Toyota Sequoia vs. Nissan Armada Insurance – Which is Cheaper?

Will you pay less to insure a Toyota Sequoia or a Nissan Armada? We compare insurance cost for both full-size SUVs to see which costs less.

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  • A 2023 Toyota Sequoia has more affordable car insurance rates than a 2023 Nissan Armada by an average of $158 per year, $1,872 compared to $2,030.
  • With nine models in the 2023 full-size SUV segment, the Toyota Sequoia ranks fourth and the Nissan Armada ranks sixth for most affordable car insurance rates.
  • When compared to the national average cost of car insurance of $1,728 per year, the Toyota Sequoia averages $144 more per year, while the Nissan Armada costs $302 more per year.

Does insurance cost less for a Sequoia or Armada?

Average insurance rates for a 2023 Toyota Sequoia are $1,872 per year, while insurance for a 2023 Nissan Armada costs an average of $2,030 per year, making the Toyota Sequoia the winner with cheaper average insurance rates.

For the nine trim levels available for the 2023 Toyota Sequoia, the cheapest model to insure is the SR5 2WD trim at an average cost of $1,748 per year.

For the 10 trim levels available for the Nissan Armada, the cheapest 2023 trim level to insure is the S 2WD model at a cost of $1,894.

When looking at the aggregated rates by trim for both models, the lowest-cost model and trim to insure is the Toyota Sequoia SR5 2WD at an average cost of $1,748 per year. The highest-cost model and trim is the Nissan Armada Platinum 4WD costing an average of $2,146 per year.

The table below compares and ranks the 12-month and monthly car insurance cost for 2023 Toyota Sequoia and Nissan Armada models, showing average cost for each trim level.

2023 Toyota Sequoia vs Nissan Armada Insurance Cost by Trim Level
Model and Trim Level Annual Cost Monthly Cost
$1,748$146
$1,792$149
$1,828$152
$1,860$155
$1,892$158
$1,894$158
$1,920$160
$1,936$161
$1,936$161
$1,942$162
$1,944$162
$1,968$164
$2,016$168
$2,020$168
$2,046$171
$2,058$172
$2,078$173
$2,116$176
$2,146$179

Get Rates in Your AreaWhy is this important?

Table Data Details: Average annual and monthly cost assumes a clean driving record and no at-fault accidents for a 40-year-old driver rated on a 2023 Toyota Sequoia and a 2023 Nissan Armada. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
2023 Toyota Sequoia vs Nissan Armada Insurance Cost by Trim Level

The chart shown below visualizes the average cost to insure both models using a range of rated driver ages. The average cost of car insurance ranges from $1,704 to $3,722 per year for a 2023 Toyota Sequoia, and $1,846 to $4,044 for a 2023 Nissan Armada for the driver ages used.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2023 Toyota Sequoia and a 2023 Nissan Armada with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Sequoia and Nissan Armada trim levels.Data last updated on August 12, 2023
2023 Toyota Sequoia vs. 2023 Nissan Armada Insurance Cost
2023 Toyota Sequoia vs. Nissan Armada Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Sequoia$3,722$1,986$1,872$1,704
Nissan Armada$4,044$2,156$2,030$1,846

The rate tables below display both 2023 models and all trim levels available for each one, as well as an average rate for each model. The model with the cheapest car insurance rates for 2023 is the Toyota Sequoia.

2023 Toyota Sequoia

$1,872

Insurance Rates by Trim Level for 2023 Toyota Sequoia
2023 Toyota Sequoia TrimsRate
SR5 2WD$1,748
SR5 4WD1,792
Limited 2WD1,828
Limited 4WD1,860
Platinum 2WD1,892
Platinum 4WD1,920
Capstone 2WD1,936
Capstone 4WD1,936
TRD Pro 4WD1,942
2023 Toyota Sequoia Average Rate$1,872

2023 Nissan Armada

$2,030

Insurance Rates by Trim Level for 2023 Toyota Sequoia
2023 Nissan Armada TrimsRate
S 2WD$1,894
S 4WD1,944
SV 2WD1,968
SV 4WD2,016
SL 2WD2,020
Midnight Edition 2WD2,046
SL 4WD2,058
Midnight Edition AWD2,078
Platinum 2WD2,116
Platinum 4WD2,146
2023 Nissan Armada Average Rate$2,030

2022 Toyota Sequoia vs. Nissan Armada

For 2022, the cheapest model to insure is the Toyota Sequoia. Insurance rates on a Toyota Sequoia cost an average of $1,764 per year, while insurance for a Nissan Armada averages $1,882 per year.

