Ford Transit Connect Insurance Cost for 2022

How much does car insurance for a Ford Transit Connect van cost? We analyzed rates for the XL, XLT and Titanium trims to find the average insurance cost per month and year.

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  • Average Ford Transit Connect insurance cost is $1,442 per year, or $120 per month for full coverage.
  • The cheapest model of Ford Transit Connect to insure is the XL model at around $1,394 per year, or about $116 per month.

How much does Ford Transit Connect insurance cost?

Ford Transit Connect car insurance cost averages $1,442 a year, or $120 on a monthly basis. With the average midsize van costing $1,433 a year to insure, the Ford Transit Connect could cost around $9 or more annually.

The rate chart below breaks down average yearly insurance rates on a 2022 Ford Transit Connect using different deductibles and driver age groups.

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Chart Data Details: Average rates are for a 2022 model year Ford Transit Connect with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Ford Transit Connect trim levels.Data last updated on April 20, 2022
Ford Transit Connect Insurance Cost Summary
Ford Transit Connect Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,278$273
Safe Driver Age 20$2,870$239
At-fault Accidents Age 40$2,042$170
Low Deductibles Age 40$1,856$155
Safe Driver Age 30$1,512$126
Safe Driver Age 40$1,442$120
Safe Driver Age 50$1,316$110
Safe Driver Age 60$1,288$107
High Deductibles Age 40$1,230$103
Discount Rate Age 40$1,196$100

The following table illustrates average insurance policy premiums for a Ford Transit Connect for the 2013 and 2020-2022 model years.

Ford Transit Connect Insurance Cost for 2013-2022 Models
Model Year Driver Age 20 Age 30 Age 40 Age 50 Age 60
2022$2,870$1,512$1,442$1,316$1,288
2021$2,778$1,462$1,396$1,272$1,248
2020$2,732$1,434$1,370$1,252$1,226
2013$2,094$1,088$1,054$964$944

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 20, 2022
Ford Transit Connect Insurance Cost by Model Year

The next table displays the estimated annual and 6-month policy costs, plus a monthly budget figure, for each Ford Transit Connect package and trim level.

2022 Ford Transit Connect Insurance Cost by Trim Level
Ford Transit Connect Trim Level Annual Policy 6-month Policy Per Month
XL$1,394$697$116
XLT$1,446$723$121
Titanium$1,490$745$124

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Ford Transit Connect, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 20, 2022
Ford Transit Connect Insurance Cost by Trim Level

Supplementary rates and insights

Other notable observations regarding the cost of insurance for a Ford Transit Connect include:

  • As you age, auto insurance tends to get cheaper. The difference in 2022 Transit Connect insurance cost between a 50-year-old driver ($1,316 per year) and a 20-year-old driver ($2,870 per year) is $1,554, or a savings of 54.1%.
  • Earn policy discounts to save money. Discounts may be available if the policyholders are homeowners, are senior citizens, are loyal customers, belong to certain professional organizations, are military or federal employees, or many other policy discounts which could save the average driver as much as $246 per year.
  • Transit Connect insurance for teen drivers is expensive. Average rates for full coverage Transit Connect insurance costs $5,260 per year for a 16-year-old driver, $4,896 per year for a 17-year-old driver, $4,564 per year for a 18-year-old driver, and $4,112 per year for a 19-year-old driver.
  • Careful drivers have lower rates. Being the cause of frequent accidents will raise rates, possibly by an additional $2,032 per year for a 20-year-old driver and as much as $474 per year for a 50-year-old driver.
  • Obey the law and pay less. To get the lowest price for Transit Connect insurance rates, it’s necessary to be an excellent driver. In fact, just one or two minor traffic violations have the potential to increase insurance policy rates by as much as $382 per year.
  • Bring up your credit score to save money. Having an over-800 credit score could save as much as $226 per year over a lower credit score of 670-739. Conversely, a less-than-good credit score could cost up to $262 more per year.