Acura TLX Car Insurance Cost for 2023

Are car insurance rates expensive for an Acura TLX?

From the Sedan 2WD trim up to the more appointed Type S AWD Performance trim level, we compared insurance quotes on the TLX to see how average insurance cost ranks when compared to the rest of the small luxury car segment.

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How much does Acura TLX car insurance cost?

Acura TLX insurance rates average $1,868 a year, or about $156 a month. Expect to pay approximately $126 less annually to insure an Acura TLX as compared to the average rate for small luxury cars, and $140 more per year than the all-vehicle national average of $1,728.

The following chart illustrates how average Acura TLX car insurance rates vary with changes in driver age and a range of policy deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2023 Acura TLX with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Acura TLX trim levels.Data last updated on August 11, 2023
Acura TLX Car Insurance Cost
2023 Acura TLX Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,086$257
$500$3,690$308
$250$4,328$361
30$1,000$1,640$137
$500$1,982$165
$250$2,336$195
40$1,000$1,556$130
$500$1,868$156
$250$2,192$183
50$1,000$1,418$118
$500$1,698$142
$250$1,990$166
60$1,000$1,394$116
$500$1,668$139
$250$1,954$163

As with all car insurance policies, the higher the policy deductibles, the lower the policy costs. In the chart above, average TLX auto insurance rates range from an average rate for a 60-year-old driver of $1,668 up to the average rate for a 20-year-old driver of $3,690 per year.

Expect to pay much higher rates when insuring a teenager on an Acura TLX. For example, a 16-year-old male driver with a clean driving record would pay around $6,490 while a 16-year-old female would pay about $5,704. By age 18, rates drop to around $5,718 for males and $4,962 for female drivers.

How does Acura TLX insurance cost compare?

When rates are compared directly to the most popular models in the small luxury car segment, insurance for a Acura TLX costs $30 more per year than the BMW 330i, $130 less than the Mercedes-Benz C300, $156 less than the Volvo S60, and $138 less than the Audi A4.

The Acura TLX ranks third out of 19 total vehicles in the small luxury car class. The TLX costs an estimated $1,868 per year for full coverage insurance and the class average cost is $1,994 per year, a savings of $126 per year.

The chart below shows how well the TLX fares against the top 10 selling small luxury cars (itself included in that list) for car insurance affordability. A more comprehensive table after the chart that breaks down rates for the entire 19 vehicle small luxury car segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Acura TLX, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Acura TLX trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Acura TLX vs Top 10 Small Luxury Cars Insurance Rate Comparison
Acura TLX Insurance Cost Compared to All Small Luxury Cars
Rank Make/Model Insurance Cost Difference
1Acura Integra$1,624-$244
2BMW 330i$1,838-$30
3Acura TLX$1,868--
4Cadillac CT4$1,890$22
5Genesis G70$1,928$60
6BMW 330e$1,960$92
7BMW 228i$1,970$102
8BMW 230i$1,984$116
9Mercedes-Benz C300$1,998$130
10Audi A4$2,006$138
11Lexus RC 350$2,010$142
12Audi S3$2,020$152
13Volvo S60$2,024$156
14Alfa Romeo Giulia$2,044$176
15BMW M235i$2,050$182
16Lexus IS 350$2,084$216
17Audi RS 3$2,162$294
18BMW M240i$2,208$340
19BMW M340i$2,212$344

Do higher trim TLX models cost more to insure?

The cheapest trim level of Acura TLX to insure is the Sedan 2WD at an estimated $1,726 per year. The most expensive trim level of Acura TLX to insure is the Type S AWD Performance at $1,964 per year. The cost difference between cheapest and most expensive trims is $238.

The next table displays average annual and semi-annual TLX insurance policy prices, including a monthly budget amount, for each 2023 model year package and trim.

2023 Acura TLX Insurance Cost by Trim Level
Acura TLX Trim Level Annual Policy Six-Month Policy Per Month
Sedan 2WD$1,726$863$144
Technology 2WD$1,802$901$150
A-Spec 2WD$1,844$922$154
A-Spec AWD$1,876$938$156
Advance AWD$1,904$952$159
Type S AWD$1,958$979$163
Type S AWD Performance$1,964$982$164

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Acura TLX, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Acura TLX Insurance Cost by Trim Level

Average Acura TLX insurance rates by U.S. city and state

Depending on your zip code, the cost to insure a TLX can fluctuate significantly, from cheaper premiums like $1,388 a year in Columbus, OH or $1,258 in Virginia Beach, VA, to expensive rates such as $2,870 a year in Los Angeles, CA and $2,886 in Philadelphia, PA.

Some additional examples of rates include car insurance in Houston averaging $1,896 per year, Kansas City, MO, costing $2,222, Milwaukee, WI, at an estimated $1,812, and San Francisco, CA, at $2,490.