For the Sequoia, average insurance rates range from the cheapest price of $1,654 per year for the SR5 2WD model up to $1,844 for the TRD Pro 4WD model.

For the Armada, average car insurance cost ranges from $1,782 per year on the S 2WD model up to $1,996 for the most expensive Platinum 4WD model.

The table shown below ranks the cost of car insurance for 2022 Toyota Sequoia and Nissan Armada models, with average rates for every trim level for each model.

2022 Toyota Sequoia vs Nissan Armada Insurance Cost by Trim Level
Model and Trim Level Annual Cost Monthly Cost
$1,654$138
$1,696$141
$1,706$142
$1,732$144
$1,766$147
$1,778$148
$1,782$149
$1,786$149
$1,794$150
$1,794$150
$1,810$151
$1,810$151
$1,824$152
$1,844$154
$1,846$154
$1,876$156
$1,900$158
$1,912$159
$1,936$161
$1,970$164
$1,996$166

Get Rates in Your AreaWhy is this important?

Table Data Details: Average annual and monthly cost assumes a clean driving record and no at-fault accidents for a 40-year-old driver rated on a 2022 Toyota Sequoia and a 2022 Nissan Armada. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
2022 Toyota Sequoia vs Nissan Armada Insurance Cost by Trim Level

The rate chart below shows the average cost to insure both models for a range of driver ages. Insurance cost ranges from $1,604 to $3,508 per year on a 2022 Toyota Sequoia, and $1,714 to $3,770 on a 2022 Nissan Armada for the five different driver ages shown in the chart

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2022 Toyota Sequoia and a 2022 Nissan Armada with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Sequoia and Nissan Armada trim levels.Data last updated on August 12, 2023
2022 Toyota Sequoia vs. 2022 Nissan Armada Insurance Cost
2022 Toyota Sequoia vs. Nissan Armada Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Sequoia$3,508$1,864$1,764$1,604
Nissan Armada$3,770$1,996$1,882$1,714

Out of 11 Toyota Sequoia trims, the cheapest 2022 trim level to insure is the SR5 2WD trim at an average cost of $1,654 per year. Out of the 10 trim options available for the Nissan Armada, the cheapest 2022 model to insure is the S 2WD model at a cost of $1,782 per year, or $149 per month.

When comparing rates by trim level for both models, the cheapest trim to buy insurance for is the Toyota Sequoia SR5 2WD at an average cost of $1,654 per year, and the highest-cost model and trim is the Nissan Armada Platinum 4WD at an average cost of $1,996 per year.

The tables shown below detail all the available trims for both 2022 models, as well as the overall average rate for each model. The model with the cheapest auto insurance rates for 2022 is the Toyota Sequoia.

2022 Toyota Sequoia

$1,764

Insurance Rates by Trim Level for 2022 Toyota Sequoia
2022 Toyota Sequoia TrimsRate
SR5 2WD$1,654
TRD Sport 2WD1,696
SR5 4WD1,706
TRD Sport 4WD1,732
Limited 2WD1,766
Limited 4WD1,778
Nightshade Special Edition 2WD1,786
Nightshade Special Edition 4WD1,794
Platinum 2WD1,810
Platinum 4WD1,824
TRD Pro 4WD1,844
2022 Toyota Sequoia Average Rate$1,764

2022 Nissan Armada

$1,882

Insurance Rates by Trim Level for 2022 Toyota Sequoia
2022 Nissan Armada TrimsRate
S 2WD$1,782
SV 2WD1,794
S 4WD1,810
SV 4WD1,846
SL 2WD1,876
Midnight Edition 2WD1,900
SL 4WD1,912
Midnight Edition AWD1,936
Platinum 2WD1,970
Platinum 4WD1,996
2022 Nissan Armada Average Rate$1,882

2021 Toyota Sequoia vs. Nissan Armada

When comparing average insurance rates for the 2021 Toyota Sequoia and Nissan Armada models, the Toyota Sequoia has cheaper rates by $92 per year.

