Acura TLX Car Insurance Cost for 2022

We compared average car insurance rates from the base 2WD TLX model up to the Type S AWD Performance model to see how insurance prices ranked against other small luxury sedans.

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How much does Acura TLX car insurance cost?

Acura TLX insurance rates average $1,608 a year, or about $134 a month. Expect to pay approximately $109 less annually to insure an Acura TLX as compared to the average rate for small luxury cars, and $57 more per year than the all-vehicle national average of $1,551.

The following chart illustrates how average Acura TLX car insurance rates vary with changes in driver age and a range of policy deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2022 Acura TLX with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Acura TLX trim levels.Data last updated on April 14, 2022
Acura TLX Car Insurance Cost
Acura TLX Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,712$226
$500$3,198$267
$250$3,712$309
30$1,000$1,422$119
$500$1,694$141
$250$1,978$165
40$1,000$1,360$113
$500$1,608$134
$250$1,870$156
50$1,000$1,240$103
$500$1,464$122
$250$1,700$142
60$1,000$1,216$101
$500$1,436$120
$250$1,666$139

As with all car insurance policies, the higher the policy deductibles, the lower the policy costs. In the chart above, average TLX auto insurance rates range from an average rate for a 60-year-old driver of $1,436 up to the average rate for a 20-year-old driver of $3,198 per year.

Expect to pay much higher rates when insuring a teenager on an Acura TLX. For example, a 16-year-old male driver with a clean driving record would pay around $5,764 while a 16-year-old female would pay about $5,076. By age 18, rates drop to around $5,032 for males and $4,366 for female drivers.

How does Acura TLX insurance cost compare?

When rates are compared directly to the most popular models in the small luxury car segment, insurance for a Acura TLX costs $10 more per year than the BMW 330i, $194 less than the Mercedes-Benz C300, $16 less than the Volvo S60, and $144 less than the Audi A4.

The Acura TLX ranks #3 out of 19 total vehicles in the small luxury car class. The TLX costs an estimated $1,608 per year for full coverage insurance and the class average cost is $1,717 per year, a savings of $109 per year.

The chart below shows how well the TLX fares against the top 10 selling small luxury cars (itself included in that list) for car insurance affordability. A more comprehensive table after the chart that breaks down rates for the entire 19 vehicle small luxury car segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Acura TLX, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Acura TLX trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 25, 2022
Acura TLX vs Top 10 Small Luxury Cars Insurance Rate Comparison
Acura TLX Insurance Cost Compared to All Small Luxury Cars
Rank Make/Model Insurance Cost Difference
1Mercedes-Benz A220$1,486-$122
2BMW 330i$1,598-$10
3Acura TLX$1,608--
4Volvo S60$1,624$16
5BMW 330e$1,630$22
6BMW 228i$1,640$32
7BMW 230i$1,650$42
8Alfa Romeo Giulia$1,678$70
9Cadillac CT4$1,682$74
10Lexus RC 350$1,686$78
11Genesis G70$1,708$100
12Audi A4$1,752$144
13Audi S3$1,756$148
14Mercedes-Benz C300$1,802$194
15BMW M235i$1,838$230
16Audi RS 3$1,844$236
17BMW M240i$1,872$264
18Lexus IS 350$1,884$276
19BMW M340i$1,890$282

Do higher trim TLX models cost more to insure?

The cheapest trim level of Acura TLX to insure is the Sedan 2WD at an estimated $1,504 per year. The most expensive trim level of Acura TLX to insure is the Type S AWD Performance at $1,700 per year. The cost difference between cheapest and most expensive trims is $196.

The next table displays average annual and semi-annual TLX insurance policy prices, including a monthly budget amount, for each 2022 model year package and trim.

2022 Acura TLX Insurance Cost by Trim Level
Acura TLX Trim Level Annual Policy 6-month Policy Per Month
Sedan 2WD$1,504$752$125
Sedan AWD$1,542$771$129
Technology 2WD$1,564$782$130
Technology AWD$1,596$798$133
A-Spec 2WD$1,602$801$134
A-Spec AWD$1,628$814$136
Advance AWD$1,654$827$138
Type S AWD$1,692$846$141
Type S AWD Performance$1,700$850$142

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Acura TLX, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 20, 2022
Acura TLX Insurance Cost by Trim Level

How much does location change insurance prices?

Depending on your zip code, the cost to insure a TLX can fluctuate significantly, from cheaper premiums like $1,218 a year in Columbus, OH or $1,086 in Virginia Beach, VA, to expensive rates such as $2,686 a year in Los Angeles, CA and $2,698 in Philadelphia, PA.

Some additional examples of rates include car insurance in Houston averaging $1,720 per year, Kansas City, MO, costing $2,040, Milwaukee, WI, at an estimated $1,638, and San Francisco, CA, at $2,310.

