Toyota Camry vs. Hyundai Sonata Insurance

• A 2024 Hyundai Sonata has cheaper car insurance rates than a 2024 Toyota Camry by an average of $144 per year, $2,516 compared to $2,372.
• Average car insurance cost per month for the Toyota Camry is 5.9% more expensive than the Hyundai Sonata, at $210 versus $198, a difference of $12.
• Out of 11 models in the 2024 midsize car segment, the Toyota Camry ranks ninth and the Hyundai Sonata ranks eighth for cheapest auto insurance.
• If cheap car insurance is a priority, the LE and SE trims are the cheapest Toyota Camry models to insure, while the Hybrid Blue and Hybrid Limited trims are the cheapest Hyundai Sonata models to insure.

2023 Toyota Camry vs. Hyundai Sonata

Average car insurance rates for a 2024 Toyota Camry are $2,516 per year, while a 2024 Hyundai Sonata averages $2,372 per year, making the Hyundai Sonata the winner with the cheapest average insurance rates.

Out of 18 Toyota Camry trims, the cheapest 2024 model to insure is the LE trim at an average cost of $2,316 per year. The 2024 Hyundai Sonata has eight trim levels available, with the cheapest model to insure being the Hybrid Blue model at an average cost of $2,326 per year.

When rates are compared for the 26 trim levels of both 2024 models, the most affordable model and trim level is the Toyota Camry LE at a cost of $2,316 per year, and the most expensive model and trim level is the Toyota Camry XSE AWD at a cost of $2,646 per year.

The table below ranks the yearly and monthly cost of car insurance for 2024 Toyota Camry and Hyundai Sonata models, showing average cost by trim level for each model.

The rate chart below visualizes the average cost to insure both models using a range of rated driver ages. For a 2024 Toyota Camry, average insurance cost ranges from $2,224 to $5,068 per year for the age groups used in the chart. A 2024 Hyundai Sonata costs from $2,106 to $4,738 to insure per year.

The tables shown below illustrate the average insurance cost by trim level for both 2024 models, as well as the overall average rate for each model. The cheapest to insure for the 2024 model year is the Hyundai Sonata.

2023 Toyota Camry vs. Hyundai Sonata

For 2023 models, the model with the cheapest average insurance rates is the Toyota Camry. Insurance rates on a Toyota Camry cost an average of $2,164 per year, whereas insurance for a Hyundai Sonata averages $2,538 per year.

Out of 18 trims for the 2023 Toyota Camry, the cheapest average car insurance prices are on the LE trim at a cost of $1,998 per year.

For the eight trims available for the Hyundai Sonata, the cheapest 2023 trim to insure is the SE trim at a cost of $2,322.

When rates are compared for the 26 trim levels of both 2023 models, the lowest-cost model and trim to insure is the Toyota Camry LE at an average rate of $1,998 per year, and the most expensive vehicle to insure is the Hyundai Sonata Hybrid Limited costing an average of $2,722 per year.

The chart below demonstrates average Toyota Camry and Hyundai Sonata insurance rates for 2023 models, broken out by driver age.

The chart below displays the average cost to insure both models for the 20, 30, 40, and 50-year-old driver age groups. For a 2023 Toyota Camry, average insurance cost ranges from $1,922 to $4,350 per year for the included driver ages. A 2023 Hyundai Sonata costs from $2,256 to $5,088 to insure per year.

The two tables below display average car insurance rates for every trim level for both 2023 models, including an overall average rate. The model with the cheapest overall car insurance cost for 2023 is the Toyota Camry.

2022 Toyota Camry vs. Hyundai Sonata

For the 2022 Toyota Camry and Hyundai Sonata models, the Toyota Camry has cheaper car insurance cost by an average of $330 per year.

The chart below shows the average cost to insure both 2022 models with different ages of drivers. The average car insurance cost ranges from $1,866 to $4,224 per year for a 2022 Toyota Camry, and $2,164 to $4,910 for a 2022 Hyundai Sonata for the example age groups.

How does insurance cost for a 2022 Toyota Camry compare to a Hyundai Sonata?

• Insurance cost in the chart above ranges from $1,866 to $4,224 per year for the Toyota Camry and $2,164 to $4,910 per year for the Hyundai Sonata.
• For a 16-year-old driver, insurance on a Toyota Camry costs an average of $7,482 per year and Hyundai Sonata insurance costs an average of $8,830 per year, a difference of $1,348 per year.
• For a 19-year-old driver, insurance on a Toyota Camry costs an average of $5,912 per year and Hyundai Sonata insurance costs an average of $6,901 per year, a difference of $989 per year.
• The cheapest 2022 Toyota Camry insurance is on the LE model costing $1,962 per year. The cheapest 2022 Hyundai Sonata to insure is the SE model costing $2,270 per year.
• When compared to the national average car insurance rate of $2,221 per year, the Toyota Camry costs $119 less per year, while the Hyundai Sonata costs $211 more per year.

