Chevrolet Colorado vs. Jeep Gladiator Insurance Cost

Discover if a Chevrolet Colorado or a Jeep Gladiator costs less to insure and save money on your next policy.

Start a Free QuoteCompare car insurance rates and save on your next policy.

  • For a 2024 Chevrolet Colorado, average full-coverage car insurance rates range from $1,944 to $2,284 per year, while auto insurance for a 2024 Jeep Gladiator costs from $2,300 to $2,556, depending on the trim level being insured.
  • Out of 10 models in the 2024 midsize truck automotive segment, the Chevrolet Colorado ranks first and the Jeep Gladiator ranks ninth for average car insurance affordability.
  • The Chevrolet Colorado WT 4WD and the Jeep Gladiator Sport are the cheapest trim levels to insure for each model based on our comparison.
  • When compared to the average cost to insure a vehicle in the U.S. of $2,221 per year, the Chevrolet Colorado costs $157 less per year, while the Jeep Gladiator costs $247 more per year.

Is Chevrolet Colorado or Jeep Gladiator insurance cheaper?

Insurance on a 2024 Chevrolet Colorado averages $2,064 per year, whereas insurance for a Jeep Gladiator averages $2,468 per year, making the Chevrolet Colorado the cheaper of the two to insure.

For the eight trim levels available for the 2024 Chevrolet Colorado, the cheapest model to insure is the WT 4WD model at an average cost of $1,944 per year, or $162 per month.

For the seven trim levels available for the Jeep Gladiator, the cheapest 2024 trim to insure is the Sport model at a cost of $2,300 per year, or about $192 per month.

When trim-level rates for both models are compared, the cheapest trim is the Chevrolet Colorado WT 4WD at an average of $1,944 per year, and the most expensive vehicle to insure is the Jeep Gladiator Mojave X at an average cost of $2,556 per year.

The table shown below compares and ranks the cost of car insurance for 2024 Chevrolet Colorado and Jeep Gladiator models, showing average cost for each trim level.

2024 Model Year Chevrolet Colorado vs. Jeep Gladiator Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,944$162
$1,968$164
$1,996$166
$2,028$169
$2,034$170
$2,080$173
$2,176$181
$2,284$190
$2,300$192
$2,366$197
$2,434$203
$2,530$211
$2,530$211
$2,556$213
$2,556$213

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025

Annual and monthly insurance cost by trim level for a 2024 Chevrolet Colorado and a 2024 Jeep Gladiator
Annual and monthly insurance cost by trim level for a 2024 Chevrolet Colorado and a 2024 Jeep Gladiator

The next chart displays the average cost to insure the two models using drivers aged 20 to 50. Average insurance cost ranges from $1,834 to $4,062 per year for a 2024 Chevrolet Colorado, and $2,192 to $5,008 for a 2024 Jeep Gladiator for the driver ages used.

Average car insurance premiums for 2024 Chevrolet Colorado and Jeep Gladiator models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Chevrolet Colorado and Jeep Gladiator models for different driver ages. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Rates based on a 2024 model year Chevrolet Colorado and Jeep Gladiator. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Chevrolet Colorado vs. Jeep Gladiator Insurance Cost
Driver Age Chevrolet Colorado Jeep Gladiator
18-Year-Old$6,182$7,721
20-Year-Old$4,062$5,008
25-Year-Old$2,384$2,868
30-Year-Old$2,200$2,626
40-Year-Old$2,064$2,468
50-Year-Old$1,834$2,192
60-Year-Old$1,712$2,052

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated June 26, 2025

The next tables show average car insurance rates for every trim level for both 2024 models, including an overall average rate.

