Chevrolet Silverado vs. GMC Sierra – Which Insurance is Cheapest?

Is the Chevy Silverado or GMC Sierra cheaper to insure? We compare average rates for both full-size pickups to see which has the cheapest car insurance rates.

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  • At an average cost of $1,930 per year, a 2023 GMC Sierra has cheaper overall car insurance rates than a 2023 Chevrolet Silverado by an average of $4 per year.
  • Out of seven models in the 2023 large truck segment, the Chevrolet Silverado ranks sixth and the GMC Sierra ranks fourth for overall car insurance affordability.

Is insurance cheaper for a Chevy Silverado or GMC Sierra?

For the 2023 model year, the model with cheaper average insurance rates is the GMC Sierra. Average car insurance rates for the Chevrolet Silverado are $1,930 per year, while insurance for a GMC Sierra averages $1,926 per year.

For a 2023 Chevrolet Silverado, rates range from the cheapest price of $1,726 per year for the WT Regular Cab 4WD model up to the most expensive rate of $2,138 for the ZR2 Crew Cab 4WD model. For a 2023 GMC Sierra, rates range from $1,690 per year for the Pro Regular Cab 2WD model up to $2,140 for the most expensive to insure Denali Ultimate Crew Cab 4WD model.

When rates are compared for both models, the cheapest vehicle to insure is the GMC Sierra Pro Regular Cab 2WD at an average cost of $1,690 per year. The most expensive model and trim level is the GMC Sierra Denali Ultimate Crew Cab 4WD costing $2,140 per year.

For a 2023 Chevrolet Silverado, the cheapest models to insure are the WT Regular Cab 4WD, WT Double Cab 4WD, and WT Regular Cab 2WD.

The cheapest GMC Sierra models to insure include the Pro Regular Cab 2WD, Pro Double Cab 2WD, and Pro Regular Cab 4WD.

The next table compares the annual and monthly cost of car insurance for 2023 Chevrolet Silverado and GMC Sierra models, broken down by individual trim level.

2023 Chevrolet Silverado vs GMC Sierra Insurance Cost by Trim Level
Model and Trim Level Annual Cost Monthly Cost
$1,690$141
$1,726$144
$1,758$147
$1,770$148
$1,780$148
$1,782$149
$1,798$150
$1,814$151
$1,818$152
$1,820$152
$1,846$154
$1,848$154
$1,868$156
$1,894$158
$1,902$159
$1,920$160
$1,922$160
$1,924$160
$1,926$161
$1,928$161
$1,940$162
$1,950$163
$1,954$163
$1,958$163
$1,958$163
$1,966$164
$1,966$164
$1,984$165
$1,984$165
$1,996$166
$2,006$167
$2,036$170
$2,040$170
$2,046$171
$2,058$172
$2,070$173
$2,074$173
$2,086$174
$2,138$178
$2,140$178

Get Rates in Your AreaWhy is this important?

Table Data Details: Average annual and monthly cost assumes a clean driving record and no at-fault accidents for a 40-year-old driver rated on a 2023 Chevrolet Silverado and a 2023 GMC Sierra. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
2023 Chevrolet Silverado vs GMC Sierra Insurance Cost by Trim Level

The rate chart below demonstrates the average cost to insure both models for the 20, 30, 40, and 50-year-old driver age groups.

For a 2023 Chevrolet Silverado, the average cost of car insurance ranges from $1,760 to $3,864 per year for the age groups used in the chart.

A 2023 GMC Sierra costs from $1,754 to $3,852 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2023 Chevrolet Silverado and a 2023 GMC Sierra with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Chevrolet Silverado and GMC Sierra trim levels.Data last updated on December 30, 2022
2023 Chevrolet Silverado vs. 2023 GMC Sierra Insurance Cost
2023 Chevrolet Silverado vs. GMC Sierra Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Chevrolet Silverado$3,864$2,020$1,930$1,760
GMC Sierra$3,852$2,034$1,926$1,754

For the 20 trims available for the 2023 Chevrolet Silverado, the cheapest model to insure is the WT Regular Cab 4WD model at an average cost of $1,726 per year, or around $144 per month.

For the 20 trim levels available for the GMC Sierra, the cheapest 2023 trim to insure is the Pro Regular Cab 2WD model at a cost of $1,690 per year, or around $141 per month.

When comparing car insurance rates for both models by trim level, the cheapest model and trim level to insure is the GMC Sierra Pro Regular Cab 2WD at an average of $1,690 per year, and the most expensive model and trim level is the GMC Sierra Denali Ultimate Crew Cab 4WD at a cost of $2,140 per year.

The two tables below display trim level insurance rates for each 2023 model, as well as an average rate for each model.

