Chevrolet Colorado vs. Jeep Gladiator Insurance Cost

Discover if a Chevrolet Colorado or a Jeep Gladiator costs less to insure and save money on your next policy.

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  • For a 2024 Chevrolet Colorado, average full-coverage car insurance rates range from $1,992 to $2,340 per year, while auto insurance for a 2024 Jeep Gladiator costs from $2,356 to $2,618, depending on the trim level being insured.
  • Out of 10 models in the 2024 midsize truck automotive segment, the Chevrolet Colorado ranks first and the Jeep Gladiator ranks ninth for average car insurance affordability.
  • The Chevrolet Colorado WT 4WD and the Jeep Gladiator Sport are the cheapest trim levels to insure for each model based on our comparison.
  • When compared to the average cost to insure a vehicle in the U.S. of $2,276 per year, the Chevrolet Colorado costs $162 less per year, while the Jeep Gladiator costs $252 more per year.

Is Chevrolet Colorado or Jeep Gladiator insurance cheaper?

Insurance on a 2024 Chevrolet Colorado averages $2,114 per year, whereas insurance for a Jeep Gladiator averages $2,528 per year, making the Chevrolet Colorado the cheaper of the two to insure.

For the eight trim levels available for the 2024 Chevrolet Colorado, the cheapest model to insure is the WT 4WD model at an average cost of $1,992 per year, or $166 per month.

For the seven trim levels available for the Jeep Gladiator, the cheapest 2024 trim to insure is the Sport model at a cost of $2,356 per year, or about $196 per month.

When trim-level rates for both models are compared, the cheapest trim is the Chevrolet Colorado WT 4WD at an average of $1,992 per year, and the most expensive vehicle to insure is the Jeep Gladiator Mojave X at an average cost of $2,618 per year.

The table shown below compares and ranks the cost of car insurance for 2024 Chevrolet Colorado and Jeep Gladiator models, showing average cost for each trim level.

2024 Model Year Chevrolet Colorado vs. Jeep Gladiator Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,992$166
$2,014$168
$2,044$170
$2,076$173
$2,084$174
$2,132$178
$2,230$186
$2,340$195
$2,356$196
$2,426$202
$2,494$208
$2,590$216
$2,590$216
$2,618$218
$2,618$218

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2024 Chevrolet Colorado and a 2024 Jeep Gladiator
Annual and monthly insurance cost by trim level for a 2024 Chevrolet Colorado and a 2024 Jeep Gladiator

The next chart displays the average cost to insure the two models using drivers aged 20 to 50. Average insurance cost ranges from $1,878 to $4,162 per year for a 2024 Chevrolet Colorado, and $2,246 to $5,132 for a 2024 Jeep Gladiator for the driver ages used.

Average car insurance premiums for 2024 Chevrolet Colorado and Jeep Gladiator models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Chevrolet Colorado and Jeep Gladiator models for different driver ages. Rates updated on October 24, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Rates based on a 2024 model year Chevrolet Colorado and Jeep Gladiator. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Chevrolet Colorado vs. Jeep Gladiator Insurance Cost
Driver Age Chevrolet Colorado Jeep Gladiator
18-Year-Old$6,336$7,912
20-Year-Old$4,162$5,132
25-Year-Old$2,448$2,940
30-Year-Old$2,252$2,690
40-Year-Old$2,114$2,528
50-Year-Old$1,878$2,246
60-Year-Old$1,754$2,102

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated October 24, 2025

The next tables show average car insurance rates for every trim level for both 2024 models, including an overall average rate.