2024 Chevrolet Colorado

$2,064

Insurance Rates by Trim Level for a 2024 Chevrolet Colorado
2024 Chevrolet Colorado TrimsRate
WT 4WD$1,944
WT 2WD1,968
LT 4WD1,996
LT 2WD2,028
Trail Boss 4WD2,034
Z71 4WD2,080
ZR2 4WD2,176
ZR2 Bison 4WD2,284
2024 Chevrolet Colorado Average Rate$2,064

2024 Jeep Gladiator

$2,468

Insurance Rates by Trim Level for 2024 Chevrolet Colorado
2024 Jeep Gladiator TrimsRate
Sport$2,300
Willys2,366
Sport S2,434
Rubicon2,530
Mojave2,530
Rubicon X2,556
Mojave X2,556
2024 Jeep Gladiator Average Rate$2,468

2023 Chevrolet Colorado vs. Jeep Gladiator

Insurance cost for a 2023 Chevrolet Colorado averages $1,896 per year, and a 2023 Jeep Gladiator averages $2,366 per year, making the Chevrolet Colorado the cheapest to insure.

Out of 14 trims for the 2023 Chevrolet Colorado, the cheapest insurance prices are on the WT Extended Cab 2WD model at a cost of $1,770 per year.

For the nine trims available for the Jeep Gladiator, the cheapest 2023 trim level to insure is the Sport trim at a cost of $2,220 per year, or around $185 per month.

When rates for all 23 trim levels for both vehicles are compared, the cheapest trim to insure is the Chevrolet Colorado WT Extended Cab 2WD at an average cost of $1,770 per year, and the highest-cost model and trim level is the Jeep Gladiator High Altitude costing an average of $2,480 per year.

The next table compares the cost of car insurance for 2023 Chevrolet Colorado and Jeep Gladiator models, with average rates for each trim level.

2023 Model Year Chevrolet Colorado vs. Jeep Gladiator Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,770$148
$1,774$148
$1,794$150
$1,794$150
$1,836$153
$1,838$153
$1,896$158
$1,916$160
$1,918$160
$1,940$162
$1,984$165
$2,012$168
$2,022$169
$2,046$171
$2,220$185
$2,278$190
$2,298$192
$2,372$198
$2,374$198
$2,392$199
$2,440$203
$2,440$203
$2,480$207

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025

Annual and monthly insurance cost by trim level for a 2023 Chevrolet Colorado and a 2023 Jeep Gladiator
Annual and monthly insurance cost by trim level for a 2023 Chevrolet Colorado and a 2023 Jeep Gladiator

The next chart visualizes the average cost to insure the two models for the 20, 30, 40, and 50-year-old driver age groups. The average car insurance cost ranges from $1,690 to $3,740 per year for a 2023 Chevrolet Colorado, and $2,102 to $4,826 for a 2023 Jeep Gladiator for the example age groups.

Average car insurance premiums for 2023 Chevrolet Colorado and Jeep Gladiator models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Chevrolet Colorado and Jeep Gladiator models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2023 model year Chevrolet Colorado and Jeep Gladiator. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Chevrolet Colorado vs. Jeep Gladiator Insurance Cost
Driver Age Chevrolet Colorado Jeep Gladiator
18-Year-Old$5,698$7,451
20-Year-Old$3,740$4,826
25-Year-Old$2,192$2,748
30-Year-Old$2,014$2,516
40-Year-Old$1,896$2,366
50-Year-Old$1,690$2,102
60-Year-Old$1,578$1,970

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated June 27, 2025

The tables below show average car insurance cost by trim level for each 2023 model, plus an average rate for each model. The model with the cheapest overall car insurance cost for 2023 is the Chevrolet Colorado.

