- Average Ford Transit Connect insurance cost is $1,986 per year, or $166 per month for full coverage.
- The cheapest model of Ford Transit Connect to insure is the XL model at around $1,924 per year, or about $160 per month.
How much does Ford Transit Connect insurance cost?
Ford Transit Connect car insurance cost averages $1,986 a year, or $166 on a monthly basis. Rates range from the XL model at around $1,924 per year up to the Titanium model at around $2,046 per year.
The rate chart below breaks down average yearly insurance rates on a 2023 Ford Transit Connect using different deductibles and driver age groups.
The following table illustrates average insurance policy premiums for a Ford Transit Connect for the 2013 and 2020-2023 model years.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2023 Ford Transit Connect | $3,996 | $1,986 | $1,650 |
| 2022 Ford Transit Connect | $4,120 | $2,038 | $1,694 |
| 2021 Ford Transit Connect | $4,006 | $1,980 | $1,648 |
| 2020 Ford Transit Connect | $3,890 | $1,922 | $1,602 |
| 2013 Ford Transit Connect | $2,766 | $1,378 | $1,160 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Ford Transit Connect trim levels for each model year. Updated June 26, 2025
The next table displays the estimated annual and 6-month policy costs, plus a monthly budget figure, for each Ford Transit Connect package and trim level.
| 2023 Ford Transit Connect Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| XL | $1,924 | $160 |
| XLT | $1,988 | $166 |
| Titanium | $2,046 | $171 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 26, 2025
Supplementary rates and insights
Other notable observations regarding the cost of insurance for a Ford Transit Connect include:
- As you age, auto insurance tends to get cheaper. The difference in 2023 Transit Connect insurance cost between a 50-year-old driver ($1,762 per year) and a 20-year-old driver ($3,996 per year) is $2,234, or a savings of 77.6%.
- Earn policy discounts to save money. Discounts may be available if the policyholders are homeowners, are senior citizens, are loyal customers, belong to certain professional organizations, are military or federal employees, or many other policy discounts which could save the average driver as much as $336 per year.
- Transit Connect insurance for teen drivers is expensive. Average rates for full coverage Transit Connect insurance costs $7,096 per year for a 16-year-old driver, $6,868 per year for a 17-year-old driver, $6,145 per year for an 18-year-old driver, and $5,597 per year for a 19-year-old driver.
- Careful drivers have lower rates. Being the cause of frequent accidents will raise rates, possibly by an additional $2,838 per year for a 20-year-old driver and as much as $600 per year for a 50-year-old driver.
- Obey the law and pay less. To get the lowest price for Transit Connect insurance rates, it’s necessary to be an excellent driver. In fact, just one or two minor traffic violations have the potential to increase insurance policy rates by as much as $526 per year.
- Bring up your credit score to save money. Having an over-800 credit score could save as much as $312 per year over a lower credit score of 670-739. Conversely, a less-than-good credit score could cost up to $361 more per year.