Volkswagen Tiguan Insurance Rates for 2023

How much is Volkswagen Tiguan car insurance?

We analyzed average insurance prices for the S 2WD model up to the SEL R-Line 4Motion trim to see how insurance rates on a Tiguan rank against all other small SUVs.

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  • Insurance on a Volkswagen Tiguan costs around $1,572 per year, $786 for a 6-month policy, or $131 per month.
  • The Tiguan S 2WD trim level is the cheapest to insure at around $1,480 per year. The most expensive trim is the SEL R-Line 4Motion at $1,656 per year.
  • The Tiguan is one of the cheaper small SUVs to insure, costing $77 less per year on average as compared to other small SUVs
  • On a state level, insurance rates range from a low of $954 per year in Maine to $2,114 in Michigan. Rates in a few larger cities include $1,402 in El Paso, TX, $2,686 in New Orleans, LA, and $1,226 in Cleveland, OH.

How much does VW Tiguan insurance cost?

Volkswagen Tiguan insurance costs an average of $1,572 per year for full-coverage insurance, or about $131 a month. Depending on the trim level being insured, average monthly payments range from $123 to $138.

From an individual coverage perspective, liability and medical coverage will cost an estimated $496 a year, collision coverage is around $688, and the remaining comprehensive coverage costs around $388.

The following chart details how average Tiguan car insurance rates vary depending on driver age and the policy deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2023 Volkswagen Tiguan with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Volkswagen Tiguan trim levels.Data last updated on August 12, 2023
Volkswagen Tiguan Car Insurance Rates
2023 Volkswagen Tiguan Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,642$220
$500$3,118$260
$250$3,618$302
30$1,000$1,390$116
$500$1,658$138
$250$1,936$161
40$1,000$1,328$111
$500$1,572$131
$250$1,826$152
50$1,000$1,214$101
$500$1,432$119
$250$1,662$139
60$1,000$1,192$99
$500$1,408$117
$250$1,632$136

From a deductible standpoint, the higher the deductible, the lower the policy cost. In the chart above, car insurance rates range from an average rate for a 20-year-old driver of $3,118 to the average rate for a 60-year-old driver of $1,408.

Teenage drivers would have much higher insurance rates when rated on a VW Tiguan. For example, a 16-year-old male driver with a clean driving record would pay around $5,612 while a 16-year-old female would pay about $4,938.

The following table shows average VW Tiguan car insurance rates for 2013 to 2023 model years and for drivers aged 20 to 60.

Volkswagen Tiguan Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Volkswagen Tiguan$3,118$1,572$1,408
2022 Volkswagen Tiguan$2,928$1,474$1,320
2021 Volkswagen Tiguan$2,888$1,452$1,300
2020 Volkswagen Tiguan$2,854$1,432$1,284
2019 Volkswagen Tiguan$2,956$1,486$1,328
2018 Volkswagen Tiguan$2,838$1,424$1,274
2017 Volkswagen Tiguan$2,838$1,428$1,274
2016 Volkswagen Tiguan$2,944$1,484$1,328
2015 Volkswagen Tiguan$2,562$1,292$1,158
2014 Volkswagen Tiguan$2,624$1,320$1,182
2013 Volkswagen Tiguan$2,510$1,264$1,130

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
VW Tiguan Insurance Cost by Model Year

Insurance rates by Tiguan trim level

Choosing the lowest cost Tiguan trim level over the highest trim would save approximately $176 per year on insurance, since average cost ranges from $1,480 to $1,656 per year on auto insurance for the average driver.

The most affordable 2023 model year trim level to insure is the Tiguan S 2WD. The next cheapest trim level to insure is the Tiguan S 4Motion at $1,512 per year. Expect to pay at a minimum $123 per month to insure a Tiguan for full coverage.

At the top end of the Tiguan trims, the three most expensive Tiguan models to insure are the Tiguan SE R-Line Black, the SE R-Line Black 4Motion, and the SEL R-Line 4Motion trim levels at an estimated $1,598,  $1,620, and $1,656 per year, respectively.

The table below details the average car insurance cost for each 2023 Volkswagen Tiguan package and trim level.

2023 Volkswagen Tiguan Insurance Cost by Trim Level
Volkswagen Tiguan Trim Level Annual Policy Six-Month Policy Per Month
S 2WD$1,480$740$123
S 4Motion$1,512$756$126
SE 2WD$1,556$778$130
SE 4Motion$1,578$789$132
SE R-Line Black$1,598$799$133
SE R-Line Black 4Motion$1,620$810$135
SEL R-Line 4Motion$1,656$828$138

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Volkswagen Tiguan, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Volkswagen Tiguan Insurance Cost by Trim Level

How do Tiguan insurance rates compare to other SUVs?

The Volkswagen Tiguan ranks 16th out of 47 total comparison vehicles in the small SUV class. The Tiguan costs an average of $1,572 per year for full coverage insurance and the class average rate is $1,649 annually, making the Tiguan $77 less per year.

When compared to other small SUVs, car insurance rates for a 2023 Volkswagen Tiguan cost $104 less per year than the Toyota RAV4, $38 more than the Honda CR-V, $58 less than the Chevrolet Equinox, and $94 less than the Nissan Rogue.

The table below shows how average insurance rates for a Tiguan compare to additional small SUVs like the Subaru Forester, the Nissan Rogue, and the Honda CR-V.

