Toyota Tacoma vs. Chevrolet Colorado Insurance Cost Comparison

Does the Toyota Tacoma or Chevy Colorado have cheaper insurance? We did the leg work and compiled insurance rates for the 2015 through 2022 model years to find out.

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  • At an average cost of $1,414 per year, a 2022 Chevrolet Colorado is cheaper to insure than a 2022 Toyota Tacoma by an average of $158 per year.
  • For a 2022 Toyota Tacoma, insurance rates range from $1,290 to $1,602 per year, while insurance for a 2022 Chevrolet Colorado ranges from $1,154 to $1,368.
  • Out of 10 models in the 2022 midsize truck segment, the Toyota Tacoma ranks #4 and the Chevrolet Colorado ranks #1 for cheapest auto insurance.
  • If cheap auto insurance is your primary concern, the SR Access Cab 4WD and SR Access Cab 2WD trims are the cheapest Toyota Tacoma models to insure, while the WT Extended Cab 4WD and WT Crew Cab 4WD trims are the cheapest Chevrolet Colorado models to insure.

Is a Toyota Tacoma or Chevy Colorado cheaper to insure?

Insurance cost for a 2022 Toyota Tacoma averages $1,414 per year, while the 2022 Chevrolet Colorado costs an average of $1,256 per year, making the Chevrolet Colorado the better deal by $158 per year.

Car insurance cost varies noticeably depending on the trim level of the vehicle being insured, however.

For a 2022 Toyota Tacoma, car insurance rates range from the cheapest price of $1,290 per year for the SR Access Cab 4WD model up to $1,602 for the TRD Pro AWD Automatic model.

For a 2022 Chevrolet Colorado, rates range from $1,154 per year for the WT Extended Cab 4WD model up to $1,368 for the most expensive to insure Z71 Crew Cab 2WD model.

When comparing both models, the overall cheapest vehicle to insure is the Chevrolet Colorado WT Extended Cab 4WD at an average of $1,154 per year, and the highest-cost model and trim is the Toyota Tacoma TRD Pro AWD Automatic at an average cost of $1,602 per year.

For a 2022 Toyota Tacoma, the cheapest models are the SR Access Cab 4WD, SR Access Cab 2WD, and SR Double Cab 2WD. The cheapest Chevrolet Colorado models include the WT Extended Cab 4WD, WT Crew Cab 4WD, and LT Extended Cab 4WD. On a monthly basis, car insurance rates for all 2022 Toyota Tacoma and Chevrolet Colorado models and trims range from $96 to $134 per month.

For prior model years, the average car insurance prices for a Tacoma and a Colorado compare as follows. Click any model year to show full cost comparisons for that year.

The table below compares and ranks the annual and monthly car insurance cost for 2022 Toyota Tacoma and Chevrolet Colorado models, showing cost for each trim level of both models.

2022 Toyota Tacoma vs Chevrolet Colorado Insurance Cost by Trim Level
Model and Trim Level Annual Cost Monthly Cost
$1,154$96
$1,180$98
$1,190$99
$1,214$101
$1,224$102
$1,240$103
$1,258$105
$1,260$105
$1,290$108
$1,296$108
$1,298$108
$1,302$109
$1,314$110
$1,318$110
$1,322$110
$1,336$111
$1,340$112
$1,356$113
$1,368$114
$1,394$116
$1,400$117
$1,408$117
$1,420$118
$1,420$118
$1,428$119
$1,434$120
$1,452$121
$1,456$121
$1,472$123
$1,514$126
$1,580$132
$1,602$134

Get Rates in Your AreaWhy is this important?

Table Data Details: Average annual and monthly cost assumes a clean driving record and no at-fault accidents for a 40-year-old driver rated on a 2022 Toyota Tacoma and a 2022 Chevrolet Colorado. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 5, 2022
2022 Toyota Tacoma vs Chevrolet Colorado Insurance Cost by Trim Level

The next chart displays the average cost to insure the two models rated for multiple driver ages. For a 2022 Toyota Tacoma, the average car insurance cost ranges from $1,292 to $2,822 per year for the example age groups. A 2022 Chevrolet Colorado costs from $1,142 to $2,458 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2022 Toyota Tacoma and a 2022 Chevrolet Colorado with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Tacoma and Chevrolet Colorado trim levels.Data last updated on December 5, 2022
2022 Toyota Tacoma vs. 2022 Chevrolet Colorado Insurance Cost
2022 Toyota Tacoma vs. 2022 Chevrolet Colorado Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Tacoma$2,822$1,496$1,414$1,292
Chevrolet Colorado$2,458$1,322$1,256$1,142

How does insurance cost for a 2022 Toyota Tacoma compare to a Chevrolet Colorado?

