Toyota Highlander Insurance vs. Chevrolet Traverse Insurance

Does a Highlander or Traverse cost less to insure? We compared rates for both midsize SUVs to see which insurance costs less.

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  • At an average savings of $78 per year, the 2023 Chevrolet Traverse is cheaper to insure than the 2023 Toyota Highlander.
  • For a 2023 Toyota Highlander, average full-coverage car insurance rates range from $1,542 to $1,980 per year, while auto insurance for a 2023 Chevrolet Traverse costs from $1,560 to $1,786, depending on the exact model being insured.
  • Out of 31 models in the 2023 midsize SUV category, the Toyota Highlander ranks 21st and the Chevrolet Traverse ranks 14th for cheapest car insurance cost.

Does a Highlander or Traverse have cheaper insurance?

For 2023 Highlander and Traverse models, the model with the cheapest average car insurance rates is the Chevrolet Traverse. Insurance on the Toyota Highlander averages $1,762 per year, whereas insurance for the Chevrolet Traverse costs an average of $1,684 per year.

For the 22 trim levels available for the 2023 Toyota Highlander, the cheapest trim to insure is the L 2WD model at an average cost of $1,542 per year, or about $129 per month. For the 12 trim levels available for the Chevrolet Traverse, the cheapest 2023 trim level to insure is the LS 2WD model at a cost of $1,560.

When rates for all 34 trims of both models are combined and sorted by cost, the most affordable model and trim level to insure is the Toyota Highlander L 2WD at an average cost of $1,542 per year, and the most expensive trim is the Toyota Highlander Hybrid Platinum AWD costing $1,980 per year.

The table shown below compares and ranks the annual and monthly cost of car insurance for 2023 Toyota Highlander and Chevrolet Traverse models, with average rates for every trim level for each model.

2023 Toyota Highlander vs Chevrolet Traverse Insurance Cost by Trim Level
Model and Trim Level Annual Cost Monthly Cost
$1,542$129
$1,560$130
$1,580$132
$1,592$133
$1,598$133
$1,604$134
$1,632$136
$1,658$138
$1,658$138
$1,658$138
$1,680$140
$1,688$141
$1,688$141
$1,706$142
$1,716$143
$1,722$144
$1,726$144
$1,726$144
$1,728$144
$1,746$146
$1,752$146
$1,758$147
$1,770$148
$1,772$148
$1,786$149
$1,794$150
$1,796$150
$1,824$152
$1,850$154
$1,874$156
$1,922$160
$1,942$162
$1,962$164
$1,980$165

Get Rates in Your AreaWhy is this important?

Table Data Details: Average annual and monthly cost assumes a clean driving record and no at-fault accidents for a 40-year-old driver rated on a 2023 Toyota Highlander and a 2023 Chevrolet Traverse. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
2023 Toyota Highlander vs Chevrolet Traverse Insurance Cost by Trim Level

The chart shown below demonstrates the average cost to insure the two models rated for a variety of different driver ages. The average cost of car insurance ranges from $1,604 to $3,524 per year for a 2023 Toyota Highlander, and $1,534 to $3,326 for a 2023 Chevrolet Traverse for the illustrated age groups.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2023 Toyota Highlander and a 2023 Chevrolet Traverse with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Highlander and Chevrolet Traverse trim levels.Data last updated on December 30, 2022
2023 Toyota Highlander vs. 2023 Chevrolet Traverse Insurance Cost
2023 Toyota Highlander vs. Chevrolet Traverse Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Highlander$3,524$1,866$1,762$1,604
Chevrolet Traverse$3,326$1,770$1,684$1,534

The next tables illustrate all the available trims for both 2023 models, along with an average cost for each model. The 2023 Chevrolet Traverse has more affordable average car insurance rates than the 2023 Toyota Highlander.

