Toyota Tundra vs. Nissan Titan Insurance – Which is the Cheapest?

• At an average cost of $2,856 per year, a 2024 Nissan Titan is cheaper to insure than a 2024 Toyota Tundra by an average of $610 per year.
• For a 2024 Toyota Tundra, rates range from $2,548 to $3,096 per year, while a 2024 Nissan Titan ranges from $2,028 to $2,584 for full-coverage.
• Out of seven models in the 2024 large truck segment, the Toyota Tundra ranks seventh and the Nissan Titan ranks first for cheapest overall car insurance rates.

Is insurance cheaper for a Toyota Tundra or Nissan Titan?

When comparing the Toyota Tundra and Nissan Titan for the 2024 model year, the one with the cheapest average auto insurance rates is the Nissan Titan. Average insurance rates for the Toyota Tundra are $2,856 per year, while insurance for a Nissan Titan averages $2,246 per year.

For the 24 trim levels available for the 2024 Toyota Tundra, the cheapest trim level to insure is the SR Double Cab 2WD trim at an average cost of $2,548 per year. For the eight trims available for the Nissan Titan, the cheapest 2024 trim level to insure is the SV Crew Cab 4WD trim at a cost of $2,028 per year, or about $169 per month.

When comparing rates by trim level for both models, the cheapest model and trim level is the Nissan Titan SV Crew Cab 4WD at a cost of $2,028 per year, and the highest-cost model and trim level is the Toyota Tundra Capstone Crew Max Hybrid 4WD at a cost of $3,096 per year.

The rate table below compares the annual and monthly cost of car insurance for 2024 Toyota Tundra and Nissan Titan models, with average rates for each vehicle.

The rate chart below displays the average cost to insure both models for drivers aged 20 to 50. For a 2024 Toyota Tundra, average car insurance cost ranges from $2,528 to $5,820 per year for the included driver ages. A 2024 Nissan Titan costs from $1,998 to $4,514 to insure per year.

The next two rate tables illustrate average car insurance cost by trim level for a 2024 Toyota Tundra and Nissan Titan, along with the average rate for each model.

2023 Toyota Tundra vs. Nissan Titan

For 2023 Tundra and Titan models, the cheapest model to insure is the Nissan Titan. Insurance on a Toyota Tundra costs an average of $2,456 per year, while insurance for the Nissan Titan averages $2,306 per year.

Out of 24 trims for the 2023 Toyota Tundra, the cheapest average insurance prices are on the SR Double Cab 2WD trim at a cost of $2,164 per year, or $180 per month. Out of the 13 trims available for the Nissan Titan, the cheapest 2023 model to insure is the S King Cab 2WD model at a cost of $2,154 per year, or about $180 per month.

When average car insurance prices for all 37 trim levels for both vehicles are compared, the cheapest vehicle to insure is the Nissan Titan S King Cab 2WD at an average rate of $2,154 per year, and the overall most expensive vehicle to insure is the Toyota Tundra Capstone Crew Max Hybrid 4WD at an average cost of $2,678 per year.

On a monthly basis, car insurance rates for all 2023 Toyota Tundra and Nissan Titan models and trims range from $180 to $223 per month.

The table shown below compares the cost of car insurance for 2023 Toyota Tundra and Nissan Titan models, showing average cost for each trim level.

The chart below demonstrates the average cost to insure the two models rated for different driver ages. The average car insurance cost ranges from $2,168 to $4,952 per year for a 2023 Toyota Tundra, and $2,046 to $4,648 for a 2023 Nissan Titan for the age groups used in this illustration.

The tables shown below display the average insurance cost by trim level for both 2023 models, including an overall average cost for each model.

2022 Toyota Tundra vs. Nissan Titan

Insurance rates on a 2022 Toyota Tundra cost an average of $2,358 per year, whereas a 2022 Nissan Titan averages $2,310 per year, making the Nissan Titan the cheapest to insure.

Within each model, however, auto insurance cost varies greatly depending on the trim level.

For a 2022 Toyota Tundra, insurance rates range from the cheapest price of $2,106 per year for the SR Double Cab 2WD model up to $2,590 for the Capstone Crew Max 4WD model. For a 2022 Nissan Titan, rates can range from $2,180 per year for the S King Cab 4WD model up to $2,528 for the most expensive to insure Platinum Reserve Crew Cab 2WD model.

When comparing car insurance rates for both models by trim level, the overall cheapest vehicle to insure is the Toyota Tundra SR Double Cab 2WD at an average rate of $2,106 per year, and the most expensive model and trim level is the Toyota Tundra Capstone Crew Max 4WD at a cost of $2,590 per year.

For a 2022 Toyota Tundra, the cheapest models are the SR Double Cab 2WD, SR Double Cab 4WD, and SR5 Double Cab 2WD. The cheapest Nissan Titan models include the S King Cab 4WD, S King Cab 2WD, and S Crew Cab 4WD. On a monthly basis, car insurance rates for all 2022 Toyota Tundra and Nissan Titan models and trims range from $176 to $216 per month.

