Toyota Corolla vs Hyundai Elantra Insurance Cost

Is car insurance cheaper on a Toyota Corolla or a Hyundai Elantra? We compared rates from 2015 through 2024 for every trim level to see which is the winner.

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  • At an average cost of $2,336 per year, a 2024 Toyota Corolla is cheaper to insure than a 2024 Hyundai Elantra by an average of $272 per year.
  • Average car insurance cost per month for the Hyundai Elantra is 10.7% more expensive than the Toyota Corolla, at $195 versus $217.
  • Out of 15 models in the 2024 compact car segment, the Toyota Corolla ranks seventh and the Hyundai Elantra ranks 13th for most affordable car insurance rates.

Is it cheaper to insure a Toyota Corolla or Hyundai Elantra?

Average insurance rates for a 2024 Toyota Corolla are $2,336 per year, while insurance for a Hyundai Elantra costs an average of $2,608 per year, making the Toyota Corolla the cheaper model to insure by $272 per year.

Out of 12 Toyota Corolla trims, the cheapest 2024 trim level to insure is the LE model at an average cost of $2,128 per year, or $177 per month.

For the seven trim levels available for the Hyundai Elantra, the cheapest 2024 model to insure is the N model at a cost of $2,224.

When comparing rates by trim level for both models, the lowest-cost model and trim level is the Toyota Corolla LE at an average of $2,128 per year. The most expensive model and trim level is the Hyundai Elantra Blue Hybrid costing $2,874 per year.

The next table compares the annual and monthly cost of car insurance for 2024 Toyota Corolla and Hyundai Elantra models, with average cost for each trim level.

2024 Model Year Toyota Corolla vs. Hyundai Elantra Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,128$177
$2,188$182
$2,224$185
$2,226$186
$2,262$189
$2,276$190
$2,306$192
$2,308$192
$2,314$193
$2,320$193
$2,524$210
$2,562$214
$2,578$215
$2,586$216
$2,608$217
$2,618$218
$2,644$220
$2,774$231
$2,874$240

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2024 Toyota Corolla and a 2024 Hyundai Elantra
Annual and monthly insurance cost by trim level for a 2024 Toyota Corolla and a 2024 Hyundai Elantra

The rate chart below demonstrates the average cost to insure both models for drivers aged 20 to 50. For a 2024 Toyota Corolla, the average insurance cost ranges from $2,082 to $4,674 per year for these driver ages. A 2024 Hyundai Elantra costs from $2,324 to $5,218 to insure per year.

Average car insurance premiums for 2024 Toyota Corolla and Hyundai Elantra models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Toyota Corolla and Hyundai Elantra models for different driver ages. Rates updated on October 24, 2025.

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Data Methodology: Rates based on a 2024 model year Toyota Corolla and Hyundai Elantra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Toyota Corolla vs. Hyundai Elantra Insurance Cost
Driver Age Toyota Corolla Hyundai Elantra
18-Year-Old$7,156$7,988
20-Year-Old$4,674$5,218
25-Year-Old$2,710$3,024
30-Year-Old$2,486$2,770
40-Year-Old$2,336$2,608
50-Year-Old$2,082$2,324
60-Year-Old$1,946$2,170

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated October 24, 2025

The next two rate tables display the average insurance rates by trim level for each 2024 model, along with the average rate for each model. The 2024 Toyota Corolla has more affordable average car insurance rates than the 2024 Hyundai Elantra.

