Nissan Titan vs. Frontier – Which Insurance is Cheapest?

Does the Nissan Titan or Frontier cost less to insure? We compare insurance cost by trim level for the 2015 through 2024 model years to crown the winner.

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  • At an average cost of $2,190 per year, a 2024 Nissan Titan has cheaper car insurance rates than a 2024 Nissan Frontier by an average of $26 per year.
  • Average car insurance cost per month for the Nissan Frontier is 1.1% more expensive than the Nissan Titan, at $183 versus $185, a difference of $2.
  • If cheap insurance is the most imporant factor, the SV Crew Cab 4WD and SV King Cab 4WD trims are the cheapest Nissan Titan models to insure, while the S King Cab 2WD and S Crew Cab 2WD trims are the cheapest Nissan Frontier models to insure.

Does insurance cost less for a Nissan Titan or Frontier?

When comparing the Nissan Titan and Nissan Frontier for the 2024 model year, the model with cheaper average insurance rates is the Nissan Titan. Insurance rates for the Nissan Titan average $2,190 per year, and insurance for the Nissan Frontier costs an average of $2,216 per year.

For the eight trims available for the 2024 Nissan Titan, the cheapest trim to insure is the SV Crew Cab 4WD trim at an average cost of $1,978 per year, or around $165 per month. For the 13 trim levels available for the Nissan Frontier, the cheapest 2024 trim level to insure is the S King Cab 2WD trim at a cost of $1,964 per year, or $164 per month.

When trim-level rates for both models are compared, the cheapest vehicle to insure is the Nissan Frontier S King Cab 2WD at an average rate of $1,964 per year, and the overall most expensive vehicle to insure is the Nissan Titan Platinum Reserve Crew Cab 2WD at a cost of $2,520 per year.

The table shown below compares and ranks the annual and monthly cost of car insurance for 2024 Nissan Titan and Nissan Frontier models, with average rates for every trim level for each model.

2024 Model Year Nissan Titan vs. Nissan Frontier Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,964$164
$1,978$165
$1,978$165
$1,998$167
$2,040$170
$2,070$173
$2,104$175
$2,124$177
$2,130$178
$2,132$178
$2,210$184
$2,254$188
$2,264$189
$2,290$191
$2,324$194
$2,346$196
$2,358$197
$2,394$200
$2,400$200
$2,464$205
$2,520$210

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025

Annual and monthly insurance cost by trim level for a 2024 Nissan Titan and a 2024 Nissan Frontier
Annual and monthly insurance cost by trim level for a 2024 Nissan Titan and a 2024 Nissan Frontier

The chart below demonstrates the average cost to insure both models for drivers from age 20 to 50. For a 2024 Nissan Titan, the average cost of car insurance ranges from $1,948 to $4,408 per year. A 2024 Nissan Frontier costs from $1,968 to $4,472 to insure per year.

Average car insurance premiums for 2024 Nissan Titan and Nissan Frontier models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Nissan Titan and Nissan Frontier models for different driver ages. Rates updated on June 27, 2025.

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Data Methodology: Rates based on a 2024 model year Nissan Titan and Nissan Frontier. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Nissan Titan vs. Nissan Frontier Insurance Cost
Driver Age Nissan Titan Nissan Frontier
18-Year-Old$6,765$6,877
20-Year-Old$4,408$4,472
25-Year-Old$2,544$2,574
30-Year-Old$2,334$2,360
40-Year-Old$2,190$2,216
50-Year-Old$1,948$1,968
60-Year-Old$1,822$1,840

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated June 27, 2025

The two tables below illustrate trim level insurance cost averages for both 2024 models, as well as an average rate for each model. The cheapest model to insure for the 2024 model year is the Nissan Titan.

2024 Nissan Titan

$2,190

Insurance Rates by Trim Level for a 2024 Nissan Titan
2024 Nissan Titan TrimsRate
SV Crew Cab 4WD$1,978
SV King Cab 4WD1,978
SV Crew Cab Bronze Edition 4WD2,104
SV Crew Cab Midnight Edition 4WD2,132
SV Crew Cab 2WD2,210
Platinum Reserve Crew Cab 4WD2,254
SV Crew Cab Bronze Edition 2WD2,358
Platinum Reserve Crew Cab 2WD2,520
2024 Nissan Titan Average Rate$2,190

2024 Nissan Frontier

$2,216

Insurance Rates by Trim Level for 2024 Nissan Titan
2024 Nissan Frontier TrimsRate
S King Cab 2WD$1,964
S Crew Cab 2WD1,998
SV King Cab 2WD2,040
SV Crew Cab 2WD2,070
PRO-4X Crew Cab 2WD2,124
SV Crew Cab Long Bed 2WD2,130
S King Cab 4WD2,264
S Crew Cab 4WD2,290
SV King Cab 4WD2,324
SV Crew Cab 4WD2,346
PRO-4X Crew Cab 4WD2,394
SV Crew Cab Long Bed 4WD2,400
Hardbody Edition 4WD2,464
2024 Nissan Frontier Average Rate$2,216

2023 Nissan Titan vs. Nissan Frontier

For 2023, the cheaper model to insure on average is the Nissan Frontier. Insurance cost for the Nissan Titan averages $2,254 per year, whereas the Nissan Frontier averages $1,964 per year.

