Toyota Camry or Corolla: Which is Cheaper to Insure?

Learn whether the Toyota Camry or the Corolla has more affordable auto insurance rates. Cost comparisons for all trim levels back to the 2015 model year.

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  • If the cheapest insurance is important for deciding which vehicle you drive off the lot, you may want to purchase the Toyota Corolla over the Toyota Camry.
  • For the 2024 Toyota Camry, auto insurance prices range from $2,316 to $2,646 per year, while auto insurance for a 2024 Toyota Corolla costs from $2,078 to $2,582.

Does a Camry or Corolla have cheaper insurance rates?

For the 2024 model year, the one with the cheapest average auto insurance rates is the Toyota Corolla. Average insurance rates for the Toyota Camry are $2,516 per year, whereas insurance for the Toyota Corolla averages $2,282 per year.

For the 18 trims available for the 2024 Toyota Camry, the cheapest trim level to insure is the LE trim at an average cost of $2,316 per year, or about $193 per month. The 2024 Toyota Corolla has 12 trim levels available, with the cheapest trim to insure being the LE model at an average cost of $2,078 per year, or $173 per month.

When comparing rates by trim level for both models, the cheapest trim is the Toyota Corolla LE at a cost of $2,078 per year. The overall most expensive vehicle to insure is the Toyota Camry XSE AWD at a cost of $2,646 per year.

The table below ranks the cost of car insurance for 2024 Toyota Camry and Toyota Corolla models, showing average cost by trim level for each model.

2024 Model Year Toyota Camry vs. Toyota Corolla Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,078$173
$2,136$178
$2,174$181
$2,208$184
$2,222$185
$2,252$188
$2,254$188
$2,260$188
$2,266$189
$2,316$193
$2,376$198
$2,412$201
$2,412$201
$2,460$205
$2,464$205
$2,478$207
$2,482$207
$2,502$209
$2,504$209
$2,534$211
$2,550$213
$2,558$213
$2,558$213
$2,568$214
$2,572$214
$2,582$215
$2,620$218
$2,626$219
$2,632$219
$2,646$221

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025

Annual and monthly insurance cost by trim level for a 2024 Toyota Camry and a 2024 Toyota Corolla
Annual and monthly insurance cost by trim level for a 2024 Toyota Camry and a 2024 Toyota Corolla

The chart below visualizes the average cost to insure both models for the 20 to 50-year-old driver age groups. Average car insurance cost ranges from $2,224 to $5,068 per year for a 2024 Toyota Camry, and $2,034 to $4,562 for a 2024 Toyota Corolla for these driver ages.

Average car insurance premiums for 2024 Toyota Camry and Toyota Corolla models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Toyota Camry and Toyota Corolla models for different driver ages. Rates updated on June 27, 2025.

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Data Methodology: Rates based on a 2024 model year Toyota Camry and Toyota Corolla. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Toyota Camry vs. Toyota Corolla Insurance Cost
Driver Age Toyota Camry Toyota Corolla
18-Year-Old$7,808$6,984
20-Year-Old$5,068$4,562
25-Year-Old$2,926$2,644
30-Year-Old$2,692$2,424
40-Year-Old$2,516$2,282
50-Year-Old$2,224$2,034
60-Year-Old$2,082$1,900

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated June 27, 2025

The next tables display trim level insurance cost averages for both 2024 models, along with an average cost for each model. The model with the cheapest average car insurance rates for 2024 is the Toyota Corolla.

2024 Toyota Camry

$2,516

Insurance Rates by Trim Level for a 2024 Toyota Camry
2024 Toyota Camry TrimsRate
LE$2,316
SE2,376
LE Hybrid2,412
SE Nightshade2,412
SE Hybrid2,460
LE AWD2,478
XLE2,482
XSE2,504
SE AWD2,534
TRD2,550
XLE Hybrid2,558
SE Hybrid Nightshade2,558
SE Nightshade AWD2,568
XSE Hybrid2,572
XLE V62,620
XSE V62,626
XLE AWD2,632
XSE AWD2,646
2024 Toyota Camry Average Rate$2,516

