Toyota Camry vs. Mazda 6 Car Insurance Cost Comparison

We analyzed car insurance cost for the Toyota Camry and Mazda 6 back to 2015 to see which model has the cheapest auto insurance rates.

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  • For 2022 models, the Toyota Camry takes the win over the Mazda 6 in our cost analysis, costing $28 less per year to insure on average.
  • Out of 13 models in the 2022 midsize car class, the Toyota Camry ranks fourth and the Mazda 6 ranks sixth for car insurance affordability.
  • If cheap car insurance is a priority, the LE and XLE trim levels are the cheapest Toyota Camry models to insure, while the Sport and Touring trims have the cheapest rates for the Mazda 6.
  • When compared to the U.S. national average cost of car insurance of $2,276 per year, the Toyota Camry costs an average of $124 less per year, while the Mazda 6 costs an average of $96 less per year.

Does insurance cost less for a Toyota Camry or Mazda 6?

When comparing the Toyota Camry and Mazda 6 for the 2022 model year, the model with cheaper average insurance rates is the Toyota Camry. Average insurance rates for the Toyota Camry are $2,152 per year, while the Mazda 6 averages $2,180 per year.

Toyota Camry car insurance rates range from the lowest rate of $2,008 per year for the LE model up to $2,364 for the XSE Hybrid model.

For a 2022 Mazda 6, rates range from $2,012 per year for the Sport model up to $2,282 on the Signature model.

For a 2022 Toyota Camry, the cheapest models to insure are the LE, XLE, and XLE AWD. The cheapest Mazda 6 models include the Sport, Touring, and Grand Touring. Average car insurance rates for all 2022 Toyota Camry and Mazda 6 models and trims range from $167 to $197 per month.

The table below compares the 12-month and monthly car insurance cost for 2022 Toyota Camry and Mazda 6 models, with average cost for each trim level.

2022 Model Year Toyota Camry vs. Mazda 6 Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,008$167
$2,012$168
$2,018$168
$2,042$170
$2,066$172
$2,080$173
$2,086$174
$2,106$176
$2,112$176
$2,130$178
$2,132$178
$2,152$179
$2,156$180
$2,196$183
$2,200$183
$2,214$185
$2,218$185
$2,234$186
$2,254$188
$2,256$188
$2,282$190
$2,356$196
$2,364$197

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2022 Toyota Camry and a 2022 Mazda 6
Annual and monthly insurance cost by trim level for a 2022 Toyota Camry and a 2022 Mazda 6

The following chart visualizes the average insurance cost for both 2022 models with different driver age groups. Insurance cost ranges from $1,910 to $4,330 per year on a 2022 Toyota Camry, and $1,936 to $4,368 for a 2022 Mazda 6 for the different drivers illustrated in the chart

Average car insurance premiums for 2022 Toyota Camry and Mazda 6 models for different driver ages.
Figure 1: Average car insurance premiums for 2022 Toyota Camry and Mazda 6 models for different driver ages. Rates updated on October 24, 2025.

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Data Methodology: Rates based on a 2022 model year Toyota Camry and Mazda 6. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Toyota Camry vs. Mazda 6 Insurance Cost
Driver Age Toyota Camry Mazda 6
18-Year-Old$6,652$6,695
20-Year-Old$4,330$4,368
25-Year-Old$2,502$2,528
30-Year-Old$2,296$2,320
40-Year-Old$2,152$2,180
50-Year-Old$1,910$1,936
60-Year-Old$1,788$1,812

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated October 24, 2025

For the 17 trims available for the 2022 Toyota Camry, the cheapest trim level to insure is the LE model at an average cost of $2,008 per year.

For the six trim levels available for the Mazda 6, the cheapest 2022 trim level to insure is the Sport model at a cost of $2,012.

When rates for all 23 trim levels for both vehicles are compared, the overall cheapest vehicle to put coverage on is the Toyota Camry LE at an average cost of $2,008 per year. The overall most expensive vehicle to insure is the Toyota Camry XSE Hybrid at an average cost of $2,364 per year.

The two tables below break down all the available trims for both 2022 models, along with the average rate for each model. The winner for the 2022 car insurance cost comparison is the Toyota Camry.