With 13 trims available for the 2023 Nissan Titan, the cheapest trim level to insure is the S King Cab 2WD trim at an average cost of $2,104 per year. For the 12 trims available for the Nissan Frontier, the cheapest 2023 trim to insure is the S Crew Cab 2WD trim at a cost of $1,850.

When rates for all 25 trim levels for both vehicles are compared, the lowest-cost model and trim to insure is the Nissan Frontier S Crew Cab 2WD at an average cost of $1,850 per year, and the most expensive vehicle to insure is the Nissan Titan Platinum Reserve Crew Cab 4WD costing $2,430 per year.

The next table ranks the 12-month and monthly car insurance cost for 2023 Nissan Titan and Nissan Frontier models, broken down by trim level.

2023 Model Year Nissan Titan vs. Nissan Frontier Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,850$154
$1,912$159
$1,918$160
$1,922$160
$1,966$164
$1,966$164
$1,990$166
$1,998$167
$1,998$167
$2,010$168
$2,016$168
$2,052$171
$2,104$175
$2,144$179
$2,174$181
$2,208$184
$2,214$185
$2,214$185
$2,248$187
$2,260$188
$2,268$189
$2,294$191
$2,328$194
$2,398$200
$2,430$203

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025

Annual and monthly insurance cost by trim level for a 2023 Nissan Titan and a 2023 Nissan Frontier
Annual and monthly insurance cost by trim level for a 2023 Nissan Titan and a 2023 Nissan Frontier

The chart shown below visualizes the average cost to insure both models using a range of rated driver ages. Average insurance cost ranges from $1,996 to $4,534 per year for a 2023 Nissan Titan, and $1,748 to $3,930 for a 2023 Nissan Frontier for these driver ages.

Average car insurance premiums for 2023 Nissan Titan and Nissan Frontier models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Nissan Titan and Nissan Frontier models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2023 model year Nissan Titan and Nissan Frontier. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Nissan Titan vs. Nissan Frontier Insurance Cost
Driver Age Nissan Titan Nissan Frontier
18-Year-Old$6,969$6,024
20-Year-Old$4,534$3,930
25-Year-Old$2,616$2,280
30-Year-Old$2,398$2,092
40-Year-Old$2,254$1,964
50-Year-Old$1,996$1,748
60-Year-Old$1,870$1,636

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated June 26, 2025

The next tables illustrate average car insurance rates for every trim level for both 2023 models, including an overall average cost for each model. The winner for the 2023 car insurance rate comparison is the Nissan Frontier.

2023 Nissan Titan

$2,254

Insurance Rates by Trim Level for a 2023 Nissan Titan
2023 Nissan Titan TrimsRate
S King Cab 2WD$2,104
S Crew Cab 2WD2,144
S King Cab 4WD2,174
S Crew Cab 4WD2,208
SV Crew Cab 2WD2,214
SV King Cab 2WD2,214
SV Crew Cab Midnight Edition 2WD2,248
SV Crew Cab 4WD2,260
SV King Cab 4WD2,268
SV Crew Cab Midnight Edition 4WD2,294
PRO-4x Crew Cab 4WD2,328
Platinum Reserve Crew Cab 2WD2,398
Platinum Reserve Crew Cab 4WD2,430
2023 Nissan Titan Average Rate$2,254

2023 Nissan Frontier

$1,964

Insurance Rates by Trim Level for 2023 Nissan Titan
2023 Nissan Frontier TrimsRate
S Crew Cab 2WD$1,850
SV Crew Cab 2WD1,912
S Crew Cab 4WD1,918
S King Cab 2WD1,922
SV Crew Cab 4WD1,966
SV Crew Cab Long Bed 2WD1,966
SV King Cab 2WD1,990
S King Cab 4WD1,998
Midnight Edition Crew Cab 4WD1,998
PRO-4X Crew Cab 4WD2,010
SV Crew Cab Long Bed 4WD2,016
SV King Cab 4WD2,052
2023 Nissan Frontier Average Rate$1,964

2022 Nissan Titan vs. Nissan Frontier

For 2022 Nissan Titan and Nissan Frontier models, the model with the cheapest average insurance rates is the Nissan Frontier. Insurance on the Nissan Titan averages $2,256 per year, while insurance for a Nissan Frontier averages $2,034 per year.

