Toyota RAV4 vs. Volkswagen Tiguan Insurance Cost Comparison

• If insurance cost is a high priority, you’ll probably want to lean more towards the Volkswagen Tiguan over the Toyota RAV4, but just slightly.
• The 2024 Toyota RAV4 averages 15.1% less per year than the 2024 model year national average car insurance rate of $2,034, while the 2024 Volkswagen Tiguan costs an average of 25.7% less per year.
• For a 2024 Toyota RAV4, rates cost from $1,546 to $2,046 per year, while insurance for a 2024 Volkswagen Tiguan ranges from $1,484 to $1,658.

2024 Toyota RAV4 vs. Volkswagen Tiguan Insurance

For 2024 RAV4 and Tiguan models, the cheaper model to insure on average is the Volkswagen Tiguan. Average insurance rates for the Toyota RAV4 are $1,748 per year, while insurance for a Volkswagen Tiguan costs an average of $1,570 per year.

Out of 19 Toyota RAV4 trims, the cheapest 2024 model to insure is the LE AWD model at an average cost of $1,546 per year.

For the seven trim levels available for the Volkswagen Tiguan, the cheapest 2024 trim level to insure is the S 2WD model at a cost of $1,484 per year, or about $124 per month.

When trim-level rates for both models are compared, the lowest-cost model and trim is the Volkswagen Tiguan S 2WD at a cost of $1,484 per year, and the most expensive trim is the Toyota RAV4 Prime XSE AWD at a cost of $2,046 per year.

The table shown below ranks the annual and monthly car insurance cost for 2024 Toyota RAV4 and Volkswagen Tiguan models, with average rates for every trim level for each model.

The chart below displays the average cost to insure the two models rated for different driver ages. Insurance cost ranges from $1,556 to $3,514 per year for a 2024 Toyota RAV4, and $1,390 to $3,114 for a 2024 Volkswagen Tiguan for the illustrated age groups.

The next two tables show the average insurance cost by trim level for both 2024 models, including an overall average rate. The model with cheapest auto insurance rates for 2024 is the Volkswagen Tiguan.

2023 Toyota RAV4 vs. Volkswagen Tiguan

When comparing 2023 Toyota RAV4 and Volkswagen Tiguan models, the cheaper model to insure on average is the Volkswagen Tiguan. Insurance on the Toyota RAV4 averages $1,710 per year, whereas insurance for a Volkswagen Tiguan averages $1,602 per year.

The table below shows an overview of insurance rates for both the 2023 Toyota RAV4 and the 2023 Volkswagen Tiguan.

Car insurance rates for the RAV4 range from the cheapest rate of $1,534 per year for the LE 2WD model up to the highest rate of $1,918 for the Prime XSE AWD model.

For a 2023 Tiguan, average rates range from $1,508 per year on the S 2WD model up to $1,690 for the SEL R-Line 4Motion model.

The table below ranks the cost of car insurance for 2023 Toyota RAV4 and Volkswagen Tiguan models, showing the price to insure each trim level.

The chart below shows the average cost to insure both models rated for different driver ages. For the 2023 Toyota RAV4, insurance cost ranges from $1,514 to $3,446 per year for the driver examples in the chart. Full-coverage insurance for a 2023 Volkswagen Tiguan ranges from $1,424 to $3,216 on average per year.

The 2023 Toyota RAV4 has 19 trim levels available, with the lowest-cost trim level to insure being the LE 2WD model at an average cost of $1,534 per year. For the seven trims available for the Volkswagen Tiguan, the most affordable 2023 model to insure is the S 2WD model at a cost of $1,508.

When rates are compared for the 26 trims of both 2023 models, the overall cheapest vehicle to buy insurance for is the Volkswagen Tiguan S 2WD at an average cost of $1,508 per year. The highest-cost model and trim level is the Toyota RAV4 Prime XSE AWD at an average cost of $1,918 per year.

The tables shown below display average car insurance cost by trim level for a 2023 Toyota RAV4 and Volkswagen Tiguan, as well as an average rate for each model. The model with the cheapest overall car insurance rates for 2023 is the Volkswagen Tiguan.

2022 Toyota RAV4 vs. Volkswagen Tiguan

When comparing car insurance rates for the 2022 Toyota RAV4 and Volkswagen Tiguan models, the Volkswagen Tiguan is cheaper by an average of $134 per year.

The chart below visualizes the average cost to insure both models for drivers from ages 20 to 50. For the 2022 Toyota RAV4, the average insurance cost ranges from $1,452 to $3,302 per year for the sample drivers in the chart. Full-coverage car insurance for the 2022 Volkswagen Tiguan costs from $1,338 to $3,022 on average per year.

For the 18 trim levels available for a 2022 Toyota RAV4, the most affordable model to insure is the LE 2WD trim at an average cost of $1,512 per year, or around $126 per month. Out of the seven different option levels available for the Volkswagen Tiguan, the most affordable 2022 model to insure is the S 2WD model at a cost of $1,368.