2024 Toyota Corolla

$2,282

Insurance Rates by Trim Level for 2024 Toyota Camry
2024 Toyota Corolla TrimsRate
LE$2,078
LE Hybrid2,136
SE2,174
Nightshade2,208
SE Hybrid2,222
XSE Hybrid2,252
Nightshade Hybrid2,254
XSE2,260
XLE Hybrid2,266
SE Hatchback2,464
Nightshade Hatchback2,502
XSE Hatchback2,582
2024 Toyota Corolla Average Rate$2,282

2023 Toyota Camry vs. Toyota Corolla

For new Camry and Corolla models, the cheapest model to insure is the Toyota Corolla. Insurance on the Toyota Camry averages $2,164 per year, and insurance for a Toyota Corolla costs an average of $2,136 per year.

Out of 18 Toyota Camry trims, the cheapest 2023 trim level to insure is the LE model at an average cost of $1,998 per year, or $167 per month. For the eight trim levels available for the Toyota Corolla, the cheapest 2023 trim level to insure is the LE trim at a cost of $2,028 per year, or about $169 per month.

When comparing both models at a trim-level basis, the overall cheapest vehicle to insure is the Toyota Camry LE at an average cost of $1,998 per year, and the overall most expensive vehicle to insure is the Toyota Camry XSE Hybrid at an average of $2,308 per year.

The table shown below ranks the 12-month and monthly car insurance cost for 2023 Toyota Camry and Toyota Corolla models, showing average cost by trim level for each model.

2023 Model Year Toyota Camry vs. Toyota Corolla Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,998$167
$2,028$169
$2,046$171
$2,050$171
$2,080$173
$2,082$174
$2,086$174
$2,094$175
$2,122$177
$2,122$177
$2,142$179
$2,154$180
$2,162$180
$2,174$181
$2,176$181
$2,182$182
$2,196$183
$2,198$183
$2,204$184
$2,208$184
$2,220$185
$2,240$187
$2,248$187
$2,272$189
$2,294$191
$2,308$192

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025

Annual and monthly insurance cost by trim level for a 2023 Toyota Camry and a 2023 Toyota Corolla
Annual and monthly insurance cost by trim level for a 2023 Toyota Camry and a 2023 Toyota Corolla

The chart shown below shows the average cost to insure the two models using a range of rated driver ages. For a 2023 Toyota Camry, the average cost of car insurance ranges from $1,922 to $4,350 per year for the age groups used in this illustration. A 2023 Toyota Corolla costs from $1,898 to $4,268 to insure per year.

Average car insurance premiums for 2023 Toyota Camry and Toyota Corolla models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Toyota Camry and Toyota Corolla models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2023 model year Toyota Camry and Toyota Corolla. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Toyota Camry vs. Toyota Corolla Insurance Cost
Driver Age Toyota Camry Toyota Corolla
18-Year-Old$6,687$6,533
20-Year-Old$4,350$4,268
25-Year-Old$2,514$2,476
30-Year-Old$2,310$2,270
40-Year-Old$2,164$2,136
50-Year-Old$1,922$1,898
60-Year-Old$1,800$1,776

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated June 26, 2025

The next tables display both 2023 models and all trim levels available for each one, including the average rate for each model. The winner for the 2023 car insurance cost comparison is the Toyota Corolla.

2023 Toyota Camry

$2,164

Insurance Rates by Trim Level for a 2023 Toyota Camry
2023 Toyota Camry TrimsRate
LE$1,998
SE2,046
LE AWD2,050
SE Nightshade2,082
SE AWD2,094
SE Nightshade AWD2,122
XLE2,142
XSE2,154
LE Hybrid2,174
XLE AWD2,176
XSE AWD2,182
TRD2,196
SE Hybrid2,220
SE Hybrid Nightshade2,240
XLE V62,248
XSE V62,272
XLE Hybrid2,294
XSE Hybrid2,308
2023 Toyota Camry Average Rate$2,164

2023 Toyota Corolla

$2,136

Insurance Rates by Trim Level for 2023 Toyota Camry
2023 Toyota Corolla TrimsRate
LE$2,028
LE Hybrid2,080
SE Hatchback2,086
SE2,122
SE Hybrid2,162
XSE Hatchback2,198
XSE Hybrid2,204
XSE2,208
2023 Toyota Corolla Average Rate$2,136

2022 Toyota Camry vs. Toyota Corolla

For the 2022 model year, the model having more affordable car insurance is the Toyota Corolla. Insurance rates for the Toyota Camry average $2,102 per year, and insurance for a Toyota Corolla costs an average of $2,098 per year.

