Acura TLX Car Insurance Cost for 2023

Are car insurance rates expensive for an Acura TLX?

From the Sedan 2WD trim up to the more appointed Type S AWD Performance trim level, we compared insurance quotes on the TLX to see how average insurance cost ranks when compared to the rest of the small luxury car segment.

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How much does Acura TLX car insurance cost?

Acura TLX insurance rates average $1,822 a year, or about $152 a month. Expect to pay approximately $120 less annually to insure an Acura TLX as compared to the average rate for small luxury cars, and $137 more per year than the all-vehicle national average of $1,685.

The following chart illustrates how average Acura TLX car insurance rates vary with changes in driver age and a range of policy deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2023 Acura TLX with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Acura TLX trim levels.Data last updated on January 23, 2023
Acura TLX Car Insurance Cost
Acura TLX Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,006$251
$500$3,594$300
$250$4,214$351
30$1,000$1,596$133
$500$1,928$161
$250$2,274$190
40$1,000$1,518$127
$500$1,822$152
$250$2,136$178
50$1,000$1,384$115
$500$1,654$138
$250$1,940$162
60$1,000$1,358$113
$500$1,624$135
$250$1,904$159

As with all car insurance policies, the higher the policy deductibles, the lower the policy costs. In the chart above, average TLX auto insurance rates range from an average rate for a 60-year-old driver of $1,624 up to the average rate for a 20-year-old driver of $3,594 per year.

Expect to pay much higher rates when insuring a teenager on an Acura TLX. For example, a 16-year-old male driver with a clean driving record would pay around $6,322 while a 16-year-old female would pay about $5,560. By age 18, rates drop to around $5,570 for males and $4,834 for female drivers.

How does Acura TLX insurance cost compare?

When rates are compared directly to the most popular models in the small luxury car segment, insurance for a Acura TLX costs $30 more per year than the BMW 330i, $126 less than the Mercedes-Benz C300, $148 less than the Volvo S60, and $132 less than the Audi A4.

The Acura TLX ranks third out of 19 total vehicles in the small luxury car class. The TLX costs an estimated $1,822 per year for full coverage insurance and the class average cost is $1,942 per year, a savings of $120 per year.

The chart below shows how well the TLX fares against the top 10 selling small luxury cars (itself included in that list) for car insurance affordability. A more comprehensive table after the chart that breaks down rates for the entire 19 vehicle small luxury car segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Acura TLX, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Acura TLX trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Acura TLX vs Top 10 Small Luxury Cars Insurance Rate Comparison
Acura TLX Insurance Cost Compared to All Small Luxury Cars
Rank Make/Model Insurance Cost Difference
1Acura Integra$1,584-$238
2BMW 330i$1,792-$30
3Acura TLX$1,822--
4Cadillac CT4$1,842$20
5Genesis G70$1,880$58
6BMW 330e$1,910$88
7BMW 228i$1,920$98
8BMW 230i$1,932$110
9Mercedes-Benz C300$1,948$126
10Audi A4$1,954$132
11Lexus RC 350$1,956$134
12Audi S3$1,968$146
13Volvo S60$1,970$148
14Alfa Romeo Giulia$1,992$170
15BMW M235i$1,996$174
16Lexus IS 350$2,028$206
17Audi RS 3$2,106$284
18BMW M240i$2,146$324
19BMW M340i$2,156$334

Do higher trim TLX models cost more to insure?

The cheapest trim level of Acura TLX to insure is the Sedan 2WD at an estimated $1,684 per year. The most expensive trim level of Acura TLX to insure is the Type S AWD Performance at $1,914 per year. The cost difference between cheapest and most expensive trims is $230.

The next table displays average annual and semi-annual TLX insurance policy prices, including a monthly budget amount, for each 2023 model year package and trim.

2023 Acura TLX Insurance Cost by Trim Level
Acura TLX Trim Level Annual Policy 6-month Policy Per Month
Sedan 2WD$1,684$842$140
Technology 2WD$1,754$877$146
A-Spec 2WD$1,798$899$150
A-Spec AWD$1,828$914$152
Advance AWD$1,856$928$155
Type S AWD$1,908$954$159
Type S AWD Performance$1,914$957$160

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Acura TLX, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Acura TLX Insurance Cost by Trim Level

Average Acura TLX insurance rates by U.S. city and state

Depending on your zip code, the cost to insure a TLX can fluctuate significantly, from cheaper premiums like $1,348 a year in Columbus, OH or $1,218 in Virginia Beach, VA, to expensive rates such as $2,832 a year in Los Angeles, CA and $2,848 in Philadelphia, PA.

Some additional examples of rates include car insurance in Houston averaging $1,858 per year, Kansas City, MO, costing $2,180, Milwaukee, WI, at an estimated $1,772, and San Francisco, CA, at $2,452.

