Chevrolet Silverado vs. Suburban Insurance Cost Comparison

• When comparing the newest models, a 2024 Chevrolet Suburban has cheaper overall car insurance rates than a 2024 Chevrolet Silverado by an average of $276 per year.
• For a 2024 Chevrolet Silverado, car insurance rates cost from $2,248 to $3,146 per year, while insurance on the 2024 Chevrolet Suburban costs from $2,238 to $2,500.
• The Chevrolet Silverado costs an average of 3.1% more per year than the 2024 model year average cost to insure a vehicle in the U.S. of $2,572, while the Chevrolet Suburban averages 7.8% less per year.

2024 Chevrolet Silverado vs. Suburban insurance cost

Insurance rates for a 2024 Chevrolet Silverado average $2,654 per year, while insurance for a Chevrolet Suburban averages $2,378 per year, making the Chevrolet Suburban the cheaper of the two models to insure.

Out of 27 trim levels for the 2024 Chevrolet Silverado, the cheapest average insurance prices are on the EV WT trim at a cost of $2,248 per year. The 2024 Chevrolet Suburban has 11 trims available, with the cheapest model to insure being the LS 2WD trim at an average cost of $2,238 per year.

When comparing both models at a trim-level basis, the most affordable model and trim level is the Chevrolet Suburban LS 2WD at a cost of $2,238 per year. The most expensive model and trim level is the Chevrolet Silverado EV RST First Edition at a cost of $3,146 per year.

The rate table below ranks the yearly and monthly cost of car insurance for 2024 Chevrolet Silverado and Chevrolet Suburban models, broken down by individual trim level.

The rate chart below demonstrates the average cost to insure both models rated for multiple driver ages. Average car insurance cost ranges from $2,358 to $5,388 per year for a 2024 Chevrolet Silverado, and $2,110 to $4,768 for a 2024 Chevrolet Suburban for the age groups used in the chart.

The next two tables show the average insurance cost by trim level for both 2024 models, including an overall average rate. The model with the cheapest average car insurance rates for 2024 is the Chevrolet Suburban.

2023 Chevrolet Silverado vs. Chevrolet Suburban

When comparing the Chevrolet Silverado and Chevrolet Suburban for the 2023 model year, the model with the cheapest average insurance rates is the Chevrolet Suburban. Insurance rates for the Chevrolet Silverado average $2,534 per year, while insurance for a Chevrolet Suburban averages $2,310 per year.

Silverado insurance rates range from the cheapest rate of $2,264 per year for the WT Regular Cab 4WD model up to $2,812 for the ZR2 Crew Cab 4WD model.

For the Suburban, rates range from $2,176 per year on the LS 2WD model up to $2,402 for the most expensive High Country 2WD model.

The table shown below compares the annual and monthly car insurance cost for 2023 Chevrolet Silverado and Chevrolet Suburban models, with the average insurance rate for every trim level for each model.

The chart shown below demonstrates the average cost to insure both models using a range of rated driver ages. The average full-coverage insurance policy ranges from $2,254 to $5,156 per year on a 2023 Chevrolet Silverado, and $2,050 to $4,638 on a 2023 Chevrolet Suburban for the five different driver ages shown in the chart.

Out of 20 Chevrolet Silverado trims, the lowest-cost 2023 trim level to insure is the WT Regular Cab 4WD trim at an average cost of $2,264 per year, or about $189 per month.

The 2023 Chevrolet Suburban has 11 trims available, with the cheapest trim level to insure being the LS 2WD model at an average cost of $2,176 per year.

When trim-level rates for both models are compared, the most affordable model and trim level to put coverage on is the Chevrolet Suburban LS 2WD at an average cost of $2,176 per year, and the overall most expensive vehicle to insure is the Chevrolet Silverado ZR2 Crew Cab 4WD at an average cost of $2,812 per year.

The two tables below illustrate average car insurance cost by trim level for each 2023 model, as well as the overall average rate for each model. The 2023 Chevrolet Suburban has cheaper average car insurance rates than the 2023 Chevrolet Silverado.

2022 Chevrolet Silverado vs. Chevrolet Suburban

For 2022 Chevrolet Silverado and Chevrolet Suburban models, the Chevrolet Suburban is cheaper to insure by an average of $90 per year.

The following chart illustrates the average car insurance cost for the two models rated for multiple driver ages. Average insurance cost ranges from $2,092 to $4,798 per year on the 2022 Chevrolet Silverado, and $2,010 to $4,554 on the 2022 Chevrolet Suburban for the five driver age examples in the chart.

For the 19 trims available for a 2022 Chevrolet Silverado, the lowest-cost trim to insure is the WT Regular Cab 4WD model at an average cost of $2,074 per year. For the 11 trim options available for the Chevrolet Suburban, the lowest-cost 2022 trim to insure is the LS 2WD trim at a cost of $2,126.

When rates are compared for the 30 trims of both 2022 models, the most affordable model to insure is the Chevrolet Silverado WT Regular Cab 4WD at an average of $2,074 per year, and the most expensive model and trim level is the Chevrolet Silverado High Country Crew Cab 4WD at an average of $2,576 per year.