2024 Toyota Corolla

$2,336

Insurance Rates by Trim Level for a 2024 Toyota Corolla
2024 Toyota Corolla TrimsRate
LE$2,128
LE Hybrid2,188
SE2,226
Nightshade2,262
SE Hybrid2,276
XSE Hybrid2,306
Nightshade Hybrid2,308
XSE2,314
XLE Hybrid2,320
SE Hatchback2,524
Nightshade Hatchback2,562
XSE Hatchback2,644
2024 Toyota Corolla Average Rate$2,336

2024 Hyundai Elantra

$2,608

Insurance Rates by Trim Level for 2024 Toyota Corolla
2024 Hyundai Elantra TrimsRate
N$2,224
Limited2,578
Limited Hybrid2,586
N Line2,608
SEL2,618
SE2,774
Blue Hybrid2,874
2024 Hyundai Elantra Average Rate$2,608

2023 Toyota Corolla vs. Hyundai Elantra

For 2023 Toyota Corolla and Hyundai Elantra models, the model having the cheapest car insurance rates is the Toyota Corolla. Insurance cost for the Toyota Corolla averages $2,186 per year, whereas insurance for a Hyundai Elantra averages $2,542 per year.

For the eight trims available for the 2023 Toyota Corolla, the cheapest model to insure is the LE trim at an average cost of $2,076 per year, or $173 per month.

For the seven trims available for the Hyundai Elantra, the cheapest 2023 trim to insure is the SEL trim at a cost of $2,264.

When comparing both models at a trim-level basis, the most affordable model and trim level to insure is the Toyota Corolla LE at an average cost of $2,076 per year. The highest-cost model and trim level is the Hyundai Elantra N at a cost of $2,768 per year.

The table below compares and ranks the yearly and monthly cost of car insurance for 2023 Toyota Corolla and Hyundai Elantra models, with average cost for each trim level.

2023 Model Year Toyota Corolla vs. Hyundai Elantra Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,076$173
$2,128$177
$2,134$178
$2,170$181
$2,214$185
$2,250$188
$2,256$188
$2,262$189
$2,264$189
$2,354$196
$2,432$203
$2,632$219
$2,650$221
$2,692$224
$2,768$231

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2023 Toyota Corolla and a 2023 Hyundai Elantra
Annual and monthly insurance cost by trim level for a 2023 Toyota Corolla and a 2023 Hyundai Elantra

The chart below shows the average cost to insure the two models for the 20 to 50-year-old driver age groups. For a 2023 Toyota Corolla, the average cost of car insurance ranges from $1,944 to $4,372 per year for the age groups used in this illustration. A 2023 Hyundai Elantra costs from $2,272 to $5,078 to insure per year.

Average car insurance premiums for 2023 Toyota Corolla and Hyundai Elantra models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Toyota Corolla and Hyundai Elantra models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2023 model year Toyota Corolla and Hyundai Elantra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Toyota Corolla vs. Hyundai Elantra Insurance Cost
Driver Age Toyota Corolla Hyundai Elantra
18-Year-Old$6,695$7,753
20-Year-Old$4,372$5,078
25-Year-Old$2,538$2,942
30-Year-Old$2,328$2,696
40-Year-Old$2,186$2,542
50-Year-Old$1,944$2,272
60-Year-Old$1,818$2,120

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated October 24, 2025

The tables shown below illustrate average car insurance rates for every trim level for both 2023 models, along with an average cost for each model. The winner for the 2023 car insurance cost comparison is the Toyota Corolla.

2023 Toyota Corolla

$2,186

Insurance Rates by Trim Level for a 2023 Toyota Corolla
2023 Toyota Corolla TrimsRate
LE$2,076
LE Hybrid2,128
SE Hatchback2,134
SE2,170
SE Hybrid2,214
XSE Hatchback2,250
XSE Hybrid2,256
XSE2,262
2023 Toyota Corolla Average Rate$2,186

2023 Hyundai Elantra

$2,542

Insurance Rates by Trim Level for 2023 Toyota Corolla
2023 Hyundai Elantra TrimsRate
SEL$2,264
Hybrid Blue2,354
SE2,432
Limited2,632
N Line2,650
Hybrid Limited2,692
N2,768
2023 Hyundai Elantra Average Rate$2,542

2022 Toyota Corolla vs. Hyundai Elantra

Insurance on a 2022 Toyota Corolla costs an average of $2,148 per year, while insurance for a Hyundai Elantra averages $2,466 per year, making the Toyota Corolla the model with more affordable average car insurance rates.