2023 Toyota Highlander

$1,762

Insurance Rates by Trim Level for 2023 Toyota Highlander
2023 Toyota Highlander TrimsRate
L 2WD$1,542
L AWD1,580
LE 2WD1,598
LE AWD1,632
XLE 2WD1,658
XLE AWD1,688
XSE 2WD1,688
XSE AWD1,716
Bronze Edition 2WD1,722
Limited 2WD1,728
Bronze Edition AWD1,746
Limited AWD1,758
Platinum 2WD1,770
Hybrid LE 2WD1,794
Platinum AWD1,796
Hybrid LE AWD1,824
Hybrid XLE 2WD1,850
Hybrid XLE AWD1,874
Hybrid Limited 2WD1,922
Hybrid Limited AWD1,942
Hybrid Platinum 2WD1,962
Hybrid Platinum AWD1,980
2023 Toyota Highlander Average Rate$1,762

2023 Chevrolet Traverse

$1,684

Insurance Rates by Trim Level for 2023 Toyota Highlander
2023 Chevrolet Traverse TrimsRate
LS 2WD$1,560
LS AWD1,592
LT Cloth 2WD1,604
LT Cloth AWD1,658
LT Leather 2WD1,658
LT Leather AWD1,680
RS 2WD1,706
Premier 2WD1,726
RS AWD1,726
Premier AWD1,752
High Country 2WD1,772
High Country AWD1,786
2023 Chevrolet Traverse Average Rate$1,684

2022 Toyota Highlander vs. Chevrolet Traverse

For the 2022 model year, the vehicle with the cheapest average car insurance rates is the Toyota Highlander. Average car insurance rates for the Toyota Highlander are $1,662 per year, whereas insurance for a Chevrolet Traverse averages $1,704 per year.

Auto insurance cost varies quite a bit depending on the trim level being insured, however. To illustrate this point, Highlander insurance rates can range from $1,456 per year for the L 2WD model up to $1,874 for the Hybrid Platinum AWD model. For the 2022 Chevrolet Traverse, rates can range from $1,526 per year for the LS 2WD model up to $1,826 on the High Country AWD model. So the exact trim levels of the models you’re comparing will determine which model is in fact cheapest.

For a 2022 Toyota Highlander, the cheapest models are the L 2WD, L AWD, and LE 2WD. The cheapest Chevrolet Traverse models include the LS 2WD, LS AWD, and LT Cloth 2WD. On a monthly basis, car insurance rates for all 2022 Toyota Highlander and Chevrolet Traverse trim levels cost from $121 to $156 per month.

For previous model years, average auto insurance rates for each model compare as shown below. Click on any linked model year to view insurance rates for every trim level.

  • 2021 Model Year – With a savings of $94 per year, the Chevrolet Traverse costs less to insure than the Toyota Highlander.
  • 2020 Model Year – Averaging $94 less per year, the Chevrolet Traverse has cheaper insurance rates between the 2020 Highlander and Traverse models.
  • 2019 Model Year – With a savings of $180 per year, the Chevrolet Traverse costs less to insure than the Toyota Highlander.
  • 2018 Model Year – The Highlander averages $1,546 per year to insure and the Traverse costs an average of $1,364 annually. The more affordable model is the Chevrolet Traverse by $182 per year.
  • 2017 Model Year – For this model year, the Highlander costs an average of $1,474 per year to insure and the Traverse averages $1,294 per year. The cheaper model to insure is the Chevrolet Traverse by $180 per year.
  • 2016 Model Year – At an average savings of $250 per year, the Chevrolet Traverse costs less to insure than the Toyota Highlander.
  • 2015 Model Year – The Highlander costs $1,340 per year for full-coverage insurance and the Traverse costs $1,284 per year. The cheaper model to insure is the Chevrolet Traverse by $56 per year.

The rate table below compares the cost of car insurance for 2022 Toyota Highlander and Chevrolet Traverse models, with average cost for each trim level.

