Acura TLX vs. Lexus IS 350 – Which Insurance Costs Less?

• For a 2024 Acura TLX, insurance rates cost from $2,240 to $2,552 per year, while car insurance for a 2024 Lexus IS 350 costs from $2,424 to $2,524, depending on the model being insured.
• Out of 18 models in the 2024 compact luxury car category, the Acura TLX ranks third and the Lexus IS 350 ranks sixth for cheapest auto insurance.
• When compared to the national average car insurance rate of $2,221 per year, the Acura TLX costs an average of $203 more per year, while the Lexus IS 350 averages $251 more per year.

Is it cheaper to insure an Acura TLX or Lexus IS 350?

When comparing the Acura TLX and Lexus IS 350 for the 2024 model year, the model with the cheapest average insurance rates is the Acura TLX. Insurance on the Acura TLX averages $2,424 per year, and insurance for a Lexus IS 350 costs an average of $2,472 per year.

Out of seven Acura TLX trim levels, the cheapest 2024 model to insure is the Sedan 2WD model at an average cost of $2,240 per year, or about $187 per month.

The 2024 Lexus IS 350 has four trims available, with the cheapest model to insure being the F Sport Design RWD trim at an average cost of $2,424 per year, or about $202 per month.

When comparing both models at a trim-level basis, the lowest-cost model and trim level is the Acura TLX Sedan 2WD at an average of $2,240 per year, and the most expensive vehicle to insure is the Acura TLX Type S AWD Performance at an average of $2,552 per year.

The rate table below compares the annual and monthly cost of car insurance for 2024 Acura TLX and Lexus IS 350 models, showing average cost for every trim level.

The chart shown below shows the average cost to insure the two models for different driver ages. Average car insurance cost ranges from $2,140 to $4,824 per year for a 2024 Acura TLX, and $2,184 to $4,896 for a 2024 Lexus IS 350 for the example age groups.

The next two rate tables display average car insurance rates for each trim level, including an overall average rate. The cheapest of the two models to insure for the 2024 model year is the Acura TLX.

2023 Acura TLX vs. Lexus IS 350

For 2023 TLX and IS models, the model with the cheapest average insurance rates is the Acura TLX. Insurance rates for the Acura TLX average $2,352 per year, and insurance for a Lexus IS 350 averages $2,622 per year.

Out of seven trims for the 2023 Acura TLX, the cheapest car insurance rates are on the Sedan 2WD trim at a cost of $2,176 per year.

The 2023 Lexus IS 350 has four trims available, with the cheapest trim level to insure being the F Sport Design RWD trim at an average cost of $2,578 per year, or about $215 per month.

When comparing both models at a trim-level basis, the lowest-cost model and trim level to insure is the Acura TLX Sedan 2WD at an average rate of $2,176 per year. The highest-cost model and trim level is the Lexus IS 350 F Sport AWD at a cost of $2,662 per year.

The table shown below compares and ranks the 12-month and monthly car insurance cost for 2023 Acura TLX and Lexus IS 350 models, with average rates for each trim level.

The rate chart below displays the average cost to insure both 2023 models using different driver ages. For a 2023 Acura TLX, average car insurance cost ranges from $2,082 to $4,690 per year for the included age groups. A 2023 Lexus IS 350 costs from $2,314 to $5,282 to insure per year.

The next two tables display both 2023 models and all trim levels available for each one, including an overall average cost for each model.

2022 Acura TLX vs. Lexus IS 350

Insurance on a 2022 Acura TLX averages $2,166 per year, while the 2022 Lexus IS 350 costs an average of $2,662 per year, making the Acura TLX the model with more affordable average car insurance rates.

For a 2022 Acura TLX, rates range from the lowest full-coverage rate of $2,018 per year for the Sedan 2WD model up to the highest rate of $2,294 for the Type S AWD Performance model.

For a 2022 Lexus IS 350, rates range from $2,630 per year on the F Sport Sedan model up to $2,696 for the most expensive to insure F Sport AWD model.

The table below ranks the yearly and monthly cost of car insurance for 2022 Acura TLX and Lexus IS 350 models, showing cost for each trim level of both models.

The chart below visualizes the average cost to insure both 2022 models rated for different driver ages. The average car insurance cost ranges from $1,916 to $4,358 per year for a 2022 Acura TLX, and $2,348 to $5,390 for a 2022 Lexus IS 350 for the different drivers illustrated in the chart

For the nine trims available for the 2022 Acura TLX, the cheapest trim to insure is the Sedan 2WD model at an average cost of $2,018 per year, or around $168 per month.