2024 Chevrolet Colorado

$2,114

Insurance Rates by Trim Level for a 2024 Chevrolet Colorado
2024 Chevrolet Colorado TrimsRate
WT 4WD$1,992
WT 2WD2,014
LT 4WD2,044
LT 2WD2,076
Trail Boss 4WD2,084
Z71 4WD2,132
ZR2 4WD2,230
ZR2 Bison 4WD2,340
2024 Chevrolet Colorado Average Rate$2,114

2024 Jeep Gladiator

$2,528

Insurance Rates by Trim Level for 2024 Chevrolet Colorado
2024 Jeep Gladiator TrimsRate
Sport$2,356
Willys2,426
Sport S2,494
Rubicon2,590
Mojave2,590
Rubicon X2,618
Mojave X2,618
2024 Jeep Gladiator Average Rate$2,528

2023 Chevrolet Colorado vs. Jeep Gladiator

Insurance cost for a 2023 Chevrolet Colorado averages $1,940 per year, and a 2023 Jeep Gladiator averages $2,424 per year, making the Chevrolet Colorado the cheapest to insure.

Out of 14 trims for the 2023 Chevrolet Colorado, the cheapest insurance prices are on the WT Extended Cab 2WD model at a cost of $1,812 per year.

For the nine trims available for the Jeep Gladiator, the cheapest 2023 trim level to insure is the Sport trim at a cost of $2,272 per year, or around $189 per month.

When rates for all 23 trim levels for both vehicles are compared, the cheapest trim to insure is the Chevrolet Colorado WT Extended Cab 2WD at an average cost of $1,812 per year, and the highest-cost model and trim level is the Jeep Gladiator High Altitude costing an average of $2,540 per year.

The next table compares the cost of car insurance for 2023 Chevrolet Colorado and Jeep Gladiator models, with average rates for each trim level.

2023 Model Year Chevrolet Colorado vs. Jeep Gladiator Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,812$151
$1,816$151
$1,834$153
$1,838$153
$1,882$157
$1,882$157
$1,940$162
$1,960$163
$1,964$164
$1,988$166
$2,032$169
$2,060$172
$2,070$173
$2,096$175
$2,272$189
$2,334$195
$2,354$196
$2,430$203
$2,432$203
$2,454$205
$2,498$208
$2,498$208
$2,540$212

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2023 Chevrolet Colorado and a 2023 Jeep Gladiator
Annual and monthly insurance cost by trim level for a 2023 Chevrolet Colorado and a 2023 Jeep Gladiator

The next chart visualizes the average cost to insure the two models for the 20, 30, 40, and 50-year-old driver age groups. The average car insurance cost ranges from $1,732 to $3,832 per year for a 2023 Chevrolet Colorado, and $2,152 to $4,946 for a 2023 Jeep Gladiator for the example age groups.

Average car insurance premiums for 2023 Chevrolet Colorado and Jeep Gladiator models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Chevrolet Colorado and Jeep Gladiator models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2023 model year Chevrolet Colorado and Jeep Gladiator. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Chevrolet Colorado vs. Jeep Gladiator Insurance Cost
Driver Age Chevrolet Colorado Jeep Gladiator
18-Year-Old$5,835$7,635
20-Year-Old$3,832$4,946
25-Year-Old$2,246$2,820
30-Year-Old$2,066$2,576
40-Year-Old$1,940$2,424
50-Year-Old$1,732$2,152
60-Year-Old$1,616$2,018

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated October 24, 2025

The tables below show average car insurance cost by trim level for each 2023 model, plus an average rate for each model. The model with the cheapest overall car insurance cost for 2023 is the Chevrolet Colorado.

2023 Chevrolet Colorado

$1,940

Insurance Rates by Trim Level for a 2023 Chevrolet Colorado
2023 Chevrolet Colorado TrimsRate
WT Extended Cab 2WD$1,812
WT Extended Cab 4WD1,816
WT Crew Cab 2WD1,834
WT Crew Cab 4WD1,838
LT Extended Cab 2WD1,882
LT Extended Cab 4WD1,882
LT Crew Cab 4WD1,940
LT Crew Cab 2WD1,960
Z71 Extended Cab 4WD1,964
Z71 Crew Cab 4WD1,988
Z71 Crew Cab Duramax 4WD2,032
ZR2 Extended Cab 4WD2,060
ZR2 Crew Cab 4WD2,070
ZR2 Extended Cab Duramax 4WD2,096
2023 Chevrolet Colorado Average Rate$1,940

