Toyota Camry vs. Mazda 6 Car Insurance Cost Comparison

• For 2022 models, the Toyota Camry takes the win over the Mazda 6 in our cost analysis, costing $24 less per year to insure on average.
• Out of 13 models in the 2022 midsize car class, the Toyota Camry ranks third and the Mazda 6 ranks sixth for car insurance affordability.
• If cheap car insurance is a priority, the LE and XLE trim levels are the cheapest Toyota Camry models to insure, while the Sport and Touring trims have the cheapest rates for the Mazda 6.
• When compared to the U.S. national average cost of car insurance of $1,685 per year, the Toyota Camry costs an average of $61 less per year, while the Mazda 6 costs an average of $37 less per year.

Does insurance cost less for a Toyota Camry or Mazda 6?

When comparing the Toyota Camry and Mazda 6 for the 2022 model year, the model with cheaper average insurance rates is the Toyota Camry. Average insurance rates for the Toyota Camry are $1,624 per year, while the Mazda 6 averages $1,648 per year.

Toyota Camry car insurance rates range from the lowest rate of $1,518 per year for the LE model up to $1,788 for the XSE Hybrid model.

For a 2022 Mazda 6, rates range from $1,526 per year for the Sport model up to $1,726 on the Signature model.

For a 2022 Toyota Camry, the cheapest models to insure are the LE, XLE, and XLE AWD. The cheapest Mazda 6 models include the Sport, Touring, and Grand Touring. Average car insurance rates for all 2022 Toyota Camry and Mazda 6 models and trims range from $127 to $149 per month.

The table below compares the 12-month and monthly car insurance cost for 2022 Toyota Camry and Mazda 6 models, with average cost for each trim level.

The following chart visualizes the average insurance cost for both 2022 models with different driver age groups. Insurance cost ranges from $1,482 to $3,232 per year on a 2022 Toyota Camry, and $1,504 to $3,268 for a 2022 Mazda 6 for the different drivers illustrated in the chart

For the 17 trims available for the 2022 Toyota Camry, the cheapest trim level to insure is the LE model at an average cost of $1,518 per year.

For the six trim levels available for the Mazda 6, the cheapest 2022 trim level to insure is the Sport model at a cost of $1,526.

When rates for all 23 trim levels for both vehicles are compared, the overall cheapest vehicle to put coverage on is the Toyota Camry LE at an average cost of $1,518 per year. The overall most expensive vehicle to insure is the Toyota Camry XSE Hybrid at an average cost of $1,788 per year.

The two tables below break down all the available trims for both 2022 models, along with the average rate for each model. The winner for the 2022 car insurance cost comparison is the Toyota Camry.

2021 Toyota Camry vs. Mazda 6

For 2021 Toyota Camry and Mazda 6 models, the Mazda 6 has cheaper car insurance rates by an average of $114 per year for this comparison year.

The rate chart below displays the average insurance cost for the two models using drivers aged 20 to 50. The average cost of car insurance ranges from $1,490 to $3,254 per year for a 2021 Toyota Camry, and $1,388 to $3,026 on a 2021 Mazda 6.

For the eight trims available for the 2021 Toyota Camry, the cheapest trim level to insure is the L Sedan model at an average cost of $1,482 per year.

For the five trims available for the Mazda 6, the cheapest 2021 trim level to insure is the Sport Sedan model at a cost of $1,386 per year, or $116 per month.

When trim-level rates for both models are compared, the cheapest trim to put coverage on is the Mazda 6 Sport Sedan at an average of $1,386 per year. The most expensive vehicle to insure is the Toyota Camry Hybrid XLE Sedan costing $1,798 per year.

The rate tables below detail trim level insurance rates for each 2021 model, as well as the overall average rate for each model.

2020 Toyota Camry vs. Mazda 6

When comparing insurance rates for 2020 models, the Toyota Camry costs an average of $1,612 per year for a full-coverage policy and the Mazda 6 costs $1,500, making the Mazda 6 the cheaper model to insure by $112.

The following chart displays the average insurance cost for the two models rated for drivers aged 20 to 50. For a 2020 Toyota Camry, average car insurance cost ranges from $1,468 to $3,216 per year for these driver ages. Car insurance on a 2020 Mazda 6 costs from $1,368 to $2,986 on average per year.

The 2020 Toyota Camry has eight trim levels available, with the cheapest trim to insure being the L Sedan model at an average cost of $1,462 per year, or about $122 per month.

Out of the five trims available for the Mazda 6, the cheapest 2020 model to insure is the Sport Sedan model at a cost of $1,366.

When insurance prices for all 13 trims of both models are combined and sorted by cost, the overall cheapest vehicle to buy insurance for is the Mazda 6 Sport Sedan at an average of $1,366 per year, and the most expensive trim is the Toyota Camry Hybrid XLE Sedan costing $1,772 per year.

The tables shown below detail the expected annual car insurance cost by trim level for both 2020 models, as well as an average rate for each model. The cheapest to insure for the 2020 model year is the Mazda 6.

