurance Rates by Trim Level for a 2024 Nissan Titan
2024 Nissan Titan TrimsRate
SV Crew Cab 4WD$2,028
SV King Cab 4WD2,028
SV Crew Cab Bronze Edition 4WD2,158
SV Crew Cab Midnight Edition 4WD2,186
SV Crew Cab 2WD2,266
Platinum Reserve Crew Cab 4WD2,308
SV Crew Cab Bronze Edition 2WD2,416
Platinum Reserve Crew Cab 2WD2,584
2024 Nissan Titan Average Rate$2,246

2024 Nissan Frontier

$2,270

Insurance Rates by Trim Level for 2024 Nissan Titan
2024 Nissan Frontier TrimsRate
S King Cab 2WD$2,014
S Crew Cab 2WD2,048
SV King Cab 2WD2,090
SV Crew Cab 2WD2,120
PRO-4X Crew Cab 2WD2,176
SV Crew Cab Long Bed 2WD2,184
S King Cab 4WD2,320
S Crew Cab 4WD2,346
SV King Cab 4WD2,382
SV Crew Cab 4WD2,404
PRO-4X Crew Cab 4WD2,452
SV Crew Cab Long Bed 4WD2,458
Hardbody Edition 4WD2,524
2024 Nissan Frontier Average Rate$2,270

2023 Nissan Titan vs. Nissan Frontier

For 2023, the cheaper model to insure on average is the Nissan Frontier. Insurance cost for the Nissan Titan averages $2,306 per year, whereas the Nissan Frontier averages $2,012 per year.

With 13 trims available for the 2023 Nissan Titan, the cheapest trim level to insure is the S King Cab 2WD trim at an average cost of $2,154 per year. For the 12 trims available for the Nissan Frontier, the cheapest 2023 trim to insure is the S Crew Cab 2WD trim at a cost of $1,894.

When rates for all 25 trim levels for both vehicles are compared, the lowest-cost model and trim to insure is the Nissan Frontier S Crew Cab 2WD at an average cost of $1,894 per year, and the most expensive vehicle to insure is the Nissan Titan Platinum Reserve Crew Cab 4WD costing $2,488 per year.

The next table ranks the 12-month and monthly car insurance cost for 2023 Nissan Titan and Nissan Frontier models, broken down by trim level.

2023 Model Year Nissan Titan vs. Nissan Frontier Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,894$158
$1,958$163
$1,964$164
$1,968$164
$2,016$168
$2,016$168
$2,038$170
$2,044$170
$2,046$171
$2,058$172
$2,064$172
$2,100$175
$2,154$180
$2,198$183
$2,224$185
$2,258$188
$2,266$189
$2,266$189
$2,302$192
$2,316$193
$2,322$194
$2,350$196
$2,384$199
$2,454$205
$2,488$207

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2023 Nissan Titan and a 2023 Nissan Frontier
Annual and monthly insurance cost by trim level for a 2023 Nissan Titan and a 2023 Nissan Frontier

The chart shown below visualizes the average cost to insure both models using a range of rated driver ages. Average insurance cost ranges from $2,046 to $4,648 per year for a 2023 Nissan Titan, and $1,790 to $4,028 for a 2023 Nissan Frontier for these driver ages.

Average car insurance premiums for 2023 Nissan Titan and Nissan Frontier models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Nissan Titan and Nissan Frontier models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2023 model year Nissan Titan and Nissan Frontier. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Nissan Titan vs. Nissan Frontier Insurance Cost
Driver Age Nissan Titan Nissan Frontier
18-Year-Old$7,142$6,172
20-Year-Old$4,648$4,028
25-Year-Old$2,680$2,334
30-Year-Old$2,458$2,144
40-Year-Old$2,306$2,012
50-Year-Old$2,046$1,790
60-Year-Old$1,914$1,676

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated October 24, 2025

The next tables illustrate average car insurance rates for every trim level for both 2023 models, including an overall average cost for each model. The winner for the 2023 car insurance rate comparison is the Nissan Frontier.