Within each model, however, the cost of insurance varies quite a bit for each different trim level. For a 2022 Nissan Titan, car insurance rates range from the cheapest rate of $2,130 per year for the S King Cab 4WD model up to $2,466 for the Platinum Reserve Crew Cab 2WD model. For a 2022 Nissan Frontier, rates can range from $1,948 per year for the S King Cab 4WD model up to $2,120 for the PRO-X Crew Cab 2WD model.

When comparing rates by trim level for both models, the lowest-cost model and trim is the Nissan Frontier S King Cab 4WD at a cost of $1,948 per year. The overall most expensive vehicle to insure is the Nissan Titan Platinum Reserve Crew Cab 2WD at an average of $2,466 per year.

For a 2022 Nissan Titan, the cheapest models are the S King Cab 4WD, S King Cab 2WD, and S Crew Cab 4WD. The cheapest Nissan Frontier models include the S King Cab 4WD, S King Cab 2WD, and S Crew Cab 4WD.

On a monthly basis, insurance rates for all 2022 Nissan Titan and Nissan Frontier trim levels range from $162 to $206 per month.

The next table compares the annual and monthly car insurance cost for 2022 Nissan Titan and Nissan Frontier models, showing cost for each trim level of both models.

2022 Model Year Nissan Titan vs. Nissan Frontier Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,948$162
$1,972$164
$1,976$165
$2,008$167
$2,008$167
$2,032$169
$2,044$170
$2,066$172
$2,068$172
$2,074$173
$2,114$176
$2,120$177
$2,130$178
$2,164$180
$2,176$181
$2,196$183
$2,222$185
$2,236$186
$2,248$187
$2,288$191
$2,294$191
$2,394$200
$2,466$206

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025

Annual and monthly insurance cost by trim level for a 2022 Nissan Titan and a 2022 Nissan Frontier
Annual and monthly insurance cost by trim level for a 2022 Nissan Titan and a 2022 Nissan Frontier

The chart below compares average Nissan Titan insurance cost to Nissan Frontier insurance cost in order to show which 2022 model has cheaper rates.

Average car insurance premiums for 2022 Nissan Titan and Nissan Frontier models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Nissan Titan and Nissan Frontier models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2022 model year Nissan Titan and Nissan Frontier. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Nissan Titan vs. Nissan Frontier Insurance Cost
Driver Age Nissan Titan Nissan Frontier
18-Year-Old$7,006$6,336
20-Year-Old$4,556$4,116
25-Year-Old$2,620$2,362
30-Year-Old$2,400$2,168
40-Year-Old$2,256$2,034
50-Year-Old$2,002$1,810
60-Year-Old$1,874$1,694

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated June 27, 2025

The tables below detail insurance rates for all trim levels of 2022 Titan and Frontier models. The 2022 Nissan Titan has an average insurance cost of $2,256 and the 2022 Nissan Frontier is $2,034, making the Nissan Frontier cheaper by $222 per year.

2022 Nissan Titan

$2,256

Insurance Rates by Trim Level for a 2022 Nissan Titan
2022 Nissan Titan TrimsRate
S King Cab 4WD$2,130
S King Cab 2WD2,164
S Crew Cab 4WD2,176
SV King Cab 4WD2,196
S Crew Cab 2WD2,222
SV Crew Cab 4WD2,236
SV King Cab 2WD2,248
SV Crew Cab 2WD2,288
PRO-4x Crew Cab 4WD2,294
Platinum Reserve Crew Cab 4WD2,394
Platinum Reserve Crew Cab 2WD2,466
2022 Nissan Titan Average Rate$2,256

2022 Nissan Frontier

$2,034

Insurance Rates by Trim Level for 2022 Nissan Titan
2022 Nissan Frontier TrimsRate
S King Cab 4WD$1,948
S King Cab 2WD1,972
S Crew Cab 4WD1,976
S Crew Cab 2WD2,008
SV King Cab 4WD2,008
SV Crew Cab 4WD2,032
SV King Cab 2WD2,044
SV Crew Cab Long Bed 4WD2,066
PRO-4X Crew Cab 4WD2,068
SV Crew Cab 2WD2,074
SV Crew Cab Long Bed 2WD2,114
PRO-X Crew Cab 2WD2,120
2022 Nissan Frontier Average Rate$2,034

2021 Nissan Titan vs. Nissan Frontier

For 2021 Nissan Titan and Nissan Frontier models, the Nissan Frontier has lower-cost car insurance by an average of $364 per year.

The chart below shows the average cost to insure both 2021 models using drivers aged 20 to 50. For a 2021 Nissan Titan, the average car insurance cost ranges from $1,976 to $4,532 per year for these driver ages. A 2021 Nissan Frontier costs from $1,664 to $3,770 to insure per year.