2023 Chevrolet Silverado

$1,930

Insurance Rates by Trim Level for 2023 Chevrolet Silverado
2023 Chevrolet Silverado TrimsRate
WT Regular Cab 4WD$1,726
WT Double Cab 4WD1,770
WT Regular Cab 2WD1,780
WT Crew Cab 4WD1,818
RST Double Cab 4WD1,820
Custom Double Cab 4WD1,846
WT Double Cab 2WD1,868
Custom Crew Cab 4WD1,894
LT Double Cab 4WD1,920
WT Crew Cab 2WD1,924
Custom Trail Boss 4WD1,926
LT Crew Cab 4WD1,954
Custom Double Cab 2WD1,958
RST Crew Cab 4WD1,984
LT Trail Boss Crew Cab 4WD2,006
LTZ Crew Cab 4WD2,036
LT Double Cab 2WD2,040
LT Crew Cab 2WD2,074
High Country Crew Cab 4WD2,086
ZR2 Crew Cab 4WD2,138
2023 Chevrolet Silverado Average Rate$1,930

2023 GMC Sierra

$1,926

Insurance Rates by Trim Level for 2023 Chevrolet Silverado
2023 GMC Sierra TrimsRate
Pro Regular Cab 2WD$1,690
Pro Double Cab 2WD1,758
Pro Regular Cab 4WD1,782
Pro Crew Cab 2WD1,798
Pro Double Cab 4WD1,814
Pro Crew Cab 4WD1,848
SLE Double Cab 2WD1,902
Elevation Double Cab 2WD1,922
SLE Crew Cab 2WD1,928
SLE Double Cab 4WD1,940
Elevation Crew Cab 2WD1,950
Elevation Double Cab 4WD1,958
SLE Crew Cab 4WD1,966
SLT Crew Cab 2WD1,966
Elevation Crew Cab 4WD1,984
SLT Crew Cab 4WD1,996
Denali Crew Cab 2WD2,046
AT4 Crew Cab 4WD2,058
Denali Crew Cab 4WD2,070
Denali Ultimate Crew Cab 4WD2,140
2023 GMC Sierra Average Rate$1,926

2022 Chevrolet Silverado vs. GMC Sierra

Insurance rates for a 2022 Chevrolet Silverado average $1,780 per year, while insurance for a 2022 GMC Sierra costs an average of $1,688 per year, making the GMC Sierra the cheaper of the two by $92 per year.

Within each model, however, rates vary considerably for different trim levels.

For a 2022 Chevrolet Silverado, car insurance rates range from $1,570 per year for the WT Regular Cab 4WD model up to the most expensive rate of $1,944 for the High Country Crew Cab 4WD model. For a 2022 GMC Sierra, rates can range from $1,518 per year for the Pro Regular Cab 2WD model up to $1,852 for the most expensive Denali Crew Cab 2WD model.

When trim-level rates for both models are compared, the overall cheapest vehicle to insure is the GMC Sierra Pro Regular Cab 2WD at an average rate of $1,518 per year, and the overall most expensive vehicle to insure is the Chevrolet Silverado High Country Crew Cab 4WD at a cost of $1,944 per year.

For a 2022 Chevrolet Silverado, the cheapest models are the WT Regular Cab 4WD, WT Double Cab 4WD, and WT Regular Cab 2WD. The cheapest GMC Sierra models include the Pro Regular Cab 2WD, Pro Regular Cab 4WD, and Pro Double Cab 4WD.

Car insurance rates for all 2022 Chevrolet Silverado and GMC Sierra models and trims range from $127 to $162 per month.

The table below compares the cost of car insurance for 2022 Chevrolet Silverado and GMC Sierra models, showing average cost by trim level for each model.

2022 Chevrolet Silverado vs GMC Sierra Insurance Cost by Trim Level
Model and Trim Level Annual Cost Monthly Cost
$1,518$127
$1,530$128
$1,570$131
$1,572$131
$1,600$133
$1,608$134
$1,634$136
$1,642$137
$1,650$138
$1,652$138
$1,666$139
$1,688$141
$1,692$141
$1,700$142
$1,710$143
$1,712$143
$1,724$144
$1,724$144
$1,728$144
$1,740$145
$1,750$146
$1,764$147
$1,766$147
$1,768$147
$1,778$148
$1,782$149
$1,784$149
$1,790$149
$1,792$149
$1,806$151
$1,810$151
$1,846$154
$1,852$154
$1,880$157
$1,882$157
$1,892$158
$1,928$161
$1,944$162

Get Rates in Your AreaWhy is this important?

Table Data Details: Average annual and monthly cost assumes a clean driving record and no at-fault accidents for a 40-year-old driver rated on a 2022 Chevrolet Silverado and a 2022 GMC Sierra. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.

The chart below plots average rates by driver age for Chevy Silverado insurance compared to GMC Sierra insurance for the 2022 model year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2022 Chevrolet Silverado and a 2022 GMC Sierra with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Chevrolet Silverado and GMC Sierra trim levels.Data last updated on December 30, 2022
2022 Chevrolet Silverado vs. 2022 GMC Sierra Insurance Cost
2022 Chevrolet Silverado vs. GMC Sierra Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Chevrolet Silverado$3,574$1,868$1,780$1,624
GMC Sierra$3,386$1,776$1,688$1,538

The tables below detail insurance rates for all trim levels of 2022 Silverado and Sierra models. The 2022 Chevrolet Silverado has an average insurance cost of $1,780 and the 2022 GMC Sierra is $1,688, making the GMC Sierra cheaper by $92 per year.

