Nissan Armada Insurance Cost [2022 Rates + Rankings]

• Nissan Armada car insurance costs an average of $1,670 per year or around $139 per month, depending on the trim level.
• With an insurance cost range of $210, the cheapest Armada to insure is the S 2WD at around $1,558 per year, and the most expensive trim being the Platinum 4WD at $1,768 annually.
• When compared to the entire large SUV segment, the Armada falls near the middle of the pack at #5 out of nine total comparison vehicles.

How much does Nissan Armada insurance cost?

Nissan Armada insurance costs an average of $1,670 yearly, or about $139 on a monthly basis. With the average large SUV costing $1,720 a year to insure, the Armada costs $50 less to insure each year on average.

The following chart breaks down average insurance cost for a 2022 Nissan Armada using an assortment of different driver ages and risk profiles.

The chart of insurance costs above presents a limited number of insurance cost data points from an enormous number of possibilities. If we plotted all rates for every driver profile and risk factor, all 10 different trim levels of Armada, and all 41,000+ zip codes in the U.S., the result would yield 967,680,000,000 different car insurance rates for a 2022 Armada.

Which Armada models have the cheapest insurance rates?

With Nissan Armada insurance cost ranging from $1,558 to $1,768 annually, the most budget-friendly trim level to insure is the S 2WD. The second cheapest trim level to insure is the S 4WD at $1,602 per year. Plan on paying an average of $130 per month to insure a new Armada for full coverage, depending on your location.

At the top end of insurance cost, the three Armada models with the most expensive insurance rates are the Nissan Armada Midnight Edition AWD, the Platinum 2WD, and the Platinum 4WD trim levels all at an estimated $1,768 per year.

The rate table below details average Nissan Armada car insurance rates for annual and 6-month policy terms, plus a monthly budget estimate, for each 2022 model year trim level.

Where does Nissan Armada insurance cost rank?

The Nissan Armada ranks #5 out of nine total vehicles in the large SUV segment for car insurance affordability. The Armada costs an average of $1,670 per year for full coverage auto insurance, while the class median average cost is $1,720 annually, a difference of $50 per year.

When rates are compared to other vehicles in the large SUV segment, insurance for a Nissan Armada costs $90 more per year than the Chevrolet Tahoe, $10 more than the Ford Expedition, $34 less than the GMC Yukon, and $2 more than the Chevrolet Suburban.

The chart below shows how Nissan Armada insurance compares to the rest of the large SUV vehicle segment.

Will an older Armada cost less to insure?

Choosing to drive a 2013 Nissan Armada instead of a new 2022 model could save around $470 per year on average, depending on coverage level.

The data table below illustrates average Nissan Armada full coverage insurance policy costs for a range of model years and driver ages. Insurance rates range from the lowest price of $1,092 for a 60-year-old driver rated on a 2015 Nissan Armada to the highest price of $3,338 for a 20-year-old driver rated on a 2022 model.

Ultimately, as a vehicle ages, vehicle owners have to make the decision to drop physical damage coverage from an insurance policy. As a Nissan Armada loses value as it ages, the cost required to keep physical damage coverage exceeds the benefits provided by full coverage.

Dropping physical damage insurance coverage on an older Nissan Armada may save $678 a year, depending on what the comprehensive and collision deductibles were set to and the age of the rated driver.

Can my address change the rate I pay?

Depending upon where you live, auto insurance rates on an Armada can be significantly different, from cheaper amounts like $1,164 a year in Charlotte, NC, or $998 in Raleigh, NC, to more expensive rates like $2,760 a year in Los Angeles, CA, and $2,770 in Las Vegas, NV.

The cost to insure an Armada in some additional cities include Baltimore, MD, costing $2,174 per year, Austin, TX, at $1,492, Boston, MA, at $1,854, and Dallas, TX, at an estimated $1,762.

The bar chart below shows average estimated insurance rates for a Nissan Armada in the larger urban areas in America. Additionally, you will see an expanded table that shows typical rates in the 50 biggest U.S. metro regions.

How much is Armada insurance in my state?

If we look at Nissan Armada insurance cost at a more general state level, states like Maine ($1,172) and Iowa ($1,226) have cheaper Armada insurance rates, while states like Louisiana ($2,456), Michigan ($2,698), and Rhode Island ($1,996) tend to have more expensive insurance rates.

The large majority of states rank closer to the middle, with states like Georgia, South Carolina, and Pennsylvania included in this group with average Nissan Armada insurance rates of $1,638, $1,560, and $1,426 per year, respectively.

The table below shows estimated Armada rates for annual, 6-month, and monthly terms for all 50 states in the U.S.