Average car insurance premiums for 2021 Nissan Titan and Nissan Frontier models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Nissan Titan and Nissan Frontier models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2021 model year Nissan Titan and Nissan Frontier. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Nissan Titan vs. Nissan Frontier Insurance Cost
Driver Age Nissan Titan Nissan Frontier
18-Year-Old$6,993$5,796
20-Year-Old$4,532$3,770
25-Year-Old$2,590$2,166
30-Year-Old$2,368$1,984
40-Year-Old$2,226$1,862
50-Year-Old$1,976$1,664
60-Year-Old$1,850$1,558

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated June 27, 2025

The 2021 Nissan Titan has 17 trim levels available, with the cheapest model to insure being the S Regular Cab 2WD trim at an average cost of $2,066 per year.

For the 13 trim levels available for the Nissan Frontier, the cheapest 2021 model to insure is the S King Cab 2WD trim at a cost of $1,608 per year, or about $134 per month.

When trim-level rates for both models are compared, the cheapest model and trim level to insure is the Nissan Frontier S King Cab 2WD at a cost of $1,608 per year. The overall most expensive vehicle to insure is the Nissan Titan Platinum Crew Cab 4WD at an average of $2,438 per year.

The rate tables below display the expected annual car insurance cost by trim level for both 2021 models, as well as an average rate for each model. The 2021 Nissan Frontier defeats the 2021 Nissan Titan for cheapest auto insurance rates.

2021 Nissan Titan

$2,226

Insurance Rates by Trim Level for a 2021 Nissan Titan
2021 Nissan Titan TrimsRate
S Regular Cab 2WD$2,066
SV Regular Cab 2WD2,066
S King Cab 2WD2,132
S Regular Cab 4WD2,142
S Crew Cab 2WD2,196
SV Crew Cab 2WD2,196
SV King Cab 2WD2,196
S Crew Cab 4WD2,206
S King Cab 4WD2,206
SV Regular Cab 4WD2,206
Pro-4x King Cab 4WD2,244
SV Crew Cab 4WD2,272
SV King Cab 4WD2,272
Pro-4x Crew Cab 4WD2,310
SL Crew Cab 2WD2,326
SL Crew Cab 4WD2,400
Platinum Crew Cab 4WD2,438
2021 Nissan Titan Average Rate$2,226

2021 Nissan Frontier

$1,862

Insurance Rates by Trim Level for 2021 Nissan Titan
2021 Nissan Frontier TrimsRate
S King Cab 2WD$1,608
SV King Cab 2WD1,698
S Crew Cab 2WD1,764
S Crew Cab 4WD1,814
SV King Cab 4WD1,814
SV Crew Cab 2WD1,826
Desert Runner Crew Cab 2WD1,866
Desert Runner King Cab 2WD1,866
SV Crew Cab 4WD1,878
SL Crew Cab 2WD2,020
SL Crew Cab 4WD2,028
Pro-4x Crew Cab 4WD2,048
Pro-4x King Cab 4WD2,048
2021 Nissan Frontier Average Rate$1,862

2020 Nissan Titan vs. Frontier Insurance

For the 2020 Nissan Titan and Nissan Frontier models, the Nissan Frontier is cheaper to insure by an average of $348 per year.

The chart below shows the average cost to insure the two models rated for a variety of different driver ages. Average car insurance cost ranges from $1,918 to $4,392 per year for a 2020 Nissan Titan, and $1,616 to $3,664 for a 2020 Nissan Frontier for the example age groups.

Average car insurance premiums for 2020 Nissan Titan and Nissan Frontier models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Nissan Titan and Nissan Frontier models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2020 model year Nissan Titan and Nissan Frontier. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Nissan Titan vs. Nissan Frontier Insurance Cost
Driver Age Nissan Titan Nissan Frontier
18-Year-Old$6,780$5,632
20-Year-Old$4,392$3,664
25-Year-Old$2,512$2,106
30-Year-Old$2,294$1,926
40-Year-Old$2,158$1,810
50-Year-Old$1,918$1,616
60-Year-Old$1,796$1,514

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated June 26, 2025

Out of 17 Nissan Titan trim levels, the cheapest 2020 model to insure is the S Regular Cab 2WD trim at an average cost of $2,006 per year. For the 13 trims available for the Nissan Frontier, the cheapest 2020 trim to insure is the S King Cab 2WD model at a cost of $1,568.

When comparing car insurance rates for both models by trim level, the overall cheapest vehicle to insure is the Nissan Frontier S King Cab 2WD at an average cost of $1,568 per year, and the most expensive vehicle to insure is the Nissan Titan Platinum Crew Cab 4WD costing $2,360 per year.

The next two tables display the average cost to insure each trim level for a 2020 Nissan Titan and Nissan Frontier, plus the average rate for each model. The 2020 Nissan Frontier is the winner over the 2020 Nissan Titan for cheapest car insurance cost.