Within each different model, however, car insurance cost varies considerably depending on the vehicle trim level.

For example, on a 2022 Toyota Camry, car insurance rates range from the cheapest price of $1,962 per year for the LE model up to $2,310 for the XSE Hybrid model.

For the 2022 Toyota Corolla, rates range from $1,998 per year on the L model up to $2,200 on the most expensive to insure XSE Apex Edition model.

The table below compares the yearly and monthly cost of car insurance for 2022 Toyota Camry and Toyota Corolla models, with average rates for every trim level for each model.

2022 Model Year Toyota Camry vs. Toyota Corolla Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,962$164
$1,972$164
$1,994$166
$1,998$167
$2,012$168
$2,018$168
$2,036$170
$2,056$171
$2,056$171
$2,062$172
$2,072$173
$2,082$174
$2,084$174
$2,084$174
$2,092$174
$2,104$175
$2,104$175
$2,108$176
$2,122$177
$2,134$178
$2,142$179
$2,146$179
$2,150$179
$2,158$180
$2,164$180
$2,200$183
$2,204$184
$2,302$192
$2,310$193

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025

Annual and monthly insurance cost by trim level for a 2022 Toyota Camry and a 2022 Toyota Corolla
Annual and monthly insurance cost by trim level for a 2022 Toyota Camry and a 2022 Toyota Corolla

The following chart demonstrates the average car insurance cost for the two models for four different driver age groups. For a 2022 Toyota Camry, average car insurance cost ranges from $1,866 to $4,224 per year for the chosen age groups in the chart. Insurance for a 2022 Toyota Corolla ranges from $1,884 to $4,180 on average per year.

Average car insurance premiums for 2022 Toyota Camry and Toyota Corolla models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Toyota Camry and Toyota Corolla models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2022 model year Toyota Camry and Toyota Corolla. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Toyota Camry vs. Toyota Corolla Insurance Cost
Driver Age Toyota Camry Toyota Corolla
18-Year-Old$6,493$6,365
20-Year-Old$4,224$4,180
25-Year-Old$2,440$2,424
30-Year-Old$2,242$2,220
40-Year-Old$2,102$2,098
50-Year-Old$1,866$1,884
60-Year-Old$1,746$1,756

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated June 27, 2025

Out of 17 Toyota Camry trim levels, the cheapest 2022 trim to insure is the LE model at an average cost of $1,962 per year, or about $164 per month. A 2022 Toyota Corolla has 12 different trim levels available, with the lowest-cost model to insure being the L trim at an average cost of $1,998 per year, or $167 per month.

When rates are compared for the 29 option levels of both 2022 models, the cheapest model and trim level to buy insurance for is the Toyota Camry LE at a cost of $1,962 per year. The highest-cost model and trim is the Toyota Camry XSE Hybrid at a cost of $2,310 per year.

The next tables detail the expected annual car insurance cost by trim level for both 2022 models, plus an average rate for each model. The 2022 Toyota Corolla has more affordable average car insurance rates than the 2022 Toyota Camry.