2022 Toyota Highlander vs Chevrolet Traverse Insurance Cost by Trim Level
Model and Trim Level Annual Cost Monthly Cost
$1,456$121
$1,494$125
$1,506$126
$1,526$127
$1,534$128
$1,564$130
$1,588$132
$1,588$132
$1,616$135
$1,616$135
$1,620$135
$1,626$136
$1,626$136
$1,640$137
$1,654$138
$1,666$139
$1,666$139
$1,670$139
$1,674$140
$1,690$141
$1,700$142
$1,726$144
$1,730$144
$1,754$146
$1,764$147
$1,768$147
$1,776$148
$1,778$148
$1,812$151
$1,814$151
$1,826$152
$1,838$153
$1,856$155
$1,874$156

Get Rates in Your AreaWhy is this important?

Table Data Details: Average annual and monthly cost assumes a clean driving record and no at-fault accidents for a 40-year-old driver rated on a 2022 Toyota Highlander and a 2022 Chevrolet Traverse. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
2022 Toyota Highlander vs Chevrolet Traverse Insurance Cost by Trim Level

The chart below visualizes the average insurance cost for the two models using a range of rated driver ages. The average cost of car insurance ranges from $1,516 to $3,328 per year on a 2022 Toyota Highlander, and $1,552 to $3,378 for a 2022 Chevrolet Traverse for the driver ages used.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2022 Toyota Highlander and a 2022 Chevrolet Traverse with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Highlander and Chevrolet Traverse trim levels.Data last updated on December 30, 2022
2022 Toyota Highlander vs. 2022 Chevrolet Traverse Insurance Cost
2022 Toyota Highlander vs. Chevrolet Traverse Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Highlander$3,328$1,758$1,662$1,516
Chevrolet Traverse$3,378$1,794$1,704$1,552

Out of 22 Toyota Highlander trim levels, the cheapest 2022 trim level to insure is the L 2WD trim at an average cost of $1,456 per year, or about $121 per month. For the 12 trim options available for the Chevrolet Traverse, the cheapest 2022 model to insure is the LS 2WD trim at a cost of $1,526 per year, or $127 per month.

When comparing both models combined at a trim-level basis, the lowest-cost model and trim level to buy insurance for is the Toyota Highlander L 2WD at an average of $1,456 per year. The most expensive model and trim level is the Toyota Highlander Hybrid Platinum AWD costing an average of $1,874 per year.

The next two rate tables detail the cost to insure the available trim levels for both 2022 models, plus the average rate for each model. The winner for the 2022 car insurance battle is the Toyota Highlander.

2022 Toyota Highlander

$1,662

Insurance Rates by Trim Level for 2022 Toyota Highlander
2022 Toyota Highlander TrimsRate
L 2WD$1,456
L AWD1,494
LE 2WD1,506
LE AWD1,534
XLE 2WD1,564
XLE AWD1,588
XSE 2WD1,588
Bronze Edition 2WD1,616
XSE AWD1,620
Limited 2WD1,626
Bronze Edition AWD1,640
Limited AWD1,654
Platinum 2WD1,666
Platinum AWD1,690
Hybrid LE 2WD1,700
Hybrid LE AWD1,730
Hybrid XLE 2WD1,754
Hybrid XLE AWD1,778
Hybrid Limited 2WD1,812
Hybrid Limited AWD1,838
Hybrid Platinum 2WD1,856
Hybrid Platinum AWD1,874
2022 Toyota Highlander Average Rate$1,662

2022 Chevrolet Traverse

$1,704

Insurance Rates by Trim Level for 2022 Toyota Highlander
2022 Chevrolet Traverse TrimsRate
LS 2WD$1,526
LS AWD1,616
LT Cloth 2WD1,626
LT Leather 2WD1,666
LT Cloth AWD1,670
LT Leather AWD1,674
RS 2WD1,726
RS AWD1,764
Premier 2WD1,768
Premier AWD1,776
High Country 2WD1,814
High Country AWD1,826
2022 Chevrolet Traverse Average Rate$1,704

2021 Toyota Highlander vs. Chevrolet Traverse

For the 2021 Toyota Highlander and Chevrolet Traverse models, the Chevrolet Traverse has cheaper car insurance rates by $94 per year.