When insurance rates for all 25 trims of both models are combined and sorted by cost, the cheapest vehicle to put coverage on is the Volkswagen Tiguan S 2WD at a cost of $1,368 per year, and the most expensive vehicle to insure is the Toyota RAV4 Prime XSE AWD costing an average of $1,768 per year.

The next tables show both 2022 models and all trim levels available for each one, plus an average rate for each model. The 2022 Volkswagen Tiguan has lower-cost car average car insurance rates than the 2022 Toyota RAV4.

2021 Toyota RAV4 vs. Volkswagen Tiguan

When comparing insurance rates for 2021 models, the Toyota RAV4 costs $1,634 per year for a full-coverage policy and the Volkswagen Tiguan costs $1,482, making the Volkswagen Tiguan the cheaper model to insure by $152.

The chart below demonstrates the average cost to insure both 2021 models for drivers aged 20 to 50. The average car insurance cost ranges from $1,456 to $3,296 per year for the 2021 Toyota RAV4, and $1,318 to $2,982 for the 2021 Volkswagen Tiguan for the age groups used in the chart.

Out of 12 Toyota RAV4 trim levels, the cheapest 2021 trim to insure is the LE 2WD trim at an average cost of $1,496 per year. Out of the 14 trim levels available for the Volkswagen Tiguan, the lowest-cost 2021 model to insure is the S 2WD model at a cost of $1,342.

When average car insurance prices for all 26 trim levels for both 2021 models are compared, the lowest-cost model and trim level to buy insurance for is the Volkswagen Tiguan S 2WD at an average cost of $1,342 per year, and the most expensive vehicle to insure is the Toyota RAV4 Hybrid XSE AWD at an average of $1,742 per year.

The next tables display the average cost to insure each trim level for a 2021 Toyota RAV4 and Volkswagen Tiguan, including the average rate for each model. The winner for the 2021 car insurance rate comparison is the Volkswagen Tiguan.

2020 Toyota RAV4 vs. Volkswagen Tiguan

When comparing car insurance rates for 2020 models, a Toyota RAV4 costs an average of $1,590 per year to insure while a Volkswagen Tiguan costs $1,440, making the Volkswagen Tiguan more affordable to insure by $150 per year for 2020.

The next chart illustrates the average insurance cost for the two models using drivers aged 20 to 50. For the 2020 Toyota RAV4, the average cost of car insurance ranges from $1,416 to $3,204 per year for the five driver age examples in the chart. Full-coverage insurance on the 2020 Volkswagen Tiguan ranges from $1,280 to $2,896 on average per year.

Out of 12 trims for the 2020 Toyota RAV4, the cheapest auto insurance rates are on the LE 2WD trim at a cost of $1,456 per year, or around $121 per month. The 2020 Volkswagen Tiguan has 14 trim and option levels available, with the cheapest trim to insure being the S 2WD model at an average cost of $1,306 per year, or about $109 per month.

When comparing rates by trim level for both models, the overall cheapest vehicle to put coverage on is the Volkswagen Tiguan S 2WD at an average of $1,306 per year, and the most expensive trim is the Toyota RAV4 Hybrid XSE AWD at an average cost of $1,692 per year.

The tables below break down both 2020 models and all trim levels available for each one, including an overall average cost for each model. The 2020 Volkswagen Tiguan has more affordable average car insurance than the 2020 Toyota RAV4.

2019 Toyota RAV4 vs. Volkswagen Tiguan

For 2019 Toyota RAV4 and Volkswagen Tiguan models, the Volkswagen Tiguan has cheaper car insurance rates by an average of $16 per year for this comparison year.

The following chart illustrates the average insurance cost for the two models for a range of driver ages. For the 2019 Toyota RAV4, the average cost of car insurance ranges from $1,328 to $3,000 per year for the included age groups. Insurance on a 2019 Volkswagen Tiguan costs from $1,316 to $2,980 on average per year.

The 2019 Toyota RAV4 has 13 trims available, with the cheapest trim to insure being the LE 2WD trim at an average cost of $1,378 per year.

For the eight different trim levels available for the Volkswagen Tiguan, the lowest-cost 2019 model to insure is the S 4Motion AWD trim at a cost of $1,350.

When comparing aggregated rates for both models from a trim-level perspective, the lowest-cost model and trim level to put coverage on is the Volkswagen Tiguan S 4Motion AWD at a cost of $1,350 per year. The most expensive vehicle to insure is the Volkswagen Tiguan SEL Premium 4Motion R-Line AWD costing an average of $1,604 per year.

The rate tables below show the average car insurance cost by trim level for each 2019 model, as well as an average rate for each model. The 2019 Volkswagen Tiguan has more affordable average car insurance rates than the 2019 Toyota RAV4.

2018 Toyota RAV4 vs. Volkswagen Tiguan

A 2018 Volkswagen Tiguan costs $28 less per year to insure per year on average than a 2018 Toyota RAV4, a difference of 2%.

