Toyota Sequoia vs. Nissan Armada Insurance – Which is Cheaper?

• A 2024 Nissan Armada has more affordable car insurance rates than a 2024 Toyota Sequoia by an average of $514 per year, $3,002 compared to $2,488.
• With nine models in the 2024 full-size SUV segment, the Toyota Sequoia ranks ninth and the Nissan Armada ranks third for most affordable car insurance rates.
• When compared to the national average cost of car insurance of $2,276 per year, the Toyota Sequoia averages $726 more per year, while the Nissan Armada costs $212 more per year.

Does insurance cost less for a Sequoia or Armada?

For 2024 Toyota Sequoia and Nissan Armada models, the vehicle with the cheapest average car insurance rates is the Nissan Armada. Insurance rates on a Toyota Sequoia cost an average of $3,002 per year, and insurance for a Nissan Armada costs an average of $2,488 per year.

Out of nine Toyota Sequoia trims, the cheapest 2024 trim to insure is the SR5 2WD trim at an average cost of $2,820 per year. The 2024 Nissan Armada has eight trims available, with the cheapest trim level to insure being the S 2WD trim at an average cost of $2,346 per year.

When insurance rates for all 17 trim levels for both vehicles are compared, the cheapest trim is the Nissan Armada S 2WD at an average of $2,346 per year, and the most expensive model and trim level is the Toyota Sequoia Capstone 4WD at a cost of $3,122 per year.

The rate table below compares the cost of car insurance for 2024 Toyota Sequoia and Nissan Armada models, showing average cost by trim level for each model.

The rate chart below displays the average cost to insure both 2024 models for drivers aged 20 to 50. Average car insurance cost ranges from $2,668 to $6,048 per year for a 2024 Toyota Sequoia, and $2,206 to $5,006 for a 2024 Nissan Armada.

The tables below illustrate the expected annual car insurance cost by trim level for both 2024 models, along with an average cost for each model. The winner for the 2024 car insurance comparison is the Nissan Armada.

2023 Toyota Sequoia vs. Nissan Armada

Average insurance rates for a 2023 Toyota Sequoia are $2,418 per year, while insurance for a 2023 Nissan Armada costs an average of $2,618 per year, making the Toyota Sequoia the winner with cheaper average insurance rates.

For the nine trim levels available for the 2023 Toyota Sequoia, the cheapest model to insure is the SR5 2WD trim at an average cost of $2,256 per year.

For the 10 trim levels available for the Nissan Armada, the cheapest 2023 trim level to insure is the S 2WD model at a cost of $2,442.

When looking at the aggregated rates by trim for both models, the lowest-cost model and trim to insure is the Toyota Sequoia SR5 2WD at an average cost of $2,256 per year. The highest-cost model and trim is the Nissan Armada Platinum 4WD costing an average of $2,772 per year.

The table below compares and ranks the 12-month and monthly car insurance cost for 2023 Toyota Sequoia and Nissan Armada models, showing average cost for each trim level.

The chart shown below visualizes the average cost to insure both models using a range of rated driver ages. The average cost of car insurance ranges from $2,136 to $4,852 per year for a 2023 Toyota Sequoia, and $2,308 to $5,278 for a 2023 Nissan Armada for the driver ages used.

The rate tables below display both 2023 models and all trim levels available for each one, as well as an average rate for each model. The model with the cheapest car insurance rates for 2023 is the Toyota Sequoia.

2022 Toyota Sequoia vs. Nissan Armada

For 2022, the cheapest model to insure is the Toyota Sequoia. Insurance rates on a Toyota Sequoia cost an average of $2,280 per year, while insurance for a Nissan Armada averages $2,440 per year.

For the Sequoia, average insurance rates range from the cheapest price of $2,138 per year for the SR5 2WD model up to $2,386 for the TRD Pro 4WD model.

For the Armada, average car insurance cost ranges from $2,308 per year on the S 2WD model up to $2,588 for the most expensive Platinum 4WD model.

The table shown below ranks the cost of car insurance for 2022 Toyota Sequoia and Nissan Armada models, with average rates for every trim level for each model.

The rate chart below shows the average cost to insure both models for a range of driver ages. Insurance cost ranges from $2,016 to $4,590 per year on a 2022 Toyota Sequoia, and $2,152 to $4,954 on a 2022 Nissan Armada for the five different driver ages shown in the chart

Out of 11 Toyota Sequoia trims, the cheapest 2022 trim level to insure is the SR5 2WD trim at an average cost of $2,138 per year. Out of the 10 trim options available for the Nissan Armada, the cheapest 2022 model to insure is the S 2WD model at a cost of $2,308 per year, or $192 per month.

When comparing rates by trim level for both models, the cheapest trim to buy insurance for is the Toyota Sequoia SR5 2WD at an average cost of $2,138 per year, and the highest-cost model and trim is the Nissan Armada Platinum 4WD at an average cost of $2,588 per year.

The tables shown below detail all the available trims for both 2022 models, as well as the overall average rate for each model. The model with the cheapest auto insurance rates for 2022 is the Toyota Sequoia.

2021 Toyota Sequoia vs. Nissan Armada

When comparing average insurance rates for the 2021 Toyota Sequoia and Nissan Armada models, the Toyota Sequoia has cheaper rates by $120 per year.

The rate chart below demonstrates the average insurance cost for the two models for the 20, 30, 40, and 50-year-old driver age groups. For a 2021 Toyota Sequoia, the average car insurance cost ranges from $1,978 to $4,538 per year for the age groups in the chart. A full-coverage policy on a 2021 Nissan Armada ranges from $2,084 to $4,806 on average per year.

Out of 13 Toyota Sequoia trims, the cheapest 2021 trim to insure is the SR/5 2WD trim at an average cost of $2,124 per year, or $177 per month.

