Mercedes-Benz AMG GT Car Insurance Costs: 2025 Rates Edition

How much does Mercedes AMG GT insurance cost? We compared rates from the base convertible up to the R Coupe and ranked it against other performance cars.

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How much does Mercedes AMG GT insurance cost?

Average Mercedes-Benz AMG GT insurance costs $4,518 a year for full coverage, or about $377 a month. If separated by coverage type, liability and medical payments insurance costs about $798 a year, comprehensive costs about $1,280, and the remaining collision insurance is approximately $2,440.

The chart below illustrates how average Mercedes AMG GT car insurance rates change based on the age of the rated driver and physical damage deductibles. The prices shown are for an annual policy, and range from the cheapest policy cost of $3,024 per year for a driver age 60 with $1,000 physical damage deductibles to the highest policy cost of $10,798 per year for a 20-year-old driver with $250 comprehensive and collision deductibles.

Average 2022 Mercedes-Benz AMG GT car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2022 Mercedes-Benz AMG GT car insurance premiums for different driver ages and policy deductibles. Rates updated on October 24, 2025.

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Data Methodology: Average premiums are based on a 2022 model year Mercedes-Benz AMG GT. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2022 Mercedes-Benz AMG GT Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$7,394$616
$500$9,046$754
$250$10,798$900
30-Year-Old$1,000$3,936$328
$500$4,854$405
$250$5,810$484
40-Year-Old$1,000$3,672$306
$500$4,518$377
$250$5,396$450
50-Year-Old$1,000$3,228$269
$500$3,958$330
$250$4,716$393
60-Year-Old$1,000$3,024$252
$500$3,704$309
$250$4,416$368

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2022 Mercedes-Benz AMG GT. Updated October 24, 2025

What is the cheapest Mercedes AMG GT insurance?

With Mercedes-Benz AMG GT insurance cost ranging from $3,786 to $5,774 annually for an average driver, the cheapest trim level to insure is the base Coupe. The next cheapest trim level to insure is the Roadster at $3,968 per year. On average, expect to budget at least $316 per month for AMG GT insurance.

At the high end of insurance cost, the three most expensive AMG GT models to insure are the Mercedes-Benz AMG GT C Coupe, the C Roadster, and the Black Series Coupe trim levels at an estimated $4,496,  $4,556, and $5,774 per year, respectively.

The table below shows the average annual and 6-month car insurance policy costs, plus a monthly budget estimate, for each Mercedes-Benz AMG GT model and trim level.

2022 Mercedes-Benz AMG GT Insurance Rates by Trim Level
2022 Mercedes-Benz AMG GT Trim Level Annual Premium Cost Per Month
Coupe$3,786$316
Roadster$3,968$331
C Coupe$4,496$375
C Roadster$4,556$380
Black Series Coupe$5,774$481

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025

Insurance cost by trim level for a 2022 Mercedes-Benz AMG GT ranging from the Coupe model at $3,786 per year to the Black Series Coupe model at $5,774
Insurance cost by trim level for a 2022 Mercedes-Benz AMG GT ranging from the Coupe model at $3,786 per year to the Black Series Coupe model at $5,774

Is Mercedes-Benz AMG GT car insurance expensive?

The Mercedes-Benz AMG GT ranks third out of five total vehicles in the exotic car category. The AMG GT costs an average of $4,518 per year for insurance, while the class median average cost is $4,742 per year, a difference of $224 per year.

When Mercedes-Benz AMG GT insurance rates are compared directly to the most popular models in the exotic car category, insurance for a Mercedes-Benz AMG GT costs $480 less per year than the Aston Martin DB11, $340 more than the BMW Alpina B7, $1,206 less than the Aston Martin DBS, and $226 more than the Aston Martin Vantage.

The chart below shows how average AMG GT insurance rates compare to some other similar vehicles.

Average 2022 Mercedes-Benz AMG GT car insurance premium compared to other exotic car models.
Figure 2: Average 2022 Mercedes-Benz AMG GT car insurance premium compared to other exotic car models. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2022 model year Mercedes-Benz AMG GT. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Mercedes-Benz AMG GT trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Mercedes-Benz AMG GT Insurance Cost Compared to All Exotic Cars
Rank Make and Model Annual Premium Difference
1BMW Alpina B7$4,178-$340
2Aston Martin Vantage$4,292-$226
3Mercedes-Benz AMG GT$4,518--
4Aston Martin DB11$4,998$480
5Aston Martin DBS$5,724$1,206

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2022 model year. Updated October 24, 2025