Chevrolet Colorado vs. Nissan Frontier Car Insurance Cost (2015 to 2022 Models)

• The Chevrolet Colorado ranks second and the Nissan Frontier ranks third for cheapest auto insurance out of 10 models in the 2023 midsize truck automotive segment.
• A 2023 Chevrolet Colorado costs an average of $58 less per year to insure than a 2023 Nissan Frontier.
• When compared to the average cost to insure a vehicle in the U.S. of $1,728 per year, the Chevrolet Colorado averages $222 less per year, while the Nissan Frontier costs an average of $164 less per year.

Is a Chevy Colorado or Nissan Frontier cheaper to insure?

Average car insurance rates for a 2023 Chevrolet Colorado are $1,506 per year, and the 2023 Nissan Frontier costs an average of $1,564 per year, making the Chevrolet Colorado the cheapest to insure.

For the 14 trim levels available for the 2023 Chevrolet Colorado, the cheapest trim level to insure is the WT Extended Cab 2WD trim at an average cost of $1,412 per year. For the 12 trims available for the Nissan Frontier, the cheapest 2023 trim level to insure is the S Crew Cab 2WD trim at a cost of $1,470.

When comparing aggregated rates for both models from a trim-level perspective, the lowest-cost model and trim level to insure is the Chevrolet Colorado WT Extended Cab 2WD at a cost of $1,412 per year, and the most expensive trim is the Nissan Frontier SV King Cab 4WD at a cost of $1,636 per year.

The next table compares the annual and monthly cost of car insurance for 2023 Chevrolet Colorado and Nissan Frontier models, showing average cost for every trim level.

The next chart illustrates the average cost to insure both 2023 models with different driver age groups. For a 2023 Chevrolet Colorado, average car insurance cost ranges from $1,370 to $2,952 per year for the driver ages used. A 2023 Nissan Frontier costs from $1,424 to $3,092 to insure per year.

The next two tables display both 2023 models and all trim levels available for each one, as well as the overall average rate for each model.

2022 Chevrolet Colorado vs. Nissan Frontier

Insurance cost for a 2022 Chevrolet Colorado averages $1,398 per year, and the 2022 Nissan Frontier costs an average of $1,618 per year, making the Chevrolet Colorado the cheaper of the two by $220 per year.

For a 2022 Chevrolet Colorado, the cheapest models to insure are the WT Extended Cab 4WD, WT Crew Cab 4WD, and LT Extended Cab 4WD.

The cheapest Nissan Frontier models to insure include the S King Cab 4WD, S Crew Cab 4WD, and S King Cab 2WD.

From a monthly standpoint, full-coverage car insurance rates for all 2022 Chevrolet Colorado and Nissan Frontier models range from $107 to $141 per month.

The rate table below compares and ranks the annual and monthly car insurance cost for 2022 Chevrolet Colorado and Nissan Frontier models, broken down by trim level.

The following chart illustrates the average car insurance cost for both models for drivers from age 20 to 50. For a 2022 Chevrolet Colorado, the average cost of car insurance ranges from $1,272 to $2,742 per year for the different drivers illustrated in the chart. Insurance on a 2022 Nissan Frontier costs from $1,474 to $3,228 on average per year.

The 2022 Chevrolet Colorado has 13 trim levels available, with the cheapest model to insure being the WT Extended Cab 4WD model at an average cost of $1,284 per year.

For the 12 trim levels available for the Nissan Frontier, the cheapest 2022 trim level to insure is the S King Cab 4WD trim at a cost of $1,548.

When comparing rates by trim level for both models, the most affordable model and trim level to buy insurance for is the Chevrolet Colorado WT Extended Cab 4WD at a cost of $1,284 per year. The most expensive model and trim level is the Nissan Frontier PRO-X Crew Cab 2WD at a cost of $1,690 per year.

The two tables below detail average car insurance rates for every trim level for both 2022 models, along with an average cost for each model. The model with the cheapest overall car insurance cost for 2022 is the Chevrolet Colorado.

2021 Chevrolet Colorado vs. Nissan Frontier

When comparing insurance cost for 2021 models, the Chevrolet Colorado costs $1,380 per year for full coverage and the Nissan Frontier costs $1,486, making the Chevrolet Colorado the cheaper model to insure by $106 for this model year.

The next chart illustrates the average cost to insure both models with different ages of drivers. Average insurance cost ranges from $1,258 to $2,728 per year for a 2021 Chevrolet Colorado, and $1,354 to $2,964 on a 2021 Nissan Frontier for the five driver ages sampled in the chart

The 2021 Chevrolet Colorado has 15 trim levels available, with the cheapest model to insure being the LT Extended Cab 4WD model at an average cost of $1,186 per year, or $99 per month.