  • For a 19-year-old driver, insurance on a Toyota Tacoma costs an average of $4,008 per year and Chevrolet Colorado insurance costs an average of $3,482 per year, a difference of $526 per year.
  • A high deductible policy could save as much as $226 per year for the Toyota Tacoma and $190 for the Chevrolet Colorado.
  • Being a safe driver could earn a discount of around $180 for the Toyota Tacoma and $156 for the Chevrolet Colorado.
  • A low deductible policy could cost up to $448 more per year for the Toyota Tacoma and $364 for the Chevrolet Colorado.
  • For a 17-year-old driver, insurance on a Toyota Tacoma costs an average of $4,728 per year and Chevrolet Colorado insurance costs an average of $4,124 per year, a difference of $604 per year.
  • The cheapest 2022 Toyota Tacoma insurance is on the SR Access Cab 4WD costing $1,290 per year. The cheapest 2022 Chevrolet Colorado to insure is the WT Extended Cab 4WD costing $1,154 per year.
  • When compared to the national average car insurance rate of $1,567 per year, the Toyota Tacoma costs $153 less per year, while the Chevrolet Colorado costs $311 less per year.
  • Getting a minor traffic violation could increase average rates as much as $372 per year for the Toyota Tacoma and $318 for the Chevrolet Colorado.
  • Having an at-fault accident could increase insurance rates by up to $582 per year for the Toyota Tacoma and $498 for the Chevrolet Colorado.

The tables below detail insurance rates for all trim levels of 2022 Tacoma and Colorado models. The 2022 Toyota Tacoma has an average insurance cost of $1,414 and the 2022 Chevrolet Colorado is $1,256, making the Chevrolet Colorado cheaper by $158 per year.

2022 Toyota Tacoma

$1,414

Insurance Rates by Trim Level for 2022 Toyota Tacoma
2022 Toyota Tacoma TrimsRate
SR Access Cab 4WD$1,290
SR Access Cab 2WD1,296
SR Double Cab 2WD1,314
SR5 Access Cab 2WD1,336
SR Access Cab V6 4WD1,340
SR5 Double Cab 2WD1,356
SR5 Double Cab V6 4WD1,394
SR5 Access Cab V6 2WD1,400
TRD Sport Access Cab V6 4WD1,408
TRD Sport Double Cab V6 4WD1,420
TRD Off-Road Double Cab V6 4WD1,420
SR5 Double Cab V6 2WD1,428
TRD Sport Access Cab V6 2WD1,434
TRD Sport Double Cab V6 2WD1,452
TRD Off-Road Double Cab V6 2WD1,456
Limited Double Cab V6 4WD1,472
Limited Double Cab V6 2WD1,514
TRD Pro AWD Manual1,580
TRD Pro AWD Automatic1,602
2022 Toyota Tacoma Average Rate$1,414

2022 Chevrolet Colorado

$1,256

Insurance Rates by Trim Level for 2022 Toyota Tacoma
2022 Chevrolet Colorado TrimsRate
WT Extended Cab 4WD$1,154
WT Crew Cab 4WD1,180
LT Extended Cab 4WD1,190
LT Crew Cab 4WD1,214
WT Extended Cab 2WD1,224
Z71 Extended Cab 4WD1,240
WT Crew Cab 2WD1,258
Z71 Crew Cab 4WD1,260
LT Extended Cab 2WD1,298
ZR2 Extended Cab 4WD1,302
ZR2 Crew Cab 4WD1,318
LT Crew Cab 2WD1,322
Z71 Crew Cab 2WD1,368
2022 Chevrolet Colorado Average Rate$1,256

2021 Toyota Tacoma vs. Chevrolet Colorado

For the 2021 Toyota Tacoma and Chevrolet Colorado models, the Chevrolet Colorado is cheaper to insure by an average of $84 per year for this comparison year.

