Toyota Tacoma vs. Chevrolet Colorado Insurance Cost Comparison

Does the Toyota Tacoma or Chevy Colorado have cheaper insurance? We did the leg work and compiled insurance rates for the 2015 through 2023 model years to find out.

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  • At an average cost of $1,658 per year, a 2023 Chevrolet Colorado is cheaper to insure than a 2023 Toyota Tacoma by an average of $152 per year.
  • For a 2023 Toyota Tacoma, insurance rates range from $1,536 to $1,788 per year, while insurance for a 2023 Chevrolet Colorado ranges from $1,412 to $1,624.
  • Out of 10 models in the 2023 midsize truck segment, the Toyota Tacoma ranks sixth and the Chevrolet Colorado ranks second for cheapest auto insurance.
  • If cheap auto insurance is your primary concern, the SR Access Cab 4WD and SR Access Cab 2WD trims are the cheapest Toyota Tacoma models to insure, while the WT Extended Cab 2WD and WT Extended Cab 4WD trims are the cheapest Chevrolet Colorado models to insure.

Is a Toyota Tacoma or Chevy Colorado cheaper to insure?

Car insurance on a 2023 Toyota Tacoma costs an average of $1,658 per year, and insurance for a 2023 Chevrolet Colorado costs an average of $1,506 per year, making the Chevrolet Colorado the cheaper of the two by $152 per year.

Within each different model, however, the cost of insurance varies quite a bit depending on the exact trim level of the vehicle being insured. For a 2023 Toyota Tacoma, insurance rates range from the lowest rate of $1,536 per year for the SR Access Cab 4WD model up to $1,788 for the Limited 2WD model. For a 2023 Chevrolet Colorado, rates range from $1,412 per year for the WT Extended Cab 2WD model up to $1,624 for the most expensive ZR2 Extended Cab Duramax 4WD model.

For prior model years, the average car insurance prices for a Tacoma and a Colorado compare as follows. Click any model year to show full cost comparisons for that year.

When comparing both models at a trim-level basis, the cheapest trim is the Chevrolet Colorado WT Extended Cab 2WD at an average of $1,412 per year, and the most expensive model and trim level is the Toyota Tacoma Limited 2WD at a cost of $1,788 per year.

For a 2023 Toyota Tacoma, the cheapest models are the SR Access Cab 4WD, SR Access Cab 2WD, and SR5 Access Cab 4WD. The cheapest Chevrolet Colorado models include the WT Extended Cab 2WD, WT Extended Cab 4WD, and WT Crew Cab 4WD.

From a monthly standpoint, car insurance rates for all 2023 Toyota Tacoma and Chevrolet Colorado trim levels range from $118 to $149 per month.

The table below ranks the annual and monthly cost of car insurance for 2023 Toyota Tacoma and Chevrolet Colorado models, showing average premium cost for each trim level.

2023 Toyota Tacoma vs Chevrolet Colorado Insurance Cost by Trim Level
Model and Trim Level Annual Cost Monthly Cost
$1,412$118
$1,412$118
$1,426$119
$1,430$119
$1,460$122
$1,464$122
$1,506$126
$1,524$127
$1,528$127
$1,536$128
$1,542$129
$1,548$129
$1,572$131
$1,578$132
$1,588$132
$1,592$133
$1,594$133
$1,598$133
$1,598$133
$1,606$134
$1,608$134
$1,612$134
$1,624$135
$1,636$136
$1,652$138
$1,662$139
$1,662$139
$1,666$139
$1,680$140
$1,680$140
$1,686$141
$1,698$142
$1,706$142
$1,718$143
$1,738$145
$1,744$145
$1,770$148
$1,788$149

Get Rates in Your AreaWhy is this important?

Table Data Details: Average annual and monthly cost assumes a clean driving record and no at-fault accidents for a 40-year-old driver rated on a 2023 Toyota Tacoma and a 2023 Chevrolet Colorado. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2023
2023 Toyota Tacoma vs Chevrolet Colorado Insurance Cost by Trim Level

The chart shown below illustrates the average cost to insure both 2023 models using a range of rated driver ages. For a 2023 Toyota Tacoma, average insurance cost ranges from $1,506 to $3,286 per year for the age groups used in this illustration. A 2023 Chevrolet Colorado costs from $1,370 to $2,952 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2023 Toyota Tacoma and a 2023 Chevrolet Colorado with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Tacoma and Chevrolet Colorado trim levels.Data last updated on August 12, 2023
2023 Toyota Tacoma vs. 2023 Chevrolet Colorado Insurance Cost
2023 Toyota Tacoma vs. Chevrolet Colorado Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Tacoma$3,286$1,742$1,658$1,506
Chevrolet Colorado$2,952$1,584$1,506$1,370

Out of 24 trims for the 2023 Toyota Tacoma, the cheapest insurance rates are on the SR Access Cab 4WD trim at a cost of $1,536 per year, or around $128 per month. The 2023 Chevrolet Colorado has 14 trim levels available, with the cheapest trim to insure being the WT Extended Cab 2WD trim at an average cost of $1,412 per year.

When looking at the aggregated rates by trim for both models, the cheapest vehicle to insure is the Chevrolet Colorado WT Extended Cab 2WD at an average cost of $1,412 per year, and the most expensive trim is the Toyota Tacoma Limited 2WD costing $1,788 per year.

