Is it Cheaper to Insure a Subaru Forester or Jeep Compass?

• For a 2024 Subaru Forester, car insurance rates range from $1,982 to $2,244 per year, while car insurance for a 2024 Jeep Compass costs from $2,430 to $2,680, depending on trim level and options.
• Out of 47 models in the 2024 small SUV class, the Subaru Forester ranks 16^th and the Jeep Compass ranks 45^th for most affordable car insurance rates.
• When compared to the national average cost of car insurance of $2,276 per year, the Subaru Forester costs $142 less per year, while the Jeep Compass costs an average of $318 more per year.

Does a Forester or Compass have cheaper insurance?

Insurance on a 2024 Subaru Forester costs an average of $2,134 per year, whereas insurance for a 2024 Jeep Compass averages $2,594 per year, making the Subaru Forester the cheaper model to insure by $460 per year.

For the six trims available for the 2024 Subaru Forester, the cheapest trim to insure is the Base model at an average cost of $1,982 per year, or around $165 per month. Out of the eight trims available for the Jeep Compass, the cheapest 2024 model to insure is the Sport model at a cost of $2,430 per year, or $203 per month.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest vehicle to insure is the Subaru Forester Base at a cost of $1,982 per year, and the highest-cost model and trim is the Jeep Compass Red at an average cost of $2,680 per year.

The next table compares and ranks the 12-month and monthly car insurance cost for 2024 Subaru Forester and Jeep Compass models, showing average premium cost for each trim level.

The next chart demonstrates the average cost to insure the two models for four different driver age groups. Insurance cost ranges from $1,880 to $4,382 per year for a 2024 Subaru Forester, and $2,326 to $5,234 for a 2024 Jeep Compass for the included age groups.

The next two rate tables illustrate average cost to insure each trim level for a 2024 Subaru Forester and Jeep Compass, including the average rate for each model. The 2024 Subaru Forester is the winner over the 2024 Jeep Compass for cheapest overall car insurance cost.

2023 Subaru Forester vs. Jeep Compass

Insurance on a 2023 Subaru Forester averages $1,974 per year, and insurance for a Jeep Compass averages $2,182 per year, making the Subaru Forester the cheapest to insure.

For the six trims available for the 2023 Subaru Forester, the cheapest trim level to insure is the Base AWD model at an average cost of $1,826 per year.

For the eight trim levels available for the Jeep Compass, the cheapest 2023 trim level to insure is the Sport 4WD trim at a cost of $2,080 per year, or around $173 per month.

When rates for all 14 trim levels for the 2023 model year of both models are compared, the most affordable model and trim level to insure is the Subaru Forester Base AWD at a cost of $1,826 per year. The overall most expensive vehicle to insure is the Jeep Compass High Altitude 4WD at an average of $2,256 per year.

The table below compares and ranks the annual and monthly cost of car insurance for 2023 Subaru Forester and Jeep Compass models, showing average cost by trim level for each model.

The chart below illustrates the average cost to insure both models with different driver age groups. For a 2023 Subaru Forester, the average car insurance cost ranges from $1,732 to $4,040 per year for the driver ages used. A 2023 Jeep Compass costs from $1,946 to $4,388 to insure per year.

The next two tables display trim level insurance rates for each 2023 model, as well as an average rate for each model.

2022 Subaru Forester vs. Jeep Compass

When comparing the Subaru Forester and Jeep Compass for the 2022 model year, the model with cheaper average insurance rates is the Subaru Forester. Average car insurance rates for the Subaru Forester are $1,900 per year, and insurance for a Jeep Compass averages $2,118 per year.

The overall cheapest vehicle to insure is the Subaru Forester AWD at an average of $1,782 per year. The most expensive model and trim level is the Jeep Compass High Altitude 4WD at a cost of $2,254 per year.

For a 2022 Subaru Forester, the cheapest models are the AWD, Premium AWD, and Sport AWD. The cheapest Jeep Compass models include the Sport 2WD, Sport 4WD, and Latitude 2WD.

The table below ranks the yearly and monthly cost of car insurance for 2022 Subaru Forester and Jeep Compass models, showing average cost by trim level for each model.

The following chart illustrates the average cost to insure both 2022 models for the 20 to 50-year-old driver age groups. For a 2022 Subaru Forester, average insurance cost ranges from $1,666 to $3,870 per year for the illustrated age groups. A full-coverage policy for a 2022 Jeep Compass costs from $1,894 to $4,272 on average per year.

The 2022 Subaru Forester has six trims available, with the cheapest trim level to insure being the AWD trim at an average cost of $1,782 per year. For the nine trims available for the Jeep Compass, the cheapest 2022 model to insure is the Sport 2WD trim at a cost of $1,968.