The chart below visualizes the average cost to insure both 2021 models for the 20 to 50-year-old driver age groups. Average insurance cost ranges from $1,200 to $2,612 per year for a 2021 Toyota Tacoma, and $1,122 to $2,430 for a 2021 Chevrolet Colorado for the example age groups.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2021 Toyota Tacoma and a 2021 Chevrolet Colorado with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Tacoma and Chevrolet Colorado trim levels.Data last updated on December 5, 2022
2021 Toyota Tacoma vs. 2021 Chevrolet Colorado Insurance Cost
2021 Toyota Tacoma vs. 2021 Chevrolet Colorado Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Tacoma$2,612$1,388$1,316$1,200
Chevrolet Colorado$2,430$1,296$1,232$1,122

The 2021 Toyota Tacoma has 14 trims available, with the cheapest model to insure being the Access Cab SR5 2WD model at an average cost of $1,200 per year.

The 2021 Chevrolet Colorado has 15 trims available, with the cheapest trim level to insure being the LT Extended Cab 4WD model at an average cost of $1,060 per year.

When looking at the aggregated rates by trim for both models, the most affordable model and trim level to insure is the Chevrolet Colorado LT Extended Cab 4WD at a cost of $1,060 per year. The highest-cost model and trim is the Chevrolet Colorado Z71 Extended Cab 2WD at an average cost of $1,416 per year.

The next tables display average car insurance rates for every trim level for both 2021 models, plus the average rate for each model.

2021 Toyota Tacoma

$1,316

Insurance Rates by Trim Level for 2021 Toyota Tacoma
2021 Toyota Tacoma TrimsRate
Access Cab SR5 2WD$1,200
Access Cab SR 4WD1,214
Access Cab SR5 4WD1,260
Double Cab SR 4WD1,260
Access Cab TRD Off-Road 4WD1,304
Access Cab TRD Sport 4WD1,304
Double Cab SR5 4WD1,304
Double Cab SR5 2WD1,316
Double Cab TRD Off-Road 4WD1,348
Double Cab TRD Sport 4WD1,348
Double Cab TRD Sport 2WD1,360
Double Cab Limited 4WD1,394
Double Cab TRD Pro 4WD1,394
Double Cab Limited 2WD1,404
2021 Toyota Tacoma Average Rate$1,316

2021 Chevrolet Colorado

$1,232

Insurance Rates by Trim Level for 2021 Toyota Tacoma
2021 Chevrolet Colorado TrimsRate
LT Extended Cab 4WD$1,060
WT Crew Cab 4WD1,060
WT Extended Cab 4WD1,060
LT Crew Cab 4WD1,104
Extended Cab 2WD1,158
WT Extended Cab 2WD1,236
Z71 Extended Cab 4WD1,242
LT Extended Cab 2WD1,250
WT Crew Cab 2WD1,250
Z71 Crew Cab 4WD1,286
LT Crew Cab 2WD1,294
ZR2 Crew Cab 4WD1,330
ZR2 Extended Cab 4WD1,330
Z71 Crew Cab 2WD1,416
Z71 Extended Cab 2WD1,416
2021 Chevrolet Colorado Average Rate$1,232

2020 Toyota Tacoma vs Chevrolet Colorado

For 2020 Toyota Tacoma and Chevrolet Colorado models, the Chevrolet Colorado is cheaper to insure by an average of $82 per year.

The rate chart below shows the average cost to insure the two models using drivers aged 20 to 50. For a 2020 Toyota Tacoma, the average car insurance cost ranges from $1,176 to $2,564 per year for the included driver ages. A 2020 Chevrolet Colorado costs from $1,104 to $2,392 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2020 Toyota Tacoma and a 2020 Chevrolet Colorado with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Tacoma and Chevrolet Colorado trim levels.Data last updated on December 5, 2022
2020 Toyota Tacoma vs. 2020 Chevrolet Colorado Insurance Cost
2020 Toyota Tacoma vs. 2020 Chevrolet Colorado Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Tacoma$2,564$1,360$1,290$1,176
Chevrolet Colorado$2,392$1,270$1,208$1,104

Out of 14 trims for the 2020 Toyota Tacoma, the cheapest average car insurance prices are on the Access Cab SR5 2WD trim at a cost of $1,182 per year, or around $99 per month.

The 2020 Chevrolet Colorado has 15 trim levels available, with the cheapest model to insure being the LT Extended Cab 4WD model at an average cost of $1,040 per year, or $87 per month.

When comparing aggregated rates for both models from a trim-level perspective, the lowest-cost model and trim to insure is the Chevrolet Colorado LT Extended Cab 4WD at a cost of $1,040 per year. The most expensive model and trim level is the Chevrolet Colorado Z71 Extended Cab 2WD costing $1,390 per year.

