- For a 2024 Chevrolet Colorado, average full-coverage car insurance rates range from $1,944 to $2,284 per year, while auto insurance for a 2024 Jeep Gladiator costs from $2,300 to $2,556, depending on the trim level being insured.
- Out of 10 models in the 2024 midsize truck automotive segment, the Chevrolet Colorado ranks first and the Jeep Gladiator ranks ninth for average car insurance affordability.
- The Chevrolet Colorado WT 4WD and the Jeep Gladiator Sport are the cheapest trim levels to insure for each model based on our comparison.
- When compared to the average cost to insure a vehicle in the U.S. of $2,221 per year, the Chevrolet Colorado costs $157 less per year, while the Jeep Gladiator costs $247 more per year.
Is Chevrolet Colorado or Jeep Gladiator insurance cheaper?
Insurance on a 2024 Chevrolet Colorado averages $2,064 per year, whereas insurance for a Jeep Gladiator averages $2,468 per year, making the Chevrolet Colorado the cheaper of the two to insure.
For the eight trim levels available for the 2024 Chevrolet Colorado, the cheapest model to insure is the WT 4WD model at an average cost of $1,944 per year, or $162 per month.
For the seven trim levels available for the Jeep Gladiator, the cheapest 2024 trim to insure is the Sport model at a cost of $2,300 per year, or about $192 per month.
When trim-level rates for both models are compared, the cheapest trim is the Chevrolet Colorado WT 4WD at an average of $1,944 per year, and the most expensive vehicle to insure is the Jeep Gladiator Mojave X at an average cost of $2,556 per year.
The table shown below compares and ranks the cost of car insurance for 2024 Chevrolet Colorado and Jeep Gladiator models, showing average cost for each trim level.
Model and Trim Level | Annual Premium | Cost Per Month |
---|---|---|
Colorado WT 4WD | $1,944 | $162 |
Colorado WT 2WD | $1,968 | $164 |
Colorado LT 4WD | $1,996 | $166 |
Colorado LT 2WD | $2,028 | $169 |
Colorado Trail Boss 4WD | $2,034 | $170 |
Colorado Z71 4WD | $2,080 | $173 |
Colorado ZR2 4WD | $2,176 | $181 |
Colorado ZR2 Bison 4WD | $2,284 | $190 |
Gladiator Sport | $2,300 | $192 |
Gladiator Willys | $2,366 | $197 |
Gladiator Sport S | $2,434 | $203 |
Gladiator Rubicon | $2,530 | $211 |
Gladiator Mojave | $2,530 | $211 |
Gladiator Rubicon X | $2,556 | $213 |
Gladiator Mojave X | $2,556 | $213 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025
The next chart displays the average cost to insure the two models using drivers aged 20 to 50. Average insurance cost ranges from $1,834 to $4,062 per year for a 2024 Chevrolet Colorado, and $2,192 to $5,008 for a 2024 Jeep Gladiator for the driver ages used.

The next tables show average car insurance rates for every trim level for both 2024 models, including an overall average rate.
2024 Chevrolet Colorado
$2,064
2024 Chevrolet Colorado Trims | Rate |
---|---|
WT 4WD | $1,944 |
WT 2WD | 1,968 |
LT 4WD | 1,996 |
LT 2WD | 2,028 |
Trail Boss 4WD | 2,034 |
Z71 4WD | 2,080 |
ZR2 4WD | 2,176 |
ZR2 Bison 4WD | 2,284 |
2024 Chevrolet Colorado Average Rate | $2,064 |
2024 Jeep Gladiator
$2,468
2024 Jeep Gladiator Trims | Rate |
---|---|
Sport | $2,300 |
Willys | 2,366 |
Sport S | 2,434 |
Rubicon | 2,530 |
Mojave | 2,530 |
Rubicon X | 2,556 |
Mojave X | 2,556 |
2024 Jeep Gladiator Average Rate | $2,468 |
2023 Chevrolet Colorado vs. Jeep Gladiator
Insurance cost for a 2023 Chevrolet Colorado averages $1,896 per year, and a 2023 Jeep Gladiator averages $2,366 per year, making the Chevrolet Colorado the cheapest to insure.
Out of 14 trims for the 2023 Chevrolet Colorado, the cheapest insurance prices are on the WT Extended Cab 2WD model at a cost of $1,770 per year.
For the nine trims available for the Jeep Gladiator, the cheapest 2023 trim level to insure is the Sport trim at a cost of $2,220 per year, or around $185 per month.