The data visualization below visualizes average Acura TLX insurance rates in the thirty largest metro areas in America.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2023 Acura TLX, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Acura TLX trim levels.Data last updated on August 11, 2023
Acura TLX Insurance Rates in Large U.S. Cities
Acura TLX Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$3,248$271
Philadelphia, PA$2,886$241
Las Vegas, NV$2,878$240
Los Angeles, CA$2,870$239
San Francisco, CA$2,490$208
Kansas City, MO$2,222$185
Oklahoma City, OK$2,222$185
Denver, CO$2,178$182
Memphis, TN$2,178$182
Atlanta, GA$2,150$179
San Jose, CA$2,090$174
Phoenix, AZ$2,036$170
Portland, OR$2,010$168
San Diego, CA$2,000$167
Boston, MA$1,994$166
Jacksonville, FL$1,980$165
Chicago, IL$1,938$162
Dallas, TX$1,908$159
Houston, TX$1,896$158
Seattle, WA$1,890$158
Nashville, TN$1,822$152
Milwaukee, WI$1,812$151
Albuquerque, NM$1,780$148
San Antonio, TX$1,726$144
Omaha, NE$1,676$140
Fort Worth, TX$1,668$139
Austin, TX$1,646$137
Indianapolis, IN$1,506$126
Columbus, OH$1,388$116
Charlotte, NC$1,326$111

If we take a look at Acura TLX rates from a state perspective, states like Maine ($1,132) and Virginia ($1,248) have cheaper auto insurance, while states like Louisiana ($2,194) and Michigan ($2,514) have higher rates.

The table below details average rates in all fifty U.S. states for 2023 Acura TLX insurance.

Acura TLX Average Insurance Cost by State for 2023
U.S. State Annual Cost Six-month Cost Monthly Cost
Alabama$1,676$838$140
Alaska$1,416$708$118
Arizona$1,706$853$142
Arkansas$1,944$972$162
California$2,240$1,120$187
Colorado$1,992$996$166
Connecticut$2,068$1,034$172
Delaware$2,112$1,056$176
Florida$2,298$1,149$192
Georgia$1,900$950$158
Hawaii$1,280$640$107
Idaho$1,336$668$111
Illinois$1,638$819$137
Indiana$1,400$700$117
Iowa$1,258$629$105
Kansas$1,830$915$153
Kentucky$1,990$995$166
Louisiana$2,194$1,097$183
Maine$1,132$566$94
Maryland$1,730$865$144
Massachusetts$2,024$1,012$169
Michigan$2,514$1,257$210
Minnesota$1,602$801$134
Mississippi$1,816$908$151
Missouri$2,094$1,047$175
Montana$1,710$855$143
Nebraska$1,558$779$130
Nevada$2,218$1,109$185
New Hampshire$1,258$629$105
New Jersey$2,246$1,123$187
New Mexico$1,534$767$128
New York$2,150$1,075$179
North Carolina$1,176$588$98
North Dakota$1,548$774$129
Ohio$1,312$656$109
Oklahoma$2,044$1,022$170
Oregon$1,740$870$145
Pennsylvania$1,788$894$149
Rhode Island$2,296$1,148$191
South Carolina$1,562$781$130
South Dakota$1,910$955$159
Tennessee$1,772$886$148
Texas$1,728$864$144
Utah$1,634$817$136
Vermont$1,364$682$114
Virginia$1,248$624$104
Washington$1,682$841$140
West Virginia$1,662$831$139
Wisconsin$1,342$671$112
Wyoming$1,656$828$138

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Acura TLX, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Acura TLX trim levels. Physical damage deductibles are $500 and rates are averaged for all Zip Codes in each state.Data last updated on August 12, 2023
Acura TLX insurance rates by U.S. state

Additional Rates and Information

Below you can read about additional rates for different scenarios and also learn about possible discounts that may be available from your company.

  • Polish up your credit rating for lower rates. In states that have insurance regulations that allow credit ratings to be used as a policy cost factor, having excellent credit of 800+ may see savings of $293 per year over a lower credit score of 670-739. Conversely, a lower credit score could cost up to $340 more per year.
  • Fewer accidents saves money. Causing too many accidents will raise rates, potentially by an extra $2,566 per year for a 20-year-old driver and even $570 per year for a 50-year-old driver.
  • The higher the deductibles, the lower the cost. Increasing deductibles from $500 to $1,000 could save around $312 per year for a 40-year-old driver and $604 per year for a 20-year-old driver.
  • Low deductibles makes insurance more expensive. Decreasing your deductibles from $500 to $250 could cost an additional $324 per year for a 40-year-old driver and $638 per year for a 20-year-old driver.
  • Older drivers tend to pay less than younger drivers. The difference in insurance rates for a TLX between a 50-year-old driver ($1,698 per year) and a 30-year-old driver ($1,982 per year) is $284, or a savings of 15.4%.
  • TLX insurance rates for teens are expensive. Average rates for full coverage TLX insurance costs $6,490 per year for a 16-year-old driver, $6,104 per year for a 17-year-old driver, and $5,718 per year for an 18-year-old driver.
  • Research policy discounts to lower the cost. Discounts may be available if the policyholders are accident-free, are senior citizens, drive low annual mileage, are loyal customers, or many other policy discounts which could save the average driver as much as $314 per year on their insurance cost.