The next two rate tables illustrate the average cost to insure all 2020 trim levels, plus the average rate for each model. The model with the cheapest overall car insurance rates for 2020 is the Chevrolet Colorado.

2020 Toyota Tacoma

$1,290

Insurance Rates by Trim Level for 2020 Toyota Tacoma
2020 Toyota Tacoma TrimsRate
Access Cab SR5 2WD$1,182
Access Cab SR 4WD1,190
Access Cab SR5 4WD1,234
Double Cab SR 4WD1,234
Access Cab TRD Off-Road 4WD1,278
Access Cab TRD Sport 4WD1,278
Double Cab SR5 4WD1,278
Double Cab SR5 2WD1,290
Double Cab TRD Off-Road 4WD1,322
Double Cab TRD Sport 4WD1,322
Double Cab TRD Sport 2WD1,334
Double Cab Limited 4WD1,366
Double Cab TRD Pro 4WD1,366
Double Cab Limited 2WD1,378
2020 Toyota Tacoma Average Rate$1,290

2020 Chevrolet Colorado

$1,208

Insurance Rates by Trim Level for 2020 Toyota Tacoma
2020 Chevrolet Colorado TrimsRate
LT Extended Cab 4WD$1,040
WT Crew Cab 4WD1,040
WT Extended Cab 4WD1,040
LT Crew Cab 4WD1,084
Extended Cab 2WD1,140
WT Extended Cab 2WD1,214
Z71 Extended Cab 4WD1,216
LT Extended Cab 2WD1,228
WT Crew Cab 2WD1,228
Z71 Crew Cab 4WD1,260
LT Crew Cab 2WD1,272
ZR2 Crew Cab 4WD1,304
ZR2 Extended Cab 4WD1,304
Z71 Crew Cab 2WD1,390
Z71 Extended Cab 2WD1,390
2020 Chevrolet Colorado Average Rate$1,208

2019 Toyota Tacoma vs Chevrolet Colorado

For the 2019 Toyota Tacoma and Chevrolet Colorado models, the Toyota Tacoma has cheaper car insurance rates by an average of $46 per year.

The chart below visualizes the average cost to insure both models for the 20, 30, 40, and 50-year-old driver age groups. Insurance cost ranges from $1,160 to $2,530 per year for a 2019 Toyota Tacoma, and $1,204 to $2,626 for a 2019 Chevrolet Colorado for the included age groups.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2019 Toyota Tacoma and a 2019 Chevrolet Colorado with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Tacoma and Chevrolet Colorado trim levels.Data last updated on December 5, 2022
2019 Toyota Tacoma vs. 2019 Chevrolet Colorado Insurance Cost
2019 Toyota Tacoma vs. 2019 Chevrolet Colorado Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Tacoma$2,530$1,340$1,270$1,160
Chevrolet Colorado$2,626$1,376$1,316$1,204

Out of 14 Toyota Tacoma trim levels, the cheapest 2019 trim to insure is the Access Cab SR5 2WD model at an average cost of $1,166 per year, or $97 per month.

For the 19 trims available for the Chevrolet Colorado, the cheapest 2019 trim level to insure is the WT Extended Cab 4WD trim at a cost of $1,190.

When trim-level rates for both models are compared, the cheapest vehicle to insure to insure is the Toyota Tacoma Access Cab SR5 2WD at a cost of $1,166 per year. The highest-cost model and trim is the Chevrolet Colorado ZR2 Crew Cab 4WD costing $1,506 per year.

The next two rate tables illustrate the average insurance cost by trim level for both 2019 models, plus an average rate for each model. The model with the cheapest overall car insurance rates for 2019 is the Toyota Tacoma.

2019 Toyota Tacoma

$1,270

Insurance Rates by Trim Level for 2019 Toyota Tacoma
2019 Toyota Tacoma TrimsRate
Access Cab SR5 2WD$1,166
Access Cab SR 4WD1,172
Access Cab SR5 4WD1,216
Double Cab SR 4WD1,216
Access Cab TRD Off-Road 4WD1,258
Access Cab TRD Sport 4WD1,258
Double Cab SR5 4WD1,258
Double Cab SR5 2WD1,274
Double Cab TRD Off-Road 4WD1,300
Double Cab TRD Sport 4WD1,300
Double Cab TRD Sport 2WD1,316
Double Cab Limited 4WD1,344
Double Cab TRD Pro 4WD1,344
Double Cab Limited 2WD1,360
2019 Toyota Tacoma Average Rate$1,270