Within each different model, however, car insurance cost varies noticeably for each of the different trim levels.

For a 2022 Toyota Corolla, average insurance rates range from the cheapest price of $2,046 per year for the L model up to the most expensive rate of $2,252 for the XSE Apex Edition model.

For a 2022 Hyundai Elantra, rates can range from $2,170 per year for the SEL model up to $2,680 for the most expensive N model.

When comparing both models, the overall cheapest vehicle to insure is the Toyota Corolla L at an average cost of $2,046 per year, and the most expensive model and trim level is the Hyundai Elantra N costing an average of $2,680 per year.

For a 2022 Toyota Corolla, the cheapest models are the L, LE, and SE Hatchback. The cheapest Hyundai Elantra models include the SEL, Hybrid Blue, and SE. From a cost-per-month basis, car insurance rates for all 2022 Toyota Corolla and Hyundai Elantra trim levels range from $171 to $223 per month.

The table shown below ranks the yearly and monthly cost of car insurance for 2022 Toyota Corolla and Hyundai Elantra models, showing average cost for each trim level.

2022 Model Year Toyota Corolla vs. Hyundai Elantra Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,046$171
$2,062$172
$2,106$176
$2,122$177
$2,134$178
$2,142$179
$2,156$180
$2,170$181
$2,174$181
$2,184$182
$2,194$183
$2,208$184
$2,236$186
$2,252$188
$2,382$199
$2,566$214
$2,578$215
$2,652$221
$2,680$223

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2022 Toyota Corolla and a 2022 Hyundai Elantra
Annual and monthly insurance cost by trim level for a 2022 Toyota Corolla and a 2022 Hyundai Elantra

The bar chart below compares average Toyota Corolla insurance rates to average Hyundai Elantra insurance rates for the 2022 model year.

Average car insurance premiums for 2022 Toyota Corolla and Hyundai Elantra models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Toyota Corolla and Hyundai Elantra models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2022 model year Toyota Corolla and Hyundai Elantra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Toyota Corolla vs. Hyundai Elantra Insurance Cost
Driver Age Toyota Corolla Hyundai Elantra
18-Year-Old$6,523$7,606
20-Year-Old$4,282$4,964
25-Year-Old$2,482$2,858
30-Year-Old$2,272$2,614
40-Year-Old$2,148$2,466
50-Year-Old$1,930$2,206
60-Year-Old$1,800$2,060

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated October 24, 2025

Out of 12 Toyota Corolla trims, the cheapest 2022 model to insure is the L model at an average cost of $2,046 per year. Out of the seven trim levels available for the Hyundai Elantra, the cheapest 2022 trim level to insure is the SEL model at a cost of $2,170 per year, or $181 per month.

When looking at the aggregated rates by trim for both models, the lowest-cost model and trim to insure is the Toyota Corolla L at an average cost of $2,046 per year. The highest-cost model and trim is the Hyundai Elantra N at an average cost of $2,680 per year.

The next two rate tables illustrate all the available trims for both 2022 models, including an overall average rate. The 2022 Toyota Corolla has cheaper average car insurance rates than the 2022 Hyundai Elantra.

2022 Toyota Corolla

$2,148

Insurance Rates by Trim Level for a 2022 Toyota Corolla
2022 Toyota Corolla TrimsRate
L$2,046
LE2,062
SE Hatchback2,106
SE2,122
SE Nightshade Edition Hatchback2,134
SE Nightshade Edition2,142
LE Hybrid2,156
XLE2,174
XSE Hatchback2,184
SE Apex Edition2,194
XSE2,208
XSE Apex Edition2,252
2022 Toyota Corolla Average Rate$2,148

2022 Hyundai Elantra

$2,466

Insurance Rates by Trim Level for 2022 Toyota Corolla
2022 Hyundai Elantra TrimsRate
SEL$2,170
Hybrid Blue2,236
SE2,382
N Line2,566
Limited2,578
Hybrid Limited2,652
N2,680
2022 Hyundai Elantra Average Rate$2,466

2021 Toyota Corolla vs Hyundai Elantra

When comparing average insurance rates for the 2021 Toyota Corolla and Hyundai Elantra models, the Toyota Corolla is cheaper by an average of $580 per year for 2021.

