- For the 2024 model year, a Chevrolet Silverado is cheaper to insure than a Ford F150 by an average of $26 per year.
- Average car insurance cost per month for the Ford F150 is 1.1% more expensive than the Chevrolet Silverado, at $177 versus $175, a difference of $2.
- Out of seven models in the 2024 large truck segment, the Ford F150 ranks fourth and the Chevrolet Silverado ranks third for overall car insurance affordability.
Is insurance cheaper for a Ford F-150 or Chevy Silverado?
Car insurance on a 2024 Ford F150 costs an average of $2,124 per year, whereas insurance for a 2024 Chevrolet Silverado averages $2,098 per year, making the Chevrolet Silverado the cheaper model to insure.
Out of 27 trim levels for the 2024 Ford F150, the cheapest car insurance rates are on the XL Super Cab 4WD model at a cost of $1,784 per year.
For the 27 trims available for the Chevrolet Silverado, the cheapest 2024 trim to insure is the EV WT model at a cost of $1,778.
When looking at the aggregated rates by trim for both models, the cheapest trim to insure is the Chevrolet Silverado EV WT at an average cost of $1,778 per year, and the highest-cost model and trim is the Chevrolet Silverado EV RST First Edition costing an average of $2,486 per year.
The rate table below compares the annual and monthly cost of car insurance for 2024 Ford F150 and Chevrolet Silverado models, showing cost for each trim level of both models.
Model and Trim Level | Annual Premium | Cost Per Month |
---|---|---|
Silverado EV WT | $1,778 | $148 |
F150 XL Super Cab 4WD | $1,784 | $149 |
F150 XL Regular Cab | $1,790 | $149 |
Silverado WT Regular Cab 4WD | $1,870 | $156 |
F150 XL Super Cab | $1,874 | $156 |
F150 XL Regular Cab 4WD | $1,886 | $157 |
F150 XL SuperCrew | $1,914 | $160 |
Silverado WT Double Cab 4WD | $1,916 | $160 |
F150 STX Super Cab | $1,920 | $160 |
Silverado WT Regular Cab 2WD | $1,924 | $160 |
Silverado WT Crew Cab 4WD | $1,966 | $164 |
F150 XLT Super Cab | $1,970 | $164 |
F150 XL SuperCrew 4WD | $1,982 | $165 |
Silverado Custom Double Cab 4WD | $1,988 | $166 |
F150 XLT SuperCrew | $1,998 | $167 |
Silverado WT Double Cab 2WD | $2,018 | $168 |
F150 XLT Super Cab 4WD | $2,026 | $169 |
Silverado Custom Crew Cab 4WD | $2,034 | $170 |
F150 XLT SuperCrew 4WD | $2,050 | $171 |
Silverado LT Double Cab 4WD | $2,066 | $172 |
Silverado RST Crew Cab 2WD | $2,066 | $172 |
Silverado Custom Trail Boss 4WD | $2,072 | $173 |
Silverado WT Crew Cab 2WD | $2,078 | $173 |
Silverado RST Double Cab 4WD | $2,082 | $174 |
Silverado EV RST | $2,092 | $174 |
Silverado Custom Double Cab 2WD | $2,102 | $175 |
Silverado LT Crew Cab 4WD | $2,104 | $175 |
Silverado RST Crew Cab 4WD | $2,116 | $176 |
F150 Tremor SuperCrew 4WD | $2,128 | $177 |
F150 Lariat SuperCrew | $2,134 | $178 |
Silverado LTZ Crew Cab 2WD | $2,150 | $179 |
Silverado Custom Crew Cab 2WD | $2,152 | $179 |
Silverado LT Trail Boss Crew Cab 4WD | $2,160 | $180 |
F150 Lariat SuperCrew 4WD | $2,166 | $181 |
F150 Lightning Pro | $2,178 | $182 |
F150 King Ranch SuperCrew | $2,186 | $182 |
F150 Platinum SuperCrew | $2,186 | $182 |
F150 Platinum SuperCrew 4WD | $2,186 | $182 |
Silverado LT Double Cab 2WD | $2,190 | $183 |
Silverado LTZ Crew Cab 4WD | $2,192 | $183 |
F150 Raptor SuperCrew 4WD | $2,204 | $184 |
F150 King Ranch SuperCrew 4WD | $2,206 | $184 |
Silverado High Country Crew Cab 4WD | $2,216 | $185 |
F150 Lightning XLT Standard Range | $2,230 | $186 |
Silverado LT Crew Cab 2WD | $2,230 | $186 |
Silverado ZR2 Crew Cab 4WD | $2,286 | $191 |
Silverado EV Trail Boss | $2,314 | $193 |
F150 Lightning XLT Extended Range | $2,342 | $195 |
F150 Lightning Lariat Standard Range | $2,352 | $196 |
F150 Lightning Flash Extended Range | $2,358 | $197 |
F150 Lightning Lariat Extended Range | $2,392 | $199 |
F150 Lightning Platinum | $2,442 | $204 |
F150 Lightning Platinum Black Special Edition | $2,470 | $206 |
Silverado EV RST First Edition | $2,486 | $207 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on February 23, 2024
The rate chart below shows the average cost to insure both models using different driver ages. For a 2024 Ford F150, average insurance cost ranges from $1,880 to $4,294 per year for the example age groups. A 2024 Chevrolet Silverado costs from $1,866 to $4,264 to insure per year.
The two tables below display the expected annual car insurance cost by trim level for both 2024 models, as well as the overall average rate for each model. The cheapest of the two models to insure for the 2024 model year is the Chevrolet Silverado.
2024 Ford F150
$2,124
2024 Ford F150 Trims | Rate |
---|---|
XL Super Cab 4WD | $1,784 |
XL Regular Cab | 1,790 |
XL Super Cab | 1,874 |
XL Regular Cab 4WD | 1,886 |
XL SuperCrew | 1,914 |
STX Super Cab | 1,920 |
XLT Super Cab | 1,970 |
XL SuperCrew 4WD | 1,982 |
XLT SuperCrew | 1,998 |
XLT Super Cab 4WD | 2,026 |
XLT SuperCrew 4WD | 2,050 |
Tremor SuperCrew 4WD | 2,128 |
Lariat SuperCrew | 2,134 |
Lariat SuperCrew 4WD | 2,166 |
Lightning Pro | 2,178 |
King Ranch SuperCrew | 2,186 |
Platinum SuperCrew | 2,186 |
Platinum SuperCrew 4WD | 2,186 |
Raptor SuperCrew 4WD | 2,204 |
King Ranch SuperCrew 4WD | 2,206 |
Lightning XLT Standard Range | 2,230 |
Lightning XLT Extended Range | 2,342 |
Lightning Lariat Standard Range | 2,352 |
Lightning Flash Extended Range | 2,358 |
Lightning Lariat Extended Range | 2,392 |
Lightning Platinum | 2,442 |
Lightning Platinum Black Special Edition | 2,470 |
2024 Ford F150 Average Rate | $2,124 |
2024 Chevrolet Silverado
$2,098
2024 Chevrolet Silverado Trims | Rate |
---|---|
EV WT | $1,778 |
WT Regular Cab 4WD | 1,870 |
WT Double Cab 4WD | 1,916 |
WT Regular Cab 2WD | 1,924 |
WT Crew Cab 4WD | 1,966 |
Custom Double Cab 4WD | 1,988 |
WT Double Cab 2WD | 2,018 |
Custom Crew Cab 4WD | 2,034 |
LT Double Cab 4WD | 2,066 |
RST Crew Cab 2WD | 2,066 |
Custom Trail Boss 4WD | 2,072 |
WT Crew Cab 2WD | 2,078 |
RST Double Cab 4WD | 2,082 |
EV RST | 2,092 |
Custom Double Cab 2WD | 2,102 |
LT Crew Cab 4WD | 2,104 |
RST Crew Cab 4WD | 2,116 |
LTZ Crew Cab 2WD | 2,150 |
Custom Crew Cab 2WD | 2,152 |
LT Trail Boss Crew Cab 4WD | 2,160 |
LT Double Cab 2WD | 2,190 |
LTZ Crew Cab 4WD | 2,192 |
High Country Crew Cab 4WD | 2,216 |
LT Crew Cab 2WD | 2,230 |
ZR2 Crew Cab 4WD | 2,286 |
EV Trail Boss | 2,314 |
EV RST First Edition | 2,486 |
2024 Chevrolet Silverado Average Rate | $2,098 |
2023 Ford F150 vs. Chevrolet Silverado
Average insurance rates for a 2023 Ford F150 are $1,876 per year, and a 2023 Chevrolet Silverado averages $2,016 per year, making the Ford F150 the cheapest of the two to insure.
