How Much is Nissan Titan Insurance? – Rates Updated for 2022

How much does Nissan Titan insurance cost? We compare rates from the base S model up to the XD Platinum trim to see how average Titan insurance rates measure up to other full-size pickup trucks.

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How much does Nissan Titan insurance cost?

Nissan Titan car insurance costs an average of $1,598 a year, or $133 if paid each month. On average, expect to pay approximately $46 less each year to insure a Titan as compared to the average rate for large trucks, and $47 more per year than the all-vehicle national average of $1,551.

The following chart shows how average Nissan Titan car insurance cost varies based on the age of the rated driver and the policy deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2022 Nissan Titan with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Nissan Titan trim levels.Data last updated on April 14, 2022
Nissan Titan Car Insurance Rates
Nissan Titan Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,710$226
$500$3,178$265
$250$3,670$306
30$1,000$1,414$118
$500$1,676$140
$250$1,948$162
40$1,000$1,358$113
$500$1,598$133
$250$1,846$154
50$1,000$1,240$103
$500$1,456$121
$250$1,680$140
60$1,000$1,216$101
$500$1,428$119
$250$1,648$137

The previous insurance rate chart plots just a few rate values, and for good reason. If we included every rate for every possible data combination, including every Titan trim level, driver risk, and every zip code in the U.S., the resulting chart would have around 1,064,448,000,000 possible policy rates.

From a deductible standpoint, the higher the deductible, the lower the policy cost. In the chart above rates range from an average rate for a 20-year-old driver of $3,178 to the average rate for a 60-year-old driver of $1,428.

Teenage drivers would have much higher auto insurance rates. For example, a 16-year-old male driver with a clean driving record would pay around $5,786 while a 18-year-old male would pay about $5,030.

Are cheaper Titan models less expensive to insure?

The cheapest trim level of Nissan Titan to insure is the S King Cab 4WD at around $1,508 per year, or about $126 per month. The second cheapest model is the S King Cab 2WD at $1,534 per year, and the third cheapest model to insure is the S Crew Cab 4WD also at $1,542 per year.

At the upper end of insurance cost, the three highest cost Titan trim levels to insure are the Titan PRO-4x Crew Cab 4WD, the Platinum Reserve Crew Cab 4WD, and the Platinum Reserve Crew Cab 2WD trim levels at around $1,626,  $1,694, and $1,748 per year, respectively.

The rate table below shows average annual, 6-month, and monthly car insurance rates for all the different trim levels available for the 2022 Nissan Titan.

2022 Nissan Titan Insurance Cost by Trim Level
Nissan Titan Trim Level Annual Policy 6-month Policy Per Month
S King Cab 4WD$1,508$754$126
S King Cab 2WD$1,534$767$128
S Crew Cab 4WD$1,542$771$129
SV King Cab 4WD$1,556$778$130
S Crew Cab 2WD$1,574$787$131
SV Crew Cab 4WD$1,582$791$132
SV King Cab 2WD$1,594$797$133
SV Crew Cab 2WD$1,620$810$135
PRO-4x Crew Cab 4WD$1,626$813$136
Platinum Reserve Crew Cab 4WD$1,694$847$141
Platinum Reserve Crew Cab 2WD$1,748$874$146

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Nissan Titan, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 20, 2022
Nissan Titan Insurance Cost by Trim Level

How does Nissan Titan insurance cost compare?

When compared to other full-size trucks, insurance for a Nissan Titan costs $136 more per year than the Ford F150, $128 less than the Ram Truck, $28 less than the Chevrolet Silverado, and $54 more than the GMC Sierra.

The Nissan Titan ranks #3 out of seven total comparison vehicles in the full-size half-ton truck segment. The Titan costs an estimated $1,598 per year for insurance, while the category average cost is $1,644 annually, a difference of $46 per year.

The chart below shows illustrates where average Titan auto insurance rates fit in when compared to the other full-size half-ton trucks.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Nissan Titan, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Nissan Titan trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 2, 2022
Nissan Titan vs Large Trucks Insurance Rate Comparison
Nissan Titan Insurance Cost Compared to All Large Trucks
Rank Make/Model Insurance Cost Difference
1Ford F150$1,462-$136
2GMC Sierra$1,544-$54
3Nissan Titan$1,598--
4Chevrolet Silverado$1,626$28
5Toyota Tundra$1,628$30
6Ram Truck$1,726$128
7GMC Hummer EV Pickup$1,926$328

Do newer Titan models cost more to insure?

Yes, buying insurance for a 2022 Nissan Titan will cost around $386 more each year when compared to the rates for a 2013 model.

The following data table illustrates average Nissan Titan insurance rates for the 2013 to 2022 model years. Annual insurance rates range from the cheapest price of $1,212 for a 2013 Nissan Titan to the most expensive rate of $1,598 for a 2022 Nissan Titan.

Nissan Titan Insurance Cost for 2013-2022 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2022 Nissan Titan$1,598$799$133
2021 Nissan Titan$1,566$783$131
2020 Nissan Titan$1,538$769$128
2019 Nissan Titan$1,518$759$127
2018 Nissan Titan$1,446$723$121
2017 Nissan Titan$1,410$705$118
2016 Nissan Titan$1,328$664$111
2015 Nissan Titan$1,290$645$108
2014 Nissan Titan$1,206$603$101
2013 Nissan Titan$1,212$606$101

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 20, 2022
Nissan Titan Insurance Cost by Model Year

Eventually, as the vehicle gets older vehicle owners should make the decision to remove physical damage coverage from the policy. As vehicles get older and lose value from depreciation, the added cost of full coverage starts to exceed the benefit of having it on the policy.