The chart below displays the average cost to insure both models using drivers aged 20 to 50. For a 2021 Toyota Corolla, average insurance cost ranges from $1,586 to $3,536 per year. A 2021 Hyundai Elantra costs from $2,110 to $4,758 to insure per year.

Average car insurance premiums for 2021 Toyota Corolla and Hyundai Elantra models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Toyota Corolla and Hyundai Elantra models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2021 model year Toyota Corolla and Hyundai Elantra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Toyota Corolla vs. Hyundai Elantra Insurance Cost
Driver Age Toyota Corolla Hyundai Elantra
18-Year-Old$5,402$7,293
20-Year-Old$3,536$4,758
25-Year-Old$2,054$2,728
30-Year-Old$1,888$2,492
40-Year-Old$1,776$2,356
50-Year-Old$1,586$2,110
60-Year-Old$1,480$1,972

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated October 24, 2025

Out of 12 Toyota Corolla trim levels, the cheapest 2021 model to insure is the iM SE Hatchback model at an average cost of $1,680 per year, or about $140 per month. For the six trim levels available for the Hyundai Elantra, the cheapest 2021 model to insure is the SEL Sedan model at a cost of $1,890.

When rates are compared for the 18 trim levels of both 2021 models, the most affordable model and trim level to insure is the Toyota Corolla iM SE Hatchback at an average of $1,680 per year. The most expensive model and trim level is the Hyundai Elantra Sport Sedan at an average of $2,610 per year.

The next tables illustrate both 2021 models and all trim levels available for each one, including an overall average rate. The winner for the 2021 car insurance battle is the Toyota Corolla.

2021 Toyota Corolla

$1,776

Insurance Rates by Trim Level for a 2021 Toyota Corolla
2021 Toyota Corolla TrimsRate
iM SE Hatchback$1,680
L Hatchback1,692
L Sedan1,692
LE Sedan1,724
LE Premium Hatchback1,758
Hybrid LE Sedan1,778
SE Sedan1,778
iM XSE Hatchback1,778
SE Premium Hatchback1,844
XLE Sedan1,844
XSE Sedan1,844
XLE Hatchback1,910
2021 Toyota Corolla Average Rate$1,776

2021 Hyundai Elantra

$2,356

Insurance Rates by Trim Level for 2021 Toyota Corolla
2021 Hyundai Elantra TrimsRate
SEL Sedan$1,890
EcoSedan1,956
SE Sedan2,498
Value Edition Sedan2,564
Limited Sedan2,610
Sport Sedan2,610
2021 Hyundai Elantra Average Rate$2,356

2020 Toyota Corolla vs Hyundai Elantra

For 2020 Toyota Corolla and Hyundai Elantra models, the Toyota Corolla is cheaper to insure by an average of $554 per year for this model year.

The chart below illustrates the average cost to insure both 2020 models rated for different driver ages. For a 2020 Toyota Corolla, the average car insurance cost ranges from $1,544 to $3,446 per year. A 2020 Hyundai Elantra costs from $2,048 to $4,618 to insure per year.

Average car insurance premiums for 2020 Toyota Corolla and Hyundai Elantra models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Toyota Corolla and Hyundai Elantra models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2020 model year Toyota Corolla and Hyundai Elantra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Toyota Corolla vs. Hyundai Elantra Insurance Cost
Driver Age Toyota Corolla Hyundai Elantra
18-Year-Old$5,260$7,076
20-Year-Old$3,446$4,618
25-Year-Old$2,002$2,648
30-Year-Old$1,840$2,416
40-Year-Old$1,730$2,284
50-Year-Old$1,544$2,048
60-Year-Old$1,444$1,912

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated October 24, 2025

Out of 12 trim levels for the 2020 Toyota Corolla, the cheapest average car insurance prices are on the L Hatchback model at a cost of $1,646 per year, or about $137 per month.