Within each model, however, auto insurance cost varies significantly for different trim levels. In general, the higher the price of the vehicle, the higher the cost of insurance.
For a 2023 Ford F150, car insurance rates range from the lowest full-coverage rate of $1,608 per year for the XL Super Cab 4WD model up to the highest rate of $2,072 for the Lightning Platinum model.
For a 2023 Chevrolet Silverado, rates can range from $1,804 per year for the WT Regular Cab 4WD model up to $2,236 for the most expensive to insure ZR2 Crew Cab 4WD model.
When comparing both models, the cheapest model and trim level is the Ford F150 XL Super Cab 4WD at an average of $1,608 per year. The most expensive vehicle to insure is the Chevrolet Silverado ZR2 Crew Cab 4WD costing $2,236 per year.
For a 2023 Ford F150, the cheapest models are the XL Super Cab 4WD, XL Regular Cab, and XL Super Cab. The cheapest Chevrolet Silverado models include the WT Regular Cab 4WD, WT Double Cab 4WD, and WT Regular Cab 2WD.
The table below ranks the annual and monthly car insurance cost for 2023 Ford F150 and Chevrolet Silverado models, with average rates for each trim level.
Model and Trim Level | Annual Premium | Cost Per Month |
---|---|---|
F150 XL Super Cab 4WD | $1,608 | $134 |
F150 XL Regular Cab | $1,628 | $136 |
F150 XL Super Cab | $1,710 | $143 |
F150 XLT Regular Cab 4WD | $1,720 | $143 |
F150 XL Regular Cab 4WD | $1,730 | $144 |
F150 XL SuperCrew | $1,746 | $146 |
F150 XLT Regular Cab | $1,776 | $148 |
F150 XLT Super Cab | $1,800 | $150 |
F150 XL SuperCrew 4WD | $1,804 | $150 |
Silverado WT Regular Cab 4WD | $1,804 | $150 |
F150 XLT SuperCrew | $1,828 | $152 |
F150 XLT Super Cab 4WD | $1,828 | $152 |
F150 XLT SuperCrew 4WD | $1,852 | $154 |
Silverado WT Double Cab 4WD | $1,852 | $154 |
Silverado WT Regular Cab 2WD | $1,856 | $155 |
F150 Lightning Pro | $1,868 | $156 |
Silverado WT Crew Cab 4WD | $1,900 | $158 |
Silverado RST Double Cab 4WD | $1,904 | $159 |
F150 Lariat SuperCrew | $1,912 | $159 |
F150 Lightning XLT | $1,924 | $160 |
Silverado Custom Double Cab 4WD | $1,930 | $161 |
F150 Lariat SuperCrew 4WD | $1,934 | $161 |
F150 Tremor SuperCrew 4WD | $1,934 | $161 |
F150 King Ranch SuperCrew | $1,946 | $162 |
Silverado WT Double Cab 2WD | $1,948 | $162 |
F150 Platinum SuperCrew | $1,958 | $163 |
F150 King Ranch SuperCrew 4WD | $1,964 | $164 |
F150 Platinum SuperCrew 4WD | $1,976 | $165 |
Silverado Custom Crew Cab 4WD | $1,980 | $165 |
F150 Lightning Lariat | $2,002 | $167 |
Silverado LT Double Cab 4WD | $2,006 | $167 |
Silverado WT Crew Cab 2WD | $2,006 | $167 |
F150 Raptor SuperCrew 4WD | $2,010 | $168 |
Silverado Custom Trail Boss 4WD | $2,016 | $168 |
F150 Lightning XLT Premium | $2,026 | $169 |
F150 Limited SuperCrew | $2,038 | $170 |
F150 Lightning Lariat Premium | $2,044 | $170 |
Silverado Custom Double Cab 2WD | $2,044 | $170 |
Silverado LT Crew Cab 4WD | $2,054 | $171 |
F150 Lightning Platinum | $2,072 | $173 |
Silverado RST Crew Cab 4WD | $2,080 | $173 |
Silverado LT Trail Boss Crew Cab 4WD | $2,106 | $176 |
Silverado LT Double Cab 2WD | $2,128 | $177 |
Silverado LTZ Crew Cab 4WD | $2,138 | $178 |
Silverado LT Crew Cab 2WD | $2,168 | $181 |
Silverado High Country Crew Cab 4WD | $2,186 | $182 |
Silverado ZR2 Crew Cab 4WD | $2,236 | $186 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on February 23, 2024
The chart shown below demonstrates the average cost to insure both models for different driver ages. For a 2023 Ford F150, the average car insurance cost ranges from $1,662 to $3,748 per year for the age groups used in this illustration. A 2023 Chevrolet Silverado costs from $1,794 to $4,102 to insure per year.
Out of 27 Ford F150 trims, the cheapest 2023 trim level to insure is the XL Super Cab 4WD trim at an average cost of $1,608 per year. For the 20 trim levels available for the Chevrolet Silverado, the cheapest 2023 trim level to insure is the WT Regular Cab 4WD model at a cost of $1,804.
When all 47 trims of both models are combined and compared, the overall cheapest vehicle to insure is the Ford F150 XL Super Cab 4WD at an average cost of $1,608 per year, and the most expensive vehicle to insure is the Chevrolet Silverado ZR2 Crew Cab 4WD at an average cost of $2,236 per year.
The tables below illustrate both 2023 models and all trim levels available for each one, plus an average rate for each model. The cheapest of the two models to insure for the 2023 model year is the Ford F150.
