Nissan Armada Insurance Cost for 2023

How much does Nissan Armada insurance cost? We compare average car insurance rates from the base S model up to the high-end Platinum trims to see how prices rank against all other large SUVs.

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  • Nissan Armada car insurance costs an average of $2,030 per year or around $169 per month, depending on the trim level.
  • With an insurance cost range of $252, the cheapest Armada to insure is the S 2WD at around $1,894 per year, and the most expensive trim being the Platinum 4WD at $2,146 annually.
  • When compared to the entire large SUV segment, the Armada falls near the middle of the pack at sixth out of nine total comparison vehicles.

How much does Nissan Armada insurance cost?

Nissan Armada insurance costs an average of $2,030 yearly, or about $169 on a monthly basis. With the average large SUV costing $1,982 a year to insure, the Armada costs $48 more to insure each year on average.

The following chart breaks down average insurance cost for a 2023 Nissan Armada using an assortment of different driver ages and risk profiles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Nissan Armada with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Nissan Armada trim levels.Data last updated on August 12, 2023
Nissan Armada Insurance Cost Summary
2023 Nissan Armada Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4,618$385
Safe Driver Age 20$4,044$337
At-fault Accidents Age 40$2,846$237
Low Deductibles Age 40$2,708$226
Safe Driver Age 30$2,156$180
Safe Driver Age 40$2,030$169
Safe Driver Age 50$1,846$154
Safe Driver Age 60$1,816$151
Discount Rate Age 40$1,686$141
High Deductibles Age 40$1,682$140

The chart of insurance costs above presents a limited number of insurance cost data points from an enormous number of possibilities. If we plotted all rates for every driver profile and risk factor, all 10 different trim levels of Armada, and all 41,000+ zip codes in the U.S., the result would yield 967,680,000,000 different car insurance rates for a 2023 Armada.

Which Armada models have the cheapest insurance rates?

With Nissan Armada insurance cost ranging from $1,894 to $2,146 annually, the most budget-friendly trim level to insure is the S 2WD. The second cheapest trim level to insure is the S 4WD at $1,944 per year. Plan on paying an average of $158 per month to insure a new Armada for full coverage, depending on your location.

At the top end of insurance cost, the three Armada models with the most expensive insurance rates are the Nissan Armada Midnight Edition AWD, the Platinum 2WD, and the Platinum 4WD trim levels all at an estimated $2,146 per year.

The rate table below details average Nissan Armada car insurance rates for annual and 6-month policy terms, plus a monthly budget estimate, for each 2023 model year trim level.

2023 Nissan Armada Insurance Cost by Trim Level
Nissan Armada Trim Level Annual Policy Six-Month Policy Per Month
S 2WD$1,894$947$158
S 4WD$1,944$972$162
SV 2WD$1,968$984$164
SV 4WD$2,016$1,008$168
SL 2WD$2,020$1,010$168
Midnight Edition 2WD$2,046$1,023$171
SL 4WD$2,058$1,029$172
Midnight Edition AWD$2,078$1,039$173
Platinum 2WD$2,116$1,058$176
Platinum 4WD$2,146$1,073$179

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Nissan Armada, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Nissan Armada Insurance Cost by Trim Level

Nissan Armada insurance rates vs. the competition

The Nissan Armada ranks sixth out of nine total vehicles in the large SUV segment for car insurance affordability. The Armada costs an average of $2,030 per year for full coverage auto insurance, while the class median average cost is $1,982 annually, a difference of $48 per year.

When rates are compared to other vehicles in the large SUV segment, insurance for a Nissan Armada costs $334 more per year than the Chevrolet Tahoe, $166 more than the Ford Expedition, $84 more than the GMC Yukon, and $234 more than the Chevrolet Suburban.

