Toyota Sequoia vs. Nissan Armada Insurance – Which is Cheaper?

Will you pay less to insure a Toyota Sequoia or a Nissan Armada? We compare insurance cost for both full-size SUVs to see which costs less.

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  • A 2022 Toyota Sequoia has more affordable car insurance rates than a 2022 Nissan Armada by an average of $104 per year, $1,586 compared to $1,690.
  • With nine models in the 2022 full-size SUV segment, the Toyota Sequoia ranks #3 and the Nissan Armada ranks #5 for most affordable car insurance rates.
  • When compared to the national average cost of car insurance of $1,567 per year, the Toyota Sequoia averages $19 more per year, while the Nissan Armada costs $123 more per year.

Does insurance cost less for a Sequoia or Armada?

For 2022, the cheapest model to insure is the Toyota Sequoia. Insurance rates on a Toyota Sequoia cost an average of $1,586 per year, while insurance for a Nissan Armada averages $1,690 per year.

For the Sequoia, average insurance rates range from the cheapest price of $1,488 per year for the SR5 2WD model up to $1,660 for the TRD Pro 4WD model.

For the Armada, average car insurance cost ranges from $1,604 per year on the S 2WD model up to $1,798 for the most expensive Platinum 4WD model.

The table shown below ranks the cost of car insurance for 2022 Toyota Sequoia and Nissan Armada models, with average rates for every trim level for each model.

2022 Toyota Sequoia vs Nissan Armada Insurance Cost by Trim Level
Model and Trim Level Annual Cost Monthly Cost
$1,488$124
$1,526$127
$1,534$128
$1,560$130
$1,590$133
$1,600$133
$1,604$134
$1,608$134
$1,614$135
$1,616$135
$1,628$136
$1,628$136
$1,640$137
$1,660$138
$1,660$138
$1,688$141
$1,710$143
$1,720$143
$1,742$145
$1,774$148
$1,798$150

Get Rates in Your AreaWhy is this important?

Table Data Details: Average annual and monthly cost assumes a clean driving record and no at-fault accidents for a 40-year-old driver rated on a 2022 Toyota Sequoia and a 2022 Nissan Armada. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 4, 2022
2022 Toyota Sequoia vs Nissan Armada Insurance Cost by Trim Level

The rate chart below shows the average cost to insure both models for a range of driver ages. Insurance cost ranges from $1,444 to $3,148 per year on a 2022 Toyota Sequoia, and $1,540 to $3,382 on a 2022 Nissan Armada for the five different driver ages shown in the chart

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2022 Toyota Sequoia and a 2022 Nissan Armada with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Sequoia and Nissan Armada trim levels.Data last updated on November 4, 2022
2022 Toyota Sequoia vs. 2022 Nissan Armada Insurance Cost
2022 Toyota Sequoia vs. 2022 Nissan Armada Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Sequoia$3,148$1,678$1,586$1,444
Nissan Armada$3,382$1,792$1,690$1,540

Out of 11 Toyota Sequoia trims, the cheapest 2022 trim level to insure is the SR5 2WD trim at an average cost of $1,488 per year. Out of the 10 trim options available for the Nissan Armada, the cheapest 2022 model to insure is the S 2WD model at a cost of $1,604 per year, or $134 per month.

When comparing rates by trim level for both models, the cheapest trim to buy insurance for is the Toyota Sequoia SR5 2WD at an average cost of $1,488 per year, and the highest-cost model and trim is the Nissan Armada Platinum 4WD at an average cost of $1,798 per year.

The tables shown below detail all the available trims for both 2022 models, as well as the overall average rate for each model. The model with cheapest auto insurance rates for 2022 is the Toyota Sequoia.

2022 Toyota Sequoia

$1,586

Insurance Rates by Trim Level for 2022 Toyota Sequoia
2022 Toyota Sequoia TrimsRate
SR5 2WD$1,488
TRD Sport 2WD1,526
SR5 4WD1,534
TRD Sport 4WD1,560
Limited 2WD1,590
Limited 4WD1,600
Nightshade Special Edition 2WD1,608
Nightshade Special Edition 4WD1,616
Platinum 2WD1,628
Platinum 4WD1,640
TRD Pro 4WD1,660
2022 Toyota Sequoia Average Rate$1,586

2022 Nissan Armada

$1,690

Insurance Rates by Trim Level for 2022 Toyota Sequoia
2022 Nissan Armada TrimsRate
S 2WD$1,604
SV 2WD1,614
S 4WD1,628
SV 4WD1,660
SL 2WD1,688
Midnight Edition 2WD1,710
SL 4WD1,720
Midnight Edition AWD1,742
Platinum 2WD1,774
Platinum 4WD1,798
2022 Nissan Armada Average Rate$1,690

2021 Toyota Sequoia vs. Nissan Armada

When comparing average insurance rates for the 2021 Toyota Sequoia and Nissan Armada models, the Toyota Sequoia has cheaper rates by $84 per year.