2022 Toyota Camry

$2,102

Insurance Rates by Trim Level for a 2022 Toyota Camry
2022 Toyota Camry TrimsRate
LE$1,962
XLE1,972
XLE AWD1,994
LE AWD2,018
SE2,036
SE AWD2,056
SE Nightshade Edition2,062
SE Nightshade Edition AWD2,082
XSE2,084
XSE AWD2,104
XLE V62,108
LE Hybrid2,146
XSE V62,150
TRD2,164
SE Hybrid Nightshade Edition2,204
XLE Hybrid2,302
XSE Hybrid2,310
2022 Toyota Camry Average Rate$2,102

2022 Toyota Corolla

$2,098

Insurance Rates by Trim Level for 2022 Toyota Camry
2022 Toyota Corolla TrimsRate
L$1,998
LE2,012
SE Hatchback2,056
SE2,072
SE Nightshade Edition Hatchback2,084
SE Nightshade Edition2,092
LE Hybrid2,104
XLE2,122
XSE Hatchback2,134
SE Apex Edition2,142
XSE2,158
XSE Apex Edition2,200
2022 Toyota Corolla Average Rate$2,098

2021 Toyota Camry vs. Toyota Corolla

A 2021 Toyota Corolla is $378 cheaper to insure per year on average than a 2021 Toyota Camry, a difference of 19.6%.

The chart below demonstrates the average car insurance cost for the two models for drivers aged 20 to 50. For the 2021 Toyota Camry, average car insurance cost ranges from $1,874 to $4,266 per year for the five different driver ages shown in the chart. Car insurance on a 2021 Toyota Corolla ranges from $1,548 to $3,450 on average per year.

Average car insurance premiums for 2021 Toyota Camry and Toyota Corolla models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Toyota Camry and Toyota Corolla models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2021 model year Toyota Camry and Toyota Corolla. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Toyota Camry vs. Toyota Corolla Insurance Cost
Driver Age Toyota Camry Toyota Corolla
18-Year-Old$6,563$5,274
20-Year-Old$4,266$3,450
25-Year-Old$2,454$2,006
30-Year-Old$2,254$1,844
40-Year-Old$2,114$1,736
50-Year-Old$1,874$1,548
60-Year-Old$1,756$1,446

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated June 27, 2025

Out of eight Toyota Camry trim levels, the most affordable 2021 trim level to insure is the L Sedan trim at an average cost of $1,916 per year.

For the 12 trims available for the Toyota Corolla, the most affordable 2021 trim level to insure is the iM SE Hatchback trim at a cost of $1,640 per year, or around $137 per month.

When rates are compared for the 20 trims of both 2021 models, the lowest-cost model and trim level to insure is the Toyota Corolla iM SE Hatchback at an average cost of $1,640 per year, and the most expensive model and trim level is the Toyota Camry Hybrid XLE Sedan costing $2,324 per year.

The rate tables below break down both 2021 models and all trim levels available for each one, as well as an average rate for each model. The cheapest of the two models to insure for the 2021 model year is the Toyota Corolla.

2021 Toyota Camry

$2,114

Insurance Rates by Trim Level for a 2021 Toyota Camry
2021 Toyota Camry TrimsRate
L Sedan$1,916
LE Sedan1,936
SE Sedan2,000
XLE Sedan2,046
XSE Sedan2,110
Hybrid LE Sedan2,260
Hybrid SE Sedan2,324
Hybrid XLE Sedan2,324
2021 Toyota Camry Average Rate$2,114

2021 Toyota Corolla

$1,736

Insurance Rates by Trim Level for 2021 Toyota Camry
2021 Toyota Corolla TrimsRate
iM SE Hatchback$1,640
L Hatchback1,652
L Sedan1,652
LE Sedan1,686
LE Premium Hatchback1,718
Hybrid LE Sedan1,736
SE Sedan1,736
iM XSE Hatchback1,738
SE Premium Hatchback1,800
XLE Sedan1,800
XSE Sedan1,800
XLE Hatchback1,866
2021 Toyota Corolla Average Rate$1,736

2020 Toyota Camry vs. Toyota Corolla

For the 2020 Toyota Camry and Toyota Corolla models, the Toyota Corolla has cheaper car insurance cost by an average of $360 per year.

The chart below displays the average cost to insure both 2020 models rated for drivers aged 20 to 50. For the 2020 Toyota Camry, the average car insurance cost ranges from $1,818 to $4,138 per year for the driver ages used. Auto insurance for the 2020 Toyota Corolla ranges from $1,508 to $3,364 on average per year.

