Nissan Armada Insurance Cost for 2022

How much does Nissan Armada insurance cost? We compare average car insurance rates from the base S model up to the high-end Platinum trims to see how prices rank against all other large SUVs.

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  • Nissan Armada car insurance costs an average of $1,690 per year or around $141 per month, depending on the trim level.
  • With an insurance cost range of $194, the cheapest Armada to insure is the S 2WD at around $1,604 per year, and the most expensive trim being the Platinum 4WD at $1,798 annually.
  • When compared to the entire large SUV segment, the Armada falls near the middle of the pack at #5 out of nine total comparison vehicles.

How much does Nissan Armada insurance cost?

Nissan Armada insurance costs an average of $1,690 yearly, or about $141 on a monthly basis. With the average large SUV costing $1,720 a year to insure, the Armada costs $30 less to insure each year on average.

The following chart breaks down average insurance cost for a 2022 Nissan Armada using an assortment of different driver ages and risk profiles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Nissan Armada with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Nissan Armada trim levels.Data last updated on June 24, 2022
Nissan Armada Insurance Cost Summary
Nissan Armada Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,862$322
Safe Driver Age 20$3,382$282
At-fault Accidents Age 40$2,380$198
Low Deductibles Age 40$2,248$187
Safe Driver Age 30$1,792$149
Safe Driver Age 40$1,690$141
Safe Driver Age 50$1,540$128
Safe Driver Age 60$1,514$126
High Deductibles Age 40$1,406$117
Discount Rate Age 40$1,404$117

The chart of insurance costs above presents a limited number of insurance cost data points from an enormous number of possibilities. If we plotted all rates for every driver profile and risk factor, all 10 different trim levels of Armada, and all 41,000+ zip codes in the U.S., the result would yield 967,680,000,000 different car insurance rates for a 2022 Armada.

Which Armada models have the cheapest insurance rates?

With Nissan Armada insurance cost ranging from $1,604 to $1,798 annually, the most budget-friendly trim level to insure is the S 2WD. The second cheapest trim level to insure is the SV 2WD at $1,614 per year. Plan on paying an average of $134 per month to insure a new Armada for full coverage, depending on your location.

At the top end of insurance cost, the three Armada models with the most expensive insurance rates are the Nissan Armada Midnight Edition AWD, the Platinum 2WD, and the Platinum 4WD trim levels all at an estimated $1,798 per year.

The rate table below details average Nissan Armada car insurance rates for annual and 6-month policy terms, plus a monthly budget estimate, for each 2022 model year trim level.

2022 Nissan Armada Insurance Cost by Trim Level
Nissan Armada Trim Level Annual Policy 6-month Policy Per Month
S 2WD$1,604$802$134
SV 2WD$1,614$807$135
S 4WD$1,628$814$136
SV 4WD$1,660$830$138
SL 2WD$1,688$844$141
Midnight Edition 2WD$1,710$855$143
SL 4WD$1,720$860$143
Midnight Edition AWD$1,742$871$145
Platinum 2WD$1,774$887$148
Platinum 4WD$1,798$899$150

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Nissan Armada, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Nissan Armada Insurance Cost by Trim Level

Where does Nissan Armada insurance cost rank?

The Nissan Armada ranks #5 out of nine total vehicles in the large SUV segment for car insurance affordability. The Armada costs an average of $1,690 per year for full coverage auto insurance, while the class median average cost is $1,720 annually, a difference of $30 per year.

When rates are compared to other vehicles in the large SUV segment, insurance for a Nissan Armada costs $158 more per year than the Chevrolet Tahoe, $68 more than the Ford Expedition, $4 less than the GMC Yukon, and $112 more than the Chevrolet Suburban.

The chart below shows how Nissan Armada insurance compares to the rest of the large SUV vehicle segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Nissan Armada, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Nissan Armada trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Nissan Armada vs Large SUVs Insurance Cost Comparison
Nissan Armada Insurance Cost Compared to All Large SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Tahoe$1,532-$158
2Chevrolet Suburban$1,578-$112
3Toyota Sequoia$1,586-$104
4Ford Expedition$1,622-$68
5Nissan Armada$1,690--
6GMC Yukon$1,694$4
7Jeep Wagoneer$1,820$130
8GMC Hummer EV$1,928$238
9Jeep Grand Wagoneer$2,030$340

Comparing the average annual car insurance cost on a Nissan Armada to other models with similar MSRP provides another insight into how rates compare.