2023 Chevrolet Colorado

$1,896

Insurance Rates by Trim Level for a 2023 Chevrolet Colorado
2023 Chevrolet Colorado TrimsRate
WT Extended Cab 2WD$1,770
WT Extended Cab 4WD1,774
WT Crew Cab 2WD1,794
WT Crew Cab 4WD1,794
LT Extended Cab 4WD1,836
LT Extended Cab 2WD1,838
LT Crew Cab 4WD1,896
LT Crew Cab 2WD1,916
Z71 Extended Cab 4WD1,918
Z71 Crew Cab 4WD1,940
Z71 Crew Cab Duramax 4WD1,984
ZR2 Extended Cab 4WD2,012
ZR2 Crew Cab 4WD2,022
ZR2 Extended Cab Duramax 4WD2,046
2023 Chevrolet Colorado Average Rate$1,896

2023 Jeep Gladiator

$2,366

Insurance Rates by Trim Level for 2023 Chevrolet Colorado
2023 Jeep Gladiator TrimsRate
Sport$2,220
Willys Sport2,278
Sport S2,298
Willys2,372
Overland2,374
Freedom2,392
Mojave2,440
Rubicon2,440
High Altitude2,480
2023 Jeep Gladiator Average Rate$2,366

2022 Chevrolet Colorado vs. Jeep Gladiator

For 2022 Chevrolet Colorado and Jeep Gladiator models, the cheapest model to insure is the Chevrolet Colorado. Insurance rates on a Chevrolet Colorado cost an average of $1,760 per year, while insurance for the Jeep Gladiator averages $2,102 per year.

For a 2022 Chevrolet Colorado, the cheapest models are the WT Extended Cab 4WD, WT Crew Cab 4WD, and LT Extended Cab 4WD. The cheapest Jeep Gladiator models include the Sport, Willys Sport, and Sport S.

On a monthly basis, insurance rates for all 2022 Chevrolet Colorado and Jeep Gladiator trim levels range from $135 to $187 per month.

The table shown below ranks the cost of car insurance for 2022 Chevrolet Colorado and Jeep Gladiator models, broken down by trim level.

2022 Model Year Chevrolet Colorado vs. Jeep Gladiator Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,616$135
$1,652$138
$1,666$139
$1,700$142
$1,714$143
$1,736$145
$1,760$147
$1,764$147
$1,818$152
$1,826$152
$1,848$154
$1,852$154
$1,916$160
$1,972$164
$2,018$168
$2,042$170
$2,074$173
$2,094$175
$2,120$177
$2,174$181
$2,178$182
$2,238$187

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025

Annual and monthly insurance cost by trim level for a 2022 Chevrolet Colorado and a 2022 Jeep Gladiator
Annual and monthly insurance cost by trim level for a 2022 Chevrolet Colorado and a 2022 Jeep Gladiator

The chart below illustrates the average cost to insure the two models rated for a variety of different driver ages. Insurance cost ranges from $1,566 to $3,480 per year on a 2022 Chevrolet Colorado, and $1,864 to $4,254 on a 2022 Jeep Gladiator for the five age groups shown in the chart

Average car insurance premiums for 2022 Chevrolet Colorado and Jeep Gladiator models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Chevrolet Colorado and Jeep Gladiator models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2022 model year Chevrolet Colorado and Jeep Gladiator. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Chevrolet Colorado vs. Jeep Gladiator Insurance Cost
Driver Age Chevrolet Colorado Jeep Gladiator
18-Year-Old$5,309$6,548
20-Year-Old$3,480$4,254
25-Year-Old$2,034$2,438
30-Year-Old$1,870$2,234
40-Year-Old$1,760$2,102
50-Year-Old$1,566$1,864
60-Year-Old$1,466$1,746

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated June 26, 2025

For the 13 trim levels available for the 2022 Chevrolet Colorado, the cheapest trim to insure is the WT Extended Cab 4WD trim at an average cost of $1,616 per year. For the nine option levels available for the Jeep Gladiator, the cheapest 2022 trim level to insure is the Sport model at a cost of $1,972 per year, or about $164 per month.

When all 22 trims of both models are combined and compared, the lowest-cost model and trim level to put coverage on is the Chevrolet Colorado WT Extended Cab 4WD at a cost of $1,616 per year. The overall most expensive vehicle to insure is the Jeep Gladiator High Altitude at an average of $2,238 per year.

The next tables display trim level insurance rates for each 2022 model, as well as an average rate for each model.