When rates for all 23 trim levels for both vehicles are compared, the cheapest trim to insure is the Chevrolet Colorado WT Extended Cab 2WD at an average cost of $1,770 per year, and the highest-cost model and trim level is the Jeep Gladiator High Altitude costing an average of $2,480 per year.
The next table compares the cost of car insurance for 2023 Chevrolet Colorado and Jeep Gladiator models, with average rates for each trim level.
Model and Trim Level | Annual Premium | Cost Per Month |
---|---|---|
Colorado WT Extended Cab 2WD | $1,770 | $148 |
Colorado WT Extended Cab 4WD | $1,774 | $148 |
Colorado WT Crew Cab 2WD | $1,794 | $150 |
Colorado WT Crew Cab 4WD | $1,794 | $150 |
Colorado LT Extended Cab 4WD | $1,836 | $153 |
Colorado LT Extended Cab 2WD | $1,838 | $153 |
Colorado LT Crew Cab 4WD | $1,896 | $158 |
Colorado LT Crew Cab 2WD | $1,916 | $160 |
Colorado Z71 Extended Cab 4WD | $1,918 | $160 |
Colorado Z71 Crew Cab 4WD | $1,940 | $162 |
Colorado Z71 Crew Cab Duramax 4WD | $1,984 | $165 |
Colorado ZR2 Extended Cab 4WD | $2,012 | $168 |
Colorado ZR2 Crew Cab 4WD | $2,022 | $169 |
Colorado ZR2 Extended Cab Duramax 4WD | $2,046 | $171 |
Gladiator Sport | $2,220 | $185 |
Gladiator Willys Sport | $2,278 | $190 |
Gladiator Sport S | $2,298 | $192 |
Gladiator Willys | $2,372 | $198 |
Gladiator Overland | $2,374 | $198 |
Gladiator Freedom | $2,392 | $199 |
Gladiator Mojave | $2,440 | $203 |
Gladiator Rubicon | $2,440 | $203 |
Gladiator High Altitude | $2,480 | $207 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025
The next chart visualizes the average cost to insure the two models for the 20, 30, 40, and 50-year-old driver age groups. The average car insurance cost ranges from $1,690 to $3,740 per year for a 2023 Chevrolet Colorado, and $2,102 to $4,826 for a 2023 Jeep Gladiator for the example age groups.

The tables below show average car insurance cost by trim level for each 2023 model, plus an average rate for each model. The model with the cheapest overall car insurance cost for 2023 is the Chevrolet Colorado.
2023 Chevrolet Colorado
$1,896
2023 Chevrolet Colorado Trims | Rate |
---|---|
WT Extended Cab 2WD | $1,770 |
WT Extended Cab 4WD | 1,774 |
WT Crew Cab 2WD | 1,794 |
WT Crew Cab 4WD | 1,794 |
LT Extended Cab 4WD | 1,836 |
LT Extended Cab 2WD | 1,838 |
LT Crew Cab 4WD | 1,896 |
LT Crew Cab 2WD | 1,916 |
Z71 Extended Cab 4WD | 1,918 |
Z71 Crew Cab 4WD | 1,940 |
Z71 Crew Cab Duramax 4WD | 1,984 |
ZR2 Extended Cab 4WD | 2,012 |
ZR2 Crew Cab 4WD | 2,022 |
ZR2 Extended Cab Duramax 4WD | 2,046 |
2023 Chevrolet Colorado Average Rate | $1,896 |
2023 Jeep Gladiator
$2,366
2023 Jeep Gladiator Trims | Rate |
---|---|
Sport | $2,220 |
Willys Sport | 2,278 |
Sport S | 2,298 |
Willys | 2,372 |
Overland | 2,374 |
Freedom | 2,392 |
Mojave | 2,440 |
Rubicon | 2,440 |
High Altitude | 2,480 |
2023 Jeep Gladiator Average Rate | $2,366 |
2022 Chevrolet Colorado vs. Jeep Gladiator
For 2022 Chevrolet Colorado and Jeep Gladiator models, the cheapest model to insure is the Chevrolet Colorado. Insurance rates on a Chevrolet Colorado cost an average of $1,760 per year, while insurance for the Jeep Gladiator averages $2,102 per year.
For a 2022 Chevrolet Colorado, the cheapest models are the WT Extended Cab 4WD, WT Crew Cab 4WD, and LT Extended Cab 4WD. The cheapest Jeep Gladiator models include the Sport, Willys Sport, and Sport S.
On a monthly basis, insurance rates for all 2022 Chevrolet Colorado and Jeep Gladiator trim levels range from $135 to $187 per month.
The table shown below ranks the cost of car insurance for 2022 Chevrolet Colorado and Jeep Gladiator models, broken down by trim level.