2023 Ford F150
$1,876
2023 Ford F150 Trims | Rate |
---|---|
XL Super Cab 4WD | $1,608 |
XL Regular Cab | 1,628 |
XL Super Cab | 1,710 |
XLT Regular Cab 4WD | 1,720 |
XL Regular Cab 4WD | 1,730 |
XL SuperCrew | 1,746 |
XLT Regular Cab | 1,776 |
XLT Super Cab | 1,800 |
XL SuperCrew 4WD | 1,804 |
XLT SuperCrew | 1,828 |
XLT Super Cab 4WD | 1,828 |
XLT SuperCrew 4WD | 1,852 |
Lightning Pro | 1,868 |
Lariat SuperCrew | 1,912 |
Lightning XLT | 1,924 |
Lariat SuperCrew 4WD | 1,934 |
Tremor SuperCrew 4WD | 1,934 |
King Ranch SuperCrew | 1,946 |
Platinum SuperCrew | 1,958 |
King Ranch SuperCrew 4WD | 1,964 |
Platinum SuperCrew 4WD | 1,976 |
Lightning Lariat | 2,002 |
Raptor SuperCrew 4WD | 2,010 |
Lightning XLT Premium | 2,026 |
Limited SuperCrew | 2,038 |
Lightning Lariat Premium | 2,044 |
Lightning Platinum | 2,072 |
2023 Ford F150 Average Rate | $1,876 |
2023 Chevrolet Silverado
$2,016
2023 Chevrolet Silverado Trims | Rate |
---|---|
WT Regular Cab 4WD | $1,804 |
WT Double Cab 4WD | 1,852 |
WT Regular Cab 2WD | 1,856 |
WT Crew Cab 4WD | 1,900 |
RST Double Cab 4WD | 1,904 |
Custom Double Cab 4WD | 1,930 |
WT Double Cab 2WD | 1,948 |
Custom Crew Cab 4WD | 1,980 |
LT Double Cab 4WD | 2,006 |
WT Crew Cab 2WD | 2,006 |
Custom Trail Boss 4WD | 2,016 |
Custom Double Cab 2WD | 2,044 |
LT Crew Cab 4WD | 2,054 |
RST Crew Cab 4WD | 2,080 |
LT Trail Boss Crew Cab 4WD | 2,106 |
LT Double Cab 2WD | 2,128 |
LTZ Crew Cab 4WD | 2,138 |
LT Crew Cab 2WD | 2,168 |
High Country Crew Cab 4WD | 2,186 |
ZR2 Crew Cab 4WD | 2,236 |
2023 Chevrolet Silverado Average Rate | $2,016 |
2022 Ford F150 vs. Chevrolet Silverado
Average insurance rates for a 2022 Ford F150 are $1,672 per year, whereas insurance for a 2022 Chevrolet Silverado averages $1,862 per year, making the Ford F150 the model with lower average car insurance rates.
The cost of car insurance varies significantly depending on the trim level, however.
For a 2022 Ford F150, car insurance rates range from $1,444 per year for the XL Regular Cab 4WD model up to $1,904 for the Limited SuperCrew model.
For a 2022 Chevrolet Silverado, rates can range from $1,642 per year for the WT Regular Cab 4WD model up to $2,038 for the High Country Crew Cab 4WD model.
When comparing rates for both models from a trim-level perspective, the lowest-cost model and trim is the Ford F150 XL Regular Cab 4WD at an average rate of $1,444 per year, and the highest-cost model and trim is the Chevrolet Silverado High Country Crew Cab 4WD at an average of $2,038 per year.
For a 2022 Ford F150, the cheapest models are the XL Regular Cab 4WD, XL Super Cab 4WD, and XLT Regular Cab 4WD. The cheapest Chevrolet Silverado models include the WT Regular Cab 4WD, WT Double Cab 4WD, and WT Regular Cab 2WD.
On a monthly basis, car insurance rates for all 2022 Ford F150 and Chevrolet Silverado trim levels range from $120 to $170 per month.
The table shown below compares and ranks the yearly and monthly cost of car insurance for 2022 Ford F150 and Chevrolet Silverado models, showing average cost for each trim level.
Model and Trim Level | Annual Premium | Cost Per Month |
---|---|---|
F150 XL Regular Cab 4WD | $1,444 | $120 |
F150 XL Super Cab 4WD | $1,502 | $125 |
F150 XLT Regular Cab 4WD | $1,524 | $127 |
F150 Lightning Pro | $1,540 | $128 |
F150 XL SuperCrew 4WD | $1,546 | $129 |
F150 XL Regular Cab | $1,556 | $130 |
F150 XLT Super Cab 4WD | $1,558 | $130 |
F150 XLT SuperCrew 4WD | $1,578 | $132 |
F150 Lariat Super Cab 4WD | $1,612 | $134 |
F150 XL Super Cab | $1,626 | $136 |
F150 Lariat SuperCrew 4WD | $1,628 | $136 |
Silverado WT Regular Cab 4WD | $1,642 | $137 |
F150 Tremor SuperCrew 4WD | $1,644 | $137 |
F150 Lightning XLT | $1,644 | $137 |
F150 XLT Regular Cab | $1,654 | $138 |
F150 Lightning XLT Premium | $1,666 | $139 |
F150 XL SuperCrew | $1,676 | $140 |
F150 King Ranch SuperCrew 4WD | $1,678 | $140 |
F150 Platinum SuperCrew 4WD | $1,692 | $141 |
F150 XLT Super Cab | $1,694 | $141 |
Silverado WT Double Cab 4WD | $1,708 | $142 |
F150 Raptor SuperCrew 4WD | $1,710 | $143 |
F150 Lightning Lariat | $1,710 | $143 |
F150 XLT SuperCrew | $1,720 | $143 |
Silverado WT Regular Cab 2WD | $1,720 | $143 |
F150 Lightning Lariat Premium | $1,750 | $146 |
F150 Lariat Super Cab | $1,758 | $147 |
Silverado WT Crew Cab 4WD | $1,766 | $147 |
F150 Lightning Platinum | $1,774 | $148 |
F150 Lariat SuperCrew | $1,776 | $148 |
Silverado Custom Double Cab 4WD | $1,782 | $149 |
F150 Tremor SuperCrew | $1,794 | $150 |
Silverado WT Double Cab 2WD | $1,796 | $150 |
F150 King Ranch SuperCrew | $1,832 | $153 |
Silverado Custom Crew Cab 4WD | $1,832 | $153 |
Silverado LT Double Cab 4WD | $1,848 | $154 |
F150 Platinum SuperCrew | $1,850 | $154 |
Silverado Trail Boss Custom Crew Cab 4WD | $1,864 | $155 |
Silverado RST Double Cab 4WD | $1,868 | $156 |
Silverado WT Crew Cab 2WD | $1,868 | $156 |
F150 Raptor SuperCrew | $1,872 | $156 |
Silverado Custom Double Cab 2WD | $1,882 | $157 |
Silverado LT Crew Cab 4WD | $1,896 | $158 |
F150 Limited SuperCrew | $1,904 | $159 |
Silverado RST Crew Cab 4WD | $1,936 | $161 |
Silverado LT Double Cab 2WD | $1,960 | $163 |
Silverado Trail Boss LT Crew Cab 4WD | $1,972 | $164 |
Silverado LTZ Crew Cab 4WD | $1,982 | $165 |
Silverado LT Crew Cab 2WD | $2,012 | $168 |
Silverado High Country Crew Cab 4WD | $2,038 | $170 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included.
The chart below shows average Ford F150 insurance rates compared to Chevy Silverado insurance rates for the 2022 model year and for drivers aged 20, 30, 40, and 50.
How does insurance cost for a 2022 Ford F150 compare to a Chevrolet Silverado?
