Toyota RAV4 vs. Hyundai Tucson Insurance Cost

Is car insurance cheaper for a Toyota RAV4 or a Hyundai Tucson? We break down insurance rates for all trim levels back to 2015 to find out.

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  • For the latest model year, a Toyota RAV4 costs less to insure than a Hyundai Tucson by an average of $14 per year.
  • Out of 47 models in the 2024 small SUV segment, the Toyota RAV4 ranks 25th and the Hyundai Tucson ranks 27th for most affordable car insurance rates.
  • If affordable insurance is your primary concern, the LE AWD and LE 2WD trims are the cheapest Toyota RAV4 models to insure, while the SE and SEL trims are the cheapest Hyundai Tucson models to insure.

Does a Toyota RAV4 or Hyundai Tucson cost less to insure?

Average insurance rates for a 2024 Toyota RAV4 are $2,162 per year, while insurance for a Hyundai Tucson costs an average of $2,176 per year, making the Toyota RAV4 the cheaper of the two to insure.

For the 19 trim levels available for the 2024 Toyota RAV4, the cheapest trim to insure is the LE AWD trim at an average cost of $1,908 per year.

Out of the 10 trim levels available for the Hyundai Tucson, the cheapest 2024 trim to insure is the SE trim at a cost of $1,986 per year, or about $166 per month.

When looking at the aggregated rates by trim for both models, the cheapest vehicle to insure is the Toyota RAV4 LE AWD at an average cost of $1,908 per year, and the most expensive model and trim level is the Toyota RAV4 Prime XSE AWD at an average cost of $2,546 per year.

The table shown below ranks the yearly and monthly cost of car insurance for 2024 Toyota RAV4 and Hyundai Tucson models, showing average cost for each trim level.

2024 Model Year Toyota RAV4 vs. Hyundai Tucson Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,908$159
$1,960$163
$1,986$166
$2,016$168
$2,048$171
$2,064$172
$2,064$172
$2,086$174
$2,114$176
$2,118$177
$2,126$177
$2,142$179
$2,148$179
$2,162$180
$2,162$180
$2,162$180
$2,182$182
$2,186$182
$2,192$183
$2,210$184
$2,210$184
$2,220$185
$2,246$187
$2,248$187
$2,260$188
$2,262$189
$2,338$195
$2,476$206
$2,546$212

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025

Annual and monthly insurance cost by trim level for a 2024 Toyota RAV4 and a 2024 Hyundai Tucson
Annual and monthly insurance cost by trim level for a 2024 Toyota RAV4 and a 2024 Hyundai Tucson

The rate chart below shows the average cost to insure both 2024 models rated for a variety of different driver ages. Average car insurance cost ranges from $1,920 to $4,342 per year for a 2024 Toyota RAV4, and $1,928 to $4,362 for a 2024 Hyundai Tucson for the example age groups.

Average car insurance premiums for 2024 Toyota RAV4 and Hyundai Tucson models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Toyota RAV4 and Hyundai Tucson models for different driver ages. Rates updated on June 27, 2025.

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Data Methodology: Rates based on a 2024 model year Toyota RAV4 and Hyundai Tucson. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Toyota RAV4 vs. Hyundai Tucson Insurance Cost
Driver Age Toyota RAV4 Hyundai Tucson
18-Year-Old$6,665$6,696
20-Year-Old$4,342$4,362
25-Year-Old$2,510$2,526
30-Year-Old$2,302$2,324
40-Year-Old$2,162$2,176
50-Year-Old$1,920$1,928
60-Year-Old$1,798$1,804

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated June 27, 2025

The tables below display the average insurance cost by trim level for both 2024 models, including an overall average cost for each model. The model with cheapest auto insurance rates for 2024 is the Toyota RAV4.

2024 Toyota RAV4

$2,162

Insurance Rates by Trim Level for a 2024 Toyota RAV4
2024 Toyota RAV4 TrimsRate
LE AWD$1,908
LE 2WD1,960
XLE 2WD2,016
LE Hybrid AWD2,064
XLE AWD2,064
Limited Hybrid AWD2,086
XLE Hybrid AWD2,114
XSE Hybrid AWD2,118
XLE Premium 2WD2,142
SE Hybrid AWD2,148
Adventure AWD2,162
Woodland Edition Hybrid AWD2,162
XLE Premium AWD2,186
XLE Premium Hybrid AWD2,192
Limited 2WD2,220
TRD Off-Road AWD2,248
Limited AWD2,262
Prime SE AWD2,476
Prime XSE AWD2,546
2024 Toyota RAV4 Average Rate$2,162

