How Much Does Lexus NX 250 Insurance Cost?

We compare average car insurance rates for both the 2WD and AWD versions of the Lexus NX 250 to see how prices compare and rank.

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  • Lexus NX 250 insurance costs an average of $1,516 per year or around $126 per month, but rates can vary considerably based on driver age.
  • Average insurance cost ranges from $1,506 to $1,530 annually for the average driver, depending on the drive train.
  • The NX 250 ranks #4 out of 34 vehicles in the 2022 compact luxury SUV class for car insurance affordability.

How much are Lexus NX 250 car insurance rates?

Lexus NX 250 insurance rates average $1,516 yearly, or around $126 each month. Overall, expect to pay about $198 less annually for Lexus NX 250 insurance when compared to the average insurance rate for small luxury SUVs, and $51 less per year than the overall national average of $1,567 for all vehicles combined.

Average monthly insurance rates range from $126 to $128, with sticker price on the NX 250 ranging from $37,950 to $39,550 for the 2022 model.

The following rate chart shows how NX 250 insurance rates can differ with differences in driver age and physical damage deductibles. The rate values vary from $1,142 per year for a driver age 60 with high deductibles to a high policy cost of $3,534 annually for a 20-year-old driver with low deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2022 Lexus NX 250 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Lexus NX 250 trim levels.Data last updated on August 31, 2022
Lexus NX 250 Car Insurance Rates
Lexus NX 250 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,544$212
$500$3,026$252
$250$3,534$295
30$1,000$1,336$111
$500$1,602$134
$250$1,884$157
40$1,000$1,272$106
$500$1,516$126
$250$1,772$148
50$1,000$1,162$97
$500$1,382$115
$250$1,612$134
60$1,000$1,142$95
$500$1,358$113
$250$1,584$132

As demonstrated in the chart above, driver age and policy deductible are two factors that have considerable impact on the cost of car insurance.

Another factor that influences the cost is the trim level of the vehicle being insured. In the case of the NX 250, your choice of drive train (2WD or AWD) has a minor effect on price as shown in the table below.

2022 Lexus NX 250 Insurance Cost by Trim Level
Lexus NX 250 Trim Level Annual Policy 6-month Policy Per Month
2WD$1,506$753$126
AWD$1,530$765$128

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Lexus NX 250, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 31, 2022
Lexus NX 250 Insurance Cost by Trim Level

How does Lexus NX 250 car insurance cost rank?

The Lexus NX 250 ranks #4 out of 34 total vehicles in the small luxury SUV segment for auto insurance affordability. The NX 250 costs an estimated $1,516 per year to insure for full coverage and the segment median price is $1,714 per year, a difference of $198 per year.

When compared side-by-side to some of the more popular models in the segment, auto insurance rates for a Lexus NX 250 cost an average of $352 less per year than the BMW X3, $252 less than the Audi Q5, and $102 less than the Mercedes-Benz GLC300.

The next table ranks car insurance affordability for all 34 models in the 2022 compact SUV segment, with the Lexus NX 250 ranked and highlighted at #4.

Insurance Cost Comparison: Lexus NX 250 vs Small Luxury SUVs
Rank Make/Model Insurance Cost Difference
1Acura RDX$1,308-$208
2Cadillac XT4$1,340-$176
3Volvo XC40$1,466-$50
4Lexus NX 250$1,516--
5BMW X1$1,520$4
6Lexus NX 350h$1,528$12
7Lexus UX 250h$1,530$14
8Lexus NX 350$1,554$38
9Lexus UX 200$1,558$42
10Lexus NX 450h$1,598$82
11Mercedes-Benz GLB 250$1,602$86
12Land Rover Evoque$1,612$96
13Lincoln Corsair$1,616$100
14Mercedes-Benz GLC300$1,618$102
15Mercedes-Benz GLA250$1,630$114
16Volvo C40$1,632$116
17Volvo XC60$1,640$124
18BMW X2$1,690$174
19Audi Q3$1,712$196
20Mercedes-Benz GLA35 AMG$1,714$198
21Infiniti QX55$1,726$210
22Genesis GV70$1,746$230
23Mercedes-Benz GLA45 AMG$1,766$250
24Audi Q5$1,768$252
25Audi Q4$1,790$274
26Land Rover Defender$1,798$282
27Land Rover Range Rover Velar$1,806$290
28Alfa Romeo Stelvio$1,844$328
29BMW X3$1,868$352
30Porsche Macan$1,932$416
31Jaguar I-Pace$1,974$458
32Jaguar F-Pace$2,026$510
33BMW X4$2,082$566
34Aston Martin DBX$2,772$1,256

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 31, 2022
Insurance Cost Comparison: Lexus NX 250 vs Small Luxury SUVs

Other rates and interesting insights

Some additional noteworthy insights as they relate to Lexus NX 250 insurance cost include:

  • Safer drivers pay lower rates. Causing too many accidents will raise rates, to the tune of $2,130 per year for a 20-year-old driver and as much as $462 per year for a 60-year-old driver.
  • High-risk NX 250 insurance is expensive. For a 30-year-old driver, the need to buy a high-risk policy can cause a rate increase of $1,852 or more per year.
  • Gender affects car insurance rates. For a 2022 Lexus NX 250, a 20-year-old man pays an average price of $3,026 per year, while a 20-year-old female will pay an average of $2,234, a difference of $792 per year. The females get the cheaper rate by far. But by age 50, the rate for males is $1,382 and the cost for female drivers is $1,354, a difference of only $28.
  • Car insurance for teens is expensive. Average rates for full coverage NX 250 insurance costs $5,398 per year for a 16-year-old driver, $5,066 per year for a 17-year-old driver, $4,736 per year for a 18-year-old driver, and $4,298 per year for a 19-year-old driver.
  • Avoid tickets to save money. In order to have the cheapest price for NX 250 insurance rates, it’s necessary to be a good, safe driver. In fact, just a few speeding tickets could result in increasing policy cost as much as $398 per year.