- Car insurance rates on a Ram Promaster City cost an average of $1,218 per year, or around $102 per month.
- As one of the cheaper large vans to insure, the Ram Promaster City costs $149 less per year on average to insure when compared to the other large vans.
How much does Ram Promaster City car insurance cost?
Ranked #1 out of six vehicles in the large van class, Ram Promaster City insurance costs around $1,218 annually, or $102 monthly. With the average large van costing $1,367 a year to insure, the Ram Promaster City may save around $149 or more on an annual basis.
The next chart shows how Promaster City auto insurance cost can fluctuate with changes in driver age and the choice of physical damage coverage deductibles. The cost estimates shown are per year, and vary from the cheapest policy rate of $934 per year for a driver age 60 with high deductibles to the highest cost estimate of $2,774 each year for a 20-year-old driver with a deductible of $250.
The rate table below breaks down average Ram Promaster City full coverage insurance policy costs for the 2015-2021 model years.
| Model Year and Vehicle | Annual Rate | 6-month Rate | Monthly Rate |
|---|---|---|---|
| 2022 Ram Promaster City | $1,218 | $609 | $102 |
| 2021 Ram Promaster City | $1,170 | $585 | $98 |
| 2020 Ram Promaster City | $1,308 | $654 | $109 |
| 2019 Ram Promaster City | $1,292 | $646 | $108 |
| 2018 Ram Promaster City | $1,264 | $632 | $105 |
| 2017 Ram Promaster City | $1,234 | $617 | $103 |
| 2016 Ram Promaster City | $1,198 | $599 | $100 |
| 2015 Ram Promaster City | $1,036 | $518 | $86 |
Additional rates and discounts
More notable insights concerning Promaster City insurance cost include:
- Bring up your credit score to save money. Drivers who have credit scores over 800 could save as much as $191 per year over a slightly lower credit rating between 670-739. Conversely, a diminished credit rating could cost around $222 more per year.
- High-risk Promaster City insurance can get expensive. For a 50-year-old driver, the need to buy a high-risk policy can potentially increase rates by $1,424 or more per year.
- Car insurance for teens is expensive. Average rates for full coverage Promaster City insurance costs $4,404 per year for a 16-year-old driver, $4,096 per year for a 17-year-old driver, $3,818 per year for a 18-year-old driver, and $3,440 per year for a 19-year-old driver.
- Young males pay a lot more for insurance. For a 2022 Ram Promaster City, a 20-year-old male driver will have an average rate of $2,410 per year, while a 20-year-old female driver will get a rate of $1,794, a difference of $616 per year in the women’s favor by a large margin. But by age 50, male driver rates are $1,112 and the cost for female drivers is $1,090, a difference of only $22.
- Make your policy cheaper by raising deductibles. Increasing your policy deductibles from $500 to $1,000 could save around $180 per year for a 40-year-old driver and $346 per year for a 20-year-old driver.
- Low physical damage deductibles increase policy cost. Lowering deductibles from $500 to $250 could cost an additional $186 per year for a 40-year-old driver and $364 per year for a 20-year-old driver.
- Careless drivers spend more for insurance. At-fault accidents raise insurance rates, possibly by an additional $1,694 per year for a 20-year-old driver and even $372 per year for a 60-year-old driver.
Is Promaster City insurance cheaper than other vans?
When compared directly to some other models in the large van category, insurance rates for a Ram Promaster City cost $46 less per year than the Chevrolet Express, $260 less than the Ram Promaster, and $168 less than the GMC Savana.
The Ram Promaster City ranks #1 out of six total vehicles in the large van class for most affordable auto insurance rates. The Promaster City costs an estimated $1,218 per year for a full coverage policy, while the category average price is $1,367 per year, a difference of $149 per year.
The following chart shows how car insurance rates for a 2022 Ram Promaster City compare to other large vans like the Nissan NV and Mercedes-Benz Metris.