The rate chart below visualizes the average cost to insure both 2018 models using a range of rated driver ages. The average cost of full-coverage insurance ranges from $1,266 to $2,850 per year for a 2018 Toyota RAV4, and $1,244 to $2,804 on the 2018 Volkswagen Tiguan for the age groups used in this illustration.

The 2018 Toyota RAV4 has 16 trim levels available, with the cheapest trim level to insure being the LE 2WD model at an average cost of $1,326 per year, or about $111 per month.

Out of the 10 different trim levels available for a Volkswagen Tiguan, the most affordable 2018 trim to insure is the Limited 2WD model at a cost of $1,266 per year, or about $106 per month.

When looking at the combined rates by trim for both models, the cheapest trim to buy insurance for is the Volkswagen Tiguan Limited 2WD at an average cost of $1,266 per year. The most expensive trim is the Toyota RAV4 Platinum 4WD at an average of $1,552 per year.

The next two rate tables illustrate the average insurance cost by trim level for both 2018 models, plus an average rate for each model. The model with the cheapest auto insurance rates for 2018 is the Volkswagen Tiguan.

2017 Toyota RAV4 vs. Volkswagen Tiguan

For 2017 Toyota RAV4 and Volkswagen Tiguan models, the Toyota RAV4 costs less to insure by $2 per year.

The chart shown below shows the average cost to insure both models for drivers aged 20 to 50. A full-coverage car insurance policy ranges from $1,240 to $2,788 per year on the 2017 Toyota RAV4, and $1,244 to $2,802 on the 2017 Volkswagen Tiguan for the age groups in the chart.

For the 12 trim levels available for the 2017 Toyota RAV4, the most affordable trim level to insure is the LE 2WD trim at an average cost of $1,280 per year.

For the eight trim levels available for a Volkswagen Tiguan, the cheapest 2017 trim to insure is the S 2WD trim at a cost of $1,266 per year, or about $106 per month.

When comparing both models combined at a trim-level basis, the cheapest model and trim level to put coverage on is the Volkswagen Tiguan S 2WD at an average cost of $1,266 per year, and the most expensive vehicle to insure is the Toyota RAV4 Platinum AWD 4WD costing $1,496 per year.

The next two tables display average car insurance rates for each trim level, along with the average rate for each model.

2016 Toyota RAV4 vs. Volkswagen Tiguan

For the 2016 Toyota RAV4 and Volkswagen Tiguan models, the Toyota RAV4 costs less to insure by an average of $116 per year for this model year.

The chart below displays the average car insurance cost for both 2016 models for drivers from ages 20 to 50. For a 2016 Toyota RAV4, the average insurance cost ranges from $1,160 to $2,590 per year for the five different driver ages shown in the chart. Car insurance for the 2016 Volkswagen Tiguan ranges from $1,266 to $2,826 on average per year.

Out of 10 Toyota RAV4 trims, the most affordable 2016 model to insure is the LE 2WD model at an average cost of $1,220 per year, or around $102 per month. A 2016 Volkswagen Tiguan has eight trims available, with the cheapest trim to insure being the S 2WD model at an average cost of $1,302 per year, or $109 per month.

When rates for all 18 trim levels for both vehicles are combined and compared, the cheapest trim to buy insurance for is the Toyota RAV4 LE 2WD at an average rate of $1,220 per year, and the highest-cost model and trim is the Volkswagen Tiguan SEL 4Motion AWD costing an average of $1,496 per year.

The two tables below detail trim level insurance cost averages for both 2016 models, along with the average rate for each model. The winner for the 2016 car insurance rate comparison is the Toyota RAV4.

2015 Toyota RAV4 vs. Volkswagen Tiguan

For 2015 Toyota RAV4 and Volkswagen Tiguan models, the Toyota RAV4 has lower-cost car insurance by $46 per year.

The chart shown below shows the average insurance cost for both 2015 models rated for multiple driver ages. Average full-coverage insurance ranges from $1,068 to $2,374 per year on the 2015 Toyota RAV4, and $1,102 to $2,472 for the 2015 Volkswagen Tiguan for these driver ages.

The 2015 Toyota RAV4 has six trims available, with the cheapest trim level to insure being the LE 2WD model at an average cost of $1,130 per year, or about $94 per month. Out of the eight trim and option levels available for a Volkswagen Tiguan, the most affordable 2015 trim level to insure is the S 2WD model at a cost of $1,134.

When rates for all 14 trim levels for both vehicles are compared, the most affordable model and trim level to put coverage on is the Toyota RAV4 LE 2WD at an average of $1,130 per year, and the highest-cost model and trim is the Volkswagen Tiguan R-Line AWD at an average of $1,316 per year.

The two tables below display the average car insurance cost by trim level for each 2015 model, plus the average rate for each model. The 2015 Toyota RAV4 has more affordable average car insurance rates than the 2015 Volkswagen Tiguan.

Additional Toyota RAV4 and Volkswagen Tiguan Resources

• Toyota RAV4 Insurance Cost
• Volkswagen Tiguan Insurance Cost
• Small SUV Insurance Cost Comparisons