Nissan Armada Insurance Cost for 2023

• Nissan Armada car insurance costs an average of $1,976 per year or around $165 per month, depending on the trim level.
• With an insurance cost range of $248, the cheapest Armada to insure is the S 2WD at around $1,844 per year, and the most expensive trim being the Platinum 4WD at $2,092 annually.
• When compared to the entire large SUV segment, the Armada falls near the middle of the pack at sixth out of nine total comparison vehicles.

How much does Nissan Armada insurance cost?

Nissan Armada insurance costs an average of $1,976 yearly, or about $165 on a monthly basis. With the average large SUV costing $1,930 a year to insure, the Armada costs $46 more to insure each year on average.

The following chart breaks down average insurance cost for a 2023 Nissan Armada using an assortment of different driver ages and risk profiles.

The chart of insurance costs above presents a limited number of insurance cost data points from an enormous number of possibilities. If we plotted all rates for every driver profile and risk factor, all 10 different trim levels of Armada, and all 41,000+ zip codes in the U.S., the result would yield 967,680,000,000 different car insurance rates for a 2023 Armada.

Which Armada models have the cheapest insurance rates?

With Nissan Armada insurance cost ranging from $1,844 to $2,092 annually, the most budget-friendly trim level to insure is the S 2WD. The second cheapest trim level to insure is the S 4WD at $1,896 per year. Plan on paying an average of $154 per month to insure a new Armada for full coverage, depending on your location.

At the top end of insurance cost, the three Armada models with the most expensive insurance rates are the Nissan Armada Midnight Edition AWD, the Platinum 2WD, and the Platinum 4WD trim levels all at an estimated $2,092 per year.

The rate table below details average Nissan Armada car insurance rates for annual and 6-month policy terms, plus a monthly budget estimate, for each 2023 model year trim level.

Nissan Armada insurance rates vs. the competition

The Nissan Armada ranks sixth out of nine total vehicles in the large SUV segment for car insurance affordability. The Armada costs an average of $1,976 per year for full coverage auto insurance, while the class median average cost is $1,930 annually, a difference of $46 per year.

When rates are compared to other vehicles in the large SUV segment, insurance for a Nissan Armada costs $322 more per year than the Chevrolet Tahoe, $160 more than the Ford Expedition, $82 more than the GMC Yukon, and $226 more than the Chevrolet Suburban.

The chart below shows how Nissan Armada insurance compares to the rest of the large SUV vehicle segment.

Comparing the average annual car insurance cost on a Nissan Armada to other models with similar MSRP provides another insight into how insurance rates compare.

For the 2023 model year, the average purchase price for a Nissan Armada is $59,660, ranging from the S 2WD trim at $50,400 to the Platinum 4WD trim at $69,720.

The vehicles closest in purchase price to the Armada are the Chevrolet Tahoe, Jeep Wagoneer, Chevrolet Suburban, and Toyota Sequoia.

The list below shows how those models compare to an Armada both by average purchase price and average full-coverage insurance cost.

• Nissan Armada vs. Chevrolet Tahoe – The average MSRP for a 2023 Nissan Armada is $7,026 cheaper than the Chevrolet Tahoe, at $59,660 compared to $66,686. Expect to pay approximately $322 less per year to insure the Chevrolet Tahoe compared to an Armada.
• Nissan Armada vs. Jeep Wagoneer – Having an average MSRP of $68,171 ($58,995 to $74,865), the Jeep Wagoneer costs $8,511 more than the MSRP for the Armada. Insurance on a 2023 Armada costs an average of $96 less each year than the Jeep Wagoneer.
• Nissan Armada vs. Chevrolet Suburban – The 2023 Nissan Armada has an average MSRP that is $9,340 cheaper than the Chevrolet Suburban ($59,660 versus $69,000). Insuring an Armada compared to the Chevrolet Suburban costs an average of $226 more every 12 months.
• Nissan Armada vs. Toyota Sequoia – With an average sticker price of $69,267 and ranging from $58,300 to $76,000, the 2023 Toyota Sequoia costs $9,607 more than the Armada. Insurance on the Armada costs an average of $150 more every 12 months than the Toyota Sequoia.

Will an older Armada cost less to insure?

Choosing to drive a 2013 Nissan Armada instead of a new 2023 model could save around $664 per year on average, depending on coverage level.

The data table below illustrates average Nissan Armada full coverage insurance policy costs for a range of model years and driver ages. Insurance rates range from the lowest price of $1,174 for a 60-year-old driver rated on a 2015 Nissan Armada to the highest price of $3,940 for a 20-year-old driver rated on a 2023 model.

Ultimately, as a vehicle ages, vehicle owners have to make the decision to drop physical damage coverage from an insurance policy. As a Nissan Armada loses value as it ages, the cost required to keep physical damage coverage exceeds the benefits provided by full coverage.

Dropping physical damage insurance coverage on an older Nissan Armada may save $724 a year, depending on what the comprehensive and collision deductibles were set to and the age of the rated driver.

Average insurance rates by location

Depending upon where you live, auto insurance rates on an Armada can be significantly different, from cheaper amounts like $1,400 a year in Charlotte, NC, or $1,236 in Raleigh, NC, to more expensive rates like $3,076 a year in Los Angeles, CA, and $3,086 in Las Vegas, NV.

The cost to insure an Armada in some additional cities include Baltimore, MD, costing $2,458 per year, Austin, TX, at $1,748, Boston, MA, at $2,124, and Dallas, TX, at an estimated $2,028.

The bar chart below shows average estimated insurance rates for a Nissan Armada in the larger urban areas in America.

If we look at Nissan Armada insurance cost at a more general state level, states like Maine ($1,190) and Iowa ($1,322) have cheaper Armada insurance rates, while states like Louisiana ($2,352), Michigan ($2,700), and Rhode Island ($2,450) tend to have more expensive insurance rates.

The table below shows estimated Armada rates for annual, 6-month, and monthly terms for all fifty states in the U.S.