Average car insurance premiums for 2020 Toyota Camry and Toyota Corolla models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Toyota Camry and Toyota Corolla models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2020 model year Toyota Camry and Toyota Corolla. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Toyota Camry vs. Toyota Corolla Insurance Cost
Driver Age Toyota Camry Toyota Corolla
18-Year-Old$6,365$5,138
20-Year-Old$4,138$3,364
25-Year-Old$2,380$1,954
30-Year-Old$2,184$1,794
40-Year-Old$2,050$1,690
50-Year-Old$1,818$1,508
60-Year-Old$1,706$1,410

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated June 26, 2025

The 2020 Toyota Camry has eight trims available, with the most affordable trim level to insure being the L Sedan trim at an average cost of $1,860 per year, or around $155 per month.

A 2020 Toyota Corolla has 12 trim options available, with the lowest-cost trim level to insure being the L Hatchback model at an average cost of $1,606 per year, or $134 per month.

When rates are compared for the 20 trim levels of both 2020 models, the overall cheapest vehicle to insure is the Toyota Corolla L Hatchback at an average of $1,606 per year. The most expensive trim is the Toyota Camry Hybrid XLE Sedan costing $2,254 per year.

The next tables break down average car insurance cost by trim level for each 2020 model, along with an average cost for each model. The model with the cheapest car insurance rates for 2020 is the Toyota Corolla.

2020 Toyota Camry

$2,050

Insurance Rates by Trim Level for a 2020 Toyota Camry
2020 Toyota Camry TrimsRate
L Sedan$1,860
LE Sedan1,878
SE Sedan1,938
XLE Sedan1,982
XSE Sedan2,046
Hybrid LE Sedan2,194
Hybrid SE Sedan2,254
Hybrid XLE Sedan2,254
2020 Toyota Camry Average Rate$2,050

2020 Toyota Corolla

$1,690

Insurance Rates by Trim Level for 2020 Toyota Camry
2020 Toyota Corolla TrimsRate
L Hatchback$1,606
L Sedan1,606
iM SE Hatchback1,614
LE Sedan1,636
LE Premium Hatchback1,668
Hybrid LE Sedan1,686
SE Sedan1,686
iM XSE Hatchback1,716
SE Premium Hatchback1,748
XLE Sedan1,748
XSE Sedan1,748
XLE Hatchback1,816
2020 Toyota Corolla Average Rate$1,690

2019 Toyota Camry vs. Toyota Corolla

When comparing insurance rates for 2019 models, a Toyota Camry costs an average of $1,914 per year to insure while a Toyota Corolla costs $1,552, making the Toyota Corolla more affordable to insure by $362 per year.

The rate chart below demonstrates the average car insurance cost for both 2019 models for the 20 to 50-year-old driver age groups. For the 2019 Toyota Camry, average car insurance cost ranges from $1,706 to $3,872 per year. A full-coverage policy on the 2019 Toyota Corolla costs from $1,388 to $3,066 on average per year.

Average car insurance premiums for 2019 Toyota Camry and Toyota Corolla models for different driver ages.
Figure 6: Average car insurance premiums for 2019 Toyota Camry and Toyota Corolla models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2019 model year Toyota Camry and Toyota Corolla. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Toyota Camry vs. Toyota Corolla Insurance Cost
Driver Age Toyota Camry Toyota Corolla
18-Year-Old$5,951$4,670
20-Year-Old$3,872$3,066
25-Year-Old$2,222$1,790
30-Year-Old$2,036$1,644
40-Year-Old$1,914$1,552
50-Year-Old$1,706$1,388
60-Year-Old$1,594$1,296

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated June 27, 2025

Out of eight Toyota Camry trims, the lowest-cost 2019 model to insure is the L Sedan model at an average cost of $1,580 per year, or $132 per month.

A 2019 Toyota Corolla has 12 trims available, with the most affordable trim to insure being the L Hatchback model at an average cost of $1,516 per year, or around $126 per month.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest vehicle to insure is the Toyota Corolla L Hatchback at an average rate of $1,516 per year, and the highest-cost model and trim is the Toyota Camry Hybrid XLE Sedan costing an average of $2,078 per year.

