Toyota Sequoia vs. Nissan Armada Insurance – Which is Cheaper?

Will you pay less to insure a Toyota Sequoia or a Nissan Armada? We compare insurance cost for both full-size SUVs to see which costs less.

Start a Free QuoteCompare car insurance rates and save on your next policy.

  • A 2023 Toyota Sequoia has more affordable car insurance rates than a 2023 Nissan Armada by an average of $150 per year, $1,826 compared to $1,976.
  • With nine models in the 2023 full-size SUV segment, the Toyota Sequoia ranks fourth and the Nissan Armada ranks sixth for most affordable car insurance rates.
  • When compared to the national average cost of car insurance of $1,685 per year, the Toyota Sequoia averages $141 more per year, while the Nissan Armada costs $291 more per year.

Does insurance cost less for a Sequoia or Armada?

Average insurance rates for a 2023 Toyota Sequoia are $1,826 per year, while insurance for a 2023 Nissan Armada costs an average of $1,976 per year, making the Toyota Sequoia the winner with cheaper average insurance rates.

For the nine trim levels available for the 2023 Toyota Sequoia, the cheapest model to insure is the SR5 2WD trim at an average cost of $1,706 per year.

For the 10 trim levels available for the Nissan Armada, the cheapest 2023 trim level to insure is the S 2WD model at a cost of $1,844.

When looking at the aggregated rates by trim for both models, the lowest-cost model and trim to insure is the Toyota Sequoia SR5 2WD at an average cost of $1,706 per year. The highest-cost model and trim is the Nissan Armada Platinum 4WD costing an average of $2,092 per year.

The table below compares and ranks the 12-month and monthly car insurance cost for 2023 Toyota Sequoia and Nissan Armada models, showing average cost for each trim level.

2023 Toyota Sequoia vs Nissan Armada Insurance Cost by Trim Level
Model and Trim Level Annual Cost Monthly Cost
$1,706$142
$1,746$146
$1,782$149
$1,814$151
$1,844$154
$1,846$154
$1,872$156
$1,886$157
$1,886$157
$1,892$158
$1,896$158
$1,918$160
$1,964$164
$1,970$164
$1,996$166
$2,004$167
$2,026$169
$2,062$172
$2,092$174

Get Rates in Your AreaWhy is this important?

Table Data Details: Average annual and monthly cost assumes a clean driving record and no at-fault accidents for a 40-year-old driver rated on a 2023 Toyota Sequoia and a 2023 Nissan Armada. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
2023 Toyota Sequoia vs Nissan Armada Insurance Cost by Trim Level

The chart shown below visualizes the average cost to insure both models using a range of rated driver ages. The average cost of car insurance ranges from $1,664 to $3,626 per year for a 2023 Toyota Sequoia, and $1,800 to $3,940 for a 2023 Nissan Armada for the driver ages used.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2023 Toyota Sequoia and a 2023 Nissan Armada with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Sequoia and Nissan Armada trim levels.Data last updated on February 17, 2023
2023 Toyota Sequoia vs. 2023 Nissan Armada Insurance Cost
2023 Toyota Sequoia vs. Nissan Armada Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Sequoia$3,626$1,934$1,826$1,664
Nissan Armada$3,940$2,100$1,976$1,800

The rate tables below display both 2023 models and all trim levels available for each one, as well as an average rate for each model. The model with the cheapest car insurance rates for 2023 is the Toyota Sequoia.

2023 Toyota Sequoia

$1,826

Insurance Rates by Trim Level for 2023 Toyota Sequoia
2023 Toyota Sequoia TrimsRate
SR5 2WD$1,706
SR5 4WD1,746
Limited 2WD1,782
Limited 4WD1,814
Platinum 2WD1,846
Platinum 4WD1,872
Capstone 2WD1,886
Capstone 4WD1,886
TRD Pro 4WD1,892
2023 Toyota Sequoia Average Rate$1,826

2023 Nissan Armada

$1,976

Insurance Rates by Trim Level for 2023 Toyota Sequoia
2023 Nissan Armada TrimsRate
S 2WD$1,844
S 4WD1,896
SV 2WD1,918
SV 4WD1,964
SL 2WD1,970
Midnight Edition 2WD1,996
SL 4WD2,004
Midnight Edition AWD2,026
Platinum 2WD2,062
Platinum 4WD2,092
2023 Nissan Armada Average Rate$1,976

2022 Toyota Sequoia vs. Nissan Armada

For 2022, the cheapest model to insure is the Toyota Sequoia. Insurance rates on a Toyota Sequoia cost an average of $1,718 per year, while insurance for a Nissan Armada averages $1,834 per year.

