Subaru Forester vs. Volkswagen Tiguan Insurance Cost Comparison

• A 2024 Volkswagen Tiguan has cheaper overall car insurance rates than a 2024 Subaru Forester by $150 per year, $2,134 compared to $1,984.
• For a 2024 Subaru Forester, average insurance rates cost from $1,982 to $2,244 per year, while a 2024 Volkswagen Tiguan ranges from $1,878 to $2,098.
• The Subaru Forester Base and the Volkswagen Tiguan S 2WD are the cheapest models to insure for each vehicle in our comparison.

Is Subaru Forester or VW Tiguan insurance cheaper?

Insurance on a 2024 Subaru Forester averages $2,134 per year, and insurance for a 2024 Volkswagen Tiguan costs an average of $1,984 per year, making the Volkswagen Tiguan the winner with cheaper average insurance rates.

Out of six trim levels for the 2024 Subaru Forester, the cheapest average car insurance prices are on the Base trim at a cost of $1,982 per year, or around $165 per month. For the seven trim levels available for the Volkswagen Tiguan, the cheapest 2024 trim to insure is the S 2WD trim at a cost of $1,878 per year, or around $157 per month.

When insurance prices for all 13 trims of both models are combined and sorted by cost, the most affordable model and trim level is the Volkswagen Tiguan S 2WD at an average cost of $1,878 per year, and the most expensive trim is the Subaru Forester Touring costing an average of $2,244 per year.

The table below compares the 12-month and monthly car insurance cost for 2024 Subaru Forester and Volkswagen Tiguan models, with average rates for each trim level.

The next chart displays the average cost to insure both models for drivers aged 20 to 50. For a 2024 Subaru Forester, the average car insurance cost ranges from $1,880 to $4,382 per year. A 2024 Volkswagen Tiguan costs from $1,756 to $3,936 to insure per year.

The tables below show all the available trims for both 2024 models, plus an average rate for each model. The 2024 Volkswagen Tiguan wins the head-to-head comparison over the 2024 Subaru Forester for cheapest car insurance cost.

2023 Subaru Forester vs. Volkswagen Tiguan

For the 2023 model year, the one with the cheapest average auto insurance rates is the Subaru Forester. Average insurance rates for the Subaru Forester are $1,974 per year, while insurance for a Volkswagen Tiguan averages $2,026 per year.

For the six trim levels available for the 2023 Subaru Forester, the cheapest trim level to insure is the Base AWD trim at an average cost of $1,826 per year, or about $152 per month.

For the seven trims available for the Volkswagen Tiguan, the cheapest 2023 trim to insure is the S 2WD trim at a cost of $1,908.

When trim-level rates for both models are compared, the cheapest model and trim level to insure is the Subaru Forester Base AWD at an average cost of $1,826 per year, and the most expensive model and trim level is the Volkswagen Tiguan SEL R-Line 4Motion at a cost of $2,138 per year.

For previous model years, national average car insurance rates compare as shown below. Click any model year to view the full rate comparisons.

• 2022 Model Year – Cheaper average insurance rate: Subaru Forester
• 2021 Model Year – Cheaper average insurance rate: Volkswagen Tiguan
• 2020 Model Year – Cheaper average insurance rate: Volkswagen Tiguan
• 2019 Model Year – Cheaper average insurance rate: Subaru Forester
• 2018 Model Year – Cheaper average insurance rate: Subaru Forester
• 2017 Model Year – Cheaper average insurance rate: Subaru Forester
• 2016 Model Year – Cheaper average insurance rate: Subaru Forester
• 2015 Model Year – Cheaper average insurance rate: Subaru Forester

The next table ranks the 12-month and monthly car insurance cost for 2023 Subaru Forester and Volkswagen Tiguan models, with average rates for every trim level for each model.

The rate chart below visualizes the average cost to insure both 2023 models for drivers aged 20 to 50. The average cost of car insurance ranges from $1,732 to $4,040 per year for a 2023 Subaru Forester, and $1,800 to $4,062 for a 2023 Volkswagen Tiguan for the included driver ages.

The rate tables below illustrate the expected annual car insurance cost by trim level for both 2023 models, plus the average rate for each model. The 2023 Subaru Forester has more affordable average car insurance than the 2023 Volkswagen Tiguan.

2022 Subaru Forester vs. Volkswagen Tiguan

When comparing 2022 Subaru Forester and Volkswagen Tiguan models, the cheaper model to insure on average is the Subaru Forester. Insurance on the Subaru Forester averages $1,900 per year, whereas insurance for the Volkswagen Tiguan averages $1,906 per year.

Subaru Forester insurance rates range from the cheapest rate of $1,782 per year for the AWD model up to $2,016 for the Wilderness AWD model. For the 2022 Volkswagen Tiguan, rates can range from $1,734 per year on the S 2WD model up to $2,072 on the most expensive SEL R-Line 4Motion model.

The rate table below compares and ranks the yearly and monthly cost of car insurance for 2022 Subaru Forester and Volkswagen Tiguan models, broken down by individual trim level.

