Understanding Nissan NV Insurance Costs: Ultimate Guide for 2025

How much are Nissan NV insurance rates? We compared rates from the S to the SL trim levels and all models years since 2013 to see how prices rank against other vans.

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How much does Nissan NV insurance cost?

Nissan NV car insurance rates are approximately $1,878 annually, or around $157 if paid each month. You can expect to pay $343 less per year to insure a Nissan NV van than the all-vehicle national average of $2,221.

The chart below shows average 2022 Nissan NV insurance cost using different risk profiles and driver ages.

Average 2022 Nissan NV insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2022 Nissan NV insurance premiums for different driver ages and risk scenarios. Rates updated on June 27, 2025.

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Data Methodology: Average rates are for a 2022 model year Nissan NV with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Nissan NV trim levels.

2022 Nissan NV Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,284$357
Safe Driver Age 20$3,742$312
At-fault Accidents Age 40$2,650$221
Low Deductibles Age 40$2,434$203
Safe Driver Age 30$2,000$167
Safe Driver Age 40$1,878$157
Safe Driver Age 50$1,672$139
High Deductibles Age 40$1,590$133
Discount Rate Age 40$1,564$130
Safe Driver Age 60$1,562$130

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2022 Nissan NV trim levels. Updated June 27, 2025

Which Nissan NV has the cheapest insurance?

The cheapest model of Nissan NV to insure is the 1500 S at an estimated $1,792 per year. The second cheapest trim is the 1500 SV at $1,820 per year. The most expensive trim level to insure is the 2500 HD S at $1,860 per year.

The rate table below shows the estimated yearly and semi-annual policy costs, in addition to a monthly budget estimate, for each Nissan NV package and trim level.

2022 Nissan NV Insurance Rates by Trim Level
2022 Nissan NV Trim Level Annual Premium Cost Per Month
1500 S$1,792$149
1500 SV$1,820$152
2500 HD S$1,860$155
2500 HD SV$1,874$156
3500 HD SV$1,950$163
3500 HD SL$1,970$164

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 26, 2025

Insurance cost by trim level for a 2022 Nissan NV ranging from the 1500 S model at $1,792 per year to the 3500 HD SL model at $1,970
Insurance cost by trim level for a 2022 Nissan NV ranging from the 1500 S model at $1,792 per year to the 3500 HD SL model at $1,970

How does NV insurance cost compare?

When compared to the rest of the large van segment, insurance for a Nissan NV costs $208 less per year than the Ram Promaster, $90 more per year than the Chevrolet Express, $76 less per year than the GMC Savana, and $276 less per year than the Ford Transit.

The Nissan NV ranks third out of six total comparison vehicles in the large van category. The NV costs an estimated $1,878 per year to insure, while the class median average cost is $1,930 annually, a difference of $52 per year.

 

The chart below shows how Nissan NV insurance rates compare to the other full-size vans in the segment.

Average 2022 Nissan NV car insurance premium compared to other large van models.
Figure 2: Average 2022 Nissan NV car insurance premium compared to other large van models. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2022 model year Nissan NV. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Nissan NV trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Nissan NV Insurance Cost Compared to All Large Vans
Rank Make and Model Annual Premium Difference
1Ram Promaster City$1,718-$160
2Chevrolet Express$1,788-$90
3Nissan NV$1,878--
4GMC Savana$1,954$76
5Ram Promaster$2,086$208
6Ford Transit$2,154$276

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2022 model year. Updated June 26, 2025

Will a used Nissan NV cost less to insure?

Forgoing the newest 2022 model and instead driving an older model year Nissan NV (a 2013 for example) can reduce insurance cost by roughly $482 per year.

The next table shows average estimated insurance policy costs for a range of Nissan NV model years. The range of annual policy costs goes from a low of $1,396 for a 2013 Nissan NV to a high of $1,878 for a 2022 NV.

Nissan NV Insurance Cost for 2013-2022 Models
Model Year and Vehicle Annual Premium Cost Per Month
2022 Nissan NV$1,878$157
2021 Nissan NV$1,826$152
2020 Nissan NV$1,772$148
2019 Nissan NV$1,720$143
2018 Nissan NV$1,706$142
2017 Nissan NV$1,642$137
2016 Nissan NV$1,464$122
2015 Nissan NV$1,512$126
2014 Nissan NV$1,364$114
2013 Nissan NV$1,396$116

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Nissan NV trim levels for each model year. Updated June 27, 2025

Average annual premium and cost per month to insure 2013 to 2024 Nissan NV models
Average annual premium and cost per month to insure 2013 to 2024 Nissan NV models

Eliminating physical damage coverage on an older Nissan NV could potentially save $686 per year, depending on how high the deductibles were and the age of the driver.