2018 Toyota Camry vs. Mazda 6

For the 2018 Toyota Camry and Mazda 6 models, the Mazda 6 has cheaper car insurance cost by $132 per year for this comparison year.

The rate chart below visualizes the average car insurance cost for both models using different driver ages. The average full-coverage insurance policy ranges from $1,364 to $2,982 per year on a 2018 Toyota Camry, and $1,244 to $2,714 on a 2018 Mazda 6 for the sample drivers in the chart

For the eight trims available for the 2018 Toyota Camry, the cheapest trim level to insure is the L Sedan trim at an average cost of $1,336 per year, or about $111 per month.

Out of the five trims available for the Mazda 6, the cheapest 2018 model to insure is the Sport Sedan model at a cost of $1,212 per year, or $101 per month.

When insurance rates for all 13 trim levels for the 2018 model year of both models are compared, the overall cheapest vehicle to insure is the Mazda 6 Sport Sedan at a cost of $1,212 per year. The most expensive model and trim level is the Toyota Camry Hybrid XLE Sedan at an average cost of $1,608 per year.

The next tables break down average cost to insure each trim level for a 2018 Toyota Camry and Mazda 6, including an overall average rate.

2017 Toyota Camry vs. Mazda 6

When comparing insurance rates for 2017 models, the Toyota Camry costs $1,448 per year to insure and the Mazda 6 costs $1,272, making the Mazda 6 the model with cheaper insurance by $176 for the 2017 comparison year.

The next chart shows the average car insurance cost for the two models for a range of driver ages. For a 2017 Toyota Camry, insurance cost ranges from $1,322 to $2,886 per year for the sample drivers in the chart. Insurance for a 2017 Mazda 6 costs from $1,162 to $2,530 on average per year.

For the seven trims available for the 2017 Toyota Camry, the cheapest trim to insure is the LE Sedan trim at an average cost of $1,352 per year, or about $113 per month. Out of the three different option levels available for the Mazda 6, the cheapest 2017 trim to insure is the Sport Sedan model at a cost of $1,172.

When rates for all 10 trim levels for both vehicles are combined and compared, the most affordable model and trim level to insure is the Mazda 6 Sport Sedan at an average cost of $1,172 per year. The highest-cost model and trim level is the Toyota Camry Hybrid XLE Sedan costing $1,546 per year.

The rate tables below illustrate both 2017 models and all trim levels available for each one, including the average rate for each model.

2016 Toyota Camry vs. Mazda 6

When comparing car insurance rates for the 2016 Toyota Camry and Mazda 6 models, the Toyota Camry has cheaper rates by $90 per year for this comparison year.

The next chart displays the average insurance cost for both models with different driver age groups. The average car insurance cost ranges from $1,250 to $2,730 per year for a 2016 Toyota Camry, and $1,334 to $2,914 on a 2016 Mazda 6 for the driver examples in the chart

For the seven trim levels available for the 2016 Toyota Camry, the cheapest trim to insure is the LE Sedan model at an average cost of $1,336 per year, or about $111 per month. For the three different trim levels available for the Mazda 6, the cheapest 2016 trim level to insure is the I Sport Sedan model at a cost of $1,392 per year, or around $116 per month.

When comparing aggregated rates for both models from a trim-level perspective, the lowest-cost model and trim level to buy insurance for is the Toyota Camry LE Sedan at an average cost of $1,336 per year. The highest-cost model and trim is the Mazda 6 I Grand Touring Sedan costing an average of $1,558 per year.

The tables shown below illustrate the average cost to insure all 2016 trim levels, plus the average rate for each model. The winner for the 2016 car insurance rate comparison is the Toyota Camry.

2015 Toyota Camry vs. Mazda 6

When comparing insurance cost for 2015 models, the Toyota Camry costs $1,258 per year to insure and the Mazda 6 costs $1,382, making the Toyota Camry the cheaper model by $124.

The chart below displays the average cost to insure both 2015 models with different drivers at the wheel. For a 2015 Toyota Camry, average insurance cost ranges from $1,146 to $2,484 per year for the illustrated age groups. Car insurance on a 2015 Mazda 6 ranges from $1,268 to $2,756 on average per year.

Out of seven trims for the 2015 Toyota Camry, the cheapest car insurance rates are on the LE Sedan model at a cost of $1,164 per year. For the three trim levels available for the Mazda 6, the cheapest 2015 trim level to insure is the I Sport Sedan trim at a cost of $1,334.

When comparing rates by trim level for both models, the overall cheapest vehicle to insure is the Toyota Camry LE Sedan at an average rate of $1,164 per year, and the most expensive model and trim level is the Mazda 6 I Grand Touring Sedan at a cost of $1,442 per year.

The tables below break down trim level insurance rates for each 2015 model, plus the average rate for each model.

Additional Toyota Camry and Mazda 6 Resources

• Toyota Camry Insurance Cost
• Mazda 6 Insurance Cost
• Midsize Car Insurance Cost Comparisons