For the eight trims available for the Hyundai Elantra, the cheapest 2020 model to insure is the SEL Sedan model at a cost of $1,840 per year, or about $153 per month.

When comparing car insurance rates for both models by trim level, the cheapest trim to insure is the Toyota Corolla L Hatchback at a cost of $1,646 per year. The most expensive model and trim level is the Hyundai Elantra GT N Line Sedan at an average of $2,606 per year.

The two tables below display average car insurance rates for every trim level for both 2020 models, as well as an average rate for each model. The winner for the 2020 car insurance comparison is the Toyota Corolla.

2020 Toyota Corolla

$1,730

Insurance Rates by Trim Level for a 2020 Toyota Corolla
2020 Toyota Corolla TrimsRate
L Hatchback$1,646
L Sedan1,646
iM SE Hatchback1,652
LE Sedan1,676
LE Premium Hatchback1,708
Hybrid LE Sedan1,726
SE Sedan1,726
iM XSE Hatchback1,758
SE Premium Hatchback1,790
XLE Sedan1,790
XSE Sedan1,790
XLE Hatchback1,858
2020 Toyota Corolla Average Rate$1,730

2020 Hyundai Elantra

$2,284

Insurance Rates by Trim Level for 2020 Toyota Corolla
2020 Hyundai Elantra TrimsRate
SEL Sedan$1,840
EcoSedan1,902
GT Hatchback1,902
SE Sedan2,436
Value Edition Sedan2,500
Limited Sedan2,544
Sport Sedan2,544
GT N Line Sedan2,606
2020 Hyundai Elantra Average Rate$2,284

2019 Toyota Corolla vs Hyundai Elantra

For 2019 Toyota Corolla and Hyundai Elantra models, the Toyota Corolla has cheaper car insurance rates by an average of $558 per year for this comparison year.

The chart shown below visualizes the average cost to insure both 2019 models for different driver ages. Average car insurance cost ranges from $1,422 to $3,140 per year for a 2019 Toyota Corolla, and $1,928 to $4,346 for a 2019 Hyundai Elantra for these driver ages.

Average car insurance premiums for 2019 Toyota Corolla and Hyundai Elantra models for different driver ages.
Figure 6: Average car insurance premiums for 2019 Toyota Corolla and Hyundai Elantra models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2019 model year Toyota Corolla and Hyundai Elantra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Toyota Corolla vs. Hyundai Elantra Insurance Cost
Driver Age Toyota Corolla Hyundai Elantra
18-Year-Old$4,783$6,666
20-Year-Old$3,140$4,346
25-Year-Old$1,834$2,486
30-Year-Old$1,684$2,270
40-Year-Old$1,590$2,148
50-Year-Old$1,422$1,928
60-Year-Old$1,326$1,798

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated October 24, 2025

The 2019 Toyota Corolla has 12 trims available, with the cheapest model to insure being the L Hatchback model at an average cost of $1,552 per year.

The 2019 Hyundai Elantra has eight trims available, with the cheapest trim to insure being the SEL Sedan trim at an average cost of $1,894 per year, or around $158 per month.

When comparing rates by trim level for both models, the overall cheapest vehicle to insure is the Toyota Corolla L Hatchback at a cost of $1,552 per year. The highest-cost model and trim is the Hyundai Elantra GT N Line Sedan at an average of $2,368 per year.

The next two tables illustrate average car insurance rates for every trim level for both 2019 models, plus the average rate for each model. The model with the cheapest auto insurance rates for 2019 is the Toyota Corolla.