The rate chart below demonstrates the average insurance cost for the two models for the 20, 30, 40, and 50-year-old driver age groups. For a 2021 Toyota Sequoia, the average car insurance cost ranges from $1,578 to $3,464 per year for the age groups in the chart. A full-coverage policy on a 2021 Nissan Armada ranges from $1,662 to $3,662 on average per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2021 Toyota Sequoia and a 2021 Nissan Armada with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Sequoia and Nissan Armada trim levels.Data last updated on August 12, 2023
2021 Toyota Sequoia vs. 2021 Nissan Armada Insurance Cost
2021 Toyota Sequoia vs. Nissan Armada Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Sequoia$3,464$1,828$1,730$1,578
Nissan Armada$3,662$1,932$1,822$1,662

Out of 13 Toyota Sequoia trims, the cheapest 2021 trim to insure is the SR/5 2WD trim at an average cost of $1,640 per year, or $137 per month.

For the eight option levels available for the Nissan Armada, the cheapest 2021 trim to insure is the SV 2WD model at a cost of $1,726.

When all 21 trims of both models are combined and compared, the cheapest vehicle to buy insurance for is the Toyota Sequoia SR/5 2WD at an average rate of $1,640 per year. The most expensive model and trim level is the Nissan Armada Platinum 22 Wheel Package 4WD at an average cost of $1,912 per year.

The two tables below illustrate the expected annual car insurance cost by trim level for both 2021 models, as well as an average rate for each model. The cheapest of the two models to insure for the 2021 model year is the Toyota Sequoia.

2021 Toyota Sequoia

$1,730

Insurance Rates by Trim Level for 2021 Toyota Sequoia
2021 Toyota Sequoia TrimsRate
SR/5 2WD$1,640
SR/5 4WD1,692
SR/5 Premium 2WD1,692
TRD Sport 2WD1,692
LTD 2WD1,740
LTD 4WD1,740
SR/5 Premium 4WD1,740
TRD Pro 4WD1,740
TRD Sport 4WD1,740
TRD Sport Premium 2WD1,740
TRD Sport Premium 4WD1,740
Platinum 2WD1,792
Platinum 4WD1,792
2021 Toyota Sequoia Average Rate$1,730

2021 Nissan Armada

$1,822

Insurance Rates by Trim Level for 2021 Toyota Sequoia
2021 Nissan Armada TrimsRate
SV 2WD$1,726
SL 2WD1,776
SL 4WD1,776
SV 4WD1,776
Platinum 4WD1,862
Platinum 22 Wheel Package 2WD1,876
Platinum 2WD1,876
Platinum 22 Wheel Package 4WD1,912
2021 Nissan Armada Average Rate$1,822

2020 Toyota Sequoia vs. Nissan Armada

When comparing insurance cost for the 2020 Toyota Sequoia and Nissan Armada models, the Toyota Sequoia is cheaper by $92 per year for this comparison year.

The chart below shows the average cost to insure the two models rated for a variety of different driver ages. For a 2020 Toyota Sequoia, average insurance cost ranges from $1,554 to $3,418 per year for the age groups in the chart. Insurance on a 2020 Nissan Armada ranges from $1,638 to $3,612 on average per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2020 Toyota Sequoia and a 2020 Nissan Armada with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Sequoia and Nissan Armada trim levels.Data last updated on August 12, 2023
2020 Toyota Sequoia vs. 2020 Nissan Armada Insurance Cost
2020 Toyota Sequoia vs. Nissan Armada Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Sequoia$3,418$1,802$1,704$1,554
Nissan Armada$3,612$1,902$1,796$1,638

Out of 13 Toyota Sequoia trim levels, the cheapest 2020 trim to insure is the SR/5 2WD trim at an average cost of $1,618 per year. The 2020 Nissan Armada has eight trim levels available, with the cheapest trim level to insure being the SV 2WD trim at an average cost of $1,700 per year.

When car insurance rates for all 21 trims of both models are combined and sorted by cost, the cheapest vehicle to insure is the Toyota Sequoia SR/5 2WD at an average of $1,618 per year. The highest-cost model and trim is the Nissan Armada Platinum 22 Wheel Package 4WD costing $1,884 per year.

The next two rate tables detail the expected annual car insurance cost by trim level for both 2020 models, including an overall average cost for each model. The 2020 Toyota Sequoia defeats the 2020 Nissan Armada for cheapest car insurance rates.