2019 Chevrolet Colorado

$1,316

Insurance Rates by Trim Level for 2019 Toyota Tacoma
2019 Chevrolet Colorado TrimsRate
WT Extended Cab 4WD$1,190
Extended Cab 2WD1,196
WT Extended Cab 2WD1,210
WT Crew Cab 4WD1,216
LT Extended Cab 4WD1,232
Z71 Extended Cab 4WD1,258
LT Crew Cab 4WD1,262
LT Extended Cab 2WD1,280
WT Crew Cab 2WD1,280
LT Crew Cab 4WD Turbo Diesel1,292
LT Crew Cab 2WD1,324
Z71 Crew Cab 4WD1,334
LT Crew Cab 2WD Turbo Diesel1,354
Z71 Extended Cab 2WD1,382
Z71 Crew Cab 2WD1,394
Z71 Crew Cab 2WD Turbo Diesel1,396
ZR2 Extended Cab 4WD1,476
ZR2 Extended Cab 4WD Turbo Diesel1,476
ZR2 Crew Cab 4WD1,506
2019 Chevrolet Colorado Average Rate$1,316

2018 Toyota Tacoma vs Chevrolet Colorado

When comparing insurance cost for 2018 models, the Toyota Tacoma costs an average of $1,428 per year to insure and the Chevrolet Colorado costs $1,390, making the Chevrolet Colorado the winner by $38 for the 2018 comparison year.

The chart below shows the average cost to insure the two models for a range of driver ages. Insurance cost ranges from $1,306 to $2,856 per year for a 2018 Toyota Tacoma, and $1,270 to $2,766 for a 2018 Chevrolet Colorado for the age groups used in the chart.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2018 Toyota Tacoma and a 2018 Chevrolet Colorado with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Tacoma and Chevrolet Colorado trim levels.Data last updated on December 5, 2022
2018 Toyota Tacoma vs. 2018 Chevrolet Colorado Insurance Cost
2018 Toyota Tacoma vs. 2018 Chevrolet Colorado Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Tacoma$2,856$1,500$1,428$1,306
Chevrolet Colorado$2,766$1,448$1,390$1,270

The 2018 Toyota Tacoma has 18 trims available, with the cheapest trim level to insure being the Access Cab SR 2WD trim at an average cost of $1,276 per year.

For the 24 trim levels available for the Chevrolet Colorado, the cheapest 2018 model to insure is the Extended Cab 2WD trim at a cost of $1,172.

When insurance rates for all 42 trim levels for both vehicles are compared, the cheapest vehicle to insure to insure is the Chevrolet Colorado Extended Cab 2WD at an average of $1,172 per year, and the most expensive trim is the Toyota Tacoma Double Cab TRD Pro 4WD at an average cost of $1,552 per year.

The next two tables display the average insurance cost by trim level for both 2018 models, including the average rate for each model. The 2018 Chevrolet Colorado defeats the 2018 Toyota Tacoma for cheapest overall car insurance cost.

2018 Toyota Tacoma

$1,428

Insurance Rates by Trim Level for 2018 Toyota Tacoma
2018 Toyota Tacoma TrimsRate
Access Cab SR 2WD$1,276
Access Cab SR5 2WD1,316
Double Cab SR 2WD1,316
Access Cab SR 4WD1,360
Double Cab SR5 2WD1,386
Access Cab TRD Sport 2WD1,398
Access Cab SR5 4WD1,428
Double Cab SR 4WD1,428
Double Cab TRD Off-Road 2WD1,440
Double Cab TRD Sport 2WD1,440
Access Cab TRD Off-Road 4WD1,468
Access Cab TRD Sport 4WD1,468
Double Cab SR5 4WD1,468
Double Cab TRD Off-Road 4WD1,468
Double Cab TRD Sport 4WD1,468
Double Cab Limited 2WD1,480
Double Cab Limited 4WD1,552
Double Cab TRD Pro 4WD1,552
2018 Toyota Tacoma Average Rate$1,428