The tables shown below show the cost to insure the available trim levels for both 2023 models, along with the average rate for each model. The cheapest of the two models to insure for the 2023 model year is the Chevrolet Colorado.

2023 Toyota Tacoma

$1,658

Insurance Rates by Trim Level for 2023 Toyota Tacoma
2023 Toyota Tacoma TrimsRate
SR Access Cab 4WD$1,536
SR Access Cab 2WD1,548
SR5 Access Cab 4WD1,572
SR Access Cab V6 4WD1,588
SR5 Access Cab 2WD1,592
SR Double Cab 2WD1,594
SR5 Double Cab 4WD1,598
SR Access Cab V6 2WD1,606
SR5 Double Cab 2WD1,612
SR5 Access Cab V6 4WD1,636
SR5 Double Cab 4WD1,652
TRD Sport Access Cab 4WD1,662
TRD Off-Road Access Cab 4WD1,662
SR5 Access Cab V6 2WD1,666
TRD Sport Double Cab 4WD1,680
TRD Off-Road Double Cab 4WD1,680
SR5 Double Cab V6 2WD1,686
TRD Sport Access Cab 2WD1,698
Trail Special Edition AWD1,706
TRD Off-Road Double Cab 2WD1,718
Limited AWD1,738
TRD Sport Double Cab 2WD1,744
TRD Pro AWD1,770
Limited 2WD1,788
2023 Toyota Tacoma Average Rate$1,658

2023 Chevrolet Colorado

$1,506

Insurance Rates by Trim Level for 2023 Toyota Tacoma
2023 Chevrolet Colorado TrimsRate
WT Extended Cab 2WD$1,412
WT Extended Cab 4WD1,412
WT Crew Cab 4WD1,426
WT Crew Cab 2WD1,430
LT Extended Cab 4WD1,460
LT Extended Cab 2WD1,464
LT Crew Cab 4WD1,506
Z71 Extended Cab 4WD1,524
LT Crew Cab 2WD1,528
Z71 Crew Cab 4WD1,542
Z71 Crew Cab Duramax 4WD1,578
ZR2 Extended Cab 4WD1,598
ZR2 Crew Cab 4WD1,608
ZR2 Extended Cab Duramax 4WD1,624
2023 Chevrolet Colorado Average Rate$1,506

2022 Toyota Tacoma vs. Chevrolet Colorado

Insurance cost for a 2022 Toyota Tacoma averages $1,574 per year, while the 2022 Chevrolet Colorado costs an average of $1,398 per year, making the Chevrolet Colorado the better deal by $176 per year.

Car insurance cost varies noticeably depending on the trim level of the vehicle being insured, however.

For a 2022 Toyota Tacoma, car insurance rates range from the cheapest price of $1,434 per year for the SR Access Cab 4WD model up to $1,780 for the TRD Pro AWD Automatic model.

For a 2022 Chevrolet Colorado, rates range from $1,284 per year for the WT Extended Cab 4WD model up to $1,530 for the most expensive to insure Z71 Crew Cab 2WD model.

When comparing both models, the overall cheapest vehicle to insure is the Chevrolet Colorado WT Extended Cab 4WD at an average of $1,284 per year, and the highest-cost model and trim is the Toyota Tacoma TRD Pro AWD Automatic at an average cost of $1,780 per year.

For a 2022 Toyota Tacoma, the cheapest models are the SR Access Cab 4WD, SR Access Cab 2WD, and SR Double Cab 2WD. The cheapest Chevrolet Colorado models include the WT Extended Cab 4WD, WT Crew Cab 4WD, and LT Extended Cab 4WD. On a monthly basis, car insurance rates for all 2022 Toyota Tacoma and Chevrolet Colorado models and trims range from $107 to $148 per month.

The table below compares and ranks the annual and monthly car insurance cost for 2022 Toyota Tacoma and Chevrolet Colorado models, showing cost for each trim level of both models.

2022 Toyota Tacoma vs Chevrolet Colorado Insurance Cost by Trim Level
Model and Trim Level Annual Cost Monthly Cost
$1,284$107
$1,312$109
$1,324$110
$1,350$113
$1,372$114
$1,378$115
$1,398$117
$1,408$117
$1,434$120
$1,442$120
$1,448$121
$1,452$121
$1,464$122
$1,466$122
$1,480$123
$1,490$124
$1,490$124
$1,508$126
$1,530$128
$1,550$129
$1,558$130
$1,564$130
$1,576$131
$1,576$131
$1,590$133
$1,594$133
$1,616$135
$1,620$135
$1,636$136
$1,684$140
$1,754$146
$1,780$148

Get Rates in Your AreaWhy is this important?

