- Average Ford Transit Connect insurance cost is $1,442 per year, or $120 per month for full coverage.
- The cheapest model of Ford Transit Connect to insure is the XL model at around $1,394 per year, or about $116 per month.
How much does Ford Transit Connect insurance cost?
Ford Transit Connect car insurance cost averages $1,442 a year, or $120 on a monthly basis. With the average midsize van costing $1,433 a year to insure, the Ford Transit Connect could cost around $9 or more annually.
The rate chart below breaks down average yearly insurance rates on a 2022 Ford Transit Connect using different deductibles and driver age groups.
The following table illustrates average insurance policy premiums for a Ford Transit Connect for the 2013 and 2020-2022 model years.
| Model Year | Driver Age 20 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| 2022 | $2,870 | $1,512 | $1,442 | $1,316 | $1,288 |
| 2021 | $2,778 | $1,462 | $1,396 | $1,272 | $1,248 |
| 2020 | $2,732 | $1,434 | $1,370 | $1,252 | $1,226 |
| 2013 | $2,094 | $1,088 | $1,054 | $964 | $944 |
The next table displays the estimated annual and 6-month policy costs, plus a monthly budget figure, for each Ford Transit Connect package and trim level.
| Ford Transit Connect Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| XL | $1,394 | $697 | $116 |
| XLT | $1,446 | $723 | $121 |
| Titanium | $1,490 | $745 | $124 |
Supplementary rates and insights
Other notable observations regarding the cost of insurance for a Ford Transit Connect include:
- As you age, auto insurance tends to get cheaper. The difference in 2022 Transit Connect insurance cost between a 50-year-old driver ($1,316 per year) and a 20-year-old driver ($2,870 per year) is $1,554, or a savings of 54.1%.
- Earn policy discounts to save money. Discounts may be available if the policyholders are homeowners, are senior citizens, are loyal customers, belong to certain professional organizations, are military or federal employees, or many other policy discounts which could save the average driver as much as $246 per year.
- Transit Connect insurance for teen drivers is expensive. Average rates for full coverage Transit Connect insurance costs $5,260 per year for a 16-year-old driver, $4,896 per year for a 17-year-old driver, $4,564 per year for a 18-year-old driver, and $4,112 per year for a 19-year-old driver.
- Careful drivers have lower rates. Being the cause of frequent accidents will raise rates, possibly by an additional $2,032 per year for a 20-year-old driver and as much as $474 per year for a 50-year-old driver.
- Obey the law and pay less. To get the lowest price for Transit Connect insurance rates, it’s necessary to be an excellent driver. In fact, just one or two minor traffic violations have the potential to increase insurance policy rates by as much as $382 per year.
- Bring up your credit score to save money. Having an over-800 credit score could save as much as $226 per year over a lower credit score of 670-739. Conversely, a less-than-good credit score could cost up to $262 more per year.