- In the chart above, average insurance cost ranges from $1,490 to $3,360 per year for the Ford F150 and $1,652 to $3,798 per year for the Chevrolet Silverado.
- For a 20-year-old driver, the average cost is $438 less to insure a Ford F150 than a Chevrolet Silverado.
- A 30-year-old driver pays an average of $196 less to insure a Ford F150 than a Chevrolet Silverado.
- For a 40-year-old driver, average cost is $190 less per year to insure a Ford F150 than a Chevrolet Silverado.
- A 50-year-old driver pays an average of $162 less to insure a Ford F150 than a Chevrolet Silverado.
- For a 16-year-old driver, insurance on a Ford F150 costs an average of $6,007 per year and Chevrolet Silverado insurance costs an average of $6,825 per year, a difference of $818 per year.
- A low deductible policy could cost up to $490 more per year for the Ford F150 and $544 for the Chevrolet Silverado.
- A high deductible policy could save as much as $250 per year for the Ford F150 and $280 for the Chevrolet Silverado.
The tables below detail insurance rates for all trim levels of 2022 F150 and Silverado models. The 2022 Ford F150 has an average insurance cost of $1,672 and the 2022 Chevrolet Silverado is $1,862, making the Ford F150 cheaper by $190 per year.
2022 Ford F150
$1,672
2022 Ford F150 Trims | Rate |
---|---|
XL Regular Cab 4WD | $1,444 |
XL Super Cab 4WD | 1,502 |
XLT Regular Cab 4WD | 1,524 |
Lightning Pro | 1,540 |
XL SuperCrew 4WD | 1,546 |
XL Regular Cab | 1,556 |
XLT Super Cab 4WD | 1,558 |
XLT SuperCrew 4WD | 1,578 |
Lariat Super Cab 4WD | 1,612 |
XL Super Cab | 1,626 |
Lariat SuperCrew 4WD | 1,628 |
Tremor SuperCrew 4WD | 1,644 |
Lightning XLT | 1,644 |
XLT Regular Cab | 1,654 |
Lightning XLT Premium | 1,666 |
XL SuperCrew | 1,676 |
King Ranch SuperCrew 4WD | 1,678 |
Platinum SuperCrew 4WD | 1,692 |
XLT Super Cab | 1,694 |
Raptor SuperCrew 4WD | 1,710 |
Lightning Lariat | 1,710 |
XLT SuperCrew | 1,720 |
Lightning Lariat Premium | 1,750 |
Lariat Super Cab | 1,758 |
Lightning Platinum | 1,774 |
Lariat SuperCrew | 1,776 |
Tremor SuperCrew | 1,794 |
King Ranch SuperCrew | 1,832 |
Platinum SuperCrew | 1,850 |
Raptor SuperCrew | 1,872 |
Limited SuperCrew | 1,904 |
2022 Ford F150 Average Rate | $1,672 |
2022 Chevrolet Silverado
$1,862
2022 Chevrolet Silverado Trims | Rate |
---|---|
WT Regular Cab 4WD | $1,642 |
WT Double Cab 4WD | 1,708 |
WT Regular Cab 2WD | 1,720 |
WT Crew Cab 4WD | 1,766 |
Custom Double Cab 4WD | 1,782 |
WT Double Cab 2WD | 1,796 |
Custom Crew Cab 4WD | 1,832 |
LT Double Cab 4WD | 1,848 |
Trail Boss Custom Crew Cab 4WD | 1,864 |
RST Double Cab 4WD | 1,868 |
WT Crew Cab 2WD | 1,868 |
Custom Double Cab 2WD | 1,882 |
LT Crew Cab 4WD | 1,896 |
RST Crew Cab 4WD | 1,936 |
LT Double Cab 2WD | 1,960 |
Trail Boss LT Crew Cab 4WD | 1,972 |
LTZ Crew Cab 4WD | 1,982 |
LT Crew Cab 2WD | 2,012 |
High Country Crew Cab 4WD | 2,038 |
2022 Chevrolet Silverado Average Rate | $1,862 |
2021 Ford F150 vs. Chevrolet Silverado
When comparing average insurance rates for 2021 models, a Ford F150 costs an average of $1,690 per year to insure and a Chevrolet Silverado costs $1,864, making the Ford F150 cheaper to insure by $174 per year for this model year.
The chart shown below illustrates the average cost to insure both models rated for multiple driver ages. For a 2021 Ford F150, the average car insurance cost ranges from $1,502 to $3,432 per year for the included driver ages. A 2021 Chevrolet Silverado costs from $1,656 to $3,796 to insure per year.
The 2021 Ford F150 has 43 trims available, with the cheapest trim level to insure being the XL Regular Cab 6.5 4WD model at an average cost of $1,506 per year, or about $126 per month.
For the 28 trims available for the Chevrolet Silverado, the cheapest 2021 model to insure is the WT Regular Cab 4WD trim at a cost of $1,642.
When rates for all 71 trim levels for both vehicles are compared, the cheapest trim to insure is the Ford F150 XL Regular Cab 6.5 4WD at an average cost of $1,506 per year, and the highest-cost model and trim level is the Chevrolet Silverado High Country Crew Cab 2WD at a cost of $2,108 per year.
The next tables illustrate average cost to insure each trim level for a 2021 Ford F150 and Chevrolet Silverado, including an overall average rate.