Model and Trim Level | Annual Premium | Cost Per Month |
---|---|---|
Colorado WT Extended Cab 4WD | $1,616 | $135 |
Colorado WT Crew Cab 4WD | $1,652 | $138 |
Colorado LT Extended Cab 4WD | $1,666 | $139 |
Colorado LT Crew Cab 4WD | $1,700 | $142 |
Colorado WT Extended Cab 2WD | $1,714 | $143 |
Colorado Z71 Extended Cab 4WD | $1,736 | $145 |
Colorado WT Crew Cab 2WD | $1,760 | $147 |
Colorado Z71 Crew Cab 4WD | $1,764 | $147 |
Colorado LT Extended Cab 2WD | $1,818 | $152 |
Colorado ZR2 Extended Cab 4WD | $1,826 | $152 |
Colorado ZR2 Crew Cab 4WD | $1,848 | $154 |
Colorado LT Crew Cab 2WD | $1,852 | $154 |
Colorado Z71 Crew Cab 2WD | $1,916 | $160 |
Gladiator Sport | $1,972 | $164 |
Gladiator Willys Sport | $2,018 | $168 |
Gladiator Sport S | $2,042 | $170 |
Gladiator Altitude | $2,074 | $173 |
Gladiator Willys | $2,094 | $175 |
Gladiator Overland | $2,120 | $177 |
Gladiator Rubicon | $2,174 | $181 |
Gladiator Mojave | $2,178 | $182 |
Gladiator High Altitude | $2,238 | $187 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025
The chart below illustrates the average cost to insure the two models rated for a variety of different driver ages. Insurance cost ranges from $1,566 to $3,480 per year on a 2022 Chevrolet Colorado, and $1,864 to $4,254 on a 2022 Jeep Gladiator for the five age groups shown in the chart

For the 13 trim levels available for the 2022 Chevrolet Colorado, the cheapest trim to insure is the WT Extended Cab 4WD trim at an average cost of $1,616 per year. For the nine option levels available for the Jeep Gladiator, the cheapest 2022 trim level to insure is the Sport model at a cost of $1,972 per year, or about $164 per month.
When all 22 trims of both models are combined and compared, the lowest-cost model and trim level to put coverage on is the Chevrolet Colorado WT Extended Cab 4WD at a cost of $1,616 per year. The overall most expensive vehicle to insure is the Jeep Gladiator High Altitude at an average of $2,238 per year.
The next tables display trim level insurance rates for each 2022 model, as well as an average rate for each model.
2022 Chevrolet Colorado
$1,760
2022 Chevrolet Colorado Trims | Rate |
---|---|
WT Extended Cab 4WD | $1,616 |
WT Crew Cab 4WD | 1,652 |
LT Extended Cab 4WD | 1,666 |
LT Crew Cab 4WD | 1,700 |
WT Extended Cab 2WD | 1,714 |
Z71 Extended Cab 4WD | 1,736 |
WT Crew Cab 2WD | 1,760 |
Z71 Crew Cab 4WD | 1,764 |
LT Extended Cab 2WD | 1,818 |
ZR2 Extended Cab 4WD | 1,826 |
ZR2 Crew Cab 4WD | 1,848 |
LT Crew Cab 2WD | 1,852 |
Z71 Crew Cab 2WD | 1,916 |
2022 Chevrolet Colorado Average Rate | $1,760 |
2022 Jeep Gladiator
$2,102
2022 Jeep Gladiator Trims | Rate |
---|---|
Sport | $1,972 |
Willys Sport | 2,018 |
Sport S | 2,042 |
Altitude | 2,074 |
Willys | 2,094 |
Overland | 2,120 |
Rubicon | 2,174 |
Mojave | 2,178 |
High Altitude | 2,238 |
2022 Jeep Gladiator Average Rate | $2,102 |
2021 Chevrolet Colorado vs. Jeep Gladiator
For the 2021 Chevrolet Colorado and Jeep Gladiator models, the Chevrolet Colorado costs less to insure by $290 per year for this comparison year.
The chart below illustrates the average insurance cost for both models with different drivers at the wheel. The average cost of full-coverage insurance ranges from $1,546 to $3,468 per year on a 2021 Chevrolet Colorado, and $1,798 to $4,102 for a 2021 Jeep Gladiator for the different drivers illustrated in the chart.

Out of 15 Chevrolet Colorado trims, the cheapest 2021 trim to insure is the LT Extended Cab 4WD model at an average cost of $1,492 per year.
For the three different option levels available for the Jeep Gladiator, the cheapest 2021 trim level to insure is the Sport Crew Cab 4WD trim at a cost of $1,938.