2022 Chevrolet Silverado

$1,780

Insurance Rates by Trim Level for 2022 Chevrolet Silverado
2022 Chevrolet Silverado TrimsRate
WT Regular Cab 4WD$1,570
WT Double Cab 4WD1,634
WT Regular Cab 2WD1,652
WT Crew Cab 4WD1,688
Custom Double Cab 4WD1,700
WT Double Cab 2WD1,724
Custom Crew Cab 4WD1,750
LT Double Cab 4WD1,766
Trail Boss Custom Crew Cab 4WD1,782
RST Double Cab 4WD1,784
WT Crew Cab 2WD1,792
Custom Double Cab 2WD1,806
LT Crew Cab 4WD1,810
RST Crew Cab 4WD1,846
LT Double Cab 2WD1,880
Trail Boss LT Crew Cab 4WD1,882
LTZ Crew Cab 4WD1,892
LT Crew Cab 2WD1,928
High Country Crew Cab 4WD1,944
2022 Chevrolet Silverado Average Rate$1,780

2022 GMC Sierra

$1,688

Insurance Rates by Trim Level for 2022 Chevrolet Silverado
2022 GMC Sierra TrimsRate
Pro Regular Cab 2WD$1,518
Pro Regular Cab 4WD1,530
Pro Double Cab 4WD1,572
Pro Double Cab 2WD1,600
Pro Crew Cab 4WD1,608
Pro Crew Cab 2WD1,642
Elevation Double Cab 2WD1,650
SLE Double Cab 4WD1,666
SLE Crew Cab 4WD1,692
Elevation Crew Cab 4WD1,710
SLE Double Cab 2WD1,712
Elevation Double Cab 4WD1,724
SLT Crew Cab 4WD1,728
SLE Crew Cab 2WD1,740
Elevation Crew Cab 2WD1,764
AT4 Crew Cab 4WD1,768
SLT Crew Cab 2WD1,778
Denali Crew Cab 4WD1,790
Denali Crew Cab 2WD1,852
2022 GMC Sierra Average Rate$1,688

2021 Chevrolet Silverado vs. GMC Sierra

When comparing car insurance rates for 2021 models, the Chevrolet Silverado costs an average of $1,780 per year to insure and the GMC Sierra costs $1,702, making the GMC Sierra the winner by $78.

The rate chart below illustrates the average cost to insure both models with different ages of drivers. For a 2021 Chevrolet Silverado, insurance cost ranges from $1,626 to $3,578 per year for the illustrated age groups. A 2021 GMC Sierra costs from $1,552 to $3,418 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2021 Chevrolet Silverado and a 2021 GMC Sierra with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Chevrolet Silverado and GMC Sierra trim levels.Data last updated on December 30, 2022
2021 Chevrolet Silverado vs. 2021 GMC Sierra Insurance Cost
2021 Chevrolet Silverado vs. GMC Sierra Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Chevrolet Silverado$3,578$1,870$1,780$1,626
GMC Sierra$3,418$1,792$1,702$1,552

Out of 28 trims for the 2021 Chevrolet Silverado, the cheapest rates are on the WT Regular Cab 4WD model at a cost of $1,574 per year, or about $131 per month. Out of the 22 trims available for the GMC Sierra, the cheapest 2021 trim level to insure is the Crew Cab 4WD model at a cost of $1,536 per year, or $128 per month.

When average car insurance prices for all 50 trim levels for both vehicles are compared, the most affordable model and trim level to insure is the GMC Sierra Crew Cab 4WD at an average cost of $1,536 per year, and the most expensive model and trim level is the Chevrolet Silverado High Country Crew Cab 2WD at an average of $2,018 per year.

The next tables show average car insurance rates for every trim level for both 2021 models, including an overall average rate. The winner for the 2021 car insurance battle is the GMC Sierra.

2021 Chevrolet Silverado

$1,780

Insurance Rates by Trim Level for 2021 Chevrolet Silverado
2021 Chevrolet Silverado TrimsRate
WT Regular Cab 4WD$1,574
WT Double Cab 4WD1,622
Custom Double Cab 4WD1,670
Trail Boss Custom Double Cab 4WD1,670
WT Crew Cab 4WD1,670
Custom Crew Cab 4WD1,720
LT Crew Cab 4WD1,720
LT Double Cab 4WD1,720
RST Crew Cab 4WD1,720
RST Double Cab 4WD1,720
Trail Boss Custom Crew Cab 4WD1,720
WT Regular Cab 2WD1,724
LTZ Crew Cab 4WD1,770
LTZ Double Cab 4WD1,770
Trail Boss LT Crew Cab 4WD1,770
Trail Boss LT Double Cab 4WD1,770
WT Double Cab 2WD1,772
Custom Double Cab 2WD1,822
WT Crew Cab 2WD1,822
High Country Crew Cab 4WD1,866
Custom Crew Cab 2WD1,870
LT Crew Cab 2WD1,870
LT Double Cab 2WD1,870
RST Double Cab 2WD1,870
LTZ Double Cab 2WD1,918
RST Crew Cab 2WD1,918
LTZ Crew Cab 2WD1,968
High Country Crew Cab 2WD2,018
2021 Chevrolet Silverado Average Rate$1,780