For the eight option levels available for the Nissan Armada, the cheapest 2021 trim to insure is the SV 2WD model at a cost of $2,234.

When all 21 trims of both models are combined and compared, the cheapest vehicle to buy insurance for is the Toyota Sequoia SR/5 2WD at an average rate of $2,124 per year. The most expensive model and trim level is the Nissan Armada Platinum 22 Wheel Package 4WD at an average cost of $2,480 per year.

The two tables below illustrate the expected annual car insurance cost by trim level for both 2021 models, as well as an average rate for each model. The cheapest of the two models to insure for the 2021 model year is the Toyota Sequoia.

2020 Toyota Sequoia vs. Nissan Armada

When comparing insurance cost for the 2020 Toyota Sequoia and Nissan Armada models, the Toyota Sequoia is cheaper by $114 per year for this comparison year.

The chart below shows the average cost to insure the two models rated for a variety of different driver ages. For a 2020 Toyota Sequoia, average insurance cost ranges from $1,920 to $4,404 per year for the age groups in the chart. Insurance on a 2020 Nissan Armada ranges from $2,018 to $4,654 on average per year.

Out of 13 Toyota Sequoia trim levels, the cheapest 2020 trim to insure is the SR/5 2WD trim at an average cost of $2,056 per year. The 2020 Nissan Armada has eight trim levels available, with the cheapest trim level to insure being the SV 2WD trim at an average cost of $2,164 per year.

When car insurance rates for all 21 trims of both models are combined and sorted by cost, the cheapest vehicle to insure is the Toyota Sequoia SR/5 2WD at an average of $2,056 per year. The highest-cost model and trim is the Nissan Armada Platinum 22 Wheel Package 4WD costing $2,400 per year.

The next two rate tables detail the expected annual car insurance cost by trim level for both 2020 models, including an overall average cost for each model. The 2020 Toyota Sequoia defeats the 2020 Nissan Armada for cheapest car insurance rates.

2019 Toyota Sequoia vs. Nissan Armada

For the 2019 Toyota Sequoia and Nissan Armada models, the Nissan Armada has cheaper car insurance rates by an average of $8 per year.

The next chart shows the average cost to insure both 2019 models with different drivers at the wheel. The average car insurance cost ranges from $1,908 to $4,352 per year for a 2019 Toyota Sequoia, and $1,894 to $4,334 for a 2019 Nissan Armada.

Out of eight Toyota Sequoia trims, the cheapest 2019 trim level to insure is the SR/5 2WD trim at an average cost of $2,072 per year, or about $173 per month.

For the six trim and option levels available for the Nissan Armada, the cheapest 2019 trim level to insure is the SV 2WD trim at a cost of $2,072.

When looking at the combined rates by trim level for both models, the overall cheapest vehicle to insure is the Toyota Sequoia SR/5 2WD at an average cost of $2,072 per year, and the highest-cost model and trim level is the Nissan Armada Platinum 4WD at an average cost of $2,238 per year.

The rate tables below detail average car insurance cost by trim level for a 2019 Toyota Sequoia and Nissan Armada, including the average rate for each model. The model with the cheapest average car insurance rates for 2019 is the Nissan Armada.

2018 Toyota Sequoia vs. Nissan Armada

When comparing insurance cost for 2018 models, the Toyota Sequoia costs an average of $2,070 per year for full coverage and the Nissan Armada costs $2,040, making the Nissan Armada the winner by $30.

The chart below demonstrates the average cost to insure both 2018 models with different driver age groups. A full-coverage car insurance policy ranges from $1,838 to $4,184 per year for a 2018 Toyota Sequoia, and $1,806 to $4,124 on a 2018 Nissan Armada.

Out of eight Toyota Sequoia trim levels, the cheapest 2018 trim level to insure is the SR/5 2WD model at an average cost of $1,984 per year.

For the six different option levels available for the Nissan Armada, the cheapest 2018 trim level to insure is the SV 2WD trim at a cost of $1,978 per year, or about $165 per month.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest vehicle to insure is the Nissan Armada SV 2WD at an average of $1,978 per year. The highest-cost model and trim is the Toyota Sequoia Platinum 4WD at a cost of $2,156 per year.

The next tables detail both 2018 models and all trim levels available for each one, plus the average rate for each model. The cheapest model to insure for the 2018 model year is the Nissan Armada.

2017 Toyota Sequoia vs. Nissan Armada

For 2017 Toyota Sequoia and Nissan Armada models, the Nissan Armada has cheaper car insurance rates by an average of $48 per year for this model year.

The next chart shows the average cost to insure both models for different driver ages. For a 2017 Toyota Sequoia, the average car insurance cost ranges from $1,766 to $4,010 per year for the five driver ages sampled in the chart. Full-coverage car insurance on a 2017 Nissan Armada costs from $1,718 to $3,908 on average per year.

Out of six trim levels for the 2017 Toyota Sequoia, the cheapest auto insurance rates are on the SR/5 2WD trim at a cost of $1,910 per year.

For the six trim and option levels available for the Nissan Armada, the cheapest 2017 trim level to insure is the SV 2WD trim at a cost of $1,846 per year, or $154 per month.

When comparing combined rates for both models from a trim-level perspective, the cheapest vehicle to buy insurance for is the Nissan Armada SV 2WD at an average of $1,846 per year, and the most expensive model and trim level is the Toyota Sequoia Platinum 4WD costing $2,072 per year.

The tables below display trim level insurance cost averages for both 2017 models, including the average rate for each model. The winner for the 2017 car insurance rate comparison is the Nissan Armada.

Additional Toyota Sequoia and Nissan Armada Resources

• Toyota Sequoia Insurance Cost
• Nissan Armada Insurance Cost
• Large SUV Insurance Cost Comparisons