When comparing aggregated rates for both models from a trim-level perspective, the most affordable model and trim level to put coverage on is the Chevrolet Colorado LT Extended Cab 4WD at an average rate of $1,492 per year. The highest-cost model and trim is the Jeep Gladiator Rubicon Crew Cab 4WD costing $2,066 per year.
The tables below break down average car insurance cost by trim level for a 2021 Chevrolet Colorado and Jeep Gladiator, including an overall average rate. The 2021 Chevrolet Colorado defeats the 2021 Jeep Gladiator for the cheapest average car insurance rates.
2021 Chevrolet Colorado
$1,734
2021 Chevrolet Colorado Trims | Rate |
---|---|
LT Extended Cab 4WD | $1,492 |
WT Crew Cab 4WD | 1,492 |
WT Extended Cab 4WD | 1,492 |
LT Crew Cab 4WD | 1,558 |
Extended Cab 2WD | 1,628 |
WT Extended Cab 2WD | 1,736 |
Z71 Extended Cab 4WD | 1,752 |
LT Extended Cab 2WD | 1,756 |
WT Crew Cab 2WD | 1,756 |
Z71 Crew Cab 4WD | 1,814 |
LT Crew Cab 2WD | 1,822 |
ZR2 Crew Cab 4WD | 1,880 |
ZR2 Extended Cab 4WD | 1,880 |
Z71 Crew Cab 2WD | 1,996 |
Z71 Extended Cab 2WD | 1,996 |
2021 Chevrolet Colorado Average Rate | $1,734 |
2021 Jeep Gladiator
$2,024
2021 Jeep Gladiator Trims | Rate |
---|---|
Sport Crew Cab 4WD | $1,938 |
Overland Crew Cab 4WD | 2,066 |
Rubicon Crew Cab 4WD | 2,066 |
2021 Jeep Gladiator Average Rate | $2,024 |
2020 Chevrolet Colorado vs. Jeep Gladiator
When comparing average insurance rates for the 2020 Chevrolet Colorado and Jeep Gladiator models, the Chevrolet Colorado is cheaper to insure by an average of $280 per year for 2020.
The next chart displays the average insurance cost for the two models rated for a variety of different driver ages. For a 2020 Chevrolet Colorado, the average cost of car insurance ranges from $1,502 to $3,370 per year. Full-coverage car insurance for a 2020 Jeep Gladiator costs from $1,748 to $3,982 on average per year.

Out of 15 trims for the 2020 Chevrolet Colorado, the cheapest average insurance prices are on the LT Extended Cab 4WD model at a cost of $1,450 per year. Out of the three trim options available for the Jeep Gladiator, the cheapest 2020 trim level to insure is the Sport Crew Cab 4WD model at a cost of $1,884 per year, or around $157 per month.
When comparing aggregated rates for both models from a trim-level perspective, the overall cheapest vehicle to insure is the Chevrolet Colorado LT Extended Cab 4WD at an average of $1,450 per year. The overall most expensive vehicle to insure is the Jeep Gladiator Rubicon Crew Cab 4WD at a cost of $2,006 per year.
The next tables show average cost to insure each trim level for a 2020 Chevrolet Colorado and Jeep Gladiator, including the average rate for each model. The winner for the 2020 car insurance battle is the Chevrolet Colorado.
2020 Chevrolet Colorado
$1,686
2020 Chevrolet Colorado Trims | Rate |
---|---|
LT Extended Cab 4WD | $1,450 |
WT Crew Cab 4WD | 1,450 |
WT Extended Cab 4WD | 1,450 |
LT Crew Cab 4WD | 1,512 |
Extended Cab 2WD | 1,586 |
WT Extended Cab 2WD | 1,690 |
Z71 Extended Cab 4WD | 1,698 |
LT Extended Cab 2WD | 1,710 |
WT Crew Cab 2WD | 1,710 |
Z71 Crew Cab 4WD | 1,760 |
LT Crew Cab 2WD | 1,772 |
ZR2 Crew Cab 4WD | 1,820 |
ZR2 Extended Cab 4WD | 1,820 |
Z71 Crew Cab 2WD | 1,938 |
Z71 Extended Cab 2WD | 1,938 |
2020 Chevrolet Colorado Average Rate | $1,686 |
2020 Jeep Gladiator
$1,966
2020 Jeep Gladiator Trims | Rate |
---|---|
Sport Crew Cab 4WD | $1,884 |
Overland Crew Cab 4WD | 2,006 |
Rubicon Crew Cab 4WD | 2,006 |
2020 Jeep Gladiator Average Rate | $1,966 |