2022 Chevrolet Colorado

$1,760

Insurance Rates by Trim Level for a 2022 Chevrolet Colorado
2022 Chevrolet Colorado TrimsRate
WT Extended Cab 4WD$1,616
WT Crew Cab 4WD1,652
LT Extended Cab 4WD1,666
LT Crew Cab 4WD1,700
WT Extended Cab 2WD1,714
Z71 Extended Cab 4WD1,736
WT Crew Cab 2WD1,760
Z71 Crew Cab 4WD1,764
LT Extended Cab 2WD1,818
ZR2 Extended Cab 4WD1,826
ZR2 Crew Cab 4WD1,848
LT Crew Cab 2WD1,852
Z71 Crew Cab 2WD1,916
2022 Chevrolet Colorado Average Rate$1,760

2022 Jeep Gladiator

$2,102

Insurance Rates by Trim Level for 2022 Chevrolet Colorado
2022 Jeep Gladiator TrimsRate
Sport$1,972
Willys Sport2,018
Sport S2,042
Altitude2,074
Willys2,094
Overland2,120
Rubicon2,174
Mojave2,178
High Altitude2,238
2022 Jeep Gladiator Average Rate$2,102

2021 Chevrolet Colorado vs. Jeep Gladiator

For the 2021 Chevrolet Colorado and Jeep Gladiator models, the Chevrolet Colorado costs less to insure by $290 per year for this comparison year.

The chart below illustrates the average insurance cost for both models with different drivers at the wheel. The average cost of full-coverage insurance ranges from $1,546 to $3,468 per year on a 2021 Chevrolet Colorado, and $1,798 to $4,102 for a 2021 Jeep Gladiator for the different drivers illustrated in the chart.

Average car insurance premiums for 2021 Chevrolet Colorado and Jeep Gladiator models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Chevrolet Colorado and Jeep Gladiator models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2021 model year Chevrolet Colorado and Jeep Gladiator. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Chevrolet Colorado vs. Jeep Gladiator Insurance Cost
Driver Age Chevrolet Colorado Jeep Gladiator
18-Year-Old$5,316$6,312
20-Year-Old$3,468$4,102
25-Year-Old$2,008$2,350
30-Year-Old$1,844$2,150
40-Year-Old$1,734$2,024
50-Year-Old$1,546$1,798
60-Year-Old$1,446$1,686

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated June 26, 2025

Out of 15 Chevrolet Colorado trims, the cheapest 2021 trim to insure is the LT Extended Cab 4WD model at an average cost of $1,492 per year.

For the three different option levels available for the Jeep Gladiator, the cheapest 2021 trim level to insure is the Sport Crew Cab 4WD trim at a cost of $1,938.

When comparing aggregated rates for both models from a trim-level perspective, the most affordable model and trim level to put coverage on is the Chevrolet Colorado LT Extended Cab 4WD at an average rate of $1,492 per year. The highest-cost model and trim is the Jeep Gladiator Rubicon Crew Cab 4WD costing $2,066 per year.

The tables below break down average car insurance cost by trim level for a 2021 Chevrolet Colorado and Jeep Gladiator, including an overall average rate. The 2021 Chevrolet Colorado defeats the 2021 Jeep Gladiator for the cheapest average car insurance rates.

2021 Chevrolet Colorado

$1,734

Insurance Rates by Trim Level for a 2021 Chevrolet Colorado
2021 Chevrolet Colorado TrimsRate
LT Extended Cab 4WD$1,492
WT Crew Cab 4WD1,492
WT Extended Cab 4WD1,492
LT Crew Cab 4WD1,558
Extended Cab 2WD1,628
WT Extended Cab 2WD1,736
Z71 Extended Cab 4WD1,752
LT Extended Cab 2WD1,756
WT Crew Cab 2WD1,756
Z71 Crew Cab 4WD1,814
LT Crew Cab 2WD1,822
ZR2 Crew Cab 4WD1,880
ZR2 Extended Cab 4WD1,880
Z71 Crew Cab 2WD1,996
Z71 Extended Cab 2WD1,996
2021 Chevrolet Colorado Average Rate$1,734

