Toyota Camry vs. Hyundai Sonata Insurance

• A 2024 Hyundai Sonata has cheaper car insurance rates than a 2024 Toyota Camry by an average of $146 per year, $2,578 compared to $2,432.
• Average car insurance cost per month for the Toyota Camry is 5.7% more expensive than the Hyundai Sonata, at $215 versus $203, a difference of $12.
• Out of 11 models in the 2024 midsize car segment, the Toyota Camry ranks ninth and the Hyundai Sonata ranks eighth for cheapest auto insurance.
• If cheap car insurance is a priority, the LE and SE trims are the cheapest Toyota Camry models to insure, while the Hybrid Blue and Hybrid Limited trims are the cheapest Hyundai Sonata models to insure.

2023 Toyota Camry vs. Hyundai Sonata

Average car insurance rates for a 2024 Toyota Camry are $2,578 per year, while a 2024 Hyundai Sonata averages $2,432 per year, making the Hyundai Sonata the winner with the cheapest average insurance rates.

Out of 18 Toyota Camry trims, the cheapest 2024 model to insure is the LE trim at an average cost of $2,372 per year. The 2024 Hyundai Sonata has eight trim levels available, with the cheapest model to insure being the Hybrid Blue model at an average cost of $2,382 per year.

When rates are compared for the 26 trim levels of both 2024 models, the most affordable model and trim level is the Toyota Camry LE at a cost of $2,372 per year, and the most expensive model and trim level is the Toyota Camry XSE AWD at a cost of $2,708 per year.

The table below ranks the yearly and monthly cost of car insurance for 2024 Toyota Camry and Hyundai Sonata models, showing average cost by trim level for each model.

The rate chart below visualizes the average cost to insure both models using a range of rated driver ages. For a 2024 Toyota Camry, average insurance cost ranges from $2,276 to $5,196 per year for the age groups used in the chart. A 2024 Hyundai Sonata costs from $2,158 to $4,854 to insure per year.

The tables shown below illustrate the average insurance cost by trim level for both 2024 models, as well as the overall average rate for each model. The cheapest to insure for the 2024 model year is the Hyundai Sonata.

2023 Toyota Camry vs. Hyundai Sonata

For 2023 models, the model with the cheapest average insurance rates is the Toyota Camry. Insurance rates on a Toyota Camry cost an average of $2,218 per year, whereas insurance for a Hyundai Sonata averages $2,598 per year.

Out of 18 trims for the 2023 Toyota Camry, the cheapest average car insurance prices are on the LE trim at a cost of $2,046 per year.

For the eight trims available for the Hyundai Sonata, the cheapest 2023 trim to insure is the SE trim at a cost of $2,378.

When rates are compared for the 26 trim levels of both 2023 models, the lowest-cost model and trim to insure is the Toyota Camry LE at an average rate of $2,046 per year, and the most expensive vehicle to insure is the Hyundai Sonata Hybrid Limited costing an average of $2,790 per year.

The chart below demonstrates average Toyota Camry and Hyundai Sonata insurance rates for 2023 models, broken out by driver age.

The chart below displays the average cost to insure both models for the 20, 30, 40, and 50-year-old driver age groups. For a 2023 Toyota Camry, average insurance cost ranges from $1,968 to $4,460 per year for the included driver ages. A 2023 Hyundai Sonata costs from $2,312 to $5,216 to insure per year.

The two tables below display average car insurance rates for every trim level for both 2023 models, including an overall average rate. The model with the cheapest overall car insurance cost for 2023 is the Toyota Camry.

2022 Toyota Camry vs. Hyundai Sonata

For the 2022 Toyota Camry and Hyundai Sonata models, the Toyota Camry has cheaper car insurance cost by an average of $342 per year.

The chart below shows the average cost to insure both 2022 models with different ages of drivers. The average car insurance cost ranges from $1,910 to $4,330 per year for a 2022 Toyota Camry, and $2,220 to $5,034 for a 2022 Hyundai Sonata for the example age groups.

How does insurance cost for a 2022 Toyota Camry compare to a Hyundai Sonata?

• Insurance cost in the chart above ranges from $1,910 to $4,330 per year for the Toyota Camry and $2,220 to $5,034 per year for the Hyundai Sonata.
• For a 16-year-old driver, insurance on a Toyota Camry costs an average of $7,666 per year and Hyundai Sonata insurance costs an average of $9,046 per year, a difference of $1,380 per year.
• For a 19-year-old driver, insurance on a Toyota Camry costs an average of $6,058 per year and Hyundai Sonata insurance costs an average of $7,065 per year, a difference of $1,007 per year.
• The cheapest 2022 Toyota Camry insurance is on the LE model costing $2,008 per year. The cheapest 2022 Hyundai Sonata to insure is the SE model costing $2,324 per year.
• When compared to the national average car insurance rate of $2,276 per year, the Toyota Camry costs $124 less per year, while the Hyundai Sonata costs $218 more per year.