2020 Nissan Titan

$2,158

Insurance Rates by Trim Level for a 2020 Nissan Titan
2020 Nissan Titan TrimsRate
S Regular Cab 2WD$2,006
SV Regular Cab 2WD2,006
S King Cab 2WD2,068
S Regular Cab 4WD2,076
S Crew Cab 2WD2,128
SV Crew Cab 2WD2,128
SV King Cab 2WD2,128
S Crew Cab 4WD2,138
S King Cab 4WD2,138
SV Regular Cab 4WD2,138
Pro-4x King Cab 4WD2,174
SV Crew Cab 4WD2,198
SV King Cab 4WD2,198
Pro-4x Crew Cab 4WD2,236
SL Crew Cab 2WD2,254
SL Crew Cab 4WD2,324
Platinum Crew Cab 4WD2,360
2020 Nissan Titan Average Rate$2,158

2020 Nissan Frontier

$1,810

Insurance Rates by Trim Level for 2020 Nissan Titan
2020 Nissan Frontier TrimsRate
S King Cab 2WD$1,568
SV King Cab 2WD1,654
S Crew Cab 2WD1,716
S Crew Cab 4WD1,760
SV King Cab 4WD1,760
SV Crew Cab 2WD1,778
Desert Runner Crew Cab 2WD1,816
Desert Runner King Cab 2WD1,816
SV Crew Cab 4WD1,824
SL Crew Cab 2WD1,964
SL Crew Cab 4WD1,964
Pro-4x Crew Cab 4WD1,988
Pro-4x King Cab 4WD1,988
2020 Nissan Frontier Average Rate$1,810

2019 Nissan Titan vs. Frontier Insurance

When comparing average insurance rates for 2019 models, a Nissan Titan costs an average of $2,094 per year to insure and a Nissan Frontier costs $1,758, making the Nissan Frontier cheaper to insure by $336 per year.

The next chart displays the average cost to insure both 2019 models rated for drivers aged 20 to 50. For a 2019 Nissan Titan, insurance cost ranges from $1,860 to $4,270 per year for the age groups used in this illustration. A 2019 Nissan Frontier costs from $1,570 to $3,562 to insure per year.

Average car insurance premiums for 2019 Nissan Titan and Nissan Frontier models for different driver ages.
Figure 6: Average car insurance premiums for 2019 Nissan Titan and Nissan Frontier models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2019 model year Nissan Titan and Nissan Frontier. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Nissan Titan vs. Nissan Frontier Insurance Cost
Driver Age Nissan Titan Nissan Frontier
18-Year-Old$6,592$5,481
20-Year-Old$4,270$3,562
25-Year-Old$2,436$2,042
30-Year-Old$2,224$1,868
40-Year-Old$2,094$1,758
50-Year-Old$1,860$1,570
60-Year-Old$1,742$1,474

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated June 26, 2025

Out of 17 trim levels for the 2019 Nissan Titan, the cheapest car insurance rates are on the S Regular Cab 2WD trim at a cost of $1,950 per year, or about $163 per month.

The 2019 Nissan Frontier has 13 trim levels available, with the cheapest trim to insure being the S King Cab 2WD model at an average cost of $1,524 per year, or around $127 per month.

When comparing aggregated rates for both models from a trim-level perspective, the lowest-cost model and trim level to insure is the Nissan Frontier S King Cab 2WD at a cost of $1,524 per year, and the most expensive model and trim level is the Nissan Titan Platinum Crew Cab 4WD costing an average of $2,286 per year.

The tables shown below display the average cost to insure all 2019 trim levels, plus the average rate for each model. The 2019 Nissan Frontier has cheaper average car insurance rates than the 2019 Nissan Titan.

2019 Nissan Titan

$2,094

Insurance Rates by Trim Level for a 2019 Nissan Titan
2019 Nissan Titan TrimsRate
S Regular Cab 2WD$1,950
SV Regular Cab 2WD1,950
S King Cab 2WD2,010
S Regular Cab 4WD2,012
S Crew Cab 2WD2,070
SV Crew Cab 2WD2,070
SV King Cab 2WD2,070
S Crew Cab 4WD2,072
S King Cab 4WD2,072
SV Regular Cab 4WD2,072
Pro-4x King Cab 4WD2,106
SV Crew Cab 4WD2,132
SV King Cab 4WD2,132
Pro-4x Crew Cab 4WD2,166
SL Crew Cab 2WD2,186
SL Crew Cab 4WD2,250
Platinum Crew Cab 4WD2,286
2019 Nissan Titan Average Rate$2,094

2019 Nissan Frontier

$1,758

Insurance Rates by Trim Level for 2019 Nissan Titan
2019 Nissan Frontier TrimsRate
S King Cab 2WD$1,524
SV King Cab 2WD1,608
S Crew Cab 2WD1,668
S Crew Cab 4WD1,710
SV King Cab 4WD1,710
SV Crew Cab 2WD1,728
Desert Runner Crew Cab 2WD1,762
Desert Runner King Cab 2WD1,762
SV Crew Cab 4WD1,768
SL Crew Cab 4WD1,904
SL Crew Cab 2WD1,906
Pro-4x Crew Cab 4WD1,930
Pro-4x King Cab 4WD1,930
2019 Nissan Frontier Average Rate$1,758

2018 Nissan Titan vs. Frontier Insurance

For 2018 Nissan Titan and Nissan Frontier models, the Nissan Frontier is cheaper to insure by an average of $252 per year for this model year.