2023 Nissan Titan

$2,306

Insurance Rates by Trim Level for a 2023 Nissan Titan
2023 Nissan Titan TrimsRate
S King Cab 2WD$2,154
S Crew Cab 2WD2,198
S King Cab 4WD2,224
S Crew Cab 4WD2,258
SV Crew Cab 2WD2,266
SV King Cab 2WD2,266
SV Crew Cab Midnight Edition 2WD2,302
SV Crew Cab 4WD2,316
SV King Cab 4WD2,322
SV Crew Cab Midnight Edition 4WD2,350
PRO-4x Crew Cab 4WD2,384
Platinum Reserve Crew Cab 2WD2,454
Platinum Reserve Crew Cab 4WD2,488
2023 Nissan Titan Average Rate$2,306

2023 Nissan Frontier

$2,012

Insurance Rates by Trim Level for 2023 Nissan Titan
2023 Nissan Frontier TrimsRate
S Crew Cab 2WD$1,894
SV Crew Cab 2WD1,958
S Crew Cab 4WD1,964
S King Cab 2WD1,968
SV Crew Cab 4WD2,016
SV Crew Cab Long Bed 2WD2,016
SV King Cab 2WD2,038
Midnight Edition Crew Cab 4WD2,044
S King Cab 4WD2,046
PRO-4X Crew Cab 4WD2,058
SV Crew Cab Long Bed 4WD2,064
SV King Cab 4WD2,100
2023 Nissan Frontier Average Rate$2,012

2022 Nissan Titan vs. Nissan Frontier

For 2022 Nissan Titan and Nissan Frontier models, the model with the cheapest average insurance rates is the Nissan Frontier. Insurance on the Nissan Titan averages $2,310 per year, while insurance for a Nissan Frontier averages $2,084 per year.

Within each model, however, the cost of insurance varies quite a bit for each different trim level. For a 2022 Nissan Titan, car insurance rates range from the cheapest rate of $2,180 per year for the S King Cab 4WD model up to $2,528 for the Platinum Reserve Crew Cab 2WD model. For a 2022 Nissan Frontier, rates can range from $1,996 per year for the S King Cab 4WD model up to $2,172 for the PRO-X Crew Cab 2WD model.

When comparing rates by trim level for both models, the lowest-cost model and trim is the Nissan Frontier S King Cab 4WD at a cost of $1,996 per year. The overall most expensive vehicle to insure is the Nissan Titan Platinum Reserve Crew Cab 2WD at an average of $2,528 per year.

For a 2022 Nissan Titan, the cheapest models are the S King Cab 4WD, S King Cab 2WD, and S Crew Cab 4WD. The cheapest Nissan Frontier models include the S King Cab 4WD, S King Cab 2WD, and S Crew Cab 4WD.

On a monthly basis, insurance rates for all 2022 Nissan Titan and Nissan Frontier trim levels range from $166 to $211 per month.

The next table compares the annual and monthly car insurance cost for 2022 Nissan Titan and Nissan Frontier models, showing cost for each trim level of both models.

2022 Model Year Nissan Titan vs. Nissan Frontier Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,996$166
$2,020$168
$2,024$169
$2,056$171
$2,058$172
$2,082$174
$2,094$175
$2,116$176
$2,118$177
$2,124$177
$2,164$180
$2,172$181
$2,180$182
$2,216$185
$2,228$186
$2,248$187
$2,276$190
$2,288$191
$2,304$192
$2,344$195
$2,350$196
$2,452$204
$2,528$211

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2022 Nissan Titan and a 2022 Nissan Frontier
Annual and monthly insurance cost by trim level for a 2022 Nissan Titan and a 2022 Nissan Frontier

The chart below compares average Nissan Titan insurance cost to Nissan Frontier insurance cost in order to show which 2022 model has cheaper rates.

Average car insurance premiums for 2022 Nissan Titan and Nissan Frontier models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Nissan Titan and Nissan Frontier models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2022 model year Nissan Titan and Nissan Frontier. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Nissan Titan vs. Nissan Frontier Insurance Cost
Driver Age Nissan Titan Nissan Frontier
18-Year-Old$7,178$6,494
20-Year-Old$4,670$4,216
25-Year-Old$2,682$2,424
30-Year-Old$2,458$2,220
40-Year-Old$2,310$2,084
50-Year-Old$2,052$1,852
60-Year-Old$1,920$1,734

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated October 24, 2025

The tables below detail insurance rates for all trim levels of 2022 Titan and Frontier models. The 2022 Nissan Titan has an average insurance cost of $2,310 and the 2022 Nissan Frontier is $2,084, making the Nissan Frontier cheaper by $226 per year.

