How Much is Nissan Titan Insurance? 2023 Rates and Comparisons

How much does Nissan Titan insurance cost? We compare rates from the base S model up to the Platinum Reserve trim to see how average Titan insurance rates measure up to other full-size pickup trucks.

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How much does Nissan Titan insurance cost?

Nissan Titan car insurance costs an average of $1,792 a year, or $149 if paid each month. On average, expect to pay approximately $175 less each year to insure a Titan as compared to the average rate for large trucks, and $64 more per year than the all-vehicle national average of $1,728.

The following chart shows how average Nissan Titan car insurance cost varies based on the age of the rated driver and the policy deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2023 Nissan Titan with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Nissan Titan trim levels.Data last updated on August 12, 2023
Nissan Titan Car Insurance Rates
2023 Nissan Titan Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,030$253
$500$3,564$297
$250$4,126$344
30$1,000$1,582$132
$500$1,884$157
$250$2,194$183
40$1,000$1,518$127
$500$1,792$149
$250$2,078$173
50$1,000$1,388$116
$500$1,634$136
$250$1,892$158
60$1,000$1,360$113
$500$1,600$133
$250$1,856$155

The previous insurance rate chart plots just a few rate values, and for good reason. If we included every rate for every possible data combination, including every Titan trim level, driver risk, and every zip code in the U.S., the resulting chart would have around 1,257,984,000,000 possible policy rates.

From a deductible standpoint, the higher the deductible, the lower the policy cost. In the chart above rates range from an average rate for a 20-year-old driver of $3,564 to the average rate for a 60-year-old driver of $1,600.

Teenage drivers would have much higher auto insurance rates. For example, a 16-year-old male driver with a clean driving record would pay around $6,448 while an 18-year-old male would pay about $5,620.

Are cheaper Titan models less expensive to insure?

The cheapest trim level of Nissan Titan to insure is the S King Cab 2WD at around $1,676 per year, or about $140 per month. The second cheapest model is the S Crew Cab 2WD at $1,708 per year, and the third cheapest model to insure is the S King Cab 4WD also at $1,730 per year.

At the upper end of insurance cost, the three highest cost Titan trim levels to insure are the Titan PRO-4x Crew Cab 4WD, the Platinum Reserve Crew Cab 2WD, and the Platinum Reserve Crew Cab 4WD trim levels at around $1,854,  $1,906, and $1,934 per year, respectively.

The rate table below shows average annual, 6-month, and monthly car insurance rates for all the different trim levels available for the 2023 Nissan Titan.

2023 Nissan Titan Insurance Cost by Trim Level
Nissan Titan Trim Level Annual Policy Six-Month Policy Per Month
S King Cab 2WD$1,676$838$140
S Crew Cab 2WD$1,708$854$142
S King Cab 4WD$1,730$865$144
S Crew Cab 4WD$1,756$878$146
SV Crew Cab 2WD$1,762$881$147
SV King Cab 2WD$1,762$881$147
SV Crew Cab Midnight Edition 2WD$1,788$894$149
SV Crew Cab 4WD$1,798$899$150
SV King Cab 4WD$1,804$902$150
SV Crew Cab Midnight Edition 4WD$1,826$913$152
PRO-4x Crew Cab 4WD$1,854$927$155
Platinum Reserve Crew Cab 2WD$1,906$953$159
Platinum Reserve Crew Cab 4WD$1,934$967$161

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Nissan Titan, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Nissan Titan Insurance Cost by Trim Level

How does Nissan Titan insurance cost compare?

When compared to other full-size trucks, insurance for a Nissan Titan costs $50 less per year than the Ford F150, $190 less than the Ram Truck, $192 less than the Chevrolet Silverado, and $186 less than the GMC Sierra.

The Nissan Titan ranks first out of seven total comparison vehicles in the full-size half-ton truck segment. The Titan costs an estimated $1,792 per year for insurance, while the category average cost is $1,967 annually, a difference of $175 per year.

The chart below shows illustrates where average Titan auto insurance rates fit in when compared to the other full-size half-ton trucks.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Nissan Titan, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Nissan Titan trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2023
Nissan Titan vs Large Trucks Insurance Rate Comparison
Nissan Titan Insurance Cost Compared to All Large Trucks
Rank Make/Model Insurance Cost Difference
1Nissan Titan$1,792--
2Ford F150$1,842$50
3Toyota Tundra$1,904$112
4GMC Sierra$1,978$186
5Ram Truck$1,982$190
6Chevrolet Silverado$1,984$192
7GMC Hummer EV Pickup$2,286$494

Do newer Titan models cost more to insure?

Yes, buying insurance for a 2023 Nissan Titan will cost around $440 more each year when compared to the rates for a 2013 model.

The following data table illustrates average Nissan Titan insurance rates for the 2013 to 2023 model years. Annual insurance rates range from the cheapest price of $1,352 for a 2013 Nissan Titan to the most expensive rate of $1,792 for a 2023 Nissan Titan.