2022 Toyota Camry

$2,152

Insurance Rates by Trim Level for a 2022 Toyota Camry
2022 Toyota Camry TrimsRate
LE$2,008
XLE2,018
XLE AWD2,042
LE AWD2,066
SE2,086
SE AWD2,106
SE Nightshade Edition2,112
SE Nightshade Edition AWD2,130
XSE2,132
XSE AWD2,152
XLE V62,156
LE Hybrid2,196
XSE V62,200
TRD2,218
SE Hybrid Nightshade Edition2,256
XLE Hybrid2,356
XSE Hybrid2,364
2022 Toyota Camry Average Rate$2,152

2022 Mazda 6

$2,180

Insurance Rates by Trim Level for 2022 Toyota Camry
2022 Mazda 6 TrimsRate
Sport$2,012
Touring2,080
Grand Touring2,214
Grand Touring Reserve2,234
Carbon Edition2,254
Signature2,282
2022 Mazda 6 Average Rate$2,180

2021 Toyota Camry vs. Mazda 6

For 2021 Toyota Camry and Mazda 6 models, the Mazda 6 has cheaper car insurance rates by an average of $148 per year for this comparison year.

The rate chart below displays the average insurance cost for the two models using drivers aged 20 to 50. The average cost of car insurance ranges from $1,920 to $4,368 per year for a 2021 Toyota Camry, and $1,788 to $4,058 on a 2021 Mazda 6.

Average car insurance premiums for 2021 Toyota Camry and Mazda 6 models for different driver ages.
Figure 2: Average car insurance premiums for 2021 Toyota Camry and Mazda 6 models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2021 model year Toyota Camry and Mazda 6. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Toyota Camry vs. Mazda 6 Insurance Cost
Driver Age Toyota Camry Mazda 6
18-Year-Old$6,728$6,241
20-Year-Old$4,368$4,058
25-Year-Old$2,518$2,340
30-Year-Old$2,310$2,148
40-Year-Old$2,164$2,016
50-Year-Old$1,920$1,788
60-Year-Old$1,800$1,674

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated October 24, 2025

For the eight trims available for the 2021 Toyota Camry, the cheapest trim level to insure is the L Sedan model at an average cost of $1,964 per year.

For the five trims available for the Mazda 6, the cheapest 2021 trim level to insure is the Sport Sedan model at a cost of $1,830 per year, or $153 per month.

When trim-level rates for both models are compared, the cheapest trim to put coverage on is the Mazda 6 Sport Sedan at an average of $1,830 per year. The most expensive vehicle to insure is the Toyota Camry Hybrid XLE Sedan costing $2,380 per year.

The rate tables below detail trim level insurance rates for each 2021 model, as well as the overall average rate for each model.

2021 Toyota Camry

$2,164

Insurance Rates by Trim Level for a 2021 Toyota Camry
2021 Toyota Camry TrimsRate
L Sedan$1,964
LE Sedan1,984
SE Sedan2,048
XLE Sedan2,094
XSE Sedan2,162
Hybrid LE Sedan2,314
Hybrid SE Sedan2,380
Hybrid XLE Sedan2,380
2021 Toyota Camry Average Rate$2,164

2021 Mazda 6

$2,016

Insurance Rates by Trim Level for 2021 Toyota Camry
2021 Mazda 6 TrimsRate
Sport Sedan$1,830
Touring Sedan1,964
Grand Touring Sedan2,030
Grand Touring Reserve Sedan2,094
Signature Sedan2,162
2021 Mazda 6 Average Rate$2,016

2020 Toyota Camry vs. Mazda 6

When comparing insurance rates for 2020 models, the Toyota Camry costs an average of $2,098 per year for a full-coverage policy and the Mazda 6 costs $1,956, making the Mazda 6 the cheaper model to insure by $142.

The following chart displays the average insurance cost for the two models rated for drivers aged 20 to 50. For a 2020 Toyota Camry, average car insurance cost ranges from $1,862 to $4,236 per year for these driver ages. Car insurance on a 2020 Mazda 6 costs from $1,734 to $3,938 on average per year.