2022 Nissan Titan

$2,310

Insurance Rates by Trim Level for a 2022 Nissan Titan
2022 Nissan Titan TrimsRate
S King Cab 4WD$2,180
S King Cab 2WD2,216
S Crew Cab 4WD2,228
SV King Cab 4WD2,248
S Crew Cab 2WD2,276
SV Crew Cab 4WD2,288
SV King Cab 2WD2,304
SV Crew Cab 2WD2,344
PRO-4x Crew Cab 4WD2,350
Platinum Reserve Crew Cab 4WD2,452
Platinum Reserve Crew Cab 2WD2,528
2022 Nissan Titan Average Rate$2,310

2022 Nissan Frontier

$2,084

Insurance Rates by Trim Level for 2022 Nissan Titan
2022 Nissan Frontier TrimsRate
S King Cab 4WD$1,996
S King Cab 2WD2,020
S Crew Cab 4WD2,024
SV King Cab 4WD2,056
S Crew Cab 2WD2,058
SV Crew Cab 4WD2,082
SV King Cab 2WD2,094
SV Crew Cab Long Bed 4WD2,116
PRO-4X Crew Cab 4WD2,118
SV Crew Cab 2WD2,124
SV Crew Cab Long Bed 2WD2,164
PRO-X Crew Cab 2WD2,172
2022 Nissan Frontier Average Rate$2,084

2021 Nissan Titan vs. Nissan Frontier

For 2021 Nissan Titan and Nissan Frontier models, the Nissan Frontier has lower-cost car insurance by an average of $368 per year.

The chart below shows the average cost to insure both 2021 models using drivers aged 20 to 50. For a 2021 Nissan Titan, the average car insurance cost ranges from $2,026 to $4,644 per year for these driver ages. A 2021 Nissan Frontier costs from $1,702 to $3,864 to insure per year.

Average car insurance premiums for 2021 Nissan Titan and Nissan Frontier models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Nissan Titan and Nissan Frontier models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2021 model year Nissan Titan and Nissan Frontier. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Nissan Titan vs. Nissan Frontier Insurance Cost
Driver Age Nissan Titan Nissan Frontier
18-Year-Old$7,165$5,940
20-Year-Old$4,644$3,864
25-Year-Old$2,650$2,220
30-Year-Old$2,430$2,030
40-Year-Old$2,282$1,914
50-Year-Old$2,026$1,702
60-Year-Old$1,896$1,596

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated October 24, 2025

The 2021 Nissan Titan has 17 trim levels available, with the cheapest model to insure being the S Regular Cab 2WD trim at an average cost of $2,118 per year.

For the 13 trim levels available for the Nissan Frontier, the cheapest 2021 model to insure is the S King Cab 2WD trim at a cost of $1,646 per year, or about $137 per month.

When trim-level rates for both models are compared, the cheapest model and trim level to insure is the Nissan Frontier S King Cab 2WD at a cost of $1,646 per year. The overall most expensive vehicle to insure is the Nissan Titan Platinum Crew Cab 4WD at an average of $2,498 per year.

The rate tables below display the expected annual car insurance cost by trim level for both 2021 models, as well as an average rate for each model. The 2021 Nissan Frontier defeats the 2021 Nissan Titan for cheapest auto insurance rates.

2021 Nissan Titan

$2,282

Insurance Rates by Trim Level for a 2021 Nissan Titan
2021 Nissan Titan TrimsRate
S Regular Cab 2WD$2,118
SV Regular Cab 2WD2,118
S King Cab 2WD2,184
S Regular Cab 4WD2,194
S Crew Cab 2WD2,250
SV Crew Cab 2WD2,250
SV King Cab 2WD2,250
S Crew Cab 4WD2,260
S King Cab 4WD2,260
SV Regular Cab 4WD2,260
Pro-4x King Cab 4WD2,298
SV Crew Cab 4WD2,326
SV King Cab 4WD2,326
Pro-4x Crew Cab 4WD2,364
SL Crew Cab 2WD2,382
SL Crew Cab 4WD2,458
Platinum Crew Cab 4WD2,498
2021 Nissan Titan Average Rate$2,282

2021 Nissan Frontier

$1,914

Insurance Rates by Trim Level for 2021 Nissan Titan
2021 Nissan Frontier TrimsRate
S King Cab 2WD$1,646
SV King Cab 2WD1,740
S Crew Cab 2WD1,806
S Crew Cab 4WD1,858
SV King Cab 4WD1,858
SV Crew Cab 2WD1,870
Desert Runner Crew Cab 2WD1,910
Desert Runner King Cab 2WD1,910
SV Crew Cab 4WD1,924
SL Crew Cab 2WD2,070
SL Crew Cab 4WD2,076
Pro-4x Crew Cab 4WD2,096
Pro-4x King Cab 4WD2,096
2021 Nissan Frontier Average Rate$1,914

2020 Nissan Titan vs. Frontier Insurance

For the 2020 Nissan Titan and Nissan Frontier models, the Nissan Frontier is cheaper to insure by an average of $354 per year.

