How Much is Nissan Titan Insurance? 2023 Rates and Comparisons

How much does Nissan Titan insurance cost? We compare rates from the base S model up to the Platinum Reserve trim to see how average Titan insurance rates measure up to other full-size pickup trucks.

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How much does Nissan Titan insurance cost?

Nissan Titan car insurance costs an average of $1,746 a year, or $146 if paid each month. On average, expect to pay approximately $169 less each year to insure a Titan as compared to the average rate for large trucks, and $61 more per year than the all-vehicle national average of $1,685.

The following chart shows how average Nissan Titan car insurance cost varies based on the age of the rated driver and the policy deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2023 Nissan Titan with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Nissan Titan trim levels.Data last updated on January 23, 2023
Nissan Titan Car Insurance Rates
Nissan Titan Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,950$246
$500$3,472$289
$250$4,020$335
30$1,000$1,546$129
$500$1,838$153
$250$2,140$178
40$1,000$1,478$123
$500$1,746$146
$250$2,024$169
50$1,000$1,350$113
$500$1,590$133
$250$1,840$153
60$1,000$1,324$110
$500$1,560$130
$250$1,806$151

The previous insurance rate chart plots just a few rate values, and for good reason. If we included every rate for every possible data combination, including every Titan trim level, driver risk, and every zip code in the U.S., the resulting chart would have around 1,257,984,000,000 possible policy rates.

From a deductible standpoint, the higher the deductible, the lower the policy cost. In the chart above rates range from an average rate for a 20-year-old driver of $3,472 to the average rate for a 60-year-old driver of $1,560.

Teenage drivers would have much higher auto insurance rates. For example, a 16-year-old male driver with a clean driving record would pay around $6,282 while a 18-year-old male would pay about $5,474.

Are cheaper Titan models less expensive to insure?

The cheapest trim level of Nissan Titan to insure is the S King Cab 2WD at around $1,632 per year, or about $136 per month. The second cheapest model is the S Crew Cab 2WD at $1,662 per year, and the third cheapest model to insure is the S King Cab 4WD also at $1,684 per year.

At the upper end of insurance cost, the three highest cost Titan trim levels to insure are the Titan PRO-4x Crew Cab 4WD, the Platinum Reserve Crew Cab 2WD, and the Platinum Reserve Crew Cab 4WD trim levels at around $1,804,  $1,856, and $1,882 per year, respectively.

The rate table below shows average annual, 6-month, and monthly car insurance rates for all the different trim levels available for the 2023 Nissan Titan.

2023 Nissan Titan Insurance Cost by Trim Level
Nissan Titan Trim Level Annual Policy 6-month Policy Per Month
S King Cab 2WD$1,632$816$136
S Crew Cab 2WD$1,662$831$139
S King Cab 4WD$1,684$842$140
S Crew Cab 4WD$1,710$855$143
SV Crew Cab 2WD$1,714$857$143
SV King Cab 2WD$1,714$857$143
SV Crew Cab Midnight Edition 2WD$1,740$870$145
SV Crew Cab 4WD$1,752$876$146
SV King Cab 4WD$1,758$879$147
SV Crew Cab Midnight Edition 4WD$1,778$889$148
PRO-4x Crew Cab 4WD$1,804$902$150
Platinum Reserve Crew Cab 2WD$1,856$928$155
Platinum Reserve Crew Cab 4WD$1,882$941$157

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Nissan Titan, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Nissan Titan Insurance Cost by Trim Level

How does Nissan Titan insurance cost compare?

When compared to other full-size trucks, insurance for a Nissan Titan costs $48 less per year than the Ford F150, $182 less than the Ram Truck, $184 less than the Chevrolet Silverado, and $180 less than the GMC Sierra.

The Nissan Titan ranks first out of seven total comparison vehicles in the full-size half-ton truck segment. The Titan costs an estimated $1,746 per year for insurance, while the category average cost is $1,915 annually, a difference of $169 per year.

The chart below shows illustrates where average Titan auto insurance rates fit in when compared to the other full-size half-ton trucks.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Nissan Titan, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Nissan Titan trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Nissan Titan vs Large Trucks Insurance Rate Comparison
Nissan Titan Insurance Cost Compared to All Large Trucks
Rank Make/Model Insurance Cost Difference
1Nissan Titan$1,746--
2Ford F150$1,794$48
3Toyota Tundra$1,856$110
4GMC Sierra$1,926$180
5Ram Truck$1,928$182
6Chevrolet Silverado$1,930$184
7GMC Hummer EV Pickup$2,228$482

Do newer Titan models cost more to insure?

Yes, buying insurance for a 2023 Nissan Titan will cost around $430 more each year when compared to the rates for a 2013 model.

The following data table illustrates average Nissan Titan insurance rates for the 2013 to 2023 model years. Annual insurance rates range from the cheapest price of $1,316 for a 2013 Nissan Titan to the most expensive rate of $1,746 for a 2023 Nissan Titan.