Average car insurance premiums for 2020 Toyota Camry and Mazda 6 models for different driver ages.
Figure 3: Average car insurance premiums for 2020 Toyota Camry and Mazda 6 models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2020 model year Toyota Camry and Mazda 6. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Toyota Camry vs. Mazda 6 Insurance Cost
Driver Age Toyota Camry Mazda 6
18-Year-Old$6,521$6,051
20-Year-Old$4,236$3,938
25-Year-Old$2,442$2,268
30-Year-Old$2,240$2,082
40-Year-Old$2,098$1,956
50-Year-Old$1,862$1,734
60-Year-Old$1,746$1,624

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated October 24, 2025

The 2020 Toyota Camry has eight trim levels available, with the cheapest trim to insure being the L Sedan model at an average cost of $1,904 per year, or about $159 per month.

Out of the five trims available for the Mazda 6, the cheapest 2020 model to insure is the Sport Sedan model at a cost of $1,778.

When insurance prices for all 13 trims of both models are combined and sorted by cost, the overall cheapest vehicle to buy insurance for is the Mazda 6 Sport Sedan at an average of $1,778 per year, and the most expensive trim is the Toyota Camry Hybrid XLE Sedan costing $2,308 per year.

The tables shown below detail the expected annual car insurance cost by trim level for both 2020 models, as well as an average rate for each model. The cheapest to insure for the 2020 model year is the Mazda 6.

2020 Toyota Camry

$2,098

Insurance Rates by Trim Level for a 2020 Toyota Camry
2020 Toyota Camry TrimsRate
L Sedan$1,904
LE Sedan1,924
SE Sedan1,986
XLE Sedan2,030
XSE Sedan2,094
Hybrid LE Sedan2,246
Hybrid SE Sedan2,308
Hybrid XLE Sedan2,308
2020 Toyota Camry Average Rate$2,098

2020 Mazda 6

$1,956

Insurance Rates by Trim Level for 2020 Toyota Camry
2020 Mazda 6 TrimsRate
Sport Sedan$1,778
Touring Sedan1,904
Grand Touring Sedan1,968
Grand Touring Reserve Sedan2,030
Signature Sedan2,094
2020 Mazda 6 Average Rate$1,956

2018 Toyota Camry vs. Mazda 6

For the 2018 Toyota Camry and Mazda 6 models, the Mazda 6 has cheaper car insurance cost by $162 per year for this comparison year.

The rate chart below visualizes the average car insurance cost for both models using different driver ages. The average full-coverage insurance policy ranges from $1,690 to $3,826 per year on a 2018 Toyota Camry, and $1,542 to $3,484 on a 2018 Mazda 6 for the sample drivers in the chart

Average car insurance premiums for 2018 Toyota Camry and Mazda 6 models for different driver ages.
Figure 4: Average car insurance premiums for 2018 Toyota Camry and Mazda 6 models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2018 model year Toyota Camry and Mazda 6. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Toyota Camry vs. Mazda 6 Insurance Cost
Driver Age Toyota Camry Mazda 6
18-Year-Old$5,877$5,349
20-Year-Old$3,826$3,484
25-Year-Old$2,200$2,006
30-Year-Old$2,016$1,840
40-Year-Old$1,894$1,732
50-Year-Old$1,690$1,542
60-Year-Old$1,580$1,444

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated October 24, 2025

For the eight trims available for the 2018 Toyota Camry, the cheapest trim level to insure is the L Sedan trim at an average cost of $1,694 per year, or about $141 per month.

Out of the five trims available for the Mazda 6, the cheapest 2018 model to insure is the Sport Sedan model at a cost of $1,536 per year, or $128 per month.

When insurance rates for all 13 trim levels for the 2018 model year of both models are compared, the overall cheapest vehicle to insure is the Mazda 6 Sport Sedan at a cost of $1,536 per year. The most expensive model and trim level is the Toyota Camry Hybrid XLE Sedan at an average cost of $2,042 per year.

The next tables break down average cost to insure each trim level for a 2018 Toyota Camry and Mazda 6, including an overall average rate.