Insurance Cost Comparison: Volkswagen Tiguan vs Small SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Trailblazer$1,370-$202
2Subaru Crosstrek$1,380-$192
3Nissan Kicks$1,386-$186
4Nissan Rogue Sport$1,412-$160
5Mazda CX-5$1,422-$150
6Buick Encore$1,442-$130
7Buick Envision$1,446-$126
8Kia Seltos$1,466-$106
9Hyundai Venue$1,478-$94
10Honda HR-V$1,508-$64
11Hyundai Kona$1,518-$54
12Subaru Forester$1,526-$46
13Honda CR-V$1,534-$38
14Mazda CX-30$1,538-$34
15Chevrolet Trax$1,558-$14
16Volkswagen Tiguan$1,572--
17Ford Bronco Sport$1,576$4
18Fiat 500X$1,606$34
19GMC Terrain$1,608$36
20Kia Soul$1,614$42
21Mitsubishi Eclipse Cross$1,616$44
22Chevrolet Equinox$1,630$58
23Toyota Corolla Cross$1,634$62
24Volkswagen Taos$1,640$68
25Mazda CX-50$1,652$80
26Hyundai Tucson$1,656$84
27Ford Escape$1,660$88
28Nissan Rogue$1,666$94
29Toyota RAV4$1,676$104
30Mazda MX-30$1,680$108
31Kia Niro$1,682$110
32Mini Cooper$1,690$118
33Jeep Compass$1,700$128
34Mini Cooper Clubman$1,720$148
35Jeep Renegade$1,746$174
36Chevrolet Bolt$1,756$184
37Toyota bz4X$1,758$186
38Kia Sportage$1,810$238
39Hyundai Ioniq 5$1,814$242
40Mini Cooper Countryman$1,860$288
41Mitsubishi Mirage$1,868$296
42Mitsubishi Outlander$1,872$300
43Volkswagen ID4$1,880$308
44Kia EV6$1,920$348
45Dodge Hornet$1,922$350
46Hyundai Nexo$1,990$418
47Ford Mustang Mach-E$2,048$476

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on August 12, 2023
Insurance Cost Comparison: Volkswagen Tiguan vs Small SUVs

Volkswagen Tiguan insurance cost state averages

When analyzing Volkswagen Tiguan insurance rates on a state level, states like Iowa ($1,058), North Carolina ($988), and Idaho ($1,126) have cheaper insurance rates on a Volkswagen Tiguan, while states like Louisiana ($1,846), Michigan ($2,114), and Florida ($1,936) have more expensive insurance rates on a Volkswagen Tiguan.

The table below shows the average cost to insure a 2023 Volkswagen Tiguan in all fifty U.S. states.

Volkswagen Tiguan Average Insurance Cost by State for 2023
U.S. State Annual Cost Six-month Cost Monthly Cost
Alabama$1,410$705$118
Alaska$1,192$596$99
Arizona$1,438$719$120
Arkansas$1,638$819$137
California$1,886$943$157
Colorado$1,676$838$140
Connecticut$1,740$870$145
Delaware$1,776$888$148
Florida$1,936$968$161
Georgia$1,598$799$133
Hawaii$1,078$539$90
Idaho$1,126$563$94
Illinois$1,378$689$115
Indiana$1,176$588$98
Iowa$1,058$529$88
Kansas$1,540$770$128
Kentucky$1,676$838$140
Louisiana$1,846$923$154
Maine$954$477$80
Maryland$1,456$728$121
Massachusetts$1,702$851$142
Michigan$2,114$1,057$176
Minnesota$1,346$673$112
Mississippi$1,530$765$128
Missouri$1,764$882$147
Montana$1,440$720$120
Nebraska$1,312$656$109
Nevada$1,866$933$156
New Hampshire$1,058$529$88
New Jersey$1,890$945$158
New Mexico$1,292$646$108
New York$1,808$904$151
North Carolina$988$494$82
North Dakota$1,304$652$109
Ohio$1,104$552$92
Oklahoma$1,722$861$144
Oregon$1,464$732$122
Pennsylvania$1,506$753$126
Rhode Island$1,932$966$161
South Carolina$1,316$658$110
South Dakota$1,606$803$134
Tennessee$1,492$746$124
Texas$1,456$728$121
Utah$1,376$688$115
Vermont$1,150$575$96
Virginia$1,052$526$88
Washington$1,414$707$118
West Virginia$1,400$700$117
Wisconsin$1,128$564$94
Wyoming$1,394$697$116

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Volkswagen Tiguan, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Volkswagen Tiguan trim levels. Physical damage deductibles are $500 and rates are averaged for all Zip Codes in each state.Data last updated on August 11, 2023
Volkswagen Tiguan insurance rates by U.S. state

Additional Rates and Insights

A few additional rates and tips on how to avoid expensive insurance are as follows.

  • Be a careful driver and pay less for insurance. Causing too many accidents will raise rates, to the tune of $724 per year for a 30-year-old driver and even as much as $474 per year for a 60-year-old driver.
  • Earn discounts to save money. Discounts may be available if you are accident-free, insure multiple vehicles on the same policy, are a loyal customer, insure your home and car with the same company, or many other discounts which could save you as much as $264 per year on the cost of insuring a Tiguan.
  • Driving violations increase insurance rates. To get the lowest Tiguan insurance rates, it pays to be an excellent driver. Not surprisingly, just a couple of minor infractions on your motor vehicle report can raise Tiguan insurance rates by as much as $410 per year. Being convicted of a serious infraction such as a DWI could raise rates by an additional $1,438 or more.
  • Raise your credit for better rates. In states that allow a policyholder’s credit rating to be used as a factor in determining car insurance rates, having a high credit rating of over 800 can possibly save as much as $247 per year versus a slightly lower credit rating between 670-739. Conversely, a less-than-perfect credit history could cost up to $286 more per year.
  • High-risk drivers pay extremely high rates. For a 20-year-old driver, the requirement to buy a high-risk policy could increase the cost by $2,414 or more per year.