Volkswagen Tiguan Insurance Rates for 2023

How much is Volkswagen Tiguan car insurance?

We analyzed average insurance prices for the S 2WD model up to the SEL R-Line 4Motion trim to see how insurance rates on a Tiguan rank against all other small SUVs.

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  • Insurance on a Volkswagen Tiguan costs around $1,532 per year, $766 for a 6-month policy, or $128 per month.
  • The Tiguan S 2WD trim level is the cheapest to insure at around $1,444 per year. The most expensive trim is the SEL R-Line 4Motion at $1,616 per year.
  • The Tiguan is one of the cheaper small SUVs to insure, costing $74 less per year on average as compared to other small SUVs
  • On a state level, insurance rates range from a low of $922 per year in Maine to $2,094 in Michigan. Rates in a few larger cities include $1,368 in El Paso, TX, $2,658 in New Orleans, LA, and $1,190 in Cleveland, OH.

How much does VW Tiguan insurance cost?

Volkswagen Tiguan insurance costs an average of $1,532 per year for full-coverage insurance, or about $128 a month. Depending on the trim level being insured, average monthly payments range from $120 to $135.

From an individual coverage perspective, liability and medical coverage will cost an estimated $484 a year, collision coverage is around $670, and the remaining comprehensive coverage costs around $378.

The following chart details how average Tiguan car insurance rates vary depending on driver age and the policy deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2023 Volkswagen Tiguan with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Volkswagen Tiguan trim levels.Data last updated on March 2, 2023
Volkswagen Tiguan Car Insurance Rates
2023 Volkswagen Tiguan Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,574$215
$500$3,036$253
$250$3,526$294
30$1,000$1,354$113
$500$1,614$135
$250$1,884$157
40$1,000$1,294$108
$500$1,532$128
$250$1,780$148
50$1,000$1,182$99
$500$1,396$116
$250$1,622$135
60$1,000$1,160$97
$500$1,370$114
$250$1,590$133

From a deductible standpoint, the higher the deductible, the lower the policy cost. In the chart above, car insurance rates range from an average rate for a 20-year-old driver of $3,036 to the average rate for a 60-year-old driver of $1,370.

Teenage drivers would have much higher insurance rates when rated on a VW Tiguan. For example, a 16-year-old male driver with a clean driving record would pay around $5,468 while a 16-year-old female would pay about $4,816.

The following table shows average VW Tiguan car insurance rates for 2013 to 2023 model years and for drivers aged 20 to 60.

Volkswagen Tiguan Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Volkswagen Tiguan$3,036$1,532$1,370
2022 Volkswagen Tiguan$2,854$1,438$1,286
2021 Volkswagen Tiguan$2,812$1,416$1,268
2020 Volkswagen Tiguan$2,778$1,398$1,252
2019 Volkswagen Tiguan$2,880$1,446$1,294
2018 Volkswagen Tiguan$2,766$1,388$1,242
2017 Volkswagen Tiguan$2,764$1,388$1,242
2016 Volkswagen Tiguan$2,868$1,444$1,296
2015 Volkswagen Tiguan$2,496$1,260$1,132
2014 Volkswagen Tiguan$2,556$1,286$1,150
2013 Volkswagen Tiguan$2,442$1,230$1,100

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 2, 2023
VW Tiguan Insurance Cost by Model Year

Insurance rates by Tiguan trim level

Choosing the lowest cost Tiguan trim level over the highest trim would save approximately $172 per year on insurance, since average cost ranges from $1,444 to $1,616 per year on auto insurance for the average driver.

The most affordable 2023 model year trim level to insure is the Tiguan S 2WD. The next cheapest trim level to insure is the Tiguan S 4Motion at $1,474 per year. Expect to pay at a minimum $120 per month to insure a Tiguan for full coverage.

At the top end of the Tiguan trims, the three most expensive Tiguan models to insure are the Tiguan SE R-Line Black, the SE R-Line Black 4Motion, and the SEL R-Line 4Motion trim levels at an estimated $1,558,  $1,578, and $1,616 per year, respectively.

The table below details the average car insurance cost for each 2023 Volkswagen Tiguan package and trim level.

2023 Volkswagen Tiguan Insurance Cost by Trim Level
Volkswagen Tiguan Trim Level Annual Policy Six-Month Policy Per Month
S 2WD$1,444$722$120
S 4Motion$1,474$737$123
SE 2WD$1,516$758$126
SE 4Motion$1,538$769$128
SE R-Line Black$1,558$779$130
SE R-Line Black 4Motion$1,578$789$132
SEL R-Line 4Motion$1,616$808$135

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Volkswagen Tiguan, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 2, 2023
Volkswagen Tiguan Insurance Cost by Trim Level

How do Tiguan insurance rates compare to other SUVs?

The Volkswagen Tiguan ranks 16th out of 47 total comparison vehicles in the small SUV class. The Tiguan costs an average of $1,532 per year for full coverage insurance and the class average rate is $1,606 annually, making the Tiguan $74 less per year.

When compared to other small SUVs, car insurance rates for a 2023 Volkswagen Tiguan cost $102 less per year than the Toyota RAV4, $36 more than the Honda CR-V, $56 less than the Chevrolet Equinox, and $90 less than the Nissan Rogue.

The table below shows how average insurance rates for a Tiguan compare to additional small SUVs like the Subaru Forester, the Nissan Rogue, and the Honda CR-V.