The following chart illustrates the average insurance cost for both models for different driver ages. A full-coverage car insurance policy ranges from $1,560 to $3,432 per year for a 2021 Toyota Highlander, and $1,470 to $3,202 for a 2021 Chevrolet Traverse for the included age groups.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2021 Toyota Highlander and a 2021 Chevrolet Traverse with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Highlander and Chevrolet Traverse trim levels.Data last updated on December 30, 2022
2021 Toyota Highlander vs. 2021 Chevrolet Traverse Insurance Cost
2021 Toyota Highlander vs. Chevrolet Traverse Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Highlander$3,432$1,800$1,710$1,560
Chevrolet Traverse$3,202$1,696$1,616$1,470

The 2021 Toyota Highlander has 17 trim levels available, with the cheapest trim to insure being the L 2WD model at an average cost of $1,502 per year.

For the 13 trim levels available for the Chevrolet Traverse, the cheapest 2021 trim level to insure is the L 2WD trim at a cost of $1,402.

When rates are compared for the 30 different trim levels of both 2021 models, the overall cheapest vehicle to buy insurance for is the Chevrolet Traverse L 2WD at an average rate of $1,402 per year, and the highest-cost model and trim is the Toyota Highlander Hybrid Platinum 4WD at an average cost of $1,968 per year.

The tables below break down both 2021 models and all trim levels available for each one, including the average rate for each model. The model with the cheapest car insurance rates for 2021 is the Chevrolet Traverse.

2021 Toyota Highlander

$1,710

Insurance Rates by Trim Level for 2021 Toyota Highlander
2021 Toyota Highlander TrimsRate
L 2WD$1,502
L 4WD1,550
LE 2WD1,550
LE 4WD1,550
XLE 2WD1,550
Limited 2WD1,600
XLE 4WD1,600
Limited 4WD1,648
Platinum 2WD1,648
Platinum 4WD1,648
Hybrid LE 2WD1,804
Hybrid LE 4WD1,804
Hybrid XLE 4WD1,854
Hybrid Limited 2WD1,936
Hybrid Limited 4WD1,936
Hybrid Platinum 2WD1,936
Hybrid Platinum 4WD1,968
2021 Toyota Highlander Average Rate$1,710

2021 Chevrolet Traverse

$1,616

Insurance Rates by Trim Level for 2021 Toyota Highlander
2021 Chevrolet Traverse TrimsRate
L 2WD$1,402
LS 2WD1,450
LS AWD1,550
LT Cloth 2WD1,550
LT Cloth AWD1,598
LT Leather 2WD1,598
LT Leather AWD1,646
RS 2WD1,646
Premier 2WD1,694
Premier AWD1,694
RS AWD1,694
High Country 2WD1,744
High Country AWD1,744
2021 Chevrolet Traverse Average Rate$1,616

2020 Toyota Highlander vs. Chevrolet Traverse

When comparing insurance cost for 2020 models, the Toyota Highlander costs $1,688 per year to insure and the Chevrolet Traverse costs $1,594, making the Chevrolet Traverse the cheaper model by $94 for this comparison year.

The following chart shows the average car insurance cost for the two models for the 20 to 50-year-old driver age groups. Average insurance cost ranges from $1,540 to $3,390 per year for a 2020 Toyota Highlander, and $1,452 to $3,162 for a 2020 Chevrolet Traverse for the different drivers illustrated in the chart

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2020 Toyota Highlander and a 2020 Chevrolet Traverse with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Highlander and Chevrolet Traverse trim levels.Data last updated on December 30, 2022
2020 Toyota Highlander vs. 2020 Chevrolet Traverse Insurance Cost
2020 Toyota Highlander vs. Chevrolet Traverse Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Highlander$3,390$1,776$1,688$1,540
Chevrolet Traverse$3,162$1,672$1,594$1,452

The 2020 Toyota Highlander has 17 trims available, with the cheapest trim to insure being the L 2WD model at an average cost of $1,480 per year, or about $123 per month. For the 13 different trims available for the Chevrolet Traverse, the cheapest 2020 trim to insure is the L 2WD model at a cost of $1,384.