The chart below shows the average cost to insure the two models rated for a variety of different driver ages. Average car insurance cost ranges from $1,966 to $4,502 per year for a 2020 Nissan Titan, and $1,658 to $3,754 for a 2020 Nissan Frontier for the example age groups.

Average car insurance premiums for 2020 Nissan Titan and Nissan Frontier models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Nissan Titan and Nissan Frontier models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2020 model year Nissan Titan and Nissan Frontier. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Nissan Titan vs. Nissan Frontier Insurance Cost
Driver Age Nissan Titan Nissan Frontier
18-Year-Old$6,942$5,769
20-Year-Old$4,502$3,754
25-Year-Old$2,570$2,156
30-Year-Old$2,352$1,972
40-Year-Old$2,212$1,858
50-Year-Old$1,966$1,658
60-Year-Old$1,838$1,550

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated October 24, 2025

Out of 17 Nissan Titan trim levels, the cheapest 2020 model to insure is the S Regular Cab 2WD trim at an average cost of $2,056 per year. For the 13 trims available for the Nissan Frontier, the cheapest 2020 trim to insure is the S King Cab 2WD model at a cost of $1,604.

When comparing car insurance rates for both models by trim level, the overall cheapest vehicle to insure is the Nissan Frontier S King Cab 2WD at an average cost of $1,604 per year, and the most expensive vehicle to insure is the Nissan Titan Platinum Crew Cab 4WD costing $2,416 per year.

The next two tables display the average cost to insure each trim level for a 2020 Nissan Titan and Nissan Frontier, plus the average rate for each model. The 2020 Nissan Frontier is the winner over the 2020 Nissan Titan for cheapest car insurance cost.

2020 Nissan Titan

$2,212

Insurance Rates by Trim Level for a 2020 Nissan Titan
2020 Nissan Titan TrimsRate
S Regular Cab 2WD$2,056
SV Regular Cab 2WD2,056
S King Cab 2WD2,118
S Regular Cab 4WD2,124
S Crew Cab 2WD2,182
SV Crew Cab 2WD2,182
SV King Cab 2WD2,182
S Crew Cab 4WD2,188
S King Cab 4WD2,188
SV Regular Cab 4WD2,188
Pro-4x King Cab 4WD2,226
SV Crew Cab 4WD2,252
SV King Cab 4WD2,252
Pro-4x Crew Cab 4WD2,290
SL Crew Cab 2WD2,308
SL Crew Cab 4WD2,378
Platinum Crew Cab 4WD2,416
2020 Nissan Titan Average Rate$2,212

2020 Nissan Frontier

$1,858

Insurance Rates by Trim Level for 2020 Nissan Titan
2020 Nissan Frontier TrimsRate
S King Cab 2WD$1,604
SV King Cab 2WD1,694
S Crew Cab 2WD1,758
S Crew Cab 4WD1,804
SV King Cab 4WD1,804
SV Crew Cab 2WD1,820
Desert Runner Crew Cab 2WD1,858
Desert Runner King Cab 2WD1,858
SV Crew Cab 4WD1,868
SL Crew Cab 2WD2,010
SL Crew Cab 4WD2,012
Pro-4x Crew Cab 4WD2,036
Pro-4x King Cab 4WD2,036
2020 Nissan Frontier Average Rate$1,858

2019 Nissan Titan vs. Frontier Insurance

When comparing average insurance rates for 2019 models, a Nissan Titan costs an average of $2,148 per year to insure and a Nissan Frontier costs $1,804, making the Nissan Frontier cheaper to insure by $344 per year.

The next chart displays the average cost to insure both 2019 models rated for drivers aged 20 to 50. For a 2019 Nissan Titan, insurance cost ranges from $1,908 to $4,374 per year for the age groups used in this illustration. A 2019 Nissan Frontier costs from $1,610 to $3,652 to insure per year.