When comparing car insurance rates for both models by trim level, the cheapest vehicle to buy insurance for is the Subaru Forester AWD at an average of $1,782 per year, and the overall most expensive vehicle to insure is the Jeep Compass High Altitude 4WD costing $2,254 per year.

The next two tables show average car insurance cost by trim level for a 2022 Subaru Forester and Jeep Compass, as well as an average rate for each model. The 2022 Subaru Forester wins the head-to-head comparison over the 2022 Jeep Compass for cheapest car insurance cost.

2021 Subaru Forester vs. Jeep Compass

When comparing average insurance rates for the 2021 Subaru Forester and Jeep Compass models, the Jeep Compass is cheaper to insure by $68 per year.

The following chart displays the average car insurance cost for the two models with different ages of drivers. For a 2021 Subaru Forester, the average cost of car insurance ranges from $1,668 to $3,872 per year for the illustrated age groups. Full-coverage car insurance on a 2021 Jeep Compass costs from $1,628 to $3,676 on average per year.

Out of six trims for the 2021 Subaru Forester, the cheapest car insurance rates are on the AWD trim at a cost of $1,808 per year, or around $151 per month. Out of the seven different option levels available for the Jeep Compass, the cheapest 2021 trim to insure is the Sport 2WD trim at a cost of $1,740.

When rates are compared for the 13 trim and option levels of both 2021 models, the overall cheapest vehicle to buy insurance for is the Jeep Compass Sport 2WD at a cost of $1,740 per year, and the highest-cost model and trim level is the Subaru Forester Touring AWD at an average cost of $2,026 per year.

The tables below illustrate average car insurance rates for each trim level, plus the average rate for each model. The 2021 Jeep Compass takes the win over the 2021 Subaru Forester for cheapest car insurance rates.

2020 Subaru Forester vs. Jeep Compass

When comparing insurance cost for 2020 models, a Subaru Forester costs an average of $1,836 per year to insure while a Jeep Compass costs $1,798, making the Jeep Compass more affordable to insure by $38 per year for this comparison year.

The next chart visualizes the average car insurance cost for the two models for drivers aged 20 to 50. For a 2020 Subaru Forester, the average car insurance cost ranges from $1,622 to $3,760 per year for the five driver age examples in the chart. Insurance for a 2020 Jeep Compass costs from $1,604 to $3,624 on average per year.

Out of six Subaru Forester trim levels, the cheapest 2020 trim to insure is the AWD trim at an average cost of $1,752 per year, or around $146 per month.

For the seven different trims available for the Jeep Compass, the cheapest 2020 trim to insure is the Sport 2WD trim at a cost of $1,712 per year, or $143 per month.

When comparing rates by trim level for both models, the cheapest model and trim level to put coverage on is the Jeep Compass Sport 2WD at a cost of $1,712 per year, and the overall most expensive vehicle to insure is the Subaru Forester Touring AWD at a cost of $1,974 per year.

The rate tables below display the cost to insure the available trim levels for both 2020 models, as well as the overall average rate for each model. The model with the cheapest overall car insurance cost for 2020 is the Jeep Compass.

2019 Subaru Forester vs. Jeep Compass

When comparing car insurance rates for 2019 models, the Subaru Forester costs an average of $1,744 per year for full coverage and the Jeep Compass costs $1,542, making the Jeep Compass the cheaper model to insure by $202 for this comparison year.

The next chart displays the average cost to insure both models using a range of rated driver ages. For a 2019 Subaru Forester, average insurance cost ranges from $1,544 to $3,566 per year for the driver ages used. Car insurance for a 2019 Jeep Compass costs from $1,378 to $3,094 on average per year.

The 2019 Subaru Forester has 10 trims available, with the cheapest trim to insure being the 2 AWD trim at an average cost of $1,654 per year, or $138 per month.

For the seven trim levels available for the Jeep Compass, the cheapest 2019 trim to insure is the Sport 2WD model at a cost of $1,420 per year, or $118 per month.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim level to buy insurance for is the Jeep Compass Sport 2WD at a cost of $1,420 per year, and the most expensive vehicle to insure is the Subaru Forester 2.5I Touring AWD costing an average of $1,856 per year.

The next tables illustrate trim level insurance cost averages for both 2019 models, including the average rate for each model. The model with the cheapest average car insurance rates for 2019 is the Jeep Compass.

2018 Subaru Forester vs. Jeep Compass

For the 2018 Subaru Forester and Jeep Compass models, the Jeep Compass costs less to insure by an average of $188 per year for this comparison year.

The next chart displays the average car insurance cost for both 2018 models using different driver ages. For a 2018 Subaru Forester, the average cost of car insurance ranges from $1,462 to $3,364 per year for the different drivers illustrated in the chart. Insurance on a 2018 Jeep Compass costs from $1,308 to $2,932 on average per year.

