Toyota Camry vs. Mazda 6 Car Insurance Cost Comparison

We analyzed car insurance cost for the Toyota Camry and Mazda 6 back to 2015 to see which model has the cheapest auto insurance rates.

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  • For 2022 models, the Toyota Camry takes the win over the Mazda 6 in our cost analysis, costing $28 less per year to insure on average.
  • Out of 13 models in the 2022 midsize car class, the Toyota Camry ranks fourth and the Mazda 6 ranks sixth for car insurance affordability.
  • If cheap car insurance is a priority, the LE and XLE trim levels are the cheapest Toyota Camry models to insure, while the Sport and Touring trims have the cheapest rates for the Mazda 6.
  • When compared to the U.S. national average cost of car insurance of $2,221 per year, the Toyota Camry costs an average of $119 less per year, while the Mazda 6 costs an average of $91 less per year.

Does insurance cost less for a Toyota Camry or Mazda 6?

When comparing the Toyota Camry and Mazda 6 for the 2022 model year, the model with cheaper average insurance rates is the Toyota Camry. Average insurance rates for the Toyota Camry are $2,102 per year, while the Mazda 6 averages $2,130 per year.

Toyota Camry car insurance rates range from the lowest rate of $1,962 per year for the LE model up to $2,310 for the XSE Hybrid model.

For a 2022 Mazda 6, rates range from $1,964 per year for the Sport model up to $2,230 on the Signature model.

For a 2022 Toyota Camry, the cheapest models to insure are the LE, XLE, and XLE AWD. The cheapest Mazda 6 models include the Sport, Touring, and Grand Touring. Average car insurance rates for all 2022 Toyota Camry and Mazda 6 models and trims range from $164 to $193 per month.

The table below compares the 12-month and monthly car insurance cost for 2022 Toyota Camry and Mazda 6 models, with average cost for each trim level.

2022 Model Year Toyota Camry vs. Mazda 6 Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,962$164
$1,964$164
$1,972$164
$1,994$166
$2,018$168
$2,032$169
$2,036$170
$2,056$171
$2,062$172
$2,082$174
$2,084$174
$2,104$175
$2,108$176
$2,146$179
$2,150$179
$2,164$180
$2,164$180
$2,182$182
$2,200$183
$2,204$184
$2,230$186
$2,302$192
$2,310$193

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025

Annual and monthly insurance cost by trim level for a 2022 Toyota Camry and a 2022 Mazda 6
Annual and monthly insurance cost by trim level for a 2022 Toyota Camry and a 2022 Mazda 6

The following chart visualizes the average insurance cost for both 2022 models with different driver age groups. Insurance cost ranges from $1,866 to $4,224 per year on a 2022 Toyota Camry, and $1,890 to $4,264 for a 2022 Mazda 6 for the different drivers illustrated in the chart

Average car insurance premiums for 2022 Toyota Camry and Mazda 6 models for different driver ages.
Figure 1: Average car insurance premiums for 2022 Toyota Camry and Mazda 6 models for different driver ages. Rates updated on June 26, 2025.

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Data Methodology: Rates based on a 2022 model year Toyota Camry and Mazda 6. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Toyota Camry vs. Mazda 6 Insurance Cost
Driver Age Toyota Camry Mazda 6
18-Year-Old$6,493$6,533
20-Year-Old$4,224$4,264
25-Year-Old$2,440$2,468
30-Year-Old$2,242$2,262
40-Year-Old$2,102$2,130
50-Year-Old$1,866$1,890
60-Year-Old$1,746$1,768

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated June 26, 2025

For the 17 trims available for the 2022 Toyota Camry, the cheapest trim level to insure is the LE model at an average cost of $1,962 per year.

For the six trim levels available for the Mazda 6, the cheapest 2022 trim level to insure is the Sport model at a cost of $1,964.

When rates for all 23 trim levels for both vehicles are compared, the overall cheapest vehicle to put coverage on is the Toyota Camry LE at an average cost of $1,962 per year. The overall most expensive vehicle to insure is the Toyota Camry XSE Hybrid at an average cost of $2,310 per year.

The two tables below break down all the available trims for both 2022 models, along with the average rate for each model. The winner for the 2022 car insurance cost comparison is the Toyota Camry.