Average car insurance premiums for 2019 Nissan Titan and Nissan Frontier models for different driver ages.
Figure 6: Average car insurance premiums for 2019 Nissan Titan and Nissan Frontier models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2019 model year Nissan Titan and Nissan Frontier. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Nissan Titan vs. Nissan Frontier Insurance Cost
Driver Age Nissan Titan Nissan Frontier
18-Year-Old$6,752$5,614
20-Year-Old$4,374$3,652
25-Year-Old$2,490$2,094
30-Year-Old$2,282$1,914
40-Year-Old$2,148$1,804
50-Year-Old$1,908$1,610
60-Year-Old$1,784$1,508

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated October 24, 2025

Out of 17 trim levels for the 2019 Nissan Titan, the cheapest car insurance rates are on the S Regular Cab 2WD trim at a cost of $1,998 per year, or about $167 per month.

The 2019 Nissan Frontier has 13 trim levels available, with the cheapest trim to insure being the S King Cab 2WD model at an average cost of $1,560 per year, or around $130 per month.

When comparing aggregated rates for both models from a trim-level perspective, the lowest-cost model and trim level to insure is the Nissan Frontier S King Cab 2WD at a cost of $1,560 per year, and the most expensive model and trim level is the Nissan Titan Platinum Crew Cab 4WD costing an average of $2,342 per year.

The tables shown below display the average cost to insure all 2019 trim levels, plus the average rate for each model. The 2019 Nissan Frontier has cheaper average car insurance rates than the 2019 Nissan Titan.

2019 Nissan Titan

$2,148

Insurance Rates by Trim Level for a 2019 Nissan Titan
2019 Nissan Titan TrimsRate
S Regular Cab 2WD$1,998
SV Regular Cab 2WD1,998
S King Cab 2WD2,058
S Regular Cab 4WD2,062
S Crew Cab 2WD2,120
SV Crew Cab 2WD2,120
SV King Cab 2WD2,120
S Crew Cab 4WD2,122
S King Cab 4WD2,122
SV Regular Cab 4WD2,122
Pro-4x King Cab 4WD2,158
SV Crew Cab 4WD2,184
SV King Cab 4WD2,184
Pro-4x Crew Cab 4WD2,220
SL Crew Cab 2WD2,242
SL Crew Cab 4WD2,306
Platinum Crew Cab 4WD2,342
2019 Nissan Titan Average Rate$2,148

2019 Nissan Frontier

$1,804

Insurance Rates by Trim Level for 2019 Nissan Titan
2019 Nissan Frontier TrimsRate
S King Cab 2WD$1,560
SV King Cab 2WD1,646
S Crew Cab 2WD1,706
S Crew Cab 4WD1,750
SV King Cab 4WD1,750
SV Crew Cab 2WD1,768
Desert Runner Crew Cab 2WD1,804
Desert Runner King Cab 2WD1,804
SV Crew Cab 4WD1,810
SL Crew Cab 2WD1,950
SL Crew Cab 4WD1,950
Pro-4x Crew Cab 4WD1,976
Pro-4x King Cab 4WD1,976
2019 Nissan Frontier Average Rate$1,804

2018 Nissan Titan vs. Frontier Insurance

For 2018 Nissan Titan and Nissan Frontier models, the Nissan Frontier is cheaper to insure by an average of $256 per year for this model year.

The rate chart below shows the average cost to insure both models for different driver ages. Average car insurance cost ranges from $1,782 to $4,066 per year for a 2018 Nissan Titan, and $1,562 to $3,534 for a 2018 Nissan Frontier for the example age groups.

Average car insurance premiums for 2018 Nissan Titan and Nissan Frontier models for different driver ages.
Figure 7: Average car insurance premiums for 2018 Nissan Titan and Nissan Frontier models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2018 model year Nissan Titan and Nissan Frontier. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Nissan Titan vs. Nissan Frontier Insurance Cost
Driver Age Nissan Titan Nissan Frontier
18-Year-Old$6,261$5,425
20-Year-Old$4,066$3,534
25-Year-Old$2,326$2,026
30-Year-Old$2,130$1,852
40-Year-Old$2,004$1,748
50-Year-Old$1,782$1,562
60-Year-Old$1,670$1,460

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated October 24, 2025

Out of 24 trim levels for the 2018 Nissan Titan, the cheapest average insurance prices are on the S 2WD trim at a cost of $1,870 per year, or about $156 per month. Out of the 13 trim levels available for the Nissan Frontier, the cheapest 2018 trim level to insure is the S King Cab 2WD model at a cost of $1,506 per year, or about $126 per month.