Table Data Details: Average annual and monthly cost assumes a clean driving record and no at-fault accidents for a 40-year-old driver rated on a 2022 Toyota Tacoma and a 2022 Chevrolet Colorado. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2023
2022 Toyota Tacoma vs Chevrolet Colorado Insurance Cost by Trim Level

The next chart displays the average cost to insure the two models rated for multiple driver ages. For a 2022 Toyota Tacoma, the average car insurance cost ranges from $1,436 to $3,144 per year for the example age groups. A 2022 Chevrolet Colorado costs from $1,272 to $2,742 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2022 Toyota Tacoma and a 2022 Chevrolet Colorado with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Tacoma and Chevrolet Colorado trim levels.Data last updated on August 12, 2023
2022 Toyota Tacoma vs. 2022 Chevrolet Colorado Insurance Cost
2022 Toyota Tacoma vs. Chevrolet Colorado Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Tacoma$3,144$1,664$1,574$1,436
Chevrolet Colorado$2,742$1,470$1,398$1,272

How does insurance cost for a 2022 Toyota Tacoma compare to a Chevrolet Colorado?

  • For a 19-year-old driver, insurance on a Toyota Tacoma costs an average of $4,480 per year and Chevrolet Colorado insurance costs an average of $3,894 per year, a difference of $586 per year.
  • A high deductible policy could save as much as $252 per year for the Toyota Tacoma and $208 for the Chevrolet Colorado.
  • Being a safe driver could earn a discount of around $200 for the Toyota Tacoma and $176 for the Chevrolet Colorado.
  • A low deductible policy could cost up to $490 more per year for the Toyota Tacoma and $402 for the Chevrolet Colorado.
  • For a 17-year-old driver, insurance on a Toyota Tacoma costs an average of $5,288 per year and Chevrolet Colorado insurance costs an average of $4,620 per year, a difference of $668 per year.
  • The cheapest 2022 Toyota Tacoma insurance is on the SR Access Cab 4WD costing $1,434 per year. The cheapest 2022 Chevrolet Colorado to insure is the WT Extended Cab 4WD costing $1,284 per year.
  • When compared to the national average car insurance rate of $1,728 per year, the Toyota Tacoma costs $154 less per year, while the Chevrolet Colorado costs $330 less per year.
  • Getting a minor traffic violation could increase average rates as much as $418 per year for the Toyota Tacoma and $358 for the Chevrolet Colorado.
  • Having an at-fault accident could increase insurance rates by up to $650 per year for the Toyota Tacoma and $560 for the Chevrolet Colorado.

The tables below detail insurance rates for all trim levels of 2022 Tacoma and Colorado models. The 2022 Toyota Tacoma has an average insurance cost of $1,574 and the 2022 Chevrolet Colorado is $1,398, making the Chevrolet Colorado cheaper by $176 per year.

2022 Toyota Tacoma

$1,574

Insurance Rates by Trim Level for 2022 Toyota Tacoma
2022 Toyota Tacoma TrimsRate
SR Access Cab 4WD$1,434
SR Access Cab 2WD1,442
SR Double Cab 2WD1,464
SR Access Cab V6 4WD1,490
SR5 Access Cab 2WD1,490
SR5 Double Cab 2WD1,508
SR5 Double Cab V6 4WD1,550
SR5 Access Cab V6 2WD1,558
TRD Sport Access Cab V6 4WD1,564
TRD Sport Double Cab V6 4WD1,576
TRD Off-Road Double Cab V6 4WD1,576
SR5 Double Cab V6 2WD1,590
TRD Sport Access Cab V6 2WD1,594
TRD Sport Double Cab V6 2WD1,616
TRD Off-Road Double Cab V6 2WD1,620
Limited Double Cab V6 4WD1,636
Limited Double Cab V6 2WD1,684
TRD Pro AWD Manual1,754
TRD Pro AWD Automatic1,780
2022 Toyota Tacoma Average Rate$1,574

2022 Chevrolet Colorado

$1,398

Insurance Rates by Trim Level for 2022 Toyota Tacoma
2022 Chevrolet Colorado TrimsRate
WT Extended Cab 4WD$1,284
WT Crew Cab 4WD1,312
LT Extended Cab 4WD1,324
LT Crew Cab 4WD1,350
WT Extended Cab 2WD1,372
Z71 Extended Cab 4WD1,378
Z71 Crew Cab 4WD1,398
WT Crew Cab 2WD1,408
ZR2 Extended Cab 4WD1,448
LT Extended Cab 2WD1,452
ZR2 Crew Cab 4WD1,466
LT Crew Cab 2WD1,480
Z71 Crew Cab 2WD1,530
2022 Chevrolet Colorado Average Rate$1,398

2021 Toyota Tacoma vs. Chevrolet Colorado

For the 2021 Toyota Tacoma and Chevrolet Colorado models, the Chevrolet Colorado is cheaper to insure by an average of $92 per year for this comparison year.

The chart below visualizes the average cost to insure both 2021 models for the 20 to 50-year-old driver age groups. Average insurance cost ranges from $1,340 to $2,926 per year for a 2021 Toyota Tacoma, and $1,258 to $2,728 for a 2021 Chevrolet Colorado for the example age groups.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2021 Toyota Tacoma and a 2021 Chevrolet Colorado with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Tacoma and Chevrolet Colorado trim levels.Data last updated on August 11, 2023
2021 Toyota Tacoma vs. 2021 Chevrolet Colorado Insurance Cost
2021 Toyota Tacoma vs. Chevrolet Colorado Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Tacoma$2,926$1,552$1,472$1,340
Chevrolet Colorado$2,728$1,446$1,380$1,258

The 2021 Toyota Tacoma has 14 trims available, with the cheapest model to insure being the Access Cab SR5 2WD model at an average cost of $1,346 per year.