2021 Ford F150
$1,690
2021 Ford F150 Trims | Rate |
---|---|
XL Regular Cab 6.5 4WD | $1,506 |
XL Regular Cab 8 Ft Bed 4WD | 1,506 |
XL Regular Cab 2WD | 1,528 |
XL Regular Cab 6.5 2WD | 1,528 |
XL Super Cab 6.5 4WD | 1,558 |
XL Super Cab 8 Ft Bed 4WD | 1,558 |
XL SuperCrew 4WD | 1,558 |
XLT Regular Cab 6.5 4WD | 1,558 |
XLT Regular Cab 8 Ft Bed 4WD | 1,558 |
XL Super Cab 6.5 2WD | 1,582 |
XL SuperCrew 6.5 4WD | 1,612 |
XLT Super Cab 6.5 4WD | 1,612 |
XLT Super Cab 8 Ft Bed 4WD | 1,612 |
XLT SuperCrew 4WD | 1,612 |
XLT SuperCrew 6.5 | 1,626 |
Lariat Super Cab 4WD | 1,662 |
Lariat Super Cab 6.5 4WD | 1,662 |
Lariat Super Cab 8 Ft Bed 4WD | 1,662 |
XLT SuperCrew 6.5 4WD | 1,662 |
Lariat Super Cab 6.5 | 1,678 |
XL Super Cab 8 Ft Bed 2WD | 1,684 |
XL SuperCrew 2WD | 1,684 |
XLT Regular Cab 2WD | 1,684 |
XLT Regular Cab 6.5 2WD | 1,684 |
Raptor Super Cab 4WD | 1,714 |
King Ranch Crew Cab 6.5 | 1,730 |
XL SuperCrew 6.5 | 1,738 |
XLT Super Cab 6.5 2WD | 1,738 |
XLT Super Cab 8 Ft Bed 2WD | 1,738 |
XLT SuperCrew 2WD | 1,738 |
King Ranch Crew Cab 4WD | 1,768 |
King Ranch Crew Cab 6.5 4WD | 1,768 |
Platinum SuperCrew 4WD | 1,768 |
Platinum SuperCrew 6.5 4WD | 1,768 |
Raptor Crew Cab 4WD | 1,768 |
Platinum SuperCrew 6.5 | 1,784 |
Lariat Super Cab 2WD | 1,790 |
Lariat Super Cab 6.5 2WD | 1,790 |
Lariat Super Cab 8 Ft Bed 2WD | 1,790 |
King Ranch Crew Cab 2WD | 1,894 |
Limited Super Cab 4WD | 1,908 |
Platinum SuperCrew 2WD | 1,946 |
Limited Super Cab 2WD | 2,000 |
2021 Ford F150 Average Rate | $1,690 |
2021 Chevrolet Silverado
$1,864
2021 Chevrolet Silverado Trims | Rate |
---|---|
WT Regular Cab 4WD | $1,642 |
WT Double Cab 4WD | 1,696 |
Custom Double Cab 4WD | 1,746 |
Trail Boss Custom Double Cab 4WD | 1,746 |
WT Crew Cab 4WD | 1,746 |
WT Regular Cab 2WD | 1,796 |
Custom Crew Cab 4WD | 1,798 |
LT Crew Cab 4WD | 1,798 |
LT Double Cab 4WD | 1,798 |
RST Crew Cab 4WD | 1,798 |
RST Double Cab 4WD | 1,798 |
Trail Boss Custom Crew Cab 4WD | 1,798 |
WT Double Cab 2WD | 1,846 |
LTZ Crew Cab 4WD | 1,852 |
LTZ Double Cab 4WD | 1,852 |
Trail Boss LT Crew Cab 4WD | 1,852 |
Trail Boss LT Double Cab 4WD | 1,852 |
Custom Double Cab 2WD | 1,900 |
WT Crew Cab 2WD | 1,900 |
Custom Crew Cab 2WD | 1,952 |
LT Crew Cab 2WD | 1,952 |
LT Double Cab 2WD | 1,952 |
RST Double Cab 2WD | 1,952 |
High Country Crew Cab 4WD | 1,954 |
LTZ Double Cab 2WD | 2,004 |
RST Crew Cab 2WD | 2,004 |
LTZ Crew Cab 2WD | 2,056 |
High Country Crew Cab 2WD | 2,108 |
2021 Chevrolet Silverado Average Rate | $1,864 |
2020 Ford F150 vs Chevrolet Silverado
When comparing insurance rates for the 2020 Ford F150 and Chevrolet Silverado models, the Ford F150 is cheaper to insure by an average of $168 per year for 2020.
The chart shown below illustrates the average cost to insure both 2020 models rated for different driver ages. For a 2020 Ford F150, the average car insurance cost ranges from $1,460 to $3,330 per year. A 2020 Chevrolet Silverado costs from $1,610 to $3,688 to insure per year.
The 2020 Ford F150 has 43 trim levels available, with the cheapest trim level to insure being the XL Regular Cab 6.5 4WD model at an average cost of $1,462 per year.
For the 28 trims available for the Chevrolet Silverado, the cheapest 2020 trim to insure is the WT Regular Cab 4WD model at a cost of $1,596 per year, or around $133 per month.
When rates for all 71 trim levels for both vehicles are compared, the cheapest trim to insure is the Ford F150 XL Regular Cab 6.5 4WD at an average cost of $1,462 per year. The overall most expensive vehicle to insure is the Chevrolet Silverado High Country Crew Cab 2WD at an average cost of $2,048 per year.
The next two rate tables show the expected annual car insurance cost by trim level for both 2020 models, along with the average rate for each model. The model with the cheapest auto insurance rates for 2020 is the Ford F150.
2020 Ford F150
$1,642
2020 Ford F150 Trims | Rate |
---|---|
XL Regular Cab 6.5 4WD | $1,462 |
XL Regular Cab 8 Ft Bed 4WD | 1,462 |
XL Regular Cab 2WD | 1,490 |
XL Regular Cab 6.5 2WD | 1,490 |
XL Super Cab 6.5 4WD | 1,512 |
XL Super Cab 8 Ft Bed 4WD | 1,512 |
XL SuperCrew 4WD | 1,512 |
XLT Regular Cab 6.5 4WD | 1,512 |
XLT Regular Cab 8 Ft Bed 4WD | 1,512 |
XL Super Cab 6.5 2WD | 1,540 |
XL SuperCrew 6.5 4WD | 1,562 |
XLT Super Cab 6.5 4WD | 1,562 |
XLT Super Cab 8 Ft Bed 4WD | 1,562 |
XLT SuperCrew 4WD | 1,562 |
XLT SuperCrew 6.5 | 1,578 |
Lariat Super Cab 4WD | 1,612 |
Lariat Super Cab 6.5 4WD | 1,612 |
Lariat Super Cab 8 Ft Bed 4WD | 1,612 |
XLT SuperCrew 6.5 4WD | 1,612 |
Lariat Super Cab 6.5 | 1,626 |
XL Super Cab 8 Ft Bed 2WD | 1,640 |
XL SuperCrew 2WD | 1,640 |
XLT Regular Cab 2WD | 1,640 |
XLT Regular Cab 6.5 2WD | 1,640 |
Raptor Super Cab 4WD | 1,662 |
King Ranch Crew Cab 6.5 | 1,678 |
XL SuperCrew 6.5 | 1,688 |
XLT Super Cab 6.5 2WD | 1,688 |
XLT Super Cab 8 Ft Bed 2WD | 1,688 |
XLT SuperCrew 2WD | 1,688 |
King Ranch Crew Cab 4WD | 1,712 |
King Ranch Crew Cab 6.5 4WD | 1,712 |
Platinum SuperCrew 4WD | 1,712 |
Platinum SuperCrew 6.5 4WD | 1,712 |
Raptor Crew Cab 4WD | 1,712 |
Platinum SuperCrew 6.5 | 1,726 |
Lariat Super Cab 2WD | 1,740 |
Lariat Super Cab 6.5 2WD | 1,740 |
Lariat Super Cab 8 Ft Bed 2WD | 1,740 |
King Ranch Crew Cab 2WD | 1,840 |
Limited Super Cab 4WD | 1,848 |
Platinum SuperCrew 2WD | 1,890 |
Limited Super Cab 2WD | 1,940 |
2020 Ford F150 Average Rate | $1,642 |
2020 Chevrolet Silverado
$1,810
2020 Chevrolet Silverado Trims | Rate |
---|---|
WT Regular Cab 4WD | $1,596 |
WT Double Cab 4WD | 1,646 |
Custom Double Cab 4WD | 1,696 |
Trail Boss Custom Double Cab 4WD | 1,696 |
WT Crew Cab 4WD | 1,696 |
Custom Crew Cab 4WD | 1,746 |
LT Crew Cab 4WD | 1,746 |
LT Double Cab 4WD | 1,746 |
RST Crew Cab 4WD | 1,746 |
RST Double Cab 4WD | 1,746 |
Trail Boss Custom Crew Cab 4WD | 1,746 |
WT Regular Cab 2WD | 1,746 |
LTZ Crew Cab 4WD | 1,796 |
LTZ Double Cab 4WD | 1,796 |
Trail Boss LT Crew Cab 4WD | 1,796 |
Trail Boss LT Double Cab 4WD | 1,796 |
WT Double Cab 2WD | 1,798 |
Custom Double Cab 2WD | 1,848 |
WT Crew Cab 2WD | 1,848 |
Custom Crew Cab 2WD | 1,898 |
High Country Crew Cab 4WD | 1,898 |
LT Crew Cab 2WD | 1,898 |
LT Double Cab 2WD | 1,898 |
RST Double Cab 2WD | 1,898 |
LTZ Double Cab 2WD | 1,948 |
RST Crew Cab 2WD | 1,948 |
LTZ Crew Cab 2WD | 1,998 |
High Country Crew Cab 2WD | 2,048 |
2020 Chevrolet Silverado Average Rate | $1,810 |
2019 Ford F150 vs Chevrolet Silverado
When comparing insurance cost for 2019 models, the Ford F150 costs an average of $1,542 per year to insure and the Chevrolet Silverado costs $1,724, making the Ford F150 the winner by $182 for the 2019 comparison year.