The next chart demonstrates the average insurance cost for both models for four different driver age groups. The average full-coverage insurance policy ranges from $1,666 to $3,870 per year on the 2022 Subaru Forester, and $1,694 to $3,834 for the 2022 Volkswagen Tiguan for the included age groups.

For the six trims available for a 2022 Subaru Forester, the cheapest model to insure is the AWD model at an average cost of $1,782 per year, or around $149 per month.

For the seven trim levels available for a Volkswagen Tiguan, the most affordable 2022 trim to insure is the S 2WD model at a cost of $1,734 per year, or $145 per month.

When looking at the combined rates by trim level for both models, the cheapest model and trim level to put coverage on is the Volkswagen Tiguan S 2WD at an average of $1,734 per year, and the overall most expensive vehicle to insure is the Volkswagen Tiguan SEL R-Line 4Motion at an average cost of $2,072 per year.

The two tables below illustrate both 2022 models and all trim levels available for each one, as well as an average rate for each model.

2021 Subaru Forester vs. Volkswagen Tiguan

A 2021 Volkswagen Tiguan costs $18 less per year to insure per year on average than a 2021 Subaru Forester, a difference of 1%.

The chart shown below visualizes the average cost to insure both 2021 models for the 20, 30, 40, and 50-year-old driver age groups. Average insurance cost ranges from $1,668 to $3,872 per year on the 2021 Subaru Forester, and $1,666 to $3,768 on the 2021 Volkswagen Tiguan for the age groups used in the chart.

For the six trims available for a 2021 Subaru Forester, the lowest-cost trim to insure is the AWD model at an average cost of $1,808 per year, or $151 per month. Out of the 14 trim options available for a Volkswagen Tiguan, the most affordable 2021 trim to insure is the S 2WD model at a cost of $1,700.

When all 20 trims of both models are combined and compared, the cheapest trim to insure is the Volkswagen Tiguan S 2WD at an average cost of $1,700 per year. The highest-cost model and trim level is the Volkswagen Tiguan SEL Premium 4Motion R-Line w/Third Row AWD costing an average of $2,030 per year.

The next two tables show average cost to insure each trim level for a 2021 Subaru Forester and Volkswagen Tiguan, including an overall average cost for each model. The 2021 Volkswagen Tiguan has more affordable average car insurance rates than the 2021 Subaru Forester.

2020 Subaru Forester vs. Volkswagen Tiguan

When comparing insurance cost for 2020 models, the Subaru Forester costs an average of $1,836 per year for a full-coverage policy and the Volkswagen Tiguan costs $1,820, making the Volkswagen Tiguan the cheaper model by $16 for this model year.

The next chart shows the average cost to insure the two models for the 20 to 50-year-old driver age groups. For a 2020 Subaru Forester, average insurance cost ranges from $1,622 to $3,760 per year for the age groups included in the chart. A full-coverage policy on the 2020 Volkswagen Tiguan costs from $1,618 to $3,660 on average per year.

For the six trim levels available for the 2020 Subaru Forester, the cheapest trim to insure is the AWD model at an average cost of $1,752 per year.

For the 14 trim levels available for a Volkswagen Tiguan, the cheapest 2020 trim level to insure is the S 2WD model at a cost of $1,652 per year, or $138 per month.

When trim-level rates for both models are compared, the cheapest trim to buy insurance for is the Volkswagen Tiguan S 2WD at an average cost of $1,652 per year, and the most expensive model and trim level is the Subaru Forester Touring AWD at an average cost of $1,974 per year.

The rate tables below display all the available trims for both 2020 models, as well as an average rate for each model. The model with the cheapest overall car insurance rates for 2020 is the Volkswagen Tiguan.

2019 Subaru Forester vs. Volkswagen Tiguan

When comparing average insurance rates for 2019 models, a Subaru Forester costs an average of $1,744 per year to insure and a Volkswagen Tiguan costs $1,864, making the Subaru Forester more affordable to insure by $120 per year.

The following chart shows the average car insurance cost for both models rated for drivers aged 20 to 50. The average full-coverage insurance policy ranges from $1,544 to $3,566 per year for a 2019 Subaru Forester, and $1,664 to $3,766 on a 2019 Volkswagen Tiguan for the age groups used in the chart.

Out of 10 Subaru Forester trims, the most affordable 2019 trim to insure is the 2 AWD trim at an average cost of $1,654 per year, or $138 per month.

Out of the eight option levels available for a Volkswagen Tiguan, the most affordable 2019 trim to insure is the S 4Motion AWD model at a cost of $1,706 per year, or about $142 per month.

When insurance rates for all 18 trims of both models are combined and sorted by cost, the cheapest model and trim level to insure is the Subaru Forester 2 AWD at a cost of $1,654 per year. The most expensive trim is the Volkswagen Tiguan SEL Premium 4Motion R-Line AWD costing an average of $2,030 per year.

The rate tables below show the average insurance cost by trim level for both 2019 models, plus an average rate for each model.

2018 Subaru Forester vs. Volkswagen Tiguan

When comparing insurance rates for 2018 models, a Subaru Forester costs an average of $1,650 per year to insure while a Volkswagen Tiguan costs $1,758, making the Subaru Forester more affordable to insure by $108 per year.