When insurance prices for all 30 trims of both models are combined and sorted by cost, the overall cheapest vehicle to buy insurance for is the Chevrolet Traverse L 2WD at an average rate of $1,384 per year. The most expensive model and trim level is the Toyota Highlander Hybrid Platinum 4WD at a cost of $1,942 per year.

The tables below illustrate trim level insurance rates for each 2020 model, as well as an average rate for each model. The 2020 Chevrolet Traverse has lower-cost car average car insurance rates than the 2020 Toyota Highlander.

2020 Toyota Highlander

$1,688

Insurance Rates by Trim Level for 2020 Toyota Highlander
2020 Toyota Highlander TrimsRate
L 2WD$1,480
L 4WD1,528
LE 2WD1,528
LE 4WD1,528
XLE 2WD1,528
Limited 2WD1,576
XLE 4WD1,576
Limited 4WD1,624
Platinum 2WD1,624
Platinum 4WD1,624
Hybrid LE 2WD1,780
Hybrid LE 4WD1,780
Hybrid XLE 4WD1,828
Hybrid Limited 2WD1,910
Hybrid Limited 4WD1,910
Hybrid Platinum 2WD1,910
Hybrid Platinum 4WD1,942
2020 Toyota Highlander Average Rate$1,688

2020 Chevrolet Traverse

$1,594

Insurance Rates by Trim Level for 2020 Toyota Highlander
2020 Chevrolet Traverse TrimsRate
L 2WD$1,384
LS 2WD1,432
LS AWD1,528
LT Cloth 2WD1,528
LT Cloth AWD1,576
LT Leather 2WD1,576
LT Leather AWD1,622
RS 2WD1,622
Premier 2WD1,670
Premier AWD1,670
RS AWD1,670
High Country 2WD1,720
High Country AWD1,720
2020 Chevrolet Traverse Average Rate$1,594

2019 Toyota Highlander vs. Chevrolet Traverse

When comparing car insurance rates for 2019 models, the Toyota Highlander costs $1,590 per year for a full-coverage policy and the Chevrolet Traverse costs $1,410, making the Chevrolet Traverse the model with cheaper insurance by $180.

The rate chart below demonstrates the average cost to insure both 2019 models with different drivers at the wheel. A full-coverage car insurance policy ranges from $1,454 to $3,196 per year on a 2019 Toyota Highlander, and $1,286 to $2,790 on a 2019 Chevrolet Traverse for the five driver age examples in the chart

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2019 Toyota Highlander and a 2019 Chevrolet Traverse with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Highlander and Chevrolet Traverse trim levels.Data last updated on December 30, 2022
2019 Toyota Highlander vs. 2019 Chevrolet Traverse Insurance Cost
2019 Toyota Highlander vs. Chevrolet Traverse Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Highlander$3,196$1,674$1,590$1,454
Chevrolet Traverse$2,790$1,480$1,410$1,286

Out of 17 trims for the 2019 Toyota Highlander, the cheapest insurance rates are on the LE 2WD trim at a cost of $1,432 per year. For the 11 trim and option levels available for the Chevrolet Traverse, the cheapest 2019 model to insure is the L 2WD trim at a cost of $1,224 per year, or around $102 per month.

When trim-level rates for both models are compared, the cheapest model and trim level to insure is the Chevrolet Traverse L 2WD at an average rate of $1,224 per year, and the highest-cost model and trim level is the Toyota Highlander Hybrid Limited Platinum 4WD costing $1,746 per year.

The tables below break down average car insurance rates for every trim level for both 2019 models, including the average rate for each model. The model with the cheapest average car insurance rates for 2019 is the Chevrolet Traverse.