The rate chart below demonstrates the average insurance cost for the two models for the 20, 30, 40, and 50-year-old driver age groups. For a 2021 Toyota Sequoia, the average car insurance cost ranges from $1,412 to $3,094 per year for the age groups in the chart. A full-coverage policy on a 2021 Nissan Armada ranges from $1,488 to $3,270 on average per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2021 Toyota Sequoia and a 2021 Nissan Armada with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Sequoia and Nissan Armada trim levels.Data last updated on November 4, 2022
2021 Toyota Sequoia vs. 2021 Nissan Armada Insurance Cost
2021 Toyota Sequoia vs. 2021 Nissan Armada Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Sequoia$3,094$1,636$1,548$1,412
Nissan Armada$3,270$1,730$1,632$1,488

Out of 13 Toyota Sequoia trims, the cheapest 2021 trim to insure is the SR/5 2WD trim at an average cost of $1,468 per year, or $122 per month.

For the eight option levels available for the Nissan Armada, the cheapest 2021 trim to insure is the SV 2WD model at a cost of $1,546.

When all 21 trims of both models are combined and compared, the cheapest vehicle to buy insurance for is the Toyota Sequoia SR/5 2WD at an average rate of $1,468 per year. The most expensive model and trim level is the Nissan Armada Platinum 22 Wheel Package 4WD at an average cost of $1,712 per year.

The two tables below illustrate the expected annual car insurance cost by trim level for both 2021 models, as well as an average rate for each model. The cheapest of the two models to insure for the 2021 model year is the Toyota Sequoia.

2021 Toyota Sequoia

$1,548

Insurance Rates by Trim Level for 2021 Toyota Sequoia
2021 Toyota Sequoia TrimsRate
SR/5 2WD$1,468
SR/5 4WD1,514
SR/5 Premium 2WD1,514
TRD Sport 2WD1,514
LTD 2WD1,560
LTD 4WD1,560
SR/5 Premium 4WD1,560
TRD Pro 4WD1,560
TRD Sport 4WD1,560
TRD Sport Premium 2WD1,560
TRD Sport Premium 4WD1,560
Platinum 2WD1,604
Platinum 4WD1,604
2021 Toyota Sequoia Average Rate$1,548

2021 Nissan Armada

$1,632

Insurance Rates by Trim Level for 2021 Toyota Sequoia
2021 Nissan Armada TrimsRate
SV 2WD$1,546
SL 2WD1,590
SL 4WD1,590
SV 4WD1,590
Platinum 4WD1,668
Platinum 22 Wheel Package 2WD1,680
Platinum 2WD1,680
Platinum 22 Wheel Package 4WD1,712
2021 Nissan Armada Average Rate$1,632

2020 Toyota Sequoia vs. Nissan Armada

When comparing insurance cost for the 2020 Toyota Sequoia and Nissan Armada models, the Toyota Sequoia is cheaper by $80 per year for this comparison year.

The chart below shows the average cost to insure the two models rated for a variety of different driver ages. For a 2020 Toyota Sequoia, average insurance cost ranges from $1,384 to $3,034 per year for the age groups in the chart. Insurance on a 2020 Nissan Armada ranges from $1,458 to $3,206 on average per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2020 Toyota Sequoia and a 2020 Nissan Armada with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Sequoia and Nissan Armada trim levels.Data last updated on November 4, 2022
2020 Toyota Sequoia vs. 2020 Nissan Armada Insurance Cost
2020 Toyota Sequoia vs. 2020 Nissan Armada Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Sequoia$3,034$1,604$1,518$1,384
Nissan Armada$3,206$1,692$1,598$1,458

Out of 13 Toyota Sequoia trim levels, the cheapest 2020 trim to insure is the SR/5 2WD trim at an average cost of $1,440 per year. The 2020 Nissan Armada has eight trim levels available, with the cheapest trim level to insure being the SV 2WD trim at an average cost of $1,516 per year.