For the Sequoia, average insurance rates range from the cheapest price of $1,612 per year for the SR5 2WD model up to $1,798 for the TRD Pro 4WD model.

For the Armada, average car insurance cost ranges from $1,738 per year on the S 2WD model up to $1,946 for the most expensive Platinum 4WD model.

The table shown below ranks the cost of car insurance for 2022 Toyota Sequoia and Nissan Armada models, with average rates for every trim level for each model.

2022 Toyota Sequoia vs Nissan Armada Insurance Cost by Trim Level
Model and Trim Level Annual Cost Monthly Cost
$1,612$134
$1,654$138
$1,660$138
$1,688$141
$1,724$144
$1,732$144
$1,738$145
$1,742$145
$1,748$146
$1,748$146
$1,764$147
$1,764$147
$1,778$148
$1,798$150
$1,798$150
$1,828$152
$1,852$154
$1,862$155
$1,886$157
$1,920$160
$1,946$162

Get Rates in Your AreaWhy is this important?

Table Data Details: Average annual and monthly cost assumes a clean driving record and no at-fault accidents for a 40-year-old driver rated on a 2022 Toyota Sequoia and a 2022 Nissan Armada. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
2022 Toyota Sequoia vs Nissan Armada Insurance Cost by Trim Level

The rate chart below shows the average cost to insure both models for a range of driver ages. Insurance cost ranges from $1,566 to $3,418 per year on a 2022 Toyota Sequoia, and $1,672 to $3,674 on a 2022 Nissan Armada for the five different driver ages shown in the chart

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2022 Toyota Sequoia and a 2022 Nissan Armada with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Sequoia and Nissan Armada trim levels.Data last updated on February 17, 2023
2022 Toyota Sequoia vs. 2022 Nissan Armada Insurance Cost
2022 Toyota Sequoia vs. Nissan Armada Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Sequoia$3,418$1,816$1,718$1,566
Nissan Armada$3,674$1,944$1,834$1,672

Out of 11 Toyota Sequoia trims, the cheapest 2022 trim level to insure is the SR5 2WD trim at an average cost of $1,612 per year. Out of the 10 trim options available for the Nissan Armada, the cheapest 2022 model to insure is the S 2WD model at a cost of $1,738 per year, or $145 per month.

When comparing rates by trim level for both models, the cheapest trim to buy insurance for is the Toyota Sequoia SR5 2WD at an average cost of $1,612 per year, and the highest-cost model and trim is the Nissan Armada Platinum 4WD at an average cost of $1,946 per year.

The tables shown below detail all the available trims for both 2022 models, as well as the overall average rate for each model. The model with the cheapest auto insurance rates for 2022 is the Toyota Sequoia.

2022 Toyota Sequoia

$1,718

Insurance Rates by Trim Level for 2022 Toyota Sequoia
2022 Toyota Sequoia TrimsRate
SR5 2WD$1,612
TRD Sport 2WD1,654
SR5 4WD1,660
TRD Sport 4WD1,688
Limited 2WD1,724
Limited 4WD1,732
Nightshade Special Edition 2WD1,742
Nightshade Special Edition 4WD1,748
Platinum 2WD1,764
Platinum 4WD1,778
TRD Pro 4WD1,798
2022 Toyota Sequoia Average Rate$1,718

2022 Nissan Armada

$1,834

Insurance Rates by Trim Level for 2022 Toyota Sequoia
2022 Nissan Armada TrimsRate
S 2WD$1,738
SV 2WD1,748
S 4WD1,764
SV 4WD1,798
SL 2WD1,828
Midnight Edition 2WD1,852
SL 4WD1,862
Midnight Edition AWD1,886
Platinum 2WD1,920
Platinum 4WD1,946
2022 Nissan Armada Average Rate$1,834

2021 Toyota Sequoia vs. Nissan Armada

When comparing average insurance rates for the 2021 Toyota Sequoia and Nissan Armada models, the Toyota Sequoia has cheaper rates by $92 per year.