2018 Toyota Camry

$1,894

Insurance Rates by Trim Level for a 2018 Toyota Camry
2018 Toyota Camry TrimsRate
L Sedan$1,694
LE Sedan1,772
SE Sedan1,830
XLE Sedan1,926
XSE Sedan1,926
Hybrid LE Sedan1,984
Hybrid SE Sedan1,984
Hybrid XLE Sedan2,042
2018 Toyota Camry Average Rate$1,894

2018 Mazda 6

$1,732

Insurance Rates by Trim Level for 2018 Toyota Camry
2018 Mazda 6 TrimsRate
Sport Sedan$1,536
Touring Sedan1,652
Touring Select Sedan1,766
Grand Touring Sedan1,822
Signature Sedan1,880
2018 Mazda 6 Average Rate$1,732

2017 Toyota Camry vs. Mazda 6

When comparing insurance rates for 2017 models, the Toyota Camry costs $1,834 per year to insure and the Mazda 6 costs $1,616, making the Mazda 6 the model with cheaper insurance by $218 for the 2017 comparison year.

The next chart shows the average car insurance cost for the two models for a range of driver ages. For a 2017 Toyota Camry, insurance cost ranges from $1,638 to $3,700 per year for the sample drivers in the chart. Insurance for a 2017 Mazda 6 costs from $1,442 to $3,248 on average per year.

Average car insurance premiums for 2017 Toyota Camry and Mazda 6 models for different driver ages.
Figure 5: Average car insurance premiums for 2017 Toyota Camry and Mazda 6 models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2017 model year Toyota Camry and Mazda 6. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Toyota Camry vs. Mazda 6 Insurance Cost
Driver Age Toyota Camry Mazda 6
18-Year-Old$5,678$4,984
20-Year-Old$3,700$3,248
25-Year-Old$2,130$1,872
30-Year-Old$1,950$1,716
40-Year-Old$1,834$1,616
50-Year-Old$1,638$1,442
60-Year-Old$1,532$1,350

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated October 24, 2025

For the seven trims available for the 2017 Toyota Camry, the cheapest trim to insure is the LE Sedan trim at an average cost of $1,710 per year, or about $143 per month. Out of the three different option levels available for the Mazda 6, the cheapest 2017 trim to insure is the Sport Sedan model at a cost of $1,484.

When rates for all 10 trim levels for both vehicles are combined and compared, the most affordable model and trim level to insure is the Mazda 6 Sport Sedan at an average cost of $1,484 per year. The highest-cost model and trim level is the Toyota Camry Hybrid XLE Sedan costing $1,964 per year.

The rate tables below illustrate both 2017 models and all trim levels available for each one, including the average rate for each model.

2017 Toyota Camry

$1,834

Insurance Rates by Trim Level for a 2017 Toyota Camry
2017 Toyota Camry TrimsRate
LE Sedan$1,710
SE Sedan1,710
XLE Sedan1,818
XSE Sedan1,818
Hybrid LE Sedan1,910
Hybrid SE Sedan1,910
Hybrid XLE Sedan1,964
2017 Toyota Camry Average Rate$1,834

2017 Mazda 6

$1,616

Insurance Rates by Trim Level for 2017 Toyota Camry
2017 Mazda 6 TrimsRate
Sport Sedan$1,484
Touring Sedan1,592
Grand Touring Sedan1,772
2017 Mazda 6 Average Rate$1,616

2016 Toyota Camry vs. Mazda 6

When comparing car insurance rates for the 2016 Toyota Camry and Mazda 6 models, the Toyota Camry has cheaper rates by $108 per year for this comparison year.

The next chart displays the average insurance cost for both models with different driver age groups. The average car insurance cost ranges from $1,518 to $3,406 per year for a 2016 Toyota Camry, and $1,616 to $3,632 on a 2016 Mazda 6 for the driver examples in the chart

Average car insurance premiums for 2016 Toyota Camry and Mazda 6 models for different driver ages.
Figure 6: Average car insurance premiums for 2016 Toyota Camry and Mazda 6 models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2016 model year Toyota Camry and Mazda 6. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Toyota Camry vs. Mazda 6 Insurance Cost
Driver Age Toyota Camry Mazda 6
18-Year-Old$5,214$5,562
20-Year-Old$3,406$3,632
25-Year-Old$1,958$2,086
30-Year-Old$1,790$1,902
40-Year-Old$1,692$1,800
50-Year-Old$1,518$1,616
60-Year-Old$1,416$1,512

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated October 24, 2025

For the seven trim levels available for the 2016 Toyota Camry, the cheapest trim to insure is the LE Sedan model at an average cost of $1,646 per year, or about $137 per month. For the three different trim levels available for the Mazda 6, the cheapest 2016 trim level to insure is the I Sport Sedan model at a cost of $1,712 per year, or around $143 per month.