2022 Toyota Camry

$2,102

Insurance Rates by Trim Level for a 2022 Toyota Camry
2022 Toyota Camry TrimsRate
LE$1,962
XLE1,972
XLE AWD1,994
LE AWD2,018
SE2,036
SE AWD2,056
SE Nightshade Edition2,062
SE Nightshade Edition AWD2,082
XSE2,084
XSE AWD2,104
XLE V62,108
LE Hybrid2,146
XSE V62,150
TRD2,164
SE Hybrid Nightshade Edition2,204
XLE Hybrid2,302
XSE Hybrid2,310
2022 Toyota Camry Average Rate$2,102

2022 Mazda 6

$2,130

Insurance Rates by Trim Level for 2022 Toyota Camry
2022 Mazda 6 TrimsRate
Sport$1,964
Touring2,032
Grand Touring2,164
Grand Touring Reserve2,182
Carbon Edition2,200
Signature2,230
2022 Mazda 6 Average Rate$2,130

2021 Toyota Camry vs. Mazda 6

For 2021 Toyota Camry and Mazda 6 models, the Mazda 6 has cheaper car insurance rates by an average of $144 per year for this comparison year.

The rate chart below displays the average insurance cost for the two models using drivers aged 20 to 50. The average cost of car insurance ranges from $1,874 to $4,266 per year for a 2021 Toyota Camry, and $1,746 to $3,964 on a 2021 Mazda 6.

Average car insurance premiums for 2021 Toyota Camry and Mazda 6 models for different driver ages.
Figure 2: Average car insurance premiums for 2021 Toyota Camry and Mazda 6 models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2021 model year Toyota Camry and Mazda 6. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Toyota Camry vs. Mazda 6 Insurance Cost
Driver Age Toyota Camry Mazda 6
18-Year-Old$6,563$6,091
20-Year-Old$4,266$3,964
25-Year-Old$2,454$2,284
30-Year-Old$2,254$2,096
40-Year-Old$2,114$1,970
50-Year-Old$1,874$1,746
60-Year-Old$1,756$1,636

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated June 27, 2025

For the eight trims available for the 2021 Toyota Camry, the cheapest trim level to insure is the L Sedan model at an average cost of $1,916 per year.

For the five trims available for the Mazda 6, the cheapest 2021 trim level to insure is the Sport Sedan model at a cost of $1,788 per year, or $149 per month.

When trim-level rates for both models are compared, the cheapest trim to put coverage on is the Mazda 6 Sport Sedan at an average of $1,788 per year. The most expensive vehicle to insure is the Toyota Camry Hybrid XLE Sedan costing $2,324 per year.

The rate tables below detail trim level insurance rates for each 2021 model, as well as the overall average rate for each model.

2021 Toyota Camry

$2,114

Insurance Rates by Trim Level for a 2021 Toyota Camry
2021 Toyota Camry TrimsRate
L Sedan$1,916
LE Sedan1,936
SE Sedan2,000
XLE Sedan2,046
XSE Sedan2,110
Hybrid LE Sedan2,260
Hybrid SE Sedan2,324
Hybrid XLE Sedan2,324
2021 Toyota Camry Average Rate$2,114

2021 Mazda 6

$1,970

Insurance Rates by Trim Level for 2021 Toyota Camry
2021 Mazda 6 TrimsRate
Sport Sedan$1,788
Touring Sedan1,916
Grand Touring Sedan1,982
Grand Touring Reserve Sedan2,046
Signature Sedan2,110
2021 Mazda 6 Average Rate$1,970

2020 Toyota Camry vs. Mazda 6

When comparing insurance rates for 2020 models, the Toyota Camry costs an average of $2,050 per year for a full-coverage policy and the Mazda 6 costs $1,908, making the Mazda 6 the cheaper model to insure by $142.

The following chart displays the average insurance cost for the two models rated for drivers aged 20 to 50. For a 2020 Toyota Camry, average car insurance cost ranges from $1,818 to $4,138 per year for these driver ages. Car insurance on a 2020 Mazda 6 costs from $1,694 to $3,842 on average per year.