When trim-level rates for both models are compared, the cheapest vehicle to insure is the Nissan Frontier S King Cab 2WD at a cost of $1,506 per year, and the most expensive model and trim level is the Nissan Titan Platinum Crew Cab 4WD at an average cost of $2,236 per year.

The two tables below display trim level insurance rates for each 2018 model, plus the average rate for each model. The 2018 Nissan Frontier takes the win over the 2018 Nissan Titan for the cheapest average car insurance rates.

2018 Nissan Titan

$2,004

Insurance Rates by Trim Level for a 2018 Nissan Titan
2018 Nissan Titan TrimsRate
S 2WD$1,870
S Regular Cab 2WD1,870
S Regular Cab 2WD Turbo Diesel1,870
S 4WD1,876
S Regular Cab 4WD1,876
S King Cab 2WD1,926
S King Cab 4WD1,950
S Crew Cab 2WD1,980
SV 2WD1,984
SV Regular Cab 2WD1,984
SV Regular Cab 2WD Turbo Diesel1,984
S Crew Cab 4WD2,006
SV 4WD2,006
SV King Cab 4WD2,006
SV Regular Cab 4WD2,006
SV Regular Cab 4WD Turbo Diesel2,006
SV Crew Cab 2WD2,042
SV King Cab 2WD2,042
Pro-4x King Cab 4WD2,064
SV Crew Cab 4WD2,064
Pro-4x Crew Cab 4WD2,122
SL Crew Cab 2WD2,156
SL Crew Cab 4WD2,178
Platinum Crew Cab 4WD2,236
2018 Nissan Titan Average Rate$2,004

2018 Nissan Frontier

$1,748

Insurance Rates by Trim Level for 2018 Nissan Titan
2018 Nissan Frontier TrimsRate
S King Cab 2WD$1,506
SV King Cab 2WD1,620
Desert Runner King Cab 2WD1,676
S Crew Cab 2WD1,676
SV King Cab 4WD1,704
Desert Runner Crew Cab 2WD1,732
SV Crew Cab 2WD1,732
S Crew Cab 4WD1,760
Pro-4x Crew Cab 4WD1,818
Pro-4x King Cab 4WD1,818
SV Crew Cab 4WD1,818
SL Crew Cab 2WD1,904
SL Crew Cab 4WD1,950
2018 Nissan Frontier Average Rate$1,748

2017 Nissan Titan vs. Frontier Insurance

When comparing car insurance rates for the 2017 Nissan Titan and Nissan Frontier models, the Nissan Frontier is cheaper by an average of $270 per year.

The next chart shows the average cost to insure both models for drivers from age 20 to 50. Average insurance cost ranges from $1,722 to $3,922 per year for a 2017 Nissan Titan, and $1,488 to $3,362 for a 2017 Nissan Frontier for the age groups used in this illustration.

Average car insurance premiums for 2017 Nissan Titan and Nissan Frontier models for different driver ages.
Figure 8: Average car insurance premiums for 2017 Nissan Titan and Nissan Frontier models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2017 model year Nissan Titan and Nissan Frontier. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Nissan Titan vs. Nissan Frontier Insurance Cost
Driver Age Nissan Titan Nissan Frontier
18-Year-Old$6,034$5,153
20-Year-Old$3,922$3,362
25-Year-Old$2,246$1,926
30-Year-Old$2,056$1,760
40-Year-Old$1,932$1,662
50-Year-Old$1,722$1,488
60-Year-Old$1,610$1,390

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated October 24, 2025

For the 24 trims available for the 2017 Nissan Titan, the cheapest model to insure is the S 2WD model at an average cost of $1,802 per year.

The 2017 Nissan Frontier has 13 trims available, with the cheapest trim level to insure being the S King Cab 2WD trim at an average cost of $1,456 per year.

When rates for all 37 trim levels for both vehicles are compared, the cheapest model and trim level to insure is the Nissan Frontier S King Cab 2WD at an average cost of $1,456 per year. The most expensive trim is the Nissan Titan Platinum Crew Cab 4WD costing an average of $2,148 per year.