2021 GMC Sierra

$1,702

Insurance Rates by Trim Level for 2021 Chevrolet Silverado
2021 GMC Sierra TrimsRate
Crew Cab 4WD$1,536
Regular Cab 2WD1,558
Double Cab 4WD1,584
Elevation Double Cab 2WD1,634
SLE Crew Cab 4WD1,634
SLE Double Cab 4WD1,634
Base Double Cab 2WD1,670
Crew Cab 2WD1,670
Elevation Crew Cab 4WD1,684
SLT Double Cab 4WD1,684
Elevation Double Cab 4WD1,698
Base Crew Cab 2WD1,720
SLE Double Cab 2WD1,720
AT4 Crew Cab 4WD1,732
AT4 Double Cab 4WD1,732
SLT Crew Cab 4WD1,732
Elevation Crew Cab 2WD1,770
SLE Crew Cab 2WD1,770
SLT Double Cab 2WD1,770
Denali Crew Cab 4WD1,780
SLT Crew Cab 2WD1,852
Denali Crew Cab 2WD1,900
2021 GMC Sierra Average Rate$1,702

2020 Chevy Silverado vs GMC Sierra

When comparing insurance cost for 2020 models, a Chevrolet Silverado costs an average of $1,760 per year to insure and a GMC Sierra costs $1,678, making the GMC Sierra cheaper to insure by $82 per year for this comparison year.

The rate chart below illustrates the average cost to insure both models for a range of driver ages. For a 2020 Chevrolet Silverado, average car insurance cost ranges from $1,608 to $3,536 per year for the age groups used in this illustration. A 2020 GMC Sierra costs from $1,532 to $3,374 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2020 Chevrolet Silverado and a 2020 GMC Sierra with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Chevrolet Silverado and GMC Sierra trim levels.Data last updated on December 30, 2022
2020 Chevrolet Silverado vs. 2020 GMC Sierra Insurance Cost
2020 Chevrolet Silverado vs. GMC Sierra Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Chevrolet Silverado$3,536$1,844$1,760$1,608
GMC Sierra$3,374$1,768$1,678$1,532

The 2020 Chevrolet Silverado has 28 trims available, with the cheapest trim level to insure being the WT Regular Cab 4WD model at an average cost of $1,552 per year. For the 22 trims available for the GMC Sierra, the cheapest 2020 trim level to insure is the Crew Cab 4WD model at a cost of $1,514 per year, or about $126 per month.

When insurance prices for all 50 trim levels for the 2020 model year of both models are compared, the cheapest trim to insure is the GMC Sierra Crew Cab 4WD at a cost of $1,514 per year. The most expensive model and trim level is the Chevrolet Silverado High Country Crew Cab 2WD costing an average of $1,994 per year.

The two tables below display the expected annual car insurance cost by trim level for both 2020 models, including an overall average rate. The cheapest to insure for the 2020 model year is the GMC Sierra.

2020 Chevrolet Silverado

$1,760

Insurance Rates by Trim Level for 2020 Chevrolet Silverado
2020 Chevrolet Silverado TrimsRate
WT Regular Cab 4WD$1,552
WT Double Cab 4WD1,600
Custom Double Cab 4WD1,648
Trail Boss Custom Double Cab 4WD1,648
WT Crew Cab 4WD1,648
Custom Crew Cab 4WD1,696
LT Crew Cab 4WD1,696
LT Double Cab 4WD1,696
RST Crew Cab 4WD1,696
RST Double Cab 4WD1,696
Trail Boss Custom Crew Cab 4WD1,696
WT Regular Cab 2WD1,706
LTZ Crew Cab 4WD1,744
LTZ Double Cab 4WD1,744
Trail Boss LT Crew Cab 4WD1,744
Trail Boss LT Double Cab 4WD1,744
WT Double Cab 2WD1,752
Custom Double Cab 2WD1,800
WT Crew Cab 2WD1,800
High Country Crew Cab 4WD1,840
Custom Crew Cab 2WD1,848
LT Crew Cab 2WD1,848
LT Double Cab 2WD1,848
RST Double Cab 2WD1,848
LTZ Double Cab 2WD1,896
RST Crew Cab 2WD1,896
LTZ Crew Cab 2WD1,944
High Country Crew Cab 2WD1,994
2020 Chevrolet Silverado Average Rate$1,760

2020 GMC Sierra

$1,678

Insurance Rates by Trim Level for 2020 Chevrolet Silverado
2020 GMC Sierra TrimsRate
Crew Cab 4WD$1,514
Regular Cab 2WD1,538
Double Cab 4WD1,562
Elevation Double Cab 2WD1,610
SLE Crew Cab 4WD1,610
SLE Double Cab 4WD1,610
Base Double Cab 2WD1,648
Crew Cab 2WD1,648
Elevation Crew Cab 4WD1,658
SLT Double Cab 4WD1,658
Elevation Double Cab 4WD1,674
Base Crew Cab 2WD1,696
SLE Double Cab 2WD1,696
AT4 Crew Cab 4WD1,706
AT4 Double Cab 4WD1,706
SLT Crew Cab 4WD1,706
Elevation Crew Cab 2WD1,744
SLE Crew Cab 2WD1,744
SLT Double Cab 2WD1,744
Denali Crew Cab 4WD1,754
SLT Crew Cab 2WD1,826
Denali Crew Cab 2WD1,872
2020 GMC Sierra Average Rate$1,678

2019 Chevy Silverado vs GMC Sierra

When comparing car insurance rates for 2019 models, the Chevrolet Silverado costs an average of $1,686 per year to insure and the GMC Sierra costs $1,644, making the GMC Sierra the winner by $42 for the 2019 comparison year.