2024 Hyundai Tucson

$2,176

Insurance Rates by Trim Level for 2024 Toyota RAV4
2024 Hyundai Tucson TrimsRate
SE$1,986
SEL2,048
Hybrid Blue2,126
XRT2,162
Hybrid SEL Convenience2,182
Limited2,210
N Line2,210
Plug-in Hybrid SEL2,246
Hybrid Limited2,260
Plug-in Hybrid Limited2,338
2024 Hyundai Tucson Average Rate$2,176

2023 Toyota RAV4 vs. Hyundai Tucson

For 2023 RAV4 and Tucson models, the model having more affordable car insurance is the Hyundai Tucson. Insurance cost for the Toyota RAV4 averages $2,112 per year, and the Hyundai Tucson averages $2,082 per year.

Out of 19 Toyota RAV4 trim levels, the cheapest 2023 trim to insure is the LE 2WD trim at an average cost of $1,896 per year, or around $158 per month.

Out of the 10 trim levels available for the Hyundai Tucson, the cheapest 2023 model to insure is the SE model at a cost of $1,922.

When rates for all 29 trim levels for both vehicles are compared, the overall cheapest vehicle to insure is the Toyota RAV4 LE 2WD at an average of $1,896 per year. The most expensive trim is the Toyota RAV4 Prime XSE AWD at a cost of $2,368 per year.

The table shown below compares the cost of car insurance for 2023 Toyota RAV4 and Hyundai Tucson models, with average cost for each trim level.

2023 Model Year Toyota RAV4 vs. Hyundai Tucson Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,896$158
$1,922$160
$1,954$163
$1,954$163
$1,966$164
$2,000$167
$2,008$167
$2,032$169
$2,052$171
$2,060$172
$2,082$174
$2,082$174
$2,086$174
$2,092$174
$2,092$174
$2,102$175
$2,114$176
$2,122$177
$2,124$177
$2,140$178
$2,170$181
$2,174$181
$2,174$181
$2,206$184
$2,206$184
$2,226$186
$2,234$186
$2,298$192
$2,368$197

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025

Annual and monthly insurance cost by trim level for a 2023 Toyota RAV4 and a 2023 Hyundai Tucson
Annual and monthly insurance cost by trim level for a 2023 Toyota RAV4 and a 2023 Hyundai Tucson

The rate chart below shows the average cost to insure both models for a range of driver ages. For a 2023 Toyota RAV4, average car insurance cost ranges from $1,870 to $4,252 per year for the included age groups. A 2023 Hyundai Tucson costs from $1,852 to $4,172 to insure per year.

Average car insurance premiums for 2023 Toyota RAV4 and Hyundai Tucson models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Toyota RAV4 and Hyundai Tucson models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2023 model year Toyota RAV4 and Hyundai Tucson. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Toyota RAV4 vs. Hyundai Tucson Insurance Cost
Driver Age Toyota RAV4 Hyundai Tucson
18-Year-Old$6,543$6,394
20-Year-Old$4,252$4,172
25-Year-Old$2,450$2,414
30-Year-Old$2,250$2,212
40-Year-Old$2,112$2,082
50-Year-Old$1,870$1,852
60-Year-Old$1,752$1,732

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated June 26, 2025

The next two tables illustrate average car insurance cost by trim level for a 2023 Toyota RAV4 and Hyundai Tucson, as well as an average rate for each model. The winner for the 2023 car insurance cost comparison is the Hyundai Tucson.

2023 Toyota RAV4

$2,112

Insurance Rates by Trim Level for a 2023 Toyota RAV4
2023 Toyota RAV4 TrimsRate
LE 2WD$1,896
LE AWD1,954
XLE 2WD1,954
LE Hybrid AWD2,000
XLE AWD2,008
XLE Hybrid AWD2,052
XLE Premium 2WD2,060
SE Hybrid AWD2,086
Woodland Edition Hybrid AWD2,092
XLE Premium AWD2,102
Adventure AWD2,114
XLE Premium Hybrid AWD2,140
Limited 2WD2,174
XSE Hybrid AWD2,174
Limited AWD2,206
TRD Off-Road AWD2,206
Limited Hybrid AWD2,234
Prime SE AWD2,298
Prime XSE AWD2,368
2023 Toyota RAV4 Average Rate$2,112

2023 Hyundai Tucson

$2,082

Insurance Rates by Trim Level for 2023 Toyota RAV4
2023 Hyundai Tucson TrimsRate
SE$1,922
SEL1,966
Hybrid Blue2,032
XRT2,082
N Line2,082
Hybrid SEL Convenience2,092
Plug-in Hybrid SEL2,122
Limited2,124
Hybrid Limited2,170
Plug-in Hybrid Limited2,226
2023 Hyundai Tucson Average Rate$2,082

2022 Toyota RAV4 vs. Hyundai Tucson

Car insurance for a 2022 Toyota RAV4 averages $2,018 per year, while insurance for a Hyundai Tucson averages $1,986 per year, making the Hyundai Tucson the cheaper of the two models by $32 per year.