The 2021 Chevrolet Colorado has 15 trims available, with the cheapest trim level to insure being the LT Extended Cab 4WD model at an average cost of $1,186 per year.

When looking at the aggregated rates by trim for both models, the most affordable model and trim level to insure is the Chevrolet Colorado LT Extended Cab 4WD at a cost of $1,186 per year. The highest-cost model and trim is the Chevrolet Colorado Z71 Extended Cab 2WD at an average cost of $1,590 per year.

The next tables display average car insurance rates for every trim level for both 2021 models, plus the average rate for each model.

2021 Toyota Tacoma

$1,472

Insurance Rates by Trim Level for 2021 Toyota Tacoma
2021 Toyota Tacoma TrimsRate
Access Cab SR5 2WD$1,346
Access Cab SR 4WD1,356
Access Cab SR5 4WD1,406
Double Cab SR 4WD1,406
Access Cab TRD Off-Road 4WD1,456
Access Cab TRD Sport 4WD1,456
Double Cab SR5 4WD1,456
Double Cab SR5 2WD1,470
Double Cab TRD Off-Road 4WD1,508
Double Cab TRD Sport 4WD1,508
Double Cab TRD Sport 2WD1,520
Double Cab Limited 4WD1,556
Double Cab TRD Pro 4WD1,556
Double Cab Limited 2WD1,570
2021 Toyota Tacoma Average Rate$1,472

2021 Chevrolet Colorado

$1,380

Insurance Rates by Trim Level for 2021 Toyota Tacoma
2021 Chevrolet Colorado TrimsRate
LT Extended Cab 4WD$1,186
WT Crew Cab 4WD1,186
WT Extended Cab 4WD1,186
LT Crew Cab 4WD1,236
Extended Cab 2WD1,304
Z71 Extended Cab 4WD1,386
WT Extended Cab 2WD1,388
LT Extended Cab 2WD1,404
WT Crew Cab 2WD1,404
Z71 Crew Cab 4WD1,436
LT Crew Cab 2WD1,454
ZR2 Crew Cab 4WD1,486
ZR2 Extended Cab 4WD1,486
Z71 Crew Cab 2WD1,590
Z71 Extended Cab 2WD1,590
2021 Chevrolet Colorado Average Rate$1,380

2020 Toyota Tacoma vs Chevrolet Colorado

For 2020 Toyota Tacoma and Chevrolet Colorado models, the Chevrolet Colorado is cheaper to insure by an average of $86 per year.

The rate chart below shows the average cost to insure the two models using drivers aged 20 to 50. For a 2020 Toyota Tacoma, the average car insurance cost ranges from $1,322 to $2,888 per year for the included driver ages. A 2020 Chevrolet Colorado costs from $1,242 to $2,696 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2020 Toyota Tacoma and a 2020 Chevrolet Colorado with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Tacoma and Chevrolet Colorado trim levels.Data last updated on August 11, 2023
2020 Toyota Tacoma vs. 2020 Chevrolet Colorado Insurance Cost
2020 Toyota Tacoma vs. Chevrolet Colorado Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Tacoma$2,888$1,528$1,448$1,322
Chevrolet Colorado$2,696$1,426$1,362$1,242

Out of 14 trims for the 2020 Toyota Tacoma, the cheapest average car insurance prices are on the Access Cab SR5 2WD trim at a cost of $1,328 per year, or around $111 per month.

The 2020 Chevrolet Colorado has 15 trim levels available, with the cheapest model to insure being the LT Extended Cab 4WD model at an average cost of $1,168 per year, or $97 per month.

When comparing aggregated rates for both models from a trim-level perspective, the lowest-cost model and trim to insure is the Chevrolet Colorado LT Extended Cab 4WD at a cost of $1,168 per year. The most expensive model and trim level is the Chevrolet Colorado Z71 Extended Cab 2WD costing $1,570 per year.

The next two rate tables illustrate the average cost to insure all 2020 trim levels, plus the average rate for each model. The model with the cheapest overall car insurance rates for 2020 is the Chevrolet Colorado.

2020 Toyota Tacoma

$1,448

Insurance Rates by Trim Level for 2020 Toyota Tacoma
2020 Toyota Tacoma TrimsRate
Access Cab SR5 2WD$1,328
Access Cab SR 4WD1,336
Access Cab SR5 4WD1,384
Double Cab SR 4WD1,384
Access Cab TRD Off-Road 4WD1,434
Access Cab TRD Sport 4WD1,434
Double Cab SR5 4WD1,434
Double Cab SR5 2WD1,452
Double Cab TRD Off-Road 4WD1,484
Double Cab TRD Sport 4WD1,484
Double Cab TRD Sport 2WD1,500
Double Cab Limited 4WD1,532
Double Cab TRD Pro 4WD1,532
Double Cab Limited 2WD1,548
2020 Toyota Tacoma Average Rate$1,448