When comparing aggregated rates for both models from a trim-level perspective, the lowest-cost model and trim level to buy insurance for is the Toyota Camry LE Sedan at an average cost of $1,646 per year. The highest-cost model and trim is the Mazda 6 I Grand Touring Sedan costing an average of $1,928 per year.

The tables shown below illustrate the average cost to insure all 2016 trim levels, plus the average rate for each model. The winner for the 2016 car insurance rate comparison is the Toyota Camry.

2016 Toyota Camry

$1,692

Insurance Rates by Trim Level for a 2016 Toyota Camry
2016 Toyota Camry TrimsRate
LE Sedan$1,646
SE Sedan1,646
Hybrid LE Sedan1,674
Hybrid SE Sedan1,674
Hybrid XLE Sedan1,724
XLE Sedan1,744
XSE Sedan1,744
2016 Toyota Camry Average Rate$1,692

2016 Mazda 6

$1,800

Insurance Rates by Trim Level for 2016 Toyota Camry
2016 Mazda 6 TrimsRate
I Sport Sedan$1,712
I Touring Sedan1,762
I Grand Touring Sedan1,928
2016 Mazda 6 Average Rate$1,800

2015 Toyota Camry vs. Mazda 6

When comparing insurance cost for 2015 models, the Toyota Camry costs $1,544 per year to insure and the Mazda 6 costs $1,698, making the Toyota Camry the cheaper model by $154.

The chart below displays the average cost to insure both 2015 models with different drivers at the wheel. For a 2015 Toyota Camry, average insurance cost ranges from $1,386 to $3,094 per year for the illustrated age groups. Car insurance on a 2015 Mazda 6 ranges from $1,528 to $3,430 on average per year.

Average car insurance premiums for 2015 Toyota Camry and Mazda 6 models for different driver ages.
Figure 7: Average car insurance premiums for 2015 Toyota Camry and Mazda 6 models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2015 model year Toyota Camry and Mazda 6. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Toyota Camry vs. Mazda 6 Insurance Cost
Driver Age Toyota Camry Mazda 6
18-Year-Old$4,725$5,253
20-Year-Old$3,094$3,430
25-Year-Old$1,788$1,966
30-Year-Old$1,634$1,794
40-Year-Old$1,544$1,698
50-Year-Old$1,386$1,528
60-Year-Old$1,296$1,428

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated October 24, 2025

Out of seven trims for the 2015 Toyota Camry, the cheapest car insurance rates are on the LE Sedan model at a cost of $1,426 per year. For the three trim levels available for the Mazda 6, the cheapest 2015 trim level to insure is the I Sport Sedan trim at a cost of $1,638.

When comparing rates by trim level for both models, the overall cheapest vehicle to insure is the Toyota Camry LE Sedan at an average rate of $1,426 per year, and the most expensive model and trim level is the Mazda 6 I Grand Touring Sedan at a cost of $1,774 per year.

The tables below break down trim level insurance rates for each 2015 model, plus the average rate for each model.

2015 Toyota Camry

$1,544

Insurance Rates by Trim Level for a 2015 Toyota Camry
2015 Toyota Camry TrimsRate
LE Sedan$1,426
SE Sedan1,426
XLE Sedan1,516
XSE Sedan1,516
Hybrid LE Sedan1,640
Hybrid SE Sedan1,640
Hybrid XLE Sedan1,640
2015 Toyota Camry Average Rate$1,544

2015 Mazda 6

$1,698

Insurance Rates by Trim Level for 2015 Toyota Camry
2015 Mazda 6 TrimsRate
I Sport Sedan$1,638
I Touring Sedan1,682
I Grand Touring Sedan1,774
2015 Mazda 6 Average Rate$1,698

Additional Toyota Camry and Mazda 6 Resources