For the 2022 model year, the average purchase price for a Nissan Armada is $58,002, ranging from the S 2WD trim at $48,900 to the Platinum 4WD trim at $68,300.

The vehicles closest in purchase price to the Armada are the Toyota Sequoia, Chevrolet Tahoe, GMC Yukon, and Chevrolet Suburban.

The list below shows how those models compare to an Armada both by average purchase price and average full-coverage insurance cost.

  • Nissan Armada vs. Toyota Sequoia – The average MSRP for a 2022 Nissan Armada is $2,137 cheaper than the Toyota Sequoia, at $58,002 compared to $60,139. Expect to pay approximately $104 less per year to insure the Toyota Sequoia compared to an Armada.
  • Nissan Armada vs. Chevrolet Tahoe – Having an average MSRP of $62,604 ($51,895 to $73,595), the Chevrolet Tahoe costs $4,602 more than the MSRP for the Armada. Insurance on a 2022 Armada costs an average of $158 more each year than the Chevrolet Tahoe.
  • Nissan Armada vs. GMC Yukon – The 2022 Nissan Armada has an average MSRP that is $7,100 cheaper than the GMC Yukon ($58,002 versus $65,102). Insuring an Armada compared to the GMC Yukon costs an average of $4 less every 12 months.
  • Nissan Armada vs. Chevrolet Suburban – With an average sticker price of $65,304 and ranging from $54,595 to $76,295, the 2022 Chevrolet Suburban costs $7,302 more than the Armada. Insurance on the Armada costs an average of $112 more every 12 months than the Chevrolet Suburban.

Will an older Armada cost less to insure?

Choosing to drive a 2013 Nissan Armada instead of a new 2022 model could save around $470 per year on average, depending on coverage level.

The data table below illustrates average Nissan Armada full coverage insurance policy costs for a range of model years and driver ages. Insurance rates range from the lowest price of $1,112 for a 60-year-old driver rated on a 2015 Nissan Armada to the highest price of $3,382 for a 20-year-old driver rated on a 2022 model.

Nissan Armada Insurance Cost for 2013-2022 Models
Model Year Driver Age 20 Age 30 Age 40 Age 50 Age 60
2022$3,382$1,792$1,690$1,540$1,514
2021$3,270$1,730$1,632$1,488$1,462
2020$3,206$1,692$1,598$1,458$1,434
2019$3,044$1,608$1,524$1,386$1,362
2018$2,962$1,562$1,482$1,350$1,326
2017$2,848$1,498$1,424$1,298$1,276
2015$2,474$1,298$1,238$1,132$1,112
2014$2,520$1,320$1,268$1,156$1,134
2013$2,422$1,270$1,220$1,114$1,092

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Nissan Armada Insurance Cost by Model Year

Ultimately, as a vehicle ages, vehicle owners have to make the decision to drop physical damage coverage from an insurance policy. As a Nissan Armada loses value as it ages, the cost required to keep physical damage coverage exceeds the benefits provided by full coverage.

Dropping physical damage insurance coverage on an older Nissan Armada may save $688 a year, depending on what the comprehensive and collision deductibles were set to and the age of the rated driver.

Can my address change the rate I pay?

Depending upon where you live, auto insurance rates on an Armada can be significantly different, from cheaper amounts like $1,208 a year in Charlotte, NC, or $1,054 in Raleigh, NC, to more expensive rates like $2,800 a year in Los Angeles, CA, and $2,808 in Las Vegas, NV.

The cost to insure an Armada in some additional cities include Baltimore, MD, costing $2,212 per year, Austin, TX, at $1,536, Boston, MA, at $1,894, and Dallas, TX, at an estimated $1,802.

