Volkswagen Tiguan Insurance Rates for 2022

How much does VW Tiguan insurance cost? We break down car insurance rates from the base S 2WD model up to the SEL Premium 4-Motion R-Line trim to see how prices rank against other small SUVs.

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  • Insurance on a Volkswagen Tiguan costs around $1,324 per year, $662 for a 6-month policy, or $110 per month.
  • The Tiguan S 2WD trim level is the cheapest to insure at around $1,206 per year. The most expensive trim is the SEL R-Line 4Motion at $1,440 per year.
  • The Tiguan is one of the cheaper small SUVs to insure, costing $102 less per year on average as compared to other small SUVs
  • On a state level, insurance rates range from a low of $914 per year in Maine to $2,106 in Michigan. Rates in a few larger cities include $1,216 in El Paso, TX, $3,094 in New Orleans, LA, and $1,050 in Cleveland, OH.

How much does VW Tiguan insurance cost?

Volkswagen Tiguan insurance costs an average of $1,324 per year for full-coverage insurance, or about $110 a month. Depending on the trim level being insured, average monthly payments range from $101 to $120.

From an individual coverage perspective, liability and medical coverage will cost an estimated $436 a year, collision coverage is around $568, and the remaining comprehensive coverage costs around $320.

The following chart details how average Tiguan car insurance rates vary depending on driver age and the policy deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2022 Volkswagen Tiguan with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Volkswagen Tiguan trim levels.Data last updated on November 18, 2022
Volkswagen Tiguan Car Insurance Rates
Volkswagen Tiguan Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,234$186
$500$2,626$219
$250$3,038$253
30$1,000$1,174$98
$500$1,392$116
$250$1,622$135
40$1,000$1,122$94
$500$1,324$110
$250$1,534$128
50$1,000$1,024$85
$500$1,206$101
$250$1,396$116
60$1,000$1,006$84
$500$1,184$99
$250$1,370$114

From a deductible standpoint, the higher the deductible, the lower the policy cost. In the chart above, car insurance rates range from an average rate for a 20-year-old driver of $2,626 to the average rate for a 60-year-old driver of $1,184.

Teenage drivers would have much higher insurance rates when rated on a VW Tiguan. For example, a 16-year-old male driver with a clean driving record would pay around $4,752 while a 16-year-old female would pay about $4,184.

The following table shows average VW Tiguan car insurance rates for the 2013 to 2022 model years for drivers age 20 to 60.

Volkswagen Tiguan Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2022 Volkswagen Tiguan$2,626$1,324$1,184
2021 Volkswagen Tiguan$2,574$1,298$1,162
2020 Volkswagen Tiguan$2,528$1,276$1,142
2019 Volkswagen Tiguan$2,648$1,330$1,190
2018 Volkswagen Tiguan$2,542$1,276$1,146
2017 Volkswagen Tiguan$2,574$1,292$1,158
2016 Volkswagen Tiguan$2,652$1,334$1,198
2015 Volkswagen Tiguan$2,368$1,190$1,070
2014 Volkswagen Tiguan$2,392$1,202$1,078
2013 Volkswagen Tiguan$2,270$1,142$1,022

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 18, 2022
VW Tiguan Insurance Cost by Model Year

Will a lower-cost Tiguan trim level save on insurance?

Choosing the lowest cost Tiguan trim level over the highest trim would save approximately $234 per year on insurance, since average cost ranges from $1,206 to $1,440 per year on auto insurance for the average driver.

The most affordable 2022 model year trim level to insure is the Tiguan S 2WD. The next cheapest trim level to insure is the Tiguan S 4Motion at $1,252 per year. Expect to pay at a minimum $101 per month to insure a Tiguan for full coverage.

At the top end of the Tiguan trims, the three most expensive Tiguan models to insure are the Tiguan SE R-Line Black, the SE R-Line Black 4Motion, and the SEL R-Line 4Motion trim levels at an estimated $1,392,  $1,412, and $1,440 per year, respectively.

The table below details average car insurance cost for each 2022 Volkswagen Tiguan package and trim level.