2018 Chevrolet Colorado

$1,390

Insurance Rates by Trim Level for 2018 Toyota Tacoma
2018 Chevrolet Colorado TrimsRate
Extended Cab 2WD$1,172
Extended Cab 2WD Turbo Diesel1,298
WT Extended Cab 4WD1,312
WT Crew Cab 4WD1,316
WT Extended Cab 2WD1,318
LT Extended Cab 4WD1,352
LT Crew Cab 4WD1,358
WT Extended Cab 4WD Turbo Diesel1,358
LT Crew Cab 2WD1,380
LT Extended Cab 2WD1,380
WT Crew Cab 2WD1,380
WT Crew Cab 4WD Turbo Diesel1,386
Z71 Crew Cab 4WD1,386
Z71 Extended Cab 4WD1,392
Z71 Crew Cab 2WD1,420
Z71 Extended Cab 2WD1,420
LT Crew Cab 4WD Turbo Diesel1,428
Z71 Crew Cab 4WD Turbo Diesel1,428
ZR2 Extended Cab 4WD1,440
ZR2 Extended Cab 4WD Turbo Diesel1,454
LT Crew Cab 2WD Turbo Diesel1,462
ZR2 Crew Cab 4WD1,468
Z71 Crew Cab 2WD Turbo Diesel1,502
ZR2 Crew Cab 4WD Turbo Diesel1,510
2018 Chevrolet Colorado Average Rate$1,390

2017 Toyota Tacoma vs Chevrolet Colorado

When comparing car insurance rates for the 2017 Toyota Tacoma and Chevrolet Colorado models, the Chevrolet Colorado is cheaper to insure by an average of $30 per year for this comparison year.

The rate chart below illustrates the average cost to insure both models for drivers aged 20 to 50. Insurance cost ranges from $1,252 to $2,742 per year for a 2017 Toyota Tacoma, and $1,222 to $2,672 for a 2017 Chevrolet Colorado.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2017 Toyota Tacoma and a 2017 Chevrolet Colorado with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Tacoma and Chevrolet Colorado trim levels.Data last updated on December 5, 2022
2017 Toyota Tacoma vs. 2017 Chevrolet Colorado Insurance Cost
2017 Toyota Tacoma vs. 2017 Chevrolet Colorado Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Tacoma$2,742$1,434$1,370$1,252
Chevrolet Colorado$2,672$1,396$1,340$1,222

Out of 18 trims for the 2017 Toyota Tacoma, the cheapest insurance prices are on the Access Cab SR 2WD trim at a cost of $1,244 per year. The 2017 Chevrolet Colorado has 30 trim levels available, with the cheapest model to insure being the Extended Cab 2WD model at an average cost of $1,190 per year, or about $99 per month.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest model and trim level to insure is the Chevrolet Colorado Extended Cab 2WD at an average cost of $1,190 per year, and the most expensive model and trim level is the Toyota Tacoma Double Cab TRD Pro 4WD costing an average of $1,512 per year.

The next tables display the average cost to insure all 2017 trim levels, as well as the overall average rate for each model. The 2017 Chevrolet Colorado comes out with a win over the 2017 Toyota Tacoma for the cheapest overall car insurance rates.

2017 Toyota Tacoma

$1,370

Insurance Rates by Trim Level for 2017 Toyota Tacoma
2017 Toyota Tacoma TrimsRate
Access Cab SR 2WD$1,244
Double Cab SR 2WD1,244
Access Cab SR5 2WD1,284
Double Cab SR5 2WD1,284
Access Cab SR 4WD1,300
Double Cab SR 4WD1,352
Access Cab TRD Sport 2WD1,364
Double Cab TRD Off-Road 2WD1,364
Double Cab TRD Sport 2WD1,364
Access Cab SR5 4WD1,372
Access Cab TRD Sport 4WD1,392
Double Cab SR5 4WD1,392
Double Cab Limited 2WD1,404
Access Cab TRD Off-Road 4WD1,432
Double Cab TRD Off-Road 4WD1,432
Double Cab TRD Sport 4WD1,432
Double Cab Limited 4WD1,470
Double Cab TRD Pro 4WD1,512
2017 Toyota Tacoma Average Rate$1,370