The next chart visualizes the average cost to insure both 2019 models for a range of driver ages. The average car insurance cost ranges from $1,374 to $3,136 per year for a 2019 Ford F150, and $1,532 to $3,518 for a 2019 Chevrolet Silverado for the included age groups.
Out of 24 trims for the 2019 Ford F150, the cheapest rates are on the XL Regular Cab 4WD model at a cost of $1,322 per year, or around $110 per month. The 2019 Chevrolet Silverado has 28 trims available, with the cheapest model to insure being the Double Cab 4WD trim at an average cost of $1,610 per year, or around $134 per month.
When rates are compared for the 52 trim levels of both 2019 models, the lowest-cost model and trim level to insure is the Ford F150 XL Regular Cab 4WD at an average cost of $1,322 per year. The most expensive trim is the Chevrolet Silverado High Country Crew Cab 2WD costing an average of $1,886 per year.
The tables below display average car insurance rates for every trim level for both 2019 models, along with the average rate for each model. The winner for the 2019 car insurance cost comparison is the Ford F150.
2019 Ford F150
$1,542
2019 Ford F150 Trims | Rate |
---|---|
XL Regular Cab 4WD | $1,322 |
XL Regular Cab 2WD | 1,384 |
XL Super Cab 4WD | 1,384 |
XL Crew Cab 4WD | 1,432 |
XL Super Cab 2WD | 1,432 |
XLT Regular Cab 4WD | 1,432 |
XLT Crew Cab 4WD | 1,480 |
XLT Super Cab 4WD | 1,480 |
XL Crew Cab 2WD | 1,494 |
XLT Regular Cab 2WD | 1,494 |
Lariat Crew Cab 4WD | 1,528 |
Lariat Super Cab 4WD | 1,528 |
XLT Crew Cab 2WD | 1,542 |
XLT Super Cab 2WD | 1,542 |
Raptor Super Cab 4WD | 1,576 |
Lariat Crew Cab 2WD | 1,590 |
Lariat Super Cab 2WD | 1,590 |
King Ranch Crew Cab 4WD | 1,624 |
Platinum Crew Cab 4WD | 1,624 |
Raptor Crew Cab 4WD | 1,624 |
King Ranch Crew Cab 2WD | 1,686 |
Platinum Crew Cab 2WD | 1,686 |
Limited Crew Cab 4WD | 1,754 |
Limited Crew Cab 2WD | 1,816 |
2019 Ford F150 Average Rate | $1,542 |
2019 Chevrolet Silverado
$1,724
2019 Chevrolet Silverado Trims | Rate |
---|---|
Double Cab 4WD | $1,610 |
WT Double Cab 4WD | 1,610 |
Double Cab 2WD | 1,646 |
WT Double Cab 2WD | 1,646 |
Custom Double Cab 4WD | 1,658 |
Trail Boss Custom Double Cab 4WD | 1,658 |
WT Crew Cab 4WD | 1,658 |
Custom Double Cab 2WD | 1,694 |
WT Crew Cab 2WD | 1,694 |
Custom Crew Cab 4WD | 1,706 |
LT Crew Cab 4WD | 1,706 |
LT Double Cab 4WD | 1,706 |
RST Crew Cab 4WD | 1,706 |
RST Double Cab 4WD | 1,706 |
Trail Boss Custom Crew Cab 4WD | 1,706 |
Custom Crew Cab 2WD | 1,742 |
LT Crew Cab 2WD | 1,742 |
LT Double Cab 2WD | 1,742 |
RST Double Cab 2WD | 1,742 |
LTZ Crew Cab 4WD | 1,754 |
LTZ Double Cab 4WD | 1,754 |
Trail Boss LT Crew Cab 4WD | 1,754 |
Trail Boss LT Double Cab 4WD | 1,754 |
LTZ Double Cab 2WD | 1,790 |
RST Crew Cab 2WD | 1,790 |
LTZ Crew Cab 2WD | 1,838 |
High Country Crew Cab 4WD | 1,850 |
High Country Crew Cab 2WD | 1,886 |
2019 Chevrolet Silverado Average Rate | $1,724 |
2018 Ford F150 vs Chevrolet Silverado
When comparing car insurance rates for 2018 models, the Ford F150 costs an average of $1,456 per year to insure and the Chevrolet Silverado costs $1,636, making the Ford F150 the winner by $180 for the 2018 comparison year.
The chart shown below displays the average cost to insure both models for the 20 to 50-year-old driver age groups. Average car insurance cost ranges from $1,298 to $2,956 per year for a 2018 Ford F150, and $1,458 to $3,332 for a 2018 Chevrolet Silverado for the illustrated age groups.
Out of 24 trim levels for the 2018 Ford F150, the cheapest rates are on the XL Regular Cab 4WD model at a cost of $1,266 per year, or about $106 per month.
For the 32 trim levels available for the Chevrolet Silverado, the cheapest 2018 trim level to insure is the WT Regular Cab 4WD trim at a cost of $1,498.
When comparing car insurance rates for both models by trim level, the lowest-cost model and trim level to insure is the Ford F150 XL Regular Cab 4WD at an average of $1,266 per year. The most expensive model and trim level is the Chevrolet Silverado High Country Crew Cab 2WD costing an average of $1,808 per year.
The tables below illustrate all the available trims for both 2018 models, along with an average cost for each model. The cheapest model to insure for the 2018 model year is the Ford F150.