2023 Jeep Gladiator

$2,424

Insurance Rates by Trim Level for 2023 Chevrolet Colorado
2023 Jeep Gladiator TrimsRate
Sport$2,272
Willys Sport2,334
Sport S2,354
Willys2,430
Overland2,432
Freedom2,454
Mojave2,498
Rubicon2,498
High Altitude2,540
2023 Jeep Gladiator Average Rate$2,424

2022 Chevrolet Colorado vs. Jeep Gladiator

For 2022 Chevrolet Colorado and Jeep Gladiator models, the cheapest model to insure is the Chevrolet Colorado. Insurance rates on a Chevrolet Colorado cost an average of $1,800 per year, while insurance for the Jeep Gladiator averages $2,152 per year.

For a 2022 Chevrolet Colorado, the cheapest models are the WT Extended Cab 4WD, WT Crew Cab 4WD, and LT Extended Cab 4WD. The cheapest Jeep Gladiator models include the Sport, Willys Sport, and Sport S.

On a monthly basis, insurance rates for all 2022 Chevrolet Colorado and Jeep Gladiator trim levels range from $138 to $191 per month.

The table shown below ranks the cost of car insurance for 2022 Chevrolet Colorado and Jeep Gladiator models, broken down by trim level.

2022 Model Year Chevrolet Colorado vs. Jeep Gladiator Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,656$138
$1,692$141
$1,708$142
$1,742$145
$1,758$147
$1,778$148
$1,804$150
$1,806$151
$1,862$155
$1,870$156
$1,892$158
$1,898$158
$1,962$164
$2,020$168
$2,066$172
$2,092$174
$2,124$177
$2,144$179
$2,172$181
$2,226$186
$2,230$186
$2,290$191

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2022 Chevrolet Colorado and a 2022 Jeep Gladiator
Annual and monthly insurance cost by trim level for a 2022 Chevrolet Colorado and a 2022 Jeep Gladiator

The chart below illustrates the average cost to insure the two models rated for a variety of different driver ages. Insurance cost ranges from $1,606 to $3,564 per year on a 2022 Chevrolet Colorado, and $1,912 to $4,360 on a 2022 Jeep Gladiator for the five age groups shown in the chart

Average car insurance premiums for 2022 Chevrolet Colorado and Jeep Gladiator models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Chevrolet Colorado and Jeep Gladiator models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2022 model year Chevrolet Colorado and Jeep Gladiator. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Chevrolet Colorado vs. Jeep Gladiator Insurance Cost
Driver Age Chevrolet Colorado Jeep Gladiator
18-Year-Old$5,442$6,713
20-Year-Old$3,564$4,360
25-Year-Old$2,080$2,500
30-Year-Old$1,918$2,290
40-Year-Old$1,800$2,152
50-Year-Old$1,606$1,912
60-Year-Old$1,498$1,792

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated October 24, 2025

For the 13 trim levels available for the 2022 Chevrolet Colorado, the cheapest trim to insure is the WT Extended Cab 4WD trim at an average cost of $1,656 per year. For the nine option levels available for the Jeep Gladiator, the cheapest 2022 trim level to insure is the Sport model at a cost of $2,020 per year, or about $168 per month.

When all 22 trims of both models are combined and compared, the lowest-cost model and trim level to put coverage on is the Chevrolet Colorado WT Extended Cab 4WD at a cost of $1,656 per year. The overall most expensive vehicle to insure is the Jeep Gladiator High Altitude at an average of $2,290 per year.

The next tables display trim level insurance rates for each 2022 model, as well as an average rate for each model.