2017 Chevrolet Colorado

$1,340

Insurance Rates by Trim Level for 2017 Toyota Tacoma
2017 Chevrolet Colorado TrimsRate
Extended Cab 2WD$1,190
WT Extended Cab 4WD1,206
Extended Cab 2WD Turbo Diesel1,230
WT Extended Cab 2WD1,230
WT Crew Cab 2WD1,268
LT Extended Cab 4WD1,284
WT Crew Cab 4WD1,284
WT Extended Cab 4WD Turbo Diesel1,284
Z71 Extended Cab 4WD1,284
LT Extended Cab 2WD1,308
WT Extended Cab 2WD Turbo Diesel1,308
LT Crew Cab 4WD1,324
LT Crew Cab 2WD1,348
WT Crew Cab 2WD Turbo Diesel1,348
Z71 Extended Cab 2WD1,348
LT Extended Cab 4WD Turbo Diesel1,352
WT Crew Cab 4WD Turbo Diesel1,352
Z71 Crew Cab 4WD1,352
ZR2 Extended Cab 4WD1,364
LT Crew Cab 2WD Turbo Diesel1,388
LT Extended Cab 2WD Turbo Diesel1,388
Z71 Crew Cab 2WD1,388
Z71 Extended Cab 2WD Turbo Diesel1,388
LT Crew Cab 4WD Turbo Diesel1,392
Z71 Crew Cab 4WD Turbo Diesel1,392
Z71 Extended Cab 4WD Turbo Diesel1,392
Z71 Crew Cab 2WD Turbo Diesel1,428
ZR2 Crew Cab 4WD1,432
ZR2 Extended Cab 4WD Turbo Diesel1,432
ZR2 Crew Cab 4WD Turbo Diesel1,470
2017 Chevrolet Colorado Average Rate$1,340

2016 Toyota Tacoma vs Chevrolet Colorado

When comparing average insurance cost for 2016 models, the Toyota Tacoma costs an average of $1,326 per year to insure and the Chevrolet Colorado costs $1,256, making the Chevrolet Colorado the winner by $70 for the 2016 comparison year.

The next chart visualizes the average cost to insure the two models for the 20 to 50-year-old driver age groups. The average car insurance cost ranges from $1,212 to $2,656 per year for a 2016 Toyota Tacoma, and $1,146 to $2,504 for a 2016 Chevrolet Colorado for the included age groups.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2016 Toyota Tacoma and a 2016 Chevrolet Colorado with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Tacoma and Chevrolet Colorado trim levels.Data last updated on December 5, 2022
2016 Toyota Tacoma vs. 2016 Chevrolet Colorado Insurance Cost
2016 Toyota Tacoma vs. 2016 Chevrolet Colorado Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Tacoma$2,656$1,386$1,326$1,212
Chevrolet Colorado$2,504$1,304$1,256$1,146

For the 17 trims available for the 2016 Toyota Tacoma, the cheapest trim level to insure is the Access Cab SR 2WD trim at an average cost of $1,192 per year, or about $99 per month.

For the 26 trims available for the Chevrolet Colorado, the cheapest 2016 trim to insure is the WT Extended Cab 4WD trim at a cost of $1,144 per year, or around $95 per month.

When rates are compared for the 43 trim levels of both 2016 models, the cheapest vehicle to insure to insure is the Chevrolet Colorado WT Extended Cab 4WD at an average of $1,144 per year, and the most expensive model and trim level is the Toyota Tacoma Double Cab Limited 4WD at an average of $1,440 per year.

The next two tables illustrate all the available trims for both 2016 models, plus an average rate for each model. The 2016 Chevrolet Colorado has more affordable average car insurance than the 2016 Toyota Tacoma.

2016 Toyota Tacoma

$1,326

Insurance Rates by Trim Level for 2016 Toyota Tacoma
2016 Toyota Tacoma TrimsRate
Access Cab SR 2WD$1,192
Access Cab SR5 2WD1,218
Double Cab SR 2WD1,230
Access Cab SR 4WD1,256
Double Cab SR5 2WD1,292
Access Cab TRD Sport 2WD1,304
Access Cab SR5 4WD1,330
Double Cab SR 4WD1,330
Double Cab TRD Off-Road 2WD1,340
Double Cab TRD Sport 2WD1,340
Access Cab TRD Off-Road 4WD1,366
Access Cab TRD Sport 4WD1,366
Double Cab SR5 4WD1,366
Double Cab Limited 2WD1,378
Double Cab TRD Sport 4WD1,386
Double Cab TRD Off-Road 4WD1,388
Double Cab Limited 4WD1,440
2016 Toyota Tacoma Average Rate$1,326

