Nissan NV Insurance Cost for 2023

How much are Nissan NV insurance rates? We compared rates from the S to the SL trim levels and all models years since 2013 to see how prices rank against other vans.

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How much does Nissan NV insurance cost?

Nissan NV car insurance rates are approximately $1,456 annually, or around $121 if paid each month. You can expect to pay $229 less per year to insure a Nissan NV van than the all-vehicle national average of $1,685.

The chart below shows average 2022 Nissan NV insurance cost using different risk profiles and driver ages.

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Chart Data Details: Average rates are for a 2022 model year Nissan NV with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Nissan NV trim levels.Data last updated on May 5, 2023
Nissan NV Insurance Cost Summary
2022 Nissan NV Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,274$273
Safe Driver Age 20$2,868$239
At-fault Accidents Age 40$2,044$170
Low Deductibles Age 40$1,880$157
Safe Driver Age 30$1,530$128
Safe Driver Age 40$1,456$121
Safe Driver Age 50$1,326$111
Safe Driver Age 60$1,300$108
High Deductibles Age 40$1,234$103
Discount Rate Age 40$1,210$101

Which Nissan NV has the cheapest insurance?

The cheapest model of Nissan NV to insure is the 1500 S at an estimated $1,390 per year. The second cheapest trim is the 1500 SV at $1,410 per year. The most expensive trim level to insure is the 2500 HD S at $1,442 per year.

The rate table below shows the estimated yearly and semi-annual policy costs, in addition to a monthly budget estimate, for each Nissan NV package and trim level.

2022 Nissan NV Insurance Cost by Trim Level
Nissan NV Trim Level Annual Policy Six-Month Policy Per Month
1500 S$1,390$695$116
1500 SV$1,410$705$118
2500 HD S$1,442$721$120
2500 HD SV$1,452$726$121
3500 HD SV$1,510$755$126
3500 HD SL$1,526$763$127

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Table Data Details: Average rates are for a 2022 Nissan NV, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 5, 2023
Nissan NV Insurance Cost by Trim Level

How does NV insurance cost compare?

When compared to the rest of the large van segment, insurance for a Nissan NV costs $168 less per year than the Ram Promaster, $68 more per year than the Chevrolet Express, $58 less per year than the GMC Savana, and $212 less per year than the Ford Transit.

The Nissan NV ranks third out of six total comparison vehicles in the large van category. The NV costs an estimated $1,456 per year to insure, while the class median average cost is $1,497 annually, a difference of $41 per year.

 

The chart below shows how Nissan NV insurance rates compare to the other full-size vans in the segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Nissan NV, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Nissan NV trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 5, 2023
Nissan NV vs Large Vans Insurance Rate Comparison
Nissan NV Insurance Cost Compared to All Large Vans
Rank Make/Model Insurance Cost Difference
1Ram Promaster City$1,334-$122
2Chevrolet Express$1,388-$68
3Nissan NV$1,456--
4GMC Savana$1,514$58
5Ram Promaster$1,624$168
6Ford Transit$1,668$212

Will a used Nissan NV cost less to insure?

Forgoing the newest 2022 model and instead driving an older model year Nissan NV (a 2013 for example) can reduce insurance cost by roughly $288 per year.

The next table shows average estimated insurance policy costs for a range of Nissan NV model years. The range of annual policy costs goes from a low of $1,168 for a 2013 Nissan NV to a high of $1,456 for a 2022 NV.

Nissan NV Insurance Cost for 2013-2022 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2022 Nissan NV$1,456$728$121
2021 Nissan NV$1,414$707$118
2020 Nissan NV$1,394$697$116
2019 Nissan NV$1,360$680$113
2018 Nissan NV$1,382$691$115
2017 Nissan NV$1,332$666$111
2016 Nissan NV$1,214$607$101
2015 Nissan NV$1,258$629$105
2014 Nissan NV$1,132$566$94
2013 Nissan NV$1,168$584$97

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 5, 2023
Nissan NV Insurance Cost by Model Year

Eliminating physical damage coverage on an older Nissan NV could potentially save $538 per year, depending on how high the deductibles were and the age of the driver.