Nissan Titan Insurance Cost for 2013-2023 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2023 Nissan Titan$1,792$896$149
2022 Nissan Titan$1,798$899$150
2021 Nissan Titan$1,770$885$148
2020 Nissan Titan$1,746$873$146
2019 Nissan Titan$1,704$852$142
2018 Nissan Titan$1,622$811$135
2017 Nissan Titan$1,566$783$131
2016 Nissan Titan$1,486$743$124
2015 Nissan Titan$1,422$711$119
2014 Nissan Titan$1,336$668$111
2013 Nissan Titan$1,352$676$113

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Nissan Titan Insurance Cost by Model Year

Eventually, as the vehicle gets older vehicle owners should make the decision to remove physical damage coverage from the policy. As vehicles get older and lose value from depreciation, the added cost of full coverage starts to exceed the benefit of having it on the policy.

Eliminating full coverage on an older Nissan Titan could save the average driver around $658 per year, depending on how high the deductibles were and the age of the driver rated on the vehicle.

Nissan Titan insurance rates by location

Depending on where you live, average insurance cost for a Nissan Titan can vary from rates as low as $1,130 per year up to $2,754 and more depending on where you live in the U.S.

The bar chart below visualizes average Nissan Titan insurance rates for the 15 largest metro areas in the U.S. In addition to the chart, you can find a more comprehensive table displaying average annual insurance rates in the top 50 cities.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2023 Nissan Titan, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Nissan Titan trim levels.Data last updated on August 11, 2023
Nissan Titan Insurance Rates in Large U.S. Cities
Nissan Titan Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$3,114$260
Philadelphia, PA$2,768$231
Las Vegas, NV$2,758$230
Los Angeles, CA$2,754$230
San Francisco, CA$2,390$199
Kansas City, MO$2,128$177
Oklahoma City, OK$2,128$177
Denver, CO$2,088$174
Memphis, TN$2,088$174
Atlanta, GA$2,064$172
San Jose, CA$2,004$167
Phoenix, AZ$1,954$163
Portland, OR$1,930$161
San Diego, CA$1,920$160
Boston, MA$1,912$159
Jacksonville, FL$1,902$159
Chicago, IL$1,856$155
Dallas, TX$1,830$153
Houston, TX$1,822$152
Seattle, WA$1,814$151
Nashville, TN$1,746$146
Milwaukee, WI$1,736$145
Albuquerque, NM$1,706$142
San Antonio, TX$1,656$138
Omaha, NE$1,606$134
Fort Worth, TX$1,602$134
Austin, TX$1,580$132
Indianapolis, IN$1,444$120
Columbus, OH$1,334$111
Charlotte, NC$1,272$106

When analyzing Nissan Titan rates from a state level, states like Ohio ($1,256), Virginia ($1,198), and Iowa ($1,202) tend to have lower insurance rates, while states like Louisiana ($2,108) and Michigan ($2,410) have higher insurance rates for a Titan.

The table below shows the average cost to insure a Titan truck for full coverage in all 50 states.

Nissan Titan Average Insurance Cost by State for 2023
U.S. State Annual Cost Six-month Cost Monthly Cost
Alabama$1,608$804$134
Alaska$1,360$680$113
Arizona$1,636$818$136
Arkansas$1,866$933$156
California$2,146$1,073$179
Colorado$1,910$955$159
Connecticut$1,980$990$165
Delaware$2,022$1,011$169
Florida$2,202$1,101$184
Georgia$1,822$911$152
Hawaii$1,226$613$102
Idaho$1,282$641$107
Illinois$1,568$784$131
Indiana$1,342$671$112
Iowa$1,202$601$100
Kansas$1,754$877$146
Kentucky$1,908$954$159
Louisiana$2,108$1,054$176
Maine$1,088$544$91
Maryland$1,660$830$138
Massachusetts$1,940$970$162
Michigan$2,410$1,205$201
Minnesota$1,536$768$128
Mississippi$1,740$870$145
Missouri$2,006$1,003$167
Montana$1,638$819$137
Nebraska$1,494$747$125
Nevada$2,124$1,062$177
New Hampshire$1,206$603$101
New Jersey$2,152$1,076$179
New Mexico$1,470$735$123
New York$2,062$1,031$172
North Carolina$1,130$565$94
North Dakota$1,484$742$124
Ohio$1,256$628$105
Oklahoma$1,964$982$164
Oregon$1,668$834$139
Pennsylvania$1,714$857$143
Rhode Island$2,200$1,100$183
South Carolina$1,500$750$125
South Dakota$1,830$915$153
Tennessee$1,698$849$142
Texas$1,658$829$138
Utah$1,566$783$131
Vermont$1,306$653$109
Virginia$1,198$599$100
Washington$1,612$806$134
West Virginia$1,594$797$133
Wisconsin$1,286$643$107
Wyoming$1,588$794$132

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Nissan Titan, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Nissan Titan trim levels. Physical damage deductibles are $500 and rates are averaged for all Zip Codes in each state.Data last updated on August 12, 2023
Nissan Titan insurance rates by U.S. state