The chart below displays the average cost to insure the two models for drivers from age 20 to 50. For a 2019 Chevrolet Silverado, the average cost of car insurance ranges from $1,538 to $3,386 per year for the driver ages used. A 2019 GMC Sierra costs from $1,500 to $3,300 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2019 Chevrolet Silverado and a 2019 GMC Sierra with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Chevrolet Silverado and GMC Sierra trim levels.Data last updated on December 30, 2022
2019 Chevrolet Silverado vs. 2019 GMC Sierra Insurance Cost
2019 Chevrolet Silverado vs. GMC Sierra Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Chevrolet Silverado$3,386$1,768$1,686$1,538
GMC Sierra$3,300$1,732$1,644$1,500

For the 28 trim levels available for the 2019 Chevrolet Silverado, the cheapest trim level to insure is the Double Cab 4WD model at an average cost of $1,576 per year, or about $131 per month. The 2019 GMC Sierra has 20 trims available, with the cheapest trim to insure being the Crew Cab 4WD model at an average cost of $1,522 per year.

When comparing rates by trim level for both models, the cheapest vehicle to insure is the GMC Sierra Crew Cab 4WD at a cost of $1,522 per year. The highest-cost model and trim is the Chevrolet Silverado High Country Crew Cab 2WD at an average cost of $1,846 per year.

The tables below show the expected annual car insurance cost by trim level for both 2019 models, along with an average cost for each model. The 2019 GMC Sierra takes the trophy over the 2019 Chevrolet Silverado for the cheapest average car insurance rates.

2019 Chevrolet Silverado

$1,686

Insurance Rates by Trim Level for 2019 Chevrolet Silverado
2019 Chevrolet Silverado TrimsRate
Double Cab 4WD$1,576
WT Double Cab 4WD1,576
Double Cab 2WD1,618
WT Double Cab 2WD1,618
Custom Double Cab 4WD1,622
Trail Boss Custom Double Cab 4WD1,622
WT Crew Cab 4WD1,622
Custom Double Cab 2WD1,662
WT Crew Cab 2WD1,662
Custom Crew Cab 4WD1,668
LT Crew Cab 4WD1,668
LT Double Cab 4WD1,668
RST Crew Cab 4WD1,668
RST Double Cab 4WD1,668
Trail Boss Custom Crew Cab 4WD1,668
Custom Crew Cab 2WD1,708
LT Crew Cab 2WD1,708
LT Double Cab 2WD1,708
RST Double Cab 2WD1,708
LTZ Crew Cab 4WD1,714
LTZ Double Cab 4WD1,714
Trail Boss LT Crew Cab 4WD1,714
Trail Boss LT Double Cab 4WD1,714
LTZ Double Cab 2WD1,754
RST Crew Cab 2WD1,754
LTZ Crew Cab 2WD1,800
High Country Crew Cab 4WD1,804
High Country Crew Cab 2WD1,846
2019 Chevrolet Silverado Average Rate$1,686

2019 GMC Sierra

$1,644

Insurance Rates by Trim Level for 2019 Chevrolet Silverado
2019 GMC Sierra TrimsRate
Crew Cab 4WD$1,522
SL Double Cab 4WD1,522
WT Double Cab 4WD1,522
Elevation Double Cab 4WD1,568
SLE Double Cab 4WD1,568
SLE Crew Cab 4WD1,614
SLT Crew Cab 4WD1,614
SLT Double Cab 4WD1,614
Crew Cab 2WD1,622
SL Double Cab 2WD1,622
WT Double Cab 2WD1,622
AT4 Crew Cab 4WD1,660
AT4 Double Cab 4WD1,660
SLE Double Cab 2WD1,680
Denali Crew Cab 4WD1,706
Elevation Double Cab 2WD1,714
SLE Crew Cab 2WD1,714
SLT Double Cab 2WD1,714
SLT Crew Cab 2WD1,792
Denali Crew Cab 2WD1,838
2019 GMC Sierra Average Rate$1,644

2018 Chevy Silverado vs GMC Sierra

When comparing average insurance rates for 2018 models, a Chevrolet Silverado costs an average of $1,630 per year to insure and a GMC Sierra costs $1,582, making the GMC Sierra cheaper to insure by $48 per year.

The next chart shows the average cost to insure both models for drivers aged 20 to 50. The average cost of car insurance ranges from $1,490 to $3,280 per year for a 2018 Chevrolet Silverado, and $1,446 to $3,184 for a 2018 GMC Sierra for the included age groups.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2018 Chevrolet Silverado and a 2018 GMC Sierra with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Chevrolet Silverado and GMC Sierra trim levels.Data last updated on December 30, 2022
2018 Chevrolet Silverado vs. 2018 GMC Sierra Insurance Cost
2018 Chevrolet Silverado vs. GMC Sierra Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Chevrolet Silverado$3,280$1,704$1,630$1,490
GMC Sierra$3,184$1,662$1,582$1,446

The 2018 Chevrolet Silverado has 32 trims available, with the cheapest model to insure being the WT Regular Cab 4WD trim at an average cost of $1,492 per year, or about $124 per month.