The rate chart below shows the average cost to insure both models for different driver ages. Average car insurance cost ranges from $1,738 to $3,970 per year for a 2018 Nissan Titan, and $1,524 to $3,450 for a 2018 Nissan Frontier for the example age groups.

Average car insurance premiums for 2018 Nissan Titan and Nissan Frontier models for different driver ages.
Figure 7: Average car insurance premiums for 2018 Nissan Titan and Nissan Frontier models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2018 model year Nissan Titan and Nissan Frontier. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Nissan Titan vs. Nissan Frontier Insurance Cost
Driver Age Nissan Titan Nissan Frontier
18-Year-Old$6,109$5,293
20-Year-Old$3,970$3,450
25-Year-Old$2,274$1,978
30-Year-Old$2,078$1,806
40-Year-Old$1,958$1,706
50-Year-Old$1,738$1,524
60-Year-Old$1,630$1,428

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated June 27, 2025

Out of 24 trim levels for the 2018 Nissan Titan, the cheapest average insurance prices are on the S 2WD trim at a cost of $1,826 per year, or about $152 per month. Out of the 13 trim levels available for the Nissan Frontier, the cheapest 2018 trim level to insure is the S King Cab 2WD model at a cost of $1,470 per year, or about $123 per month.

When trim-level rates for both models are compared, the cheapest vehicle to insure is the Nissan Frontier S King Cab 2WD at a cost of $1,470 per year, and the most expensive model and trim level is the Nissan Titan Platinum Crew Cab 4WD at an average cost of $2,182 per year.

The two tables below display trim level insurance rates for each 2018 model, plus the average rate for each model. The 2018 Nissan Frontier takes the win over the 2018 Nissan Titan for the cheapest average car insurance rates.

2018 Nissan Titan

$1,958

Insurance Rates by Trim Level for a 2018 Nissan Titan
2018 Nissan Titan TrimsRate
S 2WD$1,826
S Regular Cab 2WD1,826
S Regular Cab 2WD Turbo Diesel1,826
S 4WD1,832
S Regular Cab 4WD1,832
S King Cab 2WD1,882
S King Cab 4WD1,904
S Crew Cab 2WD1,934
SV 2WD1,938
SV Regular Cab 2WD1,938
SV Regular Cab 2WD Turbo Diesel1,938
S Crew Cab 4WD1,960
SV 4WD1,960
SV King Cab 4WD1,960
SV Regular Cab 4WD1,960
SV Regular Cab 4WD Turbo Diesel1,960
SV Crew Cab 2WD1,994
SV King Cab 2WD1,994
Pro-4x King Cab 4WD2,016
SV Crew Cab 4WD2,016
Pro-4x Crew Cab 4WD2,070
SL Crew Cab 2WD2,104
SL Crew Cab 4WD2,126
Platinum Crew Cab 4WD2,182
2018 Nissan Titan Average Rate$1,958

2018 Nissan Frontier

$1,706

Insurance Rates by Trim Level for 2018 Nissan Titan
2018 Nissan Frontier TrimsRate
S King Cab 2WD$1,470
SV King Cab 2WD1,582
Desert Runner King Cab 2WD1,636
S Crew Cab 2WD1,636
SV King Cab 4WD1,664
Desert Runner Crew Cab 2WD1,692
SV Crew Cab 2WD1,692
S Crew Cab 4WD1,720
Pro-4x Crew Cab 4WD1,776
Pro-4x King Cab 4WD1,776
SV Crew Cab 4WD1,776
SL Crew Cab 2WD1,860
SL Crew Cab 4WD1,904
2018 Nissan Frontier Average Rate$1,706

2017 Nissan Titan vs. Frontier Insurance

When comparing car insurance rates for the 2017 Nissan Titan and Nissan Frontier models, the Nissan Frontier is cheaper by an average of $268 per year.

The next chart shows the average cost to insure both models for drivers from age 20 to 50. Average insurance cost ranges from $1,678 to $3,828 per year for a 2017 Nissan Titan, and $1,452 to $3,278 for a 2017 Nissan Frontier for the age groups used in this illustration.