The next two tables illustrate average cost to insure each trim level for a 2017 Nissan Titan and Nissan Frontier, as well as the overall average rate for each model. The winner for the 2017 car insurance battle is the Nissan Frontier.

2017 Nissan Titan

$1,932

Insurance Rates by Trim Level for a 2017 Nissan Titan
2017 Nissan Titan TrimsRate
S 2WD$1,802
S Regular Cab 2WD1,802
S Regular Cab 4WD1,806
S 4WD1,818
S King Cab 2WD1,850
SV 2WD1,856
SV Regular Cab 2WD1,856
S King Cab 4WD1,878
SV Regular Cab 4WD1,878
SV Regular Cab 4WD Turbo Diesel1,878
SV 4WD1,890
S Crew Cab 2WD1,906
SV King Cab 2WD1,910
S Crew Cab 4WD1,932
SV King Cab 4WD1,932
SV Crew Cab 2WD1,964
Pro-4x King Cab 4WD1,984
SV Crew Cab 4WD1,984
SL Crew Cab 4WD2,038
SL 4WD2,050
Pro-4x Crew Cab 4WD2,054
SL Crew Cab 2WD2,072
SL 2WD2,092
Platinum Crew Cab 4WD2,148
2017 Nissan Titan Average Rate$1,932

2017 Nissan Frontier

$1,662

Insurance Rates by Trim Level for 2017 Nissan Titan
2017 Nissan Frontier TrimsRate
S King Cab 2WD$1,456
S Crew Cab 2WD1,566
SV King Cab 2WD1,566
Desert Runner King Cab 2WD1,618
SV Crew Cab 2WD1,618
S Crew Cab 4WD1,644
SV King Cab 4WD1,644
Desert Runner Crew Cab 2WD1,672
SV Crew Cab 4WD1,700
Pro-4x Crew Cab 4WD1,752
Pro-4x King Cab 4WD1,752
SL Crew Cab 2WD1,782
SL Crew Cab 4WD1,822
2017 Nissan Frontier Average Rate$1,662

2016 Nissan Titan vs. Frontier Insurance

For the 2016 Nissan Titan and Nissan Frontier models, the Nissan Frontier has cheaper car insurance cost by an average of $318 per year.

The chart below visualizes the average cost to insure the two models for the 20, 30, 40, and 50-year-old driver age groups. For a 2016 Nissan Titan, average car insurance cost ranges from $1,602 to $3,602 per year for the illustrated age groups. A 2016 Nissan Frontier costs from $1,314 to $2,966 to insure per year.

Average car insurance premiums for 2016 Nissan Titan and Nissan Frontier models for different driver ages.
Figure 9: Average car insurance premiums for 2016 Nissan Titan and Nissan Frontier models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2016 model year Nissan Titan and Nissan Frontier. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Nissan Titan vs. Nissan Frontier Insurance Cost
Driver Age Nissan Titan Nissan Frontier
18-Year-Old$5,521$4,547
20-Year-Old$3,602$2,966
25-Year-Old$2,070$1,698
30-Year-Old$1,892$1,552
40-Year-Old$1,786$1,468
50-Year-Old$1,602$1,314
60-Year-Old$1,496$1,232

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated October 24, 2025

Out of 12 trim levels for the 2016 Nissan Titan, the cheapest average insurance prices are on the S King Cab 2WD trim at a cost of $1,638 per year, or $137 per month.

For the 13 trims available for the Nissan Frontier, the cheapest 2016 trim to insure is the S King Cab 2WD model at a cost of $1,360 per year, or about $113 per month.

When comparing car insurance rates for both models by trim level, the cheapest trim to insure is the Nissan Frontier S King Cab 2WD at a cost of $1,360 per year. The highest-cost model and trim level is the Nissan Titan SL Crew Cab 4WD costing an average of $1,896 per year.

The next tables illustrate average car insurance cost by trim level for each 2016 model, including an overall average rate. The cheapest model to insure for the 2016 model year is the Nissan Frontier.

