How Much Does Lexus IS 350 Car Insurance Cost?

We compare insurance rates from the IS 350 Sedan to the Premium AWD model for all model years since 2013 to see how the cost of insuring an IS 350 compares to other luxury cars.

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How much does Lexus IS 350 car insurance cost?

Lexus IS 350 insurance costs an average of $1,898 per year. Monthly car insurance rates range from $156 to $160, with the F Sport Sedan being cheapest and the F Sport AWD costing the most to insure.

The chart below details how average 2022 Lexus IS 350 insurance rates change depending on driver age and a range of policy deductibles. Prices range from $1,418 per year for a driver age 60 with a $1,000 policy deductible to $4,446 annually for a driver age 20 with a $250 policy deductible.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2022 Lexus IS 350 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Lexus IS 350 trim levels.Data last updated on November 28, 2022
Lexus IS 350 Car Insurance Rates
Lexus IS 350 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,172$264
$500$3,792$316
$250$4,446$371
30$1,000$1,670$139
$500$2,012$168
$250$2,370$198
40$1,000$1,584$132
$500$1,898$158
$250$2,228$186
50$1,000$1,444$120
$500$1,728$144
$250$2,024$169
60$1,000$1,418$118
$500$1,698$142
$250$1,988$166

How does Lexus IS 350 insurance compare?

Insurance for a Lexus IS 350 costs $286 more per year than the BMW 330i, $84 more than the Mercedes-Benz C300, $260 more than the Volvo S60, and $278 more than the Acura TLX.

The Lexus IS 350 ranks #18 out of 19 total vehicles in the 2022 small luxury car class. The IS 350 costs an average of $1,898 per year for insurance, while the class average cost is $1,730 annually, a difference of $168 per year.

The chart below shows how well IS 350 car insurance rates compare to the most popular compact luxury cars in the U.S. for the 2022 model year. Following the chart is a complete rate comparison table showing insurance cost rankings for all 19 models in the small luxury car category.

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Chart Data Details: Average rates are for a 2022 model year Lexus IS 350, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Lexus IS 350 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 28, 2022
Lexus IS 350 vs Top 10 Small Luxury Cars Insurance Cost Comparison
Lexus IS 350 Insurance Cost Compared to All Small Luxury Cars
Rank Make/Model Insurance Cost Difference
1Mercedes-Benz A220$1,500-$398
2BMW 330i$1,612-$286
3Acura TLX$1,620-$278
4Volvo S60$1,638-$260
5BMW 330e$1,642-$256
6BMW 228i$1,652-$246
7BMW 230i$1,664-$234
8Alfa Romeo Giulia$1,692-$206
9Cadillac CT4$1,694-$204
10Lexus RC 350$1,698-$200
11Genesis G70$1,720-$178
12Audi A4$1,766-$132
13Audi S3$1,772-$126
14Mercedes-Benz C300$1,814-$84
15BMW M235i$1,852-$46
16Audi RS 3$1,856-$42
17BMW M240i$1,884-$14
18Lexus IS 350$1,898--
19BMW M340i$1,902$4

Comparing the cost to insure a Lexus IS 350 to other models that have a similar MSRP can supply us with another useful insight. For the 2022 model, the average purchase price for a Lexus IS 350 is $44,050, before destination and documentation charges.

The compact luxury cars that have the closest MSRP to the IS 350 are the BMW 330e, Cadillac CT4, Acura TLX, and BMW M235i.

The next list shows how those models compare to the Lexus IS 350 by purchase price and average annual insurance cost. For additional makes and models, please see our insurance cost comparison page.

  • Compared to the BMW 330e – With an average dealer MSRP of $43,950 ($42,950 to $44,950), the BMW 330e costs $100 less than the Lexus IS 350. The average insurance cost for the Lexus IS 350 compared to the BMW 330e is $256 more every 12 months.
  • Compared to the Cadillac CT4 – Having an average sticker price of $44,271 ($34,840 to $61,165), the 2022 Cadillac CT4 costs $221 more than the average cost for the Lexus IS 350. Expect to pay an average of $204 less every 12 months to insure the Cadillac CT4 compared to an IS 350.
  • Compared to the Acura TLX – The average MSRP for a 2022 Lexus IS 350 is $1,439 cheaper than the Acura TLX, at $44,050 compared to $45,489. The average insurance cost for a 2022 IS 350 compared to the Acura TLX is $278 more annually.
  • Compared to the BMW M235i – The 2022 BMW M235i sells for an average of $45,500 ($45,500 to $45,500), which is $1,450 more expensive than the average cost of the Lexus IS 350. The average insurance cost for the IS 350 compared to the BMW M235i is $46 more annually.

What is the cheapest Lexus IS 350 insurance?

The cheapest Lexus IS 350 insurance can be found on the base F Sport Sedan trim (MSRP of $43,050) costing $1,876 per year, or about $156 per month.

The next table shows average annual and semi-annual policy costs, in addition to a monthly insurance rate, for each Lexus IS 350 trim level.

2022 Lexus IS 350 Insurance Cost by Trim Level
Lexus IS 350 Trim Level Annual Policy 6-month Policy Per Month
F Sport Sedan$1,876$938$156
F Sport AWD$1,922$961$160

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Lexus IS 350, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 28, 2022
Lexus IS 350 Insurance Cost by Trim Level

How much do used IS 350 models cost to insure?

Insuring a 2013 IS 350 in place of a 2022 version will save an average of $676 on a yearly basis. Even driving a gently used 2018 model could save you $296 annually.

The following data table shows average Lexus IS 350 car insurance policy costs for different model years. Yearly insurance rates range from the lowest rate of $1,222 for a 2013 Lexus IS 350 to the most expensive rate of $1,898 for a 2022 model year.

Lexus IS 350 Insurance Cost for 2013-2022 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2022 Lexus IS 350$1,898$949$158
2021 Lexus IS 350$1,842$921$154
2020 Lexus IS 350$1,804$902$150
2019 Lexus IS 350$1,648$824$137
2018 Lexus IS 350$1,602$801$134
2017 Lexus IS 350$1,556$778$130
2016 Lexus IS 350$1,668$834$139
2015 Lexus IS 350$1,386$693$116
2014 Lexus IS 350$1,364$682$114
2013 Lexus IS 350$1,222$611$102

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 28, 2022
Lexus IS 350 Insurance Cost by Model Year