2020 Chevrolet Colorado

$1,362

Insurance Rates by Trim Level for 2020 Toyota Tacoma
2020 Chevrolet Colorado TrimsRate
LT Extended Cab 4WD$1,168
WT Crew Cab 4WD1,168
WT Extended Cab 4WD1,168
LT Crew Cab 4WD1,218
Extended Cab 2WD1,290
Z71 Extended Cab 4WD1,366
WT Extended Cab 2WD1,372
LT Extended Cab 2WD1,386
WT Crew Cab 2WD1,386
Z71 Crew Cab 4WD1,414
LT Crew Cab 2WD1,438
ZR2 Crew Cab 4WD1,462
ZR2 Extended Cab 4WD1,462
Z71 Crew Cab 2WD1,570
Z71 Extended Cab 2WD1,570
2020 Chevrolet Colorado Average Rate$1,362

2019 Toyota Tacoma vs Chevrolet Colorado

For the 2019 Toyota Tacoma and Chevrolet Colorado models, the Toyota Tacoma has cheaper car insurance rates by an average of $62 per year.

The chart below visualizes the average cost to insure both models for the 20, 30, 40, and 50-year-old driver age groups. Insurance cost ranges from $1,288 to $2,812 per year for a 2019 Toyota Tacoma, and $1,344 to $2,930 for a 2019 Chevrolet Colorado for the included age groups.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2019 Toyota Tacoma and a 2019 Chevrolet Colorado with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Tacoma and Chevrolet Colorado trim levels.Data last updated on August 11, 2023
2019 Toyota Tacoma vs. 2019 Chevrolet Colorado Insurance Cost
2019 Toyota Tacoma vs. Chevrolet Colorado Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Tacoma$2,812$1,486$1,410$1,288
Chevrolet Colorado$2,930$1,532$1,472$1,344

Out of 14 Toyota Tacoma trim levels, the cheapest 2019 trim to insure is the Access Cab SR5 2WD model at an average cost of $1,296 per year, or $108 per month.

For the 19 trims available for the Chevrolet Colorado, the cheapest 2019 trim level to insure is the WT Extended Cab 4WD trim at a cost of $1,324.

When trim-level rates for both models are compared, the cheapest vehicle to insure is the Toyota Tacoma Access Cab SR5 2WD at a cost of $1,296 per year. The highest-cost model and trim is the Chevrolet Colorado ZR2 Crew Cab 4WD costing $1,680 per year.

The next two rate tables illustrate the average insurance cost by trim level for both 2019 models, plus an average rate for each model. The model with the cheapest overall car insurance rates for 2019 is the Toyota Tacoma.

2019 Toyota Tacoma

$1,410

Insurance Rates by Trim Level for 2019 Toyota Tacoma
2019 Toyota Tacoma TrimsRate
Access Cab SR5 2WD$1,296
Access Cab SR 4WD1,302
Access Cab SR5 4WD1,348
Double Cab SR 4WD1,348
Access Cab TRD Off-Road 4WD1,396
Access Cab TRD Sport 4WD1,396
Double Cab SR5 4WD1,396
Double Cab SR5 2WD1,416
Double Cab TRD Off-Road 4WD1,444
Double Cab TRD Sport 4WD1,444
Double Cab TRD Sport 2WD1,462
Double Cab Limited 4WD1,490
Double Cab TRD Pro 4WD1,490
Double Cab Limited 2WD1,510
2019 Toyota Tacoma Average Rate$1,410

2019 Chevrolet Colorado

$1,472

Insurance Rates by Trim Level for 2019 Toyota Tacoma
2019 Chevrolet Colorado TrimsRate
WT Extended Cab 4WD$1,324
Extended Cab 2WD1,340
WT Crew Cab 4WD1,354
WT Extended Cab 2WD1,358
LT Extended Cab 4WD1,372
Z71 Extended Cab 4WD1,396
LT Crew Cab 4WD1,402
LT Crew Cab 4WD Turbo Diesel1,434
LT Extended Cab 2WD1,434
WT Crew Cab 2WD1,434
LT Crew Cab 2WD1,482
Z71 Crew Cab 4WD1,482
LT Crew Cab 2WD Turbo Diesel1,516
Z71 Extended Cab 2WD1,546
Z71 Crew Cab 2WD1,560
Z71 Crew Cab 2WD Turbo Diesel1,562
ZR2 Extended Cab 4WD1,648
ZR2 Extended Cab 4WD Turbo Diesel1,648
ZR2 Crew Cab 4WD1,680
2019 Chevrolet Colorado Average Rate$1,472

2018 Toyota Tacoma vs Chevrolet Colorado

When comparing insurance cost for 2018 models, the Toyota Tacoma costs an average of $1,592 per year to insure and the Chevrolet Colorado costs $1,550, making the Chevrolet Colorado the winner by $42 for the 2018 comparison year.

The chart below shows the average cost to insure the two models for a range of driver ages. Insurance cost ranges from $1,454 to $3,186 per year for a 2018 Toyota Tacoma, and $1,416 to $3,090 for a 2018 Chevrolet Colorado for the age groups used in the chart.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2018 Toyota Tacoma and a 2018 Chevrolet Colorado with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Tacoma and Chevrolet Colorado trim levels.Data last updated on August 12, 2023
2018 Toyota Tacoma vs. 2018 Chevrolet Colorado Insurance Cost
2018 Toyota Tacoma vs. Chevrolet Colorado Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Tacoma$3,186$1,664$1,592$1,454
Chevrolet Colorado$3,090$1,612$1,550$1,416

The 2018 Toyota Tacoma has 18 trims available, with the cheapest trim level to insure being the Access Cab SR 2WD trim at an average cost of $1,424 per year.