The following chart illustrates the average cost to insure the two models rated for a variety of different driver ages. The average car insurance cost ranges from $1,462 to $3,364 per year for a 2018 Subaru Forester, and $1,572 to $3,544 for a 2018 Volkswagen Tiguan for the age groups in the chart.

Out of six trim levels for a 2018 Subaru Forester, the cheapest insurance prices are on the 2.5I AWD model at a cost of $1,514 per year, or around $126 per month. For the 10 trim options available for a Volkswagen Tiguan, the lowest-cost 2018 model to insure is the Limited 2WD trim at a cost of $1,602 per year, or $134 per month.

When average car insurance prices for all 16 trim levels for both 2018 models are compared, the cheapest trim to buy insurance for is the Subaru Forester 2.5I AWD at a cost of $1,514 per year, and the overall most expensive vehicle to insure is the Volkswagen Tiguan SEL Premium 2WD costing an average of $1,944 per year.

The next two rate tables break down both 2018 models and all trim levels available for each one, including the average rate for each model. The winner for the 2018 car insurance comparison is the Subaru Forester.

2017 Subaru Forester vs. Volkswagen Tiguan

When comparing average insurance rates for the 2017 Subaru Forester and Volkswagen Tiguan models, the Subaru Forester has cheaper rates by $176 per year for this model year.

The chart below shows the average cost to insure the two models for the 20, 30, 40, and 50-year-old driver age groups. The average car insurance cost ranges from $1,408 to $3,236 per year for a 2017 Subaru Forester, and $1,578 to $3,556 for a 2017 Volkswagen Tiguan for the example age groups.

Out of 13 Subaru Forester trims, the most affordable 2017 trim to insure is the 2.5I AWD model at an average cost of $1,450 per year.

The 2017 Volkswagen Tiguan has eight different trims available, with the cheapest model to insure being the S 2WD trim at an average cost of $1,610 per year.

When looking at the combined rates by trim for both models, the cheapest trim to insure is the Subaru Forester 2.5I AWD at an average of $1,450 per year, and the highest-cost model and trim is the Volkswagen Tiguan SEL 4Motion AWD costing $1,880 per year.

The next two rate tables display average car insurance cost by trim level for a 2017 Subaru Forester and Volkswagen Tiguan, including an overall average cost for each model. The cheapest to insure for the 2017 model year is the Subaru Forester.

2016 Subaru Forester vs. Volkswagen Tiguan

When comparing car insurance rates for the 2016 Subaru Forester and Volkswagen Tiguan models, the Subaru Forester is cheaper to insure by $202 per year.

The chart shown below shows the average car insurance cost for both 2016 models rated for different driver ages. For a 2016 Subaru Forester, the average cost of car insurance ranges from $1,410 to $3,190 per year for these driver ages. Full-coverage car insurance on a 2016 Volkswagen Tiguan costs from $1,600 to $3,576 on average per year.

For the 13 trims available for the 2016 Subaru Forester, the lowest-cost trim level to insure is the 2.5I AWD model at an average cost of $1,444 per year, or $120 per month.

For the eight trim options available for a Volkswagen Tiguan, the most affordable 2016 trim to insure is the S 2WD model at a cost of $1,646.

When comparing aggregated rates for both models from a trim-level perspective, the overall cheapest vehicle to put coverage on is the Subaru Forester 2.5I AWD at an average cost of $1,444 per year. The most expensive trim is the Volkswagen Tiguan SEL 4Motion AWD at an average of $1,894 per year.

The next two rate tables display the expected annual car insurance cost by trim level for both 2016 models, plus an average rate for each model.

2015 Subaru Forester vs. Volkswagen Tiguan

For 2015 Subaru Forester and Volkswagen Tiguan models, the Subaru Forester has cheaper car insurance rates by an average of $52 per year.

The chart below illustrates the average cost to insure both models using drivers aged 20 to 50. A full-coverage car insurance policy ranges from $1,346 to $3,038 per year for a 2015 Subaru Forester, and $1,392 to $3,124 on a 2015 Volkswagen Tiguan for the illustrated age groups.

Out of 13 trim levels for the 2015 Subaru Forester, the lowest-cost insurance rates are on the 2.5I AWD model at a cost of $1,390 per year.

Out of the eight option levels available for the Volkswagen Tiguan, the lowest-cost 2015 model to insure is the S 2WD trim at a cost of $1,434.

When looking at the combined rates by trim for both models, the cheapest vehicle to put coverage on is the Subaru Forester 2.5I AWD at an average of $1,390 per year. The most expensive model and trim level is the Volkswagen Tiguan R-Line AWD at an average cost of $1,662 per year.

The tables below show average car insurance rates for every trim level for both 2015 models, including the average rate for each model. The cheapest model to insure for the 2015 model year is the Subaru Forester.

Additional Subaru Forester and Volkswagen Tiguan Resources

• Subaru Forester Insurance Cost
• Volkswagen Tiguan Insurance Cost
• Small SUV Insurance Cost Comparisons