2019 Toyota Highlander

$1,590

Insurance Rates by Trim Level for 2019 Toyota Highlander
2019 Toyota Highlander TrimsRate
LE 2WD$1,432
LE 4WD1,478
LE Plus 2WD1,522
LE Plus 4WD1,522
XLE 2WD1,522
Limited 2WD1,568
Limited 4WD1,568
SE 2WD1,568
SE 4WD1,568
XLE 4WD1,568
Limited Platinum 2WD1,614
Limited Platinum 4WD1,614
Hybrid 4WD1,654
Hybrid LE 4WD1,654
Hybrid XLE 4WD1,700
Hybrid Limited 4WD1,746
Hybrid Limited Platinum 4WD1,746
2019 Toyota Highlander Average Rate$1,590

2019 Chevrolet Traverse

$1,410

Insurance Rates by Trim Level for 2019 Toyota Highlander
2019 Chevrolet Traverse TrimsRate
L 2WD$1,224
LS 2WD1,302
LS AWD1,360
LT Cloth 2WD1,360
LT Cloth AWD1,406
LT Leather 2WD1,406
LT Leather AWD1,452
RS 2WD1,452
Premier 2WD1,500
Premier AWD1,500
High Country AWD1,546
2019 Chevrolet Traverse Average Rate$1,410

2018 Toyota Highlander vs. Chevrolet Traverse

For the 2018 Toyota Highlander and Chevrolet Traverse models, the Chevrolet Traverse has cheaper car insurance cost by an average of $182 per year.

The next chart shows the average cost to insure both models rated for different driver ages. Insurance cost ranges from $1,416 to $3,114 per year for a 2018 Toyota Highlander, and $1,246 to $2,704 on a 2018 Chevrolet Traverse for the age groups used in this illustration.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2018 Toyota Highlander and a 2018 Chevrolet Traverse with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Highlander and Chevrolet Traverse trim levels.Data last updated on December 30, 2022
2018 Toyota Highlander vs. 2018 Chevrolet Traverse Insurance Cost
2018 Toyota Highlander vs. Chevrolet Traverse Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Highlander$3,114$1,626$1,546$1,416
Chevrolet Traverse$2,704$1,428$1,364$1,246

For the 16 trims available for the 2018 Toyota Highlander, the cheapest model to insure is the LE 2WD model at an average cost of $1,394 per year.

The 2018 Chevrolet Traverse has nine different trim levels available, with the cheapest trim level to insure being the L 2WD model at an average cost of $1,194 per year, or about $100 per month.

When comparing car insurance rates for both models by trim level, the cheapest model and trim level to buy insurance for is the Chevrolet Traverse L 2WD at an average rate of $1,194 per year. The most expensive trim is the Toyota Highlander Hybrid Limited 4WD costing $1,700 per year.

The next two tables break down the expected annual car insurance cost by trim level for both 2018 models, as well as the overall average rate for each model. The cheapest to insure for the 2018 model year is the Chevrolet Traverse.

2018 Toyota Highlander

$1,546

Insurance Rates by Trim Level for 2018 Toyota Highlander
2018 Toyota Highlander TrimsRate
LE 2WD$1,394
LE 4WD1,438
Plus 2WD1,438
Plus 4WD1,482
XLE 2WD1,482
Limited 4WD1,526
SE 4WD1,526
XLE 4WD1,526
SE 2WD1,550
Limited Platinum 4WD1,570
Limited 2WD1,594
Limited Platinum 2WD1,594
Hybrid LE 4WD1,612
Hybrid XLE 4WD1,656
Hybrid 4WD1,700
Hybrid Limited 4WD1,700
2018 Toyota Highlander Average Rate$1,546

2018 Chevrolet Traverse

$1,364

Insurance Rates by Trim Level for 2018 Toyota Highlander
2018 Chevrolet Traverse TrimsRate
L 2WD$1,194
LS 2WD1,270
LS AWD1,326
LT 2WD1,326
LT AWD1,370
Premier 2WD1,414
RS 2WD1,414
Premier AWD1,458
High Country AWD1,502
2018 Chevrolet Traverse Average Rate$1,364

2017 Toyota Highlander vs. Chevrolet Traverse

When comparing car insurance rates for the 2017 Toyota Highlander and Chevrolet Traverse models, the Chevrolet Traverse is cheaper to insure by $180 per year for this model year.