2021 Jeep Gladiator

$2,024

Insurance Rates by Trim Level for 2021 Chevrolet Colorado
2021 Jeep Gladiator TrimsRate
Sport Crew Cab 4WD$1,938
Overland Crew Cab 4WD2,066
Rubicon Crew Cab 4WD2,066
2021 Jeep Gladiator Average Rate$2,024

2020 Chevrolet Colorado vs. Jeep Gladiator

When comparing average insurance rates for the 2020 Chevrolet Colorado and Jeep Gladiator models, the Chevrolet Colorado is cheaper to insure by an average of $280 per year for 2020.

The next chart displays the average insurance cost for the two models rated for a variety of different driver ages. For a 2020 Chevrolet Colorado, the average cost of car insurance ranges from $1,502 to $3,370 per year. Full-coverage car insurance for a 2020 Jeep Gladiator costs from $1,748 to $3,982 on average per year.

Average car insurance premiums for 2020 Chevrolet Colorado and Jeep Gladiator models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Chevrolet Colorado and Jeep Gladiator models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2020 model year Chevrolet Colorado and Jeep Gladiator. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Chevrolet Colorado vs. Jeep Gladiator Insurance Cost
Driver Age Chevrolet Colorado Jeep Gladiator
18-Year-Old$5,163$6,129
20-Year-Old$3,370$3,982
25-Year-Old$1,950$2,284
30-Year-Old$1,792$2,088
40-Year-Old$1,686$1,966
50-Year-Old$1,502$1,748
60-Year-Old$1,406$1,636

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated June 27, 2025

Out of 15 trims for the 2020 Chevrolet Colorado, the cheapest average insurance prices are on the LT Extended Cab 4WD model at a cost of $1,450 per year. Out of the three trim options available for the Jeep Gladiator, the cheapest 2020 trim level to insure is the Sport Crew Cab 4WD model at a cost of $1,884 per year, or around $157 per month.

When comparing aggregated rates for both models from a trim-level perspective, the overall cheapest vehicle to insure is the Chevrolet Colorado LT Extended Cab 4WD at an average of $1,450 per year. The overall most expensive vehicle to insure is the Jeep Gladiator Rubicon Crew Cab 4WD at a cost of $2,006 per year.

The next tables show average cost to insure each trim level for a 2020 Chevrolet Colorado and Jeep Gladiator, including the average rate for each model. The winner for the 2020 car insurance battle is the Chevrolet Colorado.

2020 Chevrolet Colorado

$1,686

Insurance Rates by Trim Level for a 2020 Chevrolet Colorado
2020 Chevrolet Colorado TrimsRate
LT Extended Cab 4WD$1,450
WT Crew Cab 4WD1,450
WT Extended Cab 4WD1,450
LT Crew Cab 4WD1,512
Extended Cab 2WD1,586
WT Extended Cab 2WD1,690
Z71 Extended Cab 4WD1,698
LT Extended Cab 2WD1,710
WT Crew Cab 2WD1,710
Z71 Crew Cab 4WD1,760
LT Crew Cab 2WD1,772
ZR2 Crew Cab 4WD1,820
ZR2 Extended Cab 4WD1,820
Z71 Crew Cab 2WD1,938
Z71 Extended Cab 2WD1,938
2020 Chevrolet Colorado Average Rate$1,686

2020 Jeep Gladiator

$1,966

Insurance Rates by Trim Level for 2020 Chevrolet Colorado
2020 Jeep Gladiator TrimsRate
Sport Crew Cab 4WD$1,884
Overland Crew Cab 4WD2,006
Rubicon Crew Cab 4WD2,006
2020 Jeep Gladiator Average Rate$1,966

Additional Chevrolet Colorado and Jeep Gladiator Resources