For the 24 trim levels available for the Chevrolet Colorado, the cheapest 2018 model to insure is the Extended Cab 2WD trim at a cost of $1,316.

When insurance rates for all 42 trim levels for both vehicles are compared, the cheapest vehicle to insure is the Chevrolet Colorado Extended Cab 2WD at an average of $1,316 per year, and the most expensive trim is the Toyota Tacoma Double Cab TRD Pro 4WD at an average cost of $1,728 per year.

The next two tables display the average insurance cost by trim level for both 2018 models, including the average rate for each model. The 2018 Chevrolet Colorado defeats the 2018 Toyota Tacoma for the cheapest overall car insurance cost.

2018 Toyota Tacoma

$1,592

Insurance Rates by Trim Level for 2018 Toyota Tacoma
2018 Toyota Tacoma TrimsRate
Access Cab SR 2WD$1,424
Access Cab SR5 2WD1,470
Double Cab SR 2WD1,470
Access Cab SR 4WD1,518
Double Cab SR5 2WD1,544
Access Cab TRD Sport 2WD1,560
Access Cab SR5 4WD1,592
Double Cab SR 4WD1,592
Double Cab TRD Off-Road 2WD1,606
Double Cab TRD Sport 2WD1,606
Access Cab TRD Off-Road 4WD1,638
Access Cab TRD Sport 4WD1,638
Double Cab SR5 4WD1,638
Double Cab TRD Off-Road 4WD1,638
Double Cab TRD Sport 4WD1,638
Double Cab Limited 2WD1,650
Double Cab Limited 4WD1,728
Double Cab TRD Pro 4WD1,728
2018 Toyota Tacoma Average Rate$1,592

2018 Chevrolet Colorado

$1,550

Insurance Rates by Trim Level for 2018 Toyota Tacoma
2018 Chevrolet Colorado TrimsRate
Extended Cab 2WD$1,316
Extended Cab 2WD Turbo Diesel1,450
WT Extended Cab 4WD1,466
WT Crew Cab 4WD1,470
WT Extended Cab 2WD1,474
LT Extended Cab 4WD1,508
LT Crew Cab 4WD1,516
WT Extended Cab 4WD Turbo Diesel1,516
LT Crew Cab 2WD1,542
LT Extended Cab 2WD1,542
WT Crew Cab 2WD1,542
WT Crew Cab 4WD Turbo Diesel1,548
Z71 Crew Cab 4WD1,548
Z71 Extended Cab 4WD1,554
Z71 Crew Cab 2WD1,586
Z71 Extended Cab 2WD1,586
LT Crew Cab 4WD Turbo Diesel1,592
Z71 Crew Cab 4WD Turbo Diesel1,592
ZR2 Extended Cab 4WD1,606
ZR2 Extended Cab 4WD Turbo Diesel1,622
LT Crew Cab 2WD Turbo Diesel1,632
ZR2 Crew Cab 4WD1,638
Z71 Crew Cab 2WD Turbo Diesel1,676
ZR2 Crew Cab 4WD Turbo Diesel1,682
2018 Chevrolet Colorado Average Rate$1,550

2017 Toyota Tacoma vs Chevrolet Colorado

When comparing car insurance rates for the 2017 Toyota Tacoma and Chevrolet Colorado models, the Chevrolet Colorado is cheaper to insure by an average of $28 per year for this comparison year.

The rate chart below illustrates the average cost to insure both models for drivers aged 20 to 50. Insurance cost ranges from $1,378 to $3,016 per year for a 2017 Toyota Tacoma, and $1,350 to $2,944 for a 2017 Chevrolet Colorado.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2017 Toyota Tacoma and a 2017 Chevrolet Colorado with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Tacoma and Chevrolet Colorado trim levels.Data last updated on August 11, 2023
2017 Toyota Tacoma vs. 2017 Chevrolet Colorado Insurance Cost
2017 Toyota Tacoma vs. Chevrolet Colorado Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Tacoma$3,016$1,570$1,510$1,378
Chevrolet Colorado$2,944$1,536$1,482$1,350

Out of 18 trims for the 2017 Toyota Tacoma, the cheapest insurance prices are on the Access Cab SR 2WD trim at a cost of $1,378 per year. The 2017 Chevrolet Colorado has 30 trim levels available, with the cheapest model to insure being the Extended Cab 2WD model at an average cost of $1,322 per year, or about $110 per month.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest model and trim level to insure is the Chevrolet Colorado Extended Cab 2WD at an average cost of $1,322 per year, and the most expensive model and trim level is the Toyota Tacoma Double Cab TRD Pro 4WD costing an average of $1,662 per year.

The next tables display the average cost to insure all 2017 trim levels, as well as the overall average rate for each model. The 2017 Chevrolet Colorado comes out with a win over the 2017 Toyota Tacoma for the cheapest overall car insurance rates.