The rate tables below detail the cost to insure the available trim levels for both 2019 models, plus an average rate for each model. The cheapest model to insure for the 2019 model year is the Toyota Corolla.

2019 Toyota Camry

$1,914

Insurance Rates by Trim Level for a 2019 Toyota Camry
2019 Toyota Camry TrimsRate
L Sedan$1,580
LE Sedan1,856
SE Sedan1,856
XLE Sedan1,958
XSE Sedan1,958
Hybrid LE Sedan2,018
Hybrid SE Sedan2,018
Hybrid XLE Sedan2,078
2019 Toyota Camry Average Rate$1,914

2019 Toyota Corolla

$1,552

Insurance Rates by Trim Level for 2019 Toyota Camry
2019 Toyota Corolla TrimsRate
L Hatchback$1,516
L Sedan1,516
LE EcoHatchback1,516
LE EcoSedan1,516
LE Hatchback1,516
LE Sedan1,516
SE Hatchback1,576
SE Sedan1,576
XLE Hatchback1,594
XLE Sedan1,594
XSE Hatchback1,594
XSE Sedan1,594
2019 Toyota Corolla Average Rate$1,552

2018 Toyota Camry vs. Toyota Corolla

When comparing insurance cost for the 2018 Toyota Camry and Toyota Corolla models, the Toyota Camry has cheaper rates by $24 per year for this model year.

The next chart demonstrates the average insurance cost for both 2018 models for the 20 to 50-year-old driver age groups. The average car insurance cost ranges from $1,648 to $3,732 per year on a 2018 Toyota Camry, and $1,690 to $3,748 for a 2018 Toyota Corolla.

Average car insurance premiums for 2018 Toyota Camry and Toyota Corolla models for different driver ages.
Figure 7: Average car insurance premiums for 2018 Toyota Camry and Toyota Corolla models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2018 model year Toyota Camry and Toyota Corolla. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Toyota Camry vs. Toyota Corolla Insurance Cost
Driver Age Toyota Camry Toyota Corolla
18-Year-Old$5,734$5,706
20-Year-Old$3,732$3,748
25-Year-Old$2,144$2,166
30-Year-Old$1,966$1,978
40-Year-Old$1,850$1,874
50-Year-Old$1,648$1,690
60-Year-Old$1,544$1,576

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated June 27, 2025

The 2018 Toyota Camry has eight trims available, with the lowest-cost trim to insure being the L Sedan trim at an average cost of $1,656 per year.

Out of the six option levels available for a Toyota Corolla, the most affordable 2018 trim to insure is the L Sedan trim at a cost of $1,838 per year, or $153 per month.

When comparing combined rates for both models from a trim-level perspective, the lowest-cost model and trim to put coverage on is the Toyota Camry L Sedan at an average cost of $1,656 per year, and the most expensive trim is the Toyota Camry Hybrid XLE Sedan costing an average of $1,994 per year.

The two tables below break down average cost to insure each trim level for a 2018 Toyota Camry and Toyota Corolla, plus an average rate for each model. The model with the cheapest overall car insurance rates for 2018 is the Toyota Camry.

2018 Toyota Camry

$1,850

Insurance Rates by Trim Level for a 2018 Toyota Camry
2018 Toyota Camry TrimsRate
L Sedan$1,656
LE Sedan1,730
SE Sedan1,788
XLE Sedan1,882
XSE Sedan1,882
Hybrid LE Sedan1,938
Hybrid SE Sedan1,938
Hybrid XLE Sedan1,994
2018 Toyota Camry Average Rate$1,850

2018 Toyota Corolla

$1,874

Insurance Rates by Trim Level for 2018 Toyota Camry
2018 Toyota Corolla TrimsRate
L Sedan$1,838
LE EcoSedan1,838
LE Sedan1,838
SE Sedan1,892
XLE Sedan1,892
XSE Sedan1,950
2018 Toyota Corolla Average Rate$1,874

2017 Toyota Camry vs. Toyota Corolla

When comparing average insurance cost for 2017 models, the Toyota Camry costs an average of $1,794 per year to insure and the Toyota Corolla costs $1,824, making the Toyota Camry the model with cheaper insurance by $30.