When car insurance rates for all 21 trims of both models are combined sorted by cost, the cheapest vehicle to insure is the Toyota Sequoia SR/5 2WD at an average of $1,440 per year. The highest-cost model and trim is the Nissan Armada Platinum 22 Wheel Package 4WD costing $1,676 per year.

The next two rate tables detail the expected annual car insurance cost by trim level for both 2020 models, including an overall average cost for each model. The 2020 Toyota Sequoia defeats the 2020 Nissan Armada for cheapest car insurance rates.

2020 Toyota Sequoia

$1,518

Insurance Rates by Trim Level for 2020 Toyota Sequoia
2020 Toyota Sequoia TrimsRate
SR/5 2WD$1,440
SR/5 4WD1,484
SR/5 Premium 2WD1,484
TRD Sport 2WD1,484
LTD 2WD1,528
LTD 4WD1,528
SR/5 Premium 4WD1,528
TRD Pro 4WD1,528
TRD Sport 4WD1,528
TRD Sport Premium 2WD1,528
TRD Sport Premium 4WD1,528
Platinum 2WD1,572
Platinum 4WD1,572
2020 Toyota Sequoia Average Rate$1,518

2020 Nissan Armada

$1,598

Insurance Rates by Trim Level for 2020 Toyota Sequoia
2020 Nissan Armada TrimsRate
SV 2WD$1,516
SL 2WD1,558
SL 4WD1,558
SV 4WD1,558
Platinum 4WD1,634
Platinum 22 Wheel Package 2WD1,646
Platinum 2WD1,646
Platinum 22 Wheel Package 4WD1,676
2020 Nissan Armada Average Rate$1,598

2019 Toyota Sequoia vs. Nissan Armada

For the 2019 Toyota Sequoia and Nissan Armada models, the Nissan Armada has cheaper car insurance rates by an average of $6 per year.

The next chart shows the average cost to insure both 2019 models with different drivers at the wheel. The average car insurance cost ranges from $1,396 to $3,056 per year for a 2019 Toyota Sequoia, and $1,386 to $3,044 for a 2019 Nissan Armada.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2019 Toyota Sequoia and a 2019 Nissan Armada with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Sequoia and Nissan Armada trim levels.Data last updated on November 4, 2022
2019 Toyota Sequoia vs. 2019 Nissan Armada Insurance Cost
2019 Toyota Sequoia vs. 2019 Nissan Armada Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Sequoia$3,056$1,610$1,530$1,396
Nissan Armada$3,044$1,608$1,524$1,386

Out of eight Toyota Sequoia trims, the cheapest 2019 trim level to insure is the SR/5 2WD trim at an average cost of $1,476 per year, or about $123 per month.

For the six trim and option levels available for the Nissan Armada, the cheapest 2019 trim level to insure is the SV 2WD trim at a cost of $1,474.

When looking at the combined rates by trim level for both models, the overall cheapest vehicle to insure is the Nissan Armada SV 2WD at an average cost of $1,474 per year, and the highest-cost model and trim level is the Nissan Armada Platinum 4WD at an average cost of $1,592 per year.

The rate tables below detail average car insurance cost by trim level for a 2019 Toyota Sequoia and Nissan Armada, including the average rate for each model. The model with the cheapest average car insurance rates for 2019 is the Nissan Armada.

2019 Toyota Sequoia

$1,530

Insurance Rates by Trim Level for 2019 Toyota Sequoia
2019 Toyota Sequoia TrimsRate
SR/5 2WD$1,476
SR/5 4WD1,476
TRD Sport 2WD1,518
TRD Sport 4WD1,518
Limited 2WD1,562
Limited 4WD1,562
Platinum 2WD1,562
Platinum 4WD1,562
2019 Toyota Sequoia Average Rate$1,530

2019 Nissan Armada

$1,524

Insurance Rates by Trim Level for 2019 Toyota Sequoia
2019 Nissan Armada TrimsRate
SV 2WD$1,474
SV 4WD1,474
SL 2WD1,520
SL 4WD1,520
Platinum 2WD1,562
Platinum 4WD1,592
2019 Nissan Armada Average Rate$1,524

2018 Toyota Sequoia vs. Nissan Armada

When comparing insurance cost for 2018 models, the Toyota Sequoia costs an average of $1,502 per year for full coverage and the Nissan Armada costs $1,482, making the Nissan Armada the winner by $20.