2017 Toyota Tacoma

$1,510

Insurance Rates by Trim Level for 2017 Toyota Tacoma
2017 Toyota Tacoma TrimsRate
Access Cab SR 2WD$1,378
Double Cab SR 2WD1,378
Access Cab SR5 2WD1,420
Double Cab SR5 2WD1,420
Access Cab SR 4WD1,438
Double Cab SR 4WD1,492
Access Cab TRD Sport 2WD1,506
Double Cab TRD Off-Road 2WD1,506
Double Cab TRD Sport 2WD1,506
Access Cab SR5 4WD1,514
Access Cab TRD Sport 4WD1,536
Double Cab SR5 4WD1,536
Double Cab Limited 2WD1,548
Access Cab TRD Off-Road 4WD1,576
Double Cab TRD Off-Road 4WD1,576
Double Cab TRD Sport 4WD1,576
Double Cab Limited 4WD1,618
Double Cab TRD Pro 4WD1,662
2017 Toyota Tacoma Average Rate$1,510

2017 Chevrolet Colorado

$1,482

Insurance Rates by Trim Level for 2017 Toyota Tacoma
2017 Chevrolet Colorado TrimsRate
Extended Cab 2WD$1,322
WT Extended Cab 4WD1,334
Extended Cab 2WD Turbo Diesel1,364
WT Extended Cab 2WD1,364
WT Crew Cab 2WD1,406
LT Extended Cab 4WD1,420
WT Crew Cab 4WD1,420
WT Extended Cab 4WD Turbo Diesel1,420
Z71 Extended Cab 4WD1,420
LT Extended Cab 2WD1,448
WT Extended Cab 2WD Turbo Diesel1,448
LT Crew Cab 4WD1,462
LT Crew Cab 2WD1,490
WT Crew Cab 2WD Turbo Diesel1,490
Z71 Extended Cab 2WD1,490
LT Extended Cab 4WD Turbo Diesel1,492
WT Crew Cab 4WD Turbo Diesel1,492
Z71 Crew Cab 4WD1,492
ZR2 Extended Cab 4WD1,506
LT Crew Cab 2WD Turbo Diesel1,534
LT Extended Cab 2WD Turbo Diesel1,534
Z71 Crew Cab 2WD1,534
Z71 Extended Cab 2WD Turbo Diesel1,534
LT Crew Cab 4WD Turbo Diesel1,536
Z71 Crew Cab 4WD Turbo Diesel1,536
Z71 Extended Cab 4WD Turbo Diesel1,536
Z71 Crew Cab 2WD Turbo Diesel1,576
ZR2 Crew Cab 4WD1,576
ZR2 Extended Cab 4WD Turbo Diesel1,576
ZR2 Crew Cab 4WD Turbo Diesel1,618
2017 Chevrolet Colorado Average Rate$1,482

2016 Toyota Tacoma vs Chevrolet Colorado

When comparing average insurance cost for 2016 models, the Toyota Tacoma costs an average of $1,472 per year to insure and the Chevrolet Colorado costs $1,390, making the Chevrolet Colorado the winner by $82 for the 2016 comparison year.

The next chart visualizes the average cost to insure the two models for the 20 to 50-year-old driver age groups. The average car insurance cost ranges from $1,344 to $2,942 per year for a 2016 Toyota Tacoma, and $1,272 to $2,772 for a 2016 Chevrolet Colorado for the included age groups.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2016 Toyota Tacoma and a 2016 Chevrolet Colorado with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Tacoma and Chevrolet Colorado trim levels.Data last updated on August 12, 2023
2016 Toyota Tacoma vs. 2016 Chevrolet Colorado Insurance Cost
2016 Toyota Tacoma vs. Chevrolet Colorado Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Tacoma$2,942$1,530$1,472$1,344
Chevrolet Colorado$2,772$1,444$1,390$1,272

For the 17 trims available for the 2016 Toyota Tacoma, the cheapest trim level to insure is the Access Cab SR 2WD trim at an average cost of $1,328 per year, or about $111 per month.

For the 26 trims available for the Chevrolet Colorado, the cheapest 2016 trim to insure is the WT Extended Cab 4WD trim at a cost of $1,264 per year, or around $105 per month.

When rates are compared for the 43 trim levels of both 2016 models, the cheapest vehicle to insure is the Chevrolet Colorado WT Extended Cab 4WD at an average of $1,264 per year, and the most expensive model and trim level is the Toyota Tacoma Double Cab Limited 4WD at an average of $1,598 per year.

The next two tables illustrate all the available trims for both 2016 models, plus an average rate for each model. The 2016 Chevrolet Colorado has more affordable average car insurance than the 2016 Toyota Tacoma.