Average car insurance premiums for 2020 Toyota Camry and Mazda 6 models for different driver ages.
Figure 3: Average car insurance premiums for 2020 Toyota Camry and Mazda 6 models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2020 model year Toyota Camry and Mazda 6. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Toyota Camry vs. Mazda 6 Insurance Cost
Driver Age Toyota Camry Mazda 6
18-Year-Old$6,365$5,906
20-Year-Old$4,138$3,842
25-Year-Old$2,380$2,216
30-Year-Old$2,184$2,032
40-Year-Old$2,050$1,908
50-Year-Old$1,818$1,694
60-Year-Old$1,706$1,588

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated June 26, 2025

The 2020 Toyota Camry has eight trim levels available, with the cheapest trim to insure being the L Sedan model at an average cost of $1,860 per year, or about $155 per month.

Out of the five trims available for the Mazda 6, the cheapest 2020 model to insure is the Sport Sedan model at a cost of $1,736.

When insurance prices for all 13 trims of both models are combined and sorted by cost, the overall cheapest vehicle to buy insurance for is the Mazda 6 Sport Sedan at an average of $1,736 per year, and the most expensive trim is the Toyota Camry Hybrid XLE Sedan costing $2,254 per year.

The tables shown below detail the expected annual car insurance cost by trim level for both 2020 models, as well as an average rate for each model. The cheapest to insure for the 2020 model year is the Mazda 6.

2020 Toyota Camry

$2,050

Insurance Rates by Trim Level for a 2020 Toyota Camry
2020 Toyota Camry TrimsRate
L Sedan$1,860
LE Sedan1,878
SE Sedan1,938
XLE Sedan1,982
XSE Sedan2,046
Hybrid LE Sedan2,194
Hybrid SE Sedan2,254
Hybrid XLE Sedan2,254
2020 Toyota Camry Average Rate$2,050

2020 Mazda 6

$1,908

Insurance Rates by Trim Level for 2020 Toyota Camry
2020 Mazda 6 TrimsRate
Sport Sedan$1,736
Touring Sedan1,860
Grand Touring Sedan1,920
Grand Touring Reserve Sedan1,982
Signature Sedan2,046
2020 Mazda 6 Average Rate$1,908

2018 Toyota Camry vs. Mazda 6

For the 2018 Toyota Camry and Mazda 6 models, the Mazda 6 has cheaper car insurance cost by $158 per year for this comparison year.

The rate chart below visualizes the average car insurance cost for both models using different driver ages. The average full-coverage insurance policy ranges from $1,648 to $3,732 per year on a 2018 Toyota Camry, and $1,506 to $3,402 on a 2018 Mazda 6 for the sample drivers in the chart

Average car insurance premiums for 2018 Toyota Camry and Mazda 6 models for different driver ages.
Figure 4: Average car insurance premiums for 2018 Toyota Camry and Mazda 6 models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2018 model year Toyota Camry and Mazda 6. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Toyota Camry vs. Mazda 6 Insurance Cost
Driver Age Toyota Camry Mazda 6
18-Year-Old$5,734$5,223
20-Year-Old$3,732$3,402
25-Year-Old$2,144$1,960
30-Year-Old$1,966$1,796
40-Year-Old$1,850$1,692
50-Year-Old$1,648$1,506
60-Year-Old$1,544$1,408

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated June 26, 2025

For the eight trims available for the 2018 Toyota Camry, the cheapest trim level to insure is the L Sedan trim at an average cost of $1,656 per year, or about $138 per month.

Out of the five trims available for the Mazda 6, the cheapest 2018 model to insure is the Sport Sedan model at a cost of $1,500 per year, or $125 per month.

When insurance rates for all 13 trim levels for the 2018 model year of both models are compared, the overall cheapest vehicle to insure is the Mazda 6 Sport Sedan at a cost of $1,500 per year. The most expensive model and trim level is the Toyota Camry Hybrid XLE Sedan at an average cost of $1,994 per year.

The next tables break down average cost to insure each trim level for a 2018 Toyota Camry and Mazda 6, including an overall average rate.