The chart below demonstrates the average cost to insure both 2018 models with different driver age groups. A full-coverage car insurance policy ranges from $1,370 to $3,000 per year for a 2018 Toyota Sequoia, and $1,350 to $2,962 on a 2018 Nissan Armada.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2018 Toyota Sequoia and a 2018 Nissan Armada with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Sequoia and Nissan Armada trim levels.Data last updated on November 4, 2022
2018 Toyota Sequoia vs. 2018 Nissan Armada Insurance Cost
2018 Toyota Sequoia vs. 2018 Nissan Armada Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Sequoia$3,000$1,580$1,502$1,370
Nissan Armada$2,962$1,562$1,482$1,350

Out of eight Toyota Sequoia trim levels, the cheapest 2018 trim level to insure is the SR/5 2WD model at an average cost of $1,440 per year.

For the six different option levels available for the Nissan Armada, the cheapest 2018 trim level to insure is the SV 2WD trim at a cost of $1,436 per year, or about $120 per month.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest vehicle to insure is the Nissan Armada SV 2WD at an average of $1,436 per year. The highest-cost model and trim is the Toyota Sequoia Platinum 4WD at a cost of $1,566 per year.

The next tables detail both 2018 models and all trim levels available for each one, plus the average rate for each model. The cheapest model to insure for the 2018 model year is the Nissan Armada.

2018 Toyota Sequoia

$1,502

Insurance Rates by Trim Level for 2018 Toyota Sequoia
2018 Toyota Sequoia TrimsRate
SR/5 2WD$1,440
SR/5 4WD1,480
TRD Sport 2WD1,480
TRD Sport 4WD1,480
Limited 2WD1,522
Limited 4WD1,522
Platinum 2WD1,522
Platinum 4WD1,566
2018 Toyota Sequoia Average Rate$1,502

2018 Nissan Armada

$1,482

Insurance Rates by Trim Level for 2018 Toyota Sequoia
2018 Nissan Armada TrimsRate
SV 2WD$1,436
SV 4WD1,436
SL 2WD1,478
SL 4WD1,478
Platinum 2WD1,520
Platinum 4WD1,550
2018 Nissan Armada Average Rate$1,482

2017 Toyota Sequoia vs. Nissan Armada

For 2017 Toyota Sequoia and Nissan Armada models, the Nissan Armada has cheaper car insurance rates by an average of $32 per year for this model year.

The next chart shows the average cost to insure both models for different driver ages. For a 2017 Toyota Sequoia, the average car insurance cost ranges from $1,332 to $2,914 per year for the five driver ages sampled in the chart. Full-coverage car insurance on a 2017 Nissan Armada costs from $1,298 to $2,848 on average per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2017 Toyota Sequoia and a 2017 Nissan Armada with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Sequoia and Nissan Armada trim levels.Data last updated on November 4, 2022
2017 Toyota Sequoia vs. 2017 Nissan Armada Insurance Cost
2017 Toyota Sequoia vs. 2017 Nissan Armada Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Sequoia$2,914$1,530$1,456$1,332
Nissan Armada$2,848$1,498$1,424$1,298

Out of six trim levels for the 2017 Toyota Sequoia, the cheapest auto insurance rates are on the SR/5 2WD trim at a cost of $1,404 per year.

For the six trim and option levels available for the Nissan Armada, the cheapest 2017 trim level to insure is the SV 2WD trim at a cost of $1,358 per year, or $113 per month.

When comparing combined rates for both models from a trim-level perspective, the cheapest vehicle to buy insurance for is the Nissan Armada SV 2WD at an average of $1,358 per year, and the most expensive model and trim level is the Toyota Sequoia Platinum 4WD costing $1,524 per year.

The tables below display trim level insurance cost averages for both 2017 models, including the average rate for each model. The winner for the 2017 car insurance rate comparison is the Nissan Armada.

2017 Toyota Sequoia

$1,456

Insurance Rates by Trim Level for 2017 Toyota Sequoia
2017 Toyota Sequoia TrimsRate
SR/5 2WD$1,404
SR/5 4WD1,404
Limited 2WD1,442
Limited 4WD1,482
Platinum 2WD1,482
Platinum 4WD1,524
2017 Toyota Sequoia Average Rate$1,456

2017 Nissan Armada

$1,424

Insurance Rates by Trim Level for 2017 Toyota Sequoia
2017 Nissan Armada TrimsRate
SV 2WD$1,358
SL 2WD1,396
SV 4WD1,396
SL 4WD1,438
Platinum 2WD1,478
Platinum 4WD1,478
2017 Nissan Armada Average Rate$1,424

Additional Toyota Sequoia and Nissan Armada Resources