2022 Chevrolet Colorado

$1,800

Insurance Rates by Trim Level for a 2022 Chevrolet Colorado
2022 Chevrolet Colorado TrimsRate
WT Extended Cab 4WD$1,656
WT Crew Cab 4WD1,692
LT Extended Cab 4WD1,708
LT Crew Cab 4WD1,742
WT Extended Cab 2WD1,758
Z71 Extended Cab 4WD1,778
WT Crew Cab 2WD1,804
Z71 Crew Cab 4WD1,806
LT Extended Cab 2WD1,862
ZR2 Extended Cab 4WD1,870
ZR2 Crew Cab 4WD1,892
LT Crew Cab 2WD1,898
Z71 Crew Cab 2WD1,962
2022 Chevrolet Colorado Average Rate$1,800

2022 Jeep Gladiator

$2,152

Insurance Rates by Trim Level for 2022 Chevrolet Colorado
2022 Jeep Gladiator TrimsRate
Sport$2,020
Willys Sport2,066
Sport S2,092
Altitude2,124
Willys2,144
Overland2,172
Rubicon2,226
Mojave2,230
High Altitude2,290
2022 Jeep Gladiator Average Rate$2,152

2021 Chevrolet Colorado vs. Jeep Gladiator

For the 2021 Chevrolet Colorado and Jeep Gladiator models, the Chevrolet Colorado costs less to insure by $296 per year for this comparison year.

The chart below illustrates the average insurance cost for both models with different drivers at the wheel. The average cost of full-coverage insurance ranges from $1,582 to $3,554 per year on a 2021 Chevrolet Colorado, and $1,840 to $4,202 for a 2021 Jeep Gladiator for the different drivers illustrated in the chart.

Average car insurance premiums for 2021 Chevrolet Colorado and Jeep Gladiator models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Chevrolet Colorado and Jeep Gladiator models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2021 model year Chevrolet Colorado and Jeep Gladiator. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Chevrolet Colorado vs. Jeep Gladiator Insurance Cost
Driver Age Chevrolet Colorado Jeep Gladiator
18-Year-Old$5,447$6,468
20-Year-Old$3,554$4,202
25-Year-Old$2,058$2,408
30-Year-Old$1,888$2,204
40-Year-Old$1,776$2,072
50-Year-Old$1,582$1,840
60-Year-Old$1,480$1,726

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated October 24, 2025

Out of 15 Chevrolet Colorado trims, the cheapest 2021 trim to insure is the LT Extended Cab 4WD model at an average cost of $1,530 per year.

For the three different option levels available for the Jeep Gladiator, the cheapest 2021 trim level to insure is the Sport Crew Cab 4WD trim at a cost of $1,984.

When comparing aggregated rates for both models from a trim-level perspective, the most affordable model and trim level to put coverage on is the Chevrolet Colorado LT Extended Cab 4WD at an average rate of $1,530 per year. The highest-cost model and trim is the Jeep Gladiator Rubicon Crew Cab 4WD costing $2,116 per year.

The tables below break down average car insurance cost by trim level for a 2021 Chevrolet Colorado and Jeep Gladiator, including an overall average rate. The 2021 Chevrolet Colorado defeats the 2021 Jeep Gladiator for the cheapest average car insurance rates.

2021 Chevrolet Colorado

$1,776

Insurance Rates by Trim Level for a 2021 Chevrolet Colorado
2021 Chevrolet Colorado TrimsRate
LT Extended Cab 4WD$1,530
WT Crew Cab 4WD1,530
WT Extended Cab 4WD1,530
LT Crew Cab 4WD1,596
Extended Cab 2WD1,666
WT Extended Cab 2WD1,778
Z71 Extended Cab 4WD1,794
LT Extended Cab 2WD1,798
WT Crew Cab 2WD1,798
Z71 Crew Cab 4WD1,860
LT Crew Cab 2WD1,864
ZR2 Crew Cab 4WD1,926
ZR2 Extended Cab 4WD1,926
Z71 Crew Cab 2WD2,044
Z71 Extended Cab 2WD2,044
2021 Chevrolet Colorado Average Rate$1,776