The 2018 Subaru Forester has six trim levels available, with the cheapest trim level to insure being the 2.5I AWD model at an average cost of $1,514 per year.

The 2018 Jeep Compass has nine trim options available, with the cheapest trim level to insure being the 2WD model at an average cost of $1,368 per year, or around $114 per month.

When rates for all 15 trims of both models are combined and sorted by cost, the cheapest vehicle to insure is the Jeep Compass 2WD at an average of $1,368 per year, and the most expensive model and trim level is the Subaru Forester 2.0XT Touring AWD costing an average of $1,810 per year.

The tables below detail average cost to insure each trim level for a 2018 Subaru Forester and Jeep Compass, along with an average cost for each model. The cheapest of the two models to insure for the 2018 model year is the Jeep Compass.

2017 Subaru Forester vs. Jeep Compass

When comparing insurance rates for 2017 models, the Subaru Forester costs an average of $1,590 per year for full coverage and the Jeep Compass costs $1,528, making the Jeep Compass the model with cheaper insurance by $62.

The chart below displays the average insurance cost for both models rated for a variety of different driver ages. For a 2017 Subaru Forester, insurance cost ranges from $1,408 to $3,236 per year for the illustrated age groups. A full-coverage policy for a 2017 Jeep Compass ranges from $1,370 to $3,062 on average per year.

The 2017 Subaru Forester has 13 trim levels available, with the cheapest model to insure being the 2.5I AWD trim at an average cost of $1,450 per year, or $121 per month.

Out of the six different trim levels available for the Jeep Compass, the cheapest 2017 trim level to insure is the X Sport 4WD trim at a cost of $1,398 per year, or about $117 per month.

When comparing both models combined at a trim-level basis, the overall cheapest vehicle to put coverage on is the Jeep Compass X Sport 4WD at a cost of $1,398 per year, and the most expensive trim is the Subaru Forester 2.0XT Touring Navigation AWD at an average of $1,682 per year.

The next two rate tables display the average insurance cost by trim level for both 2017 models, along with the average rate for each model.

2016 Subaru Forester vs. Jeep Compass

A 2016 Jeep Compass costs $162 less per year to insure per year on average than a 2016 Subaru Forester, a difference of 10.8%.

The chart below shows the average insurance cost for the two models for four different driver age groups. The average car insurance cost ranges from $1,410 to $3,190 per year on a 2016 Subaru Forester, and $1,278 to $2,834 on a 2016 Jeep Compass for the illustrated age groups.

The 2016 Subaru Forester has 13 trims available, with the cheapest model to insure being the 2.5I AWD model at an average cost of $1,444 per year, or $120 per month.

For the four trim options available for the Jeep Compass, the cheapest 2016 trim level to insure is the Sport 2WD trim at a cost of $1,342.

When rates for all 17 trim levels for both vehicles are combined and compared, the most affordable model and trim level to put coverage on is the Jeep Compass Sport 2WD at an average of $1,342 per year. The overall most expensive vehicle to insure is the Subaru Forester 2.0XT Touring Navigation AWD at a cost of $1,658 per year.

The next tables display all the available trims for both 2016 models, along with an average cost for each model. The cheapest to insure for the 2016 model year is the Jeep Compass.

2015 Subaru Forester vs. Jeep Compass

For the 2015 Subaru Forester and Jeep Compass models, the Jeep Compass costs less to insure by $120 per year for this model year.

The chart shown below displays the average car insurance cost for the two models for a range of driver ages. The average cost of car insurance ranges from $1,346 to $3,038 per year on a 2015 Subaru Forester, and $1,252 to $2,774 for a 2015 Jeep Compass for the age groups used in this illustration.

The 2015 Subaru Forester has 13 trims available, with the cheapest trim to insure being the 2.5I AWD trim at an average cost of $1,390 per year, or $116 per month.

For the six trims available for the Jeep Compass, the cheapest 2015 trim level to insure is the Sport 2WD model at a cost of $1,292.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim level to put coverage on is the Jeep Compass Sport 2WD at a cost of $1,292 per year. The overall most expensive vehicle to insure is the Subaru Forester 2.0XT Touring AWD at an average cost of $1,588 per year.

The two tables below display average car insurance rates for every trim level for both 2015 models, as well as the overall average rate for each model. The 2015 Jeep Compass has cheaper overall car insurance rates than the 2015 Subaru Forester.

Additional Subaru Forester and Jeep Compass Resources

• Subaru Forester Insurance Cost
• Jeep Compass Insurance Cost
• Small SUV Insurance Cost Comparisons