For the two option levels available for the Lexus IS 350, the cheapest 2022 trim to insure is the F Sport Sedan model at a cost of $2,630 per year, or around $219 per month.

When car insurance rates for all 11 trim levels for the 2022 model year of both models are compared, the lowest-cost model and trim level to insure is the Acura TLX Sedan 2WD at an average rate of $2,018 per year. The highest-cost model and trim is the Lexus IS 350 F Sport AWD at an average cost of $2,696 per year.

The rate tables below illustrate average car insurance rates for each trim level, plus the average rate for each model. The model with the cheapest auto insurance rates for 2022 is the Acura TLX.

2021 Acura TLX vs. Lexus IS 350

When comparing average insurance rates for the 2021 Acura TLX and Lexus IS 350 models, the Acura TLX has cheaper rates by an average of $314 per year for this comparison year.

The chart shown below visualizes the average car insurance cost for both models rated for drivers aged 20 to 50. For a 2021 Acura TLX, the average cost of car insurance ranges from $2,028 to $4,644 per year for the driver ages used. Insurance for a 2021 Lexus IS 350 ranges from $2,298 to $5,278 on average per year.

The 2021 Acura TLX has 11 trims available, with the cheapest model to insure being the 2.4 Sedan model at an average cost of $2,086 per year.

Out of the six trim levels available for the Lexus IS 350, the cheapest 2021 trim to insure is the AWD trim at a cost of $2,582.

When rates for all 17 trim levels for both vehicles are compared, the lowest-cost model and trim level to buy insurance for is the Acura TLX 2.4 Sedan at an average of $2,086 per year. The most expensive trim is the Lexus IS 350 Premium AWD at an average cost of $2,646 per year.

The two tables below detail trim level insurance rates for each 2021 model, including an overall average rate.

2020 Acura TLX vs. Lexus IS 350

For the 2020 Acura TLX and Lexus IS 350 models, the Acura TLX has cheaper car insurance rates by $294 per year for this comparison year.

The next chart demonstrates the average car insurance cost for the two models for four different driver age groups. For a 2020 Acura TLX, average insurance cost ranges from $1,974 to $4,514 per year for the five age groups shown in the chart. Insurance on a 2020 Lexus IS 350 ranges from $2,226 to $5,112 on average per year.

For the 11 trims available for the 2020 Acura TLX, the cheapest trim level to insure is the 2.4 Sedan trim at an average cost of $2,032 per year, or around $169 per month.

For the six trim options available for the Lexus IS 350, the cheapest 2020 trim package to insure is the AWD model at a cost of $2,502.

When trim-level rates for both models are compared, the cheapest vehicle to buy insurance for is the Acura TLX 2.4 Sedan at an average of $2,032 per year. The most expensive model and trim level is the Lexus IS 350 Premium AWD at an average cost of $2,564 per year.

The rate tables below show trim level insurance cost averages for both 2020 models, along with an average cost for each model. The winner for the 2020 car insurance battle is the Acura TLX.

2019 Acura TLX vs. Lexus IS 350

For the 2019 Acura TLX and Lexus IS 350 models, the Acura TLX has cheaper car insurance cost by an average of $276 per year.

The following chart demonstrates the average car insurance cost for both models for the 20, 30, 40, and 50-year-old driver age groups. The average cost of car insurance ranges from $1,776 to $4,044 per year on a 2019 Acura TLX, and $2,012 to $4,622 for a 2019 Lexus IS 350 for the driver examples in the chart

The 2019 Acura TLX has 10 trims available, with the cheapest trim to insure being the 2.4 Sedan model at an average cost of $1,804 per year, or $150 per month. Out of the two different trim levels available for the Lexus IS 350, the cheapest 2019 trim level to insure is the AWD model at a cost of $2,272 per year, or around $189 per month.

When all 12 trims of both models are combined and compared, the cheapest vehicle to buy insurance for is the Acura TLX 2.4 Sedan at an average of $1,804 per year, and the most expensive trim is the Lexus IS 350 Sedan costing an average of $2,290 per year.

The tables below illustrate both 2019 models and all trim levels available for each one, including an overall average rate. The cheapest to insure for the 2019 model year is the Acura TLX.

2018 Acura TLX vs. Lexus IS 350

When comparing car insurance rates for 2018 models, the Acura TLX costs $1,908 per year to insure and the Lexus IS 350 costs $2,154, making the Acura TLX the cheaper model by $246 for this comparison year.

The next chart illustrates the average insurance cost for the two models rated for drivers aged 20 to 50. A full-coverage car insurance policy ranges from $1,694 to $3,842 per year on a 2018 Acura TLX, and $1,904 to $4,350 on a 2018 Lexus IS 350 for the age groups included in the chart

Out of 10 Acura TLX trims, the cheapest 2018 trim level to insure is the 2.4 Sedan model at an average cost of $1,724 per year.