2020 Toyota Sequoia

$1,704

Insurance Rates by Trim Level for 2020 Toyota Sequoia
2020 Toyota Sequoia TrimsRate
SR/5 2WD$1,618
SR/5 4WD1,666
SR/5 Premium 2WD1,666
TRD Sport 2WD1,666
LTD 2WD1,714
LTD 4WD1,714
SR/5 Premium 4WD1,714
TRD Pro 4WD1,714
TRD Sport 4WD1,714
TRD Sport Premium 2WD1,714
TRD Sport Premium 4WD1,714
Platinum 2WD1,766
Platinum 4WD1,766
2020 Toyota Sequoia Average Rate$1,704

2020 Nissan Armada

$1,796

Insurance Rates by Trim Level for 2020 Toyota Sequoia
2020 Nissan Armada TrimsRate
SV 2WD$1,700
SL 2WD1,750
SL 4WD1,750
SV 4WD1,750
Platinum 4WD1,834
Platinum 22 Wheel Package 2WD1,848
Platinum 2WD1,848
Platinum 22 Wheel Package 4WD1,884
2020 Nissan Armada Average Rate$1,796

2019 Toyota Sequoia vs. Nissan Armada

For the 2019 Toyota Sequoia and Nissan Armada models, the Nissan Armada has cheaper car insurance rates by an average of $14 per year.

The next chart shows the average cost to insure both 2019 models with different drivers at the wheel. The average car insurance cost ranges from $1,554 to $3,404 per year for a 2019 Toyota Sequoia, and $1,542 to $3,382 for a 2019 Nissan Armada.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2019 Toyota Sequoia and a 2019 Nissan Armada with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Sequoia and Nissan Armada trim levels.Data last updated on August 12, 2023
2019 Toyota Sequoia vs. 2019 Nissan Armada Insurance Cost
2019 Toyota Sequoia vs. Nissan Armada Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Sequoia$3,404$1,786$1,704$1,554
Nissan Armada$3,382$1,786$1,690$1,542

Out of eight Toyota Sequoia trims, the cheapest 2019 trim level to insure is the SR/5 2WD trim at an average cost of $1,648 per year, or about $137 per month.

For the six trim and option levels available for the Nissan Armada, the cheapest 2019 trim level to insure is the SV 2WD trim at a cost of $1,638.

When looking at the combined rates by trim level for both models, the overall cheapest vehicle to insure is the Nissan Armada SV 2WD at an average cost of $1,638 per year, and the highest-cost model and trim level is the Nissan Armada Platinum 4WD at an average cost of $1,764 per year.

The rate tables below detail average car insurance cost by trim level for a 2019 Toyota Sequoia and Nissan Armada, including the average rate for each model. The model with the cheapest average car insurance rates for 2019 is the Nissan Armada.

2019 Toyota Sequoia

$1,704

Insurance Rates by Trim Level for 2019 Toyota Sequoia
2019 Toyota Sequoia TrimsRate
SR/5 2WD$1,648
SR/5 4WD1,648
TRD Sport 2WD1,694
TRD Sport 4WD1,694
Limited 2WD1,742
Limited 4WD1,742
Platinum 2WD1,742
Platinum 4WD1,742
2019 Toyota Sequoia Average Rate$1,704

2019 Nissan Armada

$1,690

Insurance Rates by Trim Level for 2019 Toyota Sequoia
2019 Nissan Armada TrimsRate
SV 2WD$1,638
SV 4WD1,638
SL 2WD1,684
SL 4WD1,684
Platinum 2WD1,732
Platinum 4WD1,764
2019 Nissan Armada Average Rate$1,690

2018 Toyota Sequoia vs. Nissan Armada

When comparing insurance cost for 2018 models, the Toyota Sequoia costs an average of $1,674 per year for full coverage and the Nissan Armada costs $1,642, making the Nissan Armada the winner by $32.