2016 Chevrolet Colorado

$1,256

Insurance Rates by Trim Level for 2016 Toyota Tacoma
2016 Chevrolet Colorado TrimsRate
WT Extended Cab 4WD$1,144
Extended Cab 2WD1,156
LT Extended Cab 4WD1,182
Extended Cab 2WD Turbo Diesel1,194
WT Extended Cab 2WD1,194
LT Crew Cab 4WD1,218
WT Crew Cab 4WD1,218
WT Extended Cab 4WD Turbo Diesel1,218
Z71 Extended Cab 4WD1,218
LT Extended Cab 2WD1,232
WT Crew Cab 2WD1,232
WT Extended Cab 2WD Turbo Diesel1,232
LT Extended Cab 4WD Turbo Diesel1,256
WT Crew Cab 4WD Turbo Diesel1,256
Z71 Crew Cab 4WD1,256
Z71 Extended Cab 4WD Turbo Diesel1,256
LT Crew Cab 2WD1,268
LT Crew Cab 4WD Turbo Diesel1,292
Z71 Crew Cab 4WD Turbo Diesel1,292
LT Extended Cab 2WD Turbo Diesel1,306
WT Crew Cab 2WD Turbo Diesel1,306
Z71 Extended Cab 2WD1,306
LT Crew Cab 2WD Turbo Diesel1,342
Z71 Crew Cab 2WD1,342
Z71 Extended Cab 2WD Turbo Diesel1,342
Z71 Crew Cab 2WD Turbo Diesel1,380
2016 Chevrolet Colorado Average Rate$1,256

2015 Toyota Tacoma vs Chevrolet Colorado

When comparing average insurance rates for the 2015 Toyota Tacoma and Chevrolet Colorado models, the Toyota Tacoma is cheaper by an average of $64 per year for this model year.

The rate chart below displays the average cost to insure the two models rated for multiple driver ages. Insurance cost ranges from $1,096 to $2,394 per year for a 2015 Toyota Tacoma, and $1,156 to $2,516 for a 2015 Chevrolet Colorado for the age groups used in this illustration.

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Chart Data Details: Average insurance rates are for a 2015 Toyota Tacoma and a 2015 Chevrolet Colorado with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Tacoma and Chevrolet Colorado trim levels.Data last updated on December 5, 2022
2015 Toyota Tacoma vs. 2015 Chevrolet Colorado Insurance Cost
2015 Toyota Tacoma vs. 2015 Chevrolet Colorado Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Tacoma$2,394$1,248$1,200$1,096
Chevrolet Colorado$2,516$1,306$1,264$1,156

Out of 13 Toyota Tacoma trim levels, the cheapest 2015 trim to insure is the Access Cab 2WD model at an average cost of $1,054 per year. Out of the 13 trim levels available for the Chevrolet Colorado, the cheapest 2015 trim level to insure is the WT Extended Cab 4WD trim at a cost of $1,186 per year, or around $99 per month.

When rates for all 26 trim levels for both vehicles are compared, the most affordable model and trim level to insure is the Toyota Tacoma Access Cab 2WD at an average rate of $1,054 per year, and the highest-cost model and trim level is the Chevrolet Colorado Z71 Crew Cab 2WD at an average cost of $1,354 per year.

The tables shown below illustrate the average insurance cost by trim level for both 2015 models, along with an average cost for each model. The winner for the 2015 car insurance battle is the Toyota Tacoma.

2015 Toyota Tacoma

$1,200

Insurance Rates by Trim Level for 2015 Toyota Tacoma
2015 Toyota Tacoma TrimsRate
Access Cab 2WD$1,054
Double Cab 2WD1,088
Access Cab 4WD1,152
Access Cab TRD Off-Road 2WD1,158
Access Cab TRD Sport 2WD1,158
Access Cab TRD Off-Road 4WD1,186
Access Cab TRD Sport 4WD1,186
Double Cab 4WD1,186
Double Cab TRD Off-Road 4WD1,256
Double Cab TRD Sport 4WD1,256
Access Cab TRD Pro 4WD1,292
Double Cab Limited 4WD1,292
Double Cab TRD Pro 4WD1,328
2015 Toyota Tacoma Average Rate$1,200

2015 Chevrolet Colorado

$1,264

Insurance Rates by Trim Level for 2015 Toyota Tacoma
2015 Chevrolet Colorado TrimsRate
WT Extended Cab 4WD$1,186
Extended Cab 2WD1,214
WT Extended Cab 2WD1,214
LT Extended Cab 4WD1,222
WT Crew Cab 4WD1,222
LT Crew Cab 4WD1,256
Z71 Extended Cab 4WD1,256
LT Extended Cab 2WD1,284
WT Crew Cab 2WD1,284
Z71 Crew Cab 4WD1,304
LT Crew Cab 2WD1,318
Z71 Extended Cab 2WD1,318
Z71 Crew Cab 2WD1,354
2015 Chevrolet Colorado Average Rate$1,264

Additional Toyota Tacoma and Chevrolet Colorado Resources