Out of 17 Toyota Camry trims, the cheapest 2022 trim level to insure is the LE trim at an average cost of $1,962 per year. For the nine trim levels available for the Hyundai Sonata, the cheapest 2022 trim to insure is the SE trim at a cost of $2,270.

When trim-level rates for both models are compared, the lowest-cost model and trim level to insure is the Toyota Camry LE at an average rate of $1,962 per year. The most expensive trim is the Hyundai Sonata N Line Night costing an average of $2,596 per year.

The next tables illustrate both 2022 models and all trim levels available for each one, as well as the overall average rate for each model. The 2022 Toyota Camry can declare victory over the 2022 Hyundai Sonata for cheapest auto insurance rates.

2021 Toyota Camry vs. Hyundai Sonata

When comparing average insurance rates for the 2021 Toyota Camry and Hyundai Sonata models, the Toyota Camry is cheaper by an average of $286 per year.

The chart shown below demonstrates the average cost to insure the two models rated for drivers aged 20 to 50. Average insurance cost ranges from $1,874 to $4,266 per year for a 2021 Toyota Camry, and $2,142 to $4,852 for a 2021 Hyundai Sonata for the included driver ages.

For the eight trims available for the 2021 Toyota Camry, the cheapest model to insure is the L Sedan model at an average cost of $1,916 per year. The 2021 Hyundai Sonata has 10 trim levels available, with the cheapest model to insure being the SE Sedan trim at an average cost of $2,270 per year, or around $189 per month.

When comparing aggregated rates for both models from a trim-level perspective, the lowest-cost model and trim level to insure is the Toyota Camry L Sedan at an average of $1,916 per year. The most expensive model and trim level is the Hyundai Sonata Limited Sedan at an average cost of $2,528 per year.

The next two rate tables display trim level insurance rates for each 2021 model, including an overall average cost for each model. The winner for the 2021 car insurance rate comparison is the Toyota Camry.

2020 Toyota Camry vs. Hyundai Sonata

When comparing average insurance rates for the 2020 Toyota Camry and Hyundai Sonata models, the Toyota Camry has cheaper rates by an average of $284 per year.

The next chart illustrates the average cost to insure both models rated for different driver ages. For a 2020 Toyota Camry, average insurance cost ranges from $1,818 to $4,138 per year for the included driver ages. A 2020 Hyundai Sonata costs from $2,084 to $4,716 to insure per year.

The 2020 Toyota Camry has eight trim levels available, with the cheapest trim level to insure being the L Sedan model at an average cost of $1,860 per year, or $155 per month. The 2020 Hyundai Sonata has 10 trim levels available, with the cheapest model to insure being the SE Sedan model at an average cost of $2,210 per year, or $184 per month.

When all 18 trims of both models are combined and compared, the cheapest vehicle to insure is the Toyota Camry L Sedan at an average rate of $1,860 per year. The most expensive trim is the Hyundai Sonata Limited Sedan at an average of $2,458 per year.

The next two rate tables illustrate average car insurance rates for each trim level, plus an average rate for each model. The 2020 Toyota Camry can declare victory over the 2020 Hyundai Sonata for the cheapest average car insurance rates.

2019 Toyota Camry vs. Hyundai Sonata

When comparing average insurance rates for the 2019 Toyota Camry and Hyundai Sonata models, the Toyota Camry is cheaper to insure by an average of $144 per year.

The chart below shows the average cost to insure both 2019 models for drivers from age 20 to 50. For a 2019 Toyota Camry, the average car insurance cost ranges from $1,706 to $3,872 per year for the age groups used in this illustration. A 2019 Hyundai Sonata costs from $1,836 to $4,148 to insure per year.

Out of eight trims for the 2019 Toyota Camry, the cheapest average car insurance prices are on the L Sedan trim at a cost of $1,580 per year, or $132 per month. For the 11 trims available for the Hyundai Sonata, the cheapest 2019 trim to insure is the Hybrid SE Sedan trim at a cost of $1,840 per year, or $153 per month.

When trim-level rates for both models are compared, the lowest-cost model and trim to insure is the Toyota Camry L Sedan at an average rate of $1,580 per year, and the overall most expensive vehicle to insure is the Hyundai Sonata Hybrid Plug-in Limited Sedan costing $2,218 per year.

The next two rate tables display all the available trims for both 2019 models, including an overall average rate.

2018 Toyota Camry vs. Hyundai Sonata

For the 2018 Toyota Camry and Hyundai Sonata models, the Toyota Camry has cheaper car insurance cost by an average of $136 per year for this comparison year.