Average car insurance premiums for 2017 Nissan Titan and Nissan Frontier models for different driver ages.
Figure 8: Average car insurance premiums for 2017 Nissan Titan and Nissan Frontier models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2017 model year Nissan Titan and Nissan Frontier. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Nissan Titan vs. Nissan Frontier Insurance Cost
Driver Age Nissan Titan Nissan Frontier
18-Year-Old$5,891$5,029
20-Year-Old$3,828$3,278
25-Year-Old$2,192$1,880
30-Year-Old$2,004$1,714
40-Year-Old$1,890$1,622
50-Year-Old$1,678$1,452
60-Year-Old$1,574$1,358

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated June 26, 2025

For the 24 trims available for the 2017 Nissan Titan, the cheapest model to insure is the S 2WD model at an average cost of $1,762 per year.

The 2017 Nissan Frontier has 13 trims available, with the cheapest trim level to insure being the S King Cab 2WD trim at an average cost of $1,424 per year.

When rates for all 37 trim levels for both vehicles are compared, the cheapest model and trim level to insure is the Nissan Frontier S King Cab 2WD at an average cost of $1,424 per year. The most expensive trim is the Nissan Titan Platinum Crew Cab 4WD costing an average of $2,098 per year.

The next two tables illustrate average cost to insure each trim level for a 2017 Nissan Titan and Nissan Frontier, as well as the overall average rate for each model. The winner for the 2017 car insurance battle is the Nissan Frontier.

2017 Nissan Titan

$1,890

Insurance Rates by Trim Level for a 2017 Nissan Titan
2017 Nissan Titan TrimsRate
S 2WD$1,762
S Regular Cab 2WD1,762
S Regular Cab 4WD1,766
S 4WD1,778
S King Cab 2WD1,808
SV 2WD1,814
SV Regular Cab 2WD1,814
S King Cab 4WD1,836
SV Regular Cab 4WD1,836
SV Regular Cab 4WD Turbo Diesel1,836
SV 4WD1,846
S Crew Cab 2WD1,864
SV King Cab 2WD1,868
S Crew Cab 4WD1,888
SV King Cab 4WD1,888
SV Crew Cab 2WD1,920
Pro-4x King Cab 4WD1,940
SV Crew Cab 4WD1,940
SL Crew Cab 4WD1,992
SL 4WD2,004
Pro-4x Crew Cab 4WD2,008
SL Crew Cab 2WD2,024
SL 2WD2,044
Platinum Crew Cab 4WD2,098
2017 Nissan Titan Average Rate$1,890

2017 Nissan Frontier

$1,622

Insurance Rates by Trim Level for 2017 Nissan Titan
2017 Nissan Frontier TrimsRate
S King Cab 2WD$1,424
S Crew Cab 2WD1,530
SV King Cab 2WD1,530
Desert Runner King Cab 2WD1,584
SV Crew Cab 2WD1,584
S Crew Cab 4WD1,606
SV King Cab 4WD1,606
Desert Runner Crew Cab 2WD1,636
SV Crew Cab 4WD1,662
Pro-4x Crew Cab 4WD1,714
Pro-4x King Cab 4WD1,714
SL Crew Cab 2WD1,742
SL Crew Cab 4WD1,782
2017 Nissan Frontier Average Rate$1,622

2016 Nissan Titan vs. Frontier Insurance

For the 2016 Nissan Titan and Nissan Frontier models, the Nissan Frontier has cheaper car insurance cost by an average of $314 per year.

The chart below visualizes the average cost to insure the two models for the 20, 30, 40, and 50-year-old driver age groups. For a 2016 Nissan Titan, average car insurance cost ranges from $1,564 to $3,516 per year for the illustrated age groups. A 2016 Nissan Frontier costs from $1,284 to $2,894 to insure per year.

Average car insurance premiums for 2016 Nissan Titan and Nissan Frontier models for different driver ages.
Figure 9: Average car insurance premiums for 2016 Nissan Titan and Nissan Frontier models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2016 model year Nissan Titan and Nissan Frontier. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Nissan Titan vs. Nissan Frontier Insurance Cost
Driver Age Nissan Titan Nissan Frontier
18-Year-Old$5,389$4,440
20-Year-Old$3,516$2,894
25-Year-Old$2,020$1,658
30-Year-Old$1,846$1,518
40-Year-Old$1,746$1,432
50-Year-Old$1,564$1,284
60-Year-Old$1,458$1,200

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated June 27, 2025

Out of 12 trim levels for the 2016 Nissan Titan, the cheapest average insurance prices are on the S King Cab 2WD trim at a cost of $1,604 per year, or $134 per month.

For the 13 trims available for the Nissan Frontier, the cheapest 2016 trim to insure is the S King Cab 2WD model at a cost of $1,330 per year, or about $111 per month.

When comparing car insurance rates for both models by trim level, the cheapest trim to insure is the Nissan Frontier S King Cab 2WD at a cost of $1,330 per year. The highest-cost model and trim level is the Nissan Titan SL Crew Cab 4WD costing an average of $1,848 per year.

The next tables illustrate average car insurance cost by trim level for each 2016 model, including an overall average rate. The cheapest model to insure for the 2016 model year is the Nissan Frontier.