The 2018 GMC Sierra has 22 trim levels available, with the cheapest trim to insure being the Regular Cab 4WD trim at an average cost of $1,380 per year, or about $115 per month.

When comparing car insurance rates for both models by trim level, the cheapest model and trim level to insure is the GMC Sierra Regular Cab 4WD at an average rate of $1,380 per year, and the most expensive vehicle to insure is the Chevrolet Silverado High Country Crew Cab 2WD costing an average of $1,798 per year.

The tables below display the average cost to insure all 2018 trim levels, plus the average rate for each model. The winner for the 2018 car insurance cost comparison is the GMC Sierra.

2018 Chevrolet Silverado

$1,630

Insurance Rates by Trim Level for 2018 Chevrolet Silverado
2018 Chevrolet Silverado TrimsRate
WT Regular Cab 4WD$1,492
LS Regular Cab 4WD1,536
WT Regular Cab 2WD1,536
LS Regular Cab 2WD1,578
WT Double Cab 2WD1,578
Custom Double Cab 4WD1,582
LS Double Cab 4WD1,582
LT Regular Cab 4WD1,582
WT Crew Cab 4WD1,582
WT Double Cab 4WD1,582
Custom Double Cab 2WD1,622
LS Double Cab 2WD1,622
LT Regular Cab 2WD1,622
Custom Crew Cab 4WD1,624
Hybrid Crew Cab 4WD1,624
LS Crew Cab 4WD1,624
LT Crew Cab 4WD1,624
LT Double Cab 4WD1,624
Z71 Crew Cab 4WD1,624
Z71 Double Cab 4WD1,624
Custom Crew Cab 2WD1,668
Hybrid Crew Cab 2WD1,668
LS Crew Cab 2WD1,668
LT Crew Cab 2WD1,668
WT Crew Cab 2WD1,668
LTZ Crew Cab 4WD1,670
LTZ Double Cab 4WD1,670
LT Double Cab 2WD1,682
LTZ Crew Cab 2WD1,710
LTZ Double Cab 2WD1,710
High Country Crew Cab 4WD1,758
High Country Crew Cab 2WD1,798
2018 Chevrolet Silverado Average Rate$1,630

2018 GMC Sierra

$1,582

Insurance Rates by Trim Level for 2018 Chevrolet Silverado
2018 GMC Sierra TrimsRate
Regular Cab 4WD$1,380
SL Double Cab 4WD1,482
SLE Regular Cab 4WD1,482
WT Double Cab 4WD1,482
Regular Cab 2WD1,492
Crew Cab 4WD1,526
SLE Double Cab 4WD1,526
SL Double Cab 2WD1,536
WT Double Cab 2WD1,536
Hybrid Crew Cab 4WD1,570
SLE Crew Cab 4WD1,570
SLT Crew Cab 4WD1,570
SLT Double Cab 4WD1,570
SLE Regular Cab 2WD1,582
Crew Cab 2WD1,624
SLE Double Cab 2WD1,624
Denali Crew Cab 4WD1,658
SLE Crew Cab 2WD1,670
SLT Double Cab 2WD1,670
SLT Crew Cab 2WD1,736
Hybrid Crew Cab 2WD1,744
Denali Crew Cab 2WD1,790
2018 GMC Sierra Average Rate$1,582

2017 Chevy Silverado vs GMC Sierra

For 2017 Chevrolet Silverado and GMC Sierra models, the GMC Sierra is cheaper to insure by an average of $38 per year for this model year.

The next chart demonstrates the average cost to insure both models for the 20 to 50-year-old driver age groups. Average car insurance cost ranges from $1,424 to $3,126 per year for a 2017 Chevrolet Silverado, and $1,388 to $3,050 for a 2017 GMC Sierra for these driver ages.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2017 Chevrolet Silverado and a 2017 GMC Sierra with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Chevrolet Silverado and GMC Sierra trim levels.Data last updated on December 30, 2022
2017 Chevrolet Silverado vs. 2017 GMC Sierra Insurance Cost
2017 Chevrolet Silverado vs. GMC Sierra Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Chevrolet Silverado$3,126$1,626$1,560$1,424
GMC Sierra$3,050$1,594$1,522$1,388

The 2017 Chevrolet Silverado has 30 trim levels available, with the cheapest trim to insure being the LS Regular Cab 4WD trim at an average cost of $1,438 per year, or $120 per month. The 2017 GMC Sierra has 13 trims available, with the cheapest trim to insure being the Regular Cab 4WD trim at an average cost of $1,376 per year.

When looking at the aggregated rates by trim for both models, the lowest-cost model and trim level to insure is the GMC Sierra Regular Cab 4WD at a cost of $1,376 per year. The highest-cost model and trim is the Chevrolet Silverado High Country Crew Cab 2WD at an average cost of $1,732 per year.