2016 Nissan Titan

$1,786

Insurance Rates by Trim Level for a 2016 Nissan Titan
2016 Nissan Titan TrimsRate
S King Cab 2WD$1,638
S Crew Cab 2WD1,698
SV King Cab 2WD1,710
S King Cab 4WD1,732
SV Crew Cab 2WD1,738
S Crew Cab 4WD1,796
SV King Cab 4WD1,796
SL Crew Cab 2WD1,838
Pro-4x King Cab 4WD1,846
SV Crew Cab 4WD1,846
Pro-4x Crew Cab 4WD1,896
SL Crew Cab 4WD1,896
2016 Nissan Titan Average Rate$1,786

2016 Nissan Frontier

$1,468

Insurance Rates by Trim Level for 2016 Nissan Titan
2016 Nissan Frontier TrimsRate
S King Cab 2WD$1,360
S Crew Cab 4WD1,378
SV King Cab 4WD1,378
SV Crew Cab 4WD1,404
SV King Cab 2WD1,410
S Crew Cab 2WD1,460
Pro-4x Crew Cab 4WD1,478
Pro-4x King Cab 4WD1,478
Desert Runner Crew Cab 2WD1,510
Desert Runner King Cab 2WD1,510
SV Crew Cab 2WD1,510
SL Crew Cab 4WD1,542
SL Crew Cab 2WD1,656
2016 Nissan Frontier Average Rate$1,468

2015 Nissan Titan vs. Frontier Insurance

For the 2015 Nissan Titan and Nissan Frontier models, the Nissan Frontier has cheaper car insurance rates by an average of $238 per year.

The chart shown below displays the average cost to insure the two models rated for drivers aged 20 to 50. Insurance cost ranges from $1,534 to $3,444 per year for a 2015 Nissan Titan, and $1,324 to $2,948 for a 2015 Nissan Frontier for the driver ages used.

Average car insurance premiums for 2015 Nissan Titan and Nissan Frontier models for different driver ages.
Figure 10: Average car insurance premiums for 2015 Nissan Titan and Nissan Frontier models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2015 model year Nissan Titan and Nissan Frontier. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Nissan Titan vs. Nissan Frontier Insurance Cost
Driver Age Nissan Titan Nissan Frontier
18-Year-Old$5,277$4,496
20-Year-Old$3,444$2,948
25-Year-Old$1,978$1,702
30-Year-Old$1,808$1,556
40-Year-Old$1,708$1,470
50-Year-Old$1,534$1,324
60-Year-Old$1,432$1,238

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated October 24, 2025

Out of 12 Nissan Titan trims, the cheapest 2015 model to insure is the S King Cab 2WD model at an average cost of $1,564 per year, or $130 per month. The 2015 Nissan Frontier has 13 trims available, with the cheapest trim level to insure being the S King Cab 2WD model at an average cost of $1,256 per year.

When rates for all 25 trim levels for both vehicles are compared, the lowest-cost model and trim level to insure is the Nissan Frontier S King Cab 2WD at an average rate of $1,256 per year. The highest-cost model and trim level is the Nissan Titan SL Crew Cab 4WD costing an average of $1,806 per year.

The next tables display the average insurance cost by trim level for both 2015 models, along with an average cost for each model. The model with the cheapest car insurance rates for 2015 is the Nissan Frontier.

2015 Nissan Titan

$1,708

Insurance Rates by Trim Level for a 2015 Nissan Titan
2015 Nissan Titan TrimsRate
S King Cab 2WD$1,564
S Crew Cab 2WD1,620
SV King Cab 2WD1,642
SV Crew Cab 2WD1,656
S King Cab 4WD1,684
S Crew Cab 4WD1,728
SV King Cab 4WD1,728
SL Crew Cab 2WD1,746
Pro-4x King Cab 4WD1,760
SV Crew Cab 4WD1,760
Pro-4x Crew Cab 4WD1,806
SL Crew Cab 4WD1,806
2015 Nissan Titan Average Rate$1,708

2015 Nissan Frontier

$1,470

Insurance Rates by Trim Level for 2015 Nissan Titan
2015 Nissan Frontier TrimsRate
S King Cab 2WD$1,256
SV King Cab 2WD1,348
S Crew Cab 2WD1,396
Desert Runner Crew Cab 2WD1,440
Desert Runner King Cab 2WD1,440
SV Crew Cab 2WD1,440
S Crew Cab 4WD1,442
SV King Cab 4WD1,488
SV Crew Cab 4WD1,510
Pro-4x Crew Cab 4WD1,578
Pro-4x King Cab 4WD1,578
SL Crew Cab 2WD1,578
SL Crew Cab 4WD1,626
2015 Nissan Frontier Average Rate$1,470

Additional Nissan Titan and Nissan Frontier Resources