Toyota RAV4 vs. Volkswagen Tiguan Insurance Cost Comparison

• If insurance cost is a high priority, you’ll probably want to lean more towards the Volkswagen Tiguan over the Toyota RAV4, but just slightly.
• The 2024 Toyota RAV4 averages 15% less per year than the 2024 model year national average car insurance rate of $2,512, while the 2024 Volkswagen Tiguan costs an average of 25.8% less per year.
• For a 2024 Toyota RAV4, rates cost from $1,908 to $2,546 per year, while insurance for a 2024 Volkswagen Tiguan ranges from $1,834 to $2,048.

2024 Toyota RAV4 vs. Volkswagen Tiguan Insurance

For 2024 RAV4 and Tiguan models, the cheaper model to insure on average is the Volkswagen Tiguan. Average insurance rates for the Toyota RAV4 are $2,162 per year, while insurance for a Volkswagen Tiguan costs an average of $1,938 per year.

Out of 19 Toyota RAV4 trims, the cheapest 2024 model to insure is the LE AWD model at an average cost of $1,908 per year.

For the seven trim levels available for the Volkswagen Tiguan, the cheapest 2024 trim level to insure is the S 2WD model at a cost of $1,834 per year, or about $153 per month.

When trim-level rates for both models are compared, the lowest-cost model and trim is the Volkswagen Tiguan S 2WD at a cost of $1,834 per year, and the most expensive trim is the Toyota RAV4 Prime XSE AWD at a cost of $2,546 per year.

The table shown below ranks the annual and monthly car insurance cost for 2024 Toyota RAV4 and Volkswagen Tiguan models, with average rates for every trim level for each model.

The chart below displays the average cost to insure the two models rated for different driver ages. Insurance cost ranges from $1,920 to $4,342 per year for a 2024 Toyota RAV4, and $1,716 to $3,842 for a 2024 Volkswagen Tiguan for the illustrated age groups.

The next two tables show the average insurance cost by trim level for both 2024 models, including an overall average rate. The model with cheapest auto insurance rates for 2024 is the Volkswagen Tiguan.

2023 Toyota RAV4 vs. Volkswagen Tiguan

When comparing 2023 Toyota RAV4 and Volkswagen Tiguan models, the cheaper model to insure on average is the Volkswagen Tiguan. Insurance on the Toyota RAV4 averages $2,112 per year, whereas insurance for a Volkswagen Tiguan averages $1,978 per year.

The table below shows an overview of insurance rates for both the 2023 Toyota RAV4 and the 2023 Volkswagen Tiguan.

Car insurance rates for the RAV4 range from the cheapest rate of $1,896 per year for the LE 2WD model up to the highest rate of $2,368 for the Prime XSE AWD model.

For a 2023 Tiguan, average rates range from $1,864 per year on the S 2WD model up to $2,088 for the SEL R-Line 4Motion model.

The table below ranks the cost of car insurance for 2023 Toyota RAV4 and Volkswagen Tiguan models, showing the price to insure each trim level.

The chart below shows the average cost to insure both models rated for different driver ages. For the 2023 Toyota RAV4, insurance cost ranges from $1,870 to $4,252 per year for the driver examples in the chart. Full-coverage insurance for a 2023 Volkswagen Tiguan ranges from $1,758 to $3,968 on average per year.

The 2023 Toyota RAV4 has 19 trim levels available, with the lowest-cost trim level to insure being the LE 2WD model at an average cost of $1,896 per year. For the seven trims available for the Volkswagen Tiguan, the most affordable 2023 model to insure is the S 2WD model at a cost of $1,864.

When rates are compared for the 26 trims of both 2023 models, the overall cheapest vehicle to buy insurance for is the Volkswagen Tiguan S 2WD at an average cost of $1,864 per year. The highest-cost model and trim level is the Toyota RAV4 Prime XSE AWD at an average cost of $2,368 per year.

The tables shown below display average car insurance cost by trim level for a 2023 Toyota RAV4 and Volkswagen Tiguan, as well as an average rate for each model. The model with the cheapest overall car insurance rates for 2023 is the Volkswagen Tiguan.

2022 Toyota RAV4 vs. Volkswagen Tiguan

When comparing car insurance rates for the 2022 Toyota RAV4 and Volkswagen Tiguan models, the Volkswagen Tiguan is cheaper by an average of $158 per year.

The chart below visualizes the average cost to insure both models for drivers from ages 20 to 50. For the 2022 Toyota RAV4, the average insurance cost ranges from $1,788 to $4,076 per year for the sample drivers in the chart. Full-coverage car insurance for the 2022 Volkswagen Tiguan costs from $1,654 to $3,744 on average per year.

For the 18 trim levels available for a 2022 Toyota RAV4, the most affordable model to insure is the LE 2WD trim at an average cost of $1,866 per year, or around $156 per month. Out of the seven different option levels available for the Volkswagen Tiguan, the most affordable 2022 model to insure is the S 2WD model at a cost of $1,696.