The bar chart below shows average estimated insurance rates for a Nissan Armada in the larger urban areas in America. Additionally, you will see an expanded table that shows typical rates in the 50 biggest U.S. metro regions.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2022 Nissan Armada, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Nissan Armada trim levels.Data last updated on June 24, 2022
Nissan Armada Insurance Rates in Large U.S. Cities
Nissan Armada Insurance Rates by Location
City/State Annual Rate Monthly Rate
Detroit, MI$6,610$551
New Orleans, LA$3,952$329
Miami, FL$3,264$272
New York, NY$3,186$266
Philadelphia, PA$2,814$235
Las Vegas, NV$2,808$234
Los Angeles, CA$2,800$233
Louisville, KY$2,684$224
San Francisco, CA$2,408$201
Jacksonville, FL$2,396$200
Oakland, CA$2,390$199
Sacramento, CA$2,262$189
Baltimore, MD$2,212$184
Long Beach, CA$2,192$183
Tulsa, OK$2,144$179
Kansas City, MO$2,130$178
Oklahoma City, OK$2,130$178
Denver, CO$2,086$174
Memphis, TN$2,086$174
Atlanta, GA$2,056$171
Colorado Springs, CO$2,036$170
Fresno, CA$2,010$168
San Jose, CA$1,998$167
Phoenix, AZ$1,940$162
Portland, OR$1,912$159
San Diego, CA$1,900$158
Boston, MA$1,894$158
Wichita, KS$1,842$154
Chicago, IL$1,836$153
Dallas, TX$1,802$150
Houston, TX$1,796$150
Seattle, WA$1,788$149
Minneapolis, MN$1,776$148
Birmingham, AL$1,768$147
Nashville, TN$1,718$143
Milwaukee, WI$1,706$142
Mesa, AZ$1,700$142
Indianapolis, IN$1,698$142
Albuquerque, NM$1,674$140
Tucson, AZ$1,636$136
San Antonio, TX$1,616$135
Omaha, NE$1,566$131
El Paso, TX$1,556$130
Fort Worth, TX$1,556$130
Austin, TX$1,536$128
Cleveland, OH$1,340$112
Columbus, OH$1,268$106
Charlotte, NC$1,208$101
Virginia Beach, VA$1,134$95
Raleigh, NC$1,054$88

How much is Armada insurance in my state?

If we look at Nissan Armada insurance cost at a more general state level, states like Maine ($1,166) and Iowa ($1,222) have cheaper Armada insurance rates, while states like Louisiana ($2,446), Michigan ($2,690), and Rhode Island ($1,988) tend to have more expensive insurance rates.

The large majority of states rank closer to the middle, with states like Georgia, South Carolina, and Pennsylvania included in this group with average Nissan Armada insurance rates of $1,632, $1,556, and $1,420 per year, respectively.

The table below shows estimated Armada rates for annual, 6-month, and monthly terms for all 50 states in the U.S.

Nissan Armada Insurance Cost by U.S. State
U.S. State Annual Cost 6-month Cost Monthly Cost
Alabama$1,376$688$115
Alaska$1,480$740$123
Arizona$1,502$751$125
Arkansas$1,806$903$151
California$1,932$966$161
Colorado$1,800$900$150
Connecticut$1,636$818$136
Delaware$1,718$859$143
Florida$2,468$1,234$206
Georgia$1,632$816$136
Hawaii$1,144$572$95
Idaho$1,332$666$111
Illinois$1,364$682$114
Indiana$1,262$631$105
Iowa$1,222$611$102
Kansas$1,700$850$142
Kentucky$1,964$982$164
Louisiana$2,446$1,223$204
Maine$1,166$583$97
Maryland$1,524$762$127
Massachusetts$1,382$691$115
Michigan$2,690$1,345$224
Minnesota$1,484$742$124
Mississippi$1,594$797$133
Missouri$1,790$895$149
Montana$1,644$822$137
Nebraska$1,612$806$134
Nevada$1,854$927$155
New Hampshire$1,018$509$85
New Jersey$1,594$797$133
New Mexico$1,354$677$113
New York$1,796$898$150
North Carolina$1,072$536$89
North Dakota$1,402$701$117
Ohio$982$491$82
Oklahoma$1,640$820$137
Oregon$1,414$707$118
Pennsylvania$1,420$710$118
Rhode Island$1,988$994$166
South Carolina$1,556$778$130
South Dakota$1,532$766$128
Tennessee$1,332$666$111
Texas$1,590$795$133
Utah$1,394$697$116
Vermont$1,120$560$93
Virginia$1,088$544$91
Washington$1,282$641$107
West Virginia$1,518$759$127
Wisconsin$1,144$572$95
Wyoming$1,550$775$129

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Nissan Armada, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Nissan Armada trim levels. Physical damage deductibles are $500 and rates are averaged for all zip codes in each state.Data last updated on June 24, 2022
Nissan Armada insurance rates by U.S. state