The tables shown below illustrate average car insurance cost by trim level for each 2017 model, as well as the overall average rate for each model.

2017 Chevrolet Silverado

$1,560

Insurance Rates by Trim Level for 2017 Chevrolet Silverado
2017 Chevrolet Silverado TrimsRate
LS Regular Cab 4WD$1,438
WT Regular Cab 4WD1,438
WT Regular Cab 2WD1,454
WT Double Cab 4WD1,482
LS Regular Cab 2WD1,484
Custom Crew Cab 4WD1,522
Custom Double Cab 4WD1,522
LS Double Cab 4WD1,522
LT Double Cab 4WD1,522
LT Regular Cab 4WD1,522
WT Crew Cab 4WD1,522
WT Double Cab 2WD1,524
LS Crew Cab 4WD1,564
LT Crew Cab 4WD1,564
LTZ Double Cab 4WD1,564
Z71 Crew Cab 4WD1,564
Z71 Double Cab 4WD1,564
Custom Double Cab 2WD1,568
LS Double Cab 2WD1,568
LT Regular Cab 2WD1,568
WT Crew Cab 2WD1,568
LTZ Crew Cab 4WD1,604
Custom Crew Cab 2WD1,608
LS Crew Cab 2WD1,608
LT Crew Cab 2WD1,608
LT Double Cab 2WD1,608
High Country Crew Cab 4WD1,646
LTZ Crew Cab 2WD1,650
LTZ Double Cab 2WD1,650
High Country Crew Cab 2WD1,732
2017 Chevrolet Silverado Average Rate$1,560

2017 GMC Sierra

$1,522

Insurance Rates by Trim Level for 2017 Chevrolet Silverado
2017 GMC Sierra TrimsRate
Regular Cab 4WD$1,376
Crew Cab 4WD1,424
Double Cab 4WD1,466
SLE Crew Cab 4WD1,466
SLE Double Cab 4WD1,466
Regular Cab 2WD1,482
SLT Crew Cab 4WD1,506
Double Cab 2WD1,550
SLE Crew Cab 2WD1,564
WT Crew Cab 2WD1,564
Denali Crew Cab 4WD1,588
SLT Crew Cab 2WD1,604
Denali Crew Cab 2WD1,714
2017 GMC Sierra Average Rate$1,522

2016 Chevy Silverado vs GMC Sierra

For 2016 Chevrolet Silverado and GMC Sierra models, the Chevrolet Silverado is cheaper to insure by an average of $36 per year.

The next chart visualizes the average cost to insure both models using a range of rated driver ages. For a 2016 Chevrolet Silverado, the average cost of car insurance ranges from $1,412 to $3,100 per year for the driver ages used. A 2016 GMC Sierra costs from $1,446 to $3,174 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2016 Chevrolet Silverado and a 2016 GMC Sierra with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Chevrolet Silverado and GMC Sierra trim levels.Data last updated on December 30, 2022
2016 Chevrolet Silverado vs. 2016 GMC Sierra Insurance Cost
2016 Chevrolet Silverado vs. GMC Sierra Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Chevrolet Silverado$3,100$1,610$1,546$1,412
GMC Sierra$3,174$1,648$1,582$1,446

Out of 30 trim levels for the 2016 Chevrolet Silverado, the cheapest auto insurance rates are on the LS Regular Cab 4WD model at a cost of $1,424 per year, or about $119 per month.

Out of the 20 trim levels available for the GMC Sierra, the cheapest 2016 trim to insure is the WT Regular Cab 4WD model at a cost of $1,386.

When comparing both models at a trim-level basis, the most affordable model and trim level to insure is the GMC Sierra WT Regular Cab 4WD at an average cost of $1,386 per year, and the most expensive trim is the GMC Sierra Denali Crew Cab 2WD at an average of $1,834 per year.

The rate tables below show average car insurance rates for each trim level, as well as an average rate for each model.

2016 Chevrolet Silverado

$1,546

Insurance Rates by Trim Level for 2016 Chevrolet Silverado
2016 Chevrolet Silverado TrimsRate
LS Regular Cab 4WD$1,424
WT Regular Cab 4WD1,424
WT Regular Cab 2WD1,458
WT Double Cab 4WD1,464
LS Regular Cab 2WD1,498
Custom Double Cab 4WD1,502
LS Double Cab 4WD1,502
LT Double Cab 4WD1,502
LT Regular Cab 4WD1,502
WT Crew Cab 4WD1,502
Custom Double Cab 2WD1,536
LS Double Cab 2WD1,536
LT Regular Cab 2WD1,536
WT Double Cab 2WD1,536
Custom Crew Cab 4WD1,540
LS Crew Cab 4WD1,540
LT Crew Cab 4WD1,540
LTZ Double Cab 4WD1,540
Z71 Crew Cab 4WD1,540
Z71 Double Cab 4WD1,540
LT Double Cab 2WD1,574
LTZ Crew Cab 4WD1,580
WT Crew Cab 2WD1,594
Custom Crew Cab 2WD1,612
LS Crew Cab 2WD1,612
LT Crew Cab 2WD1,612
High Country Crew Cab 4WD1,618
LTZ Crew Cab 2WD1,652
LTZ Double Cab 2WD1,652
High Country Crew Cab 2WD1,692
2016 Chevrolet Silverado Average Rate$1,546