2019 Toyota Corolla

$1,590

Insurance Rates by Trim Level for a 2019 Toyota Corolla
2019 Toyota Corolla TrimsRate
L Hatchback$1,552
L Sedan1,552
LE EcoHatchback1,552
LE EcoSedan1,552
LE Hatchback1,552
LE Sedan1,552
SE Hatchback1,614
SE Sedan1,614
XLE Hatchback1,632
XLE Sedan1,632
XSE Hatchback1,632
XSE Sedan1,632
2019 Toyota Corolla Average Rate$1,590

2019 Hyundai Elantra

$2,148

Insurance Rates by Trim Level for 2019 Toyota Corolla
2019 Hyundai Elantra TrimsRate
SEL Sedan$1,894
EcoSedan1,954
GT Hatchback1,954
SE Sedan2,142
Value Edition Sedan2,246
Limited Sedan2,306
Sport Sedan2,306
GT N Line Sedan2,368
2019 Hyundai Elantra Average Rate$2,148

2018 Toyota Corolla vs Hyundai Elantra

For 2018 Toyota Corolla and Hyundai Elantra models, the Toyota Corolla has cheaper car insurance rates by an average of $192 per year.

The chart shown below displays the average cost to insure the two models for different driver ages. Average insurance cost ranges from $1,730 to $3,840 per year for a 2018 Toyota Corolla, and $1,900 to $4,274 for a 2018 Hyundai Elantra for the example age groups.

Average car insurance premiums for 2018 Toyota Corolla and Hyundai Elantra models for different driver ages.
Figure 7: Average car insurance premiums for 2018 Toyota Corolla and Hyundai Elantra models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2018 model year Toyota Corolla and Hyundai Elantra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Toyota Corolla vs. Hyundai Elantra Insurance Cost
Driver Age Toyota Corolla Hyundai Elantra
18-Year-Old$5,847$6,543
20-Year-Old$3,840$4,274
25-Year-Old$2,218$2,450
30-Year-Old$2,028$2,234
40-Year-Old$1,922$2,114
50-Year-Old$1,730$1,900
60-Year-Old$1,616$1,776

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated October 24, 2025

The 2018 Toyota Corolla has six trim levels available, with the cheapest trim level to insure being the L Sedan trim at an average cost of $1,884 per year. The 2018 Hyundai Elantra has eight trims available, with the cheapest trim level to insure being the GT Sport Hatchback trim at an average cost of $1,628 per year, or $136 per month.

When trim-level rates for both models are compared, the most affordable model and trim level to insure is the Hyundai Elantra GT Sport Hatchback at an average cost of $1,628 per year, and the overall most expensive vehicle to insure is the Hyundai Elantra Limited Sedan costing an average of $2,280 per year.

The next tables illustrate the cost to insure the available trim levels for both 2018 models, along with the average rate for each model.

2018 Toyota Corolla

$1,922

Insurance Rates by Trim Level for a 2018 Toyota Corolla
2018 Toyota Corolla TrimsRate
L Sedan$1,884
LE EcoSedan1,884
LE Sedan1,884
SE Sedan1,938
XLE Sedan1,938
XSE Sedan1,996
2018 Toyota Corolla Average Rate$1,922

2018 Hyundai Elantra

$2,114

Insurance Rates by Trim Level for 2018 Toyota Corolla
2018 Hyundai Elantra TrimsRate
GT Sport Hatchback$1,628
SE Sedan2,068
GT Hatchback2,164
SEL Sedan2,164
Value Edition Sedan2,164
EcoSedan Turbo2,222
Sport Sedan2,222
Limited Sedan2,280
2018 Hyundai Elantra Average Rate$2,114

2017 Toyota Corolla vs Hyundai Elantra

For 2017 Toyota Corolla and Hyundai Elantra models, the Toyota Corolla has cheaper car insurance rates by an average of $256 per year for this model year.

The chart below demonstrates the average cost to insure both 2017 models using drivers aged 20 to 50. For a 2017 Toyota Corolla, the average cost of car insurance ranges from $1,684 to $3,734 per year for the example age groups. A 2017 Hyundai Elantra costs from $1,912 to $4,292 to insure per year.