Out of 17 Toyota Camry trims, the cheapest 2022 trim level to insure is the LE trim at an average cost of $2,008 per year. For the nine trim levels available for the Hyundai Sonata, the cheapest 2022 trim to insure is the SE trim at a cost of $2,324.

When trim-level rates for both models are compared, the lowest-cost model and trim level to insure is the Toyota Camry LE at an average rate of $2,008 per year. The most expensive trim is the Hyundai Sonata N Line Night costing an average of $2,660 per year.

The next tables illustrate both 2022 models and all trim levels available for each one, as well as the overall average rate for each model. The 2022 Toyota Camry can declare victory over the 2022 Hyundai Sonata for cheapest auto insurance rates.

2021 Toyota Camry vs. Hyundai Sonata

When comparing average insurance rates for the 2021 Toyota Camry and Hyundai Sonata models, the Toyota Camry is cheaper by an average of $296 per year.

The chart shown below demonstrates the average cost to insure the two models rated for drivers aged 20 to 50. Average insurance cost ranges from $1,920 to $4,368 per year for a 2021 Toyota Camry, and $2,194 to $4,968 for a 2021 Hyundai Sonata for the included driver ages.

For the eight trims available for the 2021 Toyota Camry, the cheapest model to insure is the L Sedan model at an average cost of $1,964 per year. The 2021 Hyundai Sonata has 10 trim levels available, with the cheapest model to insure being the SE Sedan trim at an average cost of $2,326 per year, or around $194 per month.

When comparing aggregated rates for both models from a trim-level perspective, the lowest-cost model and trim level to insure is the Toyota Camry L Sedan at an average of $1,964 per year. The most expensive model and trim level is the Hyundai Sonata Limited Sedan at an average cost of $2,592 per year.

The next two rate tables display trim level insurance rates for each 2021 model, including an overall average cost for each model. The winner for the 2021 car insurance rate comparison is the Toyota Camry.

2020 Toyota Camry vs. Hyundai Sonata

When comparing average insurance rates for the 2020 Toyota Camry and Hyundai Sonata models, the Toyota Camry has cheaper rates by an average of $292 per year.

The next chart illustrates the average cost to insure both models rated for different driver ages. For a 2020 Toyota Camry, average insurance cost ranges from $1,862 to $4,236 per year for the included driver ages. A 2020 Hyundai Sonata costs from $2,138 to $4,834 to insure per year.

The 2020 Toyota Camry has eight trim levels available, with the cheapest trim level to insure being the L Sedan model at an average cost of $1,904 per year, or $159 per month. The 2020 Hyundai Sonata has 10 trim levels available, with the cheapest model to insure being the SE Sedan model at an average cost of $2,264 per year, or $189 per month.

When all 18 trims of both models are combined and compared, the cheapest vehicle to insure is the Toyota Camry L Sedan at an average rate of $1,904 per year. The most expensive trim is the Hyundai Sonata Limited Sedan at an average of $2,518 per year.

The next two rate tables illustrate average car insurance rates for each trim level, plus an average rate for each model. The 2020 Toyota Camry can declare victory over the 2020 Hyundai Sonata for the cheapest average car insurance rates.

2019 Toyota Camry vs. Hyundai Sonata

When comparing average insurance rates for the 2019 Toyota Camry and Hyundai Sonata models, the Toyota Camry is cheaper to insure by an average of $150 per year.

The chart below shows the average cost to insure both 2019 models for drivers from age 20 to 50. For a 2019 Toyota Camry, the average car insurance cost ranges from $1,744 to $3,964 per year for the age groups used in this illustration. A 2019 Hyundai Sonata costs from $1,880 to $4,250 to insure per year.

Out of eight trims for the 2019 Toyota Camry, the cheapest average car insurance prices are on the L Sedan trim at a cost of $1,618 per year, or $135 per month. For the 11 trims available for the Hyundai Sonata, the cheapest 2019 trim to insure is the Hybrid SE Sedan trim at a cost of $1,882 per year, or $157 per month.

When trim-level rates for both models are compared, the lowest-cost model and trim to insure is the Toyota Camry L Sedan at an average rate of $1,618 per year, and the overall most expensive vehicle to insure is the Hyundai Sonata Hybrid Plug-in Limited Sedan costing $2,274 per year.

The next two rate tables display all the available trims for both 2019 models, including an overall average rate.

2018 Toyota Camry vs. Hyundai Sonata

For the 2018 Toyota Camry and Hyundai Sonata models, the Toyota Camry has cheaper car insurance cost by an average of $144 per year for this comparison year.