2016 GMC Sierra

$1,582

Insurance Rates by Trim Level for 2016 Chevrolet Silverado
2016 GMC Sierra TrimsRate
WT Regular Cab 4WD$1,386
SL Double Cab 4WD1,436
WT Double Cab 4WD1,436
Crew Cab 4WD1,476
SLE Regular Cab 4WD1,476
SLE Crew Cab 4WD1,512
SLE Double Cab 4WD1,512
SLT Double Cab 4WD1,512
SLT Crew Cab 4WD1,552
WT Regular Cab 2WD1,562
Denali Crew Cab 4WD1,592
SL Double Cab 2WD1,612
WT Double Cab 2WD1,612
SLE Regular Cab 2WD1,652
WT Crew Cab 2WD1,652
SLE Crew Cab 2WD1,688
SLE Double Cab 2WD1,688
SLT Crew Cab 2WD1,728
SLT Double Cab 2WD1,728
Denali Crew Cab 2WD1,834
2016 GMC Sierra Average Rate$1,582

2015 Chevy Silverado vs GMC Sierra

For 2015 Chevrolet Silverado and GMC Sierra models, the GMC Sierra is cheaper to insure by an average of $74 per year.

The chart shown below visualizes the average cost to insure both models rated for different driver ages. For a 2015 Chevrolet Silverado, average insurance cost ranges from $1,316 to $2,872 per year for these driver ages. A 2015 GMC Sierra costs from $1,246 to $2,724 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2015 Chevrolet Silverado and a 2015 GMC Sierra with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Chevrolet Silverado and GMC Sierra trim levels.Data last updated on December 30, 2022
2015 Chevrolet Silverado vs. 2015 GMC Sierra Insurance Cost
2015 Chevrolet Silverado vs. GMC Sierra Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Chevrolet Silverado$2,872$1,490$1,440$1,316
GMC Sierra$2,724$1,418$1,366$1,246

The 2015 Chevrolet Silverado has 25 trim levels available, with the cheapest trim level to insure being the LS Regular Cab 4WD model at an average cost of $1,272 per year, or about $106 per month.

For the 20 trims available for the GMC Sierra, the cheapest 2015 trim to insure is the WT Regular Cab 2WD trim at a cost of $1,250 per year, or $104 per month.

When rates for all 45 trim levels for both vehicles are compared, the cheapest vehicle to insure is the GMC Sierra WT Regular Cab 2WD at an average of $1,250 per year, and the most expensive model and trim level is the Chevrolet Silverado High Country Crew Cab 2WD at an average cost of $1,626 per year.

The two tables below illustrate average car insurance cost by trim level for a 2015 Chevrolet Silverado and GMC Sierra, plus an average rate for each model. The winner for the 2015 car insurance rate comparison is the GMC Sierra.

2015 Chevrolet Silverado

$1,440

Insurance Rates by Trim Level for 2015 Chevrolet Silverado
2015 Chevrolet Silverado TrimsRate
LS Regular Cab 4WD$1,272
WT Regular Cab 4WD1,272
LS Double Cab 4WD1,322
LT Regular Cab 4WD1,322
WT Double Cab 4WD1,322
LS Crew Cab 4WD1,356
LT Double Cab 4WD1,356
LTZ Double Cab 4WD1,356
WT Crew Cab 4WD1,356
LT Crew Cab 4WD1,392
WT Regular Cab 2WD1,412
LTZ Crew Cab 4WD1,428
LS Regular Cab 2WD1,446
High Country Crew Cab 4WD1,462
LS Double Cab 2WD1,484
LT Regular Cab 2WD1,484
WT Double Cab 2WD1,484
LT Double Cab 2WD1,520
WT Crew Cab 2WD1,520
LS Crew Cab 2WD1,554
LT Crew Cab 2WD1,554
LTZ Double Cab 2WD1,554
Z71 Crew Cab 2WD1,554
LTZ Crew Cab 2WD1,590
High Country Crew Cab 2WD1,626
2015 Chevrolet Silverado Average Rate$1,440

2015 GMC Sierra

$1,366

Insurance Rates by Trim Level for 2015 Chevrolet Silverado
2015 GMC Sierra TrimsRate
WT Regular Cab 2WD$1,250
WT Regular Cab 4WD1,272
SL Double Cab 2WD1,322
SL Double Cab 4WD1,322
SLE Regular Cab 2WD1,322
WT Double Cab 2WD1,322
WT Double Cab 4WD1,322
Crew Cab 4WD1,356
SLE Double Cab 4WD1,356
SLE Regular Cab 4WD1,356
SLE Double Cab 2WD1,358
WT Crew Cab 2WD1,358
SLE Crew Cab 4WD1,392
SLT Double Cab 4WD1,392
SLE Crew Cab 2WD1,394
SLT Crew Cab 2WD1,428
SLT Crew Cab 4WD1,428
SLT Double Cab 2WD1,428
Denali Crew Cab 4WD1,462
Denali Crew Cab 2WD1,466
2015 GMC Sierra Average Rate$1,366

Additional Chevrolet Silverado and GMC Sierra Resources