For the 13 trim levels available for the Nissan Frontier, the cheapest 2021 trim package to insure is the S King Cab 2WD trim at a cost of $1,290.

When all 28 trims of both models are combined and compared, the most affordable model and trim level to put coverage on is the Chevrolet Colorado LT Extended Cab 4WD at an average of $1,186 per year. The most expensive vehicle to insure is the Nissan Frontier Pro-4x King Cab 4WD at an average of $1,630 per year.

The two tables below detail average car insurance rates for each trim level, as well as the overall average rate for each model. The model with the cheapest overall car insurance rates for 2021 is the Chevrolet Colorado.

2020 Chevrolet Colorado vs. Nissan Frontier

For the 2020 Chevrolet Colorado and Nissan Frontier models, the Chevrolet Colorado has cheaper car insurance rates by an average of $104 per year for this model year.

The following chart displays the average car insurance cost for both 2020 models with different driver age groups. For a 2020 Chevrolet Colorado, average car insurance cost ranges from $1,242 to $2,696 per year for the age groups in the chart. Car insurance on a 2020 Nissan Frontier costs from $1,340 to $2,932 on average per year.

Out of 15 Chevrolet Colorado trim levels, the cheapest 2020 trim level to insure is the LT Extended Cab 4WD model at an average cost of $1,168 per year, or around $97 per month. For the 13 trims available for the Nissan Frontier, the cheapest 2020 model to insure is the S King Cab 2WD model at a cost of $1,276.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim level to insure is the Chevrolet Colorado LT Extended Cab 4WD at an average cost of $1,168 per year, and the most expensive vehicle to insure is the Nissan Frontier Pro-4x King Cab 4WD costing an average of $1,610 per year.

The next two rate tables break down average cost to insure each trim level for a 2020 Chevrolet Colorado and Nissan Frontier, including an overall average cost for each model. The 2020 Chevrolet Colorado has more affordable average car insurance rates than the 2020 Nissan Frontier.

2019 Chevrolet Colorado vs. Nissan Frontier

For 2019 Chevrolet Colorado and Nissan Frontier models, the Nissan Frontier has lower-cost car insurance by an average of $36 per year.

The following chart visualizes the average insurance cost for the two models for drivers aged 20 to 50. Average car insurance cost ranges from $1,344 to $2,930 per year on a 2019 Chevrolet Colorado, and $1,310 to $2,864 for a 2019 Nissan Frontier for the illustrated age groups.

Out of 19 trim levels for the 2019 Chevrolet Colorado, the cheapest average car insurance prices are on the WT Extended Cab 4WD trim at a cost of $1,324 per year.

The 2019 Nissan Frontier has 13 trim levels available, with the cheapest model to insure being the S King Cab 2WD trim at an average cost of $1,250 per year.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest model and trim level to put coverage on is the Nissan Frontier S King Cab 2WD at an average of $1,250 per year. The most expensive model and trim level is the Chevrolet Colorado ZR2 Crew Cab 4WD costing $1,680 per year.

The two tables below detail the expected annual car insurance cost by trim level for both 2019 models, plus the average rate for each model. The cheapest model to insure for the 2019 model year is the Nissan Frontier.

2018 Chevrolet Colorado vs. Nissan Frontier

For the 2018 Chevrolet Colorado and Nissan Frontier models, the Nissan Frontier has cheaper car insurance cost by $134 per year for this model year.

The chart shown below displays the average cost to insure both 2018 models with different drivers at the wheel. For a 2018 Chevrolet Colorado, the average cost of car insurance ranges from $1,416 to $3,090 per year for the five age groups shown in the chart. Full-coverage car insurance for a 2018 Nissan Frontier ranges from $1,296 to $2,832 on average per year.

Out of 24 Chevrolet Colorado trim levels, the cheapest 2018 model to insure is the Extended Cab 2WD model at an average cost of $1,316 per year.

The 2018 Nissan Frontier has 13 different option levels available, with the cheapest trim level to insure being the S King Cab 2WD model at an average cost of $1,226 per year, or about $102 per month.

When all 37 trims of both models are combined and compared, the lowest-cost model and trim level to buy insurance for is the Nissan Frontier S King Cab 2WD at an average of $1,226 per year, and the highest-cost model and trim is the Chevrolet Colorado ZR2 Crew Cab 4WD Turbo Diesel at an average of $1,682 per year.