The table shown below compares and ranks the annual and monthly car insurance cost for 2022 Toyota Tundra and Nissan Titan models, showing cost for each trim level of both models.

The chart below compares average Toyota Tundra insurance rates to average Nissan Titan insurance rates to determine which 2022 model has cheaper insurance cost.

The tables below detail insurance rates for all trim levels of 2022 Tundra and Titan models. The 2022 Toyota Tundra has an average insurance cost of $2,358 and the 2022 Nissan Titan is $2,310, making the Nissan Titan cheaper by $48 per year.

2021 Toyota Tundra vs. Nissan Titan Insurance

When comparing insurance cost for 2021 models, the Toyota Tundra costs an average of $2,206 per year to insure and the Nissan Titan costs $2,282, making the Toyota Tundra the winner by $76.

The chart below visualizes the average cost to insure both 2021 models with different ages of drivers. For a 2021 Toyota Tundra, average car insurance cost ranges from $1,958 to $4,470 per year for these driver ages. A 2021 Nissan Titan costs from $2,026 to $4,644 to insure per year.

Out of 16 Toyota Tundra trims, the cheapest 2021 model to insure is the Double Cab SR 2WD model at an average cost of $2,070 per year, or $173 per month.

The 2021 Nissan Titan has 17 trims available, with the cheapest model to insure being the S Regular Cab 2WD model at an average cost of $2,118 per year.

When all 33 trims of both models are combined and compared, the cheapest model and trim level to insure is the Toyota Tundra Double Cab SR 2WD at an average of $2,070 per year, and the highest-cost model and trim is the Nissan Titan Platinum Crew Cab 4WD at an average cost of $2,498 per year.

The next two rate tables show average car insurance rates for each trim level, as well as an average rate for each model. The winner for the 2021 car insurance battle is the Toyota Tundra.

2020 Toyota Tundra vs. Nissan Titan Insurance

For 2020 Toyota Tundra and Nissan Titan models, the Toyota Tundra has cheaper car insurance rates by an average of $70 per year for this model year.

The chart below demonstrates the average cost to insure the two models for the 20 to 50-year-old driver age groups. The average car insurance cost ranges from $1,902 to $4,338 per year for a 2020 Toyota Tundra, and $1,966 to $4,502 for a 2020 Nissan Titan.

Out of 16 Toyota Tundra trims, the cheapest 2020 model to insure is the Double Cab SR 2WD model at an average cost of $2,010 per year, or about $168 per month.

Out of the 17 trim levels available for the Nissan Titan, the cheapest 2020 model to insure is the S Regular Cab 2WD trim at a cost of $2,056.

When rates for all 33 trim levels for both vehicles are compared, the cheapest model and trim level to insure is the Toyota Tundra Double Cab SR 2WD at an average of $2,010 per year. The most expensive model and trim level is the Nissan Titan Platinum Crew Cab 4WD at an average of $2,416 per year.

The next tables display both 2020 models and all trim levels available for each one, along with an average cost for each model.

2019 Toyota Tundra vs. Nissan Titan Insurance

When comparing average insurance cost for 2019 models, the Toyota Tundra costs an average of $1,992 per year to insure and the Nissan Titan costs $2,148, making the Toyota Tundra the winner by $156 for the 2019 comparison year.

The rate chart below demonstrates the average cost to insure both models using different driver ages. For a 2019 Toyota Tundra, the average cost of car insurance ranges from $1,770 to $4,050 per year for the driver ages used. A 2019 Nissan Titan costs from $1,908 to $4,374 to insure per year.

The 2019 Toyota Tundra has 10 trims available, with the cheapest trim level to insure being the Double Cab SR5 4WD trim at an average cost of $1,872 per year, or $156 per month. Out of the 17 trim levels available for the Nissan Titan, the cheapest 2019 model to insure is the S Regular Cab 2WD trim at a cost of $1,998.

When insurance prices for all 27 trim levels for both 2019 models are compared, the lowest-cost model and trim level to insure is the Toyota Tundra Double Cab SR5 4WD at an average rate of $1,872 per year, and the highest-cost model and trim level is the Nissan Titan Platinum Crew Cab 4WD at an average cost of $2,342 per year.

The next two tables show both 2019 models and all trim levels available for each one, including an overall average cost for each model. The cheapest model to insure for the 2019 model year is the Toyota Tundra.

2018 Toyota Tundra vs. Nissan Titan Insurance

When comparing average insurance cost for 2018 models, the Toyota Tundra costs an average of $1,892 per year to insure and the Nissan Titan costs $2,004, making the Toyota Tundra the winner by $112 for 2018.