Insurance rates vary noticeably depending on the exact trim level of the vehicle being insured, however.

For a 2022 Toyota RAV4, rates range from $1,866 per year for the LE 2WD model up to $2,182 for the Prime XSE AWD model. For a 2022 Hyundai Tucson, rates can range from $1,812 per year for the SE model up to $2,102 for the most expensive to insure Plug-in Hybrid Limited model.

When comparing both models at a trim-level basis, the lowest-cost model and trim level is the Hyundai Tucson SE at a cost of $1,812 per year, and the highest-cost model and trim level is the Toyota RAV4 Prime XSE AWD at a cost of $2,182 per year.

For a 2022 Toyota RAV4, the cheapest models are the LE 2WD, LE AWD, and XLE 2WD. The cheapest Hyundai Tucson models include the SE, Hybrid Blue, and SEL.

Average car insurance rates for all 2022 Toyota RAV4 and Hyundai Tucson models range from $151 to $182 per month.

The table shown below compares the yearly and monthly cost of car insurance for 2022 Toyota RAV4 and Hyundai Tucson models, with average rates for every trim level for each model.

2022 Model Year Toyota RAV4 vs. Hyundai Tucson Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,812$151
$1,866$156
$1,904$159
$1,910$159
$1,936$161
$1,938$162
$1,944$162
$1,944$162
$1,976$165
$1,988$166
$1,990$166
$1,996$166
$2,008$167
$2,012$168
$2,012$168
$2,018$168
$2,022$169
$2,034$170
$2,048$171
$2,066$172
$2,072$173
$2,088$174
$2,092$174
$2,102$175
$2,104$175
$2,138$178
$2,182$182

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025

Annual and monthly insurance cost by trim level for a 2022 Toyota RAV4 and a 2022 Hyundai Tucson
Annual and monthly insurance cost by trim level for a 2022 Toyota RAV4 and a 2022 Hyundai Tucson

The chart below visualizes the average cost to insure the two models for drivers aged 20 to 50. For a 2022 Toyota RAV4, average car insurance cost ranges from $1,788 to $4,076 per year for the illustrated age groups. A 2022 Hyundai Tucson costs from $1,766 to $3,988 to insure per year.

Average car insurance premiums for 2022 Toyota RAV4 and Hyundai Tucson models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Toyota RAV4 and Hyundai Tucson models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2022 model year Toyota RAV4 and Hyundai Tucson. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Toyota RAV4 vs. Hyundai Tucson Insurance Cost
Driver Age Toyota RAV4 Hyundai Tucson
18-Year-Old$6,273$6,114
20-Year-Old$4,076$3,988
25-Year-Old$2,344$2,302
30-Year-Old$2,152$2,108
40-Year-Old$2,018$1,986
50-Year-Old$1,788$1,766
60-Year-Old$1,676$1,652

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated June 26, 2025

Out of 18 trim levels for the 2022 Toyota RAV4, the cheapest auto insurance rates are on the LE 2WD model at a cost of $1,866 per year. Out of the nine trim levels available for the Hyundai Tucson, the cheapest 2022 trim level to insure is the SE model at a cost of $1,812 per year, or $151 per month.

When all 27 trims of both models are combined and compared, the lowest-cost model and trim level to insure is the Hyundai Tucson SE at an average rate of $1,812 per year. The overall most expensive vehicle to insure is the Toyota RAV4 Prime XSE AWD at a cost of $2,182 per year.

The next tables illustrate the average insurance cost by trim level for both 2022 models, along with the average rate for each model.