The chart below shows the average insurance cost for both 2017 models for the 20 to 50-year-old driver age groups. For a 2017 Toyota Highlander, the average car insurance cost ranges from $1,350 to $2,960 per year. Full-coverage insurance for a 2017 Chevrolet Traverse ranges from $1,180 to $2,556 on average per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2017 Toyota Highlander and a 2017 Chevrolet Traverse with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Highlander and Chevrolet Traverse trim levels.Data last updated on December 30, 2022
2017 Toyota Highlander vs. 2017 Chevrolet Traverse Insurance Cost
2017 Toyota Highlander vs. Chevrolet Traverse Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Highlander$2,960$1,548$1,474$1,350
Chevrolet Traverse$2,556$1,350$1,294$1,180

Out of 14 trims for the 2017 Toyota Highlander, the cheapest auto insurance rates are on the LE 2WD trim at a cost of $1,340 per year, or about $112 per month.

The 2017 Chevrolet Traverse has six different option levels available, with the cheapest model to insure being the LS 2WD model at an average cost of $1,154 per year.

When looking at the combined rates by trim level for both models, the most affordable model and trim level to put coverage on is the Chevrolet Traverse LS 2WD at an average cost of $1,154 per year, and the most expensive trim is the Toyota Highlander Hybrid Platinum 4WD at an average of $1,634 per year.

The next tables break down trim level insurance rates for each 2017 model, as well as an average rate for each model.

2017 Toyota Highlander

$1,474

Insurance Rates by Trim Level for 2017 Toyota Highlander
2017 Toyota Highlander TrimsRate
LE 2WD$1,340
LE 4WD1,382
Plus 2WD1,382
Plus 4WD1,424
XLE 2WD1,424
XLE 4WD1,424
Limited 2WD1,466
Limited 4WD1,466
Platinum 2WD1,466
Platinum 4WD1,506
Hybrid LE 4WD1,552
Hybrid Limited 4WD1,592
Hybrid XLE 4WD1,592
Hybrid Platinum 4WD1,634
2017 Toyota Highlander Average Rate$1,474

2017 Chevrolet Traverse

$1,294

Insurance Rates by Trim Level for 2017 Toyota Highlander
2017 Chevrolet Traverse TrimsRate
LS 2WD$1,154
LS AWD1,280
LT 2WD1,280
LT AWD1,320
Premier 2WD1,362
Premier AWD1,362
2017 Chevrolet Traverse Average Rate$1,294

2016 Toyota Highlander vs. Chevrolet Traverse

A 2016 Chevrolet Traverse is $250 cheaper to insure per year on average than a 2016 Toyota Highlander, a difference of 20%.

The chart shown below shows the average cost to insure the two models using drivers aged 20 to 50. For a 2016 Toyota Highlander, the average cost of car insurance ranges from $1,366 to $2,998 per year for the sample drivers in the chart. Car insurance for a 2016 Chevrolet Traverse ranges from $1,142 to $2,474 on average per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2016 Toyota Highlander and a 2016 Chevrolet Traverse with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Highlander and Chevrolet Traverse trim levels.Data last updated on December 30, 2022
2016 Toyota Highlander vs. 2016 Chevrolet Traverse Insurance Cost
2016 Toyota Highlander vs. Chevrolet Traverse Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Highlander$2,998$1,558$1,498$1,366
Chevrolet Traverse$2,474$1,302$1,248$1,142

The 2016 Toyota Highlander has 12 trim levels available, with the cheapest trim to insure being the LE 2WD model at an average cost of $1,358 per year. For the six different trim levels available for the Chevrolet Traverse, the cheapest 2016 trim level to insure is the LS 2WD trim at a cost of $1,150 per year, or around $96 per month.

When comparing rates by trim level for both models, the lowest-cost model and trim to buy insurance for is the Chevrolet Traverse LS 2WD at a cost of $1,150 per year. The highest-cost model and trim is the Toyota Highlander Hybrid Platinum 4WD at a cost of $1,680 per year.

