Buying Insurance for a Ram Promaster: What You Need to Know

How much is insurance on a Ram Promaster van? We compared rates for all trim levels to see how Promaster insurance cost ranks against the rest of the large van segment.

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  • The average Ram Promaster insurance cost is $2,258 per year, or $188 per month for full coverage.
  • When compared to other large vans, the Ram Promaster is one of the more expensive large vans to insure, costing $93 more per year on average.
  • The Promaster 1500 Low Roof trim level has the cheapest rates an estimated $1,978 per year to insure.
  • At the high end, the Promaster 2500 Window High Roof Extended is the most expensive to insure at $2,422 for an annual policy.

How much does Ram Promaster insurance cost?

Ram Promaster insurance rates average $2,258 a year for full coverage, or $188 each month. With the average large van costing $2,165 a year to insure, the Ram Promaster could potentially cost an estimated $93 or more each year.

The following chart shows how Promaster insurance cost changes based on the age of the rated driver and a range of policy deductibles.

Average 2024 Ram Promaster car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Ram Promaster car insurance premiums for different driver ages and policy deductibles. Rates updated on June 26, 2025.

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Data Methodology: Average premiums are based on a 2024 model year Ram Promaster. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Ram Promaster Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$3,904$325
$500$4,546$379
$250$5,226$436
30-Year-Old$1,000$2,040$170
$500$2,402$200
$250$2,776$231
40-Year-Old$1,000$1,928$161
$500$2,258$188
$250$2,604$217
50-Year-Old$1,000$1,726$144
$500$2,010$168
$250$2,308$192
60-Year-Old$1,000$1,610$134
$500$1,876$156
$250$2,156$180

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Ram Promaster. Updated June 26, 2025

How does Promaster insurance compare?

When compared to other popular vans, insurance for a Ram Promaster costs $64 more per year than the GMC Savana, $60 more per year than the Ford Transit, and $248 more per year than the Chevrolet Express.

The Ram Promaster ranks fourth out of four total comparison vehicles in the 2024 large van segment. The Promaster costs an average of $2,258 per year for insurance and the category average cost is $2,165 per year, a difference of $93 per year.

The table below shows how Promaster insurance cost compares to other similar full-size vans.

Insurance Cost Comparison: Ram Promaster vs Large Vans
Rank Make and Model Annual Premium Difference
1Chevrolet Express$2,010-$248
2GMC Savana$2,194-$64
3Ford Transit$2,198-$60
4Ram Promaster$2,258--

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025

At $2,258 per year, insurance cost for a 2024 Ram Promaster ranks fourth out of four models in the large van segment
At $2,258 per year, insurance cost for a 2024 Ram Promaster ranks fourth out of four models in the large van segment

What is the cheapest Ram Promaster insurance?

With Ram Promaster insurance cost ranging from $1,978 to $2,422 per year on average, the cheapest model to insure is the 1500 Low Roof. The second cheapest model to insure is the 1500 High Roof at $2,054 per year.

For higher trim levels, the three most expensive Promaster models to insure are the Ram Promaster 2500 High Roof, the 2500 High Roof Extended, and the 2500 Window High Roof Extended trim levels at $2,416,  $2,422, and $2,422 per year, respectively.

The table below details the estimated yearly and semi-annual policy costs, including a monthly budget figure, for each Ram Promaster package and trim.

2024 Ram Promaster Insurance Rates by Trim Level
2024 Ram Promaster Trim Level Annual Premium Cost Per Month
1500 Low Roof$1,978$165
1500 High Roof$2,054$171
3500 Low Roof$2,192$183
3500 High Roof$2,220$185
3500 High Roof Extended$2,226$186
2500 Low Roof $2,394$200
2500 High Roof$2,416$201
2500 High Roof Extended$2,422$202
2500 Window High Roof Extended$2,422$202

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 26, 2025

Insurance cost by trim level for a 2024 Ram Promaster ranging from the 1500 Low Roof model at $1,978 per year to the 2500 Window High Roof Extended model at $2,422
Insurance cost by trim level for a 2024 Ram Promaster ranging from the 1500 Low Roof model at $1,978 per year to the 2500 Window High Roof Extended model at $2,422