2022 Toyota RAV4

$2,018

Insurance Rates by Trim Level for a 2022 Toyota RAV4
2022 Toyota RAV4 TrimsRate
LE 2WD$1,866
LE AWD1,904
XLE 2WD1,910
LE Hybrid AWD1,938
XLE AWD1,944
XLE Hybrid AWD1,976
XLE Premium 2WD1,988
SE Hybrid AWD1,996
XLE Premium AWD2,012
Adventure AWD2,022
XLE Premium Hybrid AWD2,034
XSE Hybrid AWD2,066
Limited 2WD2,072
Limited AWD2,088
TRD Off-Road AWD2,092
Limited Hybrid AWD2,104
Prime SE AWD2,138
Prime XSE AWD2,182
2022 Toyota RAV4 Average Rate$2,018

2022 Hyundai Tucson

$1,986

Insurance Rates by Trim Level for 2022 Toyota RAV4
2022 Hyundai Tucson TrimsRate
SE$1,812
Hybrid Blue1,936
SEL1,944
N Line1,990
Hybrid SEL Convenience2,008
Limited2,012
Plug-in Hybrid SEL2,018
Hybrid Limited2,048
Plug-in Hybrid Limited2,102
2022 Hyundai Tucson Average Rate$1,986

2021 Toyota RAV4 vs. Hyundai Tucson

For 2021 Toyota RAV4 and Hyundai Tucson models, the Hyundai Tucson has cheaper car insurance rates by an average of $250 per year for this comparison year.

The chart shown below illustrates the average cost to insure both models for a range of driver ages. For a 2021 Toyota RAV4, average car insurance cost ranges from $1,796 to $4,068 per year for the illustrated age groups. A 2021 Hyundai Tucson costs from $1,576 to $3,546 to insure per year.

Average car insurance premiums for 2021 Toyota RAV4 and Hyundai Tucson models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Toyota RAV4 and Hyundai Tucson models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2021 model year Toyota RAV4 and Hyundai Tucson. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Toyota RAV4 vs. Hyundai Tucson Insurance Cost
Driver Age Toyota RAV4 Hyundai Tucson
18-Year-Old$6,245$5,430
20-Year-Old$4,068$3,546
25-Year-Old$2,342$2,050
30-Year-Old$2,144$1,882
40-Year-Old$2,020$1,770
50-Year-Old$1,796$1,576
60-Year-Old$1,680$1,474

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated June 26, 2025

Out of 12 Toyota RAV4 trims, the cheapest 2021 trim level to insure is the LE 2WD model at an average cost of $1,846 per year. For the 12 trim levels available for the Hyundai Tucson, the cheapest 2021 model to insure is the SE 2WD model at a cost of $1,614.

When rates for all 24 trim levels for both vehicles are compared, the overall cheapest vehicle to insure is the Hyundai Tucson SE 2WD at an average cost of $1,614 per year. The highest-cost model and trim level is the Toyota RAV4 Hybrid XSE AWD at an average of $2,150 per year.

The next two rate tables display the average cost to insure each trim level for a 2021 Toyota RAV4 and Hyundai Tucson, plus the average rate for each model. The cheapest of the two models to insure for the 2021 model year is the Hyundai Tucson.

2021 Toyota RAV4

$2,020

Insurance Rates by Trim Level for a 2021 Toyota RAV4
2021 Toyota RAV4 TrimsRate
LE 2WD$1,846
LE 4WD1,912
XLE Premium 2WD1,912
XLE 2WD1,976
XLE 4WD1,976
Hybrid XLE AWD2,020
XLE Premium 4WD2,040
Hybrid LE AWD2,086
Adventure 4WD2,104
Limited 2WD2,104
Limited 4WD2,104
Hybrid XSE AWD2,150
2021 Toyota RAV4 Average Rate$2,020

2021 Hyundai Tucson

$1,770

Insurance Rates by Trim Level for 2021 Toyota RAV4
2021 Hyundai Tucson TrimsRate
SE 2WD$1,614
SE 4WD1,678
SEL 2WD1,678
Value 2WD1,678
SEL 4WD1,742
Value 4WD1,742
Limited 2WD1,808
Sport 2WD1,808
Sport 4WD1,808
Limited 4WD1,872
Ultimate 2WD1,872
Ultimate 4WD1,936
2021 Hyundai Tucson Average Rate$1,770

2020 Toyota RAV4 vs. Hyundai Tucson

When comparing insurance cost for 2020 models, the Toyota RAV4 costs an average of $1,962 per year to insure and the Hyundai Tucson costs $1,718, making the Hyundai Tucson the winner by $244.

The chart shown below demonstrates the average cost to insure both models with different ages of drivers. For a 2020 Toyota RAV4, average insurance cost ranges from $1,746 to $3,952 per year for these driver ages. A 2020 Hyundai Tucson costs from $1,532 to $3,442 to insure per year.