The rate chart below demonstrates the average insurance cost for the two models for the 20, 30, 40, and 50-year-old driver age groups. For a 2021 Toyota Sequoia, the average car insurance cost ranges from $1,540 to $3,372 per year for the age groups in the chart. A full-coverage policy on a 2021 Nissan Armada ranges from $1,622 to $3,568 on average per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2021 Toyota Sequoia and a 2021 Nissan Armada with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Sequoia and Nissan Armada trim levels.Data last updated on February 17, 2023
2021 Toyota Sequoia vs. 2021 Nissan Armada Insurance Cost
2021 Toyota Sequoia vs. Nissan Armada Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Sequoia$3,372$1,782$1,686$1,540
Nissan Armada$3,568$1,880$1,778$1,622

Out of 13 Toyota Sequoia trims, the cheapest 2021 trim to insure is the SR/5 2WD trim at an average cost of $1,600 per year, or $133 per month.

For the eight option levels available for the Nissan Armada, the cheapest 2021 trim to insure is the SV 2WD model at a cost of $1,684.

When all 21 trims of both models are combined and compared, the cheapest vehicle to buy insurance for is the Toyota Sequoia SR/5 2WD at an average rate of $1,600 per year. The most expensive model and trim level is the Nissan Armada Platinum 22 Wheel Package 4WD at an average cost of $1,864 per year.

The two tables below illustrate the expected annual car insurance cost by trim level for both 2021 models, as well as an average rate for each model. The cheapest of the two models to insure for the 2021 model year is the Toyota Sequoia.

2021 Toyota Sequoia

$1,686

Insurance Rates by Trim Level for 2021 Toyota Sequoia
2021 Toyota Sequoia TrimsRate
SR/5 2WD$1,600
SR/5 4WD1,648
SR/5 Premium 2WD1,648
TRD Sport 2WD1,648
LTD 2WD1,698
LTD 4WD1,698
SR/5 Premium 4WD1,698
TRD Pro 4WD1,698
TRD Sport 4WD1,698
TRD Sport Premium 2WD1,698
TRD Sport Premium 4WD1,698
Platinum 2WD1,746
Platinum 4WD1,746
2021 Toyota Sequoia Average Rate$1,686

2021 Nissan Armada

$1,778

Insurance Rates by Trim Level for 2021 Toyota Sequoia
2021 Nissan Armada TrimsRate
SV 2WD$1,684
SL 2WD1,732
SL 4WD1,732
SV 4WD1,732
Platinum 4WD1,814
Platinum 22 Wheel Package 2WD1,830
Platinum 2WD1,830
Platinum 22 Wheel Package 4WD1,864
2021 Nissan Armada Average Rate$1,778

2020 Toyota Sequoia vs. Nissan Armada

When comparing insurance cost for the 2020 Toyota Sequoia and Nissan Armada models, the Toyota Sequoia is cheaper by $90 per year for this comparison year.

The chart below shows the average cost to insure the two models rated for a variety of different driver ages. For a 2020 Toyota Sequoia, average insurance cost ranges from $1,516 to $3,328 per year for the age groups in the chart. Insurance on a 2020 Nissan Armada ranges from $1,596 to $3,518 on average per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2020 Toyota Sequoia and a 2020 Nissan Armada with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Sequoia and Nissan Armada trim levels.Data last updated on February 17, 2023
2020 Toyota Sequoia vs. 2020 Nissan Armada Insurance Cost
2020 Toyota Sequoia vs. Nissan Armada Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Sequoia$3,328$1,754$1,662$1,516
Nissan Armada$3,518$1,850$1,752$1,596

Out of 13 Toyota Sequoia trim levels, the cheapest 2020 trim to insure is the SR/5 2WD trim at an average cost of $1,576 per year. The 2020 Nissan Armada has eight trim levels available, with the cheapest trim level to insure being the SV 2WD trim at an average cost of $1,658 per year.

When car insurance rates for all 21 trims of both models are combined and sorted by cost, the cheapest vehicle to insure is the Toyota Sequoia SR/5 2WD at an average of $1,576 per year. The highest-cost model and trim is the Nissan Armada Platinum 22 Wheel Package 4WD costing $1,836 per year.

The next two rate tables detail the expected annual car insurance cost by trim level for both 2020 models, including an overall average cost for each model. The 2020 Toyota Sequoia defeats the 2020 Nissan Armada for cheapest car insurance rates.