2022 Volkswagen Tiguan Insurance Cost by Trim Level
Volkswagen Tiguan Trim Level Annual Policy 6-month Policy Per Month
S 2WD$1,206$603$101
S 4Motion$1,252$626$104
SE 2WD$1,266$633$106
SE 4Motion$1,298$649$108
SE R-Line Black$1,392$696$116
SE R-Line Black 4Motion$1,412$706$118
SEL R-Line 4Motion$1,440$720$120

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Volkswagen Tiguan, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 18, 2022
Volkswagen Tiguan Insurance Cost by Trim Level

How do Tiguan insurance rates compare to other SUVs?

The Volkswagen Tiguan ranks #14 out of 46 total comparison vehicles in the small SUV class. The Tiguan costs an average of $1,324 per year for full coverage insurance and the class average rate is $1,426 annually, making the Tiguan $102 less per year.

When compared to other small SUVs, car insurance rates for a 2022 Volkswagen Tiguan cost $116 less per year than the Toyota RAV4, $12 less than the Honda CR-V, $100 less than the Chevrolet Equinox, and $168 less than the Nissan Rogue.

The table below shows how average insurance rates for a Tiguan compare to additional small SUVs like the Subaru Forester, the Nissan Rogue, and the Jeep Wrangler.

Insurance Cost Comparison: Volkswagen Tiguan vs Small SUVs
Rank Make/Model Insurance Cost Difference
1Mazda CX-5$1,158-$166
2Nissan Kicks$1,190-$134
3Chevrolet Trailblazer$1,196-$128
4Subaru Crosstrek$1,224-$100
5Toyota C-HR$1,254-$70
6Buick Encore$1,260-$64
7Nissan Rogue Sport$1,272-$52
8Hyundai Venue$1,294-$30
9Buick Envision$1,298-$26
10Kia Seltos$1,300-$24
11Toyota Corolla Cross$1,310-$14
12Hyundai Kona$1,318-$6
13Subaru Forester$1,320-$4
14Volkswagen Tiguan$1,324--
15Honda CR-V$1,336$12
16Mazda CX-30$1,350$26
17Honda HR-V$1,370$46
18Ford Ecosport$1,380$56
19Chevrolet Trax$1,398$74
20GMC Terrain$1,404$80
21Mitsubishi Eclipse Cross$1,408$84
22Hyundai Tucson$1,416$92
23Chevrolet Bolt$1,420$96
24Chevrolet Equinox$1,424$100
25Volkswagen Taos$1,428$104
26Fiat 500X$1,434$110
27Toyota RAV4$1,440$116
28Kia Soul$1,442$118
29Mazda MX-30$1,472$148
30Jeep Compass$1,478$154
31Kia Niro$1,480$156
32Nissan Rogue$1,492$168
33Ford Escape$1,498$174
34Hyundai Ioniq 5$1,514$190
35Mini Cooper Clubman$1,516$192
36Jeep Renegade$1,518$194
37Kia Sportage$1,524$200
38Ford Bronco$1,532$208
39Volkswagen ID4$1,554$230
40Mini Cooper$1,564$240
41Mini Cooper Countryman$1,582$258
42Mitsubishi Outlander$1,640$316
43Mitsubishi Mirage$1,658$334
44Ford Mustang Mach-E$1,726$402
45Hyundai Nexo$1,744$420
46Jeep Wrangler$1,746$422

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 18, 2022
Insurance Cost Comparison: Volkswagen Tiguan vs Small SUVs

Can where I live influence the cost of car insurance?

Depending on where you live in the U.S., insurance cost for a VW Tiguan can vary from rates as low as $826 per year up to $2,192 and more.

The chart below details typical full coverage auto insurance rates for a Volkswagen Tiguan for the most populated cities in America. Average yearly cost ranges from $992 per year in Columbus, OH, to $2,494 in New York City, a difference of $1,502.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2022 Volkswagen Tiguan, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Volkswagen Tiguan trim levels.Data last updated on November 18, 2022
Volkswagen Tiguan Insurance Rates in Large U.S. Cities
Volkswagen Tiguan Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$2,494$208
Philadelphia, PA$2,204$184
Los Angeles, CA$2,192$183
San Francisco, CA$1,884$157
Jacksonville, FL$1,876$156
San Jose, CA$1,564$130
Phoenix, AZ$1,520$127
San Diego, CA$1,488$124
Chicago, IL$1,436$120
Dallas, TX$1,410$118
Houston, TX$1,404$117
Indianapolis, IN$1,330$111
San Antonio, TX$1,264$105
Austin, TX$1,204$100
Columbus, OH$992$83

How much is VW Tiguan insurance in my state?