The next chart illustrates the average insurance cost for the two models with different driver age groups. For a 2017 Toyota Camry, the average cost of car insurance ranges from $1,598 to $3,612 per year for the age groups in the chart. Full-coverage insurance on a 2017 Toyota Corolla costs from $1,646 to $3,646 on average per year.

Average car insurance premiums for 2017 Toyota Camry and Toyota Corolla models for different driver ages.
Figure 8: Average car insurance premiums for 2017 Toyota Camry and Toyota Corolla models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2017 model year Toyota Camry and Toyota Corolla. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Toyota Camry vs. Toyota Corolla Insurance Cost
Driver Age Toyota Camry Toyota Corolla
18-Year-Old$5,541$5,551
20-Year-Old$3,612$3,646
25-Year-Old$2,078$2,106
30-Year-Old$1,898$1,924
40-Year-Old$1,794$1,824
50-Year-Old$1,598$1,646
60-Year-Old$1,496$1,534

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated June 26, 2025

For the seven trims available for a 2017 Toyota Camry, the most affordable model to insure is the LE Sedan model at an average cost of $1,672 per year.

Out of the seven option levels available for a Toyota Corolla, the lowest-cost 2017 model to insure is the L Sedan trim at a cost of $1,782 per year, or about $149 per month.

When comparing both models combined at a trim-level basis, the cheapest trim to insure is the Toyota Camry LE Sedan at an average of $1,672 per year. The most expensive model and trim level is the Toyota Camry Hybrid XLE Sedan costing an average of $1,920 per year.

The rate tables below detail the average insurance cost by trim level for both 2017 models, including the average rate for each model. The model with the cheapest overall car insurance rates for 2017 is the Toyota Camry.

2017 Toyota Camry

$1,794

Insurance Rates by Trim Level for a 2017 Toyota Camry
2017 Toyota Camry TrimsRate
LE Sedan$1,672
SE Sedan1,672
XLE Sedan1,778
XSE Sedan1,778
Hybrid LE Sedan1,868
Hybrid SE Sedan1,868
Hybrid XLE Sedan1,920
2017 Toyota Camry Average Rate$1,794

2017 Toyota Corolla

$1,824

Insurance Rates by Trim Level for 2017 Toyota Camry
2017 Toyota Corolla TrimsRate
L Sedan$1,782
LE EcoSedan1,782
LE Sedan1,782
50th Anniversary Special Edition Sedan1,836
SE Sedan1,842
XLE Sedan1,854
XSE Sedan1,888
2017 Toyota Corolla Average Rate$1,824

2016 Toyota Camry vs. Toyota Corolla

For 2016 Toyota Camry and Toyota Corolla models, the Toyota Corolla costs less to insure by an average of $24 per year for this comparison year.

The rate chart below demonstrates the average insurance cost for both models rated for drivers aged 20 to 50. For a 2016 Toyota Camry, average insurance cost ranges from $1,480 to $3,324 per year for the five driver age examples in the chart. Car insurance on a 2016 Toyota Corolla ranges from $1,466 to $3,232 on average per year.

Average car insurance premiums for 2016 Toyota Camry and Toyota Corolla models for different driver ages.
Figure 9: Average car insurance premiums for 2016 Toyota Camry and Toyota Corolla models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2016 model year Toyota Camry and Toyota Corolla. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Toyota Camry vs. Toyota Corolla Insurance Cost
Driver Age Toyota Camry Toyota Corolla
18-Year-Old$5,084$4,909
20-Year-Old$3,324$3,232
25-Year-Old$1,914$1,878
30-Year-Old$1,750$1,718
40-Year-Old$1,652$1,628
50-Year-Old$1,480$1,466
60-Year-Old$1,384$1,370

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated June 27, 2025

Out of seven trim levels for the 2016 Toyota Camry, the most affordable average insurance prices are on the LE Sedan trim at a cost of $1,606 per year.

A 2016 Toyota Corolla has 11 trim options available, with the most affordable trim to insure being the L Sedan model at an average cost of $1,556 per year.

