Understanding Nissan NV Insurance Costs: Ultimate Guide for 2024

How much are Nissan NV insurance rates? We compared rates from the S to the SL trim levels and all models years since 2013 to see how prices rank against other vans.

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How much does Nissan NV insurance cost?

Nissan NV car insurance rates are approximately $1,522 annually, or around $127 if paid each month. You can expect to pay $361 less per year to insure a Nissan NV van than the all-vehicle national average of $1,883.

The chart below shows average 2022 Nissan NV insurance cost using different risk profiles and driver ages.

Figure 1: Average 2022 Nissan NV insurance premiums for different driver ages and risk scenarios. Rates updated on February 26, 2024.

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Data Methodology: Average rates are for a 2022 model year Nissan NV with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Nissan NV trim levels.

Nissan NV Insurance Cost Summary
2022 Nissan NV Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$3,470$289
Safe Driver Age 20$3,032$253
At-fault Accidents Age 40$2,148$179
Low Deductibles Age 40$1,972$164
Safe Driver Age 30$1,622$135
Safe Driver Age 40$1,522$127
Safe Driver Age 50$1,356$113
High Deductibles Age 40$1,288$107
Safe Driver Age 60$1,266$106
Discount Rate Age 40$1,266$106

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2022 Nissan NV trim levels. Updated February 26, 2024

Which Nissan NV has the cheapest insurance?

The cheapest model of Nissan NV to insure is the 1500 S at an estimated $1,454 per year. The second cheapest trim is the 1500 SV at $1,474 per year. The most expensive trim level to insure is the 2500 HD S at $1,508 per year.

The rate table below shows the estimated yearly and semi-annual policy costs, in addition to a monthly budget estimate, for each Nissan NV package and trim level.

2022 Nissan NV Insurance Rates by Trim Level
2022 Nissan NV Trim Level Annual Premium Cost Per Month
1500 S$1,454$121
1500 SV$1,474$123
2500 HD S$1,508$126
2500 HD SV$1,518$127
3500 HD SV$1,580$132
3500 HD SL$1,596$133

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 22, 2024

Nissan NV Insurance Cost by Trim Level

How does NV insurance cost compare?

When compared to the rest of the large van segment, insurance for a Nissan NV costs $170 less per year than the Ram Promaster, $72 more per year than the Chevrolet Express, $62 less per year than the GMC Savana, and $224 less per year than the Ford Transit.

The Nissan NV ranks third out of six total comparison vehicles in the large van category. The NV costs an estimated $1,522 per year to insure, while the class median average cost is $1,565 annually, a difference of $43 per year.

 

The chart below shows how Nissan NV insurance rates compare to the other full-size vans in the segment.

Figure 2: Average 2022 Nissan NV car insurance premium compared to other large van models. Rates updated on February 22, 2024.

Data Methodology: Average rates are for a 2022 model year Nissan NV. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Nissan NV trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Nissan NV vs Large Vans Insurance Rate Comparison
Nissan NV Insurance Cost Compared to All Large Vans
Rank Make and Model Annual Premium Difference
1Ram Promaster City$1,394-$128
2Chevrolet Express$1,450-$72
3Nissan NV$1,522--
4GMC Savana$1,584$62
5Ram Promaster$1,692$170
6Ford Transit$1,746$224

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2022 model year. Updated February 22, 2024

Will a used Nissan NV cost less to insure?

Forgoing the newest 2022 model and instead driving an older model year Nissan NV (a 2013 for example) can reduce insurance cost by roughly $390 per year.

The next table shows average estimated insurance policy costs for a range of Nissan NV model years. The range of annual policy costs goes from a low of $1,132 for a 2013 Nissan NV to a high of $1,522 for a 2022 NV.

Nissan NV Insurance Cost for 2013-2022 Models
Model Year and Vehicle Annual Premium Cost Per Month
2022 Nissan NV$1,522$127
2021 Nissan NV$1,478$123
2020 Nissan NV$1,436$120
2019 Nissan NV$1,392$116
2018 Nissan NV$1,382$115
2017 Nissan NV$1,330$111
2016 Nissan NV$1,186$99
2015 Nissan NV$1,224$102
2014 Nissan NV$1,104$92
2013 Nissan NV$1,132$94

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Nissan NV trim levels for each model year. Updated February 22, 2024

Nissan NV Insurance Cost by Model Year

Eliminating physical damage coverage on an older Nissan NV could potentially save $556 per year, depending on how high the deductibles were and the age of the driver.