The data visualization below visualizes average Acura TLX insurance rates in the 15 largest metro areas in America. The annual premium amounts range from $1,218 per year in Columbus, OH, to $3,060 in New York, NY, a difference of $1,842.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2022 Acura TLX, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Acura TLX trim levels.Data last updated on February 20, 2022
Acura TLX Insurance Rates in Large U.S. Cities
Acura TLX Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$3,060$255
Philadelphia, PA$2,698$225
Los Angeles, CA$2,686$224
San Francisco, CA$2,310$193
Jacksonville, FL$2,296$191
San Jose, CA$1,912$159
Phoenix, AZ$1,862$155
San Diego, CA$1,820$152
Chicago, IL$1,762$147
Dallas, TX$1,730$144
Houston, TX$1,720$143
Indianapolis, IN$1,630$136
San Antonio, TX$1,550$129
Austin, TX$1,476$123
Columbus, OH$1,218$102

What is the average TLX insurance cost in my state?

If we take a look at Acura TLX rates from a state perspective, states like Maine ($1,120) and Virginia ($1,044) have cheaper auto insurance, while states like Louisiana ($2,344) and Michigan ($2,580) have higher rates.

Most other states tend toward the middle, with states like New Mexico, Arkansas, and Alabama included in this group with average Acura TLX insurance rates of $1,298, $1,734, and $1,318 per year, respectively.

Acura TLX Insurance Cost by U.S. State
U.S. State Annual Cost 6-month Cost Monthly Cost
Alabama$1,318$659$110
Alaska$1,422$711$119
Arizona$1,440$720$120
Arkansas$1,734$867$145
California$1,856$928$155
Colorado$1,730$865$144
Connecticut$1,572$786$131
Delaware$1,646$823$137
Florida$2,366$1,183$197
Georgia$1,566$783$131
Hawaii$1,102$551$92
Idaho$1,276$638$106
Illinois$1,308$654$109
Indiana$1,210$605$101
Iowa$1,172$586$98
Kansas$1,630$815$136
Kentucky$1,882$941$157
Louisiana$2,344$1,172$195
Maine$1,120$560$93
Maryland$1,464$732$122
Massachusetts$1,328$664$111
Michigan$2,580$1,290$215
Minnesota$1,424$712$119
Mississippi$1,530$765$128
Missouri$1,718$859$143
Montana$1,580$790$132
Nebraska$1,548$774$129
Nevada$1,774$887$148
New Hampshire$978$489$82
New Jersey$1,530$765$128
New Mexico$1,298$649$108
New York$1,724$862$144
North Carolina$1,030$515$86
North Dakota$1,348$674$112
Ohio$942$471$79
Oklahoma$1,576$788$131
Oregon$1,356$678$113
Pennsylvania$1,362$681$114
Rhode Island$1,908$954$159
South Carolina$1,492$746$124
South Dakota$1,466$733$122
Tennessee$1,282$641$107
Texas$1,526$763$127
Utah$1,336$668$111
Vermont$1,076$538$90
Virginia$1,044$522$87
Washington$1,228$614$102
West Virginia$1,458$729$122
Wisconsin$1,102$551$92
Wyoming$1,484$742$124

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Acura TLX, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Acura TLX trim levels. Physical damage deductibles are $500 and rates are averaged for all zip codes in each state.Data last updated on February 20, 2022
Acura TLX insurance rates by U.S. state

Additional Rates and Information

Below you can read about additional rates for different scenarios and also learn about possible discounts that may be available from your company.

  • Polish up your credit rating for lower rates. In states that have insurance regulations that allow credit ratings to be used as a policy cost factor, having excellent credit of 800+ may see savings of $252 per year over a lower credit score of 670-739. Conversely, a lower credit score could cost up to $293 more per year.
  • Fewer accidents saves money. Causing too many accidents will raise rates, potentially by an extra $2,252 per year for a 20-year-old driver and even $516 per year for a 50-year-old driver.
  • The higher the deductibles, the lower the cost. Increasing deductibles from $500 to $1,000 could save around $248 per year for a 40-year-old driver and $486 per year for a 20-year-old driver.
  • Low deductibles makes insurance more expensive. Decreasing your deductibles from $500 to $250 could cost an additional $262 per year for a 40-year-old driver and $514 per year for a 20-year-old driver.
  • Older drivers tend to pay less than younger drivers. The difference in insurance rates for a TLX between a 50-year-old driver ($1,464 per year) and a 30-year-old driver ($1,694 per year) is $230, or a savings of 13.6%.
  • TLX insurance rates for teens are expensive. Average rates for full coverage TLX insurance costs $5,764 per year for a 16-year-old driver, $5,390 per year for a 17-year-old driver, and $5,032 per year for a 18-year-old driver.
  • Research policy discounts to lower the cost. Discounts may be available if the policyholders are accident-free, are senior citizens, drive low annual mileage, are loyal customers, or many other policy discounts which could save the average driver as much as $272 per year on their insurance cost.