2018 Toyota Camry

$1,850

Insurance Rates by Trim Level for a 2018 Toyota Camry
2018 Toyota Camry TrimsRate
L Sedan$1,656
LE Sedan1,730
SE Sedan1,788
XLE Sedan1,882
XSE Sedan1,882
Hybrid LE Sedan1,938
Hybrid SE Sedan1,938
Hybrid XLE Sedan1,994
2018 Toyota Camry Average Rate$1,850

2018 Mazda 6

$1,692

Insurance Rates by Trim Level for 2018 Toyota Camry
2018 Mazda 6 TrimsRate
Sport Sedan$1,500
Touring Sedan1,612
Touring Select Sedan1,724
Grand Touring Sedan1,780
Signature Sedan1,836
2018 Mazda 6 Average Rate$1,692

2017 Toyota Camry vs. Mazda 6

When comparing insurance rates for 2017 models, the Toyota Camry costs $1,794 per year to insure and the Mazda 6 costs $1,578, making the Mazda 6 the model with cheaper insurance by $216 for the 2017 comparison year.

The next chart shows the average car insurance cost for the two models for a range of driver ages. For a 2017 Toyota Camry, insurance cost ranges from $1,598 to $3,612 per year for the sample drivers in the chart. Insurance for a 2017 Mazda 6 costs from $1,408 to $3,174 on average per year.

Average car insurance premiums for 2017 Toyota Camry and Mazda 6 models for different driver ages.
Figure 5: Average car insurance premiums for 2017 Toyota Camry and Mazda 6 models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2017 model year Toyota Camry and Mazda 6. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Toyota Camry vs. Mazda 6 Insurance Cost
Driver Age Toyota Camry Mazda 6
18-Year-Old$5,541$4,867
20-Year-Old$3,612$3,174
25-Year-Old$2,078$1,828
30-Year-Old$1,898$1,676
40-Year-Old$1,794$1,578
50-Year-Old$1,598$1,408
60-Year-Old$1,496$1,318

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated June 26, 2025

For the seven trims available for the 2017 Toyota Camry, the cheapest trim to insure is the LE Sedan trim at an average cost of $1,672 per year, or about $139 per month. Out of the three different option levels available for the Mazda 6, the cheapest 2017 trim to insure is the Sport Sedan model at a cost of $1,452.

When rates for all 10 trim levels for both vehicles are combined and compared, the most affordable model and trim level to insure is the Mazda 6 Sport Sedan at an average cost of $1,452 per year. The highest-cost model and trim level is the Toyota Camry Hybrid XLE Sedan costing $1,920 per year.

The rate tables below illustrate both 2017 models and all trim levels available for each one, including the average rate for each model.

2017 Toyota Camry

$1,794

Insurance Rates by Trim Level for a 2017 Toyota Camry
2017 Toyota Camry TrimsRate
LE Sedan$1,672
SE Sedan1,672
XLE Sedan1,778
XSE Sedan1,778
Hybrid LE Sedan1,868
Hybrid SE Sedan1,868
Hybrid XLE Sedan1,920
2017 Toyota Camry Average Rate$1,794

2017 Mazda 6

$1,578

Insurance Rates by Trim Level for 2017 Toyota Camry
2017 Mazda 6 TrimsRate
Sport Sedan$1,452
Touring Sedan1,556
Grand Touring Sedan1,730
2017 Mazda 6 Average Rate$1,578

2016 Toyota Camry vs. Mazda 6

When comparing car insurance rates for the 2016 Toyota Camry and Mazda 6 models, the Toyota Camry has cheaper rates by $106 per year for this comparison year.

The next chart displays the average insurance cost for both models with different driver age groups. The average car insurance cost ranges from $1,480 to $3,324 per year for a 2016 Toyota Camry, and $1,578 to $3,542 on a 2016 Mazda 6 for the driver examples in the chart

Average car insurance premiums for 2016 Toyota Camry and Mazda 6 models for different driver ages.
Figure 6: Average car insurance premiums for 2016 Toyota Camry and Mazda 6 models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2016 model year Toyota Camry and Mazda 6. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Toyota Camry vs. Mazda 6 Insurance Cost
Driver Age Toyota Camry Mazda 6
18-Year-Old$5,084$5,427
20-Year-Old$3,324$3,542
25-Year-Old$1,914$2,036
30-Year-Old$1,750$1,860
40-Year-Old$1,652$1,758
50-Year-Old$1,480$1,578
60-Year-Old$1,384$1,474

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated June 27, 2025

For the seven trim levels available for the 2016 Toyota Camry, the cheapest trim to insure is the LE Sedan model at an average cost of $1,606 per year, or about $134 per month. For the three different trim levels available for the Mazda 6, the cheapest 2016 trim level to insure is the I Sport Sedan model at a cost of $1,672 per year, or around $139 per month.