The chart shown below demonstrates the average cost to insure both 2018 models using different driver ages. Insurance cost ranges from $1,648 to $3,732 per year for a 2018 Toyota Camry, and $1,774 to $4,002 for a 2018 Hyundai Sonata.

Out of eight trim levels for the 2018 Toyota Camry, the cheapest car insurance rates are on the L Sedan trim at a cost of $1,656 per year, or about $138 per month.

For the 11 trim levels available for the Hyundai Sonata, the cheapest 2018 trim to insure is the Hybrid SE Sedan trim at a cost of $1,860.

When auto insurance rates for all 19 trim levels for both vehicles are compared, the cheapest vehicle to insure is the Toyota Camry L Sedan at an average rate of $1,656 per year, and the highest-cost model and trim level is the Hyundai Sonata Hybrid Plug-in Limited Sedan at a cost of $2,128 per year.

The next tables illustrate the average cost to insure all 2018 trim levels, along with the average rate for each model. The model with the cheapest auto insurance rates for 2018 is the Toyota Camry.

2017 Toyota Camry vs. Hyundai Sonata

For 2017 Toyota Camry and Hyundai Sonata models, the Toyota Camry has cheaper car insurance rates by an average of $126 per year for this comparison year.

The next chart illustrates the average cost to insure both 2017 models for drivers from age 20 to 50. Average insurance cost ranges from $1,598 to $3,612 per year for a 2017 Toyota Camry, and $1,712 to $3,860 for a 2017 Hyundai Sonata for the age groups used in this illustration.

Out of seven Toyota Camry trims, the cheapest 2017 trim to insure is the LE Sedan model at an average cost of $1,672 per year, or about $139 per month.

For the 13 trims available for the Hyundai Sonata, the cheapest 2017 trim to insure is the SE Sedan model at a cost of $1,790 per year, or $149 per month.

When all 20 trims of both models are combined and compared, the lowest-cost model and trim level to insure is the Toyota Camry LE Sedan at an average of $1,672 per year, and the most expensive model and trim level is the Hyundai Sonata Limited 2.0T Sedan at an average of $2,054 per year.

The next two tables illustrate average car insurance rates for each trim level, including an overall average cost for each model. The winner for the 2017 car insurance comparison is the Toyota Camry.

2016 Toyota Camry vs. Hyundai Sonata

For the 2016 Toyota Camry and Hyundai Sonata models, the Toyota Camry has cheaper car insurance cost by an average of $258 per year for this comparison year.

The rate chart below visualizes the average cost to insure the two models with different drivers at the wheel. For a 2016 Toyota Camry, insurance cost ranges from $1,480 to $3,324 per year for the age groups used in the chart. A 2016 Hyundai Sonata costs from $1,710 to $3,842 to insure per year.

The 2016 Toyota Camry has seven trim levels available, with the cheapest trim to insure being the LE Sedan model at an average cost of $1,606 per year, or around $134 per month.

Out of the 11 trims available for the Hyundai Sonata, the cheapest 2016 trim to insure is the SE Sedan trim at a cost of $1,704.

When all 18 trims of both models are combined and compared, the cheapest trim to insure is the Toyota Camry LE Sedan at an average rate of $1,606 per year, and the highest-cost model and trim level is the Hyundai Sonata Hybrid Plug-in Limited Sedan at a cost of $2,112 per year.

The two tables below show both 2016 models and all trim levels available for each one, including the average rate for each model. The model with the cheapest average car insurance rates for 2016 is the Toyota Camry.

2015 Toyota Camry vs. Hyundai Sonata

For 2015 Toyota Camry and Hyundai Sonata models, the Toyota Camry has cheaper car insurance rates by an average of $96 per year.

The rate chart below illustrates the average cost to insure the two models rated for different driver ages. Insurance cost ranges from $1,354 to $3,020 per year for a 2015 Toyota Camry, and $1,434 to $3,216 for a 2015 Hyundai Sonata for the example age groups.

Out of seven trim levels for the 2015 Toyota Camry, the cheapest insurance prices are on the LE Sedan model at a cost of $1,394 per year, or about $116 per month. Out of the seven trims available for the Hyundai Sonata, the cheapest 2015 model to insure is the SE Sedan model at a cost of $1,512.

When insurance rates for all 14 trim levels for both vehicles are compared, the most affordable model and trim level to insure is the Toyota Camry LE Sedan at an average of $1,394 per year. The highest-cost model and trim level is the Hyundai Sonata Hybrid Limited Sedan at an average of $1,678 per year.

The tables shown below show average car insurance rates for each trim level, along with an average cost for each model. The winner for the 2015 car insurance battle is the Toyota Camry.

Additional Toyota Camry and Hyundai Sonata Resources

• Toyota Camry Insurance Rates
• Hyundai Sonata Insurance Rates
• Midsize Car Insurance Rate Comparisons