Average car insurance premiums for 2017 Toyota Corolla and Hyundai Elantra models for different driver ages.
Figure 8: Average car insurance premiums for 2017 Toyota Corolla and Hyundai Elantra models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2017 model year Toyota Corolla and Hyundai Elantra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Toyota Corolla vs. Hyundai Elantra Insurance Cost
Driver Age Toyota Corolla Hyundai Elantra
18-Year-Old$5,687$6,569
20-Year-Old$3,734$4,292
25-Year-Old$2,158$2,456
30-Year-Old$1,972$2,242
40-Year-Old$1,868$2,124
50-Year-Old$1,684$1,912
60-Year-Old$1,570$1,786

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated October 24, 2025

For the seven trim levels available for the 2017 Toyota Corolla, the cheapest model to insure is the L Sedan model at an average cost of $1,828 per year. The 2017 Hyundai Elantra has five trim levels available, with the cheapest trim level to insure being the SE Sedan trim at an average cost of $2,008 per year, or about $167 per month.

When looking at the aggregated rates by trim for both models, the cheapest vehicle to insure is the Toyota Corolla L Sedan at a cost of $1,828 per year. The highest-cost model and trim is the Hyundai Elantra Limited Sedan at an average of $2,206 per year.

The tables shown below display average car insurance rates for each trim level, plus an average rate for each model. The model with the cheapest auto insurance rates for 2017 is the Toyota Corolla.

2017 Toyota Corolla

$1,868

Insurance Rates by Trim Level for a 2017 Toyota Corolla
2017 Toyota Corolla TrimsRate
L Sedan$1,828
LE EcoSedan1,828
LE Sedan1,828
50th Anniversary Special Edition Sedan1,880
SE Sedan1,888
XLE Sedan1,900
XSE Sedan1,934
2017 Toyota Corolla Average Rate$1,868

2017 Hyundai Elantra

$2,124

Insurance Rates by Trim Level for 2017 Toyota Corolla
2017 Hyundai Elantra TrimsRate
SE Sedan$2,008
GT Hatchback2,100
EcoSedan2,152
Sport Sedan2,152
Limited Sedan2,206
2017 Hyundai Elantra Average Rate$2,124

2016 Toyota Corolla vs Hyundai Elantra

When comparing insurance rates for the 2016 Toyota Corolla and Hyundai Elantra models, the Toyota Corolla is cheaper to insure by an average of $134 per year.

The chart below displays the average cost to insure the two models with different driver age groups. Average car insurance cost ranges from $1,502 to $3,312 per year for a 2016 Toyota Corolla, and $1,628 to $3,626 for a 2016 Hyundai Elantra.

Average car insurance premiums for 2016 Toyota Corolla and Hyundai Elantra models for different driver ages.
Figure 9: Average car insurance premiums for 2016 Toyota Corolla and Hyundai Elantra models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2016 model year Toyota Corolla and Hyundai Elantra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Toyota Corolla vs. Hyundai Elantra Insurance Cost
Driver Age Toyota Corolla Hyundai Elantra
18-Year-Old$5,030$5,534
20-Year-Old$3,312$3,626
25-Year-Old$1,924$2,084
30-Year-Old$1,758$1,902
40-Year-Old$1,670$1,804
50-Year-Old$1,502$1,628
60-Year-Old$1,404$1,518

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated October 24, 2025

For the 11 trims available for the 2016 Toyota Corolla, the cheapest model to insure is the L Sedan trim at an average cost of $1,594 per year. For the five trim levels available for the Hyundai Elantra, the cheapest 2016 model to insure is the SE Sedan model at a cost of $1,716.

When rates are compared for the 16 trim levels of both 2016 models, the cheapest vehicle to insure is the Toyota Corolla L Sedan at a cost of $1,594 per year, and the most expensive vehicle to insure is the Hyundai Elantra Sport Sedan at an average of $1,848 per year.