The data visualization below visualizes average Acura TLX insurance rates in the thirty largest metro areas in America.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2023 Acura TLX, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Acura TLX trim levels.Data last updated on January 23, 2023
Acura TLX Insurance Rates in Large U.S. Cities
Acura TLX Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$3,208$267
Philadelphia, PA$2,848$237
Las Vegas, NV$2,840$237
Los Angeles, CA$2,832$236
San Francisco, CA$2,452$204
Kansas City, MO$2,180$182
Oklahoma City, OK$2,180$182
Denver, CO$2,138$178
Memphis, TN$2,138$178
Atlanta, GA$2,112$176
San Jose, CA$2,052$171
Phoenix, AZ$2,000$167
Portland, OR$1,972$164
San Diego, CA$1,960$163
Boston, MA$1,956$163
Jacksonville, FL$1,950$163
Chicago, IL$1,896$158
Dallas, TX$1,866$156
Houston, TX$1,858$155
Seattle, WA$1,852$154
Nashville, TN$1,784$149
Milwaukee, WI$1,772$148
Albuquerque, NM$1,740$145
San Antonio, TX$1,684$140
Omaha, NE$1,638$137
Fort Worth, TX$1,628$136
Austin, TX$1,608$134
Indianapolis, IN$1,466$122
Columbus, OH$1,348$112
Charlotte, NC$1,288$107

If we take a look at Acura TLX rates from a state perspective, states like Maine ($1,096) and Virginia ($1,208) have cheaper auto insurance, while states like Louisiana ($2,164) and Michigan ($2,488) have higher rates.

The table below details average rates in all fifty U.S. states for 2023 Acura TLX insurance.

Acura TLX Average Insurance Cost by State for 2023
U.S. State Annual Cost 6-month Cost Monthly Cost
Alabama$1,638$819$137
Alaska$1,378$689$115
Arizona$1,668$834$139
Arkansas$1,904$952$159
California$2,202$1,101$184
Colorado$1,950$975$163
Connecticut$2,026$1,013$169
Delaware$2,070$1,035$173
Florida$2,268$1,134$189
Georgia$1,860$930$155
Hawaii$1,240$620$103
Idaho$1,298$649$108
Illinois$1,592$796$133
Indiana$1,356$678$113
Iowa$1,218$609$102
Kansas$1,794$897$150
Kentucky$1,950$975$163
Louisiana$2,164$1,082$180
Maine$1,096$548$91
Maryland$1,690$845$141
Massachusetts$1,980$990$165
Michigan$2,488$1,244$207
Minnesota$1,560$780$130
Mississippi$1,774$887$148
Missouri$2,054$1,027$171
Montana$1,670$835$139
Nebraska$1,520$760$127
Nevada$2,176$1,088$181
New Hampshire$1,218$609$102
New Jersey$2,204$1,102$184
New Mexico$1,496$748$125
New York$2,108$1,054$176
North Carolina$1,136$568$95
North Dakota$1,506$753$126
Ohio$1,268$634$106
Oklahoma$2,008$1,004$167
Oregon$1,700$850$142
Pennsylvania$1,746$873$146
Rhode Island$2,256$1,128$188
South Carolina$1,526$763$127
South Dakota$1,870$935$156
Tennessee$1,730$865$144
Texas$1,688$844$141
Utah$1,592$796$133
Vermont$1,322$661$110
Virginia$1,208$604$101
Washington$1,644$822$137
West Virginia$1,624$812$135
Wisconsin$1,300$650$108
Wyoming$1,616$808$135

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Acura TLX, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Acura TLX trim levels. Physical damage deductibles are $500 and rates are averaged for all zip codes in each state.Data last updated on January 23, 2023
Acura TLX insurance rates by U.S. state

Additional Rates and Information

Below you can read about additional rates for different scenarios and also learn about possible discounts that may be available from your company.

  • Polish up your credit rating for lower rates. In states that have insurance regulations that allow credit ratings to be used as a policy cost factor, having excellent credit of 800+ may see savings of $286 per year over a lower credit score of 670-739. Conversely, a lower credit score could cost up to $332 more per year.
  • Fewer accidents saves money. Causing too many accidents will raise rates, potentially by an extra $2,496 per year for a 20-year-old driver and even $556 per year for a 50-year-old driver.
  • The higher the deductibles, the lower the cost. Increasing deductibles from $500 to $1,000 could save around $304 per year for a 40-year-old driver and $588 per year for a 20-year-old driver.
  • Low deductibles makes insurance more expensive. Decreasing your deductibles from $500 to $250 could cost an additional $314 per year for a 40-year-old driver and $620 per year for a 20-year-old driver.
  • Older drivers tend to pay less than younger drivers. The difference in insurance rates for a TLX between a 50-year-old driver ($1,654 per year) and a 30-year-old driver ($1,928 per year) is $274, or a savings of 14.2%.
  • TLX insurance rates for teens are expensive. Average rates for full coverage TLX insurance costs $6,322 per year for a 16-year-old driver, $5,946 per year for a 17-year-old driver, and $5,570 per year for a 18-year-old driver.
  • Research policy discounts to lower the cost. Discounts may be available if the policyholders are accident-free, are senior citizens, drive low annual mileage, are loyal customers, or many other policy discounts which could save the average driver as much as $308 per year on their insurance cost.