Average car insurance premiums for 2020 Toyota RAV4 and Hyundai Tucson models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Toyota RAV4 and Hyundai Tucson models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2020 model year Toyota RAV4 and Hyundai Tucson. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Toyota RAV4 vs. Hyundai Tucson Insurance Cost
Driver Age Toyota RAV4 Hyundai Tucson
18-Year-Old$6,064$5,273
20-Year-Old$3,952$3,442
25-Year-Old$2,276$1,992
30-Year-Old$2,082$1,824
40-Year-Old$1,962$1,718
50-Year-Old$1,746$1,532
60-Year-Old$1,634$1,434

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated June 26, 2025

The 2020 Toyota RAV4 has 12 trim levels available, with the cheapest trim to insure being the LE 2WD trim at an average cost of $1,798 per year, or $150 per month.

The 2020 Hyundai Tucson has 12 trims available, with the cheapest model to insure being the SE 2WD model at an average cost of $1,568 per year, or $131 per month.

When rates for all 24 trim levels for both vehicles are compared, the overall cheapest vehicle to insure is the Hyundai Tucson SE 2WD at a cost of $1,568 per year, and the highest-cost model and trim level is the Toyota RAV4 Hybrid XSE AWD costing $2,086 per year.

The two tables below show the average insurance cost by trim level for both 2020 models, including the average rate for each model. The 2020 Hyundai Tucson can declare victory over the 2020 Toyota RAV4 for cheapest car insurance cost.

2020 Toyota RAV4

$1,962

Insurance Rates by Trim Level for a 2020 Toyota RAV4
2020 Toyota RAV4 TrimsRate
LE 2WD$1,798
LE 4WD1,858
XLE Premium 2WD1,858
XLE 2WD1,920
XLE 4WD1,920
Hybrid XLE AWD1,964
XLE Premium 4WD1,982
Hybrid LE AWD2,024
Adventure 4WD2,042
Limited 2WD2,042
Limited 4WD2,042
Hybrid XSE AWD2,086
2020 Toyota RAV4 Average Rate$1,962

2020 Hyundai Tucson

$1,718

Insurance Rates by Trim Level for 2020 Toyota RAV4
2020 Hyundai Tucson TrimsRate
SE 2WD$1,568
SE 4WD1,630
SEL 2WD1,630
Value 2WD1,630
SEL 4WD1,694
Value 4WD1,694
Limited 2WD1,754
Sport 2WD1,754
Sport 4WD1,754
Limited 4WD1,816
Ultimate 2WD1,816
Ultimate 4WD1,878
2020 Hyundai Tucson Average Rate$1,718

2019 Toyota RAV4 vs. Hyundai Tucson

When comparing car insurance rates for 2019 models, the Toyota RAV4 costs an average of $1,838 per year to insure and the Hyundai Tucson costs $1,790, making the Hyundai Tucson the winner by $48 for 2019.

The next chart illustrates the average cost to insure both models with different drivers at the wheel. For a 2019 Toyota RAV4, insurance cost ranges from $1,638 to $3,702 per year for these driver ages. A 2019 Hyundai Tucson costs from $1,598 to $3,600 to insure per year.

Average car insurance premiums for 2019 Toyota RAV4 and Hyundai Tucson models for different driver ages.
Figure 6: Average car insurance premiums for 2019 Toyota RAV4 and Hyundai Tucson models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2019 model year Toyota RAV4 and Hyundai Tucson. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Toyota RAV4 vs. Hyundai Tucson Insurance Cost
Driver Age Toyota RAV4 Hyundai Tucson
18-Year-Old$5,679$5,517
20-Year-Old$3,702$3,600
25-Year-Old$2,134$2,074
30-Year-Old$1,954$1,898
40-Year-Old$1,838$1,790
50-Year-Old$1,638$1,598
60-Year-Old$1,534$1,494

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated June 27, 2025

Out of 13 trims for the 2019 Toyota RAV4, the cheapest average car insurance prices are on the LE 2WD trim at a cost of $1,702 per year. The 2019 Hyundai Tucson has 12 trims available, with the cheapest model to insure being the SE 2WD model at an average cost of $1,686 per year.

When auto insurance rates for all 25 trims of both models are combined and sorted by cost, the cheapest model and trim level to insure is the Hyundai Tucson SE 2WD at an average cost of $1,686 per year. The most expensive trim is the Toyota RAV4 Limited 4WD costing $1,940 per year.

