Nissan Armada Insurance Cost for 2022

• Nissan Armada car insurance costs an average of $1,690 per year or around $141 per month, depending on the trim level.
• With an insurance cost range of $194, the cheapest Armada to insure is the S 2WD at around $1,604 per year, and the most expensive trim being the Platinum 4WD at $1,798 annually.
• When compared to the entire large SUV segment, the Armada falls near the middle of the pack at #5 out of nine total comparison vehicles.

How much does Nissan Armada insurance cost?

Nissan Armada insurance costs an average of $1,690 yearly, or about $141 on a monthly basis. With the average large SUV costing $1,720 a year to insure, the Armada costs $30 less to insure each year on average.

The following chart breaks down average insurance cost for a 2022 Nissan Armada using an assortment of different driver ages and risk profiles.

The chart of insurance costs above presents a limited number of insurance cost data points from an enormous number of possibilities. If we plotted all rates for every driver profile and risk factor, all 10 different trim levels of Armada, and all 41,000+ zip codes in the U.S., the result would yield 967,680,000,000 different car insurance rates for a 2022 Armada.

Which Armada models have the cheapest insurance rates?

With Nissan Armada insurance cost ranging from $1,604 to $1,798 annually, the most budget-friendly trim level to insure is the S 2WD. The second cheapest trim level to insure is the SV 2WD at $1,614 per year. Plan on paying an average of $134 per month to insure a new Armada for full coverage, depending on your location.

At the top end of insurance cost, the three Armada models with the most expensive insurance rates are the Nissan Armada Midnight Edition AWD, the Platinum 2WD, and the Platinum 4WD trim levels all at an estimated $1,798 per year.

The rate table below details average Nissan Armada car insurance rates for annual and 6-month policy terms, plus a monthly budget estimate, for each 2022 model year trim level.

Where does Nissan Armada insurance cost rank?

The Nissan Armada ranks #5 out of nine total vehicles in the large SUV segment for car insurance affordability. The Armada costs an average of $1,690 per year for full coverage auto insurance, while the class median average cost is $1,720 annually, a difference of $30 per year.

When rates are compared to other vehicles in the large SUV segment, insurance for a Nissan Armada costs $158 more per year than the Chevrolet Tahoe, $68 more than the Ford Expedition, $4 less than the GMC Yukon, and $112 more than the Chevrolet Suburban.

The chart below shows how Nissan Armada insurance compares to the rest of the large SUV vehicle segment.

Comparing the average annual car insurance cost on a Nissan Armada to other models with similar MSRP provides another insight into how rates compare.

For the 2022 model year, the average purchase price for a Nissan Armada is $58,002, ranging from the S 2WD trim at $48,900 to the Platinum 4WD trim at $68,300.

The vehicles closest in purchase price to the Armada are the Toyota Sequoia, Chevrolet Tahoe, GMC Yukon, and Chevrolet Suburban.

The list below shows how those models compare to an Armada both by average purchase price and average full-coverage insurance cost.

• Nissan Armada vs. Toyota Sequoia – The average MSRP for a 2022 Nissan Armada is $2,137 cheaper than the Toyota Sequoia, at $58,002 compared to $60,139. Expect to pay approximately $104 less per year to insure the Toyota Sequoia compared to an Armada.
• Nissan Armada vs. Chevrolet Tahoe – Having an average MSRP of $62,604 ($51,895 to $73,595), the Chevrolet Tahoe costs $4,602 more than the MSRP for the Armada. Insurance on a 2022 Armada costs an average of $158 more each year than the Chevrolet Tahoe.
• Nissan Armada vs. GMC Yukon – The 2022 Nissan Armada has an average MSRP that is $7,100 cheaper than the GMC Yukon ($58,002 versus $65,102). Insuring an Armada compared to the GMC Yukon costs an average of $4 less every 12 months.
• Nissan Armada vs. Chevrolet Suburban – With an average sticker price of $65,304 and ranging from $54,595 to $76,295, the 2022 Chevrolet Suburban costs $7,302 more than the Armada. Insurance on the Armada costs an average of $112 more every 12 months than the Chevrolet Suburban.

Will an older Armada cost less to insure?

Choosing to drive a 2013 Nissan Armada instead of a new 2022 model could save around $470 per year on average, depending on coverage level.

The data table below illustrates average Nissan Armada full coverage insurance policy costs for a range of model years and driver ages. Insurance rates range from the lowest price of $1,112 for a 60-year-old driver rated on a 2015 Nissan Armada to the highest price of $3,382 for a 20-year-old driver rated on a 2022 model.

Ultimately, as a vehicle ages, vehicle owners have to make the decision to drop physical damage coverage from an insurance policy. As a Nissan Armada loses value as it ages, the cost required to keep physical damage coverage exceeds the benefits provided by full coverage.

Dropping physical damage insurance coverage on an older Nissan Armada may save $688 a year, depending on what the comprehensive and collision deductibles were set to and the age of the rated driver.

Can my address change the rate I pay?

Depending upon where you live, auto insurance rates on an Armada can be significantly different, from cheaper amounts like $1,208 a year in Charlotte, NC, or $1,054 in Raleigh, NC, to more expensive rates like $2,800 a year in Los Angeles, CA, and $2,808 in Las Vegas, NV.

The cost to insure an Armada in some additional cities include Baltimore, MD, costing $2,212 per year, Austin, TX, at $1,536, Boston, MA, at $1,894, and Dallas, TX, at an estimated $1,802.

The bar chart below shows average estimated insurance rates for a Nissan Armada in the larger urban areas in America. Additionally, you will see an expanded table that shows typical rates in the 50 biggest U.S. metro regions.

How much is Armada insurance in my state?

If we look at Nissan Armada insurance cost at a more general state level, states like Maine ($1,166) and Iowa ($1,222) have cheaper Armada insurance rates, while states like Louisiana ($2,446), Michigan ($2,690), and Rhode Island ($1,988) tend to have more expensive insurance rates.

The large majority of states rank closer to the middle, with states like Georgia, South Carolina, and Pennsylvania included in this group with average Nissan Armada insurance rates of $1,632, $1,556, and $1,420 per year, respectively.

The table below shows estimated Armada rates for annual, 6-month, and monthly terms for all 50 states in the U.S.