The chart below shows how Nissan Armada insurance compares to the rest of the large SUV vehicle segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Nissan Armada, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Nissan Armada trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Nissan Armada vs Large SUVs Insurance Cost Comparison
Nissan Armada Insurance Cost Compared to All Large SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Tahoe$1,696-$334
2Chevrolet Suburban$1,796-$234
3Ford Expedition$1,864-$166
4Toyota Sequoia$1,872-$158
5GMC Yukon$1,946-$84
6Nissan Armada$2,030--
7Jeep Wagoneer$2,130$100
8GMC Hummer EV$2,142$112
9Jeep Grand Wagoneer$2,360$330

Comparing the average annual car insurance cost on a Nissan Armada to other models with similar MSRP provides another insight into how insurance rates compare.

For the 2023 model year, the average purchase price for a Nissan Armada is $59,660, ranging from the S 2WD trim at $50,400 to the Platinum 4WD trim at $69,720.

The vehicles closest in purchase price to the Armada are the Chevrolet Tahoe, Jeep Wagoneer, Chevrolet Suburban, and Toyota Sequoia.

The list below shows how those models compare to an Armada both by average purchase price and average full-coverage insurance cost.

  • Nissan Armada vs. Chevrolet Tahoe – The average MSRP for a 2023 Nissan Armada is $7,026 cheaper than the Chevrolet Tahoe, at $59,660 compared to $66,686. Expect to pay approximately $334 less per year to insure the Chevrolet Tahoe compared to an Armada.
  • Nissan Armada vs. Jeep Wagoneer – Having an average MSRP of $68,171 ($58,995 to $74,865), the Jeep Wagoneer costs $8,511 more than the MSRP for the Armada. Insurance on a 2023 Armada costs an average of $100 less each year than the Jeep Wagoneer.
  • Nissan Armada vs. Chevrolet Suburban – The 2023 Nissan Armada has an average MSRP that is $9,340 cheaper than the Chevrolet Suburban ($59,660 versus $69,000). Insuring an Armada compared to the Chevrolet Suburban costs an average of $234 more every 12 months.
  • Nissan Armada vs. Toyota Sequoia – With an average sticker price of $69,267 and ranging from $58,300 to $76,000, the 2023 Toyota Sequoia costs $9,607 more than the Armada. Insurance on the Armada costs an average of $158 more every 12 months than the Toyota Sequoia.

Will an older Armada cost less to insure?

Choosing to drive a 2013 Nissan Armada instead of a new 2023 model could save around $682 per year on average, depending on coverage level.

The data table below illustrates average Nissan Armada full coverage insurance policy costs for a range of model years and driver ages. Insurance rates range from the lowest price of $1,202 for a 60-year-old driver rated on a 2015 Nissan Armada to the highest price of $4,044 for a 20-year-old driver rated on a 2023 model.

Nissan Armada Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Nissan Armada$4,044$2,030$1,816
2022 Nissan Armada$3,770$1,882$1,686
2021 Nissan Armada$3,662$1,822$1,634
2020 Nissan Armada$3,612$1,796$1,610
2019 Nissan Armada$3,382$1,690$1,514
2018 Nissan Armada$3,290$1,642$1,472
2017 Nissan Armada$3,110$1,556$1,396
2015 Nissan Armada$2,674$1,340$1,202
2014 Nissan Armada$2,760$1,388$1,244
2013 Nissan Armada$2,674$1,348$1,204

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2023
Nissan Armada Insurance Cost by Model Year

Ultimately, as a vehicle ages, vehicle owners have to make the decision to drop physical damage coverage from an insurance policy. As a Nissan Armada loses value as it ages, the cost required to keep physical damage coverage exceeds the benefits provided by full coverage.

Dropping physical damage insurance coverage on an older Nissan Armada may save $744 a year, depending on what the comprehensive and collision deductibles were set to and the age of the rated driver.

Average insurance rates by location

Depending upon where you live, auto insurance rates on an Armada can be significantly different, from cheaper amounts like $1,442 a year in Charlotte, NC, or $1,282 in Raleigh, NC, to more expensive rates like $3,118 a year in Los Angeles, CA, and $3,126 in Las Vegas, NV.