Nissan Titan Insurance Cost for 2013-2023 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2023 Nissan Titan$1,746$873$146
2022 Nissan Titan$1,750$875$146
2021 Nissan Titan$1,722$861$144
2020 Nissan Titan$1,700$850$142
2019 Nissan Titan$1,660$830$138
2018 Nissan Titan$1,578$789$132
2017 Nissan Titan$1,522$761$127
2016 Nissan Titan$1,450$725$121
2015 Nissan Titan$1,388$694$116
2014 Nissan Titan$1,300$650$108
2013 Nissan Titan$1,316$658$110

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Nissan Titan Insurance Cost by Model Year

Eventually, as the vehicle gets older vehicle owners should make the decision to remove physical damage coverage from the policy. As vehicles get older and lose value from depreciation, the added cost of full coverage starts to exceed the benefit of having it on the policy.

Eliminating full coverage on an older Nissan Titan could save the average driver around $642 per year, depending on how high the deductibles were and the age of the driver rated on the vehicle.

Nissan Titan insurance rates by location

Depending on where you live, average insurance cost for a Nissan Titan can vary from rates as low as $1,094 per year up to $2,716 and more depending on where you live in the U.S.

The bar chart below visualizes average Nissan Titan insurance rates for the 15 largest metro areas in the U.S. In addition to the chart, you can find a more comprehensive table displaying average annual insurance rates in the top 50 cities.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2023 Nissan Titan, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Nissan Titan trim levels.Data last updated on January 23, 2023
Nissan Titan Insurance Rates in Large U.S. Cities
Nissan Titan Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$3,074$256
Philadelphia, PA$2,730$228
Las Vegas, NV$2,724$227
Los Angeles, CA$2,716$226
San Francisco, CA$2,348$196
Kansas City, MO$2,092$174
Oklahoma City, OK$2,092$174
Denver, CO$2,050$171
Memphis, TN$2,050$171
Atlanta, GA$2,022$169
San Jose, CA$1,966$164
Phoenix, AZ$1,918$160
Portland, OR$1,890$158
San Diego, CA$1,878$157
Boston, MA$1,874$156
Jacksonville, FL$1,870$156
Chicago, IL$1,822$152
Dallas, TX$1,788$149
Houston, TX$1,782$149
Seattle, WA$1,778$148
Nashville, TN$1,708$142
Milwaukee, WI$1,700$142
Albuquerque, NM$1,670$139
San Antonio, TX$1,614$135
Omaha, NE$1,568$131
Fort Worth, TX$1,562$130
Austin, TX$1,542$129
Indianapolis, IN$1,406$117
Columbus, OH$1,296$108
Charlotte, NC$1,236$103

When analyzing Nissan Titan rates from a state level, states like Ohio ($1,218), Virginia ($1,160), and Iowa ($1,168) tend to have lower insurance rates, while states like Louisiana ($2,078) and Michigan ($2,386) have higher insurance rates for a Titan.

The table below shows the average cost to insure a Titan truck for full coverage in all 50 states.

Nissan Titan Average Insurance Cost by State for 2023
U.S. State Annual Cost 6-month Cost Monthly Cost
Alabama$1,570$785$131
Alaska$1,320$660$110
Arizona$1,598$799$133
Arkansas$1,826$913$152
California$2,112$1,056$176
Colorado$1,872$936$156
Connecticut$1,946$973$162
Delaware$1,986$993$166
Florida$2,174$1,087$181
Georgia$1,782$891$149
Hawaii$1,190$595$99
Idaho$1,244$622$104
Illinois$1,532$766$128
Indiana$1,302$651$109
Iowa$1,168$584$97
Kansas$1,720$860$143
Kentucky$1,870$935$156
Louisiana$2,078$1,039$173
Maine$1,050$525$88
Maryland$1,622$811$135
Massachusetts$1,902$951$159
Michigan$2,386$1,193$199
Minnesota$1,496$748$125
Mississippi$1,702$851$142
Missouri$1,970$985$164
Montana$1,602$801$134
Nebraska$1,458$729$122
Nevada$2,088$1,044$174
New Hampshire$1,168$584$97
New Jersey$2,114$1,057$176
New Mexico$1,436$718$120
New York$2,022$1,011$169
North Carolina$1,090$545$91
North Dakota$1,444$722$120
Ohio$1,218$609$102
Oklahoma$1,926$963$161
Oregon$1,630$815$136
Pennsylvania$1,678$839$140
Rhode Island$2,164$1,082$180
South Carolina$1,462$731$122
South Dakota$1,796$898$150
Tennessee$1,660$830$138
Texas$1,618$809$135
Utah$1,528$764$127
Vermont$1,270$635$106
Virginia$1,160$580$97
Washington$1,578$789$132
West Virginia$1,554$777$130
Wisconsin$1,246$623$104
Wyoming$1,552$776$129

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Nissan Titan, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Nissan Titan trim levels. Physical damage deductibles are $500 and rates are averaged for all zip codes in each state.Data last updated on January 23, 2023
Nissan Titan insurance rates by U.S. state