The next two rate tables show both 2022 models and all trim levels available for each one, along with an average cost for each model. The 2022 Chevrolet Suburban has more affordable average car insurance rates than the 2022 Chevrolet Silverado.

2021 Chevrolet Silverado vs. Chevrolet Suburban

For the 2021 Chevrolet Silverado and Chevrolet Suburban models, the Chevrolet Suburban has cheaper car insurance cost by $16 per year.

The chart below demonstrates the average car insurance cost for both models rated for a variety of different driver ages. For the 2021 Chevrolet Silverado, insurance cost ranges from $2,090 to $4,802 per year for the age groups in the chart. Auto insurance for a 2021 Chevrolet Suburban ranges from $2,078 to $4,734 on average per year.

Out of 28 trim levels for a 2021 Chevrolet Silverado, the cheapest car insurance rates are on the WT Regular Cab 4WD model at a cost of $2,076 per year. For the six trim options available for a Chevrolet Suburban, the most affordable 2021 trim level to insure is the LS 2WD trim at a cost of $2,246.

When trim-level rates for both models are compared, the overall cheapest vehicle to insure is the Chevrolet Silverado WT Regular Cab 4WD at a cost of $2,076 per year, and the most expensive model and trim level is the Chevrolet Silverado High Country Crew Cab 2WD at a cost of $2,664 per year.

The rate tables below break down the average cost to insure each trim level for a 2021 Chevrolet Silverado and Chevrolet Suburban, plus the average rate for each model.

2020 Chevrolet Silverado vs. Chevrolet Suburban

For 2020 Chevrolet Silverado and Chevrolet Suburban models, the Chevrolet Suburban has lower-cost car insurance by $16 per year for this comparison year.

The rate chart below illustrates the average insurance cost for the two models for four different driver age groups. Insurance cost ranges from $2,032 to $4,664 per year on the 2020 Chevrolet Silverado, and $2,022 to $4,600 for a 2020 Chevrolet Suburban for the driver examples in the chart.

Out of 28 Chevrolet Silverado trims, the cheapest 2020 trim to insure is the WT Regular Cab 4WD trim at an average cost of $2,018 per year, or around $168 per month.

For the six trim levels available for a Chevrolet Suburban, the lowest-cost 2020 model to insure is the LS 2WD trim at a cost of $2,182.

When comparing rates by trim level for both models, the overall cheapest vehicle to buy insurance for is the Chevrolet Silverado WT Regular Cab 4WD at an average of $2,018 per year. The highest-cost model and trim level is the Chevrolet Silverado High Country Crew Cab 2WD at an average cost of $2,588 per year.

The tables below illustrate the average cost to insure each trim level for a 2020 Chevrolet Silverado and Chevrolet Suburban, as well as the overall average rate for each model. The 2020 Chevrolet Suburban takes the win over the 2020 Chevrolet Silverado for the cheapest car insurance rates.

2019 Chevrolet Silverado vs. Chevrolet Suburban

When comparing insurance costs for 2019 models, a Chevrolet Silverado costs an average of $2,180 per year to insure while a Chevrolet Suburban costs $2,170, making the Chevrolet Suburban more affordable to insure by $10 per year for this comparison year.

The chart shown below demonstrates the average cost to insure both models using drivers aged 20 to 50. The average car insurance cost ranges from $1,936 to $4,448 per year on the 2019 Chevrolet Silverado, and $1,928 to $4,396 for the 2019 Chevrolet Suburban for these driver ages.

For the 28 trim levels available for a 2019 Chevrolet Silverado, the lowest-cost trim level to insure is the Double Cab 4WD trim at an average cost of $2,036 per year. For the eight trim options available for the Chevrolet Suburban, the most affordable 2019 model to insure is the LS 2WD model at a cost of $2,012 per year, or $168 per month.

When comparing both models combined at a trim-level basis, the overall cheapest vehicle to put coverage on is the Chevrolet Suburban LS 2WD at a cost of $2,012 per year. The highest-cost model and trim level is the Chevrolet Suburban HD LT 4WD at an average of $2,438 per year.

The next two tables display average car insurance cost by trim level for a 2019 Chevrolet Silverado and Chevrolet Suburban, plus an average rate for each model.

2018 Chevrolet Silverado vs. Chevrolet Suburban

When comparing car insurance rates for 2018 models, a Chevrolet Silverado costs an average of $2,070 per year to insure while a Chevrolet Suburban costs $2,066, making the Chevrolet Suburban more affordable to insure by $4 per year for 2018.

The next chart displays the average car insurance cost for both 2018 models for the 20 to 50-year-old driver age groups. Insurance cost ranges from $1,846 to $4,218 per year for the 2018 Chevrolet Silverado, and $1,834 to $4,178 for the 2018 Chevrolet Suburban for the included driver ages.