When average insurance prices for all 18 trim levels for both vehicles are compared, the overall cheapest vehicle to insure is the Toyota Corolla L Sedan at an average of $1,556 per year. The highest-cost model and trim level is the Toyota Camry XSE Sedan at an average of $1,704 per year.

The rate tables below illustrate average car insurance rates for every trim level for both 2016 models, as well as the overall average rate for each model.

2016 Toyota Camry

$1,652

Insurance Rates by Trim Level for a 2016 Toyota Camry
2016 Toyota Camry TrimsRate
LE Sedan$1,606
SE Sedan1,606
Hybrid LE Sedan1,634
Hybrid SE Sedan1,634
Hybrid XLE Sedan1,682
XLE Sedan1,704
XSE Sedan1,704
2016 Toyota Camry Average Rate$1,652

2016 Toyota Corolla

$1,628

Insurance Rates by Trim Level for 2016 Toyota Camry
2016 Toyota Corolla TrimsRate
L Sedan$1,556
LE EcoPlus Sedan1,604
LE EcoSedan1,604
LE Plus Sedan1,604
LE Sedan1,604
S Plus Sedan1,604
S Sedan1,604
Special Edition Sedan1,652
S Premium Sedan1,684
LE EcoPremium Sedan1,690
LE Premium Sedan1,700
2016 Toyota Corolla Average Rate$1,628

2015 Toyota Camry vs. Toyota Corolla

For 2015 Toyota Camry and Toyota Corolla models, the Toyota Corolla is cheaper to insure by $68 per year.

The chart shown below demonstrates the average insurance cost for the two models for different driver ages. For the 2015 Toyota Camry, the average cost of car insurance ranges from $1,354 to $3,020 per year for the five driver ages sampled in the chart. Insurance on a 2015 Toyota Corolla ranges from $1,296 to $2,854 on average per year.

Average car insurance premiums for 2015 Toyota Camry and Toyota Corolla models for different driver ages.
Figure 10: Average car insurance premiums for 2015 Toyota Camry and Toyota Corolla models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2015 model year Toyota Camry and Toyota Corolla. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Toyota Camry vs. Toyota Corolla Insurance Cost
Driver Age Toyota Camry Toyota Corolla
18-Year-Old$4,608$4,336
20-Year-Old$3,020$2,854
25-Year-Old$1,742$1,660
30-Year-Old$1,592$1,516
40-Year-Old$1,508$1,440
50-Year-Old$1,354$1,296
60-Year-Old$1,266$1,208

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated June 27, 2025

The 2015 Toyota Camry has seven trims available, with the most affordable trim to insure being the LE Sedan model at an average cost of $1,394 per year, or about $116 per month.

For the 10 different option levels available for the Toyota Corolla, the cheapest 2015 model to insure is the L Sedan model at a cost of $1,378.

When comparing combined rates for both models from a trim-level perspective, the cheapest vehicle to put coverage on is the Toyota Corolla L Sedan at an average of $1,378 per year. The most expensive model and trim level is the Toyota Camry Hybrid XLE Sedan at an average of $1,604 per year.

The tables shown below illustrate average car insurance rates for every trim level for both 2015 models, plus an average rate for each model.

2015 Toyota Camry

$1,508

Insurance Rates by Trim Level for a 2015 Toyota Camry
2015 Toyota Camry TrimsRate
LE Sedan$1,394
SE Sedan1,394
XLE Sedan1,482
XSE Sedan1,482
Hybrid LE Sedan1,604
Hybrid SE Sedan1,604
Hybrid XLE Sedan1,604
2015 Toyota Camry Average Rate$1,508

2015 Toyota Corolla

$1,440

Insurance Rates by Trim Level for 2015 Toyota Camry
2015 Toyota Corolla TrimsRate
L Sedan$1,378
LE EcoPlus Sedan1,422
LE EcoSedan1,422
LE Plus Sedan1,422
LE Sedan1,422
S Plus Sedan1,422
S Sedan1,422
LE Premium Sedan1,468
LE EcoPremium Sedan1,506
S Premium Sedan1,506
2015 Toyota Corolla Average Rate$1,440

Additional Toyota Camry and Toyota Corolla Resources