The tables shown below illustrate the expected annual car insurance cost by trim level for both 2019 models, as well as the overall average rate for each model. The cheapest of the two models to insure for the 2019 model year is the Hyundai Tucson.

2019 Toyota RAV4

$1,838

Insurance Rates by Trim Level for a 2019 Toyota RAV4
2019 Toyota RAV4 TrimsRate
LE 2WD$1,702
Hybrid LE AWD1,754
LE 4WD1,762
XLE 2WD1,762
Hybrid XLE AWD1,804
XLE 4WD1,822
XLE Premium 2WD1,822
Adventure 4WD1,882
XLE Premium 4WD1,882
Hybrid Limited AWD1,920
Hybrid XSE AWD1,930
Limited 2WD1,940
Limited 4WD1,940
2019 Toyota RAV4 Average Rate$1,838

2019 Hyundai Tucson

$1,790

Insurance Rates by Trim Level for 2019 Toyota RAV4
2019 Hyundai Tucson TrimsRate
SE 2WD$1,686
Value 2WD1,702
SE 4WD1,744
SEL 2WD1,744
Sport 2WD1,762
Value 4WD1,762
SEL 4WD1,804
Limited 2WD1,822
Sport 4WD1,822
Limited 4WD1,882
Ultimate 2WD1,882
Ultimate 4WD1,882
2019 Hyundai Tucson Average Rate$1,790

2018 Toyota RAV4 vs. Hyundai Tucson

When comparing average insurance cost for 2018 models, the Toyota RAV4 costs an average of $1,750 per year to insure and the Hyundai Tucson costs $1,698, making the Hyundai Tucson the winner by $52 for this model year.

The rate chart below illustrates the average cost to insure both 2018 models for the 20, 30, 40, and 50-year-old driver age groups. For a 2018 Toyota RAV4, average insurance cost ranges from $1,562 to $3,514 per year for the illustrated age groups. A 2018 Hyundai Tucson costs from $1,518 to $3,412 to insure per year.

Average car insurance premiums for 2018 Toyota RAV4 and Hyundai Tucson models for different driver ages.
Figure 7: Average car insurance premiums for 2018 Toyota RAV4 and Hyundai Tucson models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2018 model year Toyota RAV4 and Hyundai Tucson. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Toyota RAV4 vs. Hyundai Tucson Insurance Cost
Driver Age Toyota RAV4 Hyundai Tucson
18-Year-Old$5,385$5,219
20-Year-Old$3,514$3,412
25-Year-Old$2,030$1,968
30-Year-Old$1,858$1,798
40-Year-Old$1,750$1,698
50-Year-Old$1,562$1,518
60-Year-Old$1,462$1,420

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated June 26, 2025

The 2018 Toyota RAV4 has 16 trim levels available, with the cheapest trim to insure being the LE 2WD model at an average cost of $1,636 per year, or $136 per month. For the 12 trims available for the Hyundai Tucson, the cheapest 2018 trim level to insure is the SE 2WD model at a cost of $1,620.

When trim-level rates for both models are compared, the lowest-cost model and trim to insure is the Hyundai Tucson SE 2WD at a cost of $1,620 per year. The most expensive model and trim level is the Toyota RAV4 Platinum 4WD costing $1,916 per year.

The tables below display average car insurance rates for each trim level, along with an average cost for each model. The cheapest model to insure for the 2018 model year is the Hyundai Tucson.

2018 Toyota RAV4

$1,750

Insurance Rates by Trim Level for a 2018 Toyota RAV4
2018 Toyota RAV4 TrimsRate
LE 2WD$1,636
LE 4WD1,636
XLE 2WD1,636
Hybrid LE AWD1,682
Adventure 2WD1,692
XLE 4WD1,692
Hybrid XLE AWD1,724
Adventure 4WD1,748
SE 2WD1,748
Hybrid SE AWD1,794
Limited 2WD1,804
Limited 4WD1,804
SE 4WD1,804
Hybrid Limited AWD1,836
Platinum 2WD1,860
Platinum 4WD1,916
2018 Toyota RAV4 Average Rate$1,750

2018 Hyundai Tucson

$1,698

Insurance Rates by Trim Level for 2018 Toyota RAV4
2018 Hyundai Tucson TrimsRate
SE 2WD$1,620
SE 4WD1,620
SEL 2WD1,620
SEL 4WD1,676
SEL Plus 2WD1,692
Value 2WD1,692
Value 4WD1,692
Eco 2WD1,730
Eco 4WD1,730
Limited 2WD1,748
SEL Plus 4WD1,748
Limited 4WD1,804
2018 Hyundai Tucson Average Rate$1,698

2017 Toyota RAV4 vs. Hyundai Tucson

When comparing average insurance rates for 2017 models, a Toyota RAV4 costs an average of $1,712 per year to insure and a Hyundai Tucson costs $1,642, making the Hyundai Tucson cheaper to insure by $70 per year.

