- Car insurance rates on a Ram Promaster City cost an average of $1,394 per year, or around $116 per month.
- As one of the cheaper large vans to insure, the Ram Promaster City costs $171 less per year on average to insure when compared to the other large vans.
How much does Ram Promaster City car insurance cost?
Ranked first out of six vehicles in the large van class, Ram Promaster City insurance costs around $1,394 annually, or $116 monthly. With the average large van costing $1,565 a year to insure, the Ram Promaster City may save around $171 or more on an annual basis.
The next chart shows how Promaster City auto insurance cost can fluctuate with changes in driver age and the choice of physical damage coverage deductibles. The cost estimates shown are per year and vary from the cheapest policy rate of $996 per year for a driver age 60 with high deductibles to the highest cost estimate of $3,214 each year for a 20-year-old driver with a deductible of $250.
The rate table below breaks down average Ram Promaster City full coverage insurance policy costs for the 2015 to 2022 model years.
| Model Year and Vehicle | Annual Premium | Cost Per Month |
|---|---|---|
| 2022 Ram Promaster City | $1,394 | $116 |
| 2021 Ram Promaster City | $1,342 | $112 |
| 2020 Ram Promaster City | $1,486 | $124 |
| 2019 Ram Promaster City | $1,440 | $120 |
| 2018 Ram Promaster City | $1,384 | $115 |
| 2017 Ram Promaster City | $1,334 | $111 |
| 2016 Ram Promaster City | $1,272 | $106 |
| 2015 Ram Promaster City | $1,082 | $90 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Ram Promaster City trim levels for each model year. Updated February 22, 2024
Additional rates and discounts
More notable insights concerning Promaster City insurance cost include:
- Bring up your credit score to save money. Drivers who have credit scores over 800 could save as much as $219 per year over a slightly lower credit rating between 670-739. Conversely, a diminished credit rating could cost around $254 more per year.
- High-risk Promaster City insurance can get expensive. For a 50-year-old driver, the need to buy a high-risk policy can potentially increase rates by $1,642 or more per year.
- Car insurance for teens is expensive. Average rates for full coverage Promaster City insurance costs $5,023 per year for a 16-year-old driver, $4,841 per year for a 17-year-old driver, $4,292 per year for an 18-year-old driver, and $3,926 per year for a 19-year-old driver.
- Young males pay a lot more for insurance. For a 2022 Ram Promaster City, a 20-year-old male driver will have an average rate of $2,798 per year, while a 20-year-old female driver will get a rate of $2,014, a difference of $784 per year in the women’s favor by a large margin. But by age 50, male driver rates are $1,242 and the cost for female drivers is $1,208, a difference of only $34.
- Make your policy cheaper by raising deductibles. Increasing your policy deductibles from $500 to $1,000 could save around $206 per year for a 40-year-old driver and $396 per year for a 20-year-old driver.
- Low physical damage deductibles increase policy cost. Lowering deductibles from $500 to $250 could cost an additional $212 per year for a 40-year-old driver and $416 per year for a 20-year-old driver.
- Careless drivers spend more on insurance. At-fault accidents raise insurance rates, possibly by an additional $1,990 per year for a 20-year-old driver and even $354 per year for a 60-year-old driver.
Is Promaster City insurance cheaper than other vans?
When compared directly to some other models in the large van category, insurance rates for a Ram Promaster City cost $56 less per year than the Chevrolet Express, $298 less than the Ram Promaster, and $190 less than the GMC Savana.
The Ram Promaster City ranks first out of six total vehicles in the large van class for most affordable auto insurance rates. The Promaster City costs an estimated $1,394 per year for a full coverage policy, while the category average price is $1,565 per year, a difference of $171 per year.
The following chart shows how car insurance rates for a 2022 Ram Promaster City compare to other large vans like the Nissan NV and Mercedes-Benz Metris.