2018 Ford F150
$1,456
2018 Ford F150 Trims | Rate |
---|---|
XL Regular Cab 4WD | $1,266 |
XL Regular Cab 2WD | 1,286 |
XL Super Cab 4WD | 1,324 |
XL Crew Cab 4WD | 1,370 |
XLT Regular Cab 4WD | 1,370 |
XLT Super Cab 4WD | 1,370 |
XL Super Cab 2WD | 1,374 |
XLT Regular Cab 2WD | 1,374 |
Lariat Super Cab 4WD | 1,416 |
XLT Crew Cab 4WD | 1,416 |
XL Crew Cab 2WD | 1,434 |
XLT Super Cab 2WD | 1,434 |
Lariat Crew Cab 4WD | 1,460 |
Raptor Super Cab 4WD | 1,460 |
XLT Crew Cab 2WD | 1,480 |
Raptor Crew Cab 4WD | 1,504 |
Lariat Crew Cab 2WD | 1,524 |
Lariat Super Cab 2WD | 1,524 |
King Ranch Crew Cab 4WD | 1,550 |
Platinum Crew Cab 4WD | 1,550 |
Limited Crew Cab 4WD | 1,596 |
King Ranch Crew Cab 2WD | 1,614 |
Platinum Crew Cab 2WD | 1,614 |
Limited Crew Cab 2WD | 1,692 |
2018 Ford F150 Average Rate | $1,456 |
2018 Chevrolet Silverado
$1,636
2018 Chevrolet Silverado Trims | Rate |
---|---|
WT Regular Cab 4WD | $1,498 |
WT Regular Cab 2WD | 1,536 |
LS Regular Cab 4WD | 1,542 |
LS Regular Cab 2WD | 1,582 |
WT Double Cab 2WD | 1,582 |
Custom Double Cab 4WD | 1,586 |
LS Double Cab 4WD | 1,586 |
LT Regular Cab 4WD | 1,586 |
WT Crew Cab 4WD | 1,586 |
WT Double Cab 4WD | 1,586 |
Custom Double Cab 2WD | 1,626 |
LS Double Cab 2WD | 1,626 |
LT Regular Cab 2WD | 1,626 |
Custom Crew Cab 4WD | 1,632 |
Hybrid Crew Cab 4WD | 1,632 |
LS Crew Cab 4WD | 1,632 |
LT Crew Cab 4WD | 1,632 |
LT Double Cab 4WD | 1,632 |
Z71 Crew Cab 4WD | 1,632 |
Z71 Double Cab 4WD | 1,632 |
Custom Crew Cab 2WD | 1,670 |
Hybrid Crew Cab 2WD | 1,670 |
LS Crew Cab 2WD | 1,670 |
LT Crew Cab 2WD | 1,670 |
WT Crew Cab 2WD | 1,670 |
LTZ Crew Cab 4WD | 1,678 |
LTZ Double Cab 4WD | 1,678 |
LT Double Cab 2WD | 1,686 |
LTZ Crew Cab 2WD | 1,716 |
LTZ Double Cab 2WD | 1,716 |
High Country Crew Cab 4WD | 1,768 |
High Country Crew Cab 2WD | 1,808 |
2018 Chevrolet Silverado Average Rate | $1,636 |
2017 Ford F150 vs Chevrolet Silverado
For 2017 Ford F150 and Chevrolet Silverado models, the Ford F150 has lower-cost car insurance by an average of $166 per year for 2017.
The rate chart below illustrates the average cost to insure both 2017 models using different driver ages. Insurance cost ranges from $1,246 to $2,834 per year for a 2017 Ford F150, and $1,394 to $3,182 for a 2017 Chevrolet Silverado for the age groups used in this illustration.
Out of 24 Ford F150 trims, the cheapest 2017 trim to insure is the XL Regular Cab 4WD trim at an average cost of $1,220 per year.
For the 30 trim levels available for the Chevrolet Silverado, the cheapest 2017 model to insure is the LS Regular Cab 4WD model at a cost of $1,444.
When all 54 trims of both models are combined and compared, the cheapest trim to insure is the Ford F150 XL Regular Cab 4WD at an average of $1,220 per year. The overall most expensive vehicle to insure is the Chevrolet Silverado High Country Crew Cab 2WD at an average cost of $1,740 per year.
The two tables below display trim level insurance rates for each 2017 model, plus the average rate for each model. The model with the cheapest overall car insurance cost for 2017 is the Ford F150.
2017 Ford F150
$1,398
2017 Ford F150 Trims | Rate |
---|---|
XL Regular Cab 4WD | $1,220 |
XL Regular Cab 2WD | 1,240 |
XL Super Cab 4WD | 1,276 |
XLT Regular Cab 4WD | 1,276 |
XL Crew Cab 4WD | 1,320 |
XLT Super Cab 4WD | 1,320 |
XL Super Cab 2WD | 1,326 |
XLT Regular Cab 2WD | 1,326 |
Lariat Super Cab 4WD | 1,364 |
XLT Crew Cab 4WD | 1,364 |
XL Crew Cab 2WD | 1,384 |
XLT Super Cab 2WD | 1,384 |
Lariat Crew Cab 4WD | 1,404 |
SVT Super Cab Raptor 4WD | 1,404 |
XLT Crew Cab 2WD | 1,426 |
Lariat King Ranch 4WD | 1,448 |
SVT Crew Cab Raptor 4WD | 1,448 |
Lariat Crew Cab 2WD | 1,470 |
Lariat Super Cab 2WD | 1,470 |
Lariat Crew Cab Platinum Edition 4WD | 1,490 |
Limited Crew Cab 4WD | 1,534 |
Lariat Crew Cab Platinum Edition 2WD | 1,554 |
Lariat King Ranch 2WD | 1,554 |
Limited Crew Cab 2WD | 1,596 |
2017 Ford F150 Average Rate | $1,398 |
2017 Chevrolet Silverado
$1,564
2017 Chevrolet Silverado Trims | Rate |
---|---|
LS Regular Cab 4WD | $1,444 |
WT Regular Cab 4WD | 1,444 |
WT Regular Cab 2WD | 1,454 |
LS Regular Cab 2WD | 1,484 |
WT Double Cab 4WD | 1,484 |
Custom Crew Cab 4WD | 1,528 |
Custom Double Cab 4WD | 1,528 |
LS Double Cab 4WD | 1,528 |
LT Double Cab 4WD | 1,528 |
LT Regular Cab 4WD | 1,528 |
WT Crew Cab 4WD | 1,528 |
WT Double Cab 2WD | 1,528 |
Custom Double Cab 2WD | 1,568 |
LS Double Cab 2WD | 1,568 |
LT Regular Cab 2WD | 1,568 |
WT Crew Cab 2WD | 1,568 |
LS Crew Cab 4WD | 1,570 |
LT Crew Cab 4WD | 1,570 |
LTZ Double Cab 4WD | 1,570 |
Z71 Crew Cab 4WD | 1,570 |
Z71 Double Cab 4WD | 1,570 |
Custom Crew Cab 2WD | 1,612 |
LS Crew Cab 2WD | 1,612 |
LT Crew Cab 2WD | 1,612 |
LT Double Cab 2WD | 1,612 |
LTZ Crew Cab 4WD | 1,614 |
LTZ Crew Cab 2WD | 1,654 |
LTZ Double Cab 2WD | 1,654 |
High Country Crew Cab 4WD | 1,656 |
High Country Crew Cab 2WD | 1,740 |
2017 Chevrolet Silverado Average Rate | $1,564 |
2016 Ford F150 vs Chevrolet Silverado
For the 2016 Ford F150 and Chevrolet Silverado models, the Ford F150 has cheaper car insurance rates by an average of $174 per year for this model year.
The chart below displays the average cost to insure the two models using a range of rated driver ages. For a 2016 Ford F150, insurance cost ranges from $1,190 to $2,708 per year for the included driver ages. A 2016 Chevrolet Silverado costs from $1,352 to $3,064 to insure per year.
For the 22 trims available for the 2016 Ford F150, the cheapest trim to insure is the XL Regular Cab 4WD trim at an average cost of $1,182 per year, or around $99 per month. The 2016 Chevrolet Silverado has 30 trim levels available, with the cheapest model to insure being the LS Regular Cab 4WD model at an average cost of $1,392 per year, or $116 per month.