Insurance Cost Comparison: Volkswagen Tiguan vs Small SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Trailblazer$1,334-$198
2Subaru Crosstrek$1,346-$186
3Nissan Kicks$1,354-$178
4Nissan Rogue Sport$1,378-$154
5Mazda CX-5$1,386-$146
6Buick Encore$1,406-$126
7Buick Envision$1,410-$122
8Kia Seltos$1,430-$102
9Hyundai Venue$1,440-$92
10Honda HR-V$1,464-$68
11Hyundai Kona$1,480-$52
12Subaru Forester$1,486-$46
13Honda CR-V$1,496-$36
14Mazda CX-30$1,498-$34
15Chevrolet Trax$1,514-$18
16Volkswagen Tiguan$1,532--
17Ford Bronco Sport$1,536$4
18Fiat 500X$1,564$32
19GMC Terrain$1,566$34
20Kia Soul$1,568$36
21Mitsubishi Eclipse Cross$1,572$40
22Chevrolet Equinox$1,588$56
23Toyota Corolla Cross$1,592$60
24Volkswagen Taos$1,600$68
25Mazda CX-50$1,610$78
26Hyundai Tucson$1,614$82
27Ford Escape$1,616$84
28Nissan Rogue$1,622$90
29Toyota RAV4$1,634$102
30Mazda MX-30$1,636$104
31Kia Niro$1,638$106
32Mini Cooper$1,648$116
33Jeep Compass$1,652$120
34Mini Cooper Clubman$1,674$142
35Jeep Renegade$1,698$166
36Chevrolet Bolt$1,710$178
37Toyota bz4X$1,716$184
38Kia Sportage$1,760$228
39Hyundai Ioniq 5$1,764$232
40Mini Cooper Countryman$1,812$280
41Mitsubishi Mirage$1,818$286
42Mitsubishi Outlander$1,820$288
43Volkswagen ID4$1,832$300
44Kia EV6$1,870$338
45Dodge Hornet$1,872$340
46Hyundai Nexo$1,938$406
47Ford Mustang Mach-E$1,996$464

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on March 2, 2023
Insurance Cost Comparison: Volkswagen Tiguan vs Small SUVs

Volkswagen Tiguan insurance cost state averages

When analyzing Volkswagen Tiguan insurance rates on a state level, states like Iowa ($1,026), North Carolina ($956), and Idaho ($1,094) have cheaper insurance rates on a Volkswagen Tiguan, while states like Louisiana ($1,820), Michigan ($2,094), and Florida ($1,910) have more expensive insurance rates on a Volkswagen Tiguan.

The table below shows the average cost to insure a 2023 Volkswagen Tiguan in all fifty U.S. states.

Volkswagen Tiguan Average Insurance Cost by State for 2023
U.S. State Annual Cost Six-month Cost Monthly Cost
Alabama$1,378$689$115
Alaska$1,160$580$97
Arizona$1,404$702$117
Arkansas$1,602$801$134
California$1,854$927$155
Colorado$1,642$821$137
Connecticut$1,706$853$142
Delaware$1,742$871$145
Florida$1,910$955$159
Georgia$1,564$782$130
Hawaii$1,044$522$87
Idaho$1,094$547$91
Illinois$1,342$671$112
Indiana$1,142$571$95
Iowa$1,026$513$86
Kansas$1,510$755$126
Kentucky$1,642$821$137
Louisiana$1,820$910$152
Maine$922$461$77
Maryland$1,424$712$119
Massachusetts$1,668$834$139
Michigan$2,094$1,047$175
Minnesota$1,312$656$109
Mississippi$1,496$748$125
Missouri$1,728$864$144
Montana$1,406$703$117
Nebraska$1,280$640$107
Nevada$1,830$915$153
New Hampshire$1,026$513$86
New Jersey$1,856$928$155
New Mexico$1,258$629$105
New York$1,776$888$148
North Carolina$956$478$80
North Dakota$1,268$634$106
Ohio$1,066$533$89
Oklahoma$1,690$845$141
Oregon$1,432$716$119
Pennsylvania$1,470$735$123
Rhode Island$1,900$950$158
South Carolina$1,286$643$107
South Dakota$1,574$787$131
Tennessee$1,456$728$121
Texas$1,422$711$119
Utah$1,340$670$112
Vermont$1,114$557$93
Virginia$1,016$508$85
Washington$1,384$692$115
West Virginia$1,366$683$114
Wisconsin$1,094$547$91
Wyoming$1,360$680$113

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Volkswagen Tiguan, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Volkswagen Tiguan trim levels. Physical damage deductibles are $500 and rates are averaged for all Zip Codes in each state.Data last updated on March 2, 2023
Volkswagen Tiguan insurance rates by U.S. state

Additional Rates and Insights

A few additional rates and tips on how to avoid expensive insurance are as follows.

  • Be a careful driver and pay less for insurance. Causing too many accidents will raise rates, to the tune of $706 per year for a 30-year-old driver and even as much as $460 per year for a 60-year-old driver.
  • Earn discounts to save money. Discounts may be available if you are accident-free, insure multiple vehicles on the same policy, are a loyal customer, insure your home and car with the same company, or many other discounts which could save you as much as $258 per year on the cost of insuring a Tiguan.
  • Driving violations increase insurance rates. To get the lowest Tiguan insurance rates, it pays to be an excellent driver. Not surprisingly, just a couple of minor infractions on your motor vehicle report can raise Tiguan insurance rates by as much as $398 per year. Being convicted of a serious infraction such as a DWI could raise rates by an additional $1,400 or more.
  • Raise your credit for better rates. In states that allow a policyholder’s credit rating to be used as a factor in determining car insurance rates, having a high credit rating of over 800 can possibly save as much as $241 per year versus a slightly lower credit rating between 670-739. Conversely, a less-than-perfect credit history could cost up to $279 more per year.
  • High-risk drivers pay extremely high rates. For a 20-year-old driver, the requirement to buy a high-risk policy could increase the cost by $2,356 or more per year.