For the 32 trims available for a 2018 Chevrolet Silverado, the lowest-cost trim level to insure is the WT Regular Cab 4WD model at an average cost of $1,892 per year. For the eight different trim levels available for the Chevrolet Suburban, the cheapest 2018 trim level to insure is the C1500 LS 2WD trim at a cost of $1,926 per year, or $161 per month.

When comparing both models combined at a trim-level basis, the lowest-cost model and trim to put coverage on is the Chevrolet Silverado WT Regular Cab 4WD at an average cost of $1,892 per year, and the most expensive model and trim level is the Chevrolet Suburban HD K3500 LT 4WD at a cost of $2,310 per year.

The next tables show the cost to insure the available trim levels for both 2018 models, as well as an average rate for each model. The 2018 Chevrolet Suburban has more affordable average car insurance than the 2018 Chevrolet Silverado.

2017 Chevrolet Silverado vs. Chevrolet Suburban

For 2017 Chevrolet Silverado and Chevrolet Suburban models, the Chevrolet Suburban has cheaper car insurance rates by an average of $6 per year for this comparison year.

The rate chart below shows the average insurance cost for both 2017 models for the 20 to 50-year-old driver age groups. Average car insurance cost ranges from $1,764 to $4,022 per year for the 2017 Chevrolet Silverado, and $1,752 to $3,982 for the 2017 Chevrolet Suburban for the five driver ages sampled in the chart.

Out of 30 Chevrolet Silverado trims, the cheapest 2017 model to insure is the LS Regular Cab 4WD trim at an average cost of $1,822 per year.

For the eight trims available for the Chevrolet Suburban, the cheapest 2017 trim to insure is the C1500 LS 2WD model at a cost of $1,802 per year, or around $150 per month.

When average car insurance prices for all 38 trim levels for both vehicles are compared, the cheapest vehicle to put coverage on is the Chevrolet Suburban C1500 LS 2WD at a cost of $1,802 per year, and the most expensive vehicle to insure is the Chevrolet Silverado High Country Crew Cab 2WD at an average of $2,200 per year.

The two tables below illustrate both 2017 models and all trim levels available for each one, including an overall average cost for each model. The model with the cheapest overall car insurance rates for 2017 is the Chevrolet Suburban.

2016 Chevrolet Silverado vs. Chevrolet Suburban

A 2016 Chevrolet Suburban costs $20 less per year to insure per year on average than a 2016 Chevrolet Silverado, a difference of 1.1%.

The chart below displays the average insurance cost for the two models with different driver age groups. For a 2016 Chevrolet Silverado, the average insurance cost ranges from $1,706 to $3,874 per year for the different drivers illustrated in the chart. Insurance for a 2016 Chevrolet Suburban ranges from $1,686 to $3,812 on average per year.

Out of 30 Chevrolet Silverado trim levels, the most affordable 2016 trim level to insure is the LS Regular Cab 4WD trim at an average cost of $1,758 per year, or about $147 per month. For the six option levels available for a Chevrolet Suburban, the lowest-cost 2016 trim to insure is the C1500 LS 2WD trim at a cost of $1,806.

When comparing rates by trim level for both models, the lowest-cost model and trim level to put coverage on is the Chevrolet Silverado LS Regular Cab 4WD at a cost of $1,758 per year, and the most expensive model and trim level is the Chevrolet Silverado High Country Crew Cab 2WD at an average cost of $2,094 per year.

The tables shown below show trim level insurance rates for each 2016 model, plus the average rate for each model.

2015 Chevrolet Silverado vs. Chevrolet Suburban

When comparing insurance rates for 2015 models, the Chevrolet Silverado costs $1,772 per year for a full-coverage policy and the Chevrolet Suburban costs $1,792, making the Chevrolet Silverado the model with cheaper insurance by $20.

The next chart displays the average car insurance cost for both 2015 models using a range of rated driver ages. For the 2015 Chevrolet Silverado, insurance cost ranges from $1,590 to $3,582 per year for the five driver age examples in the chart. Full-coverage car insurance for the 2015 Chevrolet Suburban ranges from $1,600 to $3,610 on average per year.

Out of 25 Chevrolet Silverado trim levels, the most affordable 2015 trim level to insure is the LS Regular Cab 4WD model at an average cost of $1,564 per year. For the six option levels available for the Chevrolet Suburban, the most affordable 2015 trim to insure is the C1500 LS 2WD model at a cost of $1,718.

When looking at the aggregated rates by trim level for both models, the lowest-cost model and trim level to insure is the Chevrolet Silverado LS Regular Cab 4WD at an average cost of $1,564 per year. The most expensive trim is the Chevrolet Silverado High Country Crew Cab 2WD at an average of $2,004 per year.

The next tables break down average car insurance cost by trim level for a 2015 Chevrolet Silverado and Chevrolet Suburban, including an overall average rate. The cheapest model to insure for the 2015 model year is the Chevrolet Silverado.

Additional Chevrolet Silverado and Chevrolet Suburban Resources

• Chevrolet Silverado Insurance Cost
• Chevrolet Suburban Insurance Cost
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• Large SUV Insurance Cost Comparisons