Does an Acura RDX or Lexus NX 250 Cost Less to Insure?

• At an average rate of $1,958 per year, a 2024 Acura RDX has cheaper car insurance rates than a 2024 Lexus NX 250 by $114 per year.
• When compared to the national average cost of car insurance of $2,221 per year, the Acura RDX costs $263 less per year, while the Lexus NX 250 costs $149 less per year.
• For a 2024 Acura RDX, car insurance rates cost from $1,860 to $2,054 per year, while car insurance for the 2024 Lexus NX 250 costs from $2,022 to $2,120, depending on the trim level being insured.

Is an Acura RDX cheaper to insure than a Lexus NX 250?

Car insurance for a 2024 Acura RDX averages $1,958 per year, and insurance for a 2024 Lexus NX 250 averages $2,072 per year, making the Acura RDX the model with lower average insurance cost.

For the eight trims available for the 2024 Acura RDX, the cheapest model to insure is the Base 2WD model at an average cost of $1,860 per year.

The 2024 Lexus NX 250 has four trims available, with the cheapest trim to insure being the FWD model at an average cost of $2,022 per year.

When trim-level rates for both models are compared, the cheapest vehicle to insure is the Acura RDX Base 2WD at an average of $1,860 per year, and the most expensive trim is the Lexus NX 250 Premium AWD at an average cost of $2,120 per year.

The table shown below compares and ranks the cost of car insurance for 2024 Acura RDX and Lexus NX 250 models, with average rates for each vehicle.

The next chart illustrates the average cost to insure both 2024 models with different driver age groups. The average car insurance cost ranges from $1,732 to $3,916 per year for a 2024 Acura RDX, and $1,830 to $4,132 for a 2024 Lexus NX 250 for the example age groups.

The two tables below show all the available trims for both 2024 models, plus the average rate for each model. The 2024 Acura RDX wins out over the 2024 Lexus NX 250 for cheapest car insurance cost.

2023 Acura RDX vs. Lexus NX 250

For 2023 RDX and NX models, the cheaper model to insure on average is the Acura RDX. Insurance on the Acura RDX averages $1,904 per year, whereas insurance for a Lexus NX 250 averages $2,248 per year.

Out of eight trim levels for the 2023 Acura RDX, the cheapest average car insurance prices are on the Base 2WD model at a cost of $1,808 per year, or about $151 per month.

Out of the six trim levels available for the Lexus NX 250, the cheapest 2023 trim to insure is the 2WD trim at a cost of $2,162.

When comparing both models at a trim-level basis, the most affordable model and trim level to insure is the Acura RDX Base 2WD at an average of $1,808 per year, and the overall most expensive vehicle to insure is the Lexus NX 250 Luxury AWD at a cost of $2,326 per year.

The table shown below compares and ranks the cost of car insurance for 2023 Acura RDX and Lexus NX 250 models, showing cost for each trim level of both models.

The chart below visualizes the average cost to insure both 2023 models using a range of rated driver ages. For a 2023 Acura RDX, insurance cost ranges from $1,682 to $3,810 per year for the driver ages used. A 2023 Lexus NX 250 costs from $1,988 to $4,546 to insure per year.

The rate tables below show the average insurance cost by trim level for both 2023 models, along with the average rate for each model. The model with the cheapest overall car insurance cost for 2023 is the Acura RDX.

2022 Acura RDX vs. Lexus NX 250

Insurance rates on a 2022 Acura RDX cost an average of $1,832 per year, whereas insurance for a Lexus NX 250 costs an average of $2,126 per year, making the Acura RDX the cheapest of the two to insure.

Within each model, however, auto insurance cost varies quite a bit depending on the trim level of the vehicle being insured. For example, on a 2022 Acura RDX, average insurance rates range from the cheapest price of $1,736 per year for the 2WD model up to the highest rate of $1,924 for the A-Spec Advance AWD model. For a 2022 Lexus NX 250, rates range from $2,110 per year on the 2WD model up to $2,144 for the AWD model.

The next table compares and ranks the annual and monthly car insurance cost for 2022 Acura RDX and Lexus NX 250 models, with average cost for each trim level.

The chart below illustrates the average car insurance cost for both models for drivers aged 20 to 50. For a 2022 Acura RDX, average car insurance cost ranges from $1,622 to $3,644 per year for the included age groups. Full-coverage car insurance on the 2022 Lexus NX 250 costs from $1,882 to $4,304 on average per year.

The 2022 Acura RDX has eight trims available, with the most affordable model to insure being the 2WD model at an average cost of $1,736 per year.

For the two trims available for the Lexus NX 250, the lowest-cost 2022 trim to insure is the 2WD trim at a cost of $2,110.

When comparing both models combined at a trim-level basis, the cheapest vehicle to put coverage on is the Acura RDX 2WD at an average rate of $1,736 per year. The most expensive vehicle to insure is the Lexus NX 250 AWD costing $2,144 per year.

The tables below display average car insurance cost by trim level for a 2022 Acura RDX and Lexus NX 250, including an overall average rate. The 2022 Acura RDX has cheaper average auto insurance rates than the 2022 Lexus NX 250.

Additional Acura RDX and Lexus NX 250 Resources

• Acura RDX Insurance Cost
• Lexus NX 250 Insurance Cost
• Small Luxury SUV Insurance Cost Comparisons