2020 Toyota Sequoia

$1,662

Insurance Rates by Trim Level for 2020 Toyota Sequoia
2020 Toyota Sequoia TrimsRate
SR/5 2WD$1,576
SR/5 4WD1,624
SR/5 Premium 2WD1,624
TRD Sport 2WD1,624
LTD 2WD1,672
LTD 4WD1,672
SR/5 Premium 4WD1,672
TRD Pro 4WD1,672
TRD Sport 4WD1,672
TRD Sport Premium 2WD1,672
TRD Sport Premium 4WD1,672
Platinum 2WD1,720
Platinum 4WD1,720
2020 Toyota Sequoia Average Rate$1,662

2020 Nissan Armada

$1,752

Insurance Rates by Trim Level for 2020 Toyota Sequoia
2020 Nissan Armada TrimsRate
SV 2WD$1,658
SL 2WD1,706
SL 4WD1,706
SV 4WD1,706
Platinum 4WD1,786
Platinum 22 Wheel Package 2WD1,802
Platinum 2WD1,802
Platinum 22 Wheel Package 4WD1,836
2020 Nissan Armada Average Rate$1,752

2019 Toyota Sequoia vs. Nissan Armada

For the 2019 Toyota Sequoia and Nissan Armada models, the Nissan Armada has cheaper car insurance rates by an average of $12 per year.

The next chart shows the average cost to insure both 2019 models with different drivers at the wheel. The average car insurance cost ranges from $1,514 to $3,316 per year for a 2019 Toyota Sequoia, and $1,500 to $3,292 for a 2019 Nissan Armada.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2019 Toyota Sequoia and a 2019 Nissan Armada with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Sequoia and Nissan Armada trim levels.Data last updated on February 17, 2023
2019 Toyota Sequoia vs. 2019 Nissan Armada Insurance Cost
2019 Toyota Sequoia vs. Nissan Armada Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Sequoia$3,316$1,744$1,660$1,514
Nissan Armada$3,292$1,736$1,648$1,500

Out of eight Toyota Sequoia trims, the cheapest 2019 trim level to insure is the SR/5 2WD trim at an average cost of $1,604 per year, or about $134 per month.

For the six trim and option levels available for the Nissan Armada, the cheapest 2019 trim level to insure is the SV 2WD trim at a cost of $1,596.

When looking at the combined rates by trim level for both models, the overall cheapest vehicle to insure is the Nissan Armada SV 2WD at an average cost of $1,596 per year, and the highest-cost model and trim level is the Nissan Armada Platinum 4WD at an average cost of $1,718 per year.

The rate tables below detail average car insurance cost by trim level for a 2019 Toyota Sequoia and Nissan Armada, including the average rate for each model. The model with the cheapest average car insurance rates for 2019 is the Nissan Armada.

2019 Toyota Sequoia

$1,660

Insurance Rates by Trim Level for 2019 Toyota Sequoia
2019 Toyota Sequoia TrimsRate
SR/5 2WD$1,604
SR/5 4WD1,604
TRD Sport 2WD1,650
TRD Sport 4WD1,650
Limited 2WD1,696
Limited 4WD1,696
Platinum 2WD1,696
Platinum 4WD1,696
2019 Toyota Sequoia Average Rate$1,660

2019 Nissan Armada

$1,648

Insurance Rates by Trim Level for 2019 Toyota Sequoia
2019 Nissan Armada TrimsRate
SV 2WD$1,596
SV 4WD1,596
SL 2WD1,642
SL 4WD1,642
Platinum 2WD1,686
Platinum 4WD1,718
2019 Nissan Armada Average Rate$1,648

2018 Toyota Sequoia vs. Nissan Armada

When comparing insurance cost for 2018 models, the Toyota Sequoia costs an average of $1,628 per year for full coverage and the Nissan Armada costs $1,600, making the Nissan Armada the winner by $28.