The two tables below break down average car insurance rates for each trim level, along with an average cost for each model.

2017 Chevrolet Colorado vs. Nissan Frontier

When comparing car insurance rates for 2017 models, the Chevrolet Colorado costs $1,482 per year for full coverage and the Nissan Frontier costs $1,352, making the Nissan Frontier the cheaper model by $130 for the 2017 comparison year.

The next chart demonstrates the average cost to insure both models for the 20, 30, 40, and 50-year-old driver age groups. A full-coverage car insurance policy ranges from $1,350 to $2,944 per year on a 2017 Chevrolet Colorado, and $1,236 to $2,696 for a 2017 Nissan Frontier for the example age groups.

The 2017 Chevrolet Colorado has 30 trim levels available, with the cheapest model to insure being the Extended Cab 2WD model at an average cost of $1,322 per year, or around $110 per month. Out of the 13 different trims available for the Nissan Frontier, the cheapest 2017 trim level to insure is the S King Cab 2WD trim at a cost of $1,192.

When all 43 trims of both models are combined and compared, the lowest-cost model and trim to buy insurance for is the Nissan Frontier S King Cab 2WD at an average rate of $1,192 per year, and the most expensive trim is the Chevrolet Colorado ZR2 Crew Cab 4WD Turbo Diesel at a cost of $1,618 per year.

The tables shown below detail the cost to insure the available trim levels for both 2017 models, plus the average rate for each model. The winner for the 2017 car insurance battle is the Nissan Frontier.

2016 Chevrolet Colorado vs. Nissan Frontier

When comparing car insurance rates for the 2016 Chevrolet Colorado and Nissan Frontier models, the Nissan Frontier has cheaper rates by an average of $174 per year for this comparison year.

The following chart illustrates the average car insurance cost for both 2016 models using a range of rated driver ages. For a 2016 Chevrolet Colorado, the average cost of car insurance ranges from $1,272 to $2,772 per year for the example age groups. Full-coverage car insurance on a 2016 Nissan Frontier costs from $1,114 to $2,436 on average per year.

For the 26 trims available for the 2016 Chevrolet Colorado, the cheapest trim level to insure is the WT Extended Cab 4WD trim at an average cost of $1,264 per year.

Out of the 13 trim and option levels available for the Nissan Frontier, the cheapest 2016 model to insure is the S King Cab 2WD trim at a cost of $1,140.

When comparing combined rates for both models from a trim-level perspective, the overall cheapest vehicle to put coverage on is the Nissan Frontier S King Cab 2WD at an average rate of $1,140 per year, and the highest-cost model and trim is the Chevrolet Colorado Z71 Crew Cab 2WD Turbo Diesel costing an average of $1,536 per year.

The rate tables below show all the available trims for both 2016 models, plus the average rate for each model. The winner for the 2016 car insurance cost comparison is the Nissan Frontier.

2015 Chevrolet Colorado vs. Nissan Frontier

For the 2015 Chevrolet Colorado and Nissan Frontier models, the Nissan Frontier has cheaper car insurance cost by $150 per year for this model year.

The chart below shows the average cost to insure both 2015 models with different drivers at the wheel. Average car insurance cost ranges from $1,268 to $2,752 per year on a 2015 Chevrolet Colorado, and $1,128 to $2,436 on a 2015 Nissan Frontier for the illustrated age groups.

Out of 13 Chevrolet Colorado trim levels, the cheapest 2015 trim level to insure is the WT Extended Cab 4WD trim at an average cost of $1,296 per year, or about $108 per month.

The 2015 Nissan Frontier has 13 different trim levels available, with the cheapest trim level to insure being the S King Cab 2WD model at an average cost of $1,060 per year.

When comparing combined rates for both models from a trim-level perspective, the cheapest model and trim level to buy insurance for is the Nissan Frontier S King Cab 2WD at an average of $1,060 per year, and the most expensive trim is the Chevrolet Colorado Z71 Crew Cab 2WD costing an average of $1,484 per year.

The next two rate tables display the average cost to insure each trim level for a 2015 Chevrolet Colorado and Nissan Frontier, along with the average rate for each model. The 2015 Nissan Frontier is the winner over the 2015 Chevrolet Colorado for cheapest auto insurance rates.

Additional Chevrolet Colorado and Nissan Frontier Resources

• Chevrolet Colorado Insurance Cost
• Nissan Frontier Insurance Cost
• Midsize Truck Insurance Cost Comparisons