When insurance rates for all 25 trims of both models are combined and sorted by cost, the cheapest vehicle to put coverage on is the Volkswagen Tiguan S 2WD at a cost of $1,696 per year, and the most expensive vehicle to insure is the Toyota RAV4 Prime XSE AWD costing an average of $2,182 per year.

The next tables show both 2022 models and all trim levels available for each one, plus an average rate for each model. The 2022 Volkswagen Tiguan has lower-cost car average car insurance rates than the 2022 Toyota RAV4.

2021 Toyota RAV4 vs. Volkswagen Tiguan

When comparing insurance rates for 2021 models, the Toyota RAV4 costs $2,020 per year for a full-coverage policy and the Volkswagen Tiguan costs $1,830, making the Volkswagen Tiguan the cheaper model to insure by $190.

The chart below demonstrates the average cost to insure both 2021 models for drivers aged 20 to 50. The average car insurance cost ranges from $1,796 to $4,068 per year for the 2021 Toyota RAV4, and $1,628 to $3,682 for the 2021 Volkswagen Tiguan for the age groups used in the chart.

Out of 12 Toyota RAV4 trim levels, the cheapest 2021 trim to insure is the LE 2WD trim at an average cost of $1,846 per year. Out of the 14 trim levels available for the Volkswagen Tiguan, the lowest-cost 2021 model to insure is the S 2WD model at a cost of $1,660.

When average car insurance prices for all 26 trim levels for both 2021 models are compared, the lowest-cost model and trim level to buy insurance for is the Volkswagen Tiguan S 2WD at an average cost of $1,660 per year, and the most expensive vehicle to insure is the Toyota RAV4 Hybrid XSE AWD at an average of $2,150 per year.

The next tables display the average cost to insure each trim level for a 2021 Toyota RAV4 and Volkswagen Tiguan, including the average rate for each model. The winner for the 2021 car insurance rate comparison is the Volkswagen Tiguan.

2020 Toyota RAV4 vs. Volkswagen Tiguan

When comparing car insurance rates for 2020 models, a Toyota RAV4 costs an average of $1,962 per year to insure while a Volkswagen Tiguan costs $1,774, making the Volkswagen Tiguan more affordable to insure by $188 per year for 2020.

The next chart illustrates the average insurance cost for the two models using drivers aged 20 to 50. For the 2020 Toyota RAV4, the average cost of car insurance ranges from $1,746 to $3,952 per year for the five driver age examples in the chart. Full-coverage insurance on the 2020 Volkswagen Tiguan ranges from $1,582 to $3,572 on average per year.

Out of 12 trims for the 2020 Toyota RAV4, the cheapest auto insurance rates are on the LE 2WD trim at a cost of $1,798 per year, or around $150 per month. The 2020 Volkswagen Tiguan has 14 trim and option levels available, with the cheapest trim to insure being the S 2WD model at an average cost of $1,612 per year, or about $134 per month.

When comparing rates by trim level for both models, the overall cheapest vehicle to put coverage on is the Volkswagen Tiguan S 2WD at an average of $1,612 per year, and the most expensive trim is the Toyota RAV4 Hybrid XSE AWD at an average cost of $2,086 per year.

The tables below break down both 2020 models and all trim levels available for each one, including an overall average cost for each model. The 2020 Volkswagen Tiguan has more affordable average car insurance than the 2020 Toyota RAV4.

2019 Toyota RAV4 vs. Volkswagen Tiguan

For 2019 Toyota RAV4 and Volkswagen Tiguan models, the Volkswagen Tiguan has cheaper car insurance rates by an average of $18 per year for this comparison year.

The following chart illustrates the average insurance cost for the two models for a range of driver ages. For the 2019 Toyota RAV4, the average cost of car insurance ranges from $1,638 to $3,702 per year for the included age groups. Insurance on a 2019 Volkswagen Tiguan costs from $1,624 to $3,676 on average per year.

The 2019 Toyota RAV4 has 13 trims available, with the cheapest trim to insure being the LE 2WD trim at an average cost of $1,702 per year.

For the eight different trim levels available for the Volkswagen Tiguan, the lowest-cost 2019 model to insure is the S 4Motion AWD trim at a cost of $1,668.

When comparing aggregated rates for both models from a trim-level perspective, the lowest-cost model and trim level to put coverage on is the Volkswagen Tiguan S 4Motion AWD at a cost of $1,668 per year. The most expensive vehicle to insure is the Volkswagen Tiguan SEL Premium 4Motion R-Line AWD costing an average of $1,982 per year.

The rate tables below show the average car insurance cost by trim level for each 2019 model, as well as an average rate for each model. The 2019 Volkswagen Tiguan has more affordable average car insurance rates than the 2019 Toyota RAV4.

2018 Toyota RAV4 vs. Volkswagen Tiguan

A 2018 Volkswagen Tiguan costs $34 less per year to insure per year on average than a 2018 Toyota RAV4, a difference of 2%.