Eliminating full coverage on an older Nissan Titan could save the average driver around $604 per year, depending on how high the deductibles were and the age of the driver rated on the vehicle.

How much does Nissan Titan insurance cost where I live?

Depending on where you live, average insurance cost for a Nissan Titan can vary from rates as low as $1,004 per year up to $2,668 and more depending on where you live in the U.S.

The bar chart below visualizes average Nissan Titan insurance rates for the 15 largest metro areas in the U.S. In addition to the chart, you can find a more comprehensive table displaying average annual insurance rates in the top 50 cities.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2022 Nissan Titan, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Nissan Titan trim levels.Data last updated on February 20, 2022
Nissan Titan Insurance Rates in Large U.S. Cities
Nissan Titan Insurance Rates by Location
City/State Annual Rate Monthly Rate
Detroit, MI$6,298$525
New Orleans, LA$3,766$314
Miami, FL$3,108$259
New York, NY$3,038$253
Philadelphia, PA$2,682$224
Las Vegas, NV$2,672$223
Los Angeles, CA$2,668$222
Louisville, KY$2,556$213
San Francisco, CA$2,294$191
Jacksonville, FL$2,280$190
Oakland, CA$2,278$190
Sacramento, CA$2,156$180
Baltimore, MD$2,110$176
Long Beach, CA$2,088$174
Tulsa, OK$2,042$170
Kansas City, MO$2,028$169
Oklahoma City, OK$2,028$169
Denver, CO$1,986$166
Memphis, TN$1,986$166
Atlanta, GA$1,962$164
Colorado Springs, CO$1,940$162
Fresno, CA$1,914$160
San Jose, CA$1,900$158
Phoenix, AZ$1,850$154
Portland, OR$1,824$152
San Diego, CA$1,808$151
Boston, MA$1,802$150
Wichita, KS$1,752$146
Chicago, IL$1,750$146
Dallas, TX$1,718$143
Houston, TX$1,710$143
Seattle, WA$1,706$142
Minneapolis, MN$1,690$141
Birmingham, AL$1,684$140
Nashville, TN$1,636$136
Milwaukee, WI$1,628$136
Mesa, AZ$1,620$135
Indianapolis, IN$1,618$135
Albuquerque, NM$1,596$133
Tucson, AZ$1,560$130
San Antonio, TX$1,540$128
Omaha, NE$1,492$124
Fort Worth, TX$1,488$124
El Paso, TX$1,482$124
Austin, TX$1,466$122
Cleveland, OH$1,276$106
Columbus, OH$1,212$101
Charlotte, NC$1,150$96
Virginia Beach, VA$1,084$90
Raleigh, NC$1,004$84

Average Nissan Titan insurance rates by U.S. state

When analyzing Nissan Titan rates from a state level, states like Ohio ($936), Virginia ($1,036), and Iowa ($1,162) tend to have lower insurance rates, while states like Louisiana ($2,332) and Michigan ($2,562) have higher insurance rates for a Titan.

The table below shows the average cost to insure a Titan truck for full coverage in all 50 states.

Nissan Titan Insurance Cost by U.S. State
U.S. State Annual Cost 6-month Cost Monthly Cost
Alabama$1,310$655$109
Alaska$1,410$705$118
Arizona$1,430$715$119
Arkansas$1,724$862$144
California$1,844$922$154
Colorado$1,716$858$143
Connecticut$1,560$780$130
Delaware$1,634$817$136
Florida$2,352$1,176$196
Georgia$1,556$778$130
Hawaii$1,094$547$91
Idaho$1,270$635$106
Illinois$1,298$649$108
Indiana$1,202$601$100
Iowa$1,162$581$97
Kansas$1,618$809$135
Kentucky$1,870$935$156
Louisiana$2,332$1,166$194
Maine$1,112$556$93
Maryland$1,454$727$121
Massachusetts$1,316$658$110
Michigan$2,562$1,281$214
Minnesota$1,412$706$118
Mississippi$1,520$760$127
Missouri$1,708$854$142
Montana$1,566$783$131
Nebraska$1,538$769$128
Nevada$1,764$882$147
New Hampshire$972$486$81
New Jersey$1,520$760$127
New Mexico$1,288$644$107
New York$1,712$856$143
North Carolina$1,022$511$85
North Dakota$1,338$669$112
Ohio$936$468$78
Oklahoma$1,562$781$130
Oregon$1,348$674$112
Pennsylvania$1,354$677$113
Rhode Island$1,894$947$158
South Carolina$1,482$741$124
South Dakota$1,458$729$122
Tennessee$1,270$635$106
Texas$1,516$758$126
Utah$1,330$665$111
Vermont$1,068$534$89
Virginia$1,036$518$86
Washington$1,220$610$102
West Virginia$1,446$723$121
Wisconsin$1,094$547$91
Wyoming$1,478$739$123

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Nissan Titan, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Nissan Titan trim levels. Physical damage deductibles are $500 and rates are averaged for all zip codes in each state.Data last updated on February 20, 2022
Nissan Titan insurance rates by U.S. state