The next two tables show the average cost to insure all 2016 trim levels, including an overall average cost for each model. The winner for the 2016 car insurance battle is the Chevrolet Traverse.

2016 Toyota Highlander

$1,498

Insurance Rates by Trim Level for 2016 Toyota Highlander
2016 Toyota Highlander TrimsRate
LE 2WD$1,358
LE 4WD1,398
Plus 2WD1,436
Plus 4WD1,436
XLE 2WD1,476
XLE 4WD1,476
Limited 2WD1,512
Limited 4WD1,512
Platinum 2WD1,512
Platinum 4WD1,512
Hybrid Limited 4WD1,640
Hybrid Platinum 4WD1,680
2016 Toyota Highlander Average Rate$1,498

2016 Chevrolet Traverse

$1,248

Insurance Rates by Trim Level for 2016 Toyota Highlander
2016 Chevrolet Traverse TrimsRate
LS 2WD$1,150
LS AWD1,230
LT 2WD1,230
LT AWD1,268
LTZ 2WD1,308
LTZ AWD1,308
2016 Chevrolet Traverse Average Rate$1,248

2015 Toyota Highlander vs. Chevrolet Traverse

For the 2015 Toyota Highlander and Chevrolet Traverse models, the Chevrolet Traverse costs less to insure by $56 per year for this model year.

The rate chart below illustrates the average insurance cost for both 2015 models for the 20, 30, 40, and 50-year-old driver age groups. For a 2015 Toyota Highlander, insurance cost ranges from $1,226 to $2,678 per year for the chosen age groups in the chart. Insurance on a 2015 Chevrolet Traverse costs from $1,172 to $2,552 on average per year.

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Chart Data Details: Average insurance rates are for a 2015 Toyota Highlander and a 2015 Chevrolet Traverse with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Highlander and Chevrolet Traverse trim levels.Data last updated on December 30, 2022
2015 Toyota Highlander vs. 2015 Chevrolet Traverse Insurance Cost
2015 Toyota Highlander vs. Chevrolet Traverse Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Highlander$2,678$1,402$1,340$1,226
Chevrolet Traverse$2,552$1,330$1,284$1,172

Out of 12 Toyota Highlander trims, the cheapest 2015 trim level to insure is the LE 2WD trim at an average cost of $1,210 per year.

Out of the six option levels available for the Chevrolet Traverse, the cheapest 2015 trim level to insure is the LS 2WD model at a cost of $1,214.

When comparing rates by trim level for both models, the cheapest vehicle to buy insurance for is the Toyota Highlander LE 2WD at an average of $1,210 per year. The highest-cost model and trim level is the Toyota Highlander Hybrid Platinum 4WD at an average of $1,550 per year.

The next tables detail the average cost to insure all 2015 trim levels, as well as an average rate for each model. The 2015 Chevrolet Traverse has cheaper overall car insurance rates than the 2015 Toyota Highlander.

2015 Toyota Highlander

$1,340

Insurance Rates by Trim Level for 2015 Toyota Highlander
2015 Toyota Highlander TrimsRate
LE 2WD$1,210
LE 4WD1,246
Plus 2WD1,246
Plus 4WD1,282
Limited 2WD1,316
XLE 2WD1,316
XLE 4WD1,316
Limited 4WD1,352
Platinum 2WD1,352
Platinum 4WD1,352
Hybrid Limited 4WD1,550
Hybrid Platinum 4WD1,550
2015 Toyota Highlander Average Rate$1,340

2015 Chevrolet Traverse

$1,284

Insurance Rates by Trim Level for 2015 Toyota Highlander
2015 Chevrolet Traverse TrimsRate
LS 2WD$1,214
LS AWD1,214
LT 2WD1,284
LT AWD1,284
LTZ 2WD1,356
LTZ AWD1,356
2015 Chevrolet Traverse Average Rate$1,284

Additional Toyota Highlander and Chevrolet Traverse Resources