When analyzing Volkswagen Tiguan insurance rates on a state level, states like Iowa ($958), North Carolina ($842), and Idaho ($1,042) have cheaper insurance rates on a Volkswagen Tiguan, while states like Louisiana ($1,916), Michigan ($2,106), and Florida ($1,932) have more expensive insurance rates on a Volkswagen Tiguan.

Insurance costs in most states are closer to the average, with states like Wyoming, Kansas, and Oregon included in this group with average Volkswagen Tiguan insurance rates of $1,214, $1,330, and $1,106 per year, respectively.

Volkswagen Tiguan Insurance Cost by U.S. State
U.S. State Annual Cost 6-month Cost Monthly Cost
Alabama$1,078$539$90
Alaska$1,158$579$97
Arizona$1,176$588$98
Arkansas$1,414$707$118
California$1,514$757$126
Colorado$1,410$705$118
Connecticut$1,280$640$107
Delaware$1,346$673$112
Florida$1,932$966$161
Georgia$1,278$639$107
Hawaii$896$448$75
Idaho$1,042$521$87
Illinois$1,068$534$89
Indiana$990$495$83
Iowa$958$479$80
Kansas$1,330$665$111
Kentucky$1,538$769$128
Louisiana$1,916$958$160
Maine$914$457$76
Maryland$1,192$596$99
Massachusetts$1,082$541$90
Michigan$2,106$1,053$176
Minnesota$1,162$581$97
Mississippi$1,250$625$104
Missouri$1,402$701$117
Montana$1,286$643$107
Nebraska$1,262$631$105
Nevada$1,450$725$121
New Hampshire$798$399$67
New Jersey$1,250$625$104
New Mexico$1,060$530$88
New York$1,406$703$117
North Carolina$842$421$70
North Dakota$1,098$549$92
Ohio$768$384$64
Oklahoma$1,286$643$107
Oregon$1,106$553$92
Pennsylvania$1,114$557$93
Rhode Island$1,558$779$130
South Carolina$1,216$608$101
South Dakota$1,200$600$100
Tennessee$1,044$522$87
Texas$1,246$623$104
Utah$1,092$546$91
Vermont$876$438$73
Virginia$852$426$71
Washington$1,004$502$84
West Virginia$1,190$595$99
Wisconsin$896$448$75
Wyoming$1,214$607$101

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Volkswagen Tiguan, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Volkswagen Tiguan trim levels. Physical damage deductibles are $500 and rates are averaged for all zip codes in each state.Data last updated on November 18, 2022
Volkswagen Tiguan insurance rates by U.S. state

Additional Rates and Insights

A few additional rates and tips on how to avoid expensive insurance are as follows.

  • Be a careful driver and pay less for insurance. Causing too many accidents will raise rates, to the tune of $610 per year for a 30-year-old driver and even as much as $400 per year for a 60-year-old driver.
  • Earn discounts to save money. Discounts may be available if you are accident-free, insure multiple vehicles on the same policy, are a loyal customer, insure your home and car with the same company, or many other discounts which could save you as much as $224 per year on the cost of insuring a Tiguan.
  • Driving violations increase insurance rates. To get the lowest Tiguan insurance rates, it pays to be an excellent driver. Not surprisingly, just a couple of minor infractions on your motor vehicle report can raise Tiguan insurance rates by as much as $344 per year. Being convicted of a serious infraction such as a DWI could raise rates by an additional $1,212 or more.
  • Raise your credit for better rates. In states that allow a policyholder’s credit rating to be used as a factor in determining car insurance rates, having a high credit rating of over 800 can possibly save as much as $208 per year versus a slightly lower credit rating between 670-739. Conversely, a less-than-perfect credit history could cost up to $241 more per year.
  • High-risk drivers pay extremely high rates. For a 20-year-old driver, the requirement to buy a high-risk policy could increase the cost by $2,036 or more per year.