The chart below demonstrates the average cost to insure both 2018 models with different driver age groups. A full-coverage car insurance policy ranges from $1,526 to $3,344 per year for a 2018 Toyota Sequoia, and $1,500 to $3,290 on a 2018 Nissan Armada.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2018 Toyota Sequoia and a 2018 Nissan Armada with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Sequoia and Nissan Armada trim levels.Data last updated on August 12, 2023
2018 Toyota Sequoia vs. 2018 Nissan Armada Insurance Cost
2018 Toyota Sequoia vs. Nissan Armada Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Sequoia$3,344$1,752$1,674$1,526
Nissan Armada$3,290$1,734$1,642$1,500

Out of eight Toyota Sequoia trim levels, the cheapest 2018 trim level to insure is the SR/5 2WD model at an average cost of $1,606 per year.

For the six different option levels available for the Nissan Armada, the cheapest 2018 trim level to insure is the SV 2WD trim at a cost of $1,592 per year, or about $133 per month.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest vehicle to insure is the Nissan Armada SV 2WD at an average of $1,592 per year. The highest-cost model and trim is the Toyota Sequoia Platinum 4WD at a cost of $1,742 per year.

The next tables detail both 2018 models and all trim levels available for each one, plus the average rate for each model. The cheapest model to insure for the 2018 model year is the Nissan Armada.

2018 Toyota Sequoia

$1,674

Insurance Rates by Trim Level for 2018 Toyota Sequoia
2018 Toyota Sequoia TrimsRate
SR/5 2WD$1,606
SR/5 4WD1,650
TRD Sport 2WD1,650
TRD Sport 4WD1,650
Limited 2WD1,696
Limited 4WD1,696
Platinum 2WD1,696
Platinum 4WD1,742
2018 Toyota Sequoia Average Rate$1,674

2018 Nissan Armada

$1,642

Insurance Rates by Trim Level for 2018 Toyota Sequoia
2018 Nissan Armada TrimsRate
SV 2WD$1,592
SV 4WD1,592
SL 2WD1,638
SL 4WD1,638
Platinum 2WD1,684
Platinum 4WD1,716
2018 Nissan Armada Average Rate$1,642

2017 Toyota Sequoia vs. Nissan Armada

For 2017 Toyota Sequoia and Nissan Armada models, the Nissan Armada has cheaper car insurance rates by an average of $50 per year for this model year.

The next chart shows the average cost to insure both models for different driver ages. For a 2017 Toyota Sequoia, the average car insurance cost ranges from $1,464 to $3,202 per year for the five driver ages sampled in the chart. Full-coverage car insurance on a 2017 Nissan Armada costs from $1,422 to $3,110 on average per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2017 Toyota Sequoia and a 2017 Nissan Armada with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Sequoia and Nissan Armada trim levels.Data last updated on August 11, 2023
2017 Toyota Sequoia vs. 2017 Nissan Armada Insurance Cost
2017 Toyota Sequoia vs. Nissan Armada Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Sequoia$3,202$1,676$1,606$1,464
Nissan Armada$3,110$1,638$1,556$1,422

Out of six trim levels for the 2017 Toyota Sequoia, the cheapest auto insurance rates are on the SR/5 2WD trim at a cost of $1,548 per year.

For the six trim and option levels available for the Nissan Armada, the cheapest 2017 trim level to insure is the SV 2WD trim at a cost of $1,484 per year, or $124 per month.

When comparing combined rates for both models from a trim-level perspective, the cheapest vehicle to buy insurance for is the Nissan Armada SV 2WD at an average of $1,484 per year, and the most expensive model and trim level is the Toyota Sequoia Platinum 4WD costing $1,674 per year.

The tables below display trim level insurance cost averages for both 2017 models, including the average rate for each model. The winner for the 2017 car insurance rate comparison is the Nissan Armada.

2017 Toyota Sequoia

$1,606

Insurance Rates by Trim Level for 2017 Toyota Sequoia
2017 Toyota Sequoia TrimsRate
SR/5 2WD$1,548
SR/5 4WD1,548
Limited 2WD1,588
Limited 4WD1,632
Platinum 2WD1,642
Platinum 4WD1,674
2017 Toyota Sequoia Average Rate$1,606

2017 Nissan Armada

$1,556

Insurance Rates by Trim Level for 2017 Toyota Sequoia
2017 Nissan Armada TrimsRate
SV 2WD$1,484
SL 2WD1,526
SV 4WD1,526
SL 4WD1,570
Platinum 2WD1,612
Platinum 4WD1,612
2017 Nissan Armada Average Rate$1,556

Additional Toyota Sequoia and Nissan Armada Resources