The rate chart below visualizes the average cost to insure both 2018 models using a range of rated driver ages. The average cost of full-coverage insurance ranges from $1,562 to $3,514 per year for a 2018 Toyota RAV4, and $1,532 to $3,458 on the 2018 Volkswagen Tiguan for the age groups used in this illustration.

The 2018 Toyota RAV4 has 16 trim levels available, with the cheapest trim level to insure being the LE 2WD model at an average cost of $1,636 per year, or about $136 per month.

Out of the 10 different trim levels available for a Volkswagen Tiguan, the most affordable 2018 trim to insure is the Limited 2WD model at a cost of $1,564 per year, or about $130 per month.

When looking at the combined rates by trim for both models, the cheapest trim to buy insurance for is the Volkswagen Tiguan Limited 2WD at an average cost of $1,564 per year. The most expensive trim is the Toyota RAV4 Platinum 4WD at an average of $1,916 per year.

The next two rate tables illustrate the average insurance cost by trim level for both 2018 models, plus an average rate for each model. The model with the cheapest auto insurance rates for 2018 is the Volkswagen Tiguan.

2017 Toyota RAV4 vs. Volkswagen Tiguan

For 2017 Toyota RAV4 and Volkswagen Tiguan models, the Toyota RAV4 costs less to insure by $14 per year.

The chart shown below shows the average cost to insure both models for drivers aged 20 to 50. A full-coverage car insurance policy ranges from $1,532 to $3,440 per year on the 2017 Toyota RAV4, and $1,540 to $3,472 on the 2017 Volkswagen Tiguan for the age groups in the chart.

For the 12 trim levels available for the 2017 Toyota RAV4, the most affordable trim level to insure is the LE 2WD trim at an average cost of $1,584 per year.

For the eight trim levels available for a Volkswagen Tiguan, the cheapest 2017 trim to insure is the S 2WD trim at a cost of $1,574 per year, or about $131 per month.

When comparing both models combined at a trim-level basis, the cheapest model and trim level to put coverage on is the Volkswagen Tiguan S 2WD at an average cost of $1,574 per year, and the most expensive vehicle to insure is the Toyota RAV4 Platinum AWD 4WD costing $1,846 per year.

The next two tables display average car insurance rates for each trim level, along with the average rate for each model.

2016 Toyota RAV4 vs. Volkswagen Tiguan

For the 2016 Toyota RAV4 and Volkswagen Tiguan models, the Toyota RAV4 costs less to insure by an average of $140 per year for this model year.

The chart below displays the average car insurance cost for both 2016 models for drivers from ages 20 to 50. For a 2016 Toyota RAV4, the average insurance cost ranges from $1,430 to $3,194 per year for the five different driver ages shown in the chart. Car insurance for the 2016 Volkswagen Tiguan ranges from $1,562 to $3,488 on average per year.

Out of 10 Toyota RAV4 trims, the most affordable 2016 model to insure is the LE 2WD model at an average cost of $1,506 per year, or around $126 per month. A 2016 Volkswagen Tiguan has eight trims available, with the cheapest trim to insure being the S 2WD model at an average cost of $1,606 per year, or $134 per month.

When rates for all 18 trim levels for both vehicles are combined and compared, the cheapest trim to buy insurance for is the Toyota RAV4 LE 2WD at an average rate of $1,506 per year, and the highest-cost model and trim is the Volkswagen Tiguan SEL 4Motion AWD costing an average of $1,848 per year.

The two tables below detail trim level insurance cost averages for both 2016 models, along with the average rate for each model. The winner for the 2016 car insurance rate comparison is the Toyota RAV4.

2015 Toyota RAV4 vs. Volkswagen Tiguan

For 2015 Toyota RAV4 and Volkswagen Tiguan models, the Toyota RAV4 has lower-cost car insurance by $56 per year.

The chart shown below shows the average insurance cost for both 2015 models rated for multiple driver ages. Average full-coverage insurance ranges from $1,318 to $2,930 per year on the 2015 Toyota RAV4, and $1,362 to $3,050 for the 2015 Volkswagen Tiguan for these driver ages.

The 2015 Toyota RAV4 has six trims available, with the cheapest trim level to insure being the LE 2WD model at an average cost of $1,394 per year, or about $116 per month. Out of the eight trim and option levels available for a Volkswagen Tiguan, the most affordable 2015 trim level to insure is the S 2WD model at a cost of $1,398.

When rates for all 14 trim levels for both vehicles are compared, the most affordable model and trim level to put coverage on is the Toyota RAV4 LE 2WD at an average of $1,394 per year, and the highest-cost model and trim is the Volkswagen Tiguan R-Line AWD at an average of $1,622 per year.

The two tables below display the average car insurance cost by trim level for each 2015 model, plus the average rate for each model. The 2015 Toyota RAV4 has more affordable average car insurance rates than the 2015 Volkswagen Tiguan.

Additional Toyota RAV4 and Volkswagen Tiguan Resources

• Toyota RAV4 Insurance Cost
• Volkswagen Tiguan Insurance Cost
• Small SUV Insurance Cost Comparisons