When comparing aggregated rates for both models from a trim-level perspective, the lowest-cost model and trim level to buy insurance for is the Toyota Camry LE Sedan at an average cost of $1,606 per year. The highest-cost model and trim is the Mazda 6 I Grand Touring Sedan costing an average of $1,880 per year.

The tables shown below illustrate the average cost to insure all 2016 trim levels, plus the average rate for each model. The winner for the 2016 car insurance rate comparison is the Toyota Camry.

2016 Toyota Camry

$1,652

Insurance Rates by Trim Level for a 2016 Toyota Camry
2016 Toyota Camry TrimsRate
LE Sedan$1,606
SE Sedan1,606
Hybrid LE Sedan1,634
Hybrid SE Sedan1,634
Hybrid XLE Sedan1,682
XLE Sedan1,704
XSE Sedan1,704
2016 Toyota Camry Average Rate$1,652

2016 Mazda 6

$1,758

Insurance Rates by Trim Level for 2016 Toyota Camry
2016 Mazda 6 TrimsRate
I Sport Sedan$1,672
I Touring Sedan1,720
I Grand Touring Sedan1,880
2016 Mazda 6 Average Rate$1,758

2015 Toyota Camry vs. Mazda 6

When comparing insurance cost for 2015 models, the Toyota Camry costs $1,508 per year to insure and the Mazda 6 costs $1,660, making the Toyota Camry the cheaper model by $152.

The chart below displays the average cost to insure both 2015 models with different drivers at the wheel. For a 2015 Toyota Camry, average insurance cost ranges from $1,354 to $3,020 per year for the illustrated age groups. Car insurance on a 2015 Mazda 6 ranges from $1,490 to $3,348 on average per year.

Average car insurance premiums for 2015 Toyota Camry and Mazda 6 models for different driver ages.
Figure 7: Average car insurance premiums for 2015 Toyota Camry and Mazda 6 models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2015 model year Toyota Camry and Mazda 6. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Toyota Camry vs. Mazda 6 Insurance Cost
Driver Age Toyota Camry Mazda 6
18-Year-Old$4,608$5,127
20-Year-Old$3,020$3,348
25-Year-Old$1,742$1,920
30-Year-Old$1,592$1,750
40-Year-Old$1,508$1,660
50-Year-Old$1,354$1,490
60-Year-Old$1,266$1,394

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated June 27, 2025

Out of seven trims for the 2015 Toyota Camry, the cheapest car insurance rates are on the LE Sedan model at a cost of $1,394 per year. For the three trim levels available for the Mazda 6, the cheapest 2015 trim level to insure is the I Sport Sedan trim at a cost of $1,598.

When comparing rates by trim level for both models, the overall cheapest vehicle to insure is the Toyota Camry LE Sedan at an average rate of $1,394 per year, and the most expensive model and trim level is the Mazda 6 I Grand Touring Sedan at a cost of $1,734 per year.

The tables below break down trim level insurance rates for each 2015 model, plus the average rate for each model.

2015 Toyota Camry

$1,508

Insurance Rates by Trim Level for a 2015 Toyota Camry
2015 Toyota Camry TrimsRate
LE Sedan$1,394
SE Sedan1,394
XLE Sedan1,482
XSE Sedan1,482
Hybrid LE Sedan1,604
Hybrid SE Sedan1,604
Hybrid XLE Sedan1,604
2015 Toyota Camry Average Rate$1,508

2015 Mazda 6

$1,660

Insurance Rates by Trim Level for 2015 Toyota Camry
2015 Mazda 6 TrimsRate
I Sport Sedan$1,598
I Touring Sedan1,644
I Grand Touring Sedan1,734
2015 Mazda 6 Average Rate$1,660

Additional Toyota Camry and Mazda 6 Resources