Understanding Nissan NV Insurance Costs: Ultimate Guide for 2025

How much are Nissan NV insurance rates? We compared rates from the S to the SL trim levels and all models years since 2013 to see how prices rank against other vans.

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How much does Nissan NV insurance cost?

Nissan NV car insurance rates are approximately $1,924 annually, or around $160 if paid each month. You can expect to pay $352 less per year to insure a Nissan NV van than the all-vehicle national average of $2,276.

The chart below shows average 2022 Nissan NV insurance cost using different risk profiles and driver ages.

Average 2022 Nissan NV insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2022 Nissan NV insurance premiums for different driver ages and risk scenarios. Rates updated on October 24, 2025.

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Data Methodology: Average rates are for a 2022 model year Nissan NV with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Nissan NV trim levels.

2022 Nissan NV Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,390$366
Safe Driver Age 20$3,834$320
At-fault Accidents Age 40$2,714$226
Low Deductibles Age 40$2,494$208
Safe Driver Age 30$2,048$171
Safe Driver Age 40$1,924$160
Safe Driver Age 50$1,712$143
High Deductibles Age 40$1,626$136
Safe Driver Age 60$1,602$134
Discount Rate Age 40$1,602$134

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2022 Nissan NV trim levels. Updated October 24, 2025

Which Nissan NV has the cheapest insurance?

The cheapest model of Nissan NV to insure is the 1500 S at an estimated $1,836 per year. The second cheapest trim is the 1500 SV at $1,864 per year. The most expensive trim level to insure is the 2500 HD S at $1,906 per year.

The rate table below shows the estimated yearly and semi-annual policy costs, in addition to a monthly budget estimate, for each Nissan NV package and trim level.

2022 Nissan NV Insurance Rates by Trim Level
2022 Nissan NV Trim Level Annual Premium Cost Per Month
1500 S$1,836$153
1500 SV$1,864$155
2500 HD S$1,906$159
2500 HD SV$1,920$160
3500 HD SV$1,998$167
3500 HD SL$2,018$168

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025

Insurance cost by trim level for a 2022 Nissan NV ranging from the 1500 S model at $1,836 per year to the 3500 HD SL model at $2,018
Insurance cost by trim level for a 2022 Nissan NV ranging from the 1500 S model at $1,836 per year to the 3500 HD SL model at $2,018

How does NV insurance cost compare?

When compared to the rest of the large van segment, insurance for a Nissan NV costs $218 less per year than the Ram Promaster, $92 more per year than the Chevrolet Express, $76 less per year than the GMC Savana, and $282 less per year than the Ford Transit.

The Nissan NV ranks third out of six total comparison vehicles in the large van category. The NV costs an estimated $1,924 per year to insure, while the class median average cost is $1,977 annually, a difference of $53 per year.

 

The chart below shows how Nissan NV insurance rates compare to the other full-size vans in the segment.

Average 2022 Nissan NV car insurance premium compared to other large van models.
Figure 2: Average 2022 Nissan NV car insurance premium compared to other large van models. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2022 model year Nissan NV. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Nissan NV trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Nissan NV Insurance Cost Compared to All Large Vans
Rank Make and Model Annual Premium Difference
1Ram Promaster City$1,760-$164
2Chevrolet Express$1,832-$92
3Nissan NV$1,924--
4GMC Savana$2,000$76
5Ram Promaster$2,142$218
6Ford Transit$2,206$282

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2022 model year. Updated October 24, 2025

Will a used Nissan NV cost less to insure?

Forgoing the newest 2022 model and instead driving an older model year Nissan NV (a 2013 for example) can reduce insurance cost by roughly $490 per year.

The next table shows average estimated insurance policy costs for a range of Nissan NV model years. The range of annual policy costs goes from a low of $1,434 for a 2013 Nissan NV to a high of $1,924 for a 2022 NV.

Nissan NV Insurance Cost for 2013-2022 Models
Model Year and Vehicle Annual Premium Cost Per Month
2022 Nissan NV$1,924$160
2021 Nissan NV$1,870$156
2020 Nissan NV$1,814$151
2019 Nissan NV$1,760$147
2018 Nissan NV$1,750$146
2017 Nissan NV$1,684$140
2016 Nissan NV$1,500$125
2015 Nissan NV$1,552$129
2014 Nissan NV$1,398$117
2013 Nissan NV$1,434$120

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Nissan NV trim levels for each model year. Updated October 24, 2025

Average annual premium and cost per month to insure 2013 to 2024 Nissan NV models
Average annual premium and cost per month to insure 2013 to 2024 Nissan NV models

Eliminating physical damage coverage on an older Nissan NV could potentially save $706 per year, depending on how high the deductibles were and the age of the driver.