2016 Nissan Titan

$1,746

Insurance Rates by Trim Level for a 2016 Nissan Titan
2016 Nissan Titan TrimsRate
S King Cab 2WD$1,604
S Crew Cab 2WD1,660
SV King Cab 2WD1,670
S King Cab 4WD1,690
SV Crew Cab 2WD1,698
S Crew Cab 4WD1,752
SV King Cab 4WD1,752
SL Crew Cab 2WD1,796
Pro-4x King Cab 4WD1,802
SV Crew Cab 4WD1,802
Pro-4x Crew Cab 4WD1,848
SL Crew Cab 4WD1,848
2016 Nissan Titan Average Rate$1,746

2016 Nissan Frontier

$1,432

Insurance Rates by Trim Level for 2016 Nissan Titan
2016 Nissan Frontier TrimsRate
S King Cab 2WD$1,330
S Crew Cab 4WD1,344
SV King Cab 4WD1,344
SV Crew Cab 4WD1,368
SV King Cab 2WD1,378
S Crew Cab 2WD1,426
Pro-4x Crew Cab 4WD1,442
Pro-4x King Cab 4WD1,442
Desert Runner Crew Cab 2WD1,476
Desert Runner King Cab 2WD1,476
SV Crew Cab 2WD1,476
SL Crew Cab 4WD1,504
SL Crew Cab 2WD1,620
2016 Nissan Frontier Average Rate$1,432

2015 Nissan Titan vs. Frontier Insurance

For the 2015 Nissan Titan and Nissan Frontier models, the Nissan Frontier has cheaper car insurance rates by an average of $232 per year.

The chart shown below displays the average cost to insure the two models rated for drivers aged 20 to 50. Insurance cost ranges from $1,498 to $3,364 per year for a 2015 Nissan Titan, and $1,294 to $2,878 for a 2015 Nissan Frontier for the driver ages used.

Average car insurance premiums for 2015 Nissan Titan and Nissan Frontier models for different driver ages.
Figure 10: Average car insurance premiums for 2015 Nissan Titan and Nissan Frontier models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2015 model year Nissan Titan and Nissan Frontier. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Nissan Titan vs. Nissan Frontier Insurance Cost
Driver Age Nissan Titan Nissan Frontier
18-Year-Old$5,149$4,388
20-Year-Old$3,364$2,878
25-Year-Old$1,930$1,660
30-Year-Old$1,764$1,516
40-Year-Old$1,670$1,438
50-Year-Old$1,498$1,294
60-Year-Old$1,398$1,208

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated June 27, 2025

Out of 12 Nissan Titan trims, the cheapest 2015 model to insure is the S King Cab 2WD model at an average cost of $1,528 per year, or $127 per month. The 2015 Nissan Frontier has 13 trims available, with the cheapest trim level to insure being the S King Cab 2WD model at an average cost of $1,230 per year.

When rates for all 25 trim levels for both vehicles are compared, the lowest-cost model and trim level to insure is the Nissan Frontier S King Cab 2WD at an average rate of $1,230 per year. The highest-cost model and trim level is the Nissan Titan SL Crew Cab 4WD costing an average of $1,764 per year.

The next tables display the average insurance cost by trim level for both 2015 models, along with an average cost for each model. The model with the cheapest car insurance rates for 2015 is the Nissan Frontier.

2015 Nissan Titan

$1,670

Insurance Rates by Trim Level for a 2015 Nissan Titan
2015 Nissan Titan TrimsRate
S King Cab 2WD$1,528
S Crew Cab 2WD1,584
SV King Cab 2WD1,604
SV Crew Cab 2WD1,618
S King Cab 4WD1,644
S Crew Cab 4WD1,688
SV King Cab 4WD1,688
SL Crew Cab 2WD1,706
Pro-4x King Cab 4WD1,720
SV Crew Cab 4WD1,720
Pro-4x Crew Cab 4WD1,764
SL Crew Cab 4WD1,764
2015 Nissan Titan Average Rate$1,670

2015 Nissan Frontier

$1,438

Insurance Rates by Trim Level for 2015 Nissan Titan
2015 Nissan Frontier TrimsRate
S King Cab 2WD$1,230
SV King Cab 2WD1,320
S Crew Cab 2WD1,364
Desert Runner Crew Cab 2WD1,408
Desert Runner King Cab 2WD1,408
SV Crew Cab 2WD1,408
S Crew Cab 4WD1,410
SV King Cab 4WD1,454
SV Crew Cab 4WD1,478
SL Crew Cab 2WD1,542
Pro-4x Crew Cab 4WD1,544
Pro-4x King Cab 4WD1,544
SL Crew Cab 4WD1,590
2015 Nissan Frontier Average Rate$1,438

Additional Nissan Titan and Nissan Frontier Resources