The cost to insure an Armada in some additional cities include Baltimore, MD, costing $2,502 per year, Austin, TX, at $1,788, Boston, MA, at $2,166, and Dallas, TX, at an estimated $2,072.

The bar chart below shows average estimated insurance rates for a Nissan Armada in the larger urban areas in America.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2023 Nissan Armada, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Nissan Armada trim levels.Data last updated on August 12, 2023
Nissan Armada Insurance Rates in Large U.S. Cities
Nissan Armada Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$3,528$294
Philadelphia, PA$3,134$261
Las Vegas, NV$3,126$261
Los Angeles, CA$3,118$260
San Francisco, CA$2,706$226
Kansas City, MO$2,410$201
Oklahoma City, OK$2,410$201
Denver, CO$2,364$197
Memphis, TN$2,364$197
Atlanta, GA$2,336$195
San Jose, CA$2,270$189
Phoenix, AZ$2,212$184
Portland, OR$2,186$182
San Diego, CA$2,172$181
Boston, MA$2,166$181
Jacksonville, FL$2,154$180
Chicago, IL$2,104$175
Dallas, TX$2,072$173
Houston, TX$2,058$172
Seattle, WA$2,054$171
Nashville, TN$1,978$165
Milwaukee, WI$1,968$164
Albuquerque, NM$1,934$161
San Antonio, TX$1,872$156
Omaha, NE$1,820$152
Fort Worth, TX$1,812$151
Austin, TX$1,788$149
Indianapolis, IN$1,636$136
Columbus, OH$1,508$126
Charlotte, NC$1,442$120

If we look at Nissan Armada insurance cost at a more general state level, states like Maine ($1,232) and Iowa ($1,364) have cheaper Armada insurance rates, while states like Louisiana ($2,384), Michigan ($2,730), and Rhode Island ($2,494) tend to have more expensive insurance rates.

The table below shows estimated Armada rates for annual, 6-month, and monthly terms for all fifty states in the U.S.

Nissan Armada Average Insurance Cost by State for 2023
U.S. State Annual Cost Six-month Cost Monthly Cost
Alabama$1,820$910$152
Alaska$1,540$770$128
Arizona$1,856$928$155
Arkansas$2,112$1,056$176
California$2,434$1,217$203
Colorado$2,164$1,082$180
Connecticut$2,246$1,123$187
Delaware$2,292$1,146$191
Florida$2,496$1,248$208
Georgia$2,064$1,032$172
Hawaii$1,392$696$116
Idaho$1,452$726$121
Illinois$1,778$889$148
Indiana$1,520$760$127
Iowa$1,364$682$114
Kansas$1,990$995$166
Kentucky$2,160$1,080$180
Louisiana$2,384$1,192$199
Maine$1,232$616$103
Maryland$1,880$940$157
Massachusetts$2,196$1,098$183
Michigan$2,730$1,365$228
Minnesota$1,740$870$145
Mississippi$1,972$986$164
Missouri$2,276$1,138$190
Montana$1,856$928$155
Nebraska$1,694$847$141
Nevada$2,408$1,204$201
New Hampshire$1,366$683$114
New Jersey$2,440$1,220$203
New Mexico$1,668$834$139
New York$2,334$1,167$195
North Carolina$1,276$638$106
North Dakota$1,680$840$140
Ohio$1,424$712$119
Oklahoma$2,220$1,110$185
Oregon$1,888$944$157
Pennsylvania$1,942$971$162
Rhode Island$2,494$1,247$208
South Carolina$1,698$849$142
South Dakota$2,074$1,037$173
Tennessee$1,924$962$160
Texas$1,880$940$157
Utah$1,776$888$148
Vermont$1,482$741$124
Virginia$1,356$678$113
Washington$1,826$913$152
West Virginia$1,804$902$150
Wisconsin$1,458$729$122
Wyoming$1,798$899$150

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Nissan Armada, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Nissan Armada trim levels. Physical damage deductibles are $500 and rates are averaged for all Zip Codes in each state.Data last updated on August 12, 2023
Nissan Armada insurance rates by U.S. state