2021 Jeep Gladiator

$2,072

Insurance Rates by Trim Level for 2021 Chevrolet Colorado
2021 Jeep Gladiator TrimsRate
Sport Crew Cab 4WD$1,984
Overland Crew Cab 4WD2,116
Rubicon Crew Cab 4WD2,116
2021 Jeep Gladiator Average Rate$2,072

2020 Chevrolet Colorado vs. Jeep Gladiator

When comparing average insurance rates for the 2020 Chevrolet Colorado and Jeep Gladiator models, the Chevrolet Colorado is cheaper to insure by an average of $284 per year for 2020.

The next chart displays the average insurance cost for the two models rated for a variety of different driver ages. For a 2020 Chevrolet Colorado, the average cost of car insurance ranges from $1,538 to $3,454 per year. Full-coverage car insurance for a 2020 Jeep Gladiator costs from $1,788 to $4,082 on average per year.

Average car insurance premiums for 2020 Chevrolet Colorado and Jeep Gladiator models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Chevrolet Colorado and Jeep Gladiator models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2020 model year Chevrolet Colorado and Jeep Gladiator. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Chevrolet Colorado vs. Jeep Gladiator Insurance Cost
Driver Age Chevrolet Colorado Jeep Gladiator
18-Year-Old$5,289$6,283
20-Year-Old$3,454$4,082
25-Year-Old$1,998$2,338
30-Year-Old$1,834$2,140
40-Year-Old$1,728$2,012
50-Year-Old$1,538$1,788
60-Year-Old$1,438$1,676

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated October 24, 2025

Out of 15 trims for the 2020 Chevrolet Colorado, the cheapest average insurance prices are on the LT Extended Cab 4WD model at a cost of $1,486 per year. Out of the three trim options available for the Jeep Gladiator, the cheapest 2020 trim level to insure is the Sport Crew Cab 4WD model at a cost of $1,930 per year, or around $161 per month.

When comparing aggregated rates for both models from a trim-level perspective, the overall cheapest vehicle to insure is the Chevrolet Colorado LT Extended Cab 4WD at an average of $1,486 per year. The overall most expensive vehicle to insure is the Jeep Gladiator Rubicon Crew Cab 4WD at a cost of $2,054 per year.

The next tables show average cost to insure each trim level for a 2020 Chevrolet Colorado and Jeep Gladiator, including the average rate for each model. The winner for the 2020 car insurance battle is the Chevrolet Colorado.

2020 Chevrolet Colorado

$1,728

Insurance Rates by Trim Level for a 2020 Chevrolet Colorado
2020 Chevrolet Colorado TrimsRate
LT Extended Cab 4WD$1,486
WT Crew Cab 4WD1,486
WT Extended Cab 4WD1,486
LT Crew Cab 4WD1,550
Extended Cab 2WD1,624
WT Extended Cab 2WD1,732
Z71 Extended Cab 4WD1,740
LT Extended Cab 2WD1,752
WT Crew Cab 2WD1,752
Z71 Crew Cab 4WD1,802
LT Crew Cab 2WD1,814
ZR2 Crew Cab 4WD1,866
ZR2 Extended Cab 4WD1,866
Z71 Crew Cab 2WD1,986
Z71 Extended Cab 2WD1,986
2020 Chevrolet Colorado Average Rate$1,728

2020 Jeep Gladiator

$2,012

Insurance Rates by Trim Level for 2020 Chevrolet Colorado
2020 Jeep Gladiator TrimsRate
Sport Crew Cab 4WD$1,930
Overland Crew Cab 4WD2,054
Rubicon Crew Cab 4WD2,054
2020 Jeep Gladiator Average Rate$2,012

Additional Chevrolet Colorado and Jeep Gladiator Resources