The chart below demonstrates the average cost to insure both 2018 models with different driver age groups. A full-coverage car insurance policy ranges from $1,486 to $3,256 per year for a 2018 Toyota Sequoia, and $1,460 to $3,204 on a 2018 Nissan Armada.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2018 Toyota Sequoia and a 2018 Nissan Armada with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Sequoia and Nissan Armada trim levels.Data last updated on February 17, 2023
2018 Toyota Sequoia vs. 2018 Nissan Armada Insurance Cost
2018 Toyota Sequoia vs. Nissan Armada Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Sequoia$3,256$1,708$1,628$1,486
Nissan Armada$3,204$1,688$1,600$1,460

Out of eight Toyota Sequoia trim levels, the cheapest 2018 trim level to insure is the SR/5 2WD model at an average cost of $1,562 per year.

For the six different option levels available for the Nissan Armada, the cheapest 2018 trim level to insure is the SV 2WD trim at a cost of $1,552 per year, or about $129 per month.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest vehicle to insure is the Nissan Armada SV 2WD at an average of $1,552 per year. The highest-cost model and trim is the Toyota Sequoia Platinum 4WD at a cost of $1,696 per year.

The next tables detail both 2018 models and all trim levels available for each one, plus the average rate for each model. The cheapest model to insure for the 2018 model year is the Nissan Armada.

2018 Toyota Sequoia

$1,628

Insurance Rates by Trim Level for 2018 Toyota Sequoia
2018 Toyota Sequoia TrimsRate
SR/5 2WD$1,562
SR/5 4WD1,608
TRD Sport 2WD1,608
TRD Sport 4WD1,608
Limited 2WD1,650
Limited 4WD1,650
Platinum 2WD1,650
Platinum 4WD1,696
2018 Toyota Sequoia Average Rate$1,628

2018 Nissan Armada

$1,600

Insurance Rates by Trim Level for 2018 Toyota Sequoia
2018 Nissan Armada TrimsRate
SV 2WD$1,552
SV 4WD1,552
SL 2WD1,596
SL 4WD1,596
Platinum 2WD1,640
Platinum 4WD1,672
2018 Nissan Armada Average Rate$1,600

2017 Toyota Sequoia vs. Nissan Armada

For 2017 Toyota Sequoia and Nissan Armada models, the Nissan Armada has cheaper car insurance rates by an average of $46 per year for this model year.

The next chart shows the average cost to insure both models for different driver ages. For a 2017 Toyota Sequoia, the average car insurance cost ranges from $1,424 to $3,120 per year for the five driver ages sampled in the chart. Full-coverage car insurance on a 2017 Nissan Armada costs from $1,384 to $3,030 on average per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2017 Toyota Sequoia and a 2017 Nissan Armada with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Sequoia and Nissan Armada trim levels.Data last updated on February 17, 2023
2017 Toyota Sequoia vs. 2017 Nissan Armada Insurance Cost
2017 Toyota Sequoia vs. Nissan Armada Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Sequoia$3,120$1,636$1,562$1,424
Nissan Armada$3,030$1,596$1,516$1,384

Out of six trim levels for the 2017 Toyota Sequoia, the cheapest auto insurance rates are on the SR/5 2WD trim at a cost of $1,506 per year.

For the six trim and option levels available for the Nissan Armada, the cheapest 2017 trim level to insure is the SV 2WD trim at a cost of $1,448 per year, or $121 per month.

When comparing combined rates for both models from a trim-level perspective, the cheapest vehicle to buy insurance for is the Nissan Armada SV 2WD at an average of $1,448 per year, and the most expensive model and trim level is the Toyota Sequoia Platinum 4WD costing $1,628 per year.

The tables below display trim level insurance cost averages for both 2017 models, including the average rate for each model. The winner for the 2017 car insurance rate comparison is the Nissan Armada.

2017 Toyota Sequoia

$1,562

Insurance Rates by Trim Level for 2017 Toyota Sequoia
2017 Toyota Sequoia TrimsRate
SR/5 2WD$1,506
SR/5 4WD1,506
Limited 2WD1,546
Limited 4WD1,588
Platinum 2WD1,596
Platinum 4WD1,628
2017 Toyota Sequoia Average Rate$1,562

2017 Nissan Armada

$1,516

Insurance Rates by Trim Level for 2017 Toyota Sequoia
2017 Nissan Armada TrimsRate
SV 2WD$1,448
SL 2WD1,490
SV 4WD1,490
SL 4WD1,530
Platinum 2WD1,572
Platinum 4WD1,572
2017 Nissan Armada Average Rate$1,516

Additional Toyota Sequoia and Nissan Armada Resources