The next chart shows the average cost to insure both models with different drivers at the wheel. The average car insurance cost ranges from $1,532 to $3,440 per year for a 2017 Toyota RAV4, and $1,468 to $3,294 for a 2017 Hyundai Tucson for the illustrated age groups.

Average car insurance premiums for 2017 Toyota RAV4 and Hyundai Tucson models for different driver ages.
Figure 8: Average car insurance premiums for 2017 Toyota RAV4 and Hyundai Tucson models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2017 model year Toyota RAV4 and Hyundai Tucson. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Toyota RAV4 vs. Hyundai Tucson Insurance Cost
Driver Age Toyota RAV4 Hyundai Tucson
18-Year-Old$5,262$5,038
20-Year-Old$3,440$3,294
25-Year-Old$1,986$1,900
30-Year-Old$1,816$1,734
40-Year-Old$1,712$1,642
50-Year-Old$1,532$1,468
60-Year-Old$1,430$1,372

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated June 27, 2025

Out of 12 trim levels for the 2017 Toyota RAV4, the cheapest rates are on the LE 2WD trim at a cost of $1,584 per year, or about $132 per month. For the 12 trims available for the Hyundai Tucson, the cheapest 2017 trim to insure is the SE 2WD trim at a cost of $1,568.

When looking at the aggregated rates by trim for both models, the lowest-cost model and trim to insure is the Hyundai Tucson SE 2WD at an average rate of $1,568 per year. The highest-cost model and trim is the Toyota RAV4 Platinum AWD 4WD at an average of $1,846 per year.

The rate tables below display average car insurance rates for every trim level for both 2017 models, along with an average cost for each model. The 2017 Hyundai Tucson reigns victorious over the 2017 Toyota RAV4 for cheapest overall car insurance cost.

2017 Toyota RAV4

$1,712

Insurance Rates by Trim Level for a 2017 Toyota RAV4
2017 Toyota RAV4 TrimsRate
LE 2WD$1,584
LE 4WD1,636
XLE 2WD1,636
Hybrid XLE AWD1,662
SE 2WD1,688
XLE 4WD1,688
Limited 2WD1,742
SE 4WD1,742
Hybrid Limited AWD1,768
Limited 4WD1,794
Platinum 2WD1,794
Platinum AWD 4WD1,846
2017 Toyota RAV4 Average Rate$1,712

2017 Hyundai Tucson

$1,642

Insurance Rates by Trim Level for 2017 Toyota RAV4
2017 Hyundai Tucson TrimsRate
SE 2WD$1,568
Eco 2WD1,620
Eco 4WD1,620
SE 4WD1,620
Sport 2WD1,620
Night 2WD1,636
Sport 4WD1,636
Value 2WD1,636
Value 4WD1,636
Limited 2WD1,688
Night 4WD1,688
Limited 4WD1,742
2017 Hyundai Tucson Average Rate$1,642

2016 Toyota RAV4 vs. Hyundai Tucson

When comparing average insurance cost for 2016 models, the Toyota RAV4 costs an average of $1,598 per year to insure and the Hyundai Tucson costs $1,558, making the Hyundai Tucson the winner by $40 for this comparison year.

The chart shown below illustrates the average cost to insure the two models using different driver ages. For a 2016 Toyota RAV4, the average cost of car insurance ranges from $1,430 to $3,194 per year for the age groups used in this illustration. A 2016 Hyundai Tucson costs from $1,398 to $3,118 to insure per year.

Average car insurance premiums for 2016 Toyota RAV4 and Hyundai Tucson models for different driver ages.
Figure 9: Average car insurance premiums for 2016 Toyota RAV4 and Hyundai Tucson models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2016 model year Toyota RAV4 and Hyundai Tucson. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Toyota RAV4 vs. Hyundai Tucson Insurance Cost
Driver Age Toyota RAV4 Hyundai Tucson
18-Year-Old$4,882$4,759
20-Year-Old$3,194$3,118
25-Year-Old$1,848$1,802
30-Year-Old$1,690$1,644
40-Year-Old$1,598$1,558
50-Year-Old$1,430$1,398
60-Year-Old$1,336$1,306

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated June 27, 2025

For the 10 trims available for the 2016 Toyota RAV4, the cheapest trim level to insure is the LE 2WD model at an average cost of $1,506 per year, or $126 per month.