The chart shown below demonstrates the average cost to insure both 2018 models using different driver ages. Insurance cost ranges from $1,690 to $3,826 per year for a 2018 Toyota Camry, and $1,818 to $4,100 for a 2018 Hyundai Sonata.

Out of eight trim levels for the 2018 Toyota Camry, the cheapest car insurance rates are on the L Sedan trim at a cost of $1,694 per year, or about $141 per month.

For the 11 trim levels available for the Hyundai Sonata, the cheapest 2018 trim to insure is the Hybrid SE Sedan trim at a cost of $1,904.

When auto insurance rates for all 19 trim levels for both vehicles are compared, the cheapest vehicle to insure is the Toyota Camry L Sedan at an average rate of $1,694 per year, and the highest-cost model and trim level is the Hyundai Sonata Hybrid Plug-in Limited Sedan at a cost of $2,180 per year.

The next tables illustrate the average cost to insure all 2018 trim levels, along with the average rate for each model. The model with the cheapest auto insurance rates for 2018 is the Toyota Camry.

2017 Toyota Camry vs. Hyundai Sonata

For 2017 Toyota Camry and Hyundai Sonata models, the Toyota Camry has cheaper car insurance rates by an average of $132 per year for this comparison year.

The next chart illustrates the average cost to insure both 2017 models for drivers from age 20 to 50. Average insurance cost ranges from $1,638 to $3,700 per year for a 2017 Toyota Camry, and $1,756 to $3,956 for a 2017 Hyundai Sonata for the age groups used in this illustration.

Out of seven Toyota Camry trims, the cheapest 2017 trim to insure is the LE Sedan model at an average cost of $1,710 per year, or about $143 per month.

For the 13 trims available for the Hyundai Sonata, the cheapest 2017 trim to insure is the Hybrid Sedan model at a cost of $1,834 per year, or $153 per month.

When all 20 trims of both models are combined and compared, the lowest-cost model and trim level to insure is the Toyota Camry LE Sedan at an average of $1,710 per year, and the most expensive model and trim level is the Hyundai Sonata Limited 2.0T Sedan at an average of $2,104 per year.

The next two tables illustrate average car insurance rates for each trim level, including an overall average cost for each model. The winner for the 2017 car insurance comparison is the Toyota Camry.

2016 Toyota Camry vs. Hyundai Sonata

For the 2016 Toyota Camry and Hyundai Sonata models, the Toyota Camry has cheaper car insurance cost by an average of $262 per year for this comparison year.

The rate chart below visualizes the average cost to insure the two models with different drivers at the wheel. For a 2016 Toyota Camry, insurance cost ranges from $1,518 to $3,406 per year for the age groups used in the chart. A 2016 Hyundai Sonata costs from $1,752 to $3,936 to insure per year.

The 2016 Toyota Camry has seven trim levels available, with the cheapest trim to insure being the LE Sedan model at an average cost of $1,646 per year, or around $137 per month.

Out of the 11 trims available for the Hyundai Sonata, the cheapest 2016 trim to insure is the SE Sedan trim at a cost of $1,744.

When all 18 trims of both models are combined and compared, the cheapest trim to insure is the Toyota Camry LE Sedan at an average rate of $1,646 per year, and the highest-cost model and trim level is the Hyundai Sonata Hybrid Plug-in Limited Sedan at a cost of $2,164 per year.

The two tables below show both 2016 models and all trim levels available for each one, including the average rate for each model. The model with the cheapest average car insurance rates for 2016 is the Toyota Camry.

2015 Toyota Camry vs. Hyundai Sonata

For 2015 Toyota Camry and Hyundai Sonata models, the Toyota Camry has cheaper car insurance rates by an average of $96 per year.

The rate chart below illustrates the average cost to insure the two models rated for different driver ages. Insurance cost ranges from $1,386 to $3,094 per year for a 2015 Toyota Camry, and $1,468 to $3,296 for a 2015 Hyundai Sonata for the example age groups.

Out of seven trim levels for the 2015 Toyota Camry, the cheapest insurance prices are on the LE Sedan model at a cost of $1,426 per year, or about $119 per month. Out of the seven trims available for the Hyundai Sonata, the cheapest 2015 model to insure is the SE Sedan model at a cost of $1,548.

When insurance rates for all 14 trim levels for both vehicles are compared, the most affordable model and trim level to insure is the Toyota Camry LE Sedan at an average of $1,426 per year. The highest-cost model and trim level is the Hyundai Sonata Hybrid Limited Sedan at an average of $1,718 per year.

The tables shown below show average car insurance rates for each trim level, along with an average cost for each model. The winner for the 2015 car insurance battle is the Toyota Camry.

Additional Toyota Camry and Hyundai Sonata Resources

• Toyota Camry Insurance Rates
• Hyundai Sonata Insurance Rates
• Midsize Car Insurance Rate Comparisons