For the two trim levels available for the Lexus IS 350, the cheapest 2018 model to insure is the AWD Sedan model at a cost of $2,154 per year, or around $180 per month.

When comparing both models combined at a trim-level basis, the cheapest model and trim level to buy insurance for is the Acura TLX 2.4 Sedan at an average rate of $1,724 per year. The highest-cost model and trim is the Lexus IS 350 Sedan at a cost of $2,154 per year.

The rate tables below display trim level insurance rates for each 2018 model, plus the average rate for each model. The 2018 Acura TLX wins out over the 2018 Lexus IS 350 for cheapest overall car insurance cost.

2017 Acura TLX vs. Lexus IS 350

When comparing car insurance rates for the 2017 Acura TLX and Lexus IS 350 models, the Acura TLX has cheaper rates by $260 per year.

The chart shown below shows the average cost to insure both models using different driver ages. For a 2017 Acura TLX, average insurance cost ranges from $1,602 to $3,628 per year. Insurance for a 2017 Lexus IS 350 costs from $1,828 to $4,170 on average per year.

The 2017 Acura TLX has seven trim levels available, with the cheapest trim level to insure being the 2.4 Sedan trim at an average cost of $1,662 per year, or around $139 per month. The 2017 Lexus IS 350 has two trims available, with the cheapest trim to insure being the AWD Sedan model at an average cost of $2,066 per year, or about $172 per month.

When rates for all nine trim levels for both vehicles are combined and compared, the lowest-cost model and trim to buy insurance for is the Acura TLX 2.4 Sedan at a cost of $1,662 per year, and the most expensive model and trim level is the Lexus IS 350 Sedan costing $2,066 per year.

The tables below show both 2017 models and all trim levels available for each one, including an overall average cost for each model.

2016 Acura TLX vs. Lexus IS 350

When comparing insurance rates for the 2016 Acura TLX and Lexus IS 350 models, the Acura TLX is cheaper to insure by an average of $372 per year.

The following chart demonstrates the average cost to insure the two models for different driver ages. Average insurance cost ranges from $1,604 to $3,618 per year for a 2016 Acura TLX, and $1,934 to $4,370 on a 2016 Lexus IS 350 for the five different driver ages shown in the chart

For the seven trim levels available for the 2016 Acura TLX, the cheapest model to insure is the 2.4 Sedan trim at an average cost of $1,668 per year, or $139 per month.

Out of the four trim options available for the Lexus IS 350, the cheapest 2016 model to insure is the AWD F Sport Special Edition Sedan model at a cost of $2,170.

When rates for all 11 trim levels for both vehicles are combined and compared, the cheapest vehicle to put coverage on is the Acura TLX 2.4 Sedan at an average cost of $1,668 per year, and the highest-cost model and trim level is the Lexus IS 350 Sedan at an average cost of $2,180 per year.

The next two rate tables display average car insurance cost by trim level for each 2016 model, plus an average rate for each model.

2015 Acura TLX vs. Lexus IS 350

When comparing insurance rates for 2015 models, an Acura TLX costs an average of $1,598 per year to insure while a Lexus IS 350 costs $1,768, making the Acura TLX cheaper to insure by $170 per year for this comparison year.

The chart shown below visualizes the average cost to insure the two models for four different driver age groups. The average full-coverage insurance policy ranges from $1,426 to $3,208 per year for a 2015 Acura TLX, and $1,572 to $3,556 for a 2015 Lexus IS 350 for the age groups in the chart

For the seven trim levels available for the 2015 Acura TLX, the cheapest trim to insure is the 2.4 Sedan model at an average cost of $1,490 per year. Out of the five option levels available for the Lexus IS 350, the cheapest 2015 model to insure is the C Convertible trim at a cost of $1,690.

When trim-level rates for both models are compared, the lowest-cost model and trim to insure is the Acura TLX 2.4 Sedan at an average rate of $1,490 per year, and the highest-cost model and trim is the Lexus IS 350 AWD F Sport Special Edition Sedan costing $1,830 per year.

The tables below break down the cost to insure the available trim levels for both 2015 models, along with the average rate for each model. The 2015 Acura TLX comes out with a win over the 2015 Lexus IS 350 for the cheapest average car insurance rates.

Additional Acura TLX and Lexus IS 350 Resources

• Acura TLX Insurance Cost
• Lexus IS 350 Insurance Cost
• Small Luxury Car Insurance Cost Comparisons