2016 Toyota Tacoma

$1,472

Insurance Rates by Trim Level for 2016 Toyota Tacoma
2016 Toyota Tacoma TrimsRate
Access Cab SR 2WD$1,328
Access Cab SR5 2WD1,354
Double Cab SR 2WD1,368
Access Cab SR 4WD1,396
Double Cab SR5 2WD1,434
Access Cab TRD Sport 2WD1,448
Access Cab SR5 4WD1,476
Double Cab SR 4WD1,476
Double Cab TRD Off-Road 2WD1,488
Double Cab TRD Sport 2WD1,488
Access Cab TRD Off-Road 4WD1,516
Access Cab TRD Sport 4WD1,516
Double Cab SR5 4WD1,516
Double Cab Limited 2WD1,530
Double Cab TRD Sport 4WD1,536
Double Cab TRD Off-Road 4WD1,540
Double Cab Limited 4WD1,598
2016 Toyota Tacoma Average Rate$1,472

2016 Chevrolet Colorado

$1,390

Insurance Rates by Trim Level for 2016 Toyota Tacoma
2016 Chevrolet Colorado TrimsRate
WT Extended Cab 4WD$1,264
Extended Cab 2WD1,294
LT Extended Cab 4WD1,304
Extended Cab 2WD Turbo Diesel1,334
WT Extended Cab 2WD1,334
LT Crew Cab 4WD1,344
WT Crew Cab 4WD1,344
WT Extended Cab 4WD Turbo Diesel1,344
Z71 Extended Cab 4WD1,344
LT Extended Cab 2WD1,374
WT Crew Cab 2WD1,374
WT Extended Cab 2WD Turbo Diesel1,374
LT Extended Cab 4WD Turbo Diesel1,384
WT Crew Cab 4WD Turbo Diesel1,384
Z71 Crew Cab 4WD1,384
Z71 Extended Cab 4WD Turbo Diesel1,384
LT Crew Cab 2WD1,414
LT Crew Cab 4WD Turbo Diesel1,424
Z71 Crew Cab 4WD Turbo Diesel1,424
LT Extended Cab 2WD Turbo Diesel1,454
WT Crew Cab 2WD Turbo Diesel1,454
Z71 Extended Cab 2WD1,454
LT Crew Cab 2WD Turbo Diesel1,494
Z71 Crew Cab 2WD1,494
Z71 Extended Cab 2WD Turbo Diesel1,494
Z71 Crew Cab 2WD Turbo Diesel1,536
2016 Chevrolet Colorado Average Rate$1,390

2015 Toyota Tacoma vs Chevrolet Colorado

When comparing average insurance rates for the 2015 Toyota Tacoma and Chevrolet Colorado models, the Toyota Tacoma is cheaper by an average of $72 per year for this model year.

The rate chart below displays the average cost to insure the two models rated for multiple driver ages. Insurance cost ranges from $1,198 to $2,608 per year for a 2015 Toyota Tacoma, and $1,268 to $2,752 for a 2015 Chevrolet Colorado for the age groups used in this illustration.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2015 Toyota Tacoma and a 2015 Chevrolet Colorado with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Tacoma and Chevrolet Colorado trim levels.Data last updated on August 12, 2023
2015 Toyota Tacoma vs. 2015 Chevrolet Colorado Insurance Cost
2015 Toyota Tacoma vs. Chevrolet Colorado Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Tacoma$2,608$1,354$1,310$1,198
Chevrolet Colorado$2,752$1,424$1,382$1,268

Out of 13 Toyota Tacoma trim levels, the cheapest 2015 trim to insure is the Access Cab 2WD model at an average cost of $1,158 per year. Out of the 13 trim levels available for the Chevrolet Colorado, the cheapest 2015 trim level to insure is the WT Extended Cab 4WD trim at a cost of $1,296 per year, or around $108 per month.

When rates for all 26 trim levels for both vehicles are compared, the most affordable model and trim level to insure is the Toyota Tacoma Access Cab 2WD at an average rate of $1,158 per year, and the highest-cost model and trim level is the Chevrolet Colorado Z71 Crew Cab 2WD at an average cost of $1,484 per year.

The tables shown below illustrate the average insurance cost by trim level for both 2015 models, along with an average cost for each model. The winner for the 2015 car insurance battle is the Toyota Tacoma.

2015 Toyota Tacoma

$1,310

Insurance Rates by Trim Level for 2015 Toyota Tacoma
2015 Toyota Tacoma TrimsRate
Access Cab 2WD$1,158
Double Cab 2WD1,196
Access Cab 4WD1,258
Access Cab TRD Off-Road 2WD1,268
Access Cab TRD Sport 2WD1,268
Access Cab TRD Off-Road 4WD1,296
Access Cab TRD Sport 4WD1,296
Double Cab 4WD1,296
Double Cab TRD Off-Road 4WD1,368
Double Cab TRD Sport 4WD1,368
Access Cab TRD Pro 4WD1,406
Double Cab Limited 4WD1,406
Double Cab TRD Pro 4WD1,442
2015 Toyota Tacoma Average Rate$1,310

2015 Chevrolet Colorado

$1,382

Insurance Rates by Trim Level for 2015 Toyota Tacoma
2015 Chevrolet Colorado TrimsRate
WT Extended Cab 4WD$1,296
LT Extended Cab 4WD1,334
WT Crew Cab 4WD1,334
Extended Cab 2WD1,338
WT Extended Cab 2WD1,338
LT Crew Cab 4WD1,368
Z71 Extended Cab 4WD1,368
LT Extended Cab 2WD1,412
WT Crew Cab 2WD1,412
Z71 Crew Cab 4WD1,418
LT Crew Cab 2WD1,448
Z71 Extended Cab 2WD1,448
Z71 Crew Cab 2WD1,484
2015 Chevrolet Colorado Average Rate$1,382

Additional Toyota Tacoma and Chevrolet Colorado Resources