Out of the eight trims available for the Hyundai Tucson, the cheapest 2016 trim level to insure is the SE 2WD model at a cost of $1,492.

When comparing rates by trim level for both models, the lowest-cost model and trim level to insure is the Hyundai Tucson SE 2WD at a cost of $1,492 per year, and the most expensive trim is the Toyota RAV4 Hybrid Limited AWD at an average cost of $1,698 per year.

The tables shown below display trim level insurance rates for each 2016 model, plus the average rate for each model.

2016 Toyota RAV4

$1,598

Insurance Rates by Trim Level for a 2016 Toyota RAV4
2016 Toyota RAV4 TrimsRate
LE 2WD$1,506
LE 4WD1,506
XLE 2WD1,554
XLE 4WD1,554
Hybrid XLE AWD1,602
SE 2WD1,604
Limited 2WD1,650
Limited 4WD1,650
SE 4WD1,650
Hybrid Limited AWD1,698
2016 Toyota RAV4 Average Rate$1,598

2016 Hyundai Tucson

$1,558

Insurance Rates by Trim Level for 2016 Toyota RAV4
2016 Hyundai Tucson TrimsRate
SE 2WD$1,492
Eco 2WD1,538
Eco 4WD1,538
SE 4WD1,538
Sport 2WD1,554
Sport 4WD1,554
Limited 2WD1,604
Limited 4WD1,650
2016 Hyundai Tucson Average Rate$1,558

2015 Toyota RAV4 vs. Hyundai Tucson

When comparing average insurance cost for 2015 models, the Toyota RAV4 costs an average of $1,466 per year to insure and the Hyundai Tucson costs $1,420, making the Hyundai Tucson the winner by $46 for the 2015 comparison year.

The chart shown below demonstrates the average cost to insure both 2015 models for the 20, 30, 40, and 50-year-old driver age groups. For a 2015 Toyota RAV4, the average cost of car insurance ranges from $1,318 to $2,930 per year for the illustrated age groups. A 2015 Hyundai Tucson costs from $1,278 to $2,868 to insure per year.

Average car insurance premiums for 2015 Toyota RAV4 and Hyundai Tucson models for different driver ages.
Figure 10: Average car insurance premiums for 2015 Toyota RAV4 and Hyundai Tucson models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2015 model year Toyota RAV4 and Hyundai Tucson. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Toyota RAV4 vs. Hyundai Tucson Insurance Cost
Driver Age Toyota RAV4 Hyundai Tucson
18-Year-Old$4,463$4,386
20-Year-Old$2,930$2,868
25-Year-Old$1,692$1,642
30-Year-Old$1,544$1,496
40-Year-Old$1,466$1,420
50-Year-Old$1,318$1,278
60-Year-Old$1,230$1,194

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated June 27, 2025

Out of six Toyota RAV4 trims, the cheapest 2015 trim to insure is the LE 2WD trim at an average cost of $1,394 per year. For the six trim levels available for the Hyundai Tucson, the cheapest 2015 trim to insure is the GLS 2WD model at a cost of $1,350 per year, or around $113 per month.

When all 12 trims of both models are combined and compared, the lowest-cost model and trim to insure is the Hyundai Tucson GLS 2WD at an average cost of $1,350 per year, and the most expensive model and trim level is the Toyota RAV4 Limited 4WD at an average of $1,522 per year.

The rate tables below display the average insurance cost by trim level for both 2015 models, including the average rate for each model. The model with the cheapest overall car insurance cost for 2015 is the Hyundai Tucson.

2015 Toyota RAV4

$1,466

Insurance Rates by Trim Level for a 2015 Toyota RAV4
2015 Toyota RAV4 TrimsRate
LE 2WD$1,394
LE 4WD1,438
XLE 2WD1,438
XLE 4WD1,482
Limited 2WD1,522
Limited 4WD1,522
2015 Toyota RAV4 Average Rate$1,466

2015 Hyundai Tucson

$1,420

Insurance Rates by Trim Level for 2015 Toyota RAV4
2015 Hyundai Tucson TrimsRate
GLS 2WD$1,350
GLS 4WD1,396
SE 2WD1,396
SE 4WD1,440
Limited 2WD1,454
Limited 4WD1,484
2015 Hyundai Tucson Average Rate$1,420

Additional Toyota RAV4 and Hyundai Tucson Resources