When rates for all 52 trim levels for both vehicles are compared, the cheapest vehicle to insure is the Ford F150 XL Regular Cab 4WD at a cost of $1,182 per year, and the highest-cost model and trim level is the Chevrolet Silverado High Country Crew Cab 2WD at a cost of $1,656 per year.
The tables shown below show both 2016 models and all trim levels available for each one, including an overall average cost for each model. The winner for the 2016 car insurance battle is the Ford F150.
2016 Ford F150
$1,336
2016 Ford F150 Trims | Rate |
---|---|
XL Regular Cab 4WD | $1,182 |
XL Regular Cab 2WD | 1,196 |
XL Super Cab 4WD | 1,234 |
XLT Regular Cab 4WD | 1,234 |
XL Crew Cab 4WD | 1,272 |
XLT Super Cab 4WD | 1,272 |
XL Crew Cab 2WD | 1,274 |
XL Super Cab 2WD | 1,274 |
XLT Regular Cab 2WD | 1,274 |
Lariat Super Cab 4WD | 1,312 |
XLT Crew Cab 4WD | 1,312 |
XLT Super Cab 2WD | 1,326 |
Lariat Crew Cab 4WD | 1,350 |
Lariat Super Cab 2WD | 1,364 |
XLT Crew Cab 2WD | 1,364 |
Lariat King Ranch 4WD | 1,390 |
Lariat Crew Cab 2WD | 1,404 |
Lariat Crew Cab Platinum Edition 4WD | 1,430 |
Lariat King Ranch 2WD | 1,444 |
Limited Crew Cab 4WD | 1,468 |
Lariat Crew Cab Platinum Edition 2WD | 1,482 |
Limited Crew Cab 2WD | 1,522 |
2016 Ford F150 Average Rate | $1,336 |
2016 Chevrolet Silverado
$1,510
2016 Chevrolet Silverado Trims | Rate |
---|---|
LS Regular Cab 4WD | $1,392 |
WT Regular Cab 4WD | 1,392 |
WT Regular Cab 2WD | 1,420 |
WT Double Cab 4WD | 1,430 |
LS Regular Cab 2WD | 1,458 |
Custom Double Cab 4WD | 1,470 |
LS Double Cab 4WD | 1,470 |
LT Double Cab 4WD | 1,470 |
LT Regular Cab 4WD | 1,470 |
WT Crew Cab 4WD | 1,470 |
Custom Double Cab 2WD | 1,500 |
LS Double Cab 2WD | 1,500 |
LT Regular Cab 2WD | 1,500 |
WT Double Cab 2WD | 1,500 |
Custom Crew Cab 4WD | 1,510 |
LS Crew Cab 4WD | 1,510 |
LT Crew Cab 4WD | 1,510 |
LTZ Double Cab 4WD | 1,510 |
Z71 Crew Cab 4WD | 1,510 |
Z71 Double Cab 4WD | 1,510 |
LT Double Cab 2WD | 1,538 |
LTZ Crew Cab 4WD | 1,548 |
WT Crew Cab 2WD | 1,558 |
Custom Crew Cab 2WD | 1,576 |
LS Crew Cab 2WD | 1,576 |
LT Crew Cab 2WD | 1,576 |
High Country Crew Cab 4WD | 1,588 |
LTZ Crew Cab 2WD | 1,618 |
LTZ Double Cab 2WD | 1,618 |
High Country Crew Cab 2WD | 1,656 |
2016 Chevrolet Silverado Average Rate | $1,510 |
2015 Ford F150 vs Chevrolet Silverado
When comparing average insurance rates for 2015 models, a Ford F150 costs an average of $1,342 per year to insure and a Chevrolet Silverado costs $1,400, making the Ford F150 cheaper to insure by $58 per year for this model year.
The rate chart below shows the average cost to insure the two models with different ages of drivers. The average cost of car insurance ranges from $1,198 to $2,728 per year for a 2015 Ford F150, and $1,256 to $2,832 for a 2015 Chevrolet Silverado for the illustrated age groups.
Out of 20 Ford F150 trims, the cheapest 2015 trim to insure is the XL Regular Cab 2WD model at an average cost of $1,178 per year, or $98 per month. Out of the 25 trim levels available for the Chevrolet Silverado, the cheapest 2015 trim level to insure is the LS Regular Cab 4WD model at a cost of $1,240.
When average car insurance prices for all 45 trim levels for the 2015 model year of both models are compared, the cheapest model and trim level to insure is the Ford F150 XL Regular Cab 2WD at an average cost of $1,178 per year, and the most expensive model and trim level is the Chevrolet Silverado High Country Crew Cab 2WD costing an average of $1,584 per year.
The tables below display average car insurance cost by trim level for a 2015 Ford F150 and Chevrolet Silverado, including an overall average rate.
2015 Ford F150
$1,342
2015 Ford F150 Trims | Rate |
---|---|
XL Regular Cab 2WD | $1,178 |
XL Super Cab 2WD | 1,240 |
XL Regular Cab 4WD | 1,264 |
XL Super Cab 4WD | 1,264 |
XL Crew Cab 2WD | 1,276 |
XLT Regular Cab 2WD | 1,276 |
XL Crew Cab 4WD | 1,312 |
XLT Regular Cab 4WD | 1,312 |
XLT Crew Cab 2WD | 1,324 |
XLT Super Cab 2WD | 1,324 |
XLT Crew Cab 4WD | 1,350 |
XLT Super Cab 4WD | 1,350 |
Lariat Super Cab 2WD | 1,362 |
Lariat Crew Cab 4WD | 1,386 |
Lariat Super Cab 4WD | 1,386 |
Lariat Crew Cab 2WD | 1,398 |
Lariat King Ranch 2WD | 1,432 |
Lariat Crew Cab Platinum Edition 4WD | 1,456 |
Lariat King Ranch 4WD | 1,456 |
Lariat Crew Cab Platinum Edition 2WD | 1,468 |
2015 Ford F150 Average Rate | $1,342 |
2015 Chevrolet Silverado
$1,400
2015 Chevrolet Silverado Trims | Rate |
---|---|
LS Regular Cab 4WD | $1,240 |
WT Regular Cab 4WD | 1,240 |
LS Double Cab 4WD | 1,288 |
LT Regular Cab 4WD | 1,288 |
WT Double Cab 4WD | 1,288 |
LS Crew Cab 4WD | 1,324 |
LT Double Cab 4WD | 1,324 |
LTZ Double Cab 4WD | 1,324 |
WT Crew Cab 4WD | 1,324 |
LT Crew Cab 4WD | 1,358 |
WT Regular Cab 2WD | 1,366 |
LTZ Crew Cab 4WD | 1,396 |
LS Regular Cab 2WD | 1,404 |
High Country Crew Cab 4WD | 1,432 |
LS Double Cab 2WD | 1,440 |
LT Regular Cab 2WD | 1,440 |
WT Double Cab 2WD | 1,440 |
LT Double Cab 2WD | 1,476 |
WT Crew Cab 2WD | 1,476 |
LS Crew Cab 2WD | 1,512 |
LT Crew Cab 2WD | 1,512 |
LTZ Double Cab 2WD | 1,512 |
Z71 Crew Cab 2WD | 1,512 |
LTZ Crew Cab 2WD | 1,548 |
High Country Crew Cab 2WD | 1,584 |
2015 Chevrolet Silverado Average Rate | $1,400 |