The next chart demonstrates the average cost to insure both models using different driver ages. Average insurance cost ranges from $1,688 to $3,842 per year for a 2018 Toyota Tundra, and $1,782 to $4,066 for a 2018 Nissan Titan for the age groups used in this illustration.

Out of 10 trims for the 2018 Toyota Tundra, the cheapest auto insurance rates are on the CrewMax SR5 4WD model at a cost of $1,788 per year. For the 24 trim levels available for the Nissan Titan, the cheapest 2018 trim to insure is the S 2WD model at a cost of $1,870 per year, or $156 per month.

When trim-level rates for both models are compared, the lowest-cost model and trim level to insure is the Toyota Tundra CrewMax SR5 4WD at an average rate of $1,788 per year. The most expensive trim is the Nissan Titan Platinum Crew Cab 4WD at an average of $2,236 per year.

The rate tables below display average car insurance cost by trim level for each 2018 model, plus an average rate for each model. The winner for the 2018 car insurance cost comparison is the Toyota Tundra.

2017 Toyota Tundra vs. Nissan Titan Insurance

When comparing insurance rates for 2017 models, the Toyota Tundra costs an average of $1,774 per year to insure and the Nissan Titan costs $1,932, making the Toyota Tundra the winner by $158 for the 2017 comparison year.

The chart shown below demonstrates the average cost to insure the two models for different driver ages. The average cost of car insurance ranges from $1,584 to $3,598 per year for a 2017 Toyota Tundra, and $1,722 to $3,922 for a 2017 Nissan Titan for the included driver ages.

The 2017 Toyota Tundra has 26 trim levels available, with the cheapest model to insure being the Double Cab SR 4WD model at an average cost of $1,666 per year, or about $139 per month. Out of the 24 trims available for the Nissan Titan, the cheapest 2017 trim to insure is the S 2WD trim at a cost of $1,802 per year, or around $150 per month.

When trim-level rates for both models are compared, the most affordable model and trim level to insure is the Toyota Tundra Double Cab SR 4WD at a cost of $1,666 per year. The most expensive model and trim level is the Nissan Titan Platinum Crew Cab 4WD at an average cost of $2,148 per year.

The tables shown below illustrate average car insurance rates for each trim level, plus an average rate for each model. The 2017 Toyota Tundra reigns victorious over the 2017 Nissan Titan for cheapest auto insurance rates.

2016 Toyota Tundra vs. Nissan Titan Insurance

When comparing average insurance rates for the 2016 Toyota Tundra and Nissan Titan models, the Nissan Titan is cheaper to insure by an average of $76 per year for this model year.

The rate chart below demonstrates the average cost to insure both 2016 models rated for multiple driver ages. Insurance cost ranges from $1,662 to $3,764 per year for a 2016 Toyota Tundra, and $1,602 to $3,602 for a 2016 Nissan Titan for the included driver ages.

Out of 25 Toyota Tundra trims, the cheapest 2016 model to insure is the Regular Cab 4WD model at an average cost of $1,732 per year, or $144 per month.

Out of the 12 trim levels available for the Nissan Titan, the cheapest 2016 model to insure is the S King Cab 2WD model at a cost of $1,638.

When rates are compared for the 37 trim levels of both 2016 models, the lowest-cost model and trim to insure is the Nissan Titan S King Cab 2WD at a cost of $1,638 per year. The most expensive trim is the Toyota Tundra CrewMax Platinum 2WD at an average cost of $2,050 per year.

The two tables below illustrate trim level insurance rates for each 2016 model, including an overall average cost for each model. The winner for the 2016 car insurance cost comparison is the Nissan Titan.

2015 Toyota Tundra vs. Nissan Titan Insurance

When comparing average insurance rates for the 2015 Toyota Tundra and Nissan Titan models, the Toyota Tundra is cheaper by an average of $10 per year for 2015.

The next chart illustrates the average cost to insure the two models with different driver age groups. Average insurance cost ranges from $1,518 to $3,432 per year for a 2015 Toyota Tundra, and $1,534 to $3,444 for a 2015 Nissan Titan for the driver ages used.

Out of 25 trim levels for the 2015 Toyota Tundra, the cheapest auto insurance rates are on the Double Cab SR 2WD trim at a cost of $1,578 per year, or $132 per month.

For the 12 trims available for the Nissan Titan, the cheapest 2015 model to insure is the S King Cab 2WD trim at a cost of $1,564 per year, or $130 per month.

When comparing rates by trim level for both models, the overall cheapest vehicle to insure is the Nissan Titan S King Cab 2WD at an average cost of $1,564 per year, and the most expensive trim is the Toyota Tundra CrewMax Platinum 4WD at a cost of $1,824 per year.

The rate tables below display average car insurance cost by trim level for each 2015 model, along with an average cost for each model.

Additional Toyota Tundra and Nissan Titan Resources

• Toyota Tundra Insurance Rates
• Nissan Titan Insurance Rates
• Large Truck Insurance Rate Comparisons