The tables below illustrate trim level insurance cost averages for both 2016 models, as well as the overall average rate for each model. The winner for the 2016 car insurance rate comparison is the Toyota Corolla.

2016 Toyota Corolla

$1,670

Insurance Rates by Trim Level for a 2016 Toyota Corolla
2016 Toyota Corolla TrimsRate
L Sedan$1,594
LE EcoPlus Sedan1,644
LE EcoSedan1,644
LE Plus Sedan1,644
LE Sedan1,644
S Plus Sedan1,644
S Sedan1,644
Special Edition Sedan1,694
S Premium Sedan1,726
LE EcoPremium Sedan1,734
LE Premium Sedan1,744
2016 Toyota Corolla Average Rate$1,670

2016 Hyundai Elantra

$1,804

Insurance Rates by Trim Level for 2016 Toyota Corolla
2016 Hyundai Elantra TrimsRate
SE Sedan$1,716
GT Hatchback1,800
Value Edition Sedan1,800
Limited Sedan1,848
Sport Sedan1,848
2016 Hyundai Elantra Average Rate$1,804

2015 Toyota Corolla vs Hyundai Elantra

For the 2015 Toyota Corolla and Hyundai Elantra models, the Toyota Corolla has cheaper car insurance cost by an average of $96 per year.

The next chart demonstrates the average cost to insure both 2015 models for a range of driver ages. For a 2015 Toyota Corolla, average insurance cost ranges from $1,328 to $2,926 per year for the included age groups. A 2015 Hyundai Elantra costs from $1,416 to $3,122 to insure per year.

Average car insurance premiums for 2015 Toyota Corolla and Hyundai Elantra models for different driver ages.
Figure 10: Average car insurance premiums for 2015 Toyota Corolla and Hyundai Elantra models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2015 model year Toyota Corolla and Hyundai Elantra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Toyota Corolla vs. Hyundai Elantra Insurance Cost
Driver Age Toyota Corolla Hyundai Elantra
18-Year-Old$4,447$4,749
20-Year-Old$2,926$3,122
25-Year-Old$1,702$1,808
30-Year-Old$1,556$1,648
40-Year-Old$1,472$1,568
50-Year-Old$1,328$1,416
60-Year-Old$1,238$1,322

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated October 24, 2025

Out of 10 trim levels for the 2015 Toyota Corolla, the cheapest average insurance prices are on the L Sedan trim at a cost of $1,410 per year. Out of the four trims available for the Hyundai Elantra, the cheapest 2015 model to insure is the SE Sedan trim at a cost of $1,508.

When comparing rates by trim level for both models, the lowest-cost model and trim level to insure is the Toyota Corolla L Sedan at an average cost of $1,410 per year, and the highest-cost model and trim level is the Hyundai Elantra Sport Sedan costing an average of $1,600 per year.

The tables shown below illustrate average car insurance cost by trim level for a 2015 Toyota Corolla and Hyundai Elantra, including the average rate for each model. The model with the cheapest overall car insurance rates for 2015 is the Toyota Corolla.

2015 Toyota Corolla

$1,472

Insurance Rates by Trim Level for a 2015 Toyota Corolla
2015 Toyota Corolla TrimsRate
L Sedan$1,410
LE EcoPlus Sedan1,454
LE EcoSedan1,454
LE Plus Sedan1,454
LE Sedan1,454
S Plus Sedan1,454
S Sedan1,454
LE Premium Sedan1,502
LE EcoPremium Sedan1,540
S Premium Sedan1,540
2015 Toyota Corolla Average Rate$1,472

2015 Hyundai Elantra

$1,568

Insurance Rates by Trim Level for 2015 Toyota Corolla
2015 Hyundai Elantra TrimsRate
SE Sedan$1,508
GT Hatchback1,556
Limited Sedan1,600
Sport Sedan1,600
2